The Senate Federal Credit Union is urging staff in danger of being furloughed to join before the government shuts down so they can take advantage of “furlough loans.”

Like the Congressional Federal Credit Union in the House, the Senate organization is offering 30-day, no-interest loans of one month’s pay up to $3,000 for Senate staff who would be furloughed if Congress doesn’t get a deal on spending before Saturday.

“Offering a zero percent loan doesn’t make us any money, but it does help people who may be in need,” said SFCU President and CEO Susan Enis. “Senate staffers or our members who are furloughed, a lot of people live paycheck to paycheck. They can’t go with out it.”

If staffers don’t pay back the loan within 30 days, the loan will be converted into a standard one-year loan.

The SFCU locations in Hart Senate Office Building, in the Government Accountability Office building and in Alexandria, Va., will be open and fully staffed.