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Senate Floor: BANKRUPTCY REFORM ACT OF 2001--Continued

Topics
Entities
Moderation
15 Speakers
Topics
No topics found
Entities
No entities found
Moderation
No moderation found
Speakers
Paul Wellstone
Paul Wellstone said 391 sentences of a total of 1236 sentences.
32%
Paul Wellstone said 6130 words of a total of 18263 words.
34%
Dick Durbin
Dick Durbin said 186 sentences of a total of 1236 sentences.
16%
Dick Durbin said 3141 words of a total of 18263 words.
18%
Orrin Hatch
Orrin Hatch said 192 sentences of a total of 1236 sentences.
16%
Orrin Hatch said 3101 words of a total of 18263 words.
17%
Russ Feingold
Russ Feingold said 66 sentences of a total of 1236 sentences.
6%
Russ Feingold said 1186 words of a total of 18263 words.
7%
The Presiding Officer
The Presiding Officer said 134 sentences of a total of 1236 sentences.
11%
The Presiding Officer said 688 words of a total of 18263 words.
4%
Carl Levin
Carl Levin said 34 sentences of a total of 1236 sentences.
3%
Carl Levin said 665 words of a total of 18263 words.
4%
Mark Dayton
Mark Dayton said 25 sentences of a total of 1236 sentences.
3%
Mark Dayton said 558 words of a total of 18263 words.
4%
Phil Gramm
Phil Gramm said 25 sentences of a total of 1236 sentences.
3%
Phil Gramm said 556 words of a total of 18263 words.
4%
Joe Biden
Joe Biden said 34 sentences of a total of 1236 sentences.
3%
Joe Biden said 504 words of a total of 18263 words.
3%
Chuck Grassley
Chuck Grassley said 23 sentences of a total of 1236 sentences.
2%
Chuck Grassley said 463 words of a total of 18263 words.
3%
Max Baucus
Max Baucus said 18 sentences of a total of 1236 sentences.
2%
Max Baucus said 386 words of a total of 18263 words.
3%
Patrick Leahy
Patrick Leahy said 36 sentences of a total of 1236 sentences.
3%
Patrick Leahy said 345 words of a total of 18263 words.
2%
Harry Reid
Harry Reid said 16 sentences of a total of 1236 sentences.
2%
Harry Reid said 184 words of a total of 18263 words.
2%
John Kerry
John Kerry said 15 sentences of a total of 1236 sentences.
2%
John Kerry said 121 words of a total of 18263 words.
1%
Ted Stevens
Ted Stevens said 2 sentences of a total of 1236 sentences.
1%
Ted Stevens said 18 words of a total of 18263 words.
1%
Full Transcript

The Presiding Officer

The PRESIDING OFFICER.
Sentiment
Loughran McDonald (Relative)
0
Neutral
Loughran McDonald (Absolute)
0
Neutral
Loughran McDonald (Logit)
0
Harvard-IV (Relative)
0
Neutral
Harvard-IV (Absolute)
0
Neutral
Harvard-IV (Logit)
0
VADER
0
Neutral
Moderation
Harassment
0.0677201955
OpenAI Moderation v1 (007)
Violence > Graphic
0.0049191818
OpenAI Moderation v1 (007)
Sexual
0.0039388084
OpenAI Moderation v1 (007)
Violence
0.0030124778
OpenAI Moderation v1 (007)
Hate
0.0021644142
OpenAI Moderation v1 (007)
Sexual > Minors
0.0003535931
OpenAI Moderation v1 (007)
Harassment > Threatening
0.0001856966
OpenAI Moderation v1 (007)
Self-Harm
0.0001061459
OpenAI Moderation v1 (007)
Self-Harm > Intent
8.24255E-5
OpenAI Moderation v1 (007)
Hate > Threatening
3.6492E-6
OpenAI Moderation v1 (007)
Self-Harm > Instructions
3.1753E-6
OpenAI Moderation v1 (007)
Readability
Flesch-Kincaid Grade
9.4
Flesch-Kincaid Ease
41.3
Gunning-Fog Score
5.7
Coleman-Liau Index
12
SMOG Index
12
Automated Readability Index
7.8
Dale-Chall Readability Score
5.6
Sprache Readability Score
2.2
Dale-Chall Difficult Word Score
5
Sprache Difficult Word Count
8

Paul Wellstone

Mr. President, I want to be clear with my colleagues and the majority leader that I came to the floor very early on with several amendments to move this process forward. Last week, when I initially objected to a motion to proceed, the majority leader said we would have substantive debate on amendments. This amendment has been "hanging out there" for several days. I have wanted a vote on this amendment. I modified this amendment because there was concern on the part of one of my colleagues on the other side that there was a jurisdictional problem with a committee. I had assumed we would have an up-or-down vote on this amendment. My understanding is that it might not happen and there might be a second-degree amendment. I don't know what that amendment is, but it will probably be an amendment that will gut this amendment.
Sentiment
Loughran McDonald (Relative)
-1
Very Negative
Loughran McDonald (Absolute)
-1
Very Negative
Loughran McDonald (Logit)
-1.94591
Harvard-IV (Relative)
0.27273
Slightly Positive
Harvard-IV (Absolute)
0.27273
Slightly Positive
Harvard-IV (Logit)
0.51083
VADER
0.026
Neutral
Moderation
Harassment
0.0048366899
OpenAI Moderation v1 (007)
Violence
0.0009384285
OpenAI Moderation v1 (007)
Violence > Graphic
0.0007714922
OpenAI Moderation v1 (007)
Sexual
0.0007250744
OpenAI Moderation v1 (007)
Hate
0.0006980785
OpenAI Moderation v1 (007)
Harassment > Threatening
0.0001153863
OpenAI Moderation v1 (007)
Sexual > Minors
5.45224E-5
OpenAI Moderation v1 (007)
Self-Harm > Intent
5.11212E-5
OpenAI Moderation v1 (007)
Self-Harm
2.88113E-5
OpenAI Moderation v1 (007)
Self-Harm > Instructions
3.8872E-6
OpenAI Moderation v1 (007)
Hate > Threatening
1.3292E-6
OpenAI Moderation v1 (007)
Topics
Topic:
Law and Crime
Score:
54.461
Magnitude:
26
Code:
12
Url:
https://fsc.al/cap-mc#12
Source:
Comparative Agendas
Readability
Flesch-Kincaid Grade
8.6
Flesch-Kincaid Ease
62.8
Gunning-Fog Score
13.1
Coleman-Liau Index
10.5
SMOG Index
12
Automated Readability Index
7.9
Dale-Chall Readability Score
4.5
Sprache Readability Score
4.8
Dale-Chall Difficult Word Score
35
Sprache Difficult Word Count
26

Paul Wellstone

It makes me start to wonder, even more, about what we have been doing out on the floor of the Senate with this bankruptcy bill. My colleague called this a reform bill, but I wish to mention a couple of articles that have been published recently. I will soon ask to have them printed in the Record.
Sentiment
Loughran McDonald (Relative)
-1
Very Negative
Loughran McDonald (Absolute)
-1
Very Negative
Loughran McDonald (Logit)
-1.09861
Harvard-IV (Relative)
0.2
Leans Positive
Harvard-IV (Absolute)
0.2
Leans Positive
Harvard-IV (Logit)
0.33647
VADER
0.55
Very Positive
Moderation
Harassment
0.1096811029
OpenAI Moderation v1 (007)
Violence
0.045600743
OpenAI Moderation v1 (007)
Violence > Graphic
0.0296742568
OpenAI Moderation v1 (007)
Hate
0.0138174873
OpenAI Moderation v1 (007)
Sexual
0.0045467623
OpenAI Moderation v1 (007)
Harassment > Threatening
0.0017562783
OpenAI Moderation v1 (007)
Sexual > Minors
0.0016508862
OpenAI Moderation v1 (007)
Self-Harm
0.0002495397
OpenAI Moderation v1 (007)
Self-Harm > Intent
0.0002035834
OpenAI Moderation v1 (007)
Hate > Threatening
0.0001817733
OpenAI Moderation v1 (007)
Self-Harm > Instructions
2.81337E-5
OpenAI Moderation v1 (007)
Topics
Topic:
Macroeconomics
Score:
38.504
Magnitude:
47
Code:
1
Url:
https://fsc.al/cap-mc#1
Source:
Comparative Agendas
Topic:
Government Operations
Score:
29.854
Magnitude:
47
Code:
20
Url:
https://fsc.al/cap-mc#20
Source:
Comparative Agendas
Readability
Flesch-Kincaid Grade
7.3
Flesch-Kincaid Ease
76.2
Gunning-Fog Score
10.4
Coleman-Liau Index
8.5
SMOG Index
9.9
Automated Readability Index
7.5
Dale-Chall Readability Score
4.3
Sprache Readability Score
4.1
Dale-Chall Difficult Word Score
12
Sprache Difficult Word Count
14

Paul Wellstone

There was a piece that appeared on Tuesday, March 13, in the Wall Street Journal entitled, "Auto Firms See Profit In Bankruptcy-Reform Bill Provision." The first paragraph:
Sentiment
Loughran McDonald (Relative)
0
Neutral
Loughran McDonald (Absolute)
0
Neutral
Loughran McDonald (Logit)
0
Harvard-IV (Relative)
0
Neutral
Harvard-IV (Absolute)
0
Neutral
Harvard-IV (Logit)
0
VADER
0.612
Very Positive
Moderation
Harassment
0.5182420835
OpenAI Moderation v1 (007)
Hate
0.0113996008
OpenAI Moderation v1 (007)
Sexual
0.0034963217
OpenAI Moderation v1 (007)
Violence
0.0028590539
OpenAI Moderation v1 (007)
Violence > Graphic
0.001218555
OpenAI Moderation v1 (007)
Harassment > Threatening
0.0005274531
OpenAI Moderation v1 (007)
Sexual > Minors
0.0002029012
OpenAI Moderation v1 (007)
Self-Harm
9.12493E-5
OpenAI Moderation v1 (007)
Self-Harm > Intent
5.09028E-5
OpenAI Moderation v1 (007)
Hate > Threatening
1.17233E-5
OpenAI Moderation v1 (007)
Self-Harm > Instructions
4.1982E-6
OpenAI Moderation v1 (007)
Topics
Topic:
Domestic Commerce
Score:
86.271
Magnitude:
97
Code:
15
Url:
https://fsc.al/cap-mc#15
Source:
Comparative Agendas
Readability
Flesch-Kincaid Grade
7.1
Flesch-Kincaid Ease
68.7
Gunning-Fog Score
8.5
Coleman-Liau Index
12
SMOG Index
11.3
Automated Readability Index
8.4
Dale-Chall Readability Score
6.3
Sprache Readability Score
3.4
Dale-Chall Difficult Word Score
10
Sprache Difficult Word Count
13

Paul Wellstone

That might include child support payments as well.
Sentiment
Loughran McDonald (Relative)
0
Neutral
Loughran McDonald (Absolute)
0
Neutral
Loughran McDonald (Logit)
0
Harvard-IV (Relative)
1
Very Positive
Harvard-IV (Absolute)
1
Very Positive
Harvard-IV (Logit)
1.09861
VADER
0.586
Very Positive
Moderation
Harassment
0.4349851049
OpenAI Moderation v1 (007)
Violence > Graphic
0.0255470979
OpenAI Moderation v1 (007)
Violence
0.0240963855
OpenAI Moderation v1 (007)
Self-Harm
0.0140884149
OpenAI Moderation v1 (007)
Harassment > Threatening
0.0077253513
OpenAI Moderation v1 (007)
Hate
0.002153268
OpenAI Moderation v1 (007)
Sexual
0.0021346519
OpenAI Moderation v1 (007)
Self-Harm > Intent
0.000503272
OpenAI Moderation v1 (007)
Sexual > Minors
7.2686E-5
OpenAI Moderation v1 (007)
Self-Harm > Instructions
6.64292E-5
OpenAI Moderation v1 (007)
Hate > Threatening
1.64442E-5
OpenAI Moderation v1 (007)
Topics
Topic:
Domestic Commerce
Score:
96.942
Magnitude:
18
Code:
15
Url:
https://fsc.al/cap-mc#15
Source:
Comparative Agendas
Readability
Flesch-Kincaid Grade
3.8
Flesch-Kincaid Ease
82.4
Gunning-Fog Score
3.2
Coleman-Liau Index
12
SMOG Index
3.3
Automated Readability Index
7.3
Dale-Chall Readability Score
4.3
Sprache Readability Score
1.9
Dale-Chall Difficult Word Score
2
Sprache Difficult Word Count
3

Paul Wellstone

There also is in here a chart that deals with the soft money, PAC, and individual contributions by members of the Coalition for Responsible Bankruptcy Laws.
Sentiment
Loughran McDonald (Relative)
-1
Very Negative
Loughran McDonald (Absolute)
-1
Very Negative
Loughran McDonald (Logit)
-1.09861
Harvard-IV (Relative)
0.6
Very Positive
Harvard-IV (Absolute)
0.6
Very Positive
Harvard-IV (Logit)
1.09861
VADER
0.318
Somewhat Positive
Moderation
Violence > Graphic
0.029812241
OpenAI Moderation v1 (007)
Harassment
0.0211360937
OpenAI Moderation v1 (007)
Violence
0.0105908592
OpenAI Moderation v1 (007)
Sexual
0.0093139271
OpenAI Moderation v1 (007)
Hate
0.003658776
OpenAI Moderation v1 (007)
Harassment > Threatening
0.0009856303
OpenAI Moderation v1 (007)
Self-Harm
0.0006010541
OpenAI Moderation v1 (007)
Hate > Threatening
0.0001930994
OpenAI Moderation v1 (007)
Sexual > Minors
5.95699E-5
OpenAI Moderation v1 (007)
Self-Harm > Intent
3.76852E-5
OpenAI Moderation v1 (007)
Self-Harm > Instructions
1.44843E-5
OpenAI Moderation v1 (007)
Topics
Topic:
Domestic Commerce
Score:
97.696
Magnitude:
24
Code:
15
Url:
https://fsc.al/cap-mc#15
Source:
Comparative Agendas
Readability
Flesch-Kincaid Grade
12
Flesch-Kincaid Ease
37.3
Gunning-Fog Score
13.5
Coleman-Liau Index
12
SMOG Index
12
Automated Readability Index
12
Dale-Chall Readability Score
4.9
Sprache Readability Score
4.6
Dale-Chall Difficult Word Score
6
Sprache Difficult Word Count
10

Paul Wellstone

I actually think the bitter irony is that the debate we have been having on this bill -- for the 2\1/2\ or 3 years I have been working on this -- is probably, unfortunately, a perfect bridge to the debate we are going to have on campaign finance reform.
Sentiment
Loughran McDonald (Relative)
0
Neutral
Loughran McDonald (Absolute)
0
Neutral
Loughran McDonald (Logit)
0
Harvard-IV (Relative)
-0.42857
Negative
Harvard-IV (Absolute)
-0.42857
Negative
Harvard-IV (Logit)
-0.78846
VADER
-0.178
Leans Negative
Moderation
Harassment
0.0353508192
OpenAI Moderation v1 (007)
Hate
0.0077999983
OpenAI Moderation v1 (007)
Violence
0.0073705538
OpenAI Moderation v1 (007)
Harassment > Threatening
0.0013985973
OpenAI Moderation v1 (007)
Self-Harm > Intent
0.0012536714
OpenAI Moderation v1 (007)
Sexual
0.0011096489
OpenAI Moderation v1 (007)
Self-Harm
0.0010500942
OpenAI Moderation v1 (007)
Violence > Graphic
0.0004758986
OpenAI Moderation v1 (007)
Sexual > Minors
0.000397165
OpenAI Moderation v1 (007)
Hate > Threatening
0.0001013594
OpenAI Moderation v1 (007)
Self-Harm > Instructions
2.16965E-5
OpenAI Moderation v1 (007)
Topics
Topic:
Labor
Score:
61.407
Magnitude:
96
Code:
5
Url:
https://fsc.al/cap-mc#5
Source:
Comparative Agendas
Topic:
Domestic Commerce
Score:
22.056
Magnitude:
96
Code:
15
Url:
https://fsc.al/cap-mc#15
Source:
Comparative Agendas
Readability
Flesch-Kincaid Grade
12
Flesch-Kincaid Ease
43.6
Gunning-Fog Score
19
Coleman-Liau Index
7.6
SMOG Index
12
Automated Readability Index
12
Dale-Chall Readability Score
6
Sprache Readability Score
5
Dale-Chall Difficult Word Score
11
Sprache Difficult Word Count
12

Paul Wellstone

Again, I want to be real clear with my colleagues. I don't like to come to the floor and do a one-to-one correlation that money has been given, so that is why you are voting this way. I don't believe in that for several reasons. One, it would be arrogant on my part to believe that if somebody has a different point of view, that means, ipso facto, they are receiving all this money from, for instance, the financial services industry and that is why they are voting the way they are. That is not my argument.
Sentiment
Loughran McDonald (Relative)
-1
Very Negative
Loughran McDonald (Absolute)
-1
Very Negative
Loughran McDonald (Logit)
-1.09861
Harvard-IV (Relative)
0
Neutral
Harvard-IV (Absolute)
0
Neutral
Harvard-IV (Logit)
0
VADER
-0.077
Neutral
Moderation
Harassment
0.1313349232
OpenAI Moderation v1 (007)
Violence
0.0218321147
OpenAI Moderation v1 (007)
Violence > Graphic
0.0118260847
OpenAI Moderation v1 (007)
Harassment > Threatening
0.0094632567
OpenAI Moderation v1 (007)
Sexual
0.0054162516
OpenAI Moderation v1 (007)
Hate
0.0043107222
OpenAI Moderation v1 (007)
Hate > Threatening
0.000352846
OpenAI Moderation v1 (007)
Sexual > Minors
0.0003109942
OpenAI Moderation v1 (007)
Self-Harm
0.0002814415
OpenAI Moderation v1 (007)
Self-Harm > Intent
5.62533E-5
OpenAI Moderation v1 (007)
Self-Harm > Instructions
3.88329E-5
OpenAI Moderation v1 (007)
Readability
Flesch-Kincaid Grade
8.3
Flesch-Kincaid Ease
70.5
Gunning-Fog Score
12.4
Coleman-Liau Index
7.7
SMOG Index
11.7
Automated Readability Index
7.3
Dale-Chall Readability Score
2.9
Sprache Readability Score
4.4
Dale-Chall Difficult Word Score
12
Sprache Difficult Word Count
17

Paul Wellstone

Rather, my argument is institutional, which is more serious. The problem with this political process is not that there is "corruption," as in the wrongdoing of individual officeholders, as in one-to-one quid pro quo -- here is the money, here is how you should vote.
Sentiment
Loughran McDonald (Relative)
-1
Very Negative
Loughran McDonald (Absolute)
-1
Very Negative
Loughran McDonald (Logit)
-2.3979
Harvard-IV (Relative)
0.14286
Leans Positive
Harvard-IV (Absolute)
0.14286
Leans Positive
Harvard-IV (Logit)
0.25131
VADER
-0.723
Very Negative
Moderation
Harassment > Threatening
0.0729706313
OpenAI Moderation v1 (007)
Violence
0.0511990162
OpenAI Moderation v1 (007)
Violence > Graphic
0.0473922089
OpenAI Moderation v1 (007)
Sexual
0.0329889386
OpenAI Moderation v1 (007)
Harassment
0.028833939
OpenAI Moderation v1 (007)
Sexual > Minors
0.0085761589
OpenAI Moderation v1 (007)
Hate
0.0036591737
OpenAI Moderation v1 (007)
Self-Harm
0.0031808617
OpenAI Moderation v1 (007)
Self-Harm > Intent
0.0005126434
OpenAI Moderation v1 (007)
Hate > Threatening
0.0002263614
OpenAI Moderation v1 (007)
Self-Harm > Instructions
2.46894E-5
OpenAI Moderation v1 (007)
Topics
Topic:
Civil Rights
Score:
86.624
Magnitude:
17
Code:
2
Url:
https://fsc.al/cap-mc#2
Source:
Comparative Agendas
Readability
Flesch-Kincaid Grade
11.8
Flesch-Kincaid Ease
51.1
Gunning-Fog Score
15.3
Coleman-Liau Index
10.9
SMOG Index
12
Automated Readability Index
11.5
Dale-Chall Readability Score
5.6
Sprache Readability Score
4.6
Dale-Chall Difficult Word Score
13
Sprache Difficult Word Count
14

Paul Wellstone

The problem is institutional, and that is a more serious problem. It is the imbalance of power, the imbalance of access, the imbalance of influence, not affluence, between the people I have tried to represent as a Senator -- low- and moderate-income people, people of color, poor people, consumers -- and the heavy hitters, the investors, the players, the lobbying coalition.
Sentiment
Loughran McDonald (Relative)
-1
Very Negative
Loughran McDonald (Absolute)
-1
Very Negative
Loughran McDonald (Logit)
-2.56495
Harvard-IV (Relative)
0.14286
Leans Positive
Harvard-IV (Absolute)
0.14286
Leans Positive
Harvard-IV (Logit)
0.25131
VADER
-0.894
Very Negative
Moderation
Violence > Graphic
0.0402192411
OpenAI Moderation v1 (007)
Sexual
0.0369871763
OpenAI Moderation v1 (007)
Harassment > Threatening
0.0227405166
OpenAI Moderation v1 (007)
Violence
0.0165861566
OpenAI Moderation v1 (007)
Harassment
0.0091706781
OpenAI Moderation v1 (007)
Sexual > Minors
0.0024347539
OpenAI Moderation v1 (007)
Hate
0.0023385743
OpenAI Moderation v1 (007)
Self-Harm
0.0010814527
OpenAI Moderation v1 (007)
Hate > Threatening
0.0002167967
OpenAI Moderation v1 (007)
Self-Harm > Intent
1.80264E-5
OpenAI Moderation v1 (007)
Self-Harm > Instructions
3.3851E-6
OpenAI Moderation v1 (007)
Topics
Topic:
Government Operations
Score:
60.35
Magnitude:
21
Code:
20
Url:
https://fsc.al/cap-mc#20
Source:
Comparative Agendas
Readability
Flesch-Kincaid Grade
12
Flesch-Kincaid Ease
29.7
Gunning-Fog Score
19
Coleman-Liau Index
12
SMOG Index
12
Automated Readability Index
12
Dale-Chall Readability Score
6.2
Sprache Readability Score
5
Dale-Chall Difficult Word Score
18
Sprache Difficult Word Count
18

Paul Wellstone

There has been article after article about the full-court press of the financial services industry over this bill.
Sentiment
Loughran McDonald (Relative)
-1
Very Negative
Loughran McDonald (Absolute)
-1
Very Negative
Loughran McDonald (Logit)
-1.09861
Harvard-IV (Relative)
0
Neutral
Harvard-IV (Absolute)
0
Neutral
Harvard-IV (Logit)
0
VADER
0
Neutral
Moderation
Harassment
0.0194693901
OpenAI Moderation v1 (007)
Violence > Graphic
0.0142347533
OpenAI Moderation v1 (007)
Violence
0.006190304
OpenAI Moderation v1 (007)
Self-Harm
0.00422997
OpenAI Moderation v1 (007)
Hate
0.0028128483
OpenAI Moderation v1 (007)
Harassment > Threatening
0.0014378651
OpenAI Moderation v1 (007)
Sexual
0.0007585339
OpenAI Moderation v1 (007)
Self-Harm > Intent
0.0004833717
OpenAI Moderation v1 (007)
Sexual > Minors
5.54568E-5
OpenAI Moderation v1 (007)
Self-Harm > Instructions
1.91556E-5
OpenAI Moderation v1 (007)
Hate > Threatening
1.688E-6
OpenAI Moderation v1 (007)
Readability
Flesch-Kincaid Grade
11.7
Flesch-Kincaid Ease
45.1
Gunning-Fog Score
18.1
Coleman-Liau Index
12
SMOG Index
12
Automated Readability Index
11.6
Dale-Chall Readability Score
5.1
Sprache Readability Score
3.5
Dale-Chall Difficult Word Score
5
Sprache Difficult Word Count
7

Paul Wellstone

The auto firms get a good deal. That is worked into this bill. Buried in the bill's 42 pages is a special deal for them.
Sentiment
Loughran McDonald (Relative)
0
Neutral
Loughran McDonald (Absolute)
0
Neutral
Loughran McDonald (Logit)
0
Harvard-IV (Relative)
-0.33333
Somewhat Negative
Harvard-IV (Absolute)
-0.33333
Somewhat Negative
Harvard-IV (Logit)
-0.51083
VADER
0.681
Very Positive
Moderation
Sexual
0.0070157133
OpenAI Moderation v1 (007)
Violence > Graphic
0.0064790293
OpenAI Moderation v1 (007)
Violence
0.0027618797
OpenAI Moderation v1 (007)
Harassment
0.0011651839
OpenAI Moderation v1 (007)
Sexual > Minors
0.0004743204
OpenAI Moderation v1 (007)
Harassment > Threatening
0.0002886914
OpenAI Moderation v1 (007)
Hate
0.0002533309
OpenAI Moderation v1 (007)
Self-Harm
7.75951E-5
OpenAI Moderation v1 (007)
Self-Harm > Intent
1.05988E-5
OpenAI Moderation v1 (007)
Self-Harm > Instructions
5.2818E-6
OpenAI Moderation v1 (007)
Hate > Threatening
2.0633E-6
OpenAI Moderation v1 (007)
Readability
Flesch-Kincaid Grade
1.3
Flesch-Kincaid Ease
100
Gunning-Fog Score
3.3
Coleman-Liau Index
5.4
SMOG Index
3.3
Automated Readability Index
0
Dale-Chall Readability Score
3.6
Sprache Readability Score
2.3
Dale-Chall Difficult Word Score
5
Sprache Difficult Word Count
8

Paul Wellstone

By the way, it is not a special deal for you if you are going under because of major medical expenses, which is 50 percent of the cases. It is not a special deal for you if you have lost your job in the Iron Range of Minnesota, 1,400 taconite workers out of work. It is not a special deal for you if you have gone through a divorce and there is a sudden loss of income. But it is a special deal for these folks. This is a piece by Tom Hamburger of the Wall Street Journal.
Sentiment
Loughran McDonald (Relative)
-1
Very Negative
Loughran McDonald (Absolute)
-1
Very Negative
Loughran McDonald (Logit)
-1.94591
Harvard-IV (Relative)
-1
Very Negative
Harvard-IV (Absolute)
-1
Very Negative
Harvard-IV (Logit)
-2.3979
VADER
-0.526
Very Negative
Moderation
Violence > Graphic
0.0265372946
OpenAI Moderation v1 (007)
Violence
0.0177827023
OpenAI Moderation v1 (007)
Harassment
0.0135018505
OpenAI Moderation v1 (007)
Sexual
0.0034692763
OpenAI Moderation v1 (007)
Hate
0.0023838242
OpenAI Moderation v1 (007)
Harassment > Threatening
0.0007814107
OpenAI Moderation v1 (007)
Self-Harm
0.0001950943
OpenAI Moderation v1 (007)
Sexual > Minors
6.0422E-5
OpenAI Moderation v1 (007)
Hate > Threatening
4.09035E-5
OpenAI Moderation v1 (007)
Self-Harm > Intent
1.35152E-5
OpenAI Moderation v1 (007)
Self-Harm > Instructions
4.1847E-6
OpenAI Moderation v1 (007)
Topics
Topic:
Domestic Commerce
Score:
83.963
Magnitude:
131
Code:
15
Url:
https://fsc.al/cap-mc#15
Source:
Comparative Agendas
Readability
Flesch-Kincaid Grade
6.7
Flesch-Kincaid Ease
82.5
Gunning-Fog Score
9.1
Coleman-Liau Index
5.6
SMOG Index
9
Automated Readability Index
5.6
Dale-Chall Readability Score
3.4
Sprache Readability Score
4.6
Dale-Chall Difficult Word Score
15
Sprache Difficult Word Count
19

Paul Wellstone

There is another piece in the Wall Street Journal by Tom Hamburger, Laurie McKinley, and David S. Cloud:
Sentiment
Loughran McDonald (Relative)
0
Neutral
Loughran McDonald (Absolute)
0
Neutral
Loughran McDonald (Logit)
0
Harvard-IV (Relative)
-1
Very Negative
Harvard-IV (Absolute)
-1
Very Negative
Harvard-IV (Logit)
-1.09861
VADER
0
Neutral
Moderation
Harassment
0.0242019043
OpenAI Moderation v1 (007)
Sexual
0.0189047292
OpenAI Moderation v1 (007)
Violence
0.0065033251
OpenAI Moderation v1 (007)
Hate
0.0023932158
OpenAI Moderation v1 (007)
Violence > Graphic
0.0015461799
OpenAI Moderation v1 (007)
Self-Harm
0.0002208322
OpenAI Moderation v1 (007)
Harassment > Threatening
0.0001849548
OpenAI Moderation v1 (007)
Sexual > Minors
6.29764E-5
OpenAI Moderation v1 (007)
Hate > Threatening
3.64746E-5
OpenAI Moderation v1 (007)
Self-Harm > Intent
9.3945E-6
OpenAI Moderation v1 (007)
Self-Harm > Instructions
9.309E-7
OpenAI Moderation v1 (007)
Readability
Flesch-Kincaid Grade
5.6
Flesch-Kincaid Ease
70.8
Gunning-Fog Score
5.8
Coleman-Liau Index
11.3
SMOG Index
10.3
Automated Readability Index
4.8
Dale-Chall Readability Score
5.7
Sprache Readability Score
2.4
Dale-Chall Difficult Word Score
6
Sprache Difficult Word Count
8

Paul Wellstone

I guess I am not going to get any support from the pioneers in my Senate race.
Sentiment
Loughran McDonald (Relative)
0
Neutral
Loughran McDonald (Absolute)
0
Neutral
Loughran McDonald (Logit)
0
Harvard-IV (Relative)
0
Neutral
Harvard-IV (Absolute)
0
Neutral
Harvard-IV (Logit)
0
VADER
0.402
Positive
Moderation
Violence
0.033958492
OpenAI Moderation v1 (007)
Sexual
0.0243186238
OpenAI Moderation v1 (007)
Violence > Graphic
0.0141892073
OpenAI Moderation v1 (007)
Harassment
0.008752069
OpenAI Moderation v1 (007)
Hate
0.0085233449
OpenAI Moderation v1 (007)
Self-Harm
0.0046969046
OpenAI Moderation v1 (007)
Harassment > Threatening
0.0043447457
OpenAI Moderation v1 (007)
Self-Harm > Intent
0.0007519473
OpenAI Moderation v1 (007)
Sexual > Minors
0.0005660621
OpenAI Moderation v1 (007)
Hate > Threatening
3.1456E-5
OpenAI Moderation v1 (007)
Self-Harm > Instructions
8.343E-6
OpenAI Moderation v1 (007)
Topics
Topic:
Domestic Commerce
Score:
52.257
Magnitude:
80
Code:
15
Url:
https://fsc.al/cap-mc#15
Source:
Comparative Agendas
Readability
Flesch-Kincaid Grade
6.3
Flesch-Kincaid Ease
80.1
Gunning-Fog Score
9.2
Coleman-Liau Index
5.3
SMOG Index
9
Automated Readability Index
4
Dale-Chall Readability Score
4.6
Sprache Readability Score
3.1
Dale-Chall Difficult Word Score
4
Sprache Difficult Word Count
5

Paul Wellstone

This whole piece -- you get the point -- is all about huge amounts of money, lobbying coalitions, access, and influence.
Sentiment
Loughran McDonald (Relative)
0
Neutral
Loughran McDonald (Absolute)
0
Neutral
Loughran McDonald (Logit)
0
Harvard-IV (Relative)
-0.5
Very Negative
Harvard-IV (Absolute)
-0.5
Very Negative
Harvard-IV (Logit)
-0.8473
VADER
0.25
Slightly Positive
Moderation
Harassment
0.0700751494
OpenAI Moderation v1 (007)
Violence
0.0451463333
OpenAI Moderation v1 (007)
Violence > Graphic
0.0350216986
OpenAI Moderation v1 (007)
Hate
0.0320885709
OpenAI Moderation v1 (007)
Sexual > Minors
0.0043816613
OpenAI Moderation v1 (007)
Sexual
0.0041439795
OpenAI Moderation v1 (007)
Harassment > Threatening
0.0013941817
OpenAI Moderation v1 (007)
Self-Harm
0.0002687351
OpenAI Moderation v1 (007)
Self-Harm > Intent
0.0001303928
OpenAI Moderation v1 (007)
Hate > Threatening
3.26667E-5
OpenAI Moderation v1 (007)
Self-Harm > Instructions
3.15531E-5
OpenAI Moderation v1 (007)
Topics
Topic:
Government Operations
Score:
27.075
Magnitude:
65
Code:
20
Url:
https://fsc.al/cap-mc#20
Source:
Comparative Agendas
Readability
Flesch-Kincaid Grade
9.8
Flesch-Kincaid Ease
58.4
Gunning-Fog Score
11.8
Coleman-Liau Index
12
SMOG Index
11.3
Automated Readability Index
10.9
Dale-Chall Readability Score
4.3
Sprache Readability Score
3.5
Dale-Chall Difficult Word Score
4
Sprache Difficult Word Count
6

Paul Wellstone

I ask unanimous consent that both of these articles by Mr. Hamburger in the Wall Street Journal be printed in the Record.
Sentiment
Loughran McDonald (Relative)
0
Neutral
Loughran McDonald (Absolute)
0
Neutral
Loughran McDonald (Logit)
0
Harvard-IV (Relative)
1
Very Positive
Harvard-IV (Absolute)
1
Very Positive
Harvard-IV (Logit)
1.09861
VADER
0.226
Slightly Positive
Moderation
Harassment
0.6849762984
OpenAI Moderation v1 (007)
Violence > Graphic
0.036138398
OpenAI Moderation v1 (007)
Hate
0.0199238595
OpenAI Moderation v1 (007)
Violence
0.0178024668
OpenAI Moderation v1 (007)
Self-Harm
0.0112674075
OpenAI Moderation v1 (007)
Harassment > Threatening
0.0030880965
OpenAI Moderation v1 (007)
Self-Harm > Intent
0.0022389057
OpenAI Moderation v1 (007)
Sexual
0.000906408
OpenAI Moderation v1 (007)
Self-Harm > Instructions
1.93159E-5
OpenAI Moderation v1 (007)
Sexual > Minors
1.42425E-5
OpenAI Moderation v1 (007)
Hate > Threatening
1.066E-7
OpenAI Moderation v1 (007)
Topics
Topic:
Domestic Commerce
Score:
93.797
Magnitude:
17
Code:
15
Url:
https://fsc.al/cap-mc#15
Source:
Comparative Agendas
Readability
Flesch-Kincaid Grade
6.4
Flesch-Kincaid Ease
68.8
Gunning-Fog Score
9.9
Coleman-Liau Index
10.4
SMOG Index
10.3
Automated Readability Index
5.1
Dale-Chall Readability Score
5.6
Sprache Readability Score
2.7
Dale-Chall Difficult Word Score
7
Sprache Difficult Word Count
9

Paul Wellstone

Mr. President, I also ask unanimous consent that a New York Times piece -- all of these articles are dated Tuesday, March 13, 2001 -- be printed in the Record.
Sentiment
Loughran McDonald (Relative)
0
Neutral
Loughran McDonald (Absolute)
0
Neutral
Loughran McDonald (Logit)
0
Harvard-IV (Relative)
0
Neutral
Harvard-IV (Absolute)
0
Neutral
Harvard-IV (Logit)
0
VADER
0.226
Slightly Positive
Moderation
Violence
0.0256085274
OpenAI Moderation v1 (007)
Violence > Graphic
0.0225597367
OpenAI Moderation v1 (007)
Sexual
0.0058756996
OpenAI Moderation v1 (007)
Harassment
0.005353149
OpenAI Moderation v1 (007)
Harassment > Threatening
0.0052298132
OpenAI Moderation v1 (007)
Hate
0.0009271074
OpenAI Moderation v1 (007)
Self-Harm
0.0003262652
OpenAI Moderation v1 (007)
Sexual > Minors
0.0003252298
OpenAI Moderation v1 (007)
Hate > Threatening
4.22694E-5
OpenAI Moderation v1 (007)
Self-Harm > Intent
8.5544E-6
OpenAI Moderation v1 (007)
Self-Harm > Instructions
6.984E-7
OpenAI Moderation v1 (007)
Readability
Flesch-Kincaid Grade
5.9
Flesch-Kincaid Ease
77.8
Gunning-Fog Score
8.5
Coleman-Liau Index
8.4
SMOG Index
9
Automated Readability Index
4.9
Dale-Chall Readability Score
5.8
Sprache Readability Score
3.2
Dale-Chall Difficult Word Score
9
Sprache Difficult Word Count
10

Paul Wellstone

By the way, there was also a piece on this on National Public Radio this morning. There is another piece by Mr. Samuelson in the Washington Post this morning. His argument is that it is not so much that it is a bad bill -- I think because I had to skim read it; I was in a rush -- he was saying that at a time with an economic downturn, there may now be more people filing bankruptcy. Actually, it has fallen off over the last year and a half, but that may happen again, and we are going to make it really difficult for a whole lot of people in very difficult economic circumstances to rebuild their lives. Mr. Samuelson was saying he questioned the timing of this bill.
Sentiment
Loughran McDonald (Relative)
-1
Very Negative
Loughran McDonald (Absolute)
-1
Very Negative
Loughran McDonald (Logit)
-2.70805
Harvard-IV (Relative)
-0.33333
Somewhat Negative
Harvard-IV (Absolute)
-0.33333
Somewhat Negative
Harvard-IV (Logit)
-0.63599
VADER
-0.913
Very Negative
Moderation
Violence > Graphic
0.0677202246
OpenAI Moderation v1 (007)
Violence
0.0320033025
OpenAI Moderation v1 (007)
Harassment > Threatening
0.01399756
OpenAI Moderation v1 (007)
Sexual
0.0044955254
OpenAI Moderation v1 (007)
Harassment
0.0029038518
OpenAI Moderation v1 (007)
Self-Harm
0.0007571232
OpenAI Moderation v1 (007)
Sexual > Minors
0.0001574528
OpenAI Moderation v1 (007)
Hate
0.0001282062
OpenAI Moderation v1 (007)
Hate > Threatening
6.01924E-5
OpenAI Moderation v1 (007)
Self-Harm > Intent
2.89559E-5
OpenAI Moderation v1 (007)
Self-Harm > Instructions
6.571E-7
OpenAI Moderation v1 (007)
Topics
Topic:
Government Operations
Score:
24.001
Magnitude:
4
Code:
20
Url:
https://fsc.al/cap-mc#20
Source:
Comparative Agendas
Readability
Flesch-Kincaid Grade
8.2
Flesch-Kincaid Ease
68.8
Gunning-Fog Score
11.1
Coleman-Liau Index
8.1
SMOG Index
11.6
Automated Readability Index
6.9
Dale-Chall Readability Score
3.6
Sprache Readability Score
4.9
Dale-Chall Difficult Word Score
22
Sprache Difficult Word Count
24

Paul Wellstone

The New York Times piece is: "Lobbying On Debtor Bill Pays Dividend." That is a headline that should give ordinary citizens, the people of Minnesota and the country, a whole lot of faith in our political process. "Lobbying On Debtor Bill Pays Dividend":
Sentiment
Loughran McDonald (Relative)
0
Neutral
Loughran McDonald (Absolute)
0
Neutral
Loughran McDonald (Logit)
0
Harvard-IV (Relative)
0.14286
Leans Positive
Harvard-IV (Absolute)
0.14286
Leans Positive
Harvard-IV (Logit)
0.25131
VADER
0.296
Slightly Positive
Moderation
Harassment
0.3830936505
OpenAI Moderation v1 (007)
Hate
0.0770879153
OpenAI Moderation v1 (007)
Sexual
0.0094254938
OpenAI Moderation v1 (007)
Violence
0.0092602939
OpenAI Moderation v1 (007)
Harassment > Threatening
0.0010767538
OpenAI Moderation v1 (007)
Sexual > Minors
0.0004542725
OpenAI Moderation v1 (007)
Violence > Graphic
0.0001514478
OpenAI Moderation v1 (007)
Self-Harm
0.0001280154
OpenAI Moderation v1 (007)
Self-Harm > Intent
3.29148E-5
OpenAI Moderation v1 (007)
Hate > Threatening
7.5827E-6
OpenAI Moderation v1 (007)
Self-Harm > Instructions
4.79E-7
OpenAI Moderation v1 (007)
Topics
Topic:
Government Operations
Score:
70.488
Magnitude:
121
Code:
20
Url:
https://fsc.al/cap-mc#20
Source:
Comparative Agendas
Readability
Flesch-Kincaid Grade
8.1
Flesch-Kincaid Ease
62.4
Gunning-Fog Score
8.5
Coleman-Liau Index
11.7
SMOG Index
11.3
Automated Readability Index
7.8
Dale-Chall Readability Score
5.1
Sprache Readability Score
3.4
Dale-Chall Difficult Word Score
12
Sprache Difficult Word Count
12

Paul Wellstone

It goes on to talk about all of the breaks the credit card industry is going to get, that all of the money they put into politics is going to pay a huge dividend in terms of support.
Sentiment
Loughran McDonald (Relative)
-1
Very Negative
Loughran McDonald (Absolute)
-1
Very Negative
Loughran McDonald (Logit)
-1.09861
Harvard-IV (Relative)
0.42857
Positive
Harvard-IV (Absolute)
0.42857
Positive
Harvard-IV (Logit)
0.78846
VADER
0.735
Very Positive
Moderation
Violence
0.0109945315
OpenAI Moderation v1 (007)
Sexual
0.0046267003
OpenAI Moderation v1 (007)
Harassment
0.0024323681
OpenAI Moderation v1 (007)
Violence > Graphic
0.0018624427
OpenAI Moderation v1 (007)
Harassment > Threatening
0.0008680525
OpenAI Moderation v1 (007)
Sexual > Minors
0.0008465844
OpenAI Moderation v1 (007)
Hate > Threatening
0.0002358797
OpenAI Moderation v1 (007)
Hate
0.0001401143
OpenAI Moderation v1 (007)
Self-Harm
7.81501E-5
OpenAI Moderation v1 (007)
Self-Harm > Intent
1.45678E-5
OpenAI Moderation v1 (007)
Self-Harm > Instructions
3.807E-7
OpenAI Moderation v1 (007)
Readability
Flesch-Kincaid Grade
12
Flesch-Kincaid Ease
59.2
Gunning-Fog Score
18.4
Coleman-Liau Index
6.4
SMOG Index
12
Automated Readability Index
12
Dale-Chall Readability Score
4
Sprache Readability Score
5
Dale-Chall Difficult Word Score
5
Sprache Difficult Word Count
8

Paul Wellstone

By the way -- this is interesting as well -- while I probably have been one of the strongest critics of President Clinton, it is interesting that this piece about the support from all of the financial contributions paying off -- I think one reason my colleagues are in such a rush to pass this bill is to show now we have a President who is going to sign the bill as opposed to veto the bill because we could not override the veto.
Sentiment
Loughran McDonald (Relative)
-0.6
Very Negative
Loughran McDonald (Absolute)
-0.6
Very Negative
Loughran McDonald (Logit)
-1.09861
Harvard-IV (Relative)
0.07692
Neutral
Harvard-IV (Absolute)
0.07692
Neutral
Harvard-IV (Logit)
0.1431
VADER
0.802
Very Positive
Moderation
Violence
0.1109058154
OpenAI Moderation v1 (007)
Harassment > Threatening
0.0653416268
OpenAI Moderation v1 (007)
Harassment
0.036514469
OpenAI Moderation v1 (007)
Sexual
0.0145817932
OpenAI Moderation v1 (007)
Hate
0.003555747
OpenAI Moderation v1 (007)
Violence > Graphic
0.0026045831
OpenAI Moderation v1 (007)
Self-Harm > Intent
0.0022116114
OpenAI Moderation v1 (007)
Sexual > Minors
0.0005689821
OpenAI Moderation v1 (007)
Self-Harm
0.00045257
OpenAI Moderation v1 (007)
Hate > Threatening
0.0003410167
OpenAI Moderation v1 (007)
Self-Harm > Instructions
1.89387E-5
OpenAI Moderation v1 (007)
Readability
Flesch-Kincaid Grade
12
Flesch-Kincaid Ease
7.6
Gunning-Fog Score
19
Coleman-Liau Index
8.9
SMOG Index
12
Automated Readability Index
12
Dale-Chall Readability Score
7.1
Sprache Readability Score
5
Dale-Chall Difficult Word Score
16
Sprache Difficult Word Count
17

Paul Wellstone

President Clinton, wherever you are, with whatever kind of tough stories you have had to deal, with whatever you have done by way of pardons that may not be right that I do not agree with, I want you to know that as a Senator I thank you for standing up to all of these big contributors, to all of these interests, to the financial services industry. It wasn't easy to do, and you did it. Thank you, President Clinton.
Sentiment
Loughran McDonald (Relative)
1
Very Positive
Loughran McDonald (Absolute)
1
Very Positive
Loughran McDonald (Logit)
1.09861
Harvard-IV (Relative)
0.83333
Very Positive
Harvard-IV (Absolute)
0.83333
Very Positive
Harvard-IV (Logit)
2.03688
VADER
0.486
Positive
Moderation
Harassment
0.2080366714
OpenAI Moderation v1 (007)
Violence
0.034661559
OpenAI Moderation v1 (007)
Harassment > Threatening
0.016196254
OpenAI Moderation v1 (007)
Sexual
0.0041048916
OpenAI Moderation v1 (007)
Hate
0.0027348082
OpenAI Moderation v1 (007)
Violence > Graphic
0.0022270764
OpenAI Moderation v1 (007)
Self-Harm
0.0004563167
OpenAI Moderation v1 (007)
Self-Harm > Intent
0.0002490153
OpenAI Moderation v1 (007)
Sexual > Minors
0.0001854732
OpenAI Moderation v1 (007)
Self-Harm > Instructions
8.95631E-5
OpenAI Moderation v1 (007)
Hate > Threatening
3.56889E-5
OpenAI Moderation v1 (007)
Readability
Flesch-Kincaid Grade
10.7
Flesch-Kincaid Ease
65.6
Gunning-Fog Score
14.7
Coleman-Liau Index
8.3
SMOG Index
12
Automated Readability Index
11.2
Dale-Chall Readability Score
4.1
Sprache Readability Score
5
Dale-Chall Difficult Word Score
14
Sprache Difficult Word Count
16

Paul Wellstone

I am not at all surprised President Bush cannot wait to sign this bill. This is his crowd, as my good friend Fritz Hollings from South Carolina would say. This is his crowd. I am sure he cannot wait to sign the bill.
Sentiment
Loughran McDonald (Relative)
0
Neutral
Loughran McDonald (Absolute)
0
Neutral
Loughran McDonald (Logit)
0
Harvard-IV (Relative)
0
Neutral
Harvard-IV (Absolute)
0
Neutral
Harvard-IV (Logit)
0
VADER
0.798
Very Positive
Moderation
Violence
0.0452399923
OpenAI Moderation v1 (007)
Harassment
0.0109012239
OpenAI Moderation v1 (007)
Violence > Graphic
0.0108814391
OpenAI Moderation v1 (007)
Sexual
0.0023755025
OpenAI Moderation v1 (007)
Harassment > Threatening
0.0006453146
OpenAI Moderation v1 (007)
Sexual > Minors
0.0003668643
OpenAI Moderation v1 (007)
Self-Harm
6.87533E-5
OpenAI Moderation v1 (007)
Hate
2.96089E-5
OpenAI Moderation v1 (007)
Hate > Threatening
1.57226E-5
OpenAI Moderation v1 (007)
Self-Harm > Intent
3.2134E-6
OpenAI Moderation v1 (007)
Self-Harm > Instructions
4.095E-7
OpenAI Moderation v1 (007)
Readability
Flesch-Kincaid Grade
2.9
Flesch-Kincaid Ease
93.6
Gunning-Fog Score
5.2
Coleman-Liau Index
7.3
SMOG Index
7.3
Automated Readability Index
2.5
Dale-Chall Readability Score
2.4
Sprache Readability Score
2.8
Dale-Chall Difficult Word Score
5
Sprache Difficult Word Count
10

Paul Wellstone

Let me go to this amendment which I do not think my colleagues want to vote on up or down. I thought when I modified it we had at least an implicit understanding we would have an up-or-down vote, but they do not want to vote on this amendment, and I do not blame them. I would not want to vote against this amendment either.
Sentiment
Loughran McDonald (Relative)
0
Neutral
Loughran McDonald (Absolute)
0
Neutral
Loughran McDonald (Logit)
0
Harvard-IV (Relative)
0.2
Leans Positive
Harvard-IV (Absolute)
0.2
Leans Positive
Harvard-IV (Logit)
0.33647
VADER
0.128
Leans Positive
Moderation
Sexual
0.0630503637
OpenAI Moderation v1 (007)
Harassment
0.0344996573
OpenAI Moderation v1 (007)
Violence
0.0306034082
OpenAI Moderation v1 (007)
Violence > Graphic
0.0236748092
OpenAI Moderation v1 (007)
Harassment > Threatening
0.0059196631
OpenAI Moderation v1 (007)
Hate
0.0050801678
OpenAI Moderation v1 (007)
Sexual > Minors
0.003243587
OpenAI Moderation v1 (007)
Self-Harm > Intent
0.000645071
OpenAI Moderation v1 (007)
Self-Harm
0.0003754389
OpenAI Moderation v1 (007)
Hate > Threatening
0.000212943
OpenAI Moderation v1 (007)
Self-Harm > Instructions
1.56453E-5
OpenAI Moderation v1 (007)
Readability
Flesch-Kincaid Grade
7.9
Flesch-Kincaid Ease
78.1
Gunning-Fog Score
13.1
Coleman-Liau Index
6.4
SMOG Index
12
Automated Readability Index
7.5
Dale-Chall Readability Score
2.8
Sprache Readability Score
3.9
Dale-Chall Difficult Word Score
7
Sprache Difficult Word Count
7

Paul Wellstone

This amendment is an amendment that deals with the predatory lending which targets low- and moderate-income families.
Sentiment
Loughran McDonald (Relative)
-1
Very Negative
Loughran McDonald (Absolute)
-1
Very Negative
Loughran McDonald (Logit)
-1.09861
Harvard-IV (Relative)
1
Very Positive
Harvard-IV (Absolute)
1
Very Positive
Harvard-IV (Logit)
1.09861
VADER
-0.273
Slightly Negative
Moderation
Violence
0.0213661711
OpenAI Moderation v1 (007)
Violence > Graphic
0.0079415178
OpenAI Moderation v1 (007)
Harassment > Threatening
0.0051463267
OpenAI Moderation v1 (007)
Sexual
0.0048759619
OpenAI Moderation v1 (007)
Harassment
0.0018141647
OpenAI Moderation v1 (007)
Sexual > Minors
0.000859534
OpenAI Moderation v1 (007)
Self-Harm
0.0001209958
OpenAI Moderation v1 (007)
Hate
0.0001087071
OpenAI Moderation v1 (007)
Hate > Threatening
6.20069E-5
OpenAI Moderation v1 (007)
Self-Harm > Intent
2.84395E-5
OpenAI Moderation v1 (007)
Self-Harm > Instructions
5.1E-8
OpenAI Moderation v1 (007)
Readability
Flesch-Kincaid Grade
12
Flesch-Kincaid Ease
38.2
Gunning-Fog Score
18.3
Coleman-Liau Index
12
SMOG Index
12
Automated Readability Index
12
Dale-Chall Readability Score
6.2
Sprache Readability Score
3.4
Dale-Chall Difficult Word Score
6
Sprache Difficult Word Count
7

Paul Wellstone

This bankruptcy "reform" bill, does it have much that deals with predatory lending practices? No. Does it call on the credit card industry -- broadly defined -- to perhaps take some accountability for pumping credit cards on our children and all sorts of other people who then find themselves in trouble and have to file for bankruptcy? No.
Sentiment
Loughran McDonald (Relative)
-1
Very Negative
Loughran McDonald (Absolute)
-1
Very Negative
Loughran McDonald (Logit)
-2.19722
Harvard-IV (Relative)
0.11111
Leans Positive
Harvard-IV (Absolute)
0.11111
Leans Positive
Harvard-IV (Logit)
0.20067
VADER
-0.309
Somewhat Negative
Moderation
Violence
0.0194023611
OpenAI Moderation v1 (007)
Harassment
0.017906721
OpenAI Moderation v1 (007)
Hate
0.010994343
OpenAI Moderation v1 (007)
Sexual
0.0109603126
OpenAI Moderation v1 (007)
Harassment > Threatening
0.0084045321
OpenAI Moderation v1 (007)
Violence > Graphic
0.0016473901
OpenAI Moderation v1 (007)
Sexual > Minors
0.000599437
OpenAI Moderation v1 (007)
Hate > Threatening
0.0005357566
OpenAI Moderation v1 (007)
Self-Harm > Intent
0.0001196985
OpenAI Moderation v1 (007)
Self-Harm
4.80072E-5
OpenAI Moderation v1 (007)
Self-Harm > Instructions
6.6435E-6
OpenAI Moderation v1 (007)
Readability
Flesch-Kincaid Grade
7.8
Flesch-Kincaid Ease
64.2
Gunning-Fog Score
9.9
Coleman-Liau Index
12
SMOG Index
10.3
Automated Readability Index
8.4
Dale-Chall Readability Score
4.6
Sprache Readability Score
3.7
Dale-Chall Difficult Word Score
14
Sprache Difficult Word Count
16

Paul Wellstone

I will tell you what it does do. It makes it very difficult for a whole lot of people who find themselves in desperate financial straits to file for chapter 7, and, for that matter, it goes beyond the means test. There are provisions in this 50-page bill plus that make it really hard for ordinary people to get relief and rebuild their lives. That is absolutely outrageous.
Sentiment
Loughran McDonald (Relative)
-1
Very Negative
Loughran McDonald (Absolute)
-1
Very Negative
Loughran McDonald (Logit)
-1.09861
Harvard-IV (Relative)
0
Neutral
Harvard-IV (Absolute)
0
Neutral
Harvard-IV (Logit)
0
VADER
-0.7
Very Negative
Moderation
Violence > Graphic
0.053478335
OpenAI Moderation v1 (007)
Violence
0.0110579116
OpenAI Moderation v1 (007)
Harassment > Threatening
0.0093604845
OpenAI Moderation v1 (007)
Harassment
0.0092369322
OpenAI Moderation v1 (007)
Sexual
0.0075542339
OpenAI Moderation v1 (007)
Sexual > Minors
0.002092351
OpenAI Moderation v1 (007)
Hate
0.0007971129
OpenAI Moderation v1 (007)
Self-Harm
0.0002641495
OpenAI Moderation v1 (007)
Hate > Threatening
9.33244E-5
OpenAI Moderation v1 (007)
Self-Harm > Intent
3.70528E-5
OpenAI Moderation v1 (007)
Self-Harm > Instructions
2.0186E-6
OpenAI Moderation v1 (007)
Readability
Flesch-Kincaid Grade
7.2
Flesch-Kincaid Ease
74.1
Gunning-Fog Score
11.5
Coleman-Liau Index
9.4
SMOG Index
11.3
Automated Readability Index
7.4
Dale-Chall Readability Score
3.8
Sprache Readability Score
4.4
Dale-Chall Difficult Word Score
13
Sprache Difficult Word Count
20

Paul Wellstone

I believe somebody needs to challenge this rush to get this done. We may have a cloture vote. We are going to have a cloture vote this afternoon, I take it. Colleagues should vote against it. There are a number of Senators who want to have amendments and want to have a vote on amendments, and they are right.
Sentiment
Loughran McDonald (Relative)
-1
Very Negative
Loughran McDonald (Absolute)
-1
Very Negative
Loughran McDonald (Logit)
-1.09861
Harvard-IV (Relative)
-0.2
Slightly Negative
Harvard-IV (Absolute)
-0.2
Slightly Negative
Harvard-IV (Logit)
-0.33647
VADER
0.296
Slightly Positive
Moderation
Violence
0.0226956341
OpenAI Moderation v1 (007)
Sexual
0.0104190978
OpenAI Moderation v1 (007)
Sexual > Minors
0.0048900572
OpenAI Moderation v1 (007)
Harassment
0.0038540584
OpenAI Moderation v1 (007)
Violence > Graphic
0.003273063
OpenAI Moderation v1 (007)
Harassment > Threatening
0.0020505518
OpenAI Moderation v1 (007)
Hate > Threatening
0.0003440592
OpenAI Moderation v1 (007)
Hate
0.0002324377
OpenAI Moderation v1 (007)
Self-Harm
0.0002268989
OpenAI Moderation v1 (007)
Self-Harm > Intent
0.0001073591
OpenAI Moderation v1 (007)
Self-Harm > Instructions
2.9327E-6
OpenAI Moderation v1 (007)
Readability
Flesch-Kincaid Grade
4.6
Flesch-Kincaid Ease
83
Gunning-Fog Score
8.1
Coleman-Liau Index
8.5
SMOG Index
9.5
Automated Readability Index
3.9
Dale-Chall Readability Score
2.5
Sprache Readability Score
2.7
Dale-Chall Difficult Word Score
7
Sprache Difficult Word Count
8

Paul Wellstone

By the way, I did not file for cloture. That was the majority leader. My understanding is there is going to be a cloture vote, and my understanding is Senators would have a chance to have votes on their amendments. That was my understanding. That is what should happen. There are some substantive amendments that deal directly with alternatives to this harsh bill.
Sentiment
Loughran McDonald (Relative)
-1
Very Negative
Loughran McDonald (Absolute)
-1
Very Negative
Loughran McDonald (Logit)
-1.09861
Harvard-IV (Relative)
0.5
Positive
Harvard-IV (Absolute)
0.5
Positive
Harvard-IV (Logit)
0.8473
VADER
0.25
Slightly Positive
Moderation
Violence
0.0815101841
OpenAI Moderation v1 (007)
Self-Harm
0.0284686976
OpenAI Moderation v1 (007)
Harassment > Threatening
0.0137078954
OpenAI Moderation v1 (007)
Self-Harm > Intent
0.0126559389
OpenAI Moderation v1 (007)
Harassment
0.0022431201
OpenAI Moderation v1 (007)
Sexual
0.0020471463
OpenAI Moderation v1 (007)
Violence > Graphic
0.0014341661
OpenAI Moderation v1 (007)
Hate
0.0008182881
OpenAI Moderation v1 (007)
Sexual > Minors
0.0001026501
OpenAI Moderation v1 (007)
Hate > Threatening
6.70451E-5
OpenAI Moderation v1 (007)
Self-Harm > Instructions
2.35838E-5
OpenAI Moderation v1 (007)
Readability
Flesch-Kincaid Grade
5.7
Flesch-Kincaid Ease
72.6
Gunning-Fog Score
9.9
Coleman-Liau Index
11.7
SMOG Index
10.6
Automated Readability Index
5.8
Dale-Chall Readability Score
3.8
Sprache Readability Score
3.2
Dale-Chall Difficult Word Score
13
Sprache Difficult Word Count
15

Paul Wellstone

I want to know why we are not going to have votes on those amendments -- I mean major amendments. And this amendment I think is also a major amendment, but I know other colleagues, who have worked on this many more years than I have and have more expertise, probably have even more important amendments. What do you think about this one? This amendment will prevent claims in bankruptcy on high-cost transactions in which the annual interest rate -- if you are ready for this -- exceeds 100 percent. These are payday car title pawns. It is an extremely small amount. These are low-income folks who pay this price who are having a difficult time because someone was ill and had to go to the doctor and they do not have much margin month to month. Go for a loan and you are extended a small amount, $100 to $500, for an extremely short time, 1 or 2 weeks. The loans are marketed as giving the borrower a little extra until payday.
Sentiment
Loughran McDonald (Relative)
-1
Very Negative
Loughran McDonald (Absolute)
-1
Very Negative
Loughran McDonald (Logit)
-2.3979
Harvard-IV (Relative)
0.16667
Leans Positive
Harvard-IV (Absolute)
0.16667
Leans Positive
Harvard-IV (Logit)
0.31015
VADER
0.69
Very Positive
Moderation
Violence > Graphic
0.0136117698
OpenAI Moderation v1 (007)
Harassment
0.0041480835
OpenAI Moderation v1 (007)
Violence
0.0029761079
OpenAI Moderation v1 (007)
Harassment > Threatening
0.0018028233
OpenAI Moderation v1 (007)
Sexual
0.0017922261
OpenAI Moderation v1 (007)
Hate
0.0003667412
OpenAI Moderation v1 (007)
Self-Harm
0.0001841897
OpenAI Moderation v1 (007)
Sexual > Minors
5.43867E-5
OpenAI Moderation v1 (007)
Self-Harm > Intent
3.84309E-5
OpenAI Moderation v1 (007)
Hate > Threatening
7.6892E-6
OpenAI Moderation v1 (007)
Self-Harm > Instructions
7.2291E-6
OpenAI Moderation v1 (007)
Readability
Flesch-Kincaid Grade
8
Flesch-Kincaid Ease
71.9
Gunning-Fog Score
12.5
Coleman-Liau Index
8.8
SMOG Index
12
Automated Readability Index
7.8
Dale-Chall Readability Score
3.5
Sprache Readability Score
5
Dale-Chall Difficult Word Score
28
Sprache Difficult Word Count
36

Paul Wellstone

The loan works like this, if you can believe these loan sharks, these vultures. The borrower writes a check for the loan amount, plus a fee. The lender agrees to hold on to the check until the agreed upon date and give the borrower the cash. On the due date, the lender either cashes the check or, as quite often it happens, allows the borrower to extend the loan by writing a new check for the loan amount, plus an additional fee. Calculated on an annual basis, these fees are exorbitant. For example, a $15 fee on a 2-week loan of $100 is an annual interest rate of 391 percent. Rates as high as 2,000 percent per year have been reported on these loans.
Sentiment
Loughran McDonald (Relative)
-1
Very Negative
Loughran McDonald (Absolute)
-1
Very Negative
Loughran McDonald (Logit)
-1.09861
Harvard-IV (Relative)
0.33333
Somewhat Positive
Harvard-IV (Absolute)
0.33333
Somewhat Positive
Harvard-IV (Logit)
0.58779
VADER
0.778
Very Positive
Moderation
Harassment
0.4972219002
OpenAI Moderation v1 (007)
Hate
0.0671320362
OpenAI Moderation v1 (007)
Violence
0.0269604556
OpenAI Moderation v1 (007)
Sexual
0.0048251313
OpenAI Moderation v1 (007)
Violence > Graphic
0.0013386154
OpenAI Moderation v1 (007)
Harassment > Threatening
0.0011127592
OpenAI Moderation v1 (007)
Sexual > Minors
0.0001904732
OpenAI Moderation v1 (007)
Self-Harm
0.0001130393
OpenAI Moderation v1 (007)
Self-Harm > Intent
9.02868E-5
OpenAI Moderation v1 (007)
Hate > Threatening
3.12396E-5
OpenAI Moderation v1 (007)
Self-Harm > Instructions
7.7728E-6
OpenAI Moderation v1 (007)
Readability
Flesch-Kincaid Grade
7
Flesch-Kincaid Ease
77.1
Gunning-Fog Score
11
Coleman-Liau Index
7.5
SMOG Index
10.7
Automated Readability Index
6.2
Dale-Chall Readability Score
4.3
Sprache Readability Score
5
Dale-Chall Difficult Word Score
27
Sprache Difficult Word Count
29

Paul Wellstone

Why in the world do we want to allow claims in bankruptcy for these kinds of credit transactions? Why are we in such a rush to support these sleazy loan sharks? Can somebody come out on the floor of the Senate and tell me what the goodness is in what they do? Can somebody give me one good argument why you don't want to vote up or down on this amendment? I am indignant. I have to be careful not to get too hot. I am really angry.
Sentiment
Loughran McDonald (Relative)
-1
Very Negative
Loughran McDonald (Absolute)
-1
Very Negative
Loughran McDonald (Logit)
-1.94591
Harvard-IV (Relative)
-0.05882
Neutral
Harvard-IV (Absolute)
-0.05882
Neutral
Harvard-IV (Logit)
-0.11123
VADER
0.719
Very Positive
Moderation
Violence
0.0767214515
OpenAI Moderation v1 (007)
Harassment
0.0201239847
OpenAI Moderation v1 (007)
Violence > Graphic
0.0075362244
OpenAI Moderation v1 (007)
Hate
0.0036996371
OpenAI Moderation v1 (007)
Harassment > Threatening
0.0022874152
OpenAI Moderation v1 (007)
Sexual
0.0017334387
OpenAI Moderation v1 (007)
Hate > Threatening
0.0002791145
OpenAI Moderation v1 (007)
Sexual > Minors
0.0001111967
OpenAI Moderation v1 (007)
Self-Harm
4.68769E-5
OpenAI Moderation v1 (007)
Self-Harm > Intent
1.38054E-5
OpenAI Moderation v1 (007)
Self-Harm > Instructions
6.2921E-6
OpenAI Moderation v1 (007)
Topics
Topic:
Government Operations
Score:
41.68
Magnitude:
99
Code:
20
Url:
https://fsc.al/cap-mc#20
Source:
Comparative Agendas
Readability
Flesch-Kincaid Grade
4.7
Flesch-Kincaid Ease
83.5
Gunning-Fog Score
8.7
Coleman-Liau Index
6.7
SMOG Index
9.4
Automated Readability Index
2.8
Dale-Chall Readability Score
2.8
Sprache Readability Score
3.6
Dale-Chall Difficult Word Score
12
Sprache Difficult Word Count
17

Paul Wellstone

Let me talk about the other area that is so egregious. Car title pawns are 1-month loans secured by the title to the vehicle by the borrower. Please remember, Senators, these are not our sons and daughters or brothers or sisters or our wives or husbands. I am talking about poor people. We, luckily by the grace of God, or by luck of another kind, are not in this position. We don't have to put our car up for collateral. We don't live month by month on meager incomes and desperate to get credit. That doesn't happen to us.
Sentiment
Loughran McDonald (Relative)
0.33333
Somewhat Positive
Loughran McDonald (Absolute)
0.33333
Somewhat Positive
Loughran McDonald (Logit)
0.51083
Harvard-IV (Relative)
0.2
Leans Positive
Harvard-IV (Absolute)
0.2
Leans Positive
Harvard-IV (Logit)
0.36772
VADER
0.908
Very Positive
Moderation
Violence
0.0375664327
OpenAI Moderation v1 (007)
Sexual
0.0135154536
OpenAI Moderation v1 (007)
Harassment > Threatening
0.0105331295
OpenAI Moderation v1 (007)
Harassment
0.0103909792
OpenAI Moderation v1 (007)
Violence > Graphic
0.0060937269
OpenAI Moderation v1 (007)
Hate > Threatening
0.0038514205
OpenAI Moderation v1 (007)
Sexual > Minors
0.001935161
OpenAI Moderation v1 (007)
Self-Harm
0.0016083208
OpenAI Moderation v1 (007)
Hate
0.000349578
OpenAI Moderation v1 (007)
Self-Harm > Intent
0.000312865
OpenAI Moderation v1 (007)
Self-Harm > Instructions
1.12425E-5
OpenAI Moderation v1 (007)
Topics
Topic:
Government Operations
Score:
36.349
Magnitude:
73
Code:
20
Url:
https://fsc.al/cap-mc#20
Source:
Comparative Agendas
Topic:
Civil Rights
Score:
23.507
Magnitude:
73
Code:
2
Url:
https://fsc.al/cap-mc#2
Source:
Comparative Agendas
Readability
Flesch-Kincaid Grade
5.6
Flesch-Kincaid Ease
77.4
Gunning-Fog Score
8.6
Coleman-Liau Index
8.2
SMOG Index
9.7
Automated Readability Index
4
Dale-Chall Readability Score
3.1
Sprache Readability Score
3.8
Dale-Chall Difficult Word Score
16
Sprache Difficult Word Count
20

Paul Wellstone

A typical title pawn costs 300 percent interest, and consumers who miss the payments have their cars repossessed. In some States, consumers do not receive the proceeds from the sale of the repossessed vehicle even if the value of the car exceeds the amount of the loan.
Sentiment
Loughran McDonald (Relative)
-1
Very Negative
Loughran McDonald (Absolute)
-1
Very Negative
Loughran McDonald (Logit)
-1.60944
Harvard-IV (Relative)
0.33333
Somewhat Positive
Harvard-IV (Absolute)
0.33333
Somewhat Positive
Harvard-IV (Logit)
0.51083
VADER
0.586
Very Positive
Moderation
Violence
0.030584191
OpenAI Moderation v1 (007)
Harassment
0.0305613648
OpenAI Moderation v1 (007)
Violence > Graphic
0.0236730499
OpenAI Moderation v1 (007)
Sexual
0.010167258
OpenAI Moderation v1 (007)
Harassment > Threatening
0.0031935484
OpenAI Moderation v1 (007)
Sexual > Minors
0.000793371
OpenAI Moderation v1 (007)
Hate
0.000397121
OpenAI Moderation v1 (007)
Self-Harm
8.13092E-5
OpenAI Moderation v1 (007)
Self-Harm > Intent
4.85859E-5
OpenAI Moderation v1 (007)
Hate > Threatening
4.57762E-5
OpenAI Moderation v1 (007)
Self-Harm > Instructions
1.9534E-6
OpenAI Moderation v1 (007)
Readability
Flesch-Kincaid Grade
10.4
Flesch-Kincaid Ease
62.4
Gunning-Fog Score
13.7
Coleman-Liau Index
11.3
SMOG Index
12
Automated Readability Index
12
Dale-Chall Readability Score
5.2
Sprache Readability Score
5
Dale-Chall Difficult Word Score
12
Sprache Difficult Word Count
18

Paul Wellstone

The Presiding Officer knows all about this because of his position in the State of Florida. For example, a borrower might put up their $2,000 car as collateral for a $100 car title loan and an outrageous interest rate, and if the borrower defaults, the lender can take the car, sell it, and keep the full $2,000 without returning the excess value to the borrower.
Sentiment
Loughran McDonald (Relative)
-0.33333
Somewhat Negative
Loughran McDonald (Absolute)
-0.33333
Somewhat Negative
Loughran McDonald (Logit)
-0.51083
Harvard-IV (Relative)
0.33333
Somewhat Positive
Harvard-IV (Absolute)
0.33333
Somewhat Positive
Harvard-IV (Logit)
0.61904
VADER
0.34
Somewhat Positive
Moderation
Violence
0.0549271004
OpenAI Moderation v1 (007)
Hate
0.0317904633
OpenAI Moderation v1 (007)
Harassment
0.0274192076
OpenAI Moderation v1 (007)
Violence > Graphic
0.0075235293
OpenAI Moderation v1 (007)
Harassment > Threatening
0.001730403
OpenAI Moderation v1 (007)
Hate > Threatening
0.0004112682
OpenAI Moderation v1 (007)
Sexual
0.0003908278
OpenAI Moderation v1 (007)
Sexual > Minors
0.0001839085
OpenAI Moderation v1 (007)
Self-Harm
2.71934E-5
OpenAI Moderation v1 (007)
Self-Harm > Intent
1.01628E-5
OpenAI Moderation v1 (007)
Self-Harm > Instructions
3.0386E-6
OpenAI Moderation v1 (007)
Topics
Topic:
Government Operations
Score:
24.001
Magnitude:
4
Code:
20
Url:
https://fsc.al/cap-mc#20
Source:
Comparative Agendas
Readability
Flesch-Kincaid Grade
12
Flesch-Kincaid Ease
52.9
Gunning-Fog Score
18.8
Coleman-Liau Index
8.5
SMOG Index
12
Automated Readability Index
12
Dale-Chall Readability Score
5
Sprache Readability Score
5
Dale-Chall Difficult Word Score
14
Sprache Difficult Word Count
18

Paul Wellstone

And we want to protect these loan sharks? Members don't want to vote for this amendment? Members want to come second-degree this amendment? Why?
Sentiment
Loughran McDonald (Relative)
0
Neutral
Loughran McDonald (Absolute)
0
Neutral
Loughran McDonald (Logit)
0
Harvard-IV (Relative)
0.33333
Somewhat Positive
Harvard-IV (Absolute)
0.33333
Somewhat Positive
Harvard-IV (Logit)
0.51083
VADER
0.621
Very Positive
Moderation
Violence
0.0339158811
OpenAI Moderation v1 (007)
Violence > Graphic
0.0171679552
OpenAI Moderation v1 (007)
Sexual
0.0062212421
OpenAI Moderation v1 (007)
Harassment
0.003329408
OpenAI Moderation v1 (007)
Harassment > Threatening
0.0017774093
OpenAI Moderation v1 (007)
Hate > Threatening
0.0002795367
OpenAI Moderation v1 (007)
Hate
0.000275242
OpenAI Moderation v1 (007)
Sexual > Minors
0.0002272471
OpenAI Moderation v1 (007)
Self-Harm
4.82612E-5
OpenAI Moderation v1 (007)
Self-Harm > Intent
2.56572E-5
OpenAI Moderation v1 (007)
Self-Harm > Instructions
1.185E-7
OpenAI Moderation v1 (007)
Readability
Flesch-Kincaid Grade
2.9
Flesch-Kincaid Ease
85.4
Gunning-Fog Score
5.7
Coleman-Liau Index
11.2
SMOG Index
7.3
Automated Readability Index
3.4
Dale-Chall Readability Score
2.8
Sprache Readability Score
1.9
Dale-Chall Difficult Word Score
4
Sprache Difficult Word Count
6

Paul Wellstone

These schemes actually are more lucrative if the borrower defaults. Often the borrower -- are you ready for this? -- is required to leave a set of keys to the car with the lender, and if the borrower is even 1 day late with the payment, he or she might look out the window and find the car is gone.
Sentiment
Loughran McDonald (Relative)
-0.33333
Somewhat Negative
Loughran McDonald (Absolute)
-0.33333
Somewhat Negative
Loughran McDonald (Logit)
-0.51083
Harvard-IV (Relative)
0
Neutral
Harvard-IV (Absolute)
0
Neutral
Harvard-IV (Logit)
0
VADER
0.318
Somewhat Positive
Moderation
Violence > Graphic
0.0765209144
OpenAI Moderation v1 (007)
Sexual
0.0604679459
OpenAI Moderation v1 (007)
Sexual > Minors
0.0287600822
OpenAI Moderation v1 (007)
Harassment > Threatening
0.0134909264
OpenAI Moderation v1 (007)
Violence
0.0093196577
OpenAI Moderation v1 (007)
Harassment
0.0072506897
OpenAI Moderation v1 (007)
Self-Harm
0.0029376013
OpenAI Moderation v1 (007)
Hate
0.0011658741
OpenAI Moderation v1 (007)
Self-Harm > Intent
0.0006190386
OpenAI Moderation v1 (007)
Hate > Threatening
8.67652E-5
OpenAI Moderation v1 (007)
Self-Harm > Instructions
1.05076E-5
OpenAI Moderation v1 (007)
Topics
Topic:
Government Operations
Score:
21.64
Magnitude:
23
Code:
20
Url:
https://fsc.al/cap-mc#20
Source:
Comparative Agendas
Readability
Flesch-Kincaid Grade
7.4
Flesch-Kincaid Ease
76.4
Gunning-Fog Score
11.2
Coleman-Liau Index
7.4
SMOG Index
10.6
Automated Readability Index
6.8
Dale-Chall Readability Score
3.4
Sprache Readability Score
3.7
Dale-Chall Difficult Word Score
9
Sprache Difficult Word Count
9

Paul Wellstone

This amendment would prohibit claims in bankruptcy for credit transactions such as these payday loans and car title pawns where they charge over 100 percent interest in a year.
Sentiment
Loughran McDonald (Relative)
-1
Very Negative
Loughran McDonald (Absolute)
-1
Very Negative
Loughran McDonald (Logit)
-1.60944
Harvard-IV (Relative)
-0.2
Slightly Negative
Harvard-IV (Absolute)
-0.2
Slightly Negative
Harvard-IV (Logit)
-0.33647
VADER
0.681
Very Positive
Moderation
Violence
0.0214241445
OpenAI Moderation v1 (007)
Sexual
0.0038609487
OpenAI Moderation v1 (007)
Violence > Graphic
0.0015938673
OpenAI Moderation v1 (007)
Harassment > Threatening
0.0008576768
OpenAI Moderation v1 (007)
Harassment
0.0007980994
OpenAI Moderation v1 (007)
Hate > Threatening
0.0004698942
OpenAI Moderation v1 (007)
Hate
0.0003204894
OpenAI Moderation v1 (007)
Sexual > Minors
0.0001793588
OpenAI Moderation v1 (007)
Self-Harm
1.0664E-6
OpenAI Moderation v1 (007)
Self-Harm > Intent
2.396E-7
OpenAI Moderation v1 (007)
Self-Harm > Instructions
6.6E-8
OpenAI Moderation v1 (007)
Readability
Flesch-Kincaid Grade
12
Flesch-Kincaid Ease
46.1
Gunning-Fog Score
18.5
Coleman-Liau Index
12
SMOG Index
12
Automated Readability Index
12
Dale-Chall Readability Score
6.9
Sprache Readability Score
5
Dale-Chall Difficult Word Score
10
Sprache Difficult Word Count
13

Paul Wellstone

Could somebody explain to me why this is a bad amendment? Could somebody defend these sleazy loan sharks? So far, no one has.
Sentiment
Loughran McDonald (Relative)
-1
Very Negative
Loughran McDonald (Absolute)
-1
Very Negative
Loughran McDonald (Logit)
-1.60944
Harvard-IV (Relative)
-0.5
Very Negative
Harvard-IV (Absolute)
-0.5
Very Negative
Harvard-IV (Logit)
-0.8473
VADER
-0.429
Negative
Moderation
Violence
0.0450153137
OpenAI Moderation v1 (007)
Violence > Graphic
0.0109005276
OpenAI Moderation v1 (007)
Harassment
0.0108431661
OpenAI Moderation v1 (007)
Sexual
0.0023905721
OpenAI Moderation v1 (007)
Harassment > Threatening
0.0006423527
OpenAI Moderation v1 (007)
Sexual > Minors
0.0003680442
OpenAI Moderation v1 (007)
Self-Harm
6.7644E-5
OpenAI Moderation v1 (007)
Hate
2.93756E-5
OpenAI Moderation v1 (007)
Hate > Threatening
1.56871E-5
OpenAI Moderation v1 (007)
Self-Harm > Intent
3.1311E-6
OpenAI Moderation v1 (007)
Self-Harm > Instructions
4.065E-7
OpenAI Moderation v1 (007)
Readability
Flesch-Kincaid Grade
4.8
Flesch-Kincaid Ease
74
Gunning-Fog Score
8.3
Coleman-Liau Index
9.5
SMOG Index
9
Automated Readability Index
2.7
Dale-Chall Readability Score
2.4
Sprache Readability Score
2.1
Dale-Chall Difficult Word Score
3
Sprache Difficult Word Count
6

Paul Wellstone

There is no question these high-interest-rate loans take advantage of working people. On the face of it, paying 300 percent or 500 percent or 800 percent for a $100 loan or $200 loan is unconscionable. No fully informed person with a choice would do it. But that is exactly the issue: These folks may not always have a choice.
Sentiment
Loughran McDonald (Relative)
0
Neutral
Loughran McDonald (Absolute)
0
Neutral
Loughran McDonald (Logit)
0
Harvard-IV (Relative)
0.6
Very Positive
Harvard-IV (Absolute)
0.6
Very Positive
Harvard-IV (Logit)
1.09861
VADER
-0.34
Somewhat Negative
Moderation
Violence > Graphic
0.0208064157
OpenAI Moderation v1 (007)
Violence
0.0098756325
OpenAI Moderation v1 (007)
Sexual
0.0073722615
OpenAI Moderation v1 (007)
Harassment
0.0014456721
OpenAI Moderation v1 (007)
Harassment > Threatening
0.0010570229
OpenAI Moderation v1 (007)
Self-Harm
0.0004331216
OpenAI Moderation v1 (007)
Sexual > Minors
0.0002250018
OpenAI Moderation v1 (007)
Hate
0.000118366
OpenAI Moderation v1 (007)
Self-Harm > Intent
2.78261E-5
OpenAI Moderation v1 (007)
Hate > Threatening
2.381E-5
OpenAI Moderation v1 (007)
Self-Harm > Instructions
6.402E-7
OpenAI Moderation v1 (007)
Topics
Topic:
Government Operations
Score:
28.605
Magnitude:
4
Code:
20
Url:
https://fsc.al/cap-mc#20
Source:
Comparative Agendas
Readability
Flesch-Kincaid Grade
5.6
Flesch-Kincaid Ease
81.8
Gunning-Fog Score
8.7
Coleman-Liau Index
7.6
SMOG Index
9
Automated Readability Index
5
Dale-Chall Readability Score
3.6
Sprache Readability Score
3.7
Dale-Chall Difficult Word Score
11
Sprache Difficult Word Count
15

Paul Wellstone

I am sorry I believe this has been happening over and over again in the last couple of weeks. This is similar to the ergonomics standard. This is a class issue. These are poor people we are talking about. None of us is ever put in this situation.
Sentiment
Loughran McDonald (Relative)
0
Neutral
Loughran McDonald (Absolute)
0
Neutral
Loughran McDonald (Logit)
0
Harvard-IV (Relative)
0
Neutral
Harvard-IV (Absolute)
0
Neutral
Harvard-IV (Logit)
0
VADER
-0.527
Very Negative
Moderation
Violence
0.0797104265
OpenAI Moderation v1 (007)
Violence > Graphic
0.0105818348
OpenAI Moderation v1 (007)
Harassment > Threatening
0.0052279483
OpenAI Moderation v1 (007)
Harassment
0.0034021312
OpenAI Moderation v1 (007)
Hate
0.0031739924
OpenAI Moderation v1 (007)
Hate > Threatening
0.0024392437
OpenAI Moderation v1 (007)
Sexual
0.0011611106
OpenAI Moderation v1 (007)
Sexual > Minors
0.0004380436
OpenAI Moderation v1 (007)
Self-Harm
9.71439E-5
OpenAI Moderation v1 (007)
Self-Harm > Intent
5.35926E-5
OpenAI Moderation v1 (007)
Self-Harm > Instructions
1.2972E-6
OpenAI Moderation v1 (007)
Readability
Flesch-Kincaid Grade
5.4
Flesch-Kincaid Ease
73.7
Gunning-Fog Score
7.2
Coleman-Liau Index
8
SMOG Index
8.4
Automated Readability Index
2.4
Dale-Chall Readability Score
3.8
Sprache Readability Score
2.6
Dale-Chall Difficult Word Score
10
Sprache Difficult Word Count
9

Paul Wellstone

President Bush, whatever happened to compassionate conservatism? My Republican colleagues, whatever happened to compassionate conservatism?
Sentiment
Loughran McDonald (Relative)
0
Neutral
Loughran McDonald (Absolute)
0
Neutral
Loughran McDonald (Logit)
0
Harvard-IV (Relative)
1
Very Positive
Harvard-IV (Absolute)
1
Very Positive
Harvard-IV (Logit)
1.94591
VADER
0.776
Very Positive
Moderation
Sexual
0.0146208185
OpenAI Moderation v1 (007)
Harassment
0.0135378839
OpenAI Moderation v1 (007)
Violence
0.0097887285
OpenAI Moderation v1 (007)
Self-Harm
0.0041080439
OpenAI Moderation v1 (007)
Hate
0.0031482723
OpenAI Moderation v1 (007)
Violence > Graphic
0.0028932785
OpenAI Moderation v1 (007)
Sexual > Minors
0.0027669412
OpenAI Moderation v1 (007)
Self-Harm > Intent
0.0018980527
OpenAI Moderation v1 (007)
Harassment > Threatening
0.0003104913
OpenAI Moderation v1 (007)
Self-Harm > Instructions
5.84474E-5
OpenAI Moderation v1 (007)
Hate > Threatening
1.83313E-5
OpenAI Moderation v1 (007)
Readability
Flesch-Kincaid Grade
12
Flesch-Kincaid Ease
0
Gunning-Fog Score
19
Coleman-Liau Index
12
SMOG Index
12
Automated Readability Index
12
Dale-Chall Readability Score
10
Sprache Readability Score
2.2
Dale-Chall Difficult Word Score
11
Sprache Difficult Word Count
8

Paul Wellstone

Often these borrowers turn to payday lenders and car title pawns because they can't get enough credit through the normal channels. So these borrowers are a captive audience, unable to shop around to seek the best interest rates, uninformed about choices, unprotected from coercive collection practices.
Sentiment
Loughran McDonald (Relative)
-1
Very Negative
Loughran McDonald (Absolute)
-1
Very Negative
Loughran McDonald (Logit)
-1.60944
Harvard-IV (Relative)
0.11111
Leans Positive
Harvard-IV (Absolute)
0.11111
Leans Positive
Harvard-IV (Logit)
0.20067
VADER
0.641
Very Positive
Moderation
Harassment
0.2722480102
OpenAI Moderation v1 (007)
Harassment > Threatening
0.0988309155
OpenAI Moderation v1 (007)
Violence > Graphic
0.0529744546
OpenAI Moderation v1 (007)
Violence
0.0293714256
OpenAI Moderation v1 (007)
Sexual > Minors
0.0036559544
OpenAI Moderation v1 (007)
Sexual
0.002636106
OpenAI Moderation v1 (007)
Hate
0.0018453376
OpenAI Moderation v1 (007)
Self-Harm > Intent
0.0012567155
OpenAI Moderation v1 (007)
Self-Harm
0.001105092
OpenAI Moderation v1 (007)
Hate > Threatening
0.0006275864
OpenAI Moderation v1 (007)
Self-Harm > Instructions
6.32849E-5
OpenAI Moderation v1 (007)
Readability
Flesch-Kincaid Grade
12
Flesch-Kincaid Ease
38.2
Gunning-Fog Score
17
Coleman-Liau Index
12
SMOG Index
12
Automated Readability Index
12
Dale-Chall Readability Score
7
Sprache Readability Score
5
Dale-Chall Difficult Word Score
17
Sprache Difficult Word Count
19

Paul Wellstone

I thank the Chair for having the graciousness to face me while I speak. I always thought that was important. I thank the Chair. It is much harder to speak when the presiding Chair is reading or not paying attention. I thank the Chair for his graciousness. When I shout, I am not shouting at the Presiding Officer.
Sentiment
Loughran McDonald (Relative)
0
Neutral
Loughran McDonald (Absolute)
0
Neutral
Loughran McDonald (Logit)
0
Harvard-IV (Relative)
1
Very Positive
Harvard-IV (Absolute)
1
Very Positive
Harvard-IV (Logit)
2.70805
VADER
0.903
Very Positive
Moderation
Violence
0.003975003
OpenAI Moderation v1 (007)
Sexual
0.0027279108
OpenAI Moderation v1 (007)
Harassment > Threatening
0.0013043537
OpenAI Moderation v1 (007)
Violence > Graphic
0.0010918259
OpenAI Moderation v1 (007)
Harassment
0.0008079146
OpenAI Moderation v1 (007)
Sexual > Minors
0.0006870692
OpenAI Moderation v1 (007)
Hate
0.0004665506
OpenAI Moderation v1 (007)
Self-Harm > Intent
5.38875E-5
OpenAI Moderation v1 (007)
Hate > Threatening
5.21344E-5
OpenAI Moderation v1 (007)
Self-Harm
2.88519E-5
OpenAI Moderation v1 (007)
Self-Harm > Instructions
1.432E-7
OpenAI Moderation v1 (007)
Readability
Flesch-Kincaid Grade
4
Flesch-Kincaid Ease
83.3
Gunning-Fog Score
7.3
Coleman-Liau Index
9.5
SMOG Index
9.4
Automated Readability Index
3.6
Dale-Chall Readability Score
2.4
Sprache Readability Score
2.6
Dale-Chall Difficult Word Score
7
Sprache Difficult Word Count
9

Paul Wellstone

There is no way the borrower can win. At best, they are robbed by high interest rates, and at worst their lives are ruined by the $100 loan which spirals out of control. These loans are patently abusive. They should not be protected by a bankruptcy system. Because they are so extensive, they should be completely dischargeable in bankruptcy so the debtors can get a true fresh start and so that more responsible lenders' claims are not crowded out by the shifty operators.
Sentiment
Loughran McDonald (Relative)
-0.66667
Very Negative
Loughran McDonald (Absolute)
-0.66667
Very Negative
Loughran McDonald (Logit)
-1.29928
Harvard-IV (Relative)
-0.14286
Leans Negative
Harvard-IV (Absolute)
-0.14286
Leans Negative
Harvard-IV (Logit)
-0.26826
VADER
0.586
Very Positive
Moderation
Violence
0.0039153572
OpenAI Moderation v1 (007)
Harassment > Threatening
0.0030000068
OpenAI Moderation v1 (007)
Self-Harm
0.002585843
OpenAI Moderation v1 (007)
Sexual
0.0018521236
OpenAI Moderation v1 (007)
Violence > Graphic
0.0007856775
OpenAI Moderation v1 (007)
Harassment
0.0003431666
OpenAI Moderation v1 (007)
Self-Harm > Intent
0.0002825026
OpenAI Moderation v1 (007)
Sexual > Minors
2.29411E-5
OpenAI Moderation v1 (007)
Hate > Threatening
1.27632E-5
OpenAI Moderation v1 (007)
Hate
4.7709E-6
OpenAI Moderation v1 (007)
Self-Harm > Instructions
2.2703E-6
OpenAI Moderation v1 (007)
Readability
Flesch-Kincaid Grade
7.7
Flesch-Kincaid Ease
69.7
Gunning-Fog Score
12.4
Coleman-Liau Index
11
SMOG Index
12
Automated Readability Index
8.3
Dale-Chall Readability Score
4.8
Sprache Readability Score
4.7
Dale-Chall Difficult Word Score
21
Sprache Difficult Word Count
25

Paul Wellstone

Colleagues, vote for this amendment because you are for responsible lenders. Vote for this amendment. I call this the responsible lender's amendment. Why should unscrupulous lenders who have equal standing in bankruptcy court with a community bank or a credit union that tries to do right by their customers? Why do we give equal value to these sleazy loan sharks with community banks or credit unions?
Sentiment
Loughran McDonald (Relative)
-1
Very Negative
Loughran McDonald (Absolute)
-1
Very Negative
Loughran McDonald (Logit)
-1.09861
Harvard-IV (Relative)
0.44444
Positive
Harvard-IV (Absolute)
0.44444
Positive
Harvard-IV (Logit)
0.89794
VADER
0.85
Very Positive
Moderation
Harassment > Threatening
0.0049080252
OpenAI Moderation v1 (007)
Harassment
0.0029952043
OpenAI Moderation v1 (007)
Violence
0.0014702847
OpenAI Moderation v1 (007)
Violence > Graphic
0.0011914677
OpenAI Moderation v1 (007)
Sexual
0.0008937105
OpenAI Moderation v1 (007)
Sexual > Minors
7.66681E-5
OpenAI Moderation v1 (007)
Self-Harm
5.31476E-5
OpenAI Moderation v1 (007)
Self-Harm > Intent
3.5049E-5
OpenAI Moderation v1 (007)
Hate
3.19014E-5
OpenAI Moderation v1 (007)
Hate > Threatening
1.06489E-5
OpenAI Moderation v1 (007)
Self-Harm > Instructions
1.9944E-6
OpenAI Moderation v1 (007)
Readability
Flesch-Kincaid Grade
8.9
Flesch-Kincaid Ease
55
Gunning-Fog Score
12.6
Coleman-Liau Index
12
SMOG Index
12
Automated Readability Index
8.7
Dale-Chall Readability Score
5.4
Sprache Readability Score
3.8
Dale-Chall Difficult Word Score
20
Sprache Difficult Word Count
19

Paul Wellstone

By the way, I don't think these lenders should be able to take advantage of customers' vulnerability through harassment or coercion, but that was considered to be a terrible provision. That challenged jurisdiction in another committee, so I even dropped the language on the coercive practices.
Sentiment
Loughran McDonald (Relative)
-0.71429
Very Negative
Loughran McDonald (Absolute)
-0.71429
Very Negative
Loughran McDonald (Logit)
-1.46634
Harvard-IV (Relative)
-0.33333
Somewhat Negative
Harvard-IV (Absolute)
-0.33333
Somewhat Negative
Harvard-IV (Logit)
-0.61904
VADER
-0.788
Very Negative
Moderation
Violence
0.0135132635
OpenAI Moderation v1 (007)
Harassment
0.0095218224
OpenAI Moderation v1 (007)
Harassment > Threatening
0.0049908722
OpenAI Moderation v1 (007)
Self-Harm
0.0035812565
OpenAI Moderation v1 (007)
Sexual
0.0033885481
OpenAI Moderation v1 (007)
Hate
0.0027072114
OpenAI Moderation v1 (007)
Violence > Graphic
0.0005079143
OpenAI Moderation v1 (007)
Self-Harm > Intent
0.0003867113
OpenAI Moderation v1 (007)
Hate > Threatening
0.0003323735
OpenAI Moderation v1 (007)
Sexual > Minors
0.0001011412
OpenAI Moderation v1 (007)
Self-Harm > Instructions
8.338E-6
OpenAI Moderation v1 (007)
Readability
Flesch-Kincaid Grade
12
Flesch-Kincaid Ease
36.4
Gunning-Fog Score
19
Coleman-Liau Index
12
SMOG Index
12
Automated Readability Index
12
Dale-Chall Readability Score
5.9
Sprache Readability Score
4.7
Dale-Chall Difficult Word Score
14
Sprache Difficult Word Count
15

Paul Wellstone

My amendment simply says if you charge interest over 100 percent on a loan, and if the borrower goes bankrupt, you cannot make a claim on that loan or the fees from the loan. In other words, the borrower's slate is wiped clean of your usurious loan and he gets a fresh start.
Sentiment
Loughran McDonald (Relative)
-1
Very Negative
Loughran McDonald (Absolute)
-1
Very Negative
Loughran McDonald (Logit)
-1.94591
Harvard-IV (Relative)
0.14286
Leans Positive
Harvard-IV (Absolute)
0.14286
Leans Positive
Harvard-IV (Logit)
0.25131
VADER
0.527
Very Positive
Moderation
Violence
0.052935438
OpenAI Moderation v1 (007)
Harassment
0.0102872713
OpenAI Moderation v1 (007)
Harassment > Threatening
0.0080864935
OpenAI Moderation v1 (007)
Sexual
0.0027141135
OpenAI Moderation v1 (007)
Violence > Graphic
0.0006091716
OpenAI Moderation v1 (007)
Self-Harm
0.0004861088
OpenAI Moderation v1 (007)
Hate
0.0001964432
OpenAI Moderation v1 (007)
Self-Harm > Intent
0.0001624745
OpenAI Moderation v1 (007)
Hate > Threatening
0.0001354781
OpenAI Moderation v1 (007)
Sexual > Minors
0.000122719
OpenAI Moderation v1 (007)
Self-Harm > Instructions
2.8804E-6
OpenAI Moderation v1 (007)
Readability
Flesch-Kincaid Grade
10.3
Flesch-Kincaid Ease
68.2
Gunning-Fog Score
14.4
Coleman-Liau Index
8
SMOG Index
12
Automated Readability Index
10.8
Dale-Chall Readability Score
4.6
Sprache Readability Score
5
Dale-Chall Difficult Word Score
11
Sprache Difficult Word Count
15

Paul Wellstone

Additionally, such lenders will be penalized if they try to collect -- well, no. See, there you go; there was my prepared statement. I shouldn't use a prepared statement. I was going to say, additionally such lenders will be penalized if they try to collect on their loan using coercive tactics, but I have taken that out. That was the modification my colleagues asked for, as if that would be such a terrible thing. And now I don't even get an up-or-down vote on the amendment. That is my understanding.
Sentiment
Loughran McDonald (Relative)
-1
Very Negative
Loughran McDonald (Absolute)
-1
Very Negative
Loughran McDonald (Logit)
-1.94591
Harvard-IV (Relative)
0
Neutral
Harvard-IV (Absolute)
0
Neutral
Harvard-IV (Logit)
0
VADER
-0.597
Very Negative
Moderation
Violence > Graphic
0.0242884315
OpenAI Moderation v1 (007)
Violence
0.0190903986
OpenAI Moderation v1 (007)
Harassment
0.0037005968
OpenAI Moderation v1 (007)
Harassment > Threatening
0.0026995958
OpenAI Moderation v1 (007)
Sexual
0.0025713662
OpenAI Moderation v1 (007)
Sexual > Minors
0.0003204527
OpenAI Moderation v1 (007)
Hate
0.000112751
OpenAI Moderation v1 (007)
Self-Harm
6.71995E-5
OpenAI Moderation v1 (007)
Self-Harm > Intent
1.22719E-5
OpenAI Moderation v1 (007)
Hate > Threatening
1.0236E-5
OpenAI Moderation v1 (007)
Self-Harm > Instructions
1.239E-7
OpenAI Moderation v1 (007)
Readability
Flesch-Kincaid Grade
6.3
Flesch-Kincaid Ease
72.8
Gunning-Fog Score
8.7
Coleman-Liau Index
9.7
SMOG Index
9.7
Automated Readability Index
5.5
Dale-Chall Readability Score
4.1
Sprache Readability Score
3.9
Dale-Chall Difficult Word Score
20
Sprache Difficult Word Count
20

Paul Wellstone

This amendment is a commonsense solution to the problem I have described. It allows the Senate to send a message to those loan sharks. If you charge an outrageous interest rate, if you profit from the misery and misfortune of others, if you stack the deck against the customers so they become virtual slaves to their indebtedness, you will get no protection in bankruptcy court for your claims.
Sentiment
Loughran McDonald (Relative)
-0.5
Very Negative
Loughran McDonald (Absolute)
-0.5
Very Negative
Loughran McDonald (Logit)
-0.8473
Harvard-IV (Relative)
-0.14286
Leans Negative
Harvard-IV (Absolute)
-0.14286
Leans Negative
Harvard-IV (Logit)
-0.26826
VADER
-0.527
Very Negative
Moderation
Violence
0.4601612687
OpenAI Moderation v1 (007)
Harassment > Threatening
0.179348106
OpenAI Moderation v1 (007)
Violence > Graphic
0.1425443799
OpenAI Moderation v1 (007)
Sexual
0.0194062668
OpenAI Moderation v1 (007)
Harassment
0.0193566288
OpenAI Moderation v1 (007)
Hate
0.0094706957
OpenAI Moderation v1 (007)
Self-Harm
0.0032857883
OpenAI Moderation v1 (007)
Hate > Threatening
0.0020290317
OpenAI Moderation v1 (007)
Sexual > Minors
0.0011885591
OpenAI Moderation v1 (007)
Self-Harm > Intent
5.04716E-5
OpenAI Moderation v1 (007)
Self-Harm > Instructions
9.9818E-6
OpenAI Moderation v1 (007)
Readability
Flesch-Kincaid Grade
11.3
Flesch-Kincaid Ease
54.4
Gunning-Fog Score
16.1
Coleman-Liau Index
12
SMOG Index
12
Automated Readability Index
12
Dale-Chall Readability Score
5.1
Sprache Readability Score
5
Dale-Chall Difficult Word Score
17
Sprache Difficult Word Count
26

Paul Wellstone

As I say that, it sounds good to me. It really does. What is wrong with this proposition? If a lender wants to make these kinds of loans under this amendment, he or she can. But if he wants to be able to file claims in bankruptcy, he can't charge more than 100 percent interest. I don't believe any one of my colleagues will come to the floor to claim that a 100-percent interest rate is an unreasonable ceiling.
Sentiment
Loughran McDonald (Relative)
-1
Very Negative
Loughran McDonald (Absolute)
-1
Very Negative
Loughran McDonald (Logit)
-2.3979
Harvard-IV (Relative)
0.16667
Leans Positive
Harvard-IV (Absolute)
0.16667
Leans Positive
Harvard-IV (Logit)
0.31015
VADER
0.7
Very Positive
Moderation
Violence > Graphic
0.04426839
OpenAI Moderation v1 (007)
Sexual
0.0087047592
OpenAI Moderation v1 (007)
Violence
0.0047028432
OpenAI Moderation v1 (007)
Self-Harm
0.0017347551
OpenAI Moderation v1 (007)
Harassment
0.001252499
OpenAI Moderation v1 (007)
Harassment > Threatening
0.0005973489
OpenAI Moderation v1 (007)
Sexual > Minors
0.0003207557
OpenAI Moderation v1 (007)
Self-Harm > Intent
0.000146591
OpenAI Moderation v1 (007)
Hate
6.4438E-5
OpenAI Moderation v1 (007)
Hate > Threatening
5.6395E-6
OpenAI Moderation v1 (007)
Self-Harm > Instructions
1.9154E-6
OpenAI Moderation v1 (007)
Readability
Flesch-Kincaid Grade
5.2
Flesch-Kincaid Ease
81.2
Gunning-Fog Score
9.3
Coleman-Liau Index
7.4
SMOG Index
9.9
Automated Readability Index
3.8
Dale-Chall Readability Score
3
Sprache Readability Score
3.5
Dale-Chall Difficult Word Score
12
Sprache Difficult Word Count
15

Paul Wellstone

This amendment is in the spirit of reducing bankruptcies. I think if it was adopted it would significantly improve the bill, and I urge its adoption.
Sentiment
Loughran McDonald (Relative)
0
Neutral
Loughran McDonald (Absolute)
0
Neutral
Loughran McDonald (Logit)
0
Harvard-IV (Relative)
0
Neutral
Harvard-IV (Absolute)
0
Neutral
Harvard-IV (Logit)
0
VADER
0.557
Very Positive
Moderation
Violence
0.024063325
OpenAI Moderation v1 (007)
Violence > Graphic
0.013387228
OpenAI Moderation v1 (007)
Harassment > Threatening
0.0041011233
OpenAI Moderation v1 (007)
Sexual
0.0037697511
OpenAI Moderation v1 (007)
Sexual > Minors
0.0019166058
OpenAI Moderation v1 (007)
Harassment
0.0013423994
OpenAI Moderation v1 (007)
Hate
0.0005578914
OpenAI Moderation v1 (007)
Self-Harm
0.0001396771
OpenAI Moderation v1 (007)
Self-Harm > Intent
6.43068E-5
OpenAI Moderation v1 (007)
Hate > Threatening
5.529E-6
OpenAI Moderation v1 (007)
Self-Harm > Instructions
4.101E-7
OpenAI Moderation v1 (007)
Readability
Flesch-Kincaid Grade
9
Flesch-Kincaid Ease
53.7
Gunning-Fog Score
14.4
Coleman-Liau Index
11.6
SMOG Index
12
Automated Readability Index
7
Dale-Chall Readability Score
4.9
Sprache Readability Score
3.1
Dale-Chall Difficult Word Score
7
Sprache Difficult Word Count
10

Paul Wellstone

I will deal with a few more questions that have been raised. I assume we will have a debate on this. This whole bankruptcy bill and debate make me uncomfortable because one of the Senators for whom I have the greatest respect is Senator Grassley from Iowa -- and he or another Senator may come out here. He is a great Senator, in my opinion. But I have to say one of two things is going to happen. Senators are going to come out here and say: Senator Wellstone, your amendment is all wrong. These loan sharks need the protection. We are for the loan sharks. We are for the 100 percent interest-plus. Or they are going to come out with a second-degree amendment which I fear will have the same effect because it will gut this amendment, in which case we will have a debate about that.
Sentiment
Loughran McDonald (Relative)
0
Neutral
Loughran McDonald (Absolute)
0
Neutral
Loughran McDonald (Logit)
0
Harvard-IV (Relative)
-0.14286
Leans Negative
Harvard-IV (Absolute)
-0.14286
Leans Negative
Harvard-IV (Logit)
-0.27444
VADER
0.542
Very Positive
Moderation
Harassment
0.1764450339
OpenAI Moderation v1 (007)
Violence > Graphic
0.0573375029
OpenAI Moderation v1 (007)
Violence
0.01968133
OpenAI Moderation v1 (007)
Hate
0.0083966013
OpenAI Moderation v1 (007)
Self-Harm
0.0014117634
OpenAI Moderation v1 (007)
Self-Harm > Intent
0.0011165371
OpenAI Moderation v1 (007)
Harassment > Threatening
0.0003058467
OpenAI Moderation v1 (007)
Self-Harm > Instructions
0.000280823
OpenAI Moderation v1 (007)
Sexual
0.0002611458
OpenAI Moderation v1 (007)
Sexual > Minors
2.37958E-5
OpenAI Moderation v1 (007)
Hate > Threatening
4.3308E-6
OpenAI Moderation v1 (007)
Topics
Topic:
Domestic Commerce
Score:
78.753
Magnitude:
108
Code:
15
Url:
https://fsc.al/cap-mc#15
Source:
Comparative Agendas
Readability
Flesch-Kincaid Grade
6.1
Flesch-Kincaid Ease
77.6
Gunning-Fog Score
8.9
Coleman-Liau Index
8.5
SMOG Index
10.7
Automated Readability Index
5.5
Dale-Chall Readability Score
4
Sprache Readability Score
4.8
Dale-Chall Difficult Word Score
31
Sprache Difficult Word Count
28

Paul Wellstone

But, so far, the silence has been deafening. I assume we will have that debate or maybe it will be accepted; I don't know. We will have a vote one way or the other.
Sentiment
Loughran McDonald (Relative)
0
Neutral
Loughran McDonald (Absolute)
0
Neutral
Loughran McDonald (Logit)
0
Harvard-IV (Relative)
0.33333
Somewhat Positive
Harvard-IV (Absolute)
0.33333
Somewhat Positive
Harvard-IV (Logit)
0.51083
VADER
-0.026
Neutral
Moderation
Violence
0.0622991007
OpenAI Moderation v1 (007)
Harassment
0.0302216999
OpenAI Moderation v1 (007)
Violence > Graphic
0.0203988311
OpenAI Moderation v1 (007)
Harassment > Threatening
0.0046539288
OpenAI Moderation v1 (007)
Hate
0.0024239947
OpenAI Moderation v1 (007)
Sexual
0.0004741626
OpenAI Moderation v1 (007)
Sexual > Minors
0.0002225697
OpenAI Moderation v1 (007)
Self-Harm
0.0001371394
OpenAI Moderation v1 (007)
Self-Harm > Intent
8.10654E-5
OpenAI Moderation v1 (007)
Hate > Threatening
2.85319E-5
OpenAI Moderation v1 (007)
Self-Harm > Instructions
1.30092E-5
OpenAI Moderation v1 (007)
Readability
Flesch-Kincaid Grade
3.8
Flesch-Kincaid Ease
88.3
Gunning-Fog Score
6.9
Coleman-Liau Index
5.7
SMOG Index
7.9
Automated Readability Index
1.4
Dale-Chall Readability Score
2.4
Sprache Readability Score
2.5
Dale-Chall Difficult Word Score
4
Sprache Difficult Word Count
6

Paul Wellstone

This amendment is necessary. For those who say some States are starting to institute regulation of payday lenders -- that is true, and I am glad; if States do more than we do, I am all for it -- more and more payday loans are being made over the Internet, and they cannot be effectively regulated by the States. In addition, payday lenders have explored using national bank charters to avoid State regulation. So both tactics require a Federal response.
Sentiment
Loughran McDonald (Relative)
1
Very Positive
Loughran McDonald (Absolute)
1
Very Positive
Loughran McDonald (Logit)
1.09861
Harvard-IV (Relative)
0.66667
Very Positive
Harvard-IV (Absolute)
0.66667
Very Positive
Harvard-IV (Logit)
1.29928
VADER
0.467
Positive
Moderation
Harassment
0.0017449658
OpenAI Moderation v1 (007)
Violence
0.0011208953
OpenAI Moderation v1 (007)
Sexual
0.0003314786
OpenAI Moderation v1 (007)
Hate
0.0002601455
OpenAI Moderation v1 (007)
Violence > Graphic
0.0002383897
OpenAI Moderation v1 (007)
Self-Harm
2.97979E-5
OpenAI Moderation v1 (007)
Harassment > Threatening
2.73989E-5
OpenAI Moderation v1 (007)
Self-Harm > Intent
2.48399E-5
OpenAI Moderation v1 (007)
Sexual > Minors
1.55049E-5
OpenAI Moderation v1 (007)
Self-Harm > Instructions
9.6831E-6
OpenAI Moderation v1 (007)
Hate > Threatening
1.3419E-6
OpenAI Moderation v1 (007)
Topics
Topic:
Domestic Commerce
Score:
97.717
Magnitude:
21
Code:
15
Url:
https://fsc.al/cap-mc#15
Source:
Comparative Agendas
Readability
Flesch-Kincaid Grade
10.5
Flesch-Kincaid Ease
54.7
Gunning-Fog Score
12.9
Coleman-Liau Index
11.4
SMOG Index
12
Automated Readability Index
10.1
Dale-Chall Readability Score
5.8
Sprache Readability Score
5
Dale-Chall Difficult Word Score
24
Sprache Difficult Word Count
24

Paul Wellstone

These payday lenders, if you are ready for this, are generating 35 percent to 50 percent. The fees are grossly disproportionate to the risk or the profit margins would not be so high. We are talking about loan sharks who feed off misery and illness, all too often, and desperation, and low- and moderate-income people, many of them families headed by single parents, many of them families headed by women, many of them people of color, many of them urban, many of them rural -- and we ought to be willing to stand up for these people.
Sentiment
Loughran McDonald (Relative)
-0.5
Very Negative
Loughran McDonald (Absolute)
-0.5
Very Negative
Loughran McDonald (Logit)
-0.8473
Harvard-IV (Relative)
-0.2
Slightly Negative
Harvard-IV (Absolute)
-0.2
Slightly Negative
Harvard-IV (Logit)
-0.36772
VADER
-0.844
Very Negative
Moderation
Violence
0.0179039227
OpenAI Moderation v1 (007)
Violence > Graphic
0.0081682971
OpenAI Moderation v1 (007)
Harassment
0.0038378988
OpenAI Moderation v1 (007)
Harassment > Threatening
0.0033183675
OpenAI Moderation v1 (007)
Self-Harm
0.0017579741
OpenAI Moderation v1 (007)
Hate
0.0015194678
OpenAI Moderation v1 (007)
Sexual
0.0012318834
OpenAI Moderation v1 (007)
Self-Harm > Intent
0.0009322292
OpenAI Moderation v1 (007)
Sexual > Minors
0.0005967926
OpenAI Moderation v1 (007)
Hate > Threatening
3.3007E-5
OpenAI Moderation v1 (007)
Self-Harm > Instructions
1.37327E-5
OpenAI Moderation v1 (007)
Topics
Topic:
Domestic Commerce
Score:
48.337
Magnitude:
81
Code:
15
Url:
https://fsc.al/cap-mc#15
Source:
Comparative Agendas
Topic:
Macroeconomics
Score:
25.967
Magnitude:
81
Code:
1
Url:
https://fsc.al/cap-mc#1
Source:
Comparative Agendas
Readability
Flesch-Kincaid Grade
12
Flesch-Kincaid Ease
48.4
Gunning-Fog Score
15.8
Coleman-Liau Index
9.5
SMOG Index
12
Automated Readability Index
12
Dale-Chall Readability Score
5
Sprache Readability Score
5
Dale-Chall Difficult Word Score
21
Sprache Difficult Word Count
24

Paul Wellstone

This amendment challenges Senators: Are you on the side of these sleazy loan sharks? Or are you willing to defend poor people in the United States of America?
Sentiment
Loughran McDonald (Relative)
-1
Very Negative
Loughran McDonald (Absolute)
-1
Very Negative
Loughran McDonald (Logit)
-1.60944
Harvard-IV (Relative)
-0.5
Very Negative
Harvard-IV (Absolute)
-0.5
Very Negative
Harvard-IV (Logit)
-0.8473
VADER
0
Neutral
Moderation
Harassment
0.0750998151
OpenAI Moderation v1 (007)
Violence
0.0278716761
OpenAI Moderation v1 (007)
Harassment > Threatening
0.0039656737
OpenAI Moderation v1 (007)
Violence > Graphic
0.0025326393
OpenAI Moderation v1 (007)
Self-Harm
0.0019569281
OpenAI Moderation v1 (007)
Hate
0.0014783395
OpenAI Moderation v1 (007)
Self-Harm > Intent
0.0009862038
OpenAI Moderation v1 (007)
Sexual
0.0006695564
OpenAI Moderation v1 (007)
Self-Harm > Instructions
3.24792E-5
OpenAI Moderation v1 (007)
Sexual > Minors
2.58821E-5
OpenAI Moderation v1 (007)
Hate > Threatening
7.5701E-6
OpenAI Moderation v1 (007)
Topics
Topic:
Government Operations
Score:
67.994
Magnitude:
24
Code:
20
Url:
https://fsc.al/cap-mc#20
Source:
Comparative Agendas
Readability
Flesch-Kincaid Grade
8
Flesch-Kincaid Ease
62.7
Gunning-Fog Score
8.5
Coleman-Liau Index
11.1
SMOG Index
12
Automated Readability Index
7.1
Dale-Chall Readability Score
4.6
Sprache Readability Score
3.3
Dale-Chall Difficult Word Score
7
Sprache Difficult Word Count
11

Paul Wellstone

I am not holding the Senate up. I am waiting for the debate.
Sentiment
Loughran McDonald (Relative)
0
Neutral
Loughran McDonald (Absolute)
0
Neutral
Loughran McDonald (Logit)
0
Harvard-IV (Relative)
-1
Very Negative
Harvard-IV (Absolute)
-1
Very Negative
Harvard-IV (Logit)
-1.09861
VADER
0
Neutral
Moderation
Violence > Graphic
0.0597292441
OpenAI Moderation v1 (007)
Harassment
0.0254892162
OpenAI Moderation v1 (007)
Violence
0.0173412307
OpenAI Moderation v1 (007)
Sexual
0.0048431106
OpenAI Moderation v1 (007)
Hate
0.0006602713
OpenAI Moderation v1 (007)
Harassment > Threatening
0.0004010564
OpenAI Moderation v1 (007)
Self-Harm
0.0001851486
OpenAI Moderation v1 (007)
Sexual > Minors
0.0001462079
OpenAI Moderation v1 (007)
Self-Harm > Intent
9.2373E-6
OpenAI Moderation v1 (007)
Self-Harm > Instructions
5.9215E-6
OpenAI Moderation v1 (007)
Hate > Threatening
2.4574E-6
OpenAI Moderation v1 (007)
Topics
Topic:
Domestic Commerce
Score:
96.386
Magnitude:
116
Code:
15
Url:
https://fsc.al/cap-mc#15
Source:
Comparative Agendas
Readability
Flesch-Kincaid Grade
2.4
Flesch-Kincaid Ease
89.6
Gunning-Fog Score
2.6
Coleman-Liau Index
5
SMOG Index
3.3
Automated Readability Index
0
Dale-Chall Readability Score
5.2
Sprache Readability Score
1.8
Dale-Chall Difficult Word Score
4
Sprache Difficult Word Count
4

Paul Wellstone

I yield the floor. I suggest the absence of a quorum.
Sentiment
Loughran McDonald (Relative)
-1
Very Negative
Loughran McDonald (Absolute)
-1
Very Negative
Loughran McDonald (Logit)
-1.09861
Harvard-IV (Relative)
-1
Very Negative
Harvard-IV (Absolute)
-1
Very Negative
Harvard-IV (Logit)
-1.60944
VADER
0
Neutral
Moderation
Violence
0.0040416813
OpenAI Moderation v1 (007)
Violence > Graphic
0.0035499805
OpenAI Moderation v1 (007)
Sexual
0.0021505241
OpenAI Moderation v1 (007)
Self-Harm
0.0013682557
OpenAI Moderation v1 (007)
Harassment
0.000359381
OpenAI Moderation v1 (007)
Self-Harm > Intent
0.0002865336
OpenAI Moderation v1 (007)
Harassment > Threatening
0.0001367437
OpenAI Moderation v1 (007)
Hate
1.76409E-5
OpenAI Moderation v1 (007)
Sexual > Minors
1.10435E-5
OpenAI Moderation v1 (007)
Hate > Threatening
3.0183E-6
OpenAI Moderation v1 (007)
Self-Harm > Instructions
3.943E-7
OpenAI Moderation v1 (007)
Topics
Topic:
Domestic Commerce
Score:
97.668
Magnitude:
92
Code:
15
Url:
https://fsc.al/cap-mc#15
Source:
Comparative Agendas
Readability
Flesch-Kincaid Grade
1.6
Flesch-Kincaid Ease
93.6
Gunning-Fog Score
2.2
Coleman-Liau Index
6.1
SMOG Index
3.3
Automated Readability Index
0
Dale-Chall Readability Score
6
Sprache Readability Score
1.7
Dale-Chall Difficult Word Score
4
Sprache Difficult Word Count
4

The Presiding Officer

The PRESIDING OFFICER.
Sentiment
Loughran McDonald (Relative)
0
Neutral
Loughran McDonald (Absolute)
0
Neutral
Loughran McDonald (Logit)
0
Harvard-IV (Relative)
0
Neutral
Harvard-IV (Absolute)
0
Neutral
Harvard-IV (Logit)
0
VADER
0
Neutral
Moderation
Violence
0.5479131825
OpenAI Moderation v1 (007)
Violence > Graphic
0.19933898
OpenAI Moderation v1 (007)
Harassment
0.0666365668
OpenAI Moderation v1 (007)
Harassment > Threatening
0.0585172267
OpenAI Moderation v1 (007)
Sexual
0.0257948122
OpenAI Moderation v1 (007)
Hate
0.0197383662
OpenAI Moderation v1 (007)
Sexual > Minors
0.0031152289
OpenAI Moderation v1 (007)
Hate > Threatening
0.0021161604
OpenAI Moderation v1 (007)
Self-Harm
0.000662951
OpenAI Moderation v1 (007)
Self-Harm > Intent
8.7878E-6
OpenAI Moderation v1 (007)
Self-Harm > Instructions
9.979E-7
OpenAI Moderation v1 (007)
Topics
Topic:
Domestic Commerce
Score:
97.521
Magnitude:
92
Code:
15
Url:
https://fsc.al/cap-mc#15
Source:
Comparative Agendas
Readability
Flesch-Kincaid Grade
3.2
Flesch-Kincaid Ease
80.1
Gunning-Fog Score
1.8
Coleman-Liau Index
11.6
SMOG Index
9
Automated Readability Index
2.8
Dale-Chall Readability Score
2
Sprache Readability Score
1.4
Dale-Chall Difficult Word Score
1
Sprache Difficult Word Count
3

Paul Wellstone

Mr. President, I ask unanimous consent that the order for the quorum call be rescinded.
Sentiment
Loughran McDonald (Relative)
0
Neutral
Loughran McDonald (Absolute)
0
Neutral
Loughran McDonald (Logit)
0
Harvard-IV (Relative)
1
Very Positive
Harvard-IV (Absolute)
1
Very Positive
Harvard-IV (Logit)
1.60944
VADER
0.226
Slightly Positive
Moderation
Violence
0.0122728525
OpenAI Moderation v1 (007)
Violence > Graphic
0.0078730824
OpenAI Moderation v1 (007)
Harassment
0.0074706535
OpenAI Moderation v1 (007)
Sexual
0.0029881174
OpenAI Moderation v1 (007)
Hate
0.0014911879
OpenAI Moderation v1 (007)
Sexual > Minors
0.0001630734
OpenAI Moderation v1 (007)
Harassment > Threatening
0.0001608819
OpenAI Moderation v1 (007)
Hate > Threatening
3.12756E-5
OpenAI Moderation v1 (007)
Self-Harm
2.61753E-5
OpenAI Moderation v1 (007)
Self-Harm > Intent
1.5979E-6
OpenAI Moderation v1 (007)
Self-Harm > Instructions
1.0863E-6
OpenAI Moderation v1 (007)
Readability
Flesch-Kincaid Grade
6.2
Flesch-Kincaid Ease
63.9
Gunning-Fog Score
8.3
Coleman-Liau Index
11.6
SMOG Index
9
Automated Readability Index
4.3
Dale-Chall Readability Score
6.7
Sprache Readability Score
2.1
Dale-Chall Difficult Word Score
6
Sprache Difficult Word Count
6

The Presiding Officer

The PRESIDING OFFICER.
Sentiment
Loughran McDonald (Relative)
-1
Very Negative
Loughran McDonald (Absolute)
-1
Very Negative
Loughran McDonald (Logit)
-1.09861
Harvard-IV (Relative)
1
Very Positive
Harvard-IV (Absolute)
1
Very Positive
Harvard-IV (Logit)
1.60944
VADER
0
Neutral
Moderation
Violence > Graphic
0.1915251953
OpenAI Moderation v1 (007)
Violence
0.0171067426
OpenAI Moderation v1 (007)
Harassment > Threatening
0.0097324002
OpenAI Moderation v1 (007)
Sexual
0.0067236295
OpenAI Moderation v1 (007)
Harassment
0.0009021512
OpenAI Moderation v1 (007)
Sexual > Minors
0.0007081418
OpenAI Moderation v1 (007)
Self-Harm
0.0002531097
OpenAI Moderation v1 (007)
Hate
0.0002096396
OpenAI Moderation v1 (007)
Hate > Threatening
5.42833E-5
OpenAI Moderation v1 (007)
Self-Harm > Intent
3.80998E-5
OpenAI Moderation v1 (007)
Self-Harm > Instructions
1.6793E-6
OpenAI Moderation v1 (007)
Readability
Flesch-Kincaid Grade
8.5
Flesch-Kincaid Ease
42.5
Gunning-Fog Score
6.2
Coleman-Liau Index
12
SMOG Index
10.3
Automated Readability Index
5.9
Dale-Chall Readability Score
5.5
Sprache Readability Score
1.5
Dale-Chall Difficult Word Score
3
Sprache Difficult Word Count
4

Paul Wellstone

Mr. President, I ask unanimous consent that I be allowed to bring up my amendment No. 37, and I then be allowed to withdraw the amendment No. 37 which relates to trade adjustment assistance.
Sentiment
Loughran McDonald (Relative)
0
Neutral
Loughran McDonald (Absolute)
0
Neutral
Loughran McDonald (Logit)
0
Harvard-IV (Relative)
1
Very Positive
Harvard-IV (Absolute)
1
Very Positive
Harvard-IV (Logit)
2.3979
VADER
-0.361
Somewhat Negative
Moderation
Violence
0.111380138
OpenAI Moderation v1 (007)
Violence > Graphic
0.0410821114
OpenAI Moderation v1 (007)
Hate
0.0075314245
OpenAI Moderation v1 (007)
Harassment
0.0050923136
OpenAI Moderation v1 (007)
Sexual
0.0049372808
OpenAI Moderation v1 (007)
Harassment > Threatening
0.0048293849
OpenAI Moderation v1 (007)
Sexual > Minors
0.0008678207
OpenAI Moderation v1 (007)
Hate > Threatening
0.0002893432
OpenAI Moderation v1 (007)
Self-Harm
0.0002846369
OpenAI Moderation v1 (007)
Self-Harm > Intent
7.5429E-6
OpenAI Moderation v1 (007)
Self-Harm > Instructions
2.762E-7
OpenAI Moderation v1 (007)
Readability
Flesch-Kincaid Grade
5.4
Flesch-Kincaid Ease
71.3
Gunning-Fog Score
11.6
Coleman-Liau Index
9.6
SMOG Index
10.8
Automated Readability Index
3.2
Dale-Chall Readability Score
6
Sprache Readability Score
2.6
Dale-Chall Difficult Word Score
12
Sprache Difficult Word Count
11

The Presiding Officer

The PRESIDING OFFICER.
Sentiment
Loughran McDonald (Relative)
-1
Very Negative
Loughran McDonald (Absolute)
-1
Very Negative
Loughran McDonald (Logit)
-1.09861
Harvard-IV (Relative)
1
Very Positive
Harvard-IV (Absolute)
1
Very Positive
Harvard-IV (Logit)
1.09861
VADER
0
Neutral
Moderation
Violence
0.0997273019
OpenAI Moderation v1 (007)
Violence > Graphic
0.0506394252
OpenAI Moderation v1 (007)
Hate
0.0142894089
OpenAI Moderation v1 (007)
Harassment
0.0074003729
OpenAI Moderation v1 (007)
Harassment > Threatening
0.0048928283
OpenAI Moderation v1 (007)
Sexual
0.0037062335
OpenAI Moderation v1 (007)
Sexual > Minors
0.0006408199
OpenAI Moderation v1 (007)
Self-Harm
0.0003749097
OpenAI Moderation v1 (007)
Hate > Threatening
0.0001774087
OpenAI Moderation v1 (007)
Self-Harm > Intent
4.7416E-6
OpenAI Moderation v1 (007)
Self-Harm > Instructions
8.08E-8
OpenAI Moderation v1 (007)
Readability
Flesch-Kincaid Grade
9.2
Flesch-Kincaid Ease
34.6
Gunning-Fog Score
7.9
Coleman-Liau Index
12
SMOG Index
10.3
Automated Readability Index
7.5
Dale-Chall Readability Score
5.4
Sprache Readability Score
1.3
Dale-Chall Difficult Word Score
2
Sprache Difficult Word Count
3

Without objection, it is so ordered.
Sentiment
Loughran McDonald (Relative)
-1
Very Negative
Loughran McDonald (Absolute)
-1
Very Negative
Loughran McDonald (Logit)
-1.09861
Harvard-IV (Relative)
1
Very Positive
Harvard-IV (Absolute)
1
Very Positive
Harvard-IV (Logit)
1.60944
VADER
0
Neutral
Moderation
Violence
0.0073361167
OpenAI Moderation v1 (007)
Violence > Graphic
0.0037562371
OpenAI Moderation v1 (007)
Harassment > Threatening
0.0026682117
OpenAI Moderation v1 (007)
Sexual
0.0024283607
OpenAI Moderation v1 (007)
Sexual > Minors
0.0015865122
OpenAI Moderation v1 (007)
Harassment
0.0004098833
OpenAI Moderation v1 (007)
Self-Harm
9.13291E-5
OpenAI Moderation v1 (007)
Hate
6.03243E-5
OpenAI Moderation v1 (007)
Self-Harm > Intent
4.00311E-5
OpenAI Moderation v1 (007)
Hate > Threatening
1.05687E-5
OpenAI Moderation v1 (007)
Self-Harm > Instructions
9.45E-8
OpenAI Moderation v1 (007)
Readability
Flesch-Kincaid Grade
6.4
Flesch-Kincaid Ease
59.7
Gunning-Fog Score
9.1
Coleman-Liau Index
12
SMOG Index
9
Automated Readability Index
4.3
Dale-Chall Readability Score
5.6
Sprache Readability Score
1.5
Dale-Chall Difficult Word Score
2
Sprache Difficult Word Count
2

Paul Wellstone

Mr. President and my good friend from Montana, the reason that I offered this amendment previously is because the crisis that we are facing in the steel industry in general is having a particularly devastating effect on workers in my state -- and also, quite frankly in the state of Michigan as well.
Sentiment
Loughran McDonald (Relative)
-0.5
Very Negative
Loughran McDonald (Absolute)
-0.5
Very Negative
Loughran McDonald (Logit)
-0.8473
Harvard-IV (Relative)
0.25
Slightly Positive
Harvard-IV (Absolute)
0.25
Slightly Positive
Harvard-IV (Logit)
0.45199
VADER
-0.354
Somewhat Negative
Moderation
Sexual
0.0202247436
OpenAI Moderation v1 (007)
Violence
0.0057507244
OpenAI Moderation v1 (007)
Sexual > Minors
0.0049009352
OpenAI Moderation v1 (007)
Harassment
0.0008342395
OpenAI Moderation v1 (007)
Violence > Graphic
0.0006829712
OpenAI Moderation v1 (007)
Harassment > Threatening
0.0002322351
OpenAI Moderation v1 (007)
Hate
0.0002088806
OpenAI Moderation v1 (007)
Self-Harm
1.01859E-5
OpenAI Moderation v1 (007)
Hate > Threatening
4.343E-6
OpenAI Moderation v1 (007)
Self-Harm > Intent
2.318E-7
OpenAI Moderation v1 (007)
Self-Harm > Instructions
3.43E-8
OpenAI Moderation v1 (007)
Readability
Flesch-Kincaid Grade
12
Flesch-Kincaid Ease
45.4
Gunning-Fog Score
15
Coleman-Liau Index
11.6
SMOG Index
12
Automated Readability Index
12
Dale-Chall Readability Score
5.2
Sprache Readability Score
5
Dale-Chall Difficult Word Score
13
Sprache Difficult Word Count
20

Paul Wellstone

In the northeastern part of Minnesota -- an area we call the Iron Range -- a material called taconite is mined and then becomes an input into the steel production process. Taconite is basically iron ore; it's crushed, melted in blast furnaces, and then cast to be used to produce finished steel products.
Sentiment
Loughran McDonald (Relative)
0
Neutral
Loughran McDonald (Absolute)
0
Neutral
Loughran McDonald (Logit)
0
Harvard-IV (Relative)
0.14286
Leans Positive
Harvard-IV (Absolute)
0.14286
Leans Positive
Harvard-IV (Logit)
0.25131
VADER
-0.422
Negative
Moderation
Violence > Graphic
0.2698645461
OpenAI Moderation v1 (007)
Violence
0.057519885
OpenAI Moderation v1 (007)
Harassment > Threatening
0.0166670099
OpenAI Moderation v1 (007)
Sexual
0.0079489815
OpenAI Moderation v1 (007)
Harassment
0.0034179033
OpenAI Moderation v1 (007)
Sexual > Minors
0.002835534
OpenAI Moderation v1 (007)
Hate
0.0024781943
OpenAI Moderation v1 (007)
Self-Harm
0.0021648291
OpenAI Moderation v1 (007)
Hate > Threatening
0.0001988513
OpenAI Moderation v1 (007)
Self-Harm > Intent
0.0001015139
OpenAI Moderation v1 (007)
Self-Harm > Instructions
2.6569E-6
OpenAI Moderation v1 (007)
Readability
Flesch-Kincaid Grade
12
Flesch-Kincaid Ease
41.6
Gunning-Fog Score
16.5
Coleman-Liau Index
12
SMOG Index
12
Automated Readability Index
12
Dale-Chall Readability Score
7.5
Sprache Readability Score
5
Dale-Chall Difficult Word Score
20
Sprache Difficult Word Count
24

Paul Wellstone

As you know, the steel industry is highly integrated. To make finished steel products, producers can purchase semi-finished steel or they can make their own semi-finished steel with taconite or iron ore. Due to the recent surge in dumped semi-finished steel slab imports it has become cheaper for steel mills to import this steel and finish it rather than make their own. This, coupled with the general decline in the U.S. steel industry, has had a devastating effect on taconite workers in my state and in Michigan. Just one example of many that I'm sure you're familiar with is LTV Corp's announcement in December that it was filing for bankruptcy.
Sentiment
Loughran McDonald (Relative)
-0.2
Slightly Negative
Loughran McDonald (Absolute)
-0.2
Slightly Negative
Loughran McDonald (Logit)
-0.33647
Harvard-IV (Relative)
0.55556
Very Positive
Harvard-IV (Absolute)
0.55556
Very Positive
Harvard-IV (Logit)
1.17007
VADER
-0.691
Very Negative
Moderation
Harassment
0.1760303625
OpenAI Moderation v1 (007)
Hate
0.0360386242
OpenAI Moderation v1 (007)
Violence
0.0081024409
OpenAI Moderation v1 (007)
Violence > Graphic
0.0029828389
OpenAI Moderation v1 (007)
Sexual
0.0020036632
OpenAI Moderation v1 (007)
Harassment > Threatening
0.001623704
OpenAI Moderation v1 (007)
Sexual > Minors
0.0002379486
OpenAI Moderation v1 (007)
Hate > Threatening
1.86652E-5
OpenAI Moderation v1 (007)
Self-Harm
1.4539E-5
OpenAI Moderation v1 (007)
Self-Harm > Intent
1.9718E-6
OpenAI Moderation v1 (007)
Self-Harm > Instructions
3.566E-7
OpenAI Moderation v1 (007)
Readability
Flesch-Kincaid Grade
8.8
Flesch-Kincaid Ease
61.2
Gunning-Fog Score
12.1
Coleman-Liau Index
11.3
SMOG Index
12
Automated Readability Index
8.4
Dale-Chall Readability Score
5.9
Sprache Readability Score
5
Dale-Chall Difficult Word Score
37
Sprache Difficult Word Count
39

Paul Wellstone

I ask unanimous consent to have this document, which sets forth the chronology of the major layoffs, shutdowns, etc. that have been devastating working families in the Iron Range of my state, printed in the Record.
Sentiment
Loughran McDonald (Relative)
-1
Very Negative
Loughran McDonald (Absolute)
-1
Very Negative
Loughran McDonald (Logit)
-1.94591
Harvard-IV (Relative)
0
Neutral
Harvard-IV (Absolute)
0
Neutral
Harvard-IV (Logit)
0
VADER
-0.527
Very Negative
Moderation
Violence
0.1081819879
OpenAI Moderation v1 (007)
Harassment > Threatening
0.0435518683
OpenAI Moderation v1 (007)
Harassment
0.0264045928
OpenAI Moderation v1 (007)
Sexual
0.0038291433
OpenAI Moderation v1 (007)
Violence > Graphic
0.0036132042
OpenAI Moderation v1 (007)
Hate
0.0007031867
OpenAI Moderation v1 (007)
Sexual > Minors
0.000410168
OpenAI Moderation v1 (007)
Hate > Threatening
0.0002479279
OpenAI Moderation v1 (007)
Self-Harm
3.61935E-5
OpenAI Moderation v1 (007)
Self-Harm > Intent
9.4537E-6
OpenAI Moderation v1 (007)
Self-Harm > Instructions
5.0392E-6
OpenAI Moderation v1 (007)
Topics
Topic:
Government Operations
Score:
20.433
Magnitude:
11
Code:
20
Url:
https://fsc.al/cap-mc#20
Source:
Comparative Agendas
Readability
Flesch-Kincaid Grade
10.1
Flesch-Kincaid Ease
54.6
Gunning-Fog Score
12.8
Coleman-Liau Index
12
SMOG Index
12
Automated Readability Index
10.2
Dale-Chall Readability Score
5.7
Sprache Readability Score
4.1
Dale-Chall Difficult Word Score
11
Sprache Difficult Word Count
16

Paul Wellstone

Mr. President, the difficulty, and the reason I offered my amendment, is that the previous Administration had an inconsistent record with respect to recognizing U.S. iron ore workers' eligibility to receive Trade Adjustment Assistance, despite the fact that they are clearly being injured by unfairly traded steel imports. In its most recent decision, involving a different taconite producer, a determination was made that low grade iron ore is not "like or directly competitive with" semi-finished steel slabs. I remain hopeful that a new Administration, taking a fresh look at this issue, will resolve the issue differently. Meanwhile, however, I was offering this amendment to make it explicit that taconite workers will be eligible to receive the trade adjustment assistance they so clearly need.
Sentiment
Loughran McDonald (Relative)
-0.33333
Somewhat Negative
Loughran McDonald (Absolute)
-0.33333
Somewhat Negative
Loughran McDonald (Logit)
-0.58779
Harvard-IV (Relative)
0.2381
Slightly Positive
Harvard-IV (Absolute)
0.2381
Slightly Positive
Harvard-IV (Logit)
0.46262
VADER
0.868
Very Positive
Moderation
Harassment
0.2804881427
OpenAI Moderation v1 (007)
Violence
0.078233768
OpenAI Moderation v1 (007)
Hate
0.0202484764
OpenAI Moderation v1 (007)
Violence > Graphic
0.0171938547
OpenAI Moderation v1 (007)
Self-Harm
0.0124508675
OpenAI Moderation v1 (007)
Harassment > Threatening
0.0019988767
OpenAI Moderation v1 (007)
Sexual
0.000879797
OpenAI Moderation v1 (007)
Self-Harm > Intent
0.0004890018
OpenAI Moderation v1 (007)
Self-Harm > Instructions
6.32311E-5
OpenAI Moderation v1 (007)
Sexual > Minors
2.1028E-5
OpenAI Moderation v1 (007)
Hate > Threatening
7.6187E-6
OpenAI Moderation v1 (007)
Topics
Topic:
Domestic Commerce
Score:
97.725
Magnitude:
100
Code:
15
Url:
https://fsc.al/cap-mc#15
Source:
Comparative Agendas
Readability
Flesch-Kincaid Grade
12
Flesch-Kincaid Ease
36.4
Gunning-Fog Score
15.1
Coleman-Liau Index
12
SMOG Index
12
Automated Readability Index
12
Dale-Chall Readability Score
6.6
Sprache Readability Score
5
Dale-Chall Difficult Word Score
45
Sprache Difficult Word Count
52

Max Baucus

Mr. President, I want to begin by saying that I am very sympathetic to the plight of taconite workers described by Senator Wellstone. Unfortunately, the situation is not at all unusual. Taconite workers are an example, and unfortunately not an isolated example, of the fate of workers who supply critical inputs to American industries that face stiff import competition.
Sentiment
Loughran McDonald (Relative)
-1
Very Negative
Loughran McDonald (Absolute)
-1
Very Negative
Loughran McDonald (Logit)
-1.94591
Harvard-IV (Relative)
-0.33333
Somewhat Negative
Harvard-IV (Absolute)
-0.33333
Somewhat Negative
Harvard-IV (Logit)
-0.61904
VADER
-0.216
Slightly Negative
Moderation
Harassment
5.1460687071
OpenAI Moderation v1 (007)
Hate
0.1418915112
OpenAI Moderation v1 (007)
Self-Harm
0.0026842241
OpenAI Moderation v1 (007)
Violence > Graphic
0.0022125585
OpenAI Moderation v1 (007)
Sexual
0.0010146505
OpenAI Moderation v1 (007)
Harassment > Threatening
0.0005588643
OpenAI Moderation v1 (007)
Violence
0.000509544
OpenAI Moderation v1 (007)
Self-Harm > Instructions
0.0003803113
OpenAI Moderation v1 (007)
Self-Harm > Intent
4.57327E-5
OpenAI Moderation v1 (007)
Sexual > Minors
5.3851E-6
OpenAI Moderation v1 (007)
Hate > Threatening
4.778E-7
OpenAI Moderation v1 (007)
Topics
Topic:
Domestic Commerce
Score:
46.714
Magnitude:
83
Code:
15
Url:
https://fsc.al/cap-mc#15
Source:
Comparative Agendas
Topic:
Law and Crime
Score:
37.882
Magnitude:
83
Code:
12
Url:
https://fsc.al/cap-mc#12
Source:
Comparative Agendas
Readability
Flesch-Kincaid Grade
12
Flesch-Kincaid Ease
32.7
Gunning-Fog Score
14.7
Coleman-Liau Index
12
SMOG Index
12
Automated Readability Index
10.2
Dale-Chall Readability Score
7.4
Sprache Readability Score
4.4
Dale-Chall Difficult Word Score
25
Sprache Difficult Word Count
24

Max Baucus

When American workers lose their jobs because their production is replaced by imports of "like or directly competitive articles," we help those workers through the Trade Adjustment Assistance Program. TAA provides extended unemployment benefits, retraining benefits, and job search and relocation benefits to workers who lose their jobs through the effects of trade. I am and have been a strong supporter of the Trade Adjustment Assistance Program for many years. But the present TAA program helps only the workers whom the Department of Labor determines produce the same product that is being imported.
Sentiment
Loughran McDonald (Relative)
0.14286
Leans Positive
Loughran McDonald (Absolute)
0.14286
Leans Positive
Loughran McDonald (Logit)
0.25131
Harvard-IV (Relative)
0.61905
Very Positive
Harvard-IV (Absolute)
0.61905
Very Positive
Harvard-IV (Logit)
1.35812
VADER
0.908
Very Positive
Moderation
Violence
0.0223195355
OpenAI Moderation v1 (007)
Harassment
0.0152168053
OpenAI Moderation v1 (007)
Self-Harm
0.0133236943
OpenAI Moderation v1 (007)
Self-Harm > Intent
0.0126711297
OpenAI Moderation v1 (007)
Violence > Graphic
0.0085262225
OpenAI Moderation v1 (007)
Harassment > Threatening
0.0025021527
OpenAI Moderation v1 (007)
Hate
0.0004361935
OpenAI Moderation v1 (007)
Self-Harm > Instructions
0.0003564955
OpenAI Moderation v1 (007)
Sexual
0.0002030281
OpenAI Moderation v1 (007)
Sexual > Minors
4.26106E-5
OpenAI Moderation v1 (007)
Hate > Threatening
2.1296E-6
OpenAI Moderation v1 (007)
Topics
Topic:
Domestic Commerce
Score:
96.846
Magnitude:
102
Code:
15
Url:
https://fsc.al/cap-mc#15
Source:
Comparative Agendas
Readability
Flesch-Kincaid Grade
12
Flesch-Kincaid Ease
41.3
Gunning-Fog Score
15.3
Coleman-Liau Index
12
SMOG Index
12
Automated Readability Index
12
Dale-Chall Readability Score
6.6
Sprache Readability Score
5
Dale-Chall Difficult Word Score
32
Sprache Difficult Word Count
31

Max Baucus

This year presents an opportunity to consider how the TAA program can be more effective in meeting the needs of all workers who lose their jobs as a result of import competition. That means recognizing that trade-related job losses and dislocation are devastating for all workers, no matter where they are in the overall production process.
Sentiment
Loughran McDonald (Relative)
-0.2
Slightly Negative
Loughran McDonald (Absolute)
-0.2
Slightly Negative
Loughran McDonald (Logit)
-0.33647
Harvard-IV (Relative)
0.16667
Leans Positive
Harvard-IV (Absolute)
0.16667
Leans Positive
Harvard-IV (Logit)
0.31015
VADER
-0.685
Very Negative
Moderation
Harassment
0.1161610708
OpenAI Moderation v1 (007)
Violence
0.0321696833
OpenAI Moderation v1 (007)
Harassment > Threatening
0.006121194
OpenAI Moderation v1 (007)
Hate
0.004201855
OpenAI Moderation v1 (007)
Violence > Graphic
0.0022348866
OpenAI Moderation v1 (007)
Sexual
0.0003631636
OpenAI Moderation v1 (007)
Self-Harm
0.0001922261
OpenAI Moderation v1 (007)
Self-Harm > Intent
0.0001612756
OpenAI Moderation v1 (007)
Hate > Threatening
0.000136021
OpenAI Moderation v1 (007)
Sexual > Minors
9.9923E-5
OpenAI Moderation v1 (007)
Self-Harm > Instructions
7.7298E-6
OpenAI Moderation v1 (007)
Topics
Topic:
Domestic Commerce
Score:
58.474
Magnitude:
46
Code:
15
Url:
https://fsc.al/cap-mc#15
Source:
Comparative Agendas
Readability
Flesch-Kincaid Grade
12
Flesch-Kincaid Ease
41.4
Gunning-Fog Score
18.4
Coleman-Liau Index
12
SMOG Index
12
Automated Readability Index
12
Dale-Chall Readability Score
5.3
Sprache Readability Score
5
Dale-Chall Difficult Word Score
14
Sprache Difficult Word Count
20

Max Baucus

The TAA program comes up for reauthorization this year. I think that is the right context for addressing the problem raised today. I want to assure my colleague Senator Wellstone that I would look favorably on expanding the TAA program to cover workers, whenever imports from any country lead to job loss. In fact, we are already working on legislation in the Finance Committee which would do just that. I invite Senator Wellstone to work with the Finance Committee in this effort and to testify before the Committee when we hold hearings on TAA later this year. It is certainly my hope that we will be able to address the trade adjustment needs of taconite and other similarly situated workers, as we work to reauthorize and expand the TAA program this year.
Sentiment
Loughran McDonald (Relative)
-0.2
Slightly Negative
Loughran McDonald (Absolute)
-0.2
Slightly Negative
Loughran McDonald (Logit)
-0.33647
Harvard-IV (Relative)
0.33333
Somewhat Positive
Harvard-IV (Absolute)
0.33333
Somewhat Positive
Harvard-IV (Logit)
0.63599
VADER
0.818
Very Positive
Moderation
Harassment
0.9771308862
OpenAI Moderation v1 (007)
Violence > Graphic
0.0464006007
OpenAI Moderation v1 (007)
Self-Harm
0.0418133859
OpenAI Moderation v1 (007)
Violence
0.027664224
OpenAI Moderation v1 (007)
Hate
0.0155270507
OpenAI Moderation v1 (007)
Self-Harm > Intent
0.0144738122
OpenAI Moderation v1 (007)
Self-Harm > Instructions
0.0090239424
OpenAI Moderation v1 (007)
Harassment > Threatening
0.0083441199
OpenAI Moderation v1 (007)
Sexual
0.000228824
OpenAI Moderation v1 (007)
Hate > Threatening
5.05843E-5
OpenAI Moderation v1 (007)
Sexual > Minors
9.5563E-6
OpenAI Moderation v1 (007)
Topics
Topic:
Domestic Commerce
Score:
83.146
Magnitude:
93
Code:
15
Url:
https://fsc.al/cap-mc#15
Source:
Comparative Agendas
Readability
Flesch-Kincaid Grade
11.3
Flesch-Kincaid Ease
53.1
Gunning-Fog Score
13
Coleman-Liau Index
11.8
SMOG Index
12
Automated Readability Index
11.7
Dale-Chall Readability Score
5.8
Sprache Readability Score
5
Dale-Chall Difficult Word Score
39
Sprache Difficult Word Count
34

Mark Dayton

Mr. President and my colleagues, the Senior Senator from Minnesota, Senator Wellstone and Senator Baucus from Montana, I appreciate Senator Baucus' candor in recognizing that taconite workers have been inconsistently treated in the Department of Labor's definition of workers, eligible for Trade Adjustment Assistance. The efforts of taconite workers, from the Iron Range of Minnesota, to obtain relief from reduced production of semi-finished steel slab and steel plant closings, have been frustrated by how the Department of Labor considers the taconite industry. This is the reason Senator Wellstone and I introduced the Taconite Workers Relief Act. This bill underscores what I believe is certain: that taconite production is an essential part of an integrated steel-making process. Steel, no matter where it is made, is produced by a process initiated by iron ore or taconite pellets. Taconite pellets are melted in blast furnaces and then blown with oxygen to make steel. Every ton of imported semifinished steel displaces 1.3 tons of iron ore in basic domestic steel production.
Sentiment
Loughran McDonald (Relative)
-0.5
Very Negative
Loughran McDonald (Absolute)
-0.5
Very Negative
Loughran McDonald (Logit)
-0.8473
Harvard-IV (Relative)
0.69231
Very Positive
Harvard-IV (Absolute)
0.69231
Very Positive
Harvard-IV (Logit)
1.60944
VADER
0.671
Very Positive
Moderation
Harassment
0.3982145339
OpenAI Moderation v1 (007)
Violence
0.1441043685
OpenAI Moderation v1 (007)
Harassment > Threatening
0.0130136017
OpenAI Moderation v1 (007)
Hate
0.0064045649
OpenAI Moderation v1 (007)
Violence > Graphic
0.0044571534
OpenAI Moderation v1 (007)
Self-Harm
0.0039276834
OpenAI Moderation v1 (007)
Self-Harm > Intent
0.0009701369
OpenAI Moderation v1 (007)
Sexual
0.0006025761
OpenAI Moderation v1 (007)
Sexual > Minors
0.000546743
OpenAI Moderation v1 (007)
Self-Harm > Instructions
0.0005452481
OpenAI Moderation v1 (007)
Hate > Threatening
8.0344E-6
OpenAI Moderation v1 (007)
Topics
Topic:
Domestic Commerce
Score:
73.241
Magnitude:
101
Code:
15
Url:
https://fsc.al/cap-mc#15
Source:
Comparative Agendas
Readability
Flesch-Kincaid Grade
12
Flesch-Kincaid Ease
32.7
Gunning-Fog Score
15.8
Coleman-Liau Index
12
SMOG Index
12
Automated Readability Index
12
Dale-Chall Readability Score
7.7
Sprache Readability Score
5
Dale-Chall Difficult Word Score
71
Sprache Difficult Word Count
63

Mark Dayton

In Minnesota, in the mid-1990's, seven operating taconite mines and 6,000 workers produced 45 million tons of taconite, which is 70 percent of the nation's supply. Today, the painful reality is that production cutbacks have ravaged the United States' iron ore industry. Northshore Mining Company announced that it would cut 700,000 tons of production; U.S. Steel's Minntac plant is cutting 450,000 tons; and the Hibbing Taconite Company is cutting 1.3 million tons of production.
Sentiment
Loughran McDonald (Relative)
-1
Very Negative
Loughran McDonald (Absolute)
-1
Very Negative
Loughran McDonald (Logit)
-2.19722
Harvard-IV (Relative)
0.07692
Neutral
Harvard-IV (Absolute)
0.07692
Neutral
Harvard-IV (Logit)
0.1431
VADER
-0.494
Negative
Moderation
Harassment
0.0116662864
OpenAI Moderation v1 (007)
Hate
0.0027912522
OpenAI Moderation v1 (007)
Violence
0.0011151388
OpenAI Moderation v1 (007)
Violence > Graphic
0.0005670428
OpenAI Moderation v1 (007)
Self-Harm > Intent
0.0004827249
OpenAI Moderation v1 (007)
Self-Harm
0.0003303391
OpenAI Moderation v1 (007)
Harassment > Threatening
8.5148E-6
OpenAI Moderation v1 (007)
Sexual
3.0681E-6
OpenAI Moderation v1 (007)
Self-Harm > Instructions
7.192E-7
OpenAI Moderation v1 (007)
Sexual > Minors
4.299E-7
OpenAI Moderation v1 (007)
Hate > Threatening
3.28E-8
OpenAI Moderation v1 (007)
Topics
Topic:
Domestic Commerce
Score:
97.661
Magnitude:
115
Code:
15
Url:
https://fsc.al/cap-mc#15
Source:
Comparative Agendas
Readability
Flesch-Kincaid Grade
8.6
Flesch-Kincaid Ease
61.2
Gunning-Fog Score
11.4
Coleman-Liau Index
11
SMOG Index
12
Automated Readability Index
7.9
Dale-Chall Readability Score
6
Sprache Readability Score
4.9
Dale-Chall Difficult Word Score
26
Sprache Difficult Word Count
29

Mark Dayton

On December 29, 2000 LTV, the third largest steel producer in the United States, filed for bankruptcy, bringing the number of steel producing companies under Chapter 11 protection to nine. The closing of LTV permanently eliminates 8 million tons of production and 1,400 jobs in Minnesota. I am sure that the pain of unemployed steelworkers in Minnesota, and the fear of those who face an uncertain future, is mirrored among steelworkers in northern Michigan. This is the reason why Senators Levin and Stabenow are also cosponsors of the Taconite Workers Relief Act.
Sentiment
Loughran McDonald (Relative)
-1
Very Negative
Loughran McDonald (Absolute)
-1
Very Negative
Loughran McDonald (Logit)
-1.60944
Harvard-IV (Relative)
0.25
Slightly Positive
Harvard-IV (Absolute)
0.25
Slightly Positive
Harvard-IV (Logit)
0.45199
VADER
-0.052
Neutral
Moderation
Violence
0.0133011737
OpenAI Moderation v1 (007)
Harassment
0.0065167034
OpenAI Moderation v1 (007)
Violence > Graphic
0.0038709211
OpenAI Moderation v1 (007)
Hate
0.0024152841
OpenAI Moderation v1 (007)
Harassment > Threatening
0.0006325768
OpenAI Moderation v1 (007)
Self-Harm
9.93568E-5
OpenAI Moderation v1 (007)
Sexual
7.4509E-5
OpenAI Moderation v1 (007)
Self-Harm > Intent
1.29825E-5
OpenAI Moderation v1 (007)
Hate > Threatening
3.8594E-6
OpenAI Moderation v1 (007)
Self-Harm > Instructions
2.1992E-6
OpenAI Moderation v1 (007)
Sexual > Minors
1.3056E-6
OpenAI Moderation v1 (007)
Topics
Topic:
Domestic Commerce
Score:
94.205
Magnitude:
78
Code:
15
Url:
https://fsc.al/cap-mc#15
Source:
Comparative Agendas
Readability
Flesch-Kincaid Grade
12
Flesch-Kincaid Ease
46.8
Gunning-Fog Score
15.3
Coleman-Liau Index
12
SMOG Index
12
Automated Readability Index
12
Dale-Chall Readability Score
6.4
Sprache Readability Score
5
Dale-Chall Difficult Word Score
31
Sprache Difficult Word Count
37

Mark Dayton

The men and women of the Iron Range, who have worked for generations in the iron ore mines of northeastern Minnesota, are members of long standing in the union of the United Steelworkers of America. These are hard working people who believe that America's steel industry is a basic industry, essential to the economic and national security of our country. These are people, with an unwavering work ethic, who understand that the steel industry is highly integrated, and who believe they are part of that industry. This is the reason I want to work to ensure the Department of Labor clearly recognizes the eligibility of taconite workers for TAA, and I also believe that eligibility should be retroactive to include workers permanently laid off in the past year.
Sentiment
Loughran McDonald (Relative)
1
Very Positive
Loughran McDonald (Absolute)
1
Very Positive
Loughran McDonald (Logit)
1.09861
Harvard-IV (Relative)
0.76471
Very Positive
Harvard-IV (Absolute)
0.76471
Very Positive
Harvard-IV (Logit)
1.82455
VADER
0.856
Very Positive
Moderation
Harassment
0.7820230909
OpenAI Moderation v1 (007)
Violence
0.0275841361
OpenAI Moderation v1 (007)
Violence > Graphic
0.012828398
OpenAI Moderation v1 (007)
Hate
0.0085654698
OpenAI Moderation v1 (007)
Harassment > Threatening
0.0009998615
OpenAI Moderation v1 (007)
Self-Harm
0.000209306
OpenAI Moderation v1 (007)
Sexual > Minors
0.0001139114
OpenAI Moderation v1 (007)
Self-Harm > Intent
9.28061E-5
OpenAI Moderation v1 (007)
Sexual
8.03051E-5
OpenAI Moderation v1 (007)
Self-Harm > Instructions
9.7493E-6
OpenAI Moderation v1 (007)
Hate > Threatening
4.5505E-6
OpenAI Moderation v1 (007)
Topics
Topic:
Domestic Commerce
Score:
93.097
Magnitude:
71
Code:
15
Url:
https://fsc.al/cap-mc#15
Source:
Comparative Agendas
Readability
Flesch-Kincaid Grade
12
Flesch-Kincaid Ease
29.6
Gunning-Fog Score
19
Coleman-Liau Index
12
SMOG Index
12
Automated Readability Index
12
Dale-Chall Readability Score
6.2
Sprache Readability Score
5
Dale-Chall Difficult Word Score
37
Sprache Difficult Word Count
40

Mark Dayton

I commend the leadership of Senator Baucus in offering to support the expansion of TAA to cover taconite workers. I stand firmly on the principle that taconite workers must be treated equally at the trade table, and in the definition of eligibility for trade adjustment assistance. The opportunity the Senator has offered within the context of reauthorizing TAA is a wise strategy. I will join the Senator in working hard to eliminate any question there may be about the importance of taconite as part of an integrated steel industry.
Sentiment
Loughran McDonald (Relative)
0.5
Positive
Loughran McDonald (Absolute)
0.5
Positive
Loughran McDonald (Logit)
0.8473
Harvard-IV (Relative)
0.76471
Very Positive
Harvard-IV (Absolute)
0.76471
Very Positive
Harvard-IV (Logit)
1.82455
VADER
0.93
Very Positive
Moderation
Violence
0.0885656744
OpenAI Moderation v1 (007)
Harassment
0.057702628
OpenAI Moderation v1 (007)
Violence > Graphic
0.0139120544
OpenAI Moderation v1 (007)
Hate
0.0023120969
OpenAI Moderation v1 (007)
Self-Harm
0.001309008
OpenAI Moderation v1 (007)
Self-Harm > Intent
0.0006471247
OpenAI Moderation v1 (007)
Self-Harm > Instructions
0.0002321472
OpenAI Moderation v1 (007)
Harassment > Threatening
0.0001489485
OpenAI Moderation v1 (007)
Sexual > Minors
5.49053E-5
OpenAI Moderation v1 (007)
Sexual
4.40482E-5
OpenAI Moderation v1 (007)
Hate > Threatening
1.3478E-6
OpenAI Moderation v1 (007)
Topics
Topic:
Domestic Commerce
Score:
94.537
Magnitude:
105
Code:
15
Url:
https://fsc.al/cap-mc#15
Source:
Comparative Agendas
Readability
Flesch-Kincaid Grade
12
Flesch-Kincaid Ease
33.1
Gunning-Fog Score
17.4
Coleman-Liau Index
12
SMOG Index
12
Automated Readability Index
12
Dale-Chall Readability Score
7
Sprache Readability Score
5
Dale-Chall Difficult Word Score
33
Sprache Difficult Word Count
32

Max Baucus

I thank Senator Wellstone and Senator Dayton for their detailed and thoughtful presentation of the situation of taconite workers in Minnesota and Michigan. I also welcome their willingness to work with me and the Finance Committee on the reauthorization and expansion of the TAA program.
Sentiment
Loughran McDonald (Relative)
0
Neutral
Loughran McDonald (Absolute)
0
Neutral
Loughran McDonald (Logit)
0
Harvard-IV (Relative)
1
Very Positive
Harvard-IV (Absolute)
1
Very Positive
Harvard-IV (Logit)
2.19722
VADER
0.848
Very Positive
Moderation
Harassment
0.0113813425
OpenAI Moderation v1 (007)
Self-Harm
0.0058320515
OpenAI Moderation v1 (007)
Violence
0.003834036
OpenAI Moderation v1 (007)
Violence > Graphic
0.0020075287
OpenAI Moderation v1 (007)
Sexual
0.0013900765
OpenAI Moderation v1 (007)
Self-Harm > Intent
0.0007730034
OpenAI Moderation v1 (007)
Hate
0.0004668853
OpenAI Moderation v1 (007)
Sexual > Minors
0.000436718
OpenAI Moderation v1 (007)
Self-Harm > Instructions
0.0002257209
OpenAI Moderation v1 (007)
Harassment > Threatening
0.0001410116
OpenAI Moderation v1 (007)
Hate > Threatening
4.62E-7
OpenAI Moderation v1 (007)
Topics
Topic:
Education
Score:
85.892
Magnitude:
78
Code:
6
Url:
https://fsc.al/cap-mc#6
Source:
Comparative Agendas
Readability
Flesch-Kincaid Grade
12
Flesch-Kincaid Ease
29.8
Gunning-Fog Score
14.3
Coleman-Liau Index
12
SMOG Index
12
Automated Readability Index
12
Dale-Chall Readability Score
7.4
Sprache Readability Score
4.9
Dale-Chall Difficult Word Score
18
Sprache Difficult Word Count
19

Chuck Grassley

Mr. President, I concur with my colleagues that the Trade Adjustment Assistance Act needs a thorough review to protect workers who lose their jobs or income as a result of import competition. I am committed to a top to bottom review of the Act this year and to work with members to make the necessary changes.
Sentiment
Loughran McDonald (Relative)
-1
Very Negative
Loughran McDonald (Absolute)
-1
Very Negative
Loughran McDonald (Logit)
-1.09861
Harvard-IV (Relative)
0.5
Positive
Harvard-IV (Absolute)
0.5
Positive
Harvard-IV (Logit)
0.99853
VADER
0.422
Positive
Moderation
Violence
0.0213960142
OpenAI Moderation v1 (007)
Violence > Graphic
0.0150200023
OpenAI Moderation v1 (007)
Harassment
0.0079515819
OpenAI Moderation v1 (007)
Sexual
0.0064867694
OpenAI Moderation v1 (007)
Hate
0.0045412762
OpenAI Moderation v1 (007)
Self-Harm
0.0011226122
OpenAI Moderation v1 (007)
Harassment > Threatening
0.0009146266
OpenAI Moderation v1 (007)
Sexual > Minors
0.0006160186
OpenAI Moderation v1 (007)
Self-Harm > Intent
0.0004032047
OpenAI Moderation v1 (007)
Hate > Threatening
4.25846E-5
OpenAI Moderation v1 (007)
Self-Harm > Instructions
1.90757E-5
OpenAI Moderation v1 (007)
Topics
Topic:
Education
Score:
96.541
Magnitude:
37
Code:
6
Url:
https://fsc.al/cap-mc#6
Source:
Comparative Agendas
Readability
Flesch-Kincaid Grade
9.2
Flesch-Kincaid Ease
62.5
Gunning-Fog Score
10.3
Coleman-Liau Index
10.5
SMOG Index
11.3
Automated Readability Index
8.9
Dale-Chall Readability Score
4.3
Sprache Readability Score
4.4
Dale-Chall Difficult Word Score
12
Sprache Difficult Word Count
18

Chuck Grassley

The amendment (No. 37) was withdrawn.
Sentiment
Loughran McDonald (Relative)
0
Neutral
Loughran McDonald (Absolute)
0
Neutral
Loughran McDonald (Logit)
0
Harvard-IV (Relative)
0
Neutral
Harvard-IV (Absolute)
0
Neutral
Harvard-IV (Logit)
0
VADER
0
Neutral
Moderation
Self-Harm
0.1526201144
OpenAI Moderation v1 (007)
Harassment
0.0527974393
OpenAI Moderation v1 (007)
Self-Harm > Intent
0.0337164209
OpenAI Moderation v1 (007)
Violence
0.0135162394
OpenAI Moderation v1 (007)
Violence > Graphic
0.0109539076
OpenAI Moderation v1 (007)
Self-Harm > Instructions
0.0048138027
OpenAI Moderation v1 (007)
Hate
0.0012619757
OpenAI Moderation v1 (007)
Harassment > Threatening
0.0005594359
OpenAI Moderation v1 (007)
Sexual
0.0002410735
OpenAI Moderation v1 (007)
Sexual > Minors
1.83449E-5
OpenAI Moderation v1 (007)
Hate > Threatening
1.06874E-5
OpenAI Moderation v1 (007)
Topics
Topic:
Social Welfare
Score:
44.732
Magnitude:
46
Code:
13
Url:
https://fsc.al/cap-mc#13
Source:
Comparative Agendas
Readability
Flesch-Kincaid Grade
1.3
Flesch-Kincaid Ease
91
Gunning-Fog Score
7.9
Coleman-Liau Index
9.6
SMOG Index
7.3
Automated Readability Index
0.5
Dale-Chall Readability Score
5.4
Sprache Readability Score
1.2
Dale-Chall Difficult Word Score
2
Sprache Difficult Word Count
2

Paul Wellstone

I thank the Chair.
Sentiment
Loughran McDonald (Relative)
0
Neutral
Loughran McDonald (Absolute)
0
Neutral
Loughran McDonald (Logit)
0
Harvard-IV (Relative)
1
Very Positive
Harvard-IV (Absolute)
1
Very Positive
Harvard-IV (Logit)
1.09861
VADER
0.361
Somewhat Positive
Moderation
Harassment
0.0584107416
OpenAI Moderation v1 (007)
Violence > Graphic
0.0329289527
OpenAI Moderation v1 (007)
Violence
0.0167299018
OpenAI Moderation v1 (007)
Hate
0.0105908999
OpenAI Moderation v1 (007)
Self-Harm
0.0049827544
OpenAI Moderation v1 (007)
Sexual
0.0005824172
OpenAI Moderation v1 (007)
Self-Harm > Intent
0.0005421009
OpenAI Moderation v1 (007)
Harassment > Threatening
0.0004898032
OpenAI Moderation v1 (007)
Self-Harm > Instructions
5.02018E-5
OpenAI Moderation v1 (007)
Sexual > Minors
4.59738E-5
OpenAI Moderation v1 (007)
Hate > Threatening
1.52344E-5
OpenAI Moderation v1 (007)
Topics
Topic:
Domestic Commerce
Score:
85.55
Magnitude:
20
Code:
15
Url:
https://fsc.al/cap-mc#15
Source:
Comparative Agendas
Readability
Flesch-Kincaid Grade
0
Flesch-Kincaid Ease
100
Gunning-Fog Score
1.6
Coleman-Liau Index
4.7
SMOG Index
3.3
Automated Readability Index
0
Dale-Chall Readability Score
0.2
Sprache Readability Score
1.1
Dale-Chall Difficult Word Score
0
Sprache Difficult Word Count
0

Patrick Leahy

Mr. President, I thank the Senator from Minnesota.
Sentiment
Loughran McDonald (Relative)
0
Neutral
Loughran McDonald (Absolute)
0
Neutral
Loughran McDonald (Logit)
0
Harvard-IV (Relative)
1
Very Positive
Harvard-IV (Absolute)
1
Very Positive
Harvard-IV (Logit)
1.09861
VADER
0.361
Somewhat Positive
Moderation
Violence
0.0023912446
OpenAI Moderation v1 (007)
Harassment
0.0016091813
OpenAI Moderation v1 (007)
Violence > Graphic
0.0012458588
OpenAI Moderation v1 (007)
Self-Harm
0.0003280423
OpenAI Moderation v1 (007)
Hate
0.0003088166
OpenAI Moderation v1 (007)
Harassment > Threatening
0.0002847599
OpenAI Moderation v1 (007)
Self-Harm > Intent
0.0002021375
OpenAI Moderation v1 (007)
Self-Harm > Instructions
4.65724E-5
OpenAI Moderation v1 (007)
Sexual
3.36569E-5
OpenAI Moderation v1 (007)
Sexual > Minors
2.10439E-5
OpenAI Moderation v1 (007)
Hate > Threatening
8.942E-6
OpenAI Moderation v1 (007)
Topics
Topic:
Domestic Commerce
Score:
96.36
Magnitude:
87
Code:
15
Url:
https://fsc.al/cap-mc#15
Source:
Comparative Agendas
Readability
Flesch-Kincaid Grade
6.6
Flesch-Kincaid Ease
54.7
Gunning-Fog Score
1.6
Coleman-Liau Index
12
SMOG Index
9
Automated Readability Index
4.1
Dale-Chall Readability Score
8.1
Sprache Readability Score
1.5
Dale-Chall Difficult Word Score
4
Sprache Difficult Word Count
4

Patrick Leahy

Mr. President, the Senator from Utah and I have been working together on a managers' package. We might be able to move that forward. We are not right at that spot yet.
Sentiment
Loughran McDonald (Relative)
0
Neutral
Loughran McDonald (Absolute)
0
Neutral
Loughran McDonald (Logit)
0
Harvard-IV (Relative)
0.5
Positive
Harvard-IV (Absolute)
0.5
Positive
Harvard-IV (Logit)
0.8473
VADER
0
Neutral
Moderation
Self-Harm
0.0009142394
OpenAI Moderation v1 (007)
Violence
0.0007825241
OpenAI Moderation v1 (007)
Harassment
0.0003459095
OpenAI Moderation v1 (007)
Sexual
0.0002368619
OpenAI Moderation v1 (007)
Self-Harm > Intent
0.0001476185
OpenAI Moderation v1 (007)
Sexual > Minors
6.97141E-5
OpenAI Moderation v1 (007)
Hate
5.87993E-5
OpenAI Moderation v1 (007)
Harassment > Threatening
3.7324E-5
OpenAI Moderation v1 (007)
Violence > Graphic
2.86801E-5
OpenAI Moderation v1 (007)
Self-Harm > Instructions
2.08963E-5
OpenAI Moderation v1 (007)
Hate > Threatening
3.85E-8
OpenAI Moderation v1 (007)
Readability
Flesch-Kincaid Grade
3.8
Flesch-Kincaid Ease
82.4
Gunning-Fog Score
5.7
Coleman-Liau Index
8.1
SMOG Index
8.2
Automated Readability Index
1.7
Dale-Chall Readability Score
3.4
Sprache Readability Score
2.3
Dale-Chall Difficult Word Score
6
Sprache Difficult Word Count
8

Patrick Leahy

I suggest the absence of a quorum.
Sentiment
Loughran McDonald (Relative)
-1
Very Negative
Loughran McDonald (Absolute)
-1
Very Negative
Loughran McDonald (Logit)
-1.09861
Harvard-IV (Relative)
-1
Very Negative
Harvard-IV (Absolute)
-1
Very Negative
Harvard-IV (Logit)
-1.09861
VADER
0
Neutral
Moderation
Harassment
0.0271118683
OpenAI Moderation v1 (007)
Sexual
0.0161015094
OpenAI Moderation v1 (007)
Violence
0.0157048067
OpenAI Moderation v1 (007)
Violence > Graphic
0.0108642278
OpenAI Moderation v1 (007)
Sexual > Minors
0.0093603951
OpenAI Moderation v1 (007)
Harassment > Threatening
0.0015877169
OpenAI Moderation v1 (007)
Self-Harm > Intent
0.0011549439
OpenAI Moderation v1 (007)
Self-Harm
0.0011196527
OpenAI Moderation v1 (007)
Hate
0.0005464657
OpenAI Moderation v1 (007)
Self-Harm > Instructions
3.17753E-5
OpenAI Moderation v1 (007)
Hate > Threatening
4.3117E-6
OpenAI Moderation v1 (007)
Topics
Topic:
Domestic Commerce
Score:
97.66
Magnitude:
74
Code:
15
Url:
https://fsc.al/cap-mc#15
Source:
Comparative Agendas
Readability
Flesch-Kincaid Grade
4
Flesch-Kincaid Ease
78.9
Gunning-Fog Score
2.8
Coleman-Liau Index
6.9
SMOG Index
3.3
Automated Readability Index
0.2
Dale-Chall Readability Score
7.1
Sprache Readability Score
1.8
Dale-Chall Difficult Word Score
3
Sprache Difficult Word Count
3

The Presiding Officer

The PRESIDING OFFICER.
Sentiment
Loughran McDonald (Relative)
0
Neutral
Loughran McDonald (Absolute)
0
Neutral
Loughran McDonald (Logit)
0
Harvard-IV (Relative)
0
Neutral
Harvard-IV (Absolute)
0
Neutral
Harvard-IV (Logit)
0
VADER
0
Neutral
Moderation
Harassment
0.0218606307
OpenAI Moderation v1 (007)
Violence
0.0151360422
OpenAI Moderation v1 (007)
Violence > Graphic
0.0112784684
OpenAI Moderation v1 (007)
Self-Harm > Intent
0.0101638172
OpenAI Moderation v1 (007)
Harassment > Threatening
0.0090060952
OpenAI Moderation v1 (007)
Hate
0.0044006767
OpenAI Moderation v1 (007)
Self-Harm
0.0023834742
OpenAI Moderation v1 (007)
Self-Harm > Instructions
0.0013367415
OpenAI Moderation v1 (007)
Sexual
0.0007663021
OpenAI Moderation v1 (007)
Hate > Threatening
0.0002153239
OpenAI Moderation v1 (007)
Sexual > Minors
0.0002137454
OpenAI Moderation v1 (007)
Readability
Flesch-Kincaid Grade
3.2
Flesch-Kincaid Ease
80.1
Gunning-Fog Score
1.8
Coleman-Liau Index
11.6
SMOG Index
9
Automated Readability Index
2.8
Dale-Chall Readability Score
2
Sprache Readability Score
1.4
Dale-Chall Difficult Word Score
1
Sprache Difficult Word Count
3

John Kerry

Mr. President, I ask unanimous consent that the order for the quorum call be rescinded.
Sentiment
Loughran McDonald (Relative)
0
Neutral
Loughran McDonald (Absolute)
0
Neutral
Loughran McDonald (Logit)
0
Harvard-IV (Relative)
1
Very Positive
Harvard-IV (Absolute)
1
Very Positive
Harvard-IV (Logit)
1.60944
VADER
0.226
Slightly Positive
Moderation
Harassment
0.3612372791
OpenAI Moderation v1 (007)
Violence
0.1140256063
OpenAI Moderation v1 (007)
Self-Harm > Intent
0.0138078336
OpenAI Moderation v1 (007)
Self-Harm
0.0088258304
OpenAI Moderation v1 (007)
Violence > Graphic
0.0075600714
OpenAI Moderation v1 (007)
Hate
0.0056963512
OpenAI Moderation v1 (007)
Harassment > Threatening
0.0025385296
OpenAI Moderation v1 (007)
Self-Harm > Instructions
0.0015504664
OpenAI Moderation v1 (007)
Sexual
0.0001859953
OpenAI Moderation v1 (007)
Sexual > Minors
0.0001704666
OpenAI Moderation v1 (007)
Hate > Threatening
2.8087E-6
OpenAI Moderation v1 (007)
Topics
Topic:
Macroeconomics
Score:
83.802
Magnitude:
44
Code:
1
Url:
https://fsc.al/cap-mc#1
Source:
Comparative Agendas
Readability
Flesch-Kincaid Grade
6.2
Flesch-Kincaid Ease
63.9
Gunning-Fog Score
8.3
Coleman-Liau Index
11.6
SMOG Index
9
Automated Readability Index
4.3
Dale-Chall Readability Score
6.7
Sprache Readability Score
2.1
Dale-Chall Difficult Word Score
6
Sprache Difficult Word Count
6

The PRESIDING OFFICER (Mr. Nelson of Nebraska). Without objection, it is so ordered.
Sentiment
Loughran McDonald (Relative)
-1
Very Negative
Loughran McDonald (Absolute)
-1
Very Negative
Loughran McDonald (Logit)
-1.09861
Harvard-IV (Relative)
1
Very Positive
Harvard-IV (Absolute)
1
Very Positive
Harvard-IV (Logit)
1.60944
VADER
0
Neutral
Moderation
Violence > Graphic
0.046578102
OpenAI Moderation v1 (007)
Harassment
0.0061791448
OpenAI Moderation v1 (007)
Sexual
0.0048506397
OpenAI Moderation v1 (007)
Violence
0.0040608476
OpenAI Moderation v1 (007)
Hate
0.0019399802
OpenAI Moderation v1 (007)
Harassment > Threatening
0.0004711151
OpenAI Moderation v1 (007)
Self-Harm
0.0001980985
OpenAI Moderation v1 (007)
Sexual > Minors
0.0001110276
OpenAI Moderation v1 (007)
Self-Harm > Intent
1.99587E-5
OpenAI Moderation v1 (007)
Hate > Threatening
4.7254E-6
OpenAI Moderation v1 (007)
Self-Harm > Instructions
6.934E-7
OpenAI Moderation v1 (007)
Topics
Topic:
Domestic Commerce
Score:
70.104
Magnitude:
70
Code:
15
Url:
https://fsc.al/cap-mc#15
Source:
Comparative Agendas
Readability
Flesch-Kincaid Grade
7.9
Flesch-Kincaid Ease
46.3
Gunning-Fog Score
4.8
Coleman-Liau Index
12
SMOG Index
9.9
Automated Readability Index
4.6
Dale-Chall Readability Score
7.5
Sprache Readability Score
1.8
Dale-Chall Difficult Word Score
6
Sprache Difficult Word Count
7

John Kerry

Mr. President, I ask unanimous consent I be permitted to speak as in morning business.
Sentiment
Loughran McDonald (Relative)
0
Neutral
Loughran McDonald (Absolute)
0
Neutral
Loughran McDonald (Logit)
0
Harvard-IV (Relative)
1
Very Positive
Harvard-IV (Absolute)
1
Very Positive
Harvard-IV (Logit)
1.60944
VADER
0.226
Slightly Positive
Moderation
Sexual
0.0134591886
OpenAI Moderation v1 (007)
Harassment
0.0113051283
OpenAI Moderation v1 (007)
Violence
0.004037852
OpenAI Moderation v1 (007)
Harassment > Threatening
0.0005137833
OpenAI Moderation v1 (007)
Violence > Graphic
0.0001717711
OpenAI Moderation v1 (007)
Sexual > Minors
9.52333E-5
OpenAI Moderation v1 (007)
Hate
9.15308E-5
OpenAI Moderation v1 (007)
Self-Harm
1.78621E-5
OpenAI Moderation v1 (007)
Hate > Threatening
1.35798E-5
OpenAI Moderation v1 (007)
Self-Harm > Instructions
5.3878E-6
OpenAI Moderation v1 (007)
Self-Harm > Intent
4.279E-6
OpenAI Moderation v1 (007)
Topics
Topic:
Domestic Commerce
Score:
97.806
Magnitude:
32
Code:
15
Url:
https://fsc.al/cap-mc#15
Source:
Comparative Agendas
Readability
Flesch-Kincaid Grade
6.2
Flesch-Kincaid Ease
63.9
Gunning-Fog Score
8.3
Coleman-Liau Index
11.3
SMOG Index
9
Automated Readability Index
4
Dale-Chall Readability Score
6.7
Sprache Readability Score
2.1
Dale-Chall Difficult Word Score
6
Sprache Difficult Word Count
6

The Presiding Officer

The PRESIDING OFFICER.
Sentiment
Loughran McDonald (Relative)
-1
Very Negative
Loughran McDonald (Absolute)
-1
Very Negative
Loughran McDonald (Logit)
-1.09861
Harvard-IV (Relative)
1
Very Positive
Harvard-IV (Absolute)
1
Very Positive
Harvard-IV (Logit)
1.60944
VADER
0
Neutral
Moderation
Harassment
0.0156165566
OpenAI Moderation v1 (007)
Violence
0.0022996923
OpenAI Moderation v1 (007)
Sexual
0.0017868844
OpenAI Moderation v1 (007)
Harassment > Threatening
0.0005065298
OpenAI Moderation v1 (007)
Hate
0.0001547912
OpenAI Moderation v1 (007)
Violence > Graphic
0.0001230044
OpenAI Moderation v1 (007)
Sexual > Minors
3.69621E-5
OpenAI Moderation v1 (007)
Self-Harm
1.28155E-5
OpenAI Moderation v1 (007)
Hate > Threatening
6.7543E-6
OpenAI Moderation v1 (007)
Self-Harm > Intent
4.8063E-6
OpenAI Moderation v1 (007)
Self-Harm > Instructions
6.651E-7
OpenAI Moderation v1 (007)
Readability
Flesch-Kincaid Grade
8.5
Flesch-Kincaid Ease
42.5
Gunning-Fog Score
6.2
Coleman-Liau Index
12
SMOG Index
10.3
Automated Readability Index
5.9
Dale-Chall Readability Score
5.5
Sprache Readability Score
1.5
Dale-Chall Difficult Word Score
3
Sprache Difficult Word Count
4

Harry Reid

If the Senator would just withhold, how long does the Senator wish to speak? We are about to do a unanimous consent request.
Sentiment
Loughran McDonald (Relative)
0
Neutral
Loughran McDonald (Absolute)
0
Neutral
Loughran McDonald (Logit)
0
Harvard-IV (Relative)
0
Neutral
Harvard-IV (Absolute)
0
Neutral
Harvard-IV (Logit)
0
VADER
0.557
Very Positive
Moderation
Violence > Graphic
0.0481204363
OpenAI Moderation v1 (007)
Violence
0.0314299774
OpenAI Moderation v1 (007)
Sexual
0.0292887969
OpenAI Moderation v1 (007)
Harassment > Threatening
0.0094233554
OpenAI Moderation v1 (007)
Harassment
0.005116413
OpenAI Moderation v1 (007)
Sexual > Minors
0.0010058802
OpenAI Moderation v1 (007)
Self-Harm
0.0006179268
OpenAI Moderation v1 (007)
Hate
0.0001586675
OpenAI Moderation v1 (007)
Self-Harm > Intent
3.36431E-5
OpenAI Moderation v1 (007)
Hate > Threatening
2.44322E-5
OpenAI Moderation v1 (007)
Self-Harm > Instructions
4.957E-7
OpenAI Moderation v1 (007)
Readability
Flesch-Kincaid Grade
6.3
Flesch-Kincaid Ease
70.1
Gunning-Fog Score
6.3
Coleman-Liau Index
9.5
SMOG Index
10.3
Automated Readability Index
4.6
Dale-Chall Readability Score
4.7
Sprache Readability Score
2.5
Dale-Chall Difficult Word Score
6
Sprache Difficult Word Count
5

John Kerry

I don't know exactly. About 10 minutes or so.
Sentiment
Loughran McDonald (Relative)
0
Neutral
Loughran McDonald (Absolute)
0
Neutral
Loughran McDonald (Logit)
0
Harvard-IV (Relative)
1
Very Positive
Harvard-IV (Absolute)
1
Very Positive
Harvard-IV (Logit)
1.09861
VADER
0
Neutral
Moderation
Violence
0.016742447
OpenAI Moderation v1 (007)
Sexual
0.0097940982
OpenAI Moderation v1 (007)
Hate
0.0033774631
OpenAI Moderation v1 (007)
Sexual > Minors
0.0021951311
OpenAI Moderation v1 (007)
Violence > Graphic
0.0012439545
OpenAI Moderation v1 (007)
Harassment
0.0007645561
OpenAI Moderation v1 (007)
Self-Harm
0.0002347126
OpenAI Moderation v1 (007)
Harassment > Threatening
8.44528E-5
OpenAI Moderation v1 (007)
Hate > Threatening
2.3402E-6
OpenAI Moderation v1 (007)
Self-Harm > Intent
1.3528E-6
OpenAI Moderation v1 (007)
Self-Harm > Instructions
1.98E-8
OpenAI Moderation v1 (007)
Readability
Flesch-Kincaid Grade
1.9
Flesch-Kincaid Ease
89.5
Gunning-Fog Score
6.2
Coleman-Liau Index
5.1
SMOG Index
7.3
Automated Readability Index
0
Dale-Chall Readability Score
2
Sprache Readability Score
1.3
Dale-Chall Difficult Word Score
1
Sprache Difficult Word Count
1

Harry Reid

Fine. It will take us that long to get things in order.
Sentiment
Loughran McDonald (Relative)
0
Neutral
Loughran McDonald (Absolute)
0
Neutral
Loughran McDonald (Logit)
0
Harvard-IV (Relative)
0
Neutral
Harvard-IV (Absolute)
0
Neutral
Harvard-IV (Logit)
0
VADER
0.202
Slightly Positive
Moderation
Violence > Graphic
0.0563483336
OpenAI Moderation v1 (007)
Harassment
0.0030503306
OpenAI Moderation v1 (007)
Self-Harm
0.0016813239
OpenAI Moderation v1 (007)
Sexual
0.0015996247
OpenAI Moderation v1 (007)
Violence
0.001165605
OpenAI Moderation v1 (007)
Sexual > Minors
0.0003223365
OpenAI Moderation v1 (007)
Self-Harm > Intent
0.0002633235
OpenAI Moderation v1 (007)
Hate
0.0001937824
OpenAI Moderation v1 (007)
Harassment > Threatening
0.0001493419
OpenAI Moderation v1 (007)
Self-Harm > Instructions
1.05844E-5
OpenAI Moderation v1 (007)
Hate > Threatening
6.361E-7
OpenAI Moderation v1 (007)
Readability
Flesch-Kincaid Grade
0
Flesch-Kincaid Ease
100
Gunning-Fog Score
2.4
Coleman-Liau Index
4.8
SMOG Index
3.3
Automated Readability Index
0
Dale-Chall Readability Score
1.6
Sprache Readability Score
1.4
Dale-Chall Difficult Word Score
1
Sprache Difficult Word Count
0

Paul Wellstone

If I could say to my colleague, with his indulgence, I certainly will not object, but I want to make it clear, because we are also in the middle of something else, that I have an amendment out here. I have been debating it. I am ready to hear somebody else debate it. I am ready to have a vote. I am not holding anything up. Democrats have a number of amendments to this bill that should be offered, debated, and voted on.
Sentiment
Loughran McDonald (Relative)
-1
Very Negative
Loughran McDonald (Absolute)
-1
Very Negative
Loughran McDonald (Logit)
-1.09861
Harvard-IV (Relative)
0.33333
Somewhat Positive
Harvard-IV (Absolute)
0.33333
Somewhat Positive
Harvard-IV (Logit)
0.61904
VADER
0.898
Very Positive
Moderation
Harassment
2.6179920882
OpenAI Moderation v1 (007)
Hate
0.1307564788
OpenAI Moderation v1 (007)
Violence
0.0497294299
OpenAI Moderation v1 (007)
Violence > Graphic
0.0294145808
OpenAI Moderation v1 (007)
Harassment > Threatening
0.010561481
OpenAI Moderation v1 (007)
Sexual
0.0037155089
OpenAI Moderation v1 (007)
Self-Harm
0.0002525299
OpenAI Moderation v1 (007)
Sexual > Minors
0.0001788448
OpenAI Moderation v1 (007)
Self-Harm > Intent
2.7885E-5
OpenAI Moderation v1 (007)
Self-Harm > Instructions
1.61751E-5
OpenAI Moderation v1 (007)
Hate > Threatening
1.23242E-5
OpenAI Moderation v1 (007)
Topics
Topic:
Civil Rights
Score:
86.47
Magnitude:
55
Code:
2
Url:
https://fsc.al/cap-mc#2
Source:
Comparative Agendas
Readability
Flesch-Kincaid Grade
6.6
Flesch-Kincaid Ease
72.5
Gunning-Fog Score
10.4
Coleman-Liau Index
7.4
SMOG Index
10.6
Automated Readability Index
4
Dale-Chall Readability Score
3
Sprache Readability Score
3.7
Dale-Chall Difficult Word Score
12
Sprache Difficult Word Count
17

Paul Wellstone

I question what is going on here.
Sentiment
Loughran McDonald (Relative)
-1
Very Negative
Loughran McDonald (Absolute)
-1
Very Negative
Loughran McDonald (Logit)
-1.09861
Harvard-IV (Relative)
-1
Very Negative
Harvard-IV (Absolute)
-1
Very Negative
Harvard-IV (Logit)
-1.09861
VADER
0
Neutral
Moderation
Harassment
0.0520047382
OpenAI Moderation v1 (007)
Violence > Graphic
0.0482657604
OpenAI Moderation v1 (007)
Violence
0.0354391057
OpenAI Moderation v1 (007)
Hate
0.0129056585
OpenAI Moderation v1 (007)
Sexual
0.0041870357
OpenAI Moderation v1 (007)
Sexual > Minors
0.0014585618
OpenAI Moderation v1 (007)
Harassment > Threatening
0.0011768135
OpenAI Moderation v1 (007)
Self-Harm
0.000401364
OpenAI Moderation v1 (007)
Self-Harm > Intent
0.0001072278
OpenAI Moderation v1 (007)
Self-Harm > Instructions
3.69421E-5
OpenAI Moderation v1 (007)
Hate > Threatening
3.68427E-5
OpenAI Moderation v1 (007)
Topics
Topic:
Domestic Commerce
Score:
89.679
Magnitude:
45
Code:
15
Url:
https://fsc.al/cap-mc#15
Source:
Comparative Agendas
Readability
Flesch-Kincaid Grade
0.6
Flesch-Kincaid Ease
100
Gunning-Fog Score
2.8
Coleman-Liau Index
6
SMOG Index
3.3
Automated Readability Index
0
Dale-Chall Readability Score
0.3
Sprache Readability Score
1.7
Dale-Chall Difficult Word Score
0
Sprache Difficult Word Count
2

John Kerry

Mr. President, I am not sure which dog I have in this fight at the moment. I appreciate what the Senator from Minnesota is trying to accomplish. I gather that various people are trying to work on that. I certainly don't want to interrupt the flow. I will speak. If at some moment the Senate needs to move back to business, I will obviously be happy to do so.
Sentiment
Loughran McDonald (Relative)
0.33333
Somewhat Positive
Loughran McDonald (Absolute)
0.33333
Somewhat Positive
Loughran McDonald (Logit)
0.51083
Harvard-IV (Relative)
0
Neutral
Harvard-IV (Absolute)
0
Neutral
Harvard-IV (Logit)
0
VADER
0.89
Very Positive
Moderation
Harassment
0.2390450332
OpenAI Moderation v1 (007)
Violence
0.0376605924
OpenAI Moderation v1 (007)
Hate
0.0196620094
OpenAI Moderation v1 (007)
Self-Harm
0.0106607535
OpenAI Moderation v1 (007)
Violence > Graphic
0.0082847822
OpenAI Moderation v1 (007)
Sexual > Minors
0.001592881
OpenAI Moderation v1 (007)
Self-Harm > Intent
0.0014115346
OpenAI Moderation v1 (007)
Harassment > Threatening
0.001203874
OpenAI Moderation v1 (007)
Self-Harm > Instructions
0.0005872394
OpenAI Moderation v1 (007)
Sexual
0.0004319027
OpenAI Moderation v1 (007)
Hate > Threatening
1.46374E-5
OpenAI Moderation v1 (007)
Readability
Flesch-Kincaid Grade
4.7
Flesch-Kincaid Ease
79.1
Gunning-Fog Score
7.4
Coleman-Liau Index
8.1
SMOG Index
9.4
Automated Readability Index
2.6
Dale-Chall Readability Score
3.5
Sprache Readability Score
3.1
Dale-Chall Difficult Word Score
13
Sprache Difficult Word Count
15

John Kerry

(The remarks of Mr. KERRY are located in today's Record under "Morning Business.")
Sentiment
Loughran McDonald (Relative)
0
Neutral
Loughran McDonald (Absolute)
0
Neutral
Loughran McDonald (Logit)
0
Harvard-IV (Relative)
1
Very Positive
Harvard-IV (Absolute)
1
Very Positive
Harvard-IV (Logit)
1.09861
VADER
0
Neutral
Moderation
Violence
0.4424372688
OpenAI Moderation v1 (007)
Violence > Graphic
0.035121839
OpenAI Moderation v1 (007)
Harassment
0.0099779201
OpenAI Moderation v1 (007)
Self-Harm
0.0089846937
OpenAI Moderation v1 (007)
Harassment > Threatening
0.003607351
OpenAI Moderation v1 (007)
Hate
0.0012906227
OpenAI Moderation v1 (007)
Sexual
0.000523055
OpenAI Moderation v1 (007)
Self-Harm > Intent
0.0002996046
OpenAI Moderation v1 (007)
Sexual > Minors
9.50853E-5
OpenAI Moderation v1 (007)
Self-Harm > Instructions
4.05537E-5
OpenAI Moderation v1 (007)
Hate > Threatening
2.36762E-5
OpenAI Moderation v1 (007)
Topics
Topic:
Domestic Commerce
Score:
93.74
Magnitude:
119
Code:
15
Url:
https://fsc.al/cap-mc#15
Source:
Comparative Agendas
Readability
Flesch-Kincaid Grade
6.9
Flesch-Kincaid Ease
57.1
Gunning-Fog Score
5.7
Coleman-Liau Index
12
SMOG Index
7.3
Automated Readability Index
4.6
Dale-Chall Readability Score
7.6
Sprache Readability Score
2
Dale-Chall Difficult Word Score
6
Sprache Difficult Word Count
7

The Presiding Officer

The PRESIDING OFFICER.
Sentiment
Loughran McDonald (Relative)
0
Neutral
Loughran McDonald (Absolute)
0
Neutral
Loughran McDonald (Logit)
0
Harvard-IV (Relative)
0
Neutral
Harvard-IV (Absolute)
0
Neutral
Harvard-IV (Logit)
0
VADER
0
Neutral
Moderation
Violence
0.2072263975
OpenAI Moderation v1 (007)
Violence > Graphic
0.0580067921
OpenAI Moderation v1 (007)
Harassment
0.0202891577
OpenAI Moderation v1 (007)
Harassment > Threatening
0.0135471942
OpenAI Moderation v1 (007)
Self-Harm
0.0038279017
OpenAI Moderation v1 (007)
Hate
0.0025892186
OpenAI Moderation v1 (007)
Sexual
0.0006989426
OpenAI Moderation v1 (007)
Self-Harm > Intent
0.0006928179
OpenAI Moderation v1 (007)
Sexual > Minors
0.0002607006
OpenAI Moderation v1 (007)
Hate > Threatening
9.6937E-5
OpenAI Moderation v1 (007)
Self-Harm > Instructions
1.4336E-5
OpenAI Moderation v1 (007)
Topics
Topic:
Law and Crime
Score:
38.559
Magnitude:
26
Code:
12
Url:
https://fsc.al/cap-mc#12
Source:
Comparative Agendas
Readability
Flesch-Kincaid Grade
12
Flesch-Kincaid Ease
14.3
Gunning-Fog Score
6.2
Coleman-Liau Index
12
SMOG Index
12
Automated Readability Index
9.1
Dale-Chall Readability Score
7.2
Sprache Readability Score
1.6
Dale-Chall Difficult Word Score
4
Sprache Difficult Word Count
5

Paul Wellstone

Mr. President, I want to accommodate two colleagues who are on the floor, Senator Levin and Senator Biden, but I want to just be clear about what is going on here. It is 2:30. I have been asking for a vote on the amendment. Eight other Democrats have amendments on which they would like to have votes.
Sentiment
Loughran McDonald (Relative)
0
Neutral
Loughran McDonald (Absolute)
0
Neutral
Loughran McDonald (Logit)
0
Harvard-IV (Relative)
0.6
Very Positive
Harvard-IV (Absolute)
0.6
Very Positive
Harvard-IV (Logit)
1.09861
VADER
0.805
Very Positive
Moderation
Harassment
1.0217823088
OpenAI Moderation v1 (007)
Violence
0.0469040882
OpenAI Moderation v1 (007)
Harassment > Threatening
0.0138428615
OpenAI Moderation v1 (007)
Hate
0.0101073252
OpenAI Moderation v1 (007)
Violence > Graphic
0.008078578
OpenAI Moderation v1 (007)
Sexual
0.0009534938
OpenAI Moderation v1 (007)
Sexual > Minors
0.0001200927
OpenAI Moderation v1 (007)
Hate > Threatening
0.0001005123
OpenAI Moderation v1 (007)
Self-Harm
1.10625E-5
OpenAI Moderation v1 (007)
Self-Harm > Intent
1.6006E-6
OpenAI Moderation v1 (007)
Self-Harm > Instructions
6.02E-8
OpenAI Moderation v1 (007)
Topics
Topic:
Government Operations
Score:
56.623
Magnitude:
18
Code:
20
Url:
https://fsc.al/cap-mc#20
Source:
Comparative Agendas
Readability
Flesch-Kincaid Grade
4.6
Flesch-Kincaid Ease
82.7
Gunning-Fog Score
7.4
Coleman-Liau Index
7.8
SMOG Index
10
Automated Readability Index
3.3
Dale-Chall Readability Score
3.8
Sprache Readability Score
3.1
Dale-Chall Difficult Word Score
12
Sprache Difficult Word Count
13

Paul Wellstone

The strategy on the other side is to not have votes and basically shut this down with a cloture vote. I want to be clear about this.
Sentiment
Loughran McDonald (Relative)
-1
Very Negative
Loughran McDonald (Absolute)
-1
Very Negative
Loughran McDonald (Logit)
-1.09861
Harvard-IV (Relative)
1
Very Positive
Harvard-IV (Absolute)
1
Very Positive
Harvard-IV (Logit)
1.60944
VADER
0.44
Positive
Moderation
Violence
5.5853486061
OpenAI Moderation v1 (007)
Harassment
1.0957106948
OpenAI Moderation v1 (007)
Harassment > Threatening
0.2181940712
OpenAI Moderation v1 (007)
Hate
0.0516220636
OpenAI Moderation v1 (007)
Self-Harm
0.0209122227
OpenAI Moderation v1 (007)
Violence > Graphic
0.0147306986
OpenAI Moderation v1 (007)
Self-Harm > Intent
0.0028482227
OpenAI Moderation v1 (007)
Self-Harm > Instructions
0.0024339668
OpenAI Moderation v1 (007)
Hate > Threatening
0.0007765619
OpenAI Moderation v1 (007)
Sexual
0.0002869251
OpenAI Moderation v1 (007)
Sexual > Minors
3.55988E-5
OpenAI Moderation v1 (007)
Topics
Topic:
Domestic Commerce
Score:
97.504
Magnitude:
13
Code:
15
Url:
https://fsc.al/cap-mc#15
Source:
Comparative Agendas
Readability
Flesch-Kincaid Grade
5
Flesch-Kincaid Ease
83.5
Gunning-Fog Score
8.4
Coleman-Liau Index
6.9
SMOG Index
9
Automated Readability Index
3.5
Dale-Chall Readability Score
2.4
Sprache Readability Score
2.8
Dale-Chall Difficult Word Score
3
Sprache Difficult Word Count
6

Paul Wellstone

I ask unanimous consent that my amendment be voted on within the next 30 minutes -- first of all, voted on within the next 30 minutes, with no second-degree amendments.
Sentiment
Loughran McDonald (Relative)
0
Neutral
Loughran McDonald (Absolute)
0
Neutral
Loughran McDonald (Logit)
0
Harvard-IV (Relative)
1
Very Positive
Harvard-IV (Absolute)
1
Very Positive
Harvard-IV (Logit)
1.09861
VADER
-0.077
Neutral
Moderation
Harassment
0.0377345859
OpenAI Moderation v1 (007)
Violence
0.0176214395
OpenAI Moderation v1 (007)
Violence > Graphic
0.0087764733
OpenAI Moderation v1 (007)
Hate
0.0083075982
OpenAI Moderation v1 (007)
Sexual
0.0014871986
OpenAI Moderation v1 (007)
Harassment > Threatening
0.0004975861
OpenAI Moderation v1 (007)
Self-Harm
0.0002967044
OpenAI Moderation v1 (007)
Sexual > Minors
5.23133E-5
OpenAI Moderation v1 (007)
Hate > Threatening
1.32656E-5
OpenAI Moderation v1 (007)
Self-Harm > Intent
9.3907E-6
OpenAI Moderation v1 (007)
Self-Harm > Instructions
3.2499E-6
OpenAI Moderation v1 (007)
Topics
Topic:
Government Operations
Score:
83.079
Magnitude:
34
Code:
20
Url:
https://fsc.al/cap-mc#20
Source:
Comparative Agendas
Readability
Flesch-Kincaid Grade
12
Flesch-Kincaid Ease
52.3
Gunning-Fog Score
16
Coleman-Liau Index
9.5
SMOG Index
12
Automated Readability Index
12
Dale-Chall Readability Score
6.2
Sprache Readability Score
4.8
Dale-Chall Difficult Word Score
9
Sprache Difficult Word Count
6

Orrin Hatch

Mr. President, I have to object to that unless we can work out some matters that have to be worked out.
Sentiment
Loughran McDonald (Relative)
-1
Very Negative
Loughran McDonald (Absolute)
-1
Very Negative
Loughran McDonald (Logit)
-1.09861
Harvard-IV (Relative)
1
Very Positive
Harvard-IV (Absolute)
1
Very Positive
Harvard-IV (Logit)
1.60944
VADER
0.026
Neutral
Moderation
Violence > Graphic
0.035175099
OpenAI Moderation v1 (007)
Violence
0.0201081624
OpenAI Moderation v1 (007)
Sexual
0.0082086277
OpenAI Moderation v1 (007)
Harassment
0.006201175
OpenAI Moderation v1 (007)
Hate
0.0052209187
OpenAI Moderation v1 (007)
Sexual > Minors
0.0002530455
OpenAI Moderation v1 (007)
Harassment > Threatening
0.0002152424
OpenAI Moderation v1 (007)
Self-Harm
0.0001884219
OpenAI Moderation v1 (007)
Self-Harm > Intent
5.57781E-5
OpenAI Moderation v1 (007)
Hate > Threatening
5.48759E-5
OpenAI Moderation v1 (007)
Self-Harm > Instructions
2.3117E-6
OpenAI Moderation v1 (007)
Readability
Flesch-Kincaid Grade
2.6
Flesch-Kincaid Ease
95.5
Gunning-Fog Score
4.2
Coleman-Liau Index
6.6
SMOG Index
3.3
Automated Readability Index
1.8
Dale-Chall Readability Score
4.3
Sprache Readability Score
2.3
Dale-Chall Difficult Word Score
5
Sprache Difficult Word Count
5

Paul Wellstone

If I may go on, I was going to go on and ask unanimous consent that the managers' package be dealt with -- I would not think that would require a rollcall vote -- and that the pending Durbin amendment No. 93 be dealt with. But I would like to say to Democrats -- and this is not aimed at my colleague from Utah -- this is a violation of an agreement that we had.
Sentiment
Loughran McDonald (Relative)
-1
Very Negative
Loughran McDonald (Absolute)
-1
Very Negative
Loughran McDonald (Logit)
-1.09861
Harvard-IV (Relative)
0.66667
Very Positive
Harvard-IV (Absolute)
0.66667
Very Positive
Harvard-IV (Logit)
1.29928
VADER
0.66
Very Positive
Moderation
Harassment
0.0194302062
OpenAI Moderation v1 (007)
Violence
0.0147682207
OpenAI Moderation v1 (007)
Harassment > Threatening
0.0045595367
OpenAI Moderation v1 (007)
Violence > Graphic
0.0042906264
OpenAI Moderation v1 (007)
Sexual
0.0027134432
OpenAI Moderation v1 (007)
Hate > Threatening
0.0008294875
OpenAI Moderation v1 (007)
Self-Harm > Intent
0.0007178747
OpenAI Moderation v1 (007)
Sexual > Minors
0.0006495496
OpenAI Moderation v1 (007)
Hate
0.0004767817
OpenAI Moderation v1 (007)
Self-Harm > Instructions
0.0001287198
OpenAI Moderation v1 (007)
Self-Harm
0.0001259305
OpenAI Moderation v1 (007)
Readability
Flesch-Kincaid Grade
8.9
Flesch-Kincaid Ease
73.2
Gunning-Fog Score
12.3
Coleman-Liau Index
6.8
SMOG Index
11.3
Automated Readability Index
8.5
Dale-Chall Readability Score
4.7
Sprache Readability Score
5
Dale-Chall Difficult Word Score
16
Sprache Difficult Word Count
18

Paul Wellstone

Last week, the majority leader came out here on a motion to proceed. I blocked it. We talked about it and said we would have substantive debate. We were given the assurance that before any cloture vote, we would have the opportunity to have our amendments down here and voted on. I have come out here with an amendment. I have not delayed at all. I still can't get a vote on this amendment after 3 days. You have someone such as Senator Durbin, who has been working as hard on bankruptcy as anybody, who can't get a vote on his amendment. This cloture motion should not have been filed. It is in violation of the agreement that was made. Any number of us are not having the opportunity to have up-or-down votes.
Sentiment
Loughran McDonald (Relative)
0
Neutral
Loughran McDonald (Absolute)
0
Neutral
Loughran McDonald (Logit)
0
Harvard-IV (Relative)
-0.09091
Neutral
Harvard-IV (Absolute)
-0.09091
Neutral
Harvard-IV (Logit)
-0.16705
VADER
0.409
Positive
Moderation
Sexual
0.0211838895
OpenAI Moderation v1 (007)
Violence
0.003245128
OpenAI Moderation v1 (007)
Hate
0.0018863759
OpenAI Moderation v1 (007)
Harassment
0.0017455101
OpenAI Moderation v1 (007)
Violence > Graphic
0.0007648135
OpenAI Moderation v1 (007)
Self-Harm
0.000564845
OpenAI Moderation v1 (007)
Self-Harm > Intent
0.0005227513
OpenAI Moderation v1 (007)
Sexual > Minors
0.0004150939
OpenAI Moderation v1 (007)
Harassment > Threatening
0.0001180936
OpenAI Moderation v1 (007)
Self-Harm > Instructions
0.0001174404
OpenAI Moderation v1 (007)
Hate > Threatening
5.9878E-6
OpenAI Moderation v1 (007)
Topics
Topic:
Government Operations
Score:
25.688
Magnitude:
48
Code:
20
Url:
https://fsc.al/cap-mc#20
Source:
Comparative Agendas
Readability
Flesch-Kincaid Grade
6
Flesch-Kincaid Ease
74.1
Gunning-Fog Score
9.1
Coleman-Liau Index
8.6
SMOG Index
9.9
Automated Readability Index
4.2
Dale-Chall Readability Score
3.8
Sprache Readability Score
4.3
Dale-Chall Difficult Word Score
27
Sprache Difficult Word Count
26

Paul Wellstone

Frankly, I would not want a vote on behalf of these payday lenders, these sleazeball shark lenders, myself. We ought to have a vote.
Sentiment
Loughran McDonald (Relative)
0
Neutral
Loughran McDonald (Absolute)
0
Neutral
Loughran McDonald (Logit)
0
Harvard-IV (Relative)
0
Neutral
Harvard-IV (Absolute)
0
Neutral
Harvard-IV (Logit)
0
VADER
-0.023
Neutral
Moderation
Harassment
0.0809404883
OpenAI Moderation v1 (007)
Violence
0.051021151
OpenAI Moderation v1 (007)
Harassment > Threatening
0.0233346218
OpenAI Moderation v1 (007)
Hate
0.0139887547
OpenAI Moderation v1 (007)
Sexual
0.011757428
OpenAI Moderation v1 (007)
Hate > Threatening
0.0052016319
OpenAI Moderation v1 (007)
Violence > Graphic
0.0009419361
OpenAI Moderation v1 (007)
Sexual > Minors
0.0004087399
OpenAI Moderation v1 (007)
Self-Harm
1.35055E-5
OpenAI Moderation v1 (007)
Self-Harm > Intent
1.00741E-5
OpenAI Moderation v1 (007)
Self-Harm > Instructions
9.3399E-6
OpenAI Moderation v1 (007)
Readability
Flesch-Kincaid Grade
4.8
Flesch-Kincaid Ease
81.9
Gunning-Fog Score
6.5
Coleman-Liau Index
9.7
SMOG Index
7.3
Automated Readability Index
5
Dale-Chall Readability Score
5.2
Sprache Readability Score
2.8
Dale-Chall Difficult Word Score
7
Sprache Difficult Word Count
9

Orrin Hatch

If the Senator will yield, Mr. President, as the Senator knows, we have been here for almost 2 weeks on this bill. This is a bill that has been modified. Some of the amendments of the other side have been agreed to. Some have been on the floor.
Sentiment
Loughran McDonald (Relative)
0
Neutral
Loughran McDonald (Absolute)
0
Neutral
Loughran McDonald (Logit)
0
Harvard-IV (Relative)
0
Neutral
Harvard-IV (Absolute)
0
Neutral
Harvard-IV (Logit)
0
VADER
0.273
Slightly Positive
Moderation
Violence
0.0809136953
OpenAI Moderation v1 (007)
Harassment
0.019811884
OpenAI Moderation v1 (007)
Sexual
0.0073204916
OpenAI Moderation v1 (007)
Hate
0.0054174398
OpenAI Moderation v1 (007)
Harassment > Threatening
0.0042913587
OpenAI Moderation v1 (007)
Hate > Threatening
0.0030287762
OpenAI Moderation v1 (007)
Violence > Graphic
0.0012627005
OpenAI Moderation v1 (007)
Sexual > Minors
0.0003639129
OpenAI Moderation v1 (007)
Self-Harm
1.58535E-5
OpenAI Moderation v1 (007)
Self-Harm > Intent
9.112E-6
OpenAI Moderation v1 (007)
Self-Harm > Instructions
5.2345E-6
OpenAI Moderation v1 (007)
Readability
Flesch-Kincaid Grade
2.7
Flesch-Kincaid Ease
93.1
Gunning-Fog Score
5.5
Coleman-Liau Index
7.2
SMOG Index
8.4
Automated Readability Index
1.8
Dale-Chall Readability Score
3.1
Sprache Readability Score
2.5
Dale-Chall Difficult Word Score
8
Sprache Difficult Word Count
8

Orrin Hatch

This bill passed 70-28 last December. Frankly, there appears to us to be an effort to have amendment after amendment, and some of these amendments are not even germane. In fact, quite a few of them are not germane. Our side exercised a prerogative of the rules to file cloture, to end what really is a debate that is going out of bounds.
Sentiment
Loughran McDonald (Relative)
-1
Very Negative
Loughran McDonald (Absolute)
-1
Very Negative
Loughran McDonald (Logit)
-1.09861
Harvard-IV (Relative)
-1
Very Negative
Harvard-IV (Absolute)
-1
Very Negative
Harvard-IV (Logit)
-1.60944
VADER
0
Neutral
Moderation
Violence
0.0338995073
OpenAI Moderation v1 (007)
Harassment
0.0238656809
OpenAI Moderation v1 (007)
Sexual
0.008084828
OpenAI Moderation v1 (007)
Violence > Graphic
0.0045901063
OpenAI Moderation v1 (007)
Sexual > Minors
0.0005689691
OpenAI Moderation v1 (007)
Hate
0.0003603694
OpenAI Moderation v1 (007)
Harassment > Threatening
0.0003446112
OpenAI Moderation v1 (007)
Hate > Threatening
1.96843E-5
OpenAI Moderation v1 (007)
Self-Harm
1.737E-5
OpenAI Moderation v1 (007)
Self-Harm > Intent
7.334E-7
OpenAI Moderation v1 (007)
Self-Harm > Instructions
9.45E-8
OpenAI Moderation v1 (007)
Readability
Flesch-Kincaid Grade
6.7
Flesch-Kincaid Ease
75.6
Gunning-Fog Score
10.2
Coleman-Liau Index
8.3
SMOG Index
10.8
Automated Readability Index
5.9
Dale-Chall Readability Score
4.5
Sprache Readability Score
3.8
Dale-Chall Difficult Word Score
15
Sprache Difficult Word Count
15

Harry Reid

Will the Senator yield?
Sentiment
Loughran McDonald (Relative)
0
Neutral
Loughran McDonald (Absolute)
0
Neutral
Loughran McDonald (Logit)
0
Harvard-IV (Relative)
0
Neutral
Harvard-IV (Absolute)
0
Neutral
Harvard-IV (Logit)
0
VADER
0
Neutral
Moderation
Sexual
0.0121137258
OpenAI Moderation v1 (007)
Violence
0.0103389997
OpenAI Moderation v1 (007)
Violence > Graphic
0.0075748147
OpenAI Moderation v1 (007)
Harassment
0.0045302339
OpenAI Moderation v1 (007)
Harassment > Threatening
0.00139403
OpenAI Moderation v1 (007)
Self-Harm
0.0001954612
OpenAI Moderation v1 (007)
Sexual > Minors
0.0001103307
OpenAI Moderation v1 (007)
Self-Harm > Intent
6.83939E-5
OpenAI Moderation v1 (007)
Hate > Threatening
2.61889E-5
OpenAI Moderation v1 (007)
Hate
1.00672E-5
OpenAI Moderation v1 (007)
Self-Harm > Instructions
3.6243E-6
OpenAI Moderation v1 (007)
Readability
Flesch-Kincaid Grade
3.7
Flesch-Kincaid Ease
75.9
Gunning-Fog Score
1.6
Coleman-Liau Index
12
SMOG Index
9
Automated Readability Index
2.9
Dale-Chall Readability Score
8.1
Sprache Readability Score
1.3
Dale-Chall Difficult Word Score
2
Sprache Difficult Word Count
2

Orrin Hatch

Excuse me, if I may finish. I would have preferred not to have filed cloture. I would have preferred to agree to a small number of amendments and we go forward on those amendments and then have a vote on final passage, but we were not able to get that agreement, or at least have not been able to up to now. As far as I know, there is only one Senator stopping that agreement.
Sentiment
Loughran McDonald (Relative)
-1
Very Negative
Loughran McDonald (Absolute)
-1
Very Negative
Loughran McDonald (Logit)
-1.09861
Harvard-IV (Relative)
0.71429
Very Positive
Harvard-IV (Absolute)
0.71429
Very Positive
Harvard-IV (Logit)
1.46634
VADER
0.867
Very Positive
Moderation
Harassment
0.5117889028
OpenAI Moderation v1 (007)
Violence
0.2588278381
OpenAI Moderation v1 (007)
Violence > Graphic
0.0492583669
OpenAI Moderation v1 (007)
Hate
0.0155307833
OpenAI Moderation v1 (007)
Harassment > Threatening
0.002104484
OpenAI Moderation v1 (007)
Sexual
0.0018855664
OpenAI Moderation v1 (007)
Self-Harm
0.000222866
OpenAI Moderation v1 (007)
Sexual > Minors
0.0001297448
OpenAI Moderation v1 (007)
Self-Harm > Intent
1.0354E-5
OpenAI Moderation v1 (007)
Hate > Threatening
5.6994E-6
OpenAI Moderation v1 (007)
Self-Harm > Instructions
4.523E-7
OpenAI Moderation v1 (007)
Readability
Flesch-Kincaid Grade
7.3
Flesch-Kincaid Ease
76.1
Gunning-Fog Score
9.6
Coleman-Liau Index
7.3
SMOG Index
9.7
Automated Readability Index
6.4
Dale-Chall Readability Score
3.2
Sprache Readability Score
3.9
Dale-Chall Difficult Word Score
11
Sprache Difficult Word Count
12

Orrin Hatch

I say this to my distinguished friend from Minnesota: As far as I am concerned, I have no real objection to the Senator proceeding on his amendment and having a vote prior to the cloture vote. I prefer to vitiate the cloture vote. If the Senator feels aggrieved, I am going to try to accommodate him, but I hope our colleagues on both sides will be willing to work with us to get this bill completed because it is an important bill.
Sentiment
Loughran McDonald (Relative)
-1
Very Negative
Loughran McDonald (Absolute)
-1
Very Negative
Loughran McDonald (Logit)
-1.94591
Harvard-IV (Relative)
0.27273
Slightly Positive
Harvard-IV (Absolute)
0.27273
Slightly Positive
Harvard-IV (Logit)
0.51083
VADER
0.762
Very Positive
Moderation
Harassment
1.4663034119
OpenAI Moderation v1 (007)
Violence > Graphic
0.042053152
OpenAI Moderation v1 (007)
Hate
0.0356621807
OpenAI Moderation v1 (007)
Violence
0.0308313349
OpenAI Moderation v1 (007)
Sexual
0.0113850758
OpenAI Moderation v1 (007)
Harassment > Threatening
0.0019697596
OpenAI Moderation v1 (007)
Sexual > Minors
0.00030467
OpenAI Moderation v1 (007)
Self-Harm
0.0001565779
OpenAI Moderation v1 (007)
Self-Harm > Intent
8.377E-6
OpenAI Moderation v1 (007)
Hate > Threatening
2.714E-6
OpenAI Moderation v1 (007)
Self-Harm > Instructions
4.193E-7
OpenAI Moderation v1 (007)
Readability
Flesch-Kincaid Grade
11.9
Flesch-Kincaid Ease
58.4
Gunning-Fog Score
14.8
Coleman-Liau Index
8.9
SMOG Index
12
Automated Readability Index
12
Dale-Chall Readability Score
4.8
Sprache Readability Score
5
Dale-Chall Difficult Word Score
18
Sprache Difficult Word Count
21

Orrin Hatch

Yes, there are a variety of viewpoints in this bill, but this is a very important bill. We believe we have bent over backwards to try to work it out with both sides in this matter.
Sentiment
Loughran McDonald (Relative)
0
Neutral
Loughran McDonald (Absolute)
0
Neutral
Loughran McDonald (Logit)
0
Harvard-IV (Relative)
0
Neutral
Harvard-IV (Absolute)
0
Neutral
Harvard-IV (Logit)
0
VADER
0.534
Very Positive
Moderation
Harassment
0.0191714076
OpenAI Moderation v1 (007)
Violence
0.0064020802
OpenAI Moderation v1 (007)
Sexual
0.004485231
OpenAI Moderation v1 (007)
Violence > Graphic
0.002581738
OpenAI Moderation v1 (007)
Hate
0.0023307904
OpenAI Moderation v1 (007)
Harassment > Threatening
0.0018043489
OpenAI Moderation v1 (007)
Self-Harm
0.0005217821
OpenAI Moderation v1 (007)
Self-Harm > Intent
8.33135E-5
OpenAI Moderation v1 (007)
Sexual > Minors
5.03093E-5
OpenAI Moderation v1 (007)
Hate > Threatening
2.10168E-5
OpenAI Moderation v1 (007)
Self-Harm > Instructions
1.0053E-6
OpenAI Moderation v1 (007)
Topics
Topic:
Domestic Commerce
Score:
97.391
Magnitude:
51
Code:
15
Url:
https://fsc.al/cap-mc#15
Source:
Comparative Agendas
Readability
Flesch-Kincaid Grade
6.8
Flesch-Kincaid Ease
78.1
Gunning-Fog Score
9.4
Coleman-Liau Index
7.3
SMOG Index
9
Automated Readability Index
6
Dale-Chall Readability Score
1.8
Sprache Readability Score
3.2
Dale-Chall Difficult Word Score
2
Sprache Difficult Word Count
4

Orrin Hatch

I ask unanimous consent -- I hope the distinguished Senator from Minnesota will listen -- that a vote occur in relation to the pending Wellstone amendment No. 36, as I understand it, as modified, at 3:40 p.m. today, and the time between now and then be equally divided and no second-degree amendments be in order prior to the vote, and at some point it be in order to lay aside the amendment for up to 5 minutes for consideration of a managers' amendment.
Sentiment
Loughran McDonald (Relative)
0
Neutral
Loughran McDonald (Absolute)
0
Neutral
Loughran McDonald (Logit)
0
Harvard-IV (Relative)
0.6
Very Positive
Harvard-IV (Absolute)
0.6
Very Positive
Harvard-IV (Logit)
1.22378
VADER
0.103
Leans Positive
Moderation
Violence
0.0083909981
OpenAI Moderation v1 (007)
Harassment
0.0071276401
OpenAI Moderation v1 (007)
Sexual
0.0013456192
OpenAI Moderation v1 (007)
Violence > Graphic
0.0009914961
OpenAI Moderation v1 (007)
Harassment > Threatening
0.0008650511
OpenAI Moderation v1 (007)
Hate
0.0003539815
OpenAI Moderation v1 (007)
Sexual > Minors
7.14067E-5
OpenAI Moderation v1 (007)
Self-Harm
4.4729E-6
OpenAI Moderation v1 (007)
Hate > Threatening
4.0462E-6
OpenAI Moderation v1 (007)
Self-Harm > Intent
3.67E-7
OpenAI Moderation v1 (007)
Self-Harm > Instructions
1.906E-7
OpenAI Moderation v1 (007)
Topics
Topic:
Domestic Commerce
Score:
96.562
Magnitude:
54
Code:
15
Url:
https://fsc.al/cap-mc#15
Source:
Comparative Agendas
Readability
Flesch-Kincaid Grade
10.7
Flesch-Kincaid Ease
55.6
Gunning-Fog Score
14.6
Coleman-Liau Index
8.8
SMOG Index
12
Automated Readability Index
8.8
Dale-Chall Readability Score
4.8
Sprache Readability Score
4.9
Dale-Chall Difficult Word Score
20
Sprache Difficult Word Count
21

Harry Reid

Reserving the right to object, I appreciate the Republicans allowing a vote on the amendment of the Senator from Minnesota. We have now approximately 1 hour 5 minutes. I am told the Senator from Minnesota wishes to speak an additional period of time on his amendment. The Senator from Delaware, who is the ranking member on the Foreign Relations Committee -- --
Sentiment
Loughran McDonald (Relative)
-1
Very Negative
Loughran McDonald (Absolute)
-1
Very Negative
Loughran McDonald (Logit)
-1.09861
Harvard-IV (Relative)
0.6
Very Positive
Harvard-IV (Absolute)
0.6
Very Positive
Harvard-IV (Logit)
1.09861
VADER
0.511
Very Positive
Moderation
Violence > Graphic
0.0379702455
OpenAI Moderation v1 (007)
Violence
0.0080298152
OpenAI Moderation v1 (007)
Harassment
0.0021007425
OpenAI Moderation v1 (007)
Harassment > Threatening
0.0008243167
OpenAI Moderation v1 (007)
Sexual
0.0007149369
OpenAI Moderation v1 (007)
Self-Harm
0.000436241
OpenAI Moderation v1 (007)
Hate
0.0001419705
OpenAI Moderation v1 (007)
Self-Harm > Intent
6.48261E-5
OpenAI Moderation v1 (007)
Sexual > Minors
3.53994E-5
OpenAI Moderation v1 (007)
Self-Harm > Instructions
1.16746E-5
OpenAI Moderation v1 (007)
Hate > Threatening
7.1499E-6
OpenAI Moderation v1 (007)
Readability
Flesch-Kincaid Grade
11.1
Flesch-Kincaid Ease
42.2
Gunning-Fog Score
11.3
Coleman-Liau Index
12
SMOG Index
12
Automated Readability Index
8.8
Dale-Chall Readability Score
6
Sprache Readability Score
4
Dale-Chall Difficult Word Score
20
Sprache Difficult Word Count
18

Joe Biden

If the Senator will yield, that is fine.
Sentiment
Loughran McDonald (Relative)
0
Neutral
Loughran McDonald (Absolute)
0
Neutral
Loughran McDonald (Logit)
0
Harvard-IV (Relative)
0
Neutral
Harvard-IV (Absolute)
0
Neutral
Harvard-IV (Logit)
0
VADER
0.202
Slightly Positive
Moderation
Harassment
77.9739618301
OpenAI Moderation v1 (007)
Hate
12.3387053609
OpenAI Moderation v1 (007)
Violence
0.1063023112
OpenAI Moderation v1 (007)
Harassment > Threatening
0.0919738959
OpenAI Moderation v1 (007)
Violence > Graphic
0.0134563772
OpenAI Moderation v1 (007)
Sexual
0.0133426496
OpenAI Moderation v1 (007)
Sexual > Minors
0.0025142082
OpenAI Moderation v1 (007)
Self-Harm > Instructions
0.00144296
OpenAI Moderation v1 (007)
Hate > Threatening
0.0009139857
OpenAI Moderation v1 (007)
Self-Harm
0.0004543418
OpenAI Moderation v1 (007)
Self-Harm > Intent
0.0001580667
OpenAI Moderation v1 (007)
Topics
Topic:
Domestic Commerce
Score:
97.278
Magnitude:
40
Code:
15
Url:
https://fsc.al/cap-mc#15
Source:
Comparative Agendas
Readability
Flesch-Kincaid Grade
2.3
Flesch-Kincaid Ease
93
Gunning-Fog Score
3.2
Coleman-Liau Index
7
SMOG Index
9
Automated Readability Index
0.8
Dale-Chall Readability Score
4.3
Sprache Readability Score
1.8
Dale-Chall Difficult Word Score
2
Sprache Difficult Word Count
2

Harry Reid

The Senator from Michigan is here to talk about something he worked out with the chairman and ranking member. I wonder if we can make sure they all have an opportunity to speak. I ask the Senator from Minnesota how he feels about that.
Sentiment
Loughran McDonald (Relative)
1
Very Positive
Loughran McDonald (Absolute)
1
Very Positive
Loughran McDonald (Logit)
1.09861
Harvard-IV (Relative)
1
Very Positive
Harvard-IV (Absolute)
1
Very Positive
Harvard-IV (Logit)
1.94591
VADER
0.625
Very Positive
Moderation
Harassment
0.1255259034
OpenAI Moderation v1 (007)
Violence
0.0047546295
OpenAI Moderation v1 (007)
Hate
0.0039889357
OpenAI Moderation v1 (007)
Violence > Graphic
0.001919126
OpenAI Moderation v1 (007)
Self-Harm
0.0006039741
OpenAI Moderation v1 (007)
Sexual
0.0004751268
OpenAI Moderation v1 (007)
Harassment > Threatening
0.0001244299
OpenAI Moderation v1 (007)
Self-Harm > Intent
0.0001137169
OpenAI Moderation v1 (007)
Self-Harm > Instructions
4.46451E-5
OpenAI Moderation v1 (007)
Sexual > Minors
1.76476E-5
OpenAI Moderation v1 (007)
Hate > Threatening
5.642E-7
OpenAI Moderation v1 (007)
Topics
Topic:
Domestic Commerce
Score:
93.606
Magnitude:
86
Code:
15
Url:
https://fsc.al/cap-mc#15
Source:
Comparative Agendas
Readability
Flesch-Kincaid Grade
7.6
Flesch-Kincaid Ease
67
Gunning-Fog Score
7.7
Coleman-Liau Index
9.5
SMOG Index
11.3
Automated Readability Index
6.1
Dale-Chall Readability Score
3.6
Sprache Readability Score
3.1
Dale-Chall Difficult Word Score
8
Sprache Difficult Word Count
8

Paul Wellstone

I am sorry, I did not hear.
Sentiment
Loughran McDonald (Relative)
0
Neutral
Loughran McDonald (Absolute)
0
Neutral
Loughran McDonald (Logit)
0
Harvard-IV (Relative)
-1
Very Negative
Harvard-IV (Absolute)
-1
Very Negative
Harvard-IV (Logit)
-1.09861
VADER
-0.077
Neutral
Moderation
Violence
0.0187332436
OpenAI Moderation v1 (007)
Sexual
0.0052115418
OpenAI Moderation v1 (007)
Harassment > Threatening
0.0024443738
OpenAI Moderation v1 (007)
Violence > Graphic
0.001661828
OpenAI Moderation v1 (007)
Harassment
0.0006520378
OpenAI Moderation v1 (007)
Sexual > Minors
0.0003393715
OpenAI Moderation v1 (007)
Self-Harm
0.000195305
OpenAI Moderation v1 (007)
Self-Harm > Intent
6.90864E-5
OpenAI Moderation v1 (007)
Hate > Threatening
6.39433E-5
OpenAI Moderation v1 (007)
Hate
4.48203E-5
OpenAI Moderation v1 (007)
Self-Harm > Instructions
2.953E-7
OpenAI Moderation v1 (007)
Topics
Topic:
Domestic Commerce
Score:
97.589
Magnitude:
23
Code:
15
Url:
https://fsc.al/cap-mc#15
Source:
Comparative Agendas
Readability
Flesch-Kincaid Grade
0.6
Flesch-Kincaid Ease
100
Gunning-Fog Score
2.8
Coleman-Liau Index
0.1
SMOG Index
3.3
Automated Readability Index
0
Dale-Chall Readability Score
0.3
Sprache Readability Score
1.5
Dale-Chall Difficult Word Score
0
Sprache Difficult Word Count
0

Harry Reid

Does the Senator have a problem with Senator Levin having 5 minutes and the Senator from Delaware 15 minutes prior to the vote at 4 p.m. because there are no another amendments being offered prior to that time?
Sentiment
Loughran McDonald (Relative)
-1
Very Negative
Loughran McDonald (Absolute)
-1
Very Negative
Loughran McDonald (Logit)
-1.09861
Harvard-IV (Relative)
0
Neutral
Harvard-IV (Absolute)
0
Neutral
Harvard-IV (Logit)
0
VADER
-0.599
Very Negative
Moderation
Violence
0.0777755748
OpenAI Moderation v1 (007)
Violence > Graphic
0.0389068096
OpenAI Moderation v1 (007)
Harassment
0.0074831456
OpenAI Moderation v1 (007)
Sexual
0.0009988114
OpenAI Moderation v1 (007)
Harassment > Threatening
0.0003752982
OpenAI Moderation v1 (007)
Hate
0.0003399169
OpenAI Moderation v1 (007)
Self-Harm
0.0001981877
OpenAI Moderation v1 (007)
Sexual > Minors
8.1046E-5
OpenAI Moderation v1 (007)
Hate > Threatening
1.51626E-5
OpenAI Moderation v1 (007)
Self-Harm > Intent
5.0906E-6
OpenAI Moderation v1 (007)
Self-Harm > Instructions
5.563E-7
OpenAI Moderation v1 (007)
Readability
Flesch-Kincaid Grade
7
Flesch-Kincaid Ease
67.8
Gunning-Fog Score
7.3
Coleman-Liau Index
9.2
SMOG Index
11.3
Automated Readability Index
5.1
Dale-Chall Readability Score
4.7
Sprache Readability Score
3
Dale-Chall Difficult Word Score
10
Sprache Difficult Word Count
9

Paul Wellstone

Reserving the right to object, I ask my colleague from Utah whether I may amend his unanimous consent request to assure that the managers' package be accepted or voted on and that the Durbin amendment be out here. If I may -- I have the floor, if I may finish for a moment. I want to let my colleagues speak. It is an outrageous proposition here. I am not just speaking about my own amendment. I want a vote on my own amendment.
Sentiment
Loughran McDonald (Relative)
0
Neutral
Loughran McDonald (Absolute)
0
Neutral
Loughran McDonald (Logit)
0
Harvard-IV (Relative)
0.5
Positive
Harvard-IV (Absolute)
0.5
Positive
Harvard-IV (Logit)
0.99853
VADER
0.459
Positive
Moderation
Violence
0.0550765428
OpenAI Moderation v1 (007)
Violence > Graphic
0.0265398528
OpenAI Moderation v1 (007)
Harassment > Threatening
0.0125839288
OpenAI Moderation v1 (007)
Harassment
0.0076664139
OpenAI Moderation v1 (007)
Sexual
0.0046832854
OpenAI Moderation v1 (007)
Hate
0.0017890567
OpenAI Moderation v1 (007)
Self-Harm
0.0014046819
OpenAI Moderation v1 (007)
Sexual > Minors
0.0004962526
OpenAI Moderation v1 (007)
Self-Harm > Intent
0.0001413594
OpenAI Moderation v1 (007)
Hate > Threatening
5.09081E-5
OpenAI Moderation v1 (007)
Self-Harm > Instructions
1.2439E-6
OpenAI Moderation v1 (007)
Readability
Flesch-Kincaid Grade
6.9
Flesch-Kincaid Ease
70.2
Gunning-Fog Score
9.9
Coleman-Liau Index
8.2
SMOG Index
10.6
Automated Readability Index
4.6
Dale-Chall Readability Score
4.7
Sprache Readability Score
4
Dale-Chall Difficult Word Score
21
Sprache Difficult Word Count
20

Orrin Hatch

Will the Senator yield?
Sentiment
Loughran McDonald (Relative)
0
Neutral
Loughran McDonald (Absolute)
0
Neutral
Loughran McDonald (Logit)
0
Harvard-IV (Relative)
0
Neutral
Harvard-IV (Absolute)
0
Neutral
Harvard-IV (Logit)
0
VADER
0
Neutral
Moderation
Violence
0.1588373212
OpenAI Moderation v1 (007)
Harassment > Threatening
0.0628296984
OpenAI Moderation v1 (007)
Violence > Graphic
0.0221269918
OpenAI Moderation v1 (007)
Sexual
0.0062144769
OpenAI Moderation v1 (007)
Harassment
0.0047740432
OpenAI Moderation v1 (007)
Sexual > Minors
0.0010220312
OpenAI Moderation v1 (007)
Self-Harm
0.0004817274
OpenAI Moderation v1 (007)
Hate
0.0004063985
OpenAI Moderation v1 (007)
Hate > Threatening
0.0003047081
OpenAI Moderation v1 (007)
Self-Harm > Intent
1.83452E-5
OpenAI Moderation v1 (007)
Self-Harm > Instructions
6.0301E-6
OpenAI Moderation v1 (007)
Readability
Flesch-Kincaid Grade
3.7
Flesch-Kincaid Ease
75.9
Gunning-Fog Score
1.6
Coleman-Liau Index
12
SMOG Index
9
Automated Readability Index
2.9
Dale-Chall Readability Score
8.1
Sprache Readability Score
1.3
Dale-Chall Difficult Word Score
2
Sprache Difficult Word Count
2

Paul Wellstone

If I may finish, and then I will take a question. I want to know why, No. 1 -- maybe there is something I do not know -- I want to know whether or not there is a commitment that the managers' amendment will be accepted before we get a cloture vote and it gets clotured out, and I want to know why Senator Durbin, who has worked on this bill long before I understood the issue, cannot bring it out. I want a vote. I have been trying to have a vote on it for days. I am ready to have Senator Biden and Senator Levin speak and have a vote on my amendment right away. I want to know why.
Sentiment
Loughran McDonald (Relative)
-1
Very Negative
Loughran McDonald (Absolute)
-1
Very Negative
Loughran McDonald (Logit)
-1.09861
Harvard-IV (Relative)
0.42857
Positive
Harvard-IV (Absolute)
0.42857
Positive
Harvard-IV (Logit)
0.8473
VADER
0.467
Positive
Moderation
Sexual
0.0472599815
OpenAI Moderation v1 (007)
Violence
0.0210746555
OpenAI Moderation v1 (007)
Violence > Graphic
0.0136281844
OpenAI Moderation v1 (007)
Harassment
0.0051672654
OpenAI Moderation v1 (007)
Harassment > Threatening
0.0013614637
OpenAI Moderation v1 (007)
Sexual > Minors
0.0006417465
OpenAI Moderation v1 (007)
Hate
0.0004119484
OpenAI Moderation v1 (007)
Self-Harm
0.0001177531
OpenAI Moderation v1 (007)
Hate > Threatening
4.55355E-5
OpenAI Moderation v1 (007)
Self-Harm > Intent
2.07278E-5
OpenAI Moderation v1 (007)
Self-Harm > Instructions
3.9193E-6
OpenAI Moderation v1 (007)
Topics
Topic:
Government Operations
Score:
28.442
Magnitude:
6
Code:
20
Url:
https://fsc.al/cap-mc#20
Source:
Comparative Agendas
Readability
Flesch-Kincaid Grade
6.2
Flesch-Kincaid Ease
80.9
Gunning-Fog Score
9.2
Coleman-Liau Index
6
SMOG Index
10.1
Automated Readability Index
4.6
Dale-Chall Readability Score
3.2
Sprache Readability Score
4.3
Dale-Chall Difficult Word Score
18
Sprache Difficult Word Count
19

Paul Wellstone

I ask unanimous consent that my amendment be disposed of at 3:40 p.m. and also Senator Durbin be allowed to come to the floor and debate his amendment and have a vote on the Durbin amendment as well after 3:40 p.m. and that we either have a voice vote or recorded vote on the managers' package before the cloture vote.
Sentiment
Loughran McDonald (Relative)
-1
Very Negative
Loughran McDonald (Absolute)
-1
Very Negative
Loughran McDonald (Logit)
-1.09861
Harvard-IV (Relative)
0.14286
Leans Positive
Harvard-IV (Absolute)
0.14286
Leans Positive
Harvard-IV (Logit)
0.25131
VADER
0.459
Positive
Moderation
Sexual
0.0501437346
OpenAI Moderation v1 (007)
Violence > Graphic
0.0020147054
OpenAI Moderation v1 (007)
Violence
0.0020100209
OpenAI Moderation v1 (007)
Harassment
0.0017412522
OpenAI Moderation v1 (007)
Self-Harm > Intent
0.0011843591
OpenAI Moderation v1 (007)
Self-Harm
0.0005938562
OpenAI Moderation v1 (007)
Sexual > Minors
0.0003038239
OpenAI Moderation v1 (007)
Self-Harm > Instructions
0.0002474767
OpenAI Moderation v1 (007)
Harassment > Threatening
0.0001781683
OpenAI Moderation v1 (007)
Hate
0.0001409404
OpenAI Moderation v1 (007)
Hate > Threatening
1.8077E-6
OpenAI Moderation v1 (007)
Readability
Flesch-Kincaid Grade
5.8
Flesch-Kincaid Ease
76.2
Gunning-Fog Score
10.1
Coleman-Liau Index
6.7
SMOG Index
10.9
Automated Readability Index
3
Dale-Chall Readability Score
4.1
Sprache Readability Score
3.3
Dale-Chall Difficult Word Score
14
Sprache Difficult Word Count
13

Harry Reid

I object.
Sentiment
Loughran McDonald (Relative)
-1
Very Negative
Loughran McDonald (Absolute)
-1
Very Negative
Loughran McDonald (Logit)
-1.09861
Harvard-IV (Relative)
1
Very Positive
Harvard-IV (Absolute)
1
Very Positive
Harvard-IV (Logit)
1.09861
VADER
0
Neutral
Moderation
Harassment
0.0965339248
OpenAI Moderation v1 (007)
Violence > Graphic
0.0454839814
OpenAI Moderation v1 (007)
Sexual > Minors
0.0197523928
OpenAI Moderation v1 (007)
Violence
0.0060347655
OpenAI Moderation v1 (007)
Sexual
0.0044643846
OpenAI Moderation v1 (007)
Hate
0.0021815807
OpenAI Moderation v1 (007)
Self-Harm
0.0017459713
OpenAI Moderation v1 (007)
Self-Harm > Instructions
0.0008469671
OpenAI Moderation v1 (007)
Harassment > Threatening
0.0003720922
OpenAI Moderation v1 (007)
Self-Harm > Intent
0.0002915256
OpenAI Moderation v1 (007)
Hate > Threatening
1.40021E-5
OpenAI Moderation v1 (007)
Readability
Flesch-Kincaid Grade
2.9
Flesch-Kincaid Ease
77.9
Gunning-Fog Score
0.8
Coleman-Liau Index
4.7
SMOG Index
3.3
Automated Readability Index
0
Dale-Chall Readability Score
8
Sprache Readability Score
1
Dale-Chall Difficult Word Score
1
Sprache Difficult Word Count
1

The Presiding Officer

The PRESIDING OFFICER.
Sentiment
Loughran McDonald (Relative)
-1
Very Negative
Loughran McDonald (Absolute)
-1
Very Negative
Loughran McDonald (Logit)
-1.09861
Harvard-IV (Relative)
1
Very Positive
Harvard-IV (Absolute)
1
Very Positive
Harvard-IV (Logit)
1.09861
VADER
0
Neutral
Moderation
Violence
0.1046432066
OpenAI Moderation v1 (007)
Violence > Graphic
0.0386487431
OpenAI Moderation v1 (007)
Harassment
0.0033574885
OpenAI Moderation v1 (007)
Harassment > Threatening
0.0023826131
OpenAI Moderation v1 (007)
Hate
0.0006046628
OpenAI Moderation v1 (007)
Self-Harm
0.0003409561
OpenAI Moderation v1 (007)
Sexual
0.0002909276
OpenAI Moderation v1 (007)
Self-Harm > Intent
7.39139E-5
OpenAI Moderation v1 (007)
Sexual > Minors
6.14789E-5
OpenAI Moderation v1 (007)
Hate > Threatening
1.96547E-5
OpenAI Moderation v1 (007)
Self-Harm > Instructions
7.4425E-6
OpenAI Moderation v1 (007)
Topics
Topic:
Social Welfare
Score:
42.366
Magnitude:
74
Code:
13
Url:
https://fsc.al/cap-mc#13
Source:
Comparative Agendas
Topic:
Civil Rights
Score:
24.712
Magnitude:
74
Code:
2
Url:
https://fsc.al/cap-mc#2
Source:
Comparative Agendas
Readability
Flesch-Kincaid Grade
9.2
Flesch-Kincaid Ease
34.6
Gunning-Fog Score
7.9
Coleman-Liau Index
12
SMOG Index
10.3
Automated Readability Index
7.5
Dale-Chall Readability Score
5.4
Sprache Readability Score
1.3
Dale-Chall Difficult Word Score
2
Sprache Difficult Word Count
3

Orrin Hatch

Will the Senator yield for a comment?
Sentiment
Loughran McDonald (Relative)
0
Neutral
Loughran McDonald (Absolute)
0
Neutral
Loughran McDonald (Logit)
0
Harvard-IV (Relative)
0
Neutral
Harvard-IV (Absolute)
0
Neutral
Harvard-IV (Logit)
0
VADER
0
Neutral
Moderation
Violence
0.0565327122
OpenAI Moderation v1 (007)
Harassment
0.0336684025
OpenAI Moderation v1 (007)
Harassment > Threatening
0.0116262287
OpenAI Moderation v1 (007)
Sexual
0.0092199574
OpenAI Moderation v1 (007)
Hate
0.0078508456
OpenAI Moderation v1 (007)
Violence > Graphic
0.0074732758
OpenAI Moderation v1 (007)
Sexual > Minors
0.0011324435
OpenAI Moderation v1 (007)
Hate > Threatening
0.0007953808
OpenAI Moderation v1 (007)
Self-Harm
0.0002202578
OpenAI Moderation v1 (007)
Self-Harm > Intent
0.0001829923
OpenAI Moderation v1 (007)
Self-Harm > Instructions
1.08253E-5
OpenAI Moderation v1 (007)
Topics
Topic:
Law and Crime
Score:
50.104
Magnitude:
47
Code:
12
Url:
https://fsc.al/cap-mc#12
Source:
Comparative Agendas
Readability
Flesch-Kincaid Grade
4
Flesch-Kincaid Ease
78.9
Gunning-Fog Score
2.8
Coleman-Liau Index
9.4
SMOG Index
9
Automated Readability Index
2.3
Dale-Chall Readability Score
7.1
Sprache Readability Score
1.8
Dale-Chall Difficult Word Score
3
Sprache Difficult Word Count
3

Paul Wellstone

I am not going to yield the floor, but I -- --
Sentiment
Loughran McDonald (Relative)
0
Neutral
Loughran McDonald (Absolute)
0
Neutral
Loughran McDonald (Logit)
0
Harvard-IV (Relative)
-1
Very Negative
Harvard-IV (Absolute)
-1
Very Negative
Harvard-IV (Logit)
-1.09861
VADER
0
Neutral
Moderation
Violence
0.0177381793
OpenAI Moderation v1 (007)
Sexual
0.0092145245
OpenAI Moderation v1 (007)
Violence > Graphic
0.004233194
OpenAI Moderation v1 (007)
Harassment > Threatening
0.0041615189
OpenAI Moderation v1 (007)
Harassment
0.0018444227
OpenAI Moderation v1 (007)
Hate
0.0001513067
OpenAI Moderation v1 (007)
Sexual > Minors
9.41144E-5
OpenAI Moderation v1 (007)
Hate > Threatening
3.14873E-5
OpenAI Moderation v1 (007)
Self-Harm
2.58133E-5
OpenAI Moderation v1 (007)
Self-Harm > Intent
2.37766E-5
OpenAI Moderation v1 (007)
Self-Harm > Instructions
1.0483E-6
OpenAI Moderation v1 (007)
Topics
Topic:
Government Operations
Score:
85.258
Magnitude:
38
Code:
20
Url:
https://fsc.al/cap-mc#20
Source:
Comparative Agendas
Readability
Flesch-Kincaid Grade
0.1
Flesch-Kincaid Ease
100
Gunning-Fog Score
4
Coleman-Liau Index
1.8
SMOG Index
3.3
Automated Readability Index
0
Dale-Chall Readability Score
2.1
Sprache Readability Score
2
Dale-Chall Difficult Word Score
1
Sprache Difficult Word Count
2

Orrin Hatch

You already yielded the floor.
Sentiment
Loughran McDonald (Relative)
0
Neutral
Loughran McDonald (Absolute)
0
Neutral
Loughran McDonald (Logit)
0
Harvard-IV (Relative)
-1
Very Negative
Harvard-IV (Absolute)
-1
Very Negative
Harvard-IV (Logit)
-1.09861
VADER
0
Neutral
Moderation
Violence
0.4623066634
OpenAI Moderation v1 (007)
Harassment > Threatening
0.1826762804
OpenAI Moderation v1 (007)
Violence > Graphic
0.1453906414
OpenAI Moderation v1 (007)
Harassment
0.019662366
OpenAI Moderation v1 (007)
Sexual
0.0195753077
OpenAI Moderation v1 (007)
Hate
0.0095878895
OpenAI Moderation v1 (007)
Self-Harm
0.0033642416
OpenAI Moderation v1 (007)
Hate > Threatening
0.0020944532
OpenAI Moderation v1 (007)
Sexual > Minors
0.0012239335
OpenAI Moderation v1 (007)
Self-Harm > Intent
5.22385E-5
OpenAI Moderation v1 (007)
Self-Harm > Instructions
1.04579E-5
OpenAI Moderation v1 (007)
Topics
Topic:
Government Operations
Score:
23.174
Magnitude:
35
Code:
20
Url:
https://fsc.al/cap-mc#20
Source:
Comparative Agendas
Readability
Flesch-Kincaid Grade
5.2
Flesch-Kincaid Ease
66.4
Gunning-Fog Score
10
Coleman-Liau Index
12
SMOG Index
9
Automated Readability Index
4.6
Dale-Chall Readability Score
3.4
Sprache Readability Score
1.3
Dale-Chall Difficult Word Score
1
Sprache Difficult Word Count
1

The Presiding Officer

The PRESIDING OFFICER.
Sentiment
Loughran McDonald (Relative)
0
Neutral
Loughran McDonald (Absolute)
0
Neutral
Loughran McDonald (Logit)
0
Harvard-IV (Relative)
-1
Very Negative
Harvard-IV (Absolute)
-1
Very Negative
Harvard-IV (Logit)
-1.09861
VADER
0
Neutral
Moderation
Violence
0.5298862699
OpenAI Moderation v1 (007)
Sexual
0.047689394
OpenAI Moderation v1 (007)
Violence > Graphic
0.0472997577
OpenAI Moderation v1 (007)
Harassment
0.0266740186
OpenAI Moderation v1 (007)
Hate
0.0231914935
OpenAI Moderation v1 (007)
Harassment > Threatening
0.0206428187
OpenAI Moderation v1 (007)
Hate > Threatening
0.0182157368
OpenAI Moderation v1 (007)
Self-Harm
0.0109575638
OpenAI Moderation v1 (007)
Self-Harm > Intent
0.0041214287
OpenAI Moderation v1 (007)
Sexual > Minors
0.0041174095
OpenAI Moderation v1 (007)
Self-Harm > Instructions
0.0003556219
OpenAI Moderation v1 (007)
Readability
Flesch-Kincaid Grade
6.4
Flesch-Kincaid Ease
57.9
Gunning-Fog Score
2
Coleman-Liau Index
12
SMOG Index
10.3
Automated Readability Index
3.7
Dale-Chall Readability Score
5
Sprache Readability Score
1.6
Dale-Chall Difficult Word Score
3
Sprache Difficult Word Count
4

Orrin Hatch

Let me accommodate my colleague.
Sentiment
Loughran McDonald (Relative)
0
Neutral
Loughran McDonald (Absolute)
0
Neutral
Loughran McDonald (Logit)
0
Harvard-IV (Relative)
0.33333
Somewhat Positive
Harvard-IV (Absolute)
0.33333
Somewhat Positive
Harvard-IV (Logit)
0.51083
VADER
0
Neutral
Moderation
Violence
0.0151080676
OpenAI Moderation v1 (007)
Harassment
0.0102905091
OpenAI Moderation v1 (007)
Violence > Graphic
0.0060972503
OpenAI Moderation v1 (007)
Harassment > Threatening
0.0048895072
OpenAI Moderation v1 (007)
Hate
0.0036068526
OpenAI Moderation v1 (007)
Sexual
0.0007628343
OpenAI Moderation v1 (007)
Sexual > Minors
0.0002403176
OpenAI Moderation v1 (007)
Hate > Threatening
7.91326E-5
OpenAI Moderation v1 (007)
Self-Harm
3.60137E-5
OpenAI Moderation v1 (007)
Self-Harm > Intent
1.89919E-5
OpenAI Moderation v1 (007)
Self-Harm > Instructions
3.6701E-6
OpenAI Moderation v1 (007)
Readability
Flesch-Kincaid Grade
7.6
Flesch-Kincaid Ease
49.5
Gunning-Fog Score
10
Coleman-Liau Index
12
SMOG Index
9
Automated Readability Index
6.5
Dale-Chall Readability Score
6.6
Sprache Readability Score
1.4
Dale-Chall Difficult Word Score
2
Sprache Difficult Word Count
2

Orrin Hatch

I am trying to accommodate the Senator. I am trying to be reasonable, and I am trying to make this matter acceptable. We have a cloture vote at 4. I am willing to accommodate the Senator so he can have a debate on his amendment equally divided until 3:40 when we vote on the amendment.
Sentiment
Loughran McDonald (Relative)
0
Neutral
Loughran McDonald (Absolute)
0
Neutral
Loughran McDonald (Logit)
0
Harvard-IV (Relative)
0.16667
Leans Positive
Harvard-IV (Absolute)
0.16667
Leans Positive
Harvard-IV (Logit)
0.31015
VADER
0
Neutral
Moderation
Violence
0.1293515787
OpenAI Moderation v1 (007)
Violence > Graphic
0.1138105174
OpenAI Moderation v1 (007)
Harassment
0.0113785973
OpenAI Moderation v1 (007)
Harassment > Threatening
0.0073762698
OpenAI Moderation v1 (007)
Hate
0.0039347917
OpenAI Moderation v1 (007)
Sexual
0.0027499162
OpenAI Moderation v1 (007)
Self-Harm
0.0009630445
OpenAI Moderation v1 (007)
Sexual > Minors
0.0005781941
OpenAI Moderation v1 (007)
Self-Harm > Intent
7.332E-5
OpenAI Moderation v1 (007)
Hate > Threatening
6.26978E-5
OpenAI Moderation v1 (007)
Self-Harm > Instructions
3.4126E-6
OpenAI Moderation v1 (007)
Readability
Flesch-Kincaid Grade
7.1
Flesch-Kincaid Ease
68.7
Gunning-Fog Score
11.3
Coleman-Liau Index
7.4
SMOG Index
12
Automated Readability Index
4.2
Dale-Chall Readability Score
4.9
Sprache Readability Score
3.3
Dale-Chall Difficult Word Score
15
Sprache Difficult Word Count
12

Paul Wellstone

Mr. President, will -- --
Sentiment
Loughran McDonald (Relative)
0
Neutral
Loughran McDonald (Absolute)
0
Neutral
Loughran McDonald (Logit)
0
Harvard-IV (Relative)
0
Neutral
Harvard-IV (Absolute)
0
Neutral
Harvard-IV (Logit)
0
VADER
0
Neutral
Moderation
Violence
0.1023501158
OpenAI Moderation v1 (007)
Harassment
0.0202307987
OpenAI Moderation v1 (007)
Violence > Graphic
0.0129317981
OpenAI Moderation v1 (007)
Sexual
0.011503249
OpenAI Moderation v1 (007)
Harassment > Threatening
0.0100739751
OpenAI Moderation v1 (007)
Hate
0.009614211
OpenAI Moderation v1 (007)
Sexual > Minors
0.0016276808
OpenAI Moderation v1 (007)
Hate > Threatening
0.0007294349
OpenAI Moderation v1 (007)
Self-Harm
0.0004923495
OpenAI Moderation v1 (007)
Self-Harm > Intent
5.00461E-5
OpenAI Moderation v1 (007)
Self-Harm > Instructions
4.5285E-6
OpenAI Moderation v1 (007)
Readability
Flesch-Kincaid Grade
0.7
Flesch-Kincaid Ease
92.5
Gunning-Fog Score
0.6
Coleman-Liau Index
12
SMOG Index
3.3
Automated Readability Index
2.9
Dale-Chall Readability Score
10
Sprache Readability Score
1
Dale-Chall Difficult Word Score
2
Sprache Difficult Word Count
2

Orrin Hatch

Let me finish. Then we will vote on that amendment, as modified. As I understand it, Senator Levin wants to speak -- is that correct? -- for 5 minutes, and Senator Biden wants to speak for how much time?
Sentiment
Loughran McDonald (Relative)
-1
Very Negative
Loughran McDonald (Absolute)
-1
Very Negative
Loughran McDonald (Logit)
-1.09861
Harvard-IV (Relative)
0.33333
Somewhat Positive
Harvard-IV (Absolute)
0.33333
Somewhat Positive
Harvard-IV (Logit)
0.51083
VADER
0
Neutral
Moderation
Violence > Graphic
0.0378800905
OpenAI Moderation v1 (007)
Harassment
0.0263312861
OpenAI Moderation v1 (007)
Sexual
0.0248056429
OpenAI Moderation v1 (007)
Violence
0.0170887288
OpenAI Moderation v1 (007)
Self-Harm
0.0136097064
OpenAI Moderation v1 (007)
Harassment > Threatening
0.0114516573
OpenAI Moderation v1 (007)
Hate
0.003168597
OpenAI Moderation v1 (007)
Self-Harm > Intent
0.0011053988
OpenAI Moderation v1 (007)
Sexual > Minors
0.0001111113
OpenAI Moderation v1 (007)
Self-Harm > Instructions
3.76115E-5
OpenAI Moderation v1 (007)
Hate > Threatening
5.0062E-6
OpenAI Moderation v1 (007)
Readability
Flesch-Kincaid Grade
4.3
Flesch-Kincaid Ease
80.8
Gunning-Fog Score
6.9
Coleman-Liau Index
8.5
SMOG Index
9.7
Automated Readability Index
2.7
Dale-Chall Readability Score
3
Sprache Readability Score
2.4
Dale-Chall Difficult Word Score
6
Sprache Difficult Word Count
8

Joe Biden

Will the Senator yield for a question?
Sentiment
Loughran McDonald (Relative)
-1
Very Negative
Loughran McDonald (Absolute)
-1
Very Negative
Loughran McDonald (Logit)
-1.09861
Harvard-IV (Relative)
-1
Very Negative
Harvard-IV (Absolute)
-1
Very Negative
Harvard-IV (Logit)
-1.09861
VADER
0
Neutral
Moderation
Harassment
3.7465278059
OpenAI Moderation v1 (007)
Hate
0.1116391155
OpenAI Moderation v1 (007)
Violence
0.0066673972
OpenAI Moderation v1 (007)
Harassment > Threatening
0.0062383224
OpenAI Moderation v1 (007)
Violence > Graphic
0.0044427925
OpenAI Moderation v1 (007)
Self-Harm
0.0024349603
OpenAI Moderation v1 (007)
Self-Harm > Intent
0.0015465264
OpenAI Moderation v1 (007)
Sexual
0.0014260609
OpenAI Moderation v1 (007)
Self-Harm > Instructions
0.0001360244
OpenAI Moderation v1 (007)
Sexual > Minors
0.0001105941
OpenAI Moderation v1 (007)
Hate > Threatening
6.22211E-5
OpenAI Moderation v1 (007)
Topics
Topic:
Domestic Commerce
Score:
96.076
Magnitude:
163
Code:
15
Url:
https://fsc.al/cap-mc#15
Source:
Comparative Agendas
Readability
Flesch-Kincaid Grade
4
Flesch-Kincaid Ease
78.9
Gunning-Fog Score
2.8
Coleman-Liau Index
10.2
SMOG Index
9
Automated Readability Index
2.9
Dale-Chall Readability Score
4.9
Sprache Readability Score
1.8
Dale-Chall Difficult Word Score
2
Sprache Difficult Word Count
3

Orrin Hatch

I will be happy to without losing my right to the floor.
Sentiment
Loughran McDonald (Relative)
0
Neutral
Loughran McDonald (Absolute)
0
Neutral
Loughran McDonald (Logit)
0
Harvard-IV (Relative)
0
Neutral
Harvard-IV (Absolute)
0
Neutral
Harvard-IV (Logit)
0
VADER
0.633
Very Positive
Moderation
Harassment
0.1232686685
OpenAI Moderation v1 (007)
Violence
0.0107443368
OpenAI Moderation v1 (007)
Hate
0.0032674678
OpenAI Moderation v1 (007)
Violence > Graphic
0.0023086972
OpenAI Moderation v1 (007)
Self-Harm
0.0020094309
OpenAI Moderation v1 (007)
Self-Harm > Intent
0.0017873172
OpenAI Moderation v1 (007)
Sexual
0.0016913638
OpenAI Moderation v1 (007)
Harassment > Threatening
0.0004539857
OpenAI Moderation v1 (007)
Sexual > Minors
0.0001358115
OpenAI Moderation v1 (007)
Hate > Threatening
6.06811E-5
OpenAI Moderation v1 (007)
Self-Harm > Instructions
2.74346E-5
OpenAI Moderation v1 (007)
Topics
Topic:
Domestic Commerce
Score:
96.663
Magnitude:
91
Code:
15
Url:
https://fsc.al/cap-mc#15
Source:
Comparative Agendas
Readability
Flesch-Kincaid Grade
3.8
Flesch-Kincaid Ease
88.9
Gunning-Fog Score
4.8
Coleman-Liau Index
5.8
SMOG Index
3.3
Automated Readability Index
1.8
Dale-Chall Readability Score
1.9
Sprache Readability Score
2.2
Dale-Chall Difficult Word Score
1
Sprache Difficult Word Count
1

Joe Biden

I am not standing here seeking recognition to speak, although I would like to do that at whatever time is convenient, but I ask the question: Isn't it fair that the request -- and I strongly disagree with Senator Wellstone's characterization of this bill, and I strongly disagree with Senator Durbin's characterization of this bill, but are they not entitled to have a vote? I am standing here to support their right to have a vote before cloture. I thought that was the general understanding, that we would have the ability to vote on both those amendments before cloture.
Sentiment
Loughran McDonald (Relative)
-1
Very Negative
Loughran McDonald (Absolute)
-1
Very Negative
Loughran McDonald (Logit)
-1.94591
Harvard-IV (Relative)
0.5
Positive
Harvard-IV (Absolute)
0.5
Positive
Harvard-IV (Logit)
0.99853
VADER
0.571
Very Positive
Moderation
Harassment
0.4735352937
OpenAI Moderation v1 (007)
Harassment > Threatening
0.0318645936
OpenAI Moderation v1 (007)
Hate
0.0312296179
OpenAI Moderation v1 (007)
Violence
0.0136786082
OpenAI Moderation v1 (007)
Violence > Graphic
0.0015747697
OpenAI Moderation v1 (007)
Sexual
0.0005740914
OpenAI Moderation v1 (007)
Self-Harm
0.0004124835
OpenAI Moderation v1 (007)
Sexual > Minors
0.0002721498
OpenAI Moderation v1 (007)
Self-Harm > Intent
0.000139743
OpenAI Moderation v1 (007)
Hate > Threatening
5.26354E-5
OpenAI Moderation v1 (007)
Self-Harm > Instructions
9.5926E-6
OpenAI Moderation v1 (007)
Topics
Topic:
Domestic Commerce
Score:
86.184
Magnitude:
77
Code:
15
Url:
https://fsc.al/cap-mc#15
Source:
Comparative Agendas
Readability
Flesch-Kincaid Grade
12
Flesch-Kincaid Ease
44.2
Gunning-Fog Score
18
Coleman-Liau Index
11.9
SMOG Index
12
Automated Readability Index
12
Dale-Chall Readability Score
5.6
Sprache Readability Score
5
Dale-Chall Difficult Word Score
25
Sprache Difficult Word Count
24

Joe Biden

I do not understand why they are not being given that right. Again, I strongly disagree with both of them. I think there has even been a little bit of demagoguery on the bill. I resent some of the ways they have characterized the positions of some of us who support the bill, but I think they have a right to have a vote on their amendments. I thought there was an understanding.
Sentiment
Loughran McDonald (Relative)
0
Neutral
Loughran McDonald (Absolute)
0
Neutral
Loughran McDonald (Logit)
0
Harvard-IV (Relative)
0.4
Somewhat Positive
Harvard-IV (Absolute)
0.4
Somewhat Positive
Harvard-IV (Logit)
0.76214
VADER
0.064
Neutral
Moderation
Harassment
0.1016165596
OpenAI Moderation v1 (007)
Violence
0.0073888084
OpenAI Moderation v1 (007)
Violence > Graphic
0.004278736
OpenAI Moderation v1 (007)
Hate
0.0036296049
OpenAI Moderation v1 (007)
Harassment > Threatening
0.0014329096
OpenAI Moderation v1 (007)
Sexual
0.0010917332
OpenAI Moderation v1 (007)
Sexual > Minors
5.41596E-5
OpenAI Moderation v1 (007)
Self-Harm
3.51663E-5
OpenAI Moderation v1 (007)
Self-Harm > Intent
3.1521E-5
OpenAI Moderation v1 (007)
Hate > Threatening
5.2687E-6
OpenAI Moderation v1 (007)
Self-Harm > Instructions
4.2843E-6
OpenAI Moderation v1 (007)
Topics
Topic:
Domestic Commerce
Score:
96.127
Magnitude:
52
Code:
15
Url:
https://fsc.al/cap-mc#15
Source:
Comparative Agendas
Readability
Flesch-Kincaid Grade
6.1
Flesch-Kincaid Ease
77.3
Gunning-Fog Score
9.7
Coleman-Liau Index
8.4
SMOG Index
10
Automated Readability Index
5.2
Dale-Chall Readability Score
2.9
Sprache Readability Score
3.6
Dale-Chall Difficult Word Score
10
Sprache Difficult Word Count
14

Joe Biden

My question is: Was there not an understanding that we would be voting today prior to cloture on some of these amendments that would be kicked out by cloture if cloture were invoked?
Sentiment
Loughran McDonald (Relative)
-1
Very Negative
Loughran McDonald (Absolute)
-1
Very Negative
Loughran McDonald (Logit)
-1.09861
Harvard-IV (Relative)
-0.33333
Somewhat Negative
Harvard-IV (Absolute)
-0.33333
Somewhat Negative
Harvard-IV (Logit)
-0.51083
VADER
0
Neutral
Moderation
Violence
0.0377499528
OpenAI Moderation v1 (007)
Sexual
0.013615546
OpenAI Moderation v1 (007)
Harassment > Threatening
0.0106046944
OpenAI Moderation v1 (007)
Harassment
0.0103791142
OpenAI Moderation v1 (007)
Violence > Graphic
0.0061089828
OpenAI Moderation v1 (007)
Hate > Threatening
0.0038593622
OpenAI Moderation v1 (007)
Sexual > Minors
0.0019410258
OpenAI Moderation v1 (007)
Self-Harm
0.0015996064
OpenAI Moderation v1 (007)
Hate
0.0003434586
OpenAI Moderation v1 (007)
Self-Harm > Intent
0.0003141758
OpenAI Moderation v1 (007)
Self-Harm > Instructions
1.14824E-5
OpenAI Moderation v1 (007)
Topics
Topic:
Domestic Commerce
Score:
95.761
Magnitude:
38
Code:
15
Url:
https://fsc.al/cap-mc#15
Source:
Comparative Agendas
Readability
Flesch-Kincaid Grade
12
Flesch-Kincaid Ease
52.8
Gunning-Fog Score
15.6
Coleman-Liau Index
10.6
SMOG Index
11.3
Automated Readability Index
12
Dale-Chall Readability Score
5.9
Sprache Readability Score
5
Dale-Chall Difficult Word Score
9
Sprache Difficult Word Count
8

Paul Wellstone

Will the Senator yield?
Sentiment
Loughran McDonald (Relative)
0
Neutral
Loughran McDonald (Absolute)
0
Neutral
Loughran McDonald (Logit)
0
Harvard-IV (Relative)
0
Neutral
Harvard-IV (Absolute)
0
Neutral
Harvard-IV (Logit)
0
VADER
0
Neutral
Moderation
Harassment
0.0227372017
OpenAI Moderation v1 (007)
Violence
0.0060287086
OpenAI Moderation v1 (007)
Hate
0.0036428202
OpenAI Moderation v1 (007)
Sexual
0.0009911331
OpenAI Moderation v1 (007)
Violence > Graphic
0.0001616165
OpenAI Moderation v1 (007)
Self-Harm
0.0001554431
OpenAI Moderation v1 (007)
Harassment > Threatening
0.0001380121
OpenAI Moderation v1 (007)
Self-Harm > Intent
2.75589E-5
OpenAI Moderation v1 (007)
Sexual > Minors
1.57353E-5
OpenAI Moderation v1 (007)
Hate > Threatening
7.4569E-6
OpenAI Moderation v1 (007)
Self-Harm > Instructions
8.869E-7
OpenAI Moderation v1 (007)
Topics
Topic:
Government Operations
Score:
24.001
Magnitude:
4
Code:
20
Url:
https://fsc.al/cap-mc#20
Source:
Comparative Agendas
Readability
Flesch-Kincaid Grade
3.7
Flesch-Kincaid Ease
75.9
Gunning-Fog Score
1.6
Coleman-Liau Index
12
SMOG Index
9
Automated Readability Index
2.9
Dale-Chall Readability Score
8.1
Sprache Readability Score
1.3
Dale-Chall Difficult Word Score
2
Sprache Difficult Word Count
2

Joe Biden

I cannot yield. The Senator from Utah has the floor. I asked a question so I cannot yield. That is my question.
Sentiment
Loughran McDonald (Relative)
-1
Very Negative
Loughran McDonald (Absolute)
-1
Very Negative
Loughran McDonald (Logit)
-1.60944
Harvard-IV (Relative)
-1
Very Negative
Harvard-IV (Absolute)
-1
Very Negative
Harvard-IV (Logit)
-1.94591
VADER
0
Neutral
Moderation
Harassment
0.0268892705
OpenAI Moderation v1 (007)
Violence
0.0137794894
OpenAI Moderation v1 (007)
Harassment > Threatening
0.0104930696
OpenAI Moderation v1 (007)
Sexual
0.0021482694
OpenAI Moderation v1 (007)
Hate
0.0010410652
OpenAI Moderation v1 (007)
Violence > Graphic
0.0009272868
OpenAI Moderation v1 (007)
Self-Harm > Instructions
0.0006046052
OpenAI Moderation v1 (007)
Self-Harm
0.0005618215
OpenAI Moderation v1 (007)
Self-Harm > Intent
0.0002623962
OpenAI Moderation v1 (007)
Sexual > Minors
0.0001777808
OpenAI Moderation v1 (007)
Hate > Threatening
0.0001776303
OpenAI Moderation v1 (007)
Topics
Topic:
Domestic Commerce
Score:
96.406
Magnitude:
22
Code:
15
Url:
https://fsc.al/cap-mc#15
Source:
Comparative Agendas
Readability
Flesch-Kincaid Grade
2.1
Flesch-Kincaid Ease
89.7
Gunning-Fog Score
2.2
Coleman-Liau Index
7.2
SMOG Index
6.1
Automated Readability Index
0
Dale-Chall Readability Score
3.9
Sprache Readability Score
1.8
Dale-Chall Difficult Word Score
5
Sprache Difficult Word Count
6

Joe Biden

Does it also not make sense for the legitimacy of the cloture vote to let them have their votes on both those amendments?
Sentiment
Loughran McDonald (Relative)
0
Neutral
Loughran McDonald (Absolute)
0
Neutral
Loughran McDonald (Logit)
0
Harvard-IV (Relative)
0.5
Positive
Harvard-IV (Absolute)
0.5
Positive
Harvard-IV (Logit)
0.8473
VADER
0
Neutral
Moderation
Harassment
0.1115799532
OpenAI Moderation v1 (007)
Harassment > Threatening
0.0303666253
OpenAI Moderation v1 (007)
Violence
0.0213744832
OpenAI Moderation v1 (007)
Sexual
0.0029802033
OpenAI Moderation v1 (007)
Violence > Graphic
0.0021056041
OpenAI Moderation v1 (007)
Hate
0.0012575953
OpenAI Moderation v1 (007)
Self-Harm
0.0001888185
OpenAI Moderation v1 (007)
Sexual > Minors
0.0001693658
OpenAI Moderation v1 (007)
Self-Harm > Intent
5.26976E-5
OpenAI Moderation v1 (007)
Self-Harm > Instructions
3.41243E-5
OpenAI Moderation v1 (007)
Hate > Threatening
1.40569E-5
OpenAI Moderation v1 (007)
Topics
Topic:
Domestic Commerce
Score:
97.498
Magnitude:
27
Code:
15
Url:
https://fsc.al/cap-mc#15
Source:
Comparative Agendas
Readability
Flesch-Kincaid Grade
9.8
Flesch-Kincaid Ease
65.8
Gunning-Fog Score
12.7
Coleman-Liau Index
9.3
SMOG Index
11.3
Automated Readability Index
10.1
Dale-Chall Readability Score
3.2
Sprache Readability Score
3.9
Dale-Chall Difficult Word Score
3
Sprache Difficult Word Count
5

Orrin Hatch

I am not aware of the promise to Senator Durbin, but I am trying to accommodate the distinguished Senator. We have a limited time prior to the cloture vote.
Sentiment
Loughran McDonald (Relative)
-1
Very Negative
Loughran McDonald (Absolute)
-1
Very Negative
Loughran McDonald (Logit)
-1.09861
Harvard-IV (Relative)
0.33333
Somewhat Positive
Harvard-IV (Absolute)
0.33333
Somewhat Positive
Harvard-IV (Logit)
0.58779
VADER
-0.178
Leans Negative
Moderation
Violence
0.0763725548
OpenAI Moderation v1 (007)
Violence > Graphic
0.0374433468
OpenAI Moderation v1 (007)
Harassment
0.0073489653
OpenAI Moderation v1 (007)
Sexual
0.0009751849
OpenAI Moderation v1 (007)
Harassment > Threatening
0.0003628251
OpenAI Moderation v1 (007)
Hate
0.0003367568
OpenAI Moderation v1 (007)
Self-Harm
0.0001854388
OpenAI Moderation v1 (007)
Sexual > Minors
7.75846E-5
OpenAI Moderation v1 (007)
Hate > Threatening
1.48203E-5
OpenAI Moderation v1 (007)
Self-Harm > Intent
4.6986E-6
OpenAI Moderation v1 (007)
Self-Harm > Instructions
5.209E-7
OpenAI Moderation v1 (007)
Topics
Topic:
Government Operations
Score:
39.407
Magnitude:
24
Code:
20
Url:
https://fsc.al/cap-mc#20
Source:
Comparative Agendas
Readability
Flesch-Kincaid Grade
8.8
Flesch-Kincaid Ease
57.9
Gunning-Fog Score
9.9
Coleman-Liau Index
9.6
SMOG Index
12
Automated Readability Index
6.1
Dale-Chall Readability Score
6.2
Sprache Readability Score
3.2
Dale-Chall Difficult Word Score
10
Sprache Difficult Word Count
10

Joe Biden

I ask unanimous consent -- --
Sentiment
Loughran McDonald (Relative)
0
Neutral
Loughran McDonald (Absolute)
0
Neutral
Loughran McDonald (Logit)
0
Harvard-IV (Relative)
1
Very Positive
Harvard-IV (Absolute)
1
Very Positive
Harvard-IV (Logit)
1.09861
VADER
0.226
Slightly Positive
Moderation
Violence
0.1366756856
OpenAI Moderation v1 (007)
Harassment
0.0214551153
OpenAI Moderation v1 (007)
Violence > Graphic
0.0166365877
OpenAI Moderation v1 (007)
Harassment > Threatening
0.0016374832
OpenAI Moderation v1 (007)
Hate
0.0013491012
OpenAI Moderation v1 (007)
Sexual
0.0006473765
OpenAI Moderation v1 (007)
Self-Harm
0.0004273898
OpenAI Moderation v1 (007)
Sexual > Minors
4.86334E-5
OpenAI Moderation v1 (007)
Self-Harm > Intent
2.54793E-5
OpenAI Moderation v1 (007)
Self-Harm > Instructions
4.2435E-6
OpenAI Moderation v1 (007)
Hate > Threatening
1.4998E-6
OpenAI Moderation v1 (007)
Readability
Flesch-Kincaid Grade
9.6
Flesch-Kincaid Ease
33.6
Gunning-Fog Score
11.6
Coleman-Liau Index
12
SMOG Index
9
Automated Readability Index
4.1
Dale-Chall Readability Score
8.1
Sprache Readability Score
1.3
Dale-Chall Difficult Word Score
2
Sprache Difficult Word Count
2

Orrin Hatch

Will the Senator withhold?
Sentiment
Loughran McDonald (Relative)
0
Neutral
Loughran McDonald (Absolute)
0
Neutral
Loughran McDonald (Logit)
0
Harvard-IV (Relative)
-1
Very Negative
Harvard-IV (Absolute)
-1
Very Negative
Harvard-IV (Logit)
-1.09861
VADER
0
Neutral
Moderation
Violence
0.1009444124
OpenAI Moderation v1 (007)
Harassment > Threatening
0.0431505003
OpenAI Moderation v1 (007)
Harassment
0.0186969468
OpenAI Moderation v1 (007)
Violence > Graphic
0.0038193513
OpenAI Moderation v1 (007)
Hate
0.0002382958
OpenAI Moderation v1 (007)
Self-Harm
0.0002063156
OpenAI Moderation v1 (007)
Sexual
9.13739E-5
OpenAI Moderation v1 (007)
Self-Harm > Intent
2.45383E-5
OpenAI Moderation v1 (007)
Sexual > Minors
2.25204E-5
OpenAI Moderation v1 (007)
Hate > Threatening
6.021E-6
OpenAI Moderation v1 (007)
Self-Harm > Instructions
1.4138E-6
OpenAI Moderation v1 (007)
Topics
Topic:
Domestic Commerce
Score:
97.848
Magnitude:
61
Code:
15
Url:
https://fsc.al/cap-mc#15
Source:
Comparative Agendas
Readability
Flesch-Kincaid Grade
6.6
Flesch-Kincaid Ease
54.7
Gunning-Fog Score
1.6
Coleman-Liau Index
12
SMOG Index
9
Automated Readability Index
6.5
Dale-Chall Readability Score
8.1
Sprache Readability Score
1.3
Dale-Chall Difficult Word Score
2
Sprache Difficult Word Count
2

The Presiding Officer

The PRESIDING OFFICER.
Sentiment
Loughran McDonald (Relative)
0
Neutral
Loughran McDonald (Absolute)
0
Neutral
Loughran McDonald (Logit)
0
Harvard-IV (Relative)
-1
Very Negative
Harvard-IV (Absolute)
-1
Very Negative
Harvard-IV (Logit)
-1.09861
VADER
0
Neutral
Moderation
Violence
0.0935070799
OpenAI Moderation v1 (007)
Violence > Graphic
0.032028486
OpenAI Moderation v1 (007)
Harassment
0.0106933228
OpenAI Moderation v1 (007)
Self-Harm
0.0066453649
OpenAI Moderation v1 (007)
Harassment > Threatening
0.0021189655
OpenAI Moderation v1 (007)
Sexual
0.0004202344
OpenAI Moderation v1 (007)
Hate
0.0001666626
OpenAI Moderation v1 (007)
Self-Harm > Intent
0.0001006657
OpenAI Moderation v1 (007)
Sexual > Minors
3.91069E-5
OpenAI Moderation v1 (007)
Self-Harm > Instructions
5.4912E-6
OpenAI Moderation v1 (007)
Hate > Threatening
1.8271E-6
OpenAI Moderation v1 (007)
Topics
Topic:
Domestic Commerce
Score:
97.606
Magnitude:
11
Code:
15
Url:
https://fsc.al/cap-mc#15
Source:
Comparative Agendas
Readability
Flesch-Kincaid Grade
6.4
Flesch-Kincaid Ease
57.9
Gunning-Fog Score
2
Coleman-Liau Index
12
SMOG Index
10.3
Automated Readability Index
3.7
Dale-Chall Readability Score
5
Sprache Readability Score
1.6
Dale-Chall Difficult Word Score
3
Sprache Difficult Word Count
4

Orrin Hatch

Will the Senator withhold before I ask unanimous consent myself? I am trying to accommodate the distinguished Senator from Minnesota. If Senator Durbin wants to come to the floor and do his amendment, personally I do not have any objection to that. Let me check with our side and make sure we can do that, as long as we have an opportunity to amend the Durbin amendment.
Sentiment
Loughran McDonald (Relative)
0
Neutral
Loughran McDonald (Absolute)
0
Neutral
Loughran McDonald (Logit)
0
Harvard-IV (Relative)
0.27273
Slightly Positive
Harvard-IV (Absolute)
0.27273
Slightly Positive
Harvard-IV (Logit)
0.51083
VADER
0.718
Very Positive
Moderation
Violence
0.035447994
OpenAI Moderation v1 (007)
Harassment
0.0052432708
OpenAI Moderation v1 (007)
Violence > Graphic
0.0039287846
OpenAI Moderation v1 (007)
Harassment > Threatening
0.000653702
OpenAI Moderation v1 (007)
Self-Harm
0.0004799692
OpenAI Moderation v1 (007)
Sexual
0.0002717807
OpenAI Moderation v1 (007)
Hate
0.0001776044
OpenAI Moderation v1 (007)
Self-Harm > Intent
8.29717E-5
OpenAI Moderation v1 (007)
Self-Harm > Instructions
7.26561E-5
OpenAI Moderation v1 (007)
Sexual > Minors
3.59679E-5
OpenAI Moderation v1 (007)
Hate > Threatening
4.0999E-6
OpenAI Moderation v1 (007)
Topics
Topic:
Domestic Commerce
Score:
97.326
Magnitude:
31
Code:
15
Url:
https://fsc.al/cap-mc#15
Source:
Comparative Agendas
Readability
Flesch-Kincaid Grade
9.6
Flesch-Kincaid Ease
56
Gunning-Fog Score
11.5
Coleman-Liau Index
10.4
SMOG Index
12
Automated Readability Index
7.9
Dale-Chall Readability Score
5.1
Sprache Readability Score
4
Dale-Chall Difficult Word Score
18
Sprache Difficult Word Count
16

Orrin Hatch

Would it be possible to cut down the time so we could accommodate both amendments before the vote?
Sentiment
Loughran McDonald (Relative)
-1
Very Negative
Loughran McDonald (Absolute)
-1
Very Negative
Loughran McDonald (Logit)
-1.09861
Harvard-IV (Relative)
0
Neutral
Harvard-IV (Absolute)
0
Neutral
Harvard-IV (Logit)
0
VADER
-0.273
Slightly Negative
Moderation
Violence
0.0069106543
OpenAI Moderation v1 (007)
Harassment
0.0026575965
OpenAI Moderation v1 (007)
Violence > Graphic
0.0009246007
OpenAI Moderation v1 (007)
Sexual
0.0001504585
OpenAI Moderation v1 (007)
Harassment > Threatening
0.0001493349
OpenAI Moderation v1 (007)
Hate
0.0001303109
OpenAI Moderation v1 (007)
Self-Harm
3.7687E-5
OpenAI Moderation v1 (007)
Sexual > Minors
9.9216E-6
OpenAI Moderation v1 (007)
Self-Harm > Intent
3.302E-6
OpenAI Moderation v1 (007)
Hate > Threatening
3.93E-7
OpenAI Moderation v1 (007)
Self-Harm > Instructions
2.809E-7
OpenAI Moderation v1 (007)
Topics
Topic:
Domestic Commerce
Score:
97.22
Magnitude:
73
Code:
15
Url:
https://fsc.al/cap-mc#15
Source:
Comparative Agendas
Readability
Flesch-Kincaid Grade
8.5
Flesch-Kincaid Ease
66.4
Gunning-Fog Score
13.9
Coleman-Liau Index
10.4
SMOG Index
12
Automated Readability Index
8.5
Dale-Chall Readability Score
2.6
Sprache Readability Score
3.2
Dale-Chall Difficult Word Score
2
Sprache Difficult Word Count
4

Paul Wellstone

Absolutely. That has been my point.
Sentiment
Loughran McDonald (Relative)
0
Neutral
Loughran McDonald (Absolute)
0
Neutral
Loughran McDonald (Logit)
0
Harvard-IV (Relative)
-1
Very Negative
Harvard-IV (Absolute)
-1
Very Negative
Harvard-IV (Logit)
-1.09861
VADER
0
Neutral
Moderation
Harassment
1.044882834
OpenAI Moderation v1 (007)
Violence
0.143783004
OpenAI Moderation v1 (007)
Hate
0.0124242186
OpenAI Moderation v1 (007)
Harassment > Threatening
0.0017553106
OpenAI Moderation v1 (007)
Violence > Graphic
0.0016658949
OpenAI Moderation v1 (007)
Self-Harm
0.0014950951
OpenAI Moderation v1 (007)
Sexual
0.0007393321
OpenAI Moderation v1 (007)
Self-Harm > Intent
0.0002382633
OpenAI Moderation v1 (007)
Hate > Threatening
1.04509E-5
OpenAI Moderation v1 (007)
Self-Harm > Instructions
1.04001E-5
OpenAI Moderation v1 (007)
Sexual > Minors
3.523E-6
OpenAI Moderation v1 (007)
Topics
Topic:
Domestic Commerce
Score:
96.789
Magnitude:
26
Code:
15
Url:
https://fsc.al/cap-mc#15
Source:
Comparative Agendas
Readability
Flesch-Kincaid Grade
3.3
Flesch-Kincaid Ease
76.9
Gunning-Fog Score
1.2
Coleman-Liau Index
11.6
SMOG Index
7.3
Automated Readability Index
2.1
Dale-Chall Readability Score
2.8
Sprache Readability Score
1.1
Dale-Chall Difficult Word Score
1
Sprache Difficult Word Count
1

Orrin Hatch

If you will be willing to take less time, we can allow 5 minutes for Senator Levin; and how much time does the Senator from Delaware need?
Sentiment
Loughran McDonald (Relative)
0
Neutral
Loughran McDonald (Absolute)
0
Neutral
Loughran McDonald (Logit)
0
Harvard-IV (Relative)
0
Neutral
Harvard-IV (Absolute)
0
Neutral
Harvard-IV (Logit)
0
VADER
0.226
Slightly Positive
Moderation
Violence
0.0173056338
OpenAI Moderation v1 (007)
Sexual > Minors
0.0100104946
OpenAI Moderation v1 (007)
Sexual
0.0066320703
OpenAI Moderation v1 (007)
Harassment
0.0025956713
OpenAI Moderation v1 (007)
Violence > Graphic
0.0020321495
OpenAI Moderation v1 (007)
Harassment > Threatening
0.00106599
OpenAI Moderation v1 (007)
Self-Harm > Intent
0.0008489087
OpenAI Moderation v1 (007)
Hate
0.0007751242
OpenAI Moderation v1 (007)
Self-Harm
0.0005965564
OpenAI Moderation v1 (007)
Hate > Threatening
0.0003103036
OpenAI Moderation v1 (007)
Self-Harm > Instructions
5.0941E-6
OpenAI Moderation v1 (007)
Topics
Topic:
Social Welfare
Score:
64.008
Magnitude:
25
Code:
13
Url:
https://fsc.al/cap-mc#13
Source:
Comparative Agendas
Readability
Flesch-Kincaid Grade
10.7
Flesch-Kincaid Ease
66.6
Gunning-Fog Score
10.8
Coleman-Liau Index
7.7
SMOG Index
12
Automated Readability Index
10.9
Dale-Chall Readability Score
4.3
Sprache Readability Score
4.4
Dale-Chall Difficult Word Score
5
Sprache Difficult Word Count
6

Joe Biden

If the Senator will yield, I am not asking for any time to speak on NATO -- that is what I want to speak on -- because I thought this was a dead period. It is kind of a dead period for different reasons.
Sentiment
Loughran McDonald (Relative)
0
Neutral
Loughran McDonald (Absolute)
0
Neutral
Loughran McDonald (Logit)
0
Harvard-IV (Relative)
0
Neutral
Harvard-IV (Absolute)
0
Neutral
Harvard-IV (Logit)
0
VADER
-0.755
Very Negative
Moderation
Harassment
0.0840518391
OpenAI Moderation v1 (007)
Violence > Graphic
0.0158286421
OpenAI Moderation v1 (007)
Violence
0.0045939159
OpenAI Moderation v1 (007)
Hate
0.0041393818
OpenAI Moderation v1 (007)
Sexual
0.0025527823
OpenAI Moderation v1 (007)
Harassment > Threatening
0.0004030375
OpenAI Moderation v1 (007)
Self-Harm
0.0001722979
OpenAI Moderation v1 (007)
Sexual > Minors
0.000140189
OpenAI Moderation v1 (007)
Self-Harm > Intent
3.40874E-5
OpenAI Moderation v1 (007)
Self-Harm > Instructions
1.36856E-5
OpenAI Moderation v1 (007)
Hate > Threatening
5.801E-7
OpenAI Moderation v1 (007)
Readability
Flesch-Kincaid Grade
8.1
Flesch-Kincaid Ease
74.7
Gunning-Fog Score
11.3
Coleman-Liau Index
5.6
SMOG Index
11.3
Automated Readability Index
6.2
Dale-Chall Readability Score
3.3
Sprache Readability Score
3.8
Dale-Chall Difficult Word Score
6
Sprache Difficult Word Count
7

Joe Biden

I ask the Senator to consider the request. If the Senator from Minnesota is willing to knock down his time -- the Senator can speak for himself -- the staff of the Senator from Illinois tells me he will be willing to cut down his time as well so they both can get a vote on their amendments prior to 4 o'clock.
Sentiment
Loughran McDonald (Relative)
-1
Very Negative
Loughran McDonald (Absolute)
-1
Very Negative
Loughran McDonald (Logit)
-1.09861
Harvard-IV (Relative)
-0.5
Very Negative
Harvard-IV (Absolute)
-0.5
Very Negative
Harvard-IV (Logit)
-0.8473
VADER
0
Neutral
Moderation
Harassment
0.1801687293
OpenAI Moderation v1 (007)
Violence
0.0738531991
OpenAI Moderation v1 (007)
Violence > Graphic
0.0440756878
OpenAI Moderation v1 (007)
Hate
0.0145645477
OpenAI Moderation v1 (007)
Harassment > Threatening
0.0066130735
OpenAI Moderation v1 (007)
Sexual
0.0027415032
OpenAI Moderation v1 (007)
Self-Harm
0.0023434011
OpenAI Moderation v1 (007)
Self-Harm > Intent
0.0010236124
OpenAI Moderation v1 (007)
Sexual > Minors
0.0002808611
OpenAI Moderation v1 (007)
Hate > Threatening
3.46794E-5
OpenAI Moderation v1 (007)
Self-Harm > Instructions
2.18346E-5
OpenAI Moderation v1 (007)
Readability
Flesch-Kincaid Grade
12
Flesch-Kincaid Ease
60.8
Gunning-Fog Score
13.3
Coleman-Liau Index
7.8
SMOG Index
12
Automated Readability Index
12
Dale-Chall Readability Score
4.4
Sprache Readability Score
5
Dale-Chall Difficult Word Score
11
Sprache Difficult Word Count
11

Joe Biden

What I am asking the Senator from Utah, whom I support on this bill, is to give them a chance, if they will cut down their time, to have a vote on both of their amendments. That is my request of the Senator from Utah. They are both here and can speak for themselves, obviously, better than I can.
Sentiment
Loughran McDonald (Relative)
0
Neutral
Loughran McDonald (Absolute)
0
Neutral
Loughran McDonald (Logit)
0
Harvard-IV (Relative)
0.5
Positive
Harvard-IV (Absolute)
0.5
Positive
Harvard-IV (Logit)
0.8473
VADER
0.671
Very Positive
Moderation
Harassment
0.2449959749
OpenAI Moderation v1 (007)
Hate
0.0234189414
OpenAI Moderation v1 (007)
Violence
0.0122429527
OpenAI Moderation v1 (007)
Violence > Graphic
0.003818794
OpenAI Moderation v1 (007)
Harassment > Threatening
0.0007613459
OpenAI Moderation v1 (007)
Sexual
0.0003573901
OpenAI Moderation v1 (007)
Self-Harm
0.0002130923
OpenAI Moderation v1 (007)
Self-Harm > Intent
5.4077E-5
OpenAI Moderation v1 (007)
Sexual > Minors
4.51577E-5
OpenAI Moderation v1 (007)
Self-Harm > Instructions
1.36833E-5
OpenAI Moderation v1 (007)
Hate > Threatening
1.0402E-6
OpenAI Moderation v1 (007)
Topics
Topic:
Domestic Commerce
Score:
90.986
Magnitude:
24
Code:
15
Url:
https://fsc.al/cap-mc#15
Source:
Comparative Agendas
Readability
Flesch-Kincaid Grade
7.1
Flesch-Kincaid Ease
79.3
Gunning-Fog Score
9.2
Coleman-Liau Index
7
SMOG Index
9.9
Automated Readability Index
6.7
Dale-Chall Readability Score
3.7
Sprache Readability Score
3.9
Dale-Chall Difficult Word Score
10
Sprache Difficult Word Count
11

Orrin Hatch

Let me suggest the absence of a quorum, and I will immediately see if I can get this done.
Sentiment
Loughran McDonald (Relative)
-1
Very Negative
Loughran McDonald (Absolute)
-1
Very Negative
Loughran McDonald (Logit)
-1.09861
Harvard-IV (Relative)
-1
Very Negative
Harvard-IV (Absolute)
-1
Very Negative
Harvard-IV (Logit)
-1.94591
VADER
0
Neutral
Moderation
Harassment
0.0433971203
OpenAI Moderation v1 (007)
Violence
0.0131719033
OpenAI Moderation v1 (007)
Hate
0.0102371196
OpenAI Moderation v1 (007)
Violence > Graphic
0.0085811254
OpenAI Moderation v1 (007)
Harassment > Threatening
0.0004085439
OpenAI Moderation v1 (007)
Sexual
0.0003601595
OpenAI Moderation v1 (007)
Self-Harm > Intent
0.000129141
OpenAI Moderation v1 (007)
Sexual > Minors
0.0001235629
OpenAI Moderation v1 (007)
Self-Harm
3.80002E-5
OpenAI Moderation v1 (007)
Self-Harm > Instructions
1.13702E-5
OpenAI Moderation v1 (007)
Hate > Threatening
5.1851E-6
OpenAI Moderation v1 (007)
Topics
Topic:
Domestic Commerce
Score:
97.298
Magnitude:
103
Code:
15
Url:
https://fsc.al/cap-mc#15
Source:
Comparative Agendas
Readability
Flesch-Kincaid Grade
8
Flesch-Kincaid Ease
71.8
Gunning-Fog Score
9.7
Coleman-Liau Index
5.9
SMOG Index
9
Automated Readability Index
5.4
Dale-Chall Readability Score
4.3
Sprache Readability Score
3.3
Dale-Chall Difficult Word Score
4
Sprache Difficult Word Count
4

Carl Levin

Will the Senator withhold so I may speak?
Sentiment
Loughran McDonald (Relative)
0
Neutral
Loughran McDonald (Absolute)
0
Neutral
Loughran McDonald (Logit)
0
Harvard-IV (Relative)
-1
Very Negative
Harvard-IV (Absolute)
-1
Very Negative
Harvard-IV (Logit)
-1.09861
VADER
0
Neutral
Moderation
Violence
0.0278427789
OpenAI Moderation v1 (007)
Sexual
0.0208272351
OpenAI Moderation v1 (007)
Violence > Graphic
0.0089760957
OpenAI Moderation v1 (007)
Harassment
0.0055612622
OpenAI Moderation v1 (007)
Sexual > Minors
0.0035686084
OpenAI Moderation v1 (007)
Harassment > Threatening
0.0034050106
OpenAI Moderation v1 (007)
Hate
0.0018968603
OpenAI Moderation v1 (007)
Hate > Threatening
8.92766E-5
OpenAI Moderation v1 (007)
Self-Harm
2.93782E-5
OpenAI Moderation v1 (007)
Self-Harm > Intent
2.3919E-6
OpenAI Moderation v1 (007)
Self-Harm > Instructions
2.889E-7
OpenAI Moderation v1 (007)
Topics
Topic:
Domestic Commerce
Score:
42.356
Magnitude:
60
Code:
15
Url:
https://fsc.al/cap-mc#15
Source:
Comparative Agendas
Topic:
Macroeconomics
Score:
42.201
Magnitude:
60
Code:
1
Url:
https://fsc.al/cap-mc#1
Source:
Comparative Agendas
Readability
Flesch-Kincaid Grade
3.8
Flesch-Kincaid Ease
82.4
Gunning-Fog Score
3.2
Coleman-Liau Index
8.5
SMOG Index
9
Automated Readability Index
2
Dale-Chall Readability Score
4.3
Sprache Readability Score
1.8
Dale-Chall Difficult Word Score
2
Sprache Difficult Word Count
2

Orrin Hatch

I ask unanimous consent that the Senator from Michigan be given 5 minutes and then the floor come back to me at the conclusion of his remarks.
Sentiment
Loughran McDonald (Relative)
1
Very Positive
Loughran McDonald (Absolute)
1
Very Positive
Loughran McDonald (Logit)
1.09861
Harvard-IV (Relative)
0.6
Very Positive
Harvard-IV (Absolute)
0.6
Very Positive
Harvard-IV (Logit)
1.09861
VADER
0.226
Slightly Positive
Moderation
Violence
0.4601612687
OpenAI Moderation v1 (007)
Harassment > Threatening
0.179348106
OpenAI Moderation v1 (007)
Violence > Graphic
0.1425443799
OpenAI Moderation v1 (007)
Sexual
0.0194062668
OpenAI Moderation v1 (007)
Harassment
0.0193566288
OpenAI Moderation v1 (007)
Hate
0.0094706957
OpenAI Moderation v1 (007)
Self-Harm
0.003285785
OpenAI Moderation v1 (007)
Hate > Threatening
0.0020290317
OpenAI Moderation v1 (007)
Sexual > Minors
0.0011885591
OpenAI Moderation v1 (007)
Self-Harm > Intent
5.04716E-5
OpenAI Moderation v1 (007)
Self-Harm > Instructions
9.9818E-6
OpenAI Moderation v1 (007)
Readability
Flesch-Kincaid Grade
12
Flesch-Kincaid Ease
57.2
Gunning-Fog Score
13.8
Coleman-Liau Index
9.1
SMOG Index
12
Automated Readability Index
12
Dale-Chall Readability Score
4.8
Sprache Readability Score
4.5
Dale-Chall Difficult Word Score
6
Sprache Difficult Word Count
7

The Presiding Officer

The PRESIDING OFFICER.
Sentiment
Loughran McDonald (Relative)
-1
Very Negative
Loughran McDonald (Absolute)
-1
Very Negative
Loughran McDonald (Logit)
-1.09861
Harvard-IV (Relative)
1
Very Positive
Harvard-IV (Absolute)
1
Very Positive
Harvard-IV (Logit)
1.60944
VADER
0
Neutral
Moderation
Harassment
0.6939417217
OpenAI Moderation v1 (007)
Violence
0.119233632
OpenAI Moderation v1 (007)
Hate
0.0423503836
OpenAI Moderation v1 (007)
Harassment > Threatening
0.0347535242
OpenAI Moderation v1 (007)
Violence > Graphic
0.0079232057
OpenAI Moderation v1 (007)
Self-Harm
0.0038239286
OpenAI Moderation v1 (007)
Self-Harm > Intent
0.0015176907
OpenAI Moderation v1 (007)
Sexual
0.0005700912
OpenAI Moderation v1 (007)
Self-Harm > Instructions
0.0001525279
OpenAI Moderation v1 (007)
Sexual > Minors
3.2521E-5
OpenAI Moderation v1 (007)
Hate > Threatening
2.42504E-5
OpenAI Moderation v1 (007)
Readability
Flesch-Kincaid Grade
8.5
Flesch-Kincaid Ease
42.5
Gunning-Fog Score
6.2
Coleman-Liau Index
12
SMOG Index
10.3
Automated Readability Index
5.9
Dale-Chall Readability Score
5.5
Sprache Readability Score
1.5
Dale-Chall Difficult Word Score
3
Sprache Difficult Word Count
4

Carl Levin

Mr. President, I thank my good friend from Utah. I was going to offer an amendment on behalf of Senator Feinstein and myself. It is amendment No. 91 at the desk. It is similar to an amendment adopted last Congress during debate of the bankruptcy bill, which was deleted during negotiations with the House of Representatives. I am not going to offer this as an amendment to this year's bankruptcy bill but, rather, introduce it as a freestanding bill because of the agreement of Senator Gramm, who is the chairman of the Banking Committee, to hold a hearing on our bill when it is filed as a freestanding bill.
Sentiment
Loughran McDonald (Relative)
-1
Very Negative
Loughran McDonald (Absolute)
-1
Very Negative
Loughran McDonald (Logit)
-1.60944
Harvard-IV (Relative)
0.33333
Somewhat Positive
Harvard-IV (Absolute)
0.33333
Somewhat Positive
Harvard-IV (Logit)
0.61904
VADER
0.915
Very Positive
Moderation
Harassment
0.57709557
OpenAI Moderation v1 (007)
Violence
0.0431251043
OpenAI Moderation v1 (007)
Hate
0.0244997558
OpenAI Moderation v1 (007)
Violence > Graphic
0.0204091208
OpenAI Moderation v1 (007)
Harassment > Threatening
0.008558268
OpenAI Moderation v1 (007)
Sexual
0.003470236
OpenAI Moderation v1 (007)
Sexual > Minors
0.0019208765
OpenAI Moderation v1 (007)
Self-Harm
0.0006243603
OpenAI Moderation v1 (007)
Self-Harm > Intent
0.0001933447
OpenAI Moderation v1 (007)
Hate > Threatening
8.92107E-5
OpenAI Moderation v1 (007)
Self-Harm > Instructions
3.23052E-5
OpenAI Moderation v1 (007)
Topics
Topic:
Domestic Commerce
Score:
48.728
Magnitude:
69
Code:
15
Url:
https://fsc.al/cap-mc#15
Source:
Comparative Agendas
Topic:
Labor
Score:
40.024
Magnitude:
69
Code:
5
Url:
https://fsc.al/cap-mc#5
Source:
Comparative Agendas
Readability
Flesch-Kincaid Grade
8.1
Flesch-Kincaid Ease
64.5
Gunning-Fog Score
11.4
Coleman-Liau Index
10.4
SMOG Index
12
Automated Readability Index
7.3
Dale-Chall Readability Score
5.1
Sprache Readability Score
4.9
Dale-Chall Difficult Word Score
30
Sprache Difficult Word Count
29

Carl Levin

When it is introduced, it will be referred to his committee. However, I want to spend 1 or 2 minutes explaining what this amendment is all about.
Sentiment
Loughran McDonald (Relative)
0
Neutral
Loughran McDonald (Absolute)
0
Neutral
Loughran McDonald (Logit)
0
Harvard-IV (Relative)
0
Neutral
Harvard-IV (Absolute)
0
Neutral
Harvard-IV (Logit)
0
VADER
0.077
Neutral
Moderation
Harassment
0.9861801751
OpenAI Moderation v1 (007)
Harassment > Threatening
0.0699733151
OpenAI Moderation v1 (007)
Violence
0.0386465166
OpenAI Moderation v1 (007)
Hate
0.0093905517
OpenAI Moderation v1 (007)
Sexual
0.0009080631
OpenAI Moderation v1 (007)
Self-Harm
0.0002510619
OpenAI Moderation v1 (007)
Violence > Graphic
0.0002427345
OpenAI Moderation v1 (007)
Self-Harm > Intent
0.0001751217
OpenAI Moderation v1 (007)
Hate > Threatening
5.52461E-5
OpenAI Moderation v1 (007)
Self-Harm > Instructions
2.35819E-5
OpenAI Moderation v1 (007)
Sexual > Minors
6.5987E-6
OpenAI Moderation v1 (007)
Readability
Flesch-Kincaid Grade
6.3
Flesch-Kincaid Ease
74.1
Gunning-Fog Score
12.8
Coleman-Liau Index
8.8
SMOG Index
12
Automated Readability Index
5
Dale-Chall Readability Score
3.6
Sprache Readability Score
2.8
Dale-Chall Difficult Word Score
5
Sprache Difficult Word Count
6

Carl Levin

What credit card companies do now is charge interest to people, even though they pay part of their indebtedness on time.
Sentiment
Loughran McDonald (Relative)
0
Neutral
Loughran McDonald (Absolute)
0
Neutral
Loughran McDonald (Logit)
0
Harvard-IV (Relative)
0.6
Very Positive
Harvard-IV (Absolute)
0.6
Very Positive
Harvard-IV (Logit)
1.09861
VADER
0.637
Very Positive
Moderation
Harassment
4.3444983661
OpenAI Moderation v1 (007)
Hate
0.0268531468
OpenAI Moderation v1 (007)
Violence > Graphic
0.0040341685
OpenAI Moderation v1 (007)
Violence
0.002814166
OpenAI Moderation v1 (007)
Harassment > Threatening
0.0016916591
OpenAI Moderation v1 (007)
Sexual
0.0012652075
OpenAI Moderation v1 (007)
Self-Harm
0.0005378582
OpenAI Moderation v1 (007)
Self-Harm > Intent
0.0001176162
OpenAI Moderation v1 (007)
Sexual > Minors
7.35072E-5
OpenAI Moderation v1 (007)
Self-Harm > Instructions
8.1478E-6
OpenAI Moderation v1 (007)
Hate > Threatening
2.856E-7
OpenAI Moderation v1 (007)
Topics
Topic:
Domestic Commerce
Score:
97.794
Magnitude:
51
Code:
15
Url:
https://fsc.al/cap-mc#15
Source:
Comparative Agendas
Readability
Flesch-Kincaid Grade
10.6
Flesch-Kincaid Ease
56.6
Gunning-Fog Score
14.1
Coleman-Liau Index
11.7
SMOG Index
12
Automated Readability Index
11.1
Dale-Chall Readability Score
3.3
Sprache Readability Score
3.5
Dale-Chall Difficult Word Score
3
Sprache Difficult Word Count
4

Carl Levin

It would be fine if they were just charging interest on part of the indebtedness which was outstanding and not paid on time. That is perfectly appropriate. But if somebody, for instance, starts with a zero balance, charges $1,000 on their credit card, pays $900 on time by the due date, then that person is not only charged interest on the $100 owed, that person is charged interest on the full $1000, even the part of his bill that is paid by the due date.
Sentiment
Loughran McDonald (Relative)
1
Very Positive
Loughran McDonald (Absolute)
1
Very Positive
Loughran McDonald (Logit)
1.09861
Harvard-IV (Relative)
0.33333
Somewhat Positive
Harvard-IV (Absolute)
0.33333
Somewhat Positive
Harvard-IV (Logit)
0.63599
VADER
0.937
Very Positive
Moderation
Harassment
1.7345152795
OpenAI Moderation v1 (007)
Violence
0.1690741279
OpenAI Moderation v1 (007)
Hate
0.0582396635
OpenAI Moderation v1 (007)
Harassment > Threatening
0.0485816912
OpenAI Moderation v1 (007)
Sexual
0.0030786312
OpenAI Moderation v1 (007)
Self-Harm > Instructions
0.0025614248
OpenAI Moderation v1 (007)
Self-Harm > Intent
0.0010803364
OpenAI Moderation v1 (007)
Violence > Graphic
0.0008919097
OpenAI Moderation v1 (007)
Self-Harm
0.0005632743
OpenAI Moderation v1 (007)
Hate > Threatening
0.0005495156
OpenAI Moderation v1 (007)
Sexual > Minors
0.0002911241
OpenAI Moderation v1 (007)
Topics
Topic:
Labor
Score:
64.236
Magnitude:
70
Code:
5
Url:
https://fsc.al/cap-mc#5
Source:
Comparative Agendas
Readability
Flesch-Kincaid Grade
11.1
Flesch-Kincaid Ease
66.6
Gunning-Fog Score
15.2
Coleman-Liau Index
7.7
SMOG Index
12
Automated Readability Index
11.7
Dale-Chall Readability Score
4.2
Sprache Readability Score
5
Dale-Chall Difficult Word Score
15
Sprache Difficult Word Count
17

Carl Levin

I don't know any other situation where somebody who pays an obligation on time is nonetheless charged interest on the part that is paid.
Sentiment
Loughran McDonald (Relative)
0
Neutral
Loughran McDonald (Absolute)
0
Neutral
Loughran McDonald (Logit)
0
Harvard-IV (Relative)
0.6
Very Positive
Harvard-IV (Absolute)
0.6
Very Positive
Harvard-IV (Logit)
1.09861
VADER
0.296
Slightly Positive
Moderation
Violence
0.0374711643
OpenAI Moderation v1 (007)
Harassment
0.010297144
OpenAI Moderation v1 (007)
Sexual
0.0094674899
OpenAI Moderation v1 (007)
Harassment > Threatening
0.007575428
OpenAI Moderation v1 (007)
Violence > Graphic
0.0027072529
OpenAI Moderation v1 (007)
Sexual > Minors
0.0014521497
OpenAI Moderation v1 (007)
Hate
0.000766183
OpenAI Moderation v1 (007)
Self-Harm
0.0001753933
OpenAI Moderation v1 (007)
Hate > Threatening
0.0001268839
OpenAI Moderation v1 (007)
Self-Harm > Intent
2.39403E-5
OpenAI Moderation v1 (007)
Self-Harm > Instructions
4.641E-7
OpenAI Moderation v1 (007)
Topics
Topic:
Macroeconomics
Score:
81.666
Magnitude:
62
Code:
1
Url:
https://fsc.al/cap-mc#1
Source:
Comparative Agendas
Readability
Flesch-Kincaid Grade
12
Flesch-Kincaid Ease
41.5
Gunning-Fog Score
17.9
Coleman-Liau Index
11.4
SMOG Index
12
Automated Readability Index
12
Dale-Chall Readability Score
4.5
Sprache Readability Score
4.1
Dale-Chall Difficult Word Score
5
Sprache Difficult Word Count
6

Carl Levin

Again, our bill will address this by addressing the imposition of interest for on-time payments during the so-called "grace period." Currently, credit card lenders use complicated definitions of "grace period" to allow interest charges for payments even if they are made on time. Credit card lenders define "grace period" as applicable only if the balance is paid in full. Mastercard, for example, defines their "grace period" as "a minimum of 25 days without a finance charge on new purchases if the New Balance if paid in full each month by the payment due date." That means that even if a person pays 90 percent of his balance, he is still charged interest on money which is timely paid.
Sentiment
Loughran McDonald (Relative)
-1
Very Negative
Loughran McDonald (Absolute)
-1
Very Negative
Loughran McDonald (Logit)
-1.09861
Harvard-IV (Relative)
0.46667
Positive
Harvard-IV (Absolute)
0.46667
Positive
Harvard-IV (Logit)
0.93827
VADER
0.97
Very Positive
Moderation
Violence > Graphic
0.0967061031
OpenAI Moderation v1 (007)
Violence
0.0923858141
OpenAI Moderation v1 (007)
Harassment
0.0806053285
OpenAI Moderation v1 (007)
Harassment > Threatening
0.0242912341
OpenAI Moderation v1 (007)
Hate
0.0198010443
OpenAI Moderation v1 (007)
Sexual
0.0031763633
OpenAI Moderation v1 (007)
Self-Harm
0.0008094393
OpenAI Moderation v1 (007)
Sexual > Minors
0.0001171924
OpenAI Moderation v1 (007)
Hate > Threatening
9.58217E-5
OpenAI Moderation v1 (007)
Self-Harm > Intent
2.69682E-5
OpenAI Moderation v1 (007)
Self-Harm > Instructions
3.8509E-6
OpenAI Moderation v1 (007)
Topics
Topic:
Law and Crime
Score:
62.194
Magnitude:
44
Code:
12
Url:
https://fsc.al/cap-mc#12
Source:
Comparative Agendas
Topic:
Domestic Commerce
Score:
20.243
Magnitude:
44
Code:
15
Url:
https://fsc.al/cap-mc#15
Source:
Comparative Agendas
Readability
Flesch-Kincaid Grade
11.9
Flesch-Kincaid Ease
52.8
Gunning-Fog Score
15.3
Coleman-Liau Index
11
SMOG Index
12
Automated Readability Index
12
Dale-Chall Readability Score
5.9
Sprache Readability Score
5
Dale-Chall Difficult Word Score
36
Sprache Difficult Word Count
29

Carl Levin

This is an overreach by the credit card companies. It should be corrected by the credit card companies. Most credit card customers, when they send in a check to pay their credit card on time, fairly assume they will not be charged interest on the money paid. But in fact they are, unless they happen to pay off the entire amount of their obligation. It is unfair. It is an overreach. It ought to be corrected by the credit card companies themselves. If it isn't, our bill will correct it for them.
Sentiment
Loughran McDonald (Relative)
-1
Very Negative
Loughran McDonald (Absolute)
-1
Very Negative
Loughran McDonald (Logit)
-2.19722
Harvard-IV (Relative)
0.76471
Very Positive
Harvard-IV (Absolute)
0.76471
Very Positive
Harvard-IV (Logit)
1.82455
VADER
0.791
Very Positive
Moderation
Violence
0.0336806173
OpenAI Moderation v1 (007)
Harassment
0.0296862243
OpenAI Moderation v1 (007)
Harassment > Threatening
0.0229916695
OpenAI Moderation v1 (007)
Hate > Threatening
0.0164069803
OpenAI Moderation v1 (007)
Hate
0.0143107362
OpenAI Moderation v1 (007)
Violence > Graphic
0.0081016602
OpenAI Moderation v1 (007)
Sexual
0.0044286437
OpenAI Moderation v1 (007)
Self-Harm
0.0038704118
OpenAI Moderation v1 (007)
Sexual > Minors
0.0005405836
OpenAI Moderation v1 (007)
Self-Harm > Intent
0.0002237675
OpenAI Moderation v1 (007)
Self-Harm > Instructions
1.84234E-5
OpenAI Moderation v1 (007)
Readability
Flesch-Kincaid Grade
5.4
Flesch-Kincaid Ease
76.5
Gunning-Fog Score
8.9
Coleman-Liau Index
9.3
SMOG Index
9.7
Automated Readability Index
4.4
Dale-Chall Readability Score
3.5
Sprache Readability Score
3.6
Dale-Chall Difficult Word Score
17
Sprache Difficult Word Count
19

Carl Levin

Credit card companies are adding new and higher fees all the time in the small print of their lending terms. According to Credit Card Management, late fees, balance transfer fees, over-limit fees, and other penalty fees were a source of $5.5 billion in revenue for credit card companies in 1999, up from $3.1 billion in 1995.
Sentiment
Loughran McDonald (Relative)
-1
Very Negative
Loughran McDonald (Absolute)
-1
Very Negative
Loughran McDonald (Logit)
-1.94591
Harvard-IV (Relative)
0.75
Very Positive
Harvard-IV (Absolute)
0.75
Very Positive
Harvard-IV (Logit)
1.60944
VADER
0.586
Very Positive
Moderation
Violence
0.5189272109
OpenAI Moderation v1 (007)
Sexual
0.2946519759
OpenAI Moderation v1 (007)
Hate > Threatening
0.1101567643
OpenAI Moderation v1 (007)
Harassment
0.065671507
OpenAI Moderation v1 (007)
Hate
0.0649807218
OpenAI Moderation v1 (007)
Violence > Graphic
0.0601566979
OpenAI Moderation v1 (007)
Sexual > Minors
0.043920608
OpenAI Moderation v1 (007)
Self-Harm
0.0286067254
OpenAI Moderation v1 (007)
Harassment > Threatening
0.0208389742
OpenAI Moderation v1 (007)
Self-Harm > Intent
0.0106516476
OpenAI Moderation v1 (007)
Self-Harm > Instructions
0.0043364464
OpenAI Moderation v1 (007)
Readability
Flesch-Kincaid Grade
12
Flesch-Kincaid Ease
59.2
Gunning-Fog Score
16.3
Coleman-Liau Index
9.6
SMOG Index
12
Automated Readability Index
12
Dale-Chall Readability Score
7.2
Sprache Readability Score
5
Dale-Chall Difficult Word Score
21
Sprache Difficult Word Count
16

Carl Levin

Hopefully, the credit card companies will correct this overreach themselves, and this bill will not be necessary, but the chairman of the Banking Committee has indicated he is willing to hold a hearing on this bill and on similar practices by the credit card companies that might be brought to the attention of the Banking Committee, and based on that agreement by the Senator from Texas, I will not be offering this amendment on the bankruptcy bill but instead will be offering a freestanding bill on behalf of Senator Feinstein and myself.
Sentiment
Loughran McDonald (Relative)
-1
Very Negative
Loughran McDonald (Absolute)
-1
Very Negative
Loughran McDonald (Logit)
-1.60944
Harvard-IV (Relative)
0.84615
Very Positive
Harvard-IV (Absolute)
0.84615
Very Positive
Harvard-IV (Logit)
2.12026
VADER
0.919
Very Positive
Moderation
Violence > Graphic
0.012842266
OpenAI Moderation v1 (007)
Violence
0.0070808957
OpenAI Moderation v1 (007)
Sexual
0.005366141
OpenAI Moderation v1 (007)
Self-Harm
0.0040333951
OpenAI Moderation v1 (007)
Harassment
0.0031800791
OpenAI Moderation v1 (007)
Harassment > Threatening
0.0008756894
OpenAI Moderation v1 (007)
Hate
0.0002059339
OpenAI Moderation v1 (007)
Self-Harm > Intent
0.0001524849
OpenAI Moderation v1 (007)
Sexual > Minors
0.0001404282
OpenAI Moderation v1 (007)
Self-Harm > Instructions
1.85928E-5
OpenAI Moderation v1 (007)
Hate > Threatening
1.32466E-5
OpenAI Moderation v1 (007)
Readability
Flesch-Kincaid Grade
12
Flesch-Kincaid Ease
0
Gunning-Fog Score
19
Coleman-Liau Index
12
SMOG Index
12
Automated Readability Index
12
Dale-Chall Readability Score
9
Sprache Readability Score
5
Dale-Chall Difficult Word Score
26
Sprache Difficult Word Count
25

Carl Levin

I thank the Chair. I thank the Senator from Utah for yielding me this time. I will not offer the amendment, and I withdraw the amendment at this time.
Sentiment
Loughran McDonald (Relative)
0
Neutral
Loughran McDonald (Absolute)
0
Neutral
Loughran McDonald (Logit)
0
Harvard-IV (Relative)
1
Very Positive
Harvard-IV (Absolute)
1
Very Positive
Harvard-IV (Logit)
1.94591
VADER
0.612
Very Positive
Moderation
Sexual
0.0478163915
OpenAI Moderation v1 (007)
Violence
0.0160086915
OpenAI Moderation v1 (007)
Violence > Graphic
0.0082782819
OpenAI Moderation v1 (007)
Sexual > Minors
0.0059442762
OpenAI Moderation v1 (007)
Harassment
0.0052683314
OpenAI Moderation v1 (007)
Harassment > Threatening
0.0024862045
OpenAI Moderation v1 (007)
Hate
0.0006328259
OpenAI Moderation v1 (007)
Self-Harm
0.0004490931
OpenAI Moderation v1 (007)
Self-Harm > Intent
0.0002173273
OpenAI Moderation v1 (007)
Hate > Threatening
4.46151E-5
OpenAI Moderation v1 (007)
Self-Harm > Instructions
8.2001E-6
OpenAI Moderation v1 (007)
Readability
Flesch-Kincaid Grade
4
Flesch-Kincaid Ease
83.3
Gunning-Fog Score
6.6
Coleman-Liau Index
8.1
SMOG Index
9
Automated Readability Index
2.6
Dale-Chall Readability Score
3.7
Sprache Readability Score
2.2
Dale-Chall Difficult Word Score
6
Sprache Difficult Word Count
5

The Presiding Officer

The PRESIDING OFFICER.
Sentiment
Loughran McDonald (Relative)
-1
Very Negative
Loughran McDonald (Absolute)
-1
Very Negative
Loughran McDonald (Logit)
-1.60944
Harvard-IV (Relative)
1
Very Positive
Harvard-IV (Absolute)
1
Very Positive
Harvard-IV (Logit)
1.60944
VADER
0
Neutral
Moderation
Violence
0.0861236244
OpenAI Moderation v1 (007)
Violence > Graphic
0.0808946497
OpenAI Moderation v1 (007)
Harassment
0.0502115523
OpenAI Moderation v1 (007)
Sexual
0.0024953424
OpenAI Moderation v1 (007)
Hate
0.0019065285
OpenAI Moderation v1 (007)
Self-Harm
0.0014056897
OpenAI Moderation v1 (007)
Self-Harm > Instructions
0.001285319
OpenAI Moderation v1 (007)
Harassment > Threatening
0.0005463443
OpenAI Moderation v1 (007)
Self-Harm > Intent
0.0002153181
OpenAI Moderation v1 (007)
Sexual > Minors
1.77508E-5
OpenAI Moderation v1 (007)
Hate > Threatening
1.01584E-5
OpenAI Moderation v1 (007)
Topics
Topic:
Government Operations
Score:
34.169
Magnitude:
46
Code:
20
Url:
https://fsc.al/cap-mc#20
Source:
Comparative Agendas
Readability
Flesch-Kincaid Grade
7.9
Flesch-Kincaid Ease
46.3
Gunning-Fog Score
7.9
Coleman-Liau Index
12
SMOG Index
9.9
Automated Readability Index
6.1
Dale-Chall Readability Score
6.3
Sprache Readability Score
1.7
Dale-Chall Difficult Word Score
5
Sprache Difficult Word Count
6

Orrin Hatch

Mr. President, I ask unanimous consent that the time prior to the vote in relation to the pending Wellstone amendment numbered 36, as modified, be limited to 10 minutes equally divided and no second- degree amendments be in order prior to the vote, and following that time, the amendment be laid aside and Senator Durbin be recognized to call up his amendment No. 93, and following the reporting, Senator Hatch be recognized to offer a second degree, and time on both amendments be limited to 30 minutes equally divided.
Sentiment
Loughran McDonald (Relative)
-1
Very Negative
Loughran McDonald (Absolute)
-1
Very Negative
Loughran McDonald (Logit)
-1.60944
Harvard-IV (Relative)
0
Neutral
Harvard-IV (Absolute)
0
Neutral
Harvard-IV (Logit)
0
VADER
-0.649
Very Negative
Moderation
Violence > Graphic
0.1142978668
OpenAI Moderation v1 (007)
Harassment
0.0804513227
OpenAI Moderation v1 (007)
Violence
0.0669704343
OpenAI Moderation v1 (007)
Self-Harm
0.0054014901
OpenAI Moderation v1 (007)
Hate
0.0049638362
OpenAI Moderation v1 (007)
Self-Harm > Intent
0.0027787297
OpenAI Moderation v1 (007)
Harassment > Threatening
0.0010360783
OpenAI Moderation v1 (007)
Sexual
0.0003797662
OpenAI Moderation v1 (007)
Self-Harm > Instructions
0.0002139865
OpenAI Moderation v1 (007)
Hate > Threatening
2.99912E-5
OpenAI Moderation v1 (007)
Sexual > Minors
1.42981E-5
OpenAI Moderation v1 (007)
Topics
Topic:
Domestic Commerce
Score:
97.118
Magnitude:
15
Code:
15
Url:
https://fsc.al/cap-mc#15
Source:
Comparative Agendas
Readability
Flesch-Kincaid Grade
12
Flesch-Kincaid Ease
38.9
Gunning-Fog Score
19
Coleman-Liau Index
11.5
SMOG Index
12
Automated Readability Index
12
Dale-Chall Readability Score
6.8
Sprache Readability Score
5
Dale-Chall Difficult Word Score
30
Sprache Difficult Word Count
23

Orrin Hatch

Further, then, these votes occur first in relation to the second degree to Durbin, then in relation to the Durbin amendment, as amended, if amended, and finally in relation to the Wellstone amendment, with 2 minutes between each vote for explanation, and the votes to begin no later than 3:20, and Senator Wellstone's time as previously ordered be limited to 5 minutes, and the majority leader be recognized for 5 minutes just prior to cloture.
Sentiment
Loughran McDonald (Relative)
-1
Very Negative
Loughran McDonald (Absolute)
-1
Very Negative
Loughran McDonald (Logit)
-1.09861
Harvard-IV (Relative)
0
Neutral
Harvard-IV (Absolute)
0
Neutral
Harvard-IV (Logit)
0
VADER
-0.477
Negative
Moderation
Harassment
0.081176305
OpenAI Moderation v1 (007)
Violence > Graphic
0.0323603017
OpenAI Moderation v1 (007)
Violence
0.0299694046
OpenAI Moderation v1 (007)
Hate
0.0075798293
OpenAI Moderation v1 (007)
Self-Harm
0.0037834801
OpenAI Moderation v1 (007)
Self-Harm > Intent
0.0006776556
OpenAI Moderation v1 (007)
Harassment > Threatening
0.0001036677
OpenAI Moderation v1 (007)
Sexual
9.05218E-5
OpenAI Moderation v1 (007)
Self-Harm > Instructions
7.56324E-5
OpenAI Moderation v1 (007)
Sexual > Minors
2.6896E-6
OpenAI Moderation v1 (007)
Hate > Threatening
1.1212E-6
OpenAI Moderation v1 (007)
Topics
Topic:
Domestic Commerce
Score:
97.359
Magnitude:
56
Code:
15
Url:
https://fsc.al/cap-mc#15
Source:
Comparative Agendas
Readability
Flesch-Kincaid Grade
12
Flesch-Kincaid Ease
0
Gunning-Fog Score
19
Coleman-Liau Index
11.4
SMOG Index
12
Automated Readability Index
12
Dale-Chall Readability Score
8.5
Sprache Readability Score
5
Dale-Chall Difficult Word Score
23
Sprache Difficult Word Count
22

The Presiding Officer

The PRESIDING OFFICER.
Sentiment
Loughran McDonald (Relative)
-1
Very Negative
Loughran McDonald (Absolute)
-1
Very Negative
Loughran McDonald (Logit)
-1.09861
Harvard-IV (Relative)
1
Very Positive
Harvard-IV (Absolute)
1
Very Positive
Harvard-IV (Logit)
1.60944
VADER
0
Neutral
Moderation
Harassment
0.0378988014
OpenAI Moderation v1 (007)
Violence > Graphic
0.0234802224
OpenAI Moderation v1 (007)
Violence
0.0170545129
OpenAI Moderation v1 (007)
Sexual
0.0016117461
OpenAI Moderation v1 (007)
Self-Harm
0.0011153887
OpenAI Moderation v1 (007)
Hate
0.0007742864
OpenAI Moderation v1 (007)
Harassment > Threatening
0.0007025767
OpenAI Moderation v1 (007)
Sexual > Minors
0.0002400313
OpenAI Moderation v1 (007)
Self-Harm > Intent
0.0001196713
OpenAI Moderation v1 (007)
Self-Harm > Instructions
8.4018E-6
OpenAI Moderation v1 (007)
Hate > Threatening
5.8427E-6
OpenAI Moderation v1 (007)
Topics
Topic:
Domestic Commerce
Score:
97.606
Magnitude:
42
Code:
15
Url:
https://fsc.al/cap-mc#15
Source:
Comparative Agendas
Readability
Flesch-Kincaid Grade
8.5
Flesch-Kincaid Ease
42.5
Gunning-Fog Score
6.2
Coleman-Liau Index
12
SMOG Index
10.3
Automated Readability Index
5.9
Dale-Chall Readability Score
5.5
Sprache Readability Score
1.5
Dale-Chall Difficult Word Score
3
Sprache Difficult Word Count
4

The Senator from Illinois.
Sentiment
Loughran McDonald (Relative)
0
Neutral
Loughran McDonald (Absolute)
0
Neutral
Loughran McDonald (Logit)
0
Harvard-IV (Relative)
0
Neutral
Harvard-IV (Absolute)
0
Neutral
Harvard-IV (Logit)
0
VADER
0
Neutral
Moderation
Violence
0.0530370045
OpenAI Moderation v1 (007)
Sexual
0.0498637091
OpenAI Moderation v1 (007)
Violence > Graphic
0.0213301624
OpenAI Moderation v1 (007)
Harassment
0.0072003968
OpenAI Moderation v1 (007)
Sexual > Minors
0.0060513965
OpenAI Moderation v1 (007)
Hate
0.0048786318
OpenAI Moderation v1 (007)
Harassment > Threatening
0.0043585398
OpenAI Moderation v1 (007)
Hate > Threatening
0.001717222
OpenAI Moderation v1 (007)
Self-Harm
0.0003946601
OpenAI Moderation v1 (007)
Self-Harm > Intent
0.0001597409
OpenAI Moderation v1 (007)
Self-Harm > Instructions
2.28344E-5
OpenAI Moderation v1 (007)
Topics
Topic:
Domestic Commerce
Score:
97.546
Magnitude:
100
Code:
15
Url:
https://fsc.al/cap-mc#15
Source:
Comparative Agendas
Readability
Flesch-Kincaid Grade
9.6
Flesch-Kincaid Ease
33.6
Gunning-Fog Score
1.6
Coleman-Liau Index
12
SMOG Index
11.3
Automated Readability Index
6.5
Dale-Chall Readability Score
8.1
Sprache Readability Score
1.3
Dale-Chall Difficult Word Score
2
Sprache Difficult Word Count
2

Dick Durbin

If I understood the unanimous consent, I can call up my amendment numbered 93 at this time. At some point, Senator Hatch may offer a second degree.
Sentiment
Loughran McDonald (Relative)
0
Neutral
Loughran McDonald (Absolute)
0
Neutral
Loughran McDonald (Logit)
0
Harvard-IV (Relative)
0.5
Positive
Harvard-IV (Absolute)
0.5
Positive
Harvard-IV (Logit)
0.8473
VADER
0.226
Slightly Positive
Moderation
Violence
0.0581304077
OpenAI Moderation v1 (007)
Violence > Graphic
0.0161050702
OpenAI Moderation v1 (007)
Harassment
0.0099349592
OpenAI Moderation v1 (007)
Sexual
0.0040150284
OpenAI Moderation v1 (007)
Harassment > Threatening
0.0025832031
OpenAI Moderation v1 (007)
Hate
0.0020041849
OpenAI Moderation v1 (007)
Sexual > Minors
0.0007393942
OpenAI Moderation v1 (007)
Self-Harm
0.0004629508
OpenAI Moderation v1 (007)
Hate > Threatening
0.0003801383
OpenAI Moderation v1 (007)
Self-Harm > Intent
0.0001119257
OpenAI Moderation v1 (007)
Self-Harm > Instructions
3.29772E-5
OpenAI Moderation v1 (007)
Readability
Flesch-Kincaid Grade
7.2
Flesch-Kincaid Ease
67.8
Gunning-Fog Score
9.8
Coleman-Liau Index
9.3
SMOG Index
11.3
Automated Readability Index
5.4
Dale-Chall Readability Score
4.8
Sprache Readability Score
2.9
Dale-Chall Difficult Word Score
7
Sprache Difficult Word Count
8

Orrin Hatch

I ask unanimous consent the Wellstone time be reserved to follow the 30 minutes equally divided between Senator Durbin and myself.
Sentiment
Loughran McDonald (Relative)
0
Neutral
Loughran McDonald (Absolute)
0
Neutral
Loughran McDonald (Logit)
0
Harvard-IV (Relative)
0.33333
Somewhat Positive
Harvard-IV (Absolute)
0.33333
Somewhat Positive
Harvard-IV (Logit)
0.51083
VADER
0.226
Slightly Positive
Moderation
Violence
0.080630451
OpenAI Moderation v1 (007)
Harassment
0.0167235077
OpenAI Moderation v1 (007)
Sexual
0.0077498116
OpenAI Moderation v1 (007)
Violence > Graphic
0.0070669921
OpenAI Moderation v1 (007)
Hate
0.0030278985
OpenAI Moderation v1 (007)
Harassment > Threatening
0.0010146398
OpenAI Moderation v1 (007)
Sexual > Minors
0.0004094481
OpenAI Moderation v1 (007)
Self-Harm
0.0002517899
OpenAI Moderation v1 (007)
Hate > Threatening
0.0001136201
OpenAI Moderation v1 (007)
Self-Harm > Intent
8.788E-6
OpenAI Moderation v1 (007)
Self-Harm > Instructions
4.1545E-6
OpenAI Moderation v1 (007)
Topics
Topic:
Government Operations
Score:
26.79
Magnitude:
30
Code:
20
Url:
https://fsc.al/cap-mc#20
Source:
Comparative Agendas
Readability
Flesch-Kincaid Grade
12
Flesch-Kincaid Ease
40.5
Gunning-Fog Score
14.1
Coleman-Liau Index
12
SMOG Index
12
Automated Readability Index
12
Dale-Chall Readability Score
7.1
Sprache Readability Score
3.9
Dale-Chall Difficult Word Score
8
Sprache Difficult Word Count
9

The Presiding Officer

The PRESIDING OFFICER.
Sentiment
Loughran McDonald (Relative)
-1
Very Negative
Loughran McDonald (Absolute)
-1
Very Negative
Loughran McDonald (Logit)
-1.09861
Harvard-IV (Relative)
1
Very Positive
Harvard-IV (Absolute)
1
Very Positive
Harvard-IV (Logit)
1.60944
VADER
0
Neutral
Moderation
Harassment
0.0581057568
OpenAI Moderation v1 (007)
Violence
0.0225960554
OpenAI Moderation v1 (007)
Violence > Graphic
0.0078877587
OpenAI Moderation v1 (007)
Sexual
0.0008471157
OpenAI Moderation v1 (007)
Hate
0.0004427056
OpenAI Moderation v1 (007)
Harassment > Threatening
0.0001861756
OpenAI Moderation v1 (007)
Hate > Threatening
3.88076E-5
OpenAI Moderation v1 (007)
Sexual > Minors
2.85716E-5
OpenAI Moderation v1 (007)
Self-Harm
7.7414E-6
OpenAI Moderation v1 (007)
Self-Harm > Intent
1.675E-7
OpenAI Moderation v1 (007)
Self-Harm > Instructions
6.87E-8
OpenAI Moderation v1 (007)
Topics
Topic:
Domestic Commerce
Score:
97.393
Magnitude:
141
Code:
15
Url:
https://fsc.al/cap-mc#15
Source:
Comparative Agendas
Readability
Flesch-Kincaid Grade
8.5
Flesch-Kincaid Ease
42.5
Gunning-Fog Score
6.2
Coleman-Liau Index
12
SMOG Index
10.3
Automated Readability Index
5.9
Dale-Chall Readability Score
5.5
Sprache Readability Score
1.5
Dale-Chall Difficult Word Score
3
Sprache Difficult Word Count
4

Dick Durbin

Mr. President, I don't know the sequence, but I want to make certain we are considering amendment No. 93 that I have offered. Senator Wellstone has a pending amendment as well. I am prepared to argue my amendment.
Sentiment
Loughran McDonald (Relative)
-1
Very Negative
Loughran McDonald (Absolute)
-1
Very Negative
Loughran McDonald (Logit)
-1.09861
Harvard-IV (Relative)
0.6
Very Positive
Harvard-IV (Absolute)
0.6
Very Positive
Harvard-IV (Logit)
1.09861
VADER
0.296
Slightly Positive
Moderation
Harassment
0.3372837091
OpenAI Moderation v1 (007)
Violence
0.1133719576
OpenAI Moderation v1 (007)
Violence > Graphic
0.0734067289
OpenAI Moderation v1 (007)
Sexual
0.0045041073
OpenAI Moderation v1 (007)
Hate
0.0037776575
OpenAI Moderation v1 (007)
Harassment > Threatening
0.0011357866
OpenAI Moderation v1 (007)
Sexual > Minors
0.0001086876
OpenAI Moderation v1 (007)
Self-Harm
8.00811E-5
OpenAI Moderation v1 (007)
Hate > Threatening
2.77365E-5
OpenAI Moderation v1 (007)
Self-Harm > Intent
5.5508E-6
OpenAI Moderation v1 (007)
Self-Harm > Instructions
1.7084E-6
OpenAI Moderation v1 (007)
Topics
Topic:
Domestic Commerce
Score:
97.645
Magnitude:
78
Code:
15
Url:
https://fsc.al/cap-mc#15
Source:
Comparative Agendas
Readability
Flesch-Kincaid Grade
5.1
Flesch-Kincaid Ease
72.2
Gunning-Fog Score
9.4
Coleman-Liau Index
9.9
SMOG Index
9.5
Automated Readability Index
2.9
Dale-Chall Readability Score
5.8
Sprache Readability Score
2.5
Dale-Chall Difficult Word Score
13
Sprache Difficult Word Count
11

The Presiding Officer

The PRESIDING OFFICER.
Sentiment
Loughran McDonald (Relative)
0
Neutral
Loughran McDonald (Absolute)
0
Neutral
Loughran McDonald (Logit)
0
Harvard-IV (Relative)
0
Neutral
Harvard-IV (Absolute)
0
Neutral
Harvard-IV (Logit)
0
VADER
0
Neutral
Moderation
Violence
0.0187565674
OpenAI Moderation v1 (007)
Violence > Graphic
0.0123531267
OpenAI Moderation v1 (007)
Sexual
0.0085779422
OpenAI Moderation v1 (007)
Harassment > Threatening
0.0012577357
OpenAI Moderation v1 (007)
Harassment
0.0010167108
OpenAI Moderation v1 (007)
Sexual > Minors
0.000500213
OpenAI Moderation v1 (007)
Hate
0.0002781431
OpenAI Moderation v1 (007)
Self-Harm
5.56077E-5
OpenAI Moderation v1 (007)
Hate > Threatening
4.18384E-5
OpenAI Moderation v1 (007)
Self-Harm > Intent
1.62141E-5
OpenAI Moderation v1 (007)
Self-Harm > Instructions
2.1392E-6
OpenAI Moderation v1 (007)
Topics
Topic:
Domestic Commerce
Score:
75.549
Magnitude:
53
Code:
15
Url:
https://fsc.al/cap-mc#15
Source:
Comparative Agendas
Readability
Flesch-Kincaid Grade
8.1
Flesch-Kincaid Ease
44.2
Gunning-Fog Score
6.6
Coleman-Liau Index
12
SMOG Index
10.3
Automated Readability Index
5.9
Dale-Chall Readability Score
6.1
Sprache Readability Score
1.5
Dale-Chall Difficult Word Score
3
Sprache Difficult Word Count
4

Dick Durbin

The amendment has been filed.
Sentiment
Loughran McDonald (Relative)
0
Neutral
Loughran McDonald (Absolute)
0
Neutral
Loughran McDonald (Logit)
0
Harvard-IV (Relative)
0
Neutral
Harvard-IV (Absolute)
0
Neutral
Harvard-IV (Logit)
0
VADER
0
Neutral
Moderation
Violence > Graphic
0.072349346
OpenAI Moderation v1 (007)
Harassment
0.0266408286
OpenAI Moderation v1 (007)
Violence
0.0176975314
OpenAI Moderation v1 (007)
Harassment > Threatening
0.0074405303
OpenAI Moderation v1 (007)
Hate
0.0067518478
OpenAI Moderation v1 (007)
Sexual
0.0061824809
OpenAI Moderation v1 (007)
Self-Harm
0.0005802706
OpenAI Moderation v1 (007)
Sexual > Minors
0.000447193
OpenAI Moderation v1 (007)
Hate > Threatening
0.0004400022
OpenAI Moderation v1 (007)
Self-Harm > Intent
1.8728E-5
OpenAI Moderation v1 (007)
Self-Harm > Instructions
2.7112E-6
OpenAI Moderation v1 (007)
Readability
Flesch-Kincaid Grade
2.9
Flesch-Kincaid Ease
83.3
Gunning-Fog Score
10
Coleman-Liau Index
12
SMOG Index
9
Automated Readability Index
3.7
Dale-Chall Readability Score
6.6
Sprache Readability Score
1.4
Dale-Chall Difficult Word Score
2
Sprache Difficult Word Count
2

The Presiding Officer

The PRESIDING OFFICER.
Sentiment
Loughran McDonald (Relative)
0
Neutral
Loughran McDonald (Absolute)
0
Neutral
Loughran McDonald (Logit)
0
Harvard-IV (Relative)
0
Neutral
Harvard-IV (Absolute)
0
Neutral
Harvard-IV (Logit)
0
VADER
0
Neutral
Moderation
Violence
0.4601612687
OpenAI Moderation v1 (007)
Harassment > Threatening
0.179348106
OpenAI Moderation v1 (007)
Violence > Graphic
0.1425443799
OpenAI Moderation v1 (007)
Sexual
0.0194062668
OpenAI Moderation v1 (007)
Harassment
0.0193566288
OpenAI Moderation v1 (007)
Hate
0.0094706957
OpenAI Moderation v1 (007)
Self-Harm
0.003285785
OpenAI Moderation v1 (007)
Hate > Threatening
0.0020290337
OpenAI Moderation v1 (007)
Sexual > Minors
0.0011885591
OpenAI Moderation v1 (007)
Self-Harm > Intent
5.04716E-5
OpenAI Moderation v1 (007)
Self-Harm > Instructions
9.9818E-6
OpenAI Moderation v1 (007)
Readability
Flesch-Kincaid Grade
6.6
Flesch-Kincaid Ease
54.7
Gunning-Fog Score
8.3
Coleman-Liau Index
12
SMOG Index
9.9
Automated Readability Index
4.1
Dale-Chall Readability Score
6.8
Sprache Readability Score
1.6
Dale-Chall Difficult Word Score
5
Sprache Difficult Word Count
6

Orrin Hatch

I send an amendment to the desk and ask for its immediate consideration.
Sentiment
Loughran McDonald (Relative)
0
Neutral
Loughran McDonald (Absolute)
0
Neutral
Loughran McDonald (Logit)
0
Harvard-IV (Relative)
1
Very Positive
Harvard-IV (Absolute)
1
Very Positive
Harvard-IV (Logit)
1.09861
VADER
0
Neutral
Moderation
Harassment
0.0138380565
OpenAI Moderation v1 (007)
Violence > Graphic
0.007286344
OpenAI Moderation v1 (007)
Violence
0.0035351193
OpenAI Moderation v1 (007)
Harassment > Threatening
0.0031461623
OpenAI Moderation v1 (007)
Sexual
0.0022764039
OpenAI Moderation v1 (007)
Hate
0.0006103039
OpenAI Moderation v1 (007)
Sexual > Minors
0.0004548395
OpenAI Moderation v1 (007)
Self-Harm
5.62834E-5
OpenAI Moderation v1 (007)
Hate > Threatening
5.37499E-5
OpenAI Moderation v1 (007)
Self-Harm > Intent
2.54271E-5
OpenAI Moderation v1 (007)
Self-Harm > Instructions
1.5615E-6
OpenAI Moderation v1 (007)
Readability
Flesch-Kincaid Grade
9.4
Flesch-Kincaid Ease
50.5
Gunning-Fog Score
14.4
Coleman-Liau Index
10.9
SMOG Index
12
Automated Readability Index
6.4
Dale-Chall Readability Score
4.3
Sprache Readability Score
2.5
Dale-Chall Difficult Word Score
3
Sprache Difficult Word Count
3

The Presiding Officer

The PRESIDING OFFICER.
Sentiment
Loughran McDonald (Relative)
-1
Very Negative
Loughran McDonald (Absolute)
-1
Very Negative
Loughran McDonald (Logit)
-1.09861
Harvard-IV (Relative)
1
Very Positive
Harvard-IV (Absolute)
1
Very Positive
Harvard-IV (Logit)
1.60944
VADER
0
Neutral
Moderation
Violence
0.0725016405
OpenAI Moderation v1 (007)
Harassment > Threatening
0.0093023613
OpenAI Moderation v1 (007)
Violence > Graphic
0.0091219059
OpenAI Moderation v1 (007)
Sexual
0.0069748348
OpenAI Moderation v1 (007)
Harassment
0.002135949
OpenAI Moderation v1 (007)
Self-Harm
0.000632037
OpenAI Moderation v1 (007)
Hate
0.0005936212
OpenAI Moderation v1 (007)
Hate > Threatening
0.0001106788
OpenAI Moderation v1 (007)
Sexual > Minors
9.64827E-5
OpenAI Moderation v1 (007)
Self-Harm > Intent
5.74138E-5
OpenAI Moderation v1 (007)
Self-Harm > Instructions
2.5616E-6
OpenAI Moderation v1 (007)
Readability
Flesch-Kincaid Grade
8.5
Flesch-Kincaid Ease
42.5
Gunning-Fog Score
6.2
Coleman-Liau Index
12
SMOG Index
10.3
Automated Readability Index
5.9
Dale-Chall Readability Score
5.5
Sprache Readability Score
1.5
Dale-Chall Difficult Word Score
3
Sprache Difficult Word Count
4

The clerk will report.
Sentiment
Loughran McDonald (Relative)
0
Neutral
Loughran McDonald (Absolute)
0
Neutral
Loughran McDonald (Logit)
0
Harvard-IV (Relative)
0
Neutral
Harvard-IV (Absolute)
0
Neutral
Harvard-IV (Logit)
0
VADER
0
Neutral
Moderation
Violence > Graphic
0.1726282295
OpenAI Moderation v1 (007)
Violence
0.0202236246
OpenAI Moderation v1 (007)
Harassment > Threatening
0.0063035339
OpenAI Moderation v1 (007)
Harassment
0.0055507666
OpenAI Moderation v1 (007)
Sexual
0.002207595
OpenAI Moderation v1 (007)
Self-Harm
0.0009315921
OpenAI Moderation v1 (007)
Sexual > Minors
0.0007427625
OpenAI Moderation v1 (007)
Hate
0.0001967368
OpenAI Moderation v1 (007)
Hate > Threatening
9.0621E-5
OpenAI Moderation v1 (007)
Self-Harm > Intent
8.53268E-5
OpenAI Moderation v1 (007)
Self-Harm > Instructions
1.7873E-6
OpenAI Moderation v1 (007)
Readability
Flesch-Kincaid Grade
0.7
Flesch-Kincaid Ease
97
Gunning-Fog Score
1.6
Coleman-Liau Index
10.6
SMOG Index
3.3
Automated Readability Index
1.8
Dale-Chall Readability Score
0.2
Sprache Readability Score
1.3
Dale-Chall Difficult Word Score
0
Sprache Difficult Word Count
2

Orrin Hatch

I ask unanimous consent reading of the amendment be dispensed with.
Sentiment
Loughran McDonald (Relative)
0
Neutral
Loughran McDonald (Absolute)
0
Neutral
Loughran McDonald (Logit)
0
Harvard-IV (Relative)
0
Neutral
Harvard-IV (Absolute)
0
Neutral
Harvard-IV (Logit)
0
VADER
0.226
Slightly Positive
Moderation
Harassment
0.0055944693
OpenAI Moderation v1 (007)
Violence > Graphic
0.0034147884
OpenAI Moderation v1 (007)
Violence
0.0028441891
OpenAI Moderation v1 (007)
Sexual
0.0010818251
OpenAI Moderation v1 (007)
Self-Harm
0.0003114355
OpenAI Moderation v1 (007)
Self-Harm > Intent
0.000122825
OpenAI Moderation v1 (007)
Hate
8.75601E-5
OpenAI Moderation v1 (007)
Harassment > Threatening
3.19302E-5
OpenAI Moderation v1 (007)
Sexual > Minors
1.63057E-5
OpenAI Moderation v1 (007)
Self-Harm > Instructions
6.21E-6
OpenAI Moderation v1 (007)
Hate > Threatening
1.2225E-6
OpenAI Moderation v1 (007)
Readability
Flesch-Kincaid Grade
9.1
Flesch-Kincaid Ease
49.5
Gunning-Fog Score
11.7
Coleman-Liau Index
12
SMOG Index
11.3
Automated Readability Index
8
Dale-Chall Readability Score
6.3
Sprache Readability Score
2.4
Dale-Chall Difficult Word Score
4
Sprache Difficult Word Count
5

Dick Durbin

Mr. President, I object, unless a copy is provided. We have no idea what is in the amendment.
Sentiment
Loughran McDonald (Relative)
-1
Very Negative
Loughran McDonald (Absolute)
-1
Very Negative
Loughran McDonald (Logit)
-1.09861
Harvard-IV (Relative)
1
Very Positive
Harvard-IV (Absolute)
1
Very Positive
Harvard-IV (Logit)
1.60944
VADER
-0.296
Slightly Negative
Moderation
Harassment
0.2167943632
OpenAI Moderation v1 (007)
Violence
0.0360348466
OpenAI Moderation v1 (007)
Hate
0.0205095668
OpenAI Moderation v1 (007)
Violence > Graphic
0.0161756194
OpenAI Moderation v1 (007)
Harassment > Threatening
0.0024456913
OpenAI Moderation v1 (007)
Self-Harm
0.0022638
OpenAI Moderation v1 (007)
Self-Harm > Intent
0.0005518489
OpenAI Moderation v1 (007)
Sexual
0.0003613857
OpenAI Moderation v1 (007)
Sexual > Minors
8.59273E-5
OpenAI Moderation v1 (007)
Self-Harm > Instructions
7.52869E-5
OpenAI Moderation v1 (007)
Hate > Threatening
2.10572E-5
OpenAI Moderation v1 (007)
Topics
Topic:
Domestic Commerce
Score:
96.961
Magnitude:
70
Code:
15
Url:
https://fsc.al/cap-mc#15
Source:
Comparative Agendas
Readability
Flesch-Kincaid Grade
5.1
Flesch-Kincaid Ease
69.1
Gunning-Fog Score
9.1
Coleman-Liau Index
7.4
SMOG Index
9
Automated Readability Index
0.1
Dale-Chall Readability Score
5.6
Sprache Readability Score
2
Dale-Chall Difficult Word Score
6
Sprache Difficult Word Count
7

Orrin Hatch

It is on your desk.
Sentiment
Loughran McDonald (Relative)
0
Neutral
Loughran McDonald (Absolute)
0
Neutral
Loughran McDonald (Logit)
0
Harvard-IV (Relative)
0
Neutral
Harvard-IV (Absolute)
0
Neutral
Harvard-IV (Logit)
0
VADER
0
Neutral
Moderation
Harassment
0.010689754
OpenAI Moderation v1 (007)
Hate
0.0032477346
OpenAI Moderation v1 (007)
Violence
0.0031184598
OpenAI Moderation v1 (007)
Harassment > Threatening
0.0011997469
OpenAI Moderation v1 (007)
Sexual
0.0004897546
OpenAI Moderation v1 (007)
Violence > Graphic
0.0003297194
OpenAI Moderation v1 (007)
Self-Harm
3.12891E-5
OpenAI Moderation v1 (007)
Sexual > Minors
1.31293E-5
OpenAI Moderation v1 (007)
Hate > Threatening
4.5152E-6
OpenAI Moderation v1 (007)
Self-Harm > Intent
3.9611E-6
OpenAI Moderation v1 (007)
Self-Harm > Instructions
2.1455E-6
OpenAI Moderation v1 (007)
Topics
Topic:
Domestic Commerce
Score:
93.811
Magnitude:
142
Code:
15
Url:
https://fsc.al/cap-mc#15
Source:
Comparative Agendas
Readability
Flesch-Kincaid Grade
0
Flesch-Kincaid Ease
100
Gunning-Fog Score
2
Coleman-Liau Index
0.6
SMOG Index
3.3
Automated Readability Index
0
Dale-Chall Readability Score
0.2
Sprache Readability Score
1.3
Dale-Chall Difficult Word Score
0
Sprache Difficult Word Count
0

Dick Durbin

I do not object.
Sentiment
Loughran McDonald (Relative)
-1
Very Negative
Loughran McDonald (Absolute)
-1
Very Negative
Loughran McDonald (Logit)
-1.09861
Harvard-IV (Relative)
1
Very Positive
Harvard-IV (Absolute)
1
Very Positive
Harvard-IV (Logit)
1.09861
VADER
0
Neutral
Moderation
Violence
0.0063932457
OpenAI Moderation v1 (007)
Sexual
0.0029140578
OpenAI Moderation v1 (007)
Harassment
0.0028127519
OpenAI Moderation v1 (007)
Violence > Graphic
0.0015893866
OpenAI Moderation v1 (007)
Harassment > Threatening
0.0010603082
OpenAI Moderation v1 (007)
Hate
0.0005556703
OpenAI Moderation v1 (007)
Sexual > Minors
0.0004416628
OpenAI Moderation v1 (007)
Self-Harm
8.21474E-5
OpenAI Moderation v1 (007)
Self-Harm > Intent
6.83594E-5
OpenAI Moderation v1 (007)
Hate > Threatening
3.73153E-5
OpenAI Moderation v1 (007)
Self-Harm > Instructions
5.7959E-6
OpenAI Moderation v1 (007)
Topics
Topic:
Social Welfare
Score:
90.303
Magnitude:
48
Code:
13
Url:
https://fsc.al/cap-mc#13
Source:
Comparative Agendas
Readability
Flesch-Kincaid Grade
0.7
Flesch-Kincaid Ease
97
Gunning-Fog Score
1.6
Coleman-Liau Index
1.8
SMOG Index
3.3
Automated Readability Index
0
Dale-Chall Readability Score
4.1
Sprache Readability Score
1.2
Dale-Chall Difficult Word Score
1
Sprache Difficult Word Count
1

Orrin Hatch

I ask unanimous consent reading of the amendment be dispensed with.
Sentiment
Loughran McDonald (Relative)
0
Neutral
Loughran McDonald (Absolute)
0
Neutral
Loughran McDonald (Logit)
0
Harvard-IV (Relative)
0
Neutral
Harvard-IV (Absolute)
0
Neutral
Harvard-IV (Logit)
0
VADER
0.226
Slightly Positive
Moderation
Sexual
0.0662170583
OpenAI Moderation v1 (007)
Violence > Graphic
0.0121950419
OpenAI Moderation v1 (007)
Violence
0.0094486582
OpenAI Moderation v1 (007)
Harassment
0.0016103835
OpenAI Moderation v1 (007)
Sexual > Minors
0.0015385767
OpenAI Moderation v1 (007)
Harassment > Threatening
0.0012717363
OpenAI Moderation v1 (007)
Self-Harm
0.0008508952
OpenAI Moderation v1 (007)
Hate
0.0007733699
OpenAI Moderation v1 (007)
Self-Harm > Intent
8.85822E-5
OpenAI Moderation v1 (007)
Hate > Threatening
3.2385E-6
OpenAI Moderation v1 (007)
Self-Harm > Instructions
2.6781E-6
OpenAI Moderation v1 (007)
Readability
Flesch-Kincaid Grade
9.1
Flesch-Kincaid Ease
49.5
Gunning-Fog Score
11.7
Coleman-Liau Index
12
SMOG Index
11.3
Automated Readability Index
8
Dale-Chall Readability Score
6.3
Sprache Readability Score
2.4
Dale-Chall Difficult Word Score
4
Sprache Difficult Word Count
5

The PRESIDING OFFICER (Mr. Crapo). Without objection, it is so ordered.
Sentiment
Loughran McDonald (Relative)
-1
Very Negative
Loughran McDonald (Absolute)
-1
Very Negative
Loughran McDonald (Logit)
-1.09861
Harvard-IV (Relative)
1
Very Positive
Harvard-IV (Absolute)
1
Very Positive
Harvard-IV (Logit)
1.60944
VADER
0
Neutral
Moderation
Sexual
0.0166087397
OpenAI Moderation v1 (007)
Violence
0.0155838759
OpenAI Moderation v1 (007)
Harassment
0.0143709025
OpenAI Moderation v1 (007)
Harassment > Threatening
0.001981652
OpenAI Moderation v1 (007)
Violence > Graphic
0.0013070383
OpenAI Moderation v1 (007)
Sexual > Minors
0.0009599563
OpenAI Moderation v1 (007)
Hate
0.0005745115
OpenAI Moderation v1 (007)
Self-Harm
0.0002742179
OpenAI Moderation v1 (007)
Self-Harm > Intent
8.60122E-5
OpenAI Moderation v1 (007)
Hate > Threatening
3.87419E-5
OpenAI Moderation v1 (007)
Self-Harm > Instructions
2.2162E-6
OpenAI Moderation v1 (007)
Readability
Flesch-Kincaid Grade
7.3
Flesch-Kincaid Ease
49.3
Gunning-Fog Score
5.1
Coleman-Liau Index
12
SMOG Index
9
Automated Readability Index
4
Dale-Chall Readability Score
7.4
Sprache Readability Score
1.6
Dale-Chall Difficult Word Score
5
Sprache Difficult Word Count
6

Dick Durbin

Mr. President, it took a few minutes to sort out what we are doing, and this is what it has come down to. I am offering an amendment to the bill before us with a bankruptcy reform bill which was considered 2\1/2\ years ago in the Senate and passed by a vote of 97-1.
Sentiment
Loughran McDonald (Relative)
-1
Very Negative
Loughran McDonald (Absolute)
-1
Very Negative
Loughran McDonald (Logit)
-1.09861
Harvard-IV (Relative)
0.2
Leans Positive
Harvard-IV (Absolute)
0.2
Leans Positive
Harvard-IV (Logit)
0.33647
VADER
0
Neutral
Moderation
Violence
0.4623066634
OpenAI Moderation v1 (007)
Harassment > Threatening
0.1826762804
OpenAI Moderation v1 (007)
Violence > Graphic
0.1453906414
OpenAI Moderation v1 (007)
Harassment
0.019662347
OpenAI Moderation v1 (007)
Sexual
0.0195752888
OpenAI Moderation v1 (007)
Hate
0.0095878975
OpenAI Moderation v1 (007)
Self-Harm
0.0033642449
OpenAI Moderation v1 (007)
Hate > Threatening
0.0020944532
OpenAI Moderation v1 (007)
Sexual > Minors
0.0012239335
OpenAI Moderation v1 (007)
Self-Harm > Intent
5.22385E-5
OpenAI Moderation v1 (007)
Self-Harm > Instructions
1.04579E-5
OpenAI Moderation v1 (007)
Readability
Flesch-Kincaid Grade
5.6
Flesch-Kincaid Ease
88.2
Gunning-Fog Score
10.3
Coleman-Liau Index
5
SMOG Index
9.9
Automated Readability Index
4.6
Dale-Chall Readability Score
4
Sprache Readability Score
4
Dale-Chall Difficult Word Score
11
Sprache Difficult Word Count
13

Dick Durbin

Senator Hatch has come back and said, instead, it is a take it or leave it deal. We have this bill that is presently before us -- take it or leave it. That is what the choice will be for my colleagues in the Senate. But I encourage them to take a close look at the differences between the substitute I am offering and what is being considered today in this Chamber.
Sentiment
Loughran McDonald (Relative)
1
Very Positive
Loughran McDonald (Absolute)
1
Very Positive
Loughran McDonald (Logit)
1.09861
Harvard-IV (Relative)
0.42857
Positive
Harvard-IV (Absolute)
0.42857
Positive
Harvard-IV (Logit)
0.78846
VADER
0.44
Positive
Moderation
Violence
0.0471936102
OpenAI Moderation v1 (007)
Sexual
0.0247467047
OpenAI Moderation v1 (007)
Hate
0.0157994495
OpenAI Moderation v1 (007)
Sexual > Minors
0.01447424
OpenAI Moderation v1 (007)
Harassment
0.0063700652
OpenAI Moderation v1 (007)
Violence > Graphic
0.0022089427
OpenAI Moderation v1 (007)
Harassment > Threatening
0.0009170136
OpenAI Moderation v1 (007)
Hate > Threatening
0.0002332019
OpenAI Moderation v1 (007)
Self-Harm > Intent
1.67186E-5
OpenAI Moderation v1 (007)
Self-Harm
1.45981E-5
OpenAI Moderation v1 (007)
Self-Harm > Instructions
3.506E-7
OpenAI Moderation v1 (007)
Readability
Flesch-Kincaid Grade
7.1
Flesch-Kincaid Ease
75.6
Gunning-Fog Score
11
Coleman-Liau Index
7.9
SMOG Index
11.3
Automated Readability Index
6.4
Dale-Chall Readability Score
3.1
Sprache Readability Score
4
Dale-Chall Difficult Word Score
10
Sprache Difficult Word Count
15

Dick Durbin

This bankruptcy debate has gone on for over 4 years. A very small percentage of Americans will never set foot in bankruptcy court, thank the Lord, but those who do hope they will have a new day in their lives. Because of their income situations they cannot repay their debts. Many of these people would love to repay their debts but, unfortunately, they have been faced with medical bills far beyond what any family could take care of. They might have gone through a divorce and found themselves with little or no income to raise a family and all the bills finally stacked up and pushed them over the edge. They could face a situation where they have lost a job that they had for a lifetime and then they find themselves in bankruptcy court.
Sentiment
Loughran McDonald (Relative)
-1
Very Negative
Loughran McDonald (Absolute)
-1
Very Negative
Loughran McDonald (Logit)
-2.56495
Harvard-IV (Relative)
-0.63636
Very Negative
Harvard-IV (Absolute)
-0.63636
Very Negative
Harvard-IV (Logit)
-1.335
VADER
0.851
Very Positive
Moderation
Violence
0.0364724256
OpenAI Moderation v1 (007)
Harassment
0.0119452001
OpenAI Moderation v1 (007)
Sexual
0.0109914821
OpenAI Moderation v1 (007)
Harassment > Threatening
0.0107419299
OpenAI Moderation v1 (007)
Hate
0.0067383982
OpenAI Moderation v1 (007)
Violence > Graphic
0.0057146819
OpenAI Moderation v1 (007)
Sexual > Minors
0.0012402208
OpenAI Moderation v1 (007)
Self-Harm
9.62002E-5
OpenAI Moderation v1 (007)
Hate > Threatening
8.35725E-5
OpenAI Moderation v1 (007)
Self-Harm > Intent
1.71935E-5
OpenAI Moderation v1 (007)
Self-Harm > Instructions
9.517E-7
OpenAI Moderation v1 (007)
Readability
Flesch-Kincaid Grade
9.4
Flesch-Kincaid Ease
67.4
Gunning-Fog Score
12.6
Coleman-Liau Index
10.2
SMOG Index
11.7
Automated Readability Index
10.6
Dale-Chall Readability Score
3.5
Sprache Readability Score
5
Dale-Chall Difficult Word Score
20
Sprache Difficult Word Count
25

Dick Durbin

My colleague, Senator Grassley of Iowa, spoke eloquently, when I offered my bill, about the need for us to change the process so the Senate could have bankruptcy reform. Let me read a little bit of what Senator Grassley said in the Congressional Record of September 23, 1998. He said:
Sentiment
Loughran McDonald (Relative)
-1
Very Negative
Loughran McDonald (Absolute)
-1
Very Negative
Loughran McDonald (Logit)
-1.09861
Harvard-IV (Relative)
-0.14286
Leans Negative
Harvard-IV (Absolute)
-0.14286
Leans Negative
Harvard-IV (Logit)
-0.25131
VADER
0
Neutral
Moderation
Violence > Graphic
0.0486048928
OpenAI Moderation v1 (007)
Sexual
0.0386728439
OpenAI Moderation v1 (007)
Violence
0.0370768335
OpenAI Moderation v1 (007)
Harassment > Threatening
0.0047038702
OpenAI Moderation v1 (007)
Sexual > Minors
0.0035666963
OpenAI Moderation v1 (007)
Self-Harm
0.0021604896
OpenAI Moderation v1 (007)
Hate
0.001609691
OpenAI Moderation v1 (007)
Harassment
0.0008697678
OpenAI Moderation v1 (007)
Self-Harm > Intent
0.0001507572
OpenAI Moderation v1 (007)
Hate > Threatening
0.0001336373
OpenAI Moderation v1 (007)
Self-Harm > Instructions
2.1466E-6
OpenAI Moderation v1 (007)
Readability
Flesch-Kincaid Grade
8.8
Flesch-Kincaid Ease
61.3
Gunning-Fog Score
8.3
Coleman-Liau Index
10.2
SMOG Index
12
Automated Readability Index
7.7
Dale-Chall Readability Score
5.6
Sprache Readability Score
3.8
Dale-Chall Difficult Word Score
15
Sprache Difficult Word Count
14

Dick Durbin

Senator Grassley went on to say:
Sentiment
Loughran McDonald (Relative)
0
Neutral
Loughran McDonald (Absolute)
0
Neutral
Loughran McDonald (Logit)
0
Harvard-IV (Relative)
0
Neutral
Harvard-IV (Absolute)
0
Neutral
Harvard-IV (Logit)
0
VADER
0
Neutral
Moderation
Violence
0.0142392208
OpenAI Moderation v1 (007)
Harassment
0.0074722069
OpenAI Moderation v1 (007)
Violence > Graphic
0.0071455863
OpenAI Moderation v1 (007)
Sexual
0.0035483223
OpenAI Moderation v1 (007)
Sexual > Minors
0.0008626052
OpenAI Moderation v1 (007)
Hate
0.0006041349
OpenAI Moderation v1 (007)
Harassment > Threatening
0.0001598589
OpenAI Moderation v1 (007)
Self-Harm
1.9795E-5
OpenAI Moderation v1 (007)
Hate > Threatening
1.40057E-5
OpenAI Moderation v1 (007)
Self-Harm > Intent
1.155E-6
OpenAI Moderation v1 (007)
Self-Harm > Instructions
7.185E-7
OpenAI Moderation v1 (007)
Readability
Flesch-Kincaid Grade
4.5
Flesch-Kincaid Ease
73.8
Gunning-Fog Score
2.4
Coleman-Liau Index
9.7
SMOG Index
9
Automated Readability Index
2
Dale-Chall Readability Score
5.6
Sprache Readability Score
1.5
Dale-Chall Difficult Word Score
2
Sprache Difficult Word Count
2

Dick Durbin

About the amendment I am offering now, Senator Grassley went on to say:
Sentiment
Loughran McDonald (Relative)
0
Neutral
Loughran McDonald (Absolute)
0
Neutral
Loughran McDonald (Logit)
0
Harvard-IV (Relative)
1
Very Positive
Harvard-IV (Absolute)
1
Very Positive
Harvard-IV (Logit)
1.09861
VADER
0
Neutral
Moderation
Violence
0.0430584798
OpenAI Moderation v1 (007)
Sexual
0.0380745245
OpenAI Moderation v1 (007)
Hate
0.0377224496
OpenAI Moderation v1 (007)
Violence > Graphic
0.0167616934
OpenAI Moderation v1 (007)
Harassment
0.0154031237
OpenAI Moderation v1 (007)
Harassment > Threatening
0.0080155543
OpenAI Moderation v1 (007)
Hate > Threatening
0.0042532971
OpenAI Moderation v1 (007)
Sexual > Minors
0.0033989338
OpenAI Moderation v1 (007)
Self-Harm
0.0011376132
OpenAI Moderation v1 (007)
Self-Harm > Intent
0.0002650834
OpenAI Moderation v1 (007)
Self-Harm > Instructions
5.64371E-5
OpenAI Moderation v1 (007)
Readability
Flesch-Kincaid Grade
8.5
Flesch-Kincaid Ease
57
Gunning-Fog Score
11.4
Coleman-Liau Index
10
SMOG Index
12
Automated Readability Index
5.7
Dale-Chall Readability Score
5.5
Sprache Readability Score
2.6
Dale-Chall Difficult Word Score
4
Sprache Difficult Word Count
4

Dick Durbin

The vote was 97-1. The Grassley-Durbin bankruptcy reform had overwhelming bipartisan support. But, on two successive occasions, that bankruptcy bill went into a conference committee and, frankly, never emerged. What came back from the conference committee was a slam dunk, unbalanced, one-sided bankruptcy reform that favored credit card companies and financial institutions, and, frankly, did little or nothing for consumers and families across America.
Sentiment
Loughran McDonald (Relative)
-0.5
Very Negative
Loughran McDonald (Absolute)
-0.5
Very Negative
Loughran McDonald (Logit)
-0.8473
Harvard-IV (Relative)
0
Neutral
Harvard-IV (Absolute)
0
Neutral
Harvard-IV (Logit)
0
VADER
0.765
Very Positive
Moderation
Violence
0.0351164519
OpenAI Moderation v1 (007)
Harassment > Threatening
0.0042653122
OpenAI Moderation v1 (007)
Violence > Graphic
0.0031668416
OpenAI Moderation v1 (007)
Sexual
0.0013972602
OpenAI Moderation v1 (007)
Hate
0.0006737968
OpenAI Moderation v1 (007)
Harassment
0.000589232
OpenAI Moderation v1 (007)
Sexual > Minors
0.0003021137
OpenAI Moderation v1 (007)
Self-Harm
6.62964E-5
OpenAI Moderation v1 (007)
Hate > Threatening
2.28506E-5
OpenAI Moderation v1 (007)
Self-Harm > Instructions
5.7402E-6
OpenAI Moderation v1 (007)
Self-Harm > Intent
1.4377E-6
OpenAI Moderation v1 (007)
Readability
Flesch-Kincaid Grade
12
Flesch-Kincaid Ease
37
Gunning-Fog Score
17.4
Coleman-Liau Index
12
SMOG Index
12
Automated Readability Index
12
Dale-Chall Readability Score
7.7
Sprache Readability Score
4.8
Dale-Chall Difficult Word Score
29
Sprache Difficult Word Count
26

Dick Durbin

I am pleased we have had this debate before us. But I tell you in the spirit that Senator Grassley spoke to the Members of the Senate on the floor, I have offered the very bill which he and I worked on for so long, the bill that passed so overwhelmingly. We already have before us a thoroughly researched and broadly considered bill which was found acceptable to virtually every Member of this body in 1998. The bill before the Senate now, the Bankruptcy Reform Bill, is not a balanced bill. The bill we have before us today is one that is tipped decidedly in favor of credit card companies and banks.
Sentiment
Loughran McDonald (Relative)
0
Neutral
Loughran McDonald (Absolute)
0
Neutral
Loughran McDonald (Logit)
0
Harvard-IV (Relative)
0.33333
Somewhat Positive
Harvard-IV (Absolute)
0.33333
Somewhat Positive
Harvard-IV (Logit)
0.61904
VADER
0.888
Very Positive
Moderation
Violence
0.0148761435
OpenAI Moderation v1 (007)
Violence > Graphic
0.0012470332
OpenAI Moderation v1 (007)
Sexual
0.0005280299
OpenAI Moderation v1 (007)
Harassment
0.0001313611
OpenAI Moderation v1 (007)
Sexual > Minors
7.00276E-5
OpenAI Moderation v1 (007)
Hate
2.1238E-5
OpenAI Moderation v1 (007)
Harassment > Threatening
1.17566E-5
OpenAI Moderation v1 (007)
Hate > Threatening
6.3332E-6
OpenAI Moderation v1 (007)
Self-Harm
2.712E-6
OpenAI Moderation v1 (007)
Self-Harm > Intent
1.772E-7
OpenAI Moderation v1 (007)
Self-Harm > Instructions
1.43E-8
OpenAI Moderation v1 (007)
Readability
Flesch-Kincaid Grade
10.1
Flesch-Kincaid Ease
62.5
Gunning-Fog Score
12.5
Coleman-Liau Index
9.3
SMOG Index
12
Automated Readability Index
9.8
Dale-Chall Readability Score
4.6
Sprache Readability Score
5
Dale-Chall Difficult Word Score
25
Sprache Difficult Word Count
26

Dick Durbin

There have been efforts made over the span of this debate to amend this bill to give consumers a fighting chance. Those efforts have failed. I have tried to offer an amendment, for example, which would require more complete disclosure on the monthly statements on credit cards. The credit card industry has refused. Why send a message to America of how divided we are in bankruptcy reform instead of coming up with a bipartisan bill that addresses the issue? The Senate can speak in a united, bipartisan voice, making clear we have reached a broad- based consensus on bankruptcy reform.
Sentiment
Loughran McDonald (Relative)
-1
Very Negative
Loughran McDonald (Absolute)
-1
Very Negative
Loughran McDonald (Logit)
-2.19722
Harvard-IV (Relative)
0.11111
Leans Positive
Harvard-IV (Absolute)
0.11111
Leans Positive
Harvard-IV (Logit)
0.21131
VADER
0.612
Very Positive
Moderation
Harassment
0.0508928264
OpenAI Moderation v1 (007)
Violence
0.013477297
OpenAI Moderation v1 (007)
Hate
0.0098603312
OpenAI Moderation v1 (007)
Harassment > Threatening
0.0015323989
OpenAI Moderation v1 (007)
Violence > Graphic
0.0002144296
OpenAI Moderation v1 (007)
Sexual
0.0002020126
OpenAI Moderation v1 (007)
Hate > Threatening
3.92147E-5
OpenAI Moderation v1 (007)
Sexual > Minors
1.20963E-5
OpenAI Moderation v1 (007)
Self-Harm
1.2815E-6
OpenAI Moderation v1 (007)
Self-Harm > Intent
3.221E-7
OpenAI Moderation v1 (007)
Self-Harm > Instructions
1.756E-7
OpenAI Moderation v1 (007)
Readability
Flesch-Kincaid Grade
9.1
Flesch-Kincaid Ease
59.6
Gunning-Fog Score
11.9
Coleman-Liau Index
12
SMOG Index
12
Automated Readability Index
9.3
Dale-Chall Readability Score
6
Sprache Readability Score
5
Dale-Chall Difficult Word Score
33
Sprache Difficult Word Count
36

Dick Durbin

Let me review a few of the major differences between the bills and point out why I believe the bill I offer as a substitute is a much more balanced approach, a decision made by 96 of my colleagues and myself when we last voted on this.
Sentiment
Loughran McDonald (Relative)
0
Neutral
Loughran McDonald (Absolute)
0
Neutral
Loughran McDonald (Logit)
0
Harvard-IV (Relative)
-0.14286
Leans Negative
Harvard-IV (Absolute)
-0.14286
Leans Negative
Harvard-IV (Logit)
-0.25131
VADER
0
Neutral
Moderation
Violence
0.0576934137
OpenAI Moderation v1 (007)
Harassment
0.0397632713
OpenAI Moderation v1 (007)
Harassment > Threatening
0.0226565884
OpenAI Moderation v1 (007)
Sexual
0.0108256332
OpenAI Moderation v1 (007)
Violence > Graphic
0.0085744425
OpenAI Moderation v1 (007)
Hate
0.001574298
OpenAI Moderation v1 (007)
Sexual > Minors
0.000550094
OpenAI Moderation v1 (007)
Self-Harm
4.01775E-5
OpenAI Moderation v1 (007)
Self-Harm > Intent
1.11819E-5
OpenAI Moderation v1 (007)
Hate > Threatening
3.3788E-6
OpenAI Moderation v1 (007)
Self-Harm > Instructions
1.9883E-6
OpenAI Moderation v1 (007)
Readability
Flesch-Kincaid Grade
12
Flesch-Kincaid Ease
43.9
Gunning-Fog Score
19
Coleman-Liau Index
7.4
SMOG Index
12
Automated Readability Index
12
Dale-Chall Readability Score
4.3
Sprache Readability Score
5
Dale-Chall Difficult Word Score
6
Sprache Difficult Word Count
11

Dick Durbin

The Durbin amendment uses a means test that requires every debtor, regardless of income, who files for chapter 7 bankruptcy to be scrutinize by the U.S. Trustee to determine whether the filing is abusive. We want to stop abusive filings and those who would exploit the bankruptcy court. The bill creates a presumption that a case is abusive if the debtor, the person who owes the debt, is able to pay a fixed percentage of unsecured nonpriority claims or a fixed dollar amount.
Sentiment
Loughran McDonald (Relative)
-1
Very Negative
Loughran McDonald (Absolute)
-1
Very Negative
Loughran McDonald (Logit)
-2.94444
Harvard-IV (Relative)
-0.53846
Very Negative
Harvard-IV (Absolute)
-0.53846
Very Negative
Harvard-IV (Logit)
-1.09861
VADER
-0.954
Very Negative
Moderation
Sexual
0.0250148587
OpenAI Moderation v1 (007)
Violence
0.013930758
OpenAI Moderation v1 (007)
Violence > Graphic
0.0085446904
OpenAI Moderation v1 (007)
Harassment
0.0020476422
OpenAI Moderation v1 (007)
Harassment > Threatening
0.0004197206
OpenAI Moderation v1 (007)
Sexual > Minors
0.0002704672
OpenAI Moderation v1 (007)
Self-Harm
0.0002480272
OpenAI Moderation v1 (007)
Self-Harm > Intent
4.24564E-5
OpenAI Moderation v1 (007)
Hate
3.60402E-5
OpenAI Moderation v1 (007)
Hate > Threatening
2.45126E-5
OpenAI Moderation v1 (007)
Self-Harm > Instructions
2.0381E-6
OpenAI Moderation v1 (007)
Topics
Topic:
Government Operations
Score:
55.079
Magnitude:
7
Code:
20
Url:
https://fsc.al/cap-mc#20
Source:
Comparative Agendas
Readability
Flesch-Kincaid Grade
9.5
Flesch-Kincaid Ease
56.8
Gunning-Fog Score
13.4
Coleman-Liau Index
11.2
SMOG Index
12
Automated Readability Index
8.6
Dale-Chall Readability Score
6.1
Sprache Readability Score
5
Dale-Chall Difficult Word Score
28
Sprache Difficult Word Count
29

Dick Durbin

In my home State of Illinois, the average annual income for bankruptcy filers in the Central District where I live in Springfield, in 1998, was $20,448. Yet the average amount of debt which people brought into bankruptcy court was more than $22,000. It is clear that these people were over the edge. You can't get blood out of a turnip. When the credit industry wants to keep pushing and pushing and pushing for more and more money, they have lost sight of the reason for bankruptcy court. When people have reached the end of the road, it is time to give them a fresh start.
Sentiment
Loughran McDonald (Relative)
-1
Very Negative
Loughran McDonald (Absolute)
-1
Very Negative
Loughran McDonald (Logit)
-2.19722
Harvard-IV (Relative)
-0.06667
Neutral
Harvard-IV (Absolute)
-0.06667
Neutral
Harvard-IV (Logit)
-0.12516
VADER
0.477
Positive
Moderation
Harassment
0.0395737356
OpenAI Moderation v1 (007)
Violence
0.0043977863
OpenAI Moderation v1 (007)
Harassment > Threatening
0.0022104998
OpenAI Moderation v1 (007)
Sexual
0.0014210459
OpenAI Moderation v1 (007)
Violence > Graphic
0.0013755665
OpenAI Moderation v1 (007)
Hate
0.001001758
OpenAI Moderation v1 (007)
Self-Harm
8.14492E-5
OpenAI Moderation v1 (007)
Sexual > Minors
5.34594E-5
OpenAI Moderation v1 (007)
Self-Harm > Intent
1.74878E-5
OpenAI Moderation v1 (007)
Hate > Threatening
3.6887E-6
OpenAI Moderation v1 (007)
Self-Harm > Instructions
5.576E-7
OpenAI Moderation v1 (007)
Readability
Flesch-Kincaid Grade
6.4
Flesch-Kincaid Ease
81.2
Gunning-Fog Score
9.8
Coleman-Liau Index
8.4
SMOG Index
9.9
Automated Readability Index
6.9
Dale-Chall Readability Score
3.7
Sprache Readability Score
4.5
Dale-Chall Difficult Word Score
19
Sprache Difficult Word Count
21

Dick Durbin

This figure shows these filers were hopelessly insolvent. They owed more money on debt than they had in collateral and their total income for the entire year. They don't even come close to meeting the standards where they would go through the scrutiny of this bill.
Sentiment
Loughran McDonald (Relative)
-1
Very Negative
Loughran McDonald (Absolute)
-1
Very Negative
Loughran McDonald (Logit)
-1.60944
Harvard-IV (Relative)
0.5
Positive
Harvard-IV (Absolute)
0.5
Positive
Harvard-IV (Logit)
0.8473
VADER
-0.718
Very Negative
Moderation
Violence > Graphic
0.024586689
OpenAI Moderation v1 (007)
Sexual
0.0158410083
OpenAI Moderation v1 (007)
Violence
0.0099051045
OpenAI Moderation v1 (007)
Harassment
0.0074478201
OpenAI Moderation v1 (007)
Sexual > Minors
0.0010814218
OpenAI Moderation v1 (007)
Hate
0.0010736602
OpenAI Moderation v1 (007)
Harassment > Threatening
0.0003835662
OpenAI Moderation v1 (007)
Self-Harm
3.9338E-5
OpenAI Moderation v1 (007)
Self-Harm > Intent
2.82859E-5
OpenAI Moderation v1 (007)
Hate > Threatening
1.644E-6
OpenAI Moderation v1 (007)
Self-Harm > Instructions
2.067E-7
OpenAI Moderation v1 (007)
Readability
Flesch-Kincaid Grade
7.1
Flesch-Kincaid Ease
71.7
Gunning-Fog Score
9.6
Coleman-Liau Index
11.8
SMOG Index
9.9
Automated Readability Index
8.4
Dale-Chall Readability Score
4.2
Sprache Readability Score
3.6
Dale-Chall Difficult Word Score
10
Sprache Difficult Word Count
13

Dick Durbin

My amendment gives the courts discretion to dismiss or convert a chapter 7 bankruptcy case if the debtor can fund a chapter 13 repayment plan. What it means in simple language is this: If the court takes a look at the person in bankruptcy court and says, "You can pay back a substantial part of this debt, we are not going to let you off the hook entirely," the Durbin amendment says: Yes, the court can reach that decision. And that is an appropriate decision. Everybody should try in good faith to pay their bills.
Sentiment
Loughran McDonald (Relative)
-1
Very Negative
Loughran McDonald (Absolute)
-1
Very Negative
Loughran McDonald (Logit)
-1.94591
Harvard-IV (Relative)
0
Neutral
Harvard-IV (Absolute)
0
Neutral
Harvard-IV (Logit)
0
VADER
0.818
Very Positive
Moderation
Violence
0.0382962724
OpenAI Moderation v1 (007)
Harassment > Threatening
0.0214138519
OpenAI Moderation v1 (007)
Harassment
0.0160665717
OpenAI Moderation v1 (007)
Violence > Graphic
0.0043506785
OpenAI Moderation v1 (007)
Self-Harm
0.0011123549
OpenAI Moderation v1 (007)
Hate
0.0011015765
OpenAI Moderation v1 (007)
Self-Harm > Intent
0.0001541191
OpenAI Moderation v1 (007)
Sexual
4.67469E-5
OpenAI Moderation v1 (007)
Hate > Threatening
2.37826E-5
OpenAI Moderation v1 (007)
Self-Harm > Instructions
1.01206E-5
OpenAI Moderation v1 (007)
Sexual > Minors
5.7332E-6
OpenAI Moderation v1 (007)
Topics
Topic:
Domestic Commerce
Score:
97.07
Magnitude:
30
Code:
15
Url:
https://fsc.al/cap-mc#15
Source:
Comparative Agendas
Readability
Flesch-Kincaid Grade
9.7
Flesch-Kincaid Ease
67.9
Gunning-Fog Score
14.6
Coleman-Liau Index
9.4
SMOG Index
12
Automated Readability Index
10.6
Dale-Chall Readability Score
4.3
Sprache Readability Score
5
Dale-Chall Difficult Word Score
19
Sprache Difficult Word Count
23

Dick Durbin

But let us also concede there are some people who will never be able to repay these bills. Unfortunately, the amendment offered by Senator Hatch is one that doesn't give that kind of latitude and flexibility.
Sentiment
Loughran McDonald (Relative)
-1
Very Negative
Loughran McDonald (Absolute)
-1
Very Negative
Loughran McDonald (Logit)
-1.60944
Harvard-IV (Relative)
0.33333
Somewhat Positive
Harvard-IV (Absolute)
0.33333
Somewhat Positive
Harvard-IV (Logit)
0.58779
VADER
0
Neutral
Moderation
Violence > Graphic
0.0201548639
OpenAI Moderation v1 (007)
Violence
0.0022526576
OpenAI Moderation v1 (007)
Self-Harm > Intent
0.0014527759
OpenAI Moderation v1 (007)
Self-Harm
0.0011277371
OpenAI Moderation v1 (007)
Harassment
0.0001745976
OpenAI Moderation v1 (007)
Harassment > Threatening
0.0001244032
OpenAI Moderation v1 (007)
Self-Harm > Instructions
0.0001142648
OpenAI Moderation v1 (007)
Sexual
0.0001025833
OpenAI Moderation v1 (007)
Hate
4.44357E-5
OpenAI Moderation v1 (007)
Sexual > Minors
1.00838E-5
OpenAI Moderation v1 (007)
Hate > Threatening
4.69E-7
OpenAI Moderation v1 (007)
Topics
Topic:
Law and Crime
Score:
52.213
Magnitude:
41
Code:
12
Url:
https://fsc.al/cap-mc#12
Source:
Comparative Agendas
Topic:
Domestic Commerce
Score:
35.738
Magnitude:
41
Code:
15
Url:
https://fsc.al/cap-mc#15
Source:
Comparative Agendas
Readability
Flesch-Kincaid Grade
10.1
Flesch-Kincaid Ease
54.6
Gunning-Fog Score
11.6
Coleman-Liau Index
11.8
SMOG Index
12
Automated Readability Index
9.7
Dale-Chall Readability Score
4.4
Sprache Readability Score
3.7
Dale-Chall Difficult Word Score
8
Sprache Difficult Word Count
11

Dick Durbin

My approach is cheaper, it is more flexible, it is more sensible, and it is more fair. What is the sense of applying a complicated means test to every bankruptcy filing when studies have clearly shown the types of means tests envisioned in the amendment of Senator Hatch would only apply to a small fraction, far less than 10 percent of the people filing bankruptcy? A study by the American Bankruptcy Institute put the figure at 3 percent. That means that 100 percent of the people filing in bankruptcy court would have to go through a process that only applies to 3 percent of them.
Sentiment
Loughran McDonald (Relative)
-1
Very Negative
Loughran McDonald (Absolute)
-1
Very Negative
Loughran McDonald (Logit)
-2.3979
Harvard-IV (Relative)
-0.16667
Leans Negative
Harvard-IV (Absolute)
-0.16667
Leans Negative
Harvard-IV (Logit)
-0.31015
VADER
0.753
Very Positive
Moderation
Harassment
0.0639538805
OpenAI Moderation v1 (007)
Sexual
0.0074121817
OpenAI Moderation v1 (007)
Violence > Graphic
0.006455274
OpenAI Moderation v1 (007)
Violence
0.0030687152
OpenAI Moderation v1 (007)
Hate
0.0026444251
OpenAI Moderation v1 (007)
Sexual > Minors
0.0005904717
OpenAI Moderation v1 (007)
Self-Harm
0.0005794842
OpenAI Moderation v1 (007)
Harassment > Threatening
0.0003492234
OpenAI Moderation v1 (007)
Self-Harm > Intent
0.000274055
OpenAI Moderation v1 (007)
Self-Harm > Instructions
1.3896E-5
OpenAI Moderation v1 (007)
Hate > Threatening
2.3868E-6
OpenAI Moderation v1 (007)
Topics
Topic:
Law and Crime
Score:
60.362
Magnitude:
91
Code:
12
Url:
https://fsc.al/cap-mc#12
Source:
Comparative Agendas
Readability
Flesch-Kincaid Grade
11.7
Flesch-Kincaid Ease
57.7
Gunning-Fog Score
13.9
Coleman-Liau Index
10.3
SMOG Index
12
Automated Readability Index
12
Dale-Chall Readability Score
5.8
Sprache Readability Score
5
Dale-Chall Difficult Word Score
30
Sprache Difficult Word Count
26

Dick Durbin

Beyond the administrative costs, there is a lot of stress on poor families in this approach. Let me tell you why I think this bill is also balanced. I don't believe we should ration credit in America, but I believe as consumers and families across America you have a right to be informed, well informed about what you are getting into with a credit card. My amendment was more balanced in its approach. This bill before us, Senator Hatch's bill, does not approach credit card disclosure in a meaningful way. This should be a primary objective of bankruptcy reform: Reform the bankruptcy court, but also end some of the abuses of the credit card industry.
Sentiment
Loughran McDonald (Relative)
-0.5
Very Negative
Loughran McDonald (Absolute)
-0.5
Very Negative
Loughran McDonald (Logit)
-0.95551
Harvard-IV (Relative)
0.33333
Somewhat Positive
Harvard-IV (Absolute)
0.33333
Somewhat Positive
Harvard-IV (Logit)
0.65925
VADER
0.564
Very Positive
Moderation
Harassment
0.0469962833
OpenAI Moderation v1 (007)
Violence > Graphic
0.0083992432
OpenAI Moderation v1 (007)
Violence
0.0079686608
OpenAI Moderation v1 (007)
Hate
0.003078593
OpenAI Moderation v1 (007)
Sexual
0.0008218434
OpenAI Moderation v1 (007)
Harassment > Threatening
0.0006498229
OpenAI Moderation v1 (007)
Self-Harm
0.0005999952
OpenAI Moderation v1 (007)
Self-Harm > Intent
0.0004085688
OpenAI Moderation v1 (007)
Sexual > Minors
0.000118245
OpenAI Moderation v1 (007)
Hate > Threatening
1.4081E-5
OpenAI Moderation v1 (007)
Self-Harm > Instructions
6.4023E-6
OpenAI Moderation v1 (007)
Topics
Topic:
Law and Crime
Score:
27.327
Magnitude:
14
Code:
12
Url:
https://fsc.al/cap-mc#12
Source:
Comparative Agendas
Readability
Flesch-Kincaid Grade
9.8
Flesch-Kincaid Ease
58.6
Gunning-Fog Score
12.2
Coleman-Liau Index
11.1
SMOG Index
12
Automated Readability Index
9.7
Dale-Chall Readability Score
5.5
Sprache Readability Score
5
Dale-Chall Difficult Word Score
33
Sprache Difficult Word Count
26

Dick Durbin

When you go home tonight and open the mail, you know what you are going to find -- another credit card solicitation. If you happen to be a college student, you are a prime target for these credit card companies. They want to get students with limited or no income with credit cards in hand, charging debts across the campus and around the town, many of them finding themselves in over their head in no time at all.
Sentiment
Loughran McDonald (Relative)
-1
Very Negative
Loughran McDonald (Absolute)
-1
Very Negative
Loughran McDonald (Logit)
-1.09861
Harvard-IV (Relative)
0.45455
Positive
Harvard-IV (Absolute)
0.45455
Positive
Harvard-IV (Logit)
0.8873
VADER
0.718
Very Positive
Moderation
Harassment
0.0692508649
OpenAI Moderation v1 (007)
Self-Harm
0.0133237059
OpenAI Moderation v1 (007)
Violence > Graphic
0.0074025607
OpenAI Moderation v1 (007)
Hate
0.0050161518
OpenAI Moderation v1 (007)
Violence
0.0019532477
OpenAI Moderation v1 (007)
Self-Harm > Intent
0.0015179456
OpenAI Moderation v1 (007)
Harassment > Threatening
0.0009482624
OpenAI Moderation v1 (007)
Self-Harm > Instructions
0.000355435
OpenAI Moderation v1 (007)
Sexual
0.0002780248
OpenAI Moderation v1 (007)
Sexual > Minors
7.9401E-6
OpenAI Moderation v1 (007)
Hate > Threatening
5.23E-7
OpenAI Moderation v1 (007)
Topics
Topic:
Government Operations
Score:
22.676
Magnitude:
81
Code:
20
Url:
https://fsc.al/cap-mc#20
Source:
Comparative Agendas
Readability
Flesch-Kincaid Grade
10.7
Flesch-Kincaid Ease
64.3
Gunning-Fog Score
12.3
Coleman-Liau Index
9.3
SMOG Index
9.9
Automated Readability Index
11.5
Dale-Chall Readability Score
4.3
Sprache Readability Score
5
Dale-Chall Difficult Word Score
15
Sprache Difficult Word Count
16

Dick Durbin

If I want to take out a large loan at a reasonable interest rate, a few thousand dollars, or $100,000 as the mortgage on my home, I have to go through all kinds of scrutiny. The banks want to see my income tax forms, my bank statements, my pay stubs, and the like. But many of you know when you want to apply for a credit card the same tests don't apply.
Sentiment
Loughran McDonald (Relative)
-1
Very Negative
Loughran McDonald (Absolute)
-1
Very Negative
Loughran McDonald (Logit)
-1.09861
Harvard-IV (Relative)
0.77778
Very Positive
Harvard-IV (Absolute)
0.77778
Very Positive
Harvard-IV (Logit)
1.7346
VADER
0.823
Very Positive
Moderation
Harassment
1.0852362961
OpenAI Moderation v1 (007)
Violence
0.1236887765
OpenAI Moderation v1 (007)
Harassment > Threatening
0.039084637
OpenAI Moderation v1 (007)
Violence > Graphic
0.0177038441
OpenAI Moderation v1 (007)
Hate
0.0112230453
OpenAI Moderation v1 (007)
Self-Harm
0.000423551
OpenAI Moderation v1 (007)
Self-Harm > Intent
0.0004153905
OpenAI Moderation v1 (007)
Sexual
0.0002819598
OpenAI Moderation v1 (007)
Sexual > Minors
0.0002535264
OpenAI Moderation v1 (007)
Hate > Threatening
0.0001795443
OpenAI Moderation v1 (007)
Self-Harm > Instructions
5.4779E-6
OpenAI Moderation v1 (007)
Topics
Topic:
Domestic Commerce
Score:
97.504
Magnitude:
58
Code:
15
Url:
https://fsc.al/cap-mc#15
Source:
Comparative Agendas
Readability
Flesch-Kincaid Grade
8.1
Flesch-Kincaid Ease
80.2
Gunning-Fog Score
11.4
Coleman-Liau Index
5.6
SMOG Index
9
Automated Readability Index
7.8
Dale-Chall Readability Score
3.2
Sprache Readability Score
4.8
Dale-Chall Difficult Word Score
9
Sprache Difficult Word Count
15

Dick Durbin

We have heard a lot about the democratization of credit. On the one hand, it is a good thing; credit should be broadly available. The marketplace should work in a way so everyone who needs credit has access. But the pendulum has swung too far in the wrong direction. According to BAI Global, a market research firm in Tarrytown, NY, in 1999 Americans received 3 billion mailings advertising credit cards. That is more than three times the 900 million mailings in 1992, and those are only the ones that go through the mail. We know there are Internet solicitations and television and radio solicitations and magazine solicitations as well.
Sentiment
Loughran McDonald (Relative)
-1
Very Negative
Loughran McDonald (Absolute)
-1
Very Negative
Loughran McDonald (Logit)
-1.09861
Harvard-IV (Relative)
0.63636
Very Positive
Harvard-IV (Absolute)
0.63636
Very Positive
Harvard-IV (Logit)
1.335
VADER
0.926
Very Positive
Moderation
Harassment
0.0310194126
OpenAI Moderation v1 (007)
Violence
0.01685444
OpenAI Moderation v1 (007)
Hate
0.0057123936
OpenAI Moderation v1 (007)
Violence > Graphic
0.00369382
OpenAI Moderation v1 (007)
Self-Harm
0.0023177221
OpenAI Moderation v1 (007)
Sexual
0.0012565093
OpenAI Moderation v1 (007)
Self-Harm > Intent
0.0010453501
OpenAI Moderation v1 (007)
Harassment > Threatening
0.0008912499
OpenAI Moderation v1 (007)
Sexual > Minors
7.32802E-5
OpenAI Moderation v1 (007)
Hate > Threatening
4.60507E-5
OpenAI Moderation v1 (007)
Self-Harm > Instructions
1.29353E-5
OpenAI Moderation v1 (007)
Topics
Topic:
Civil Rights
Score:
26.989
Magnitude:
55
Code:
2
Url:
https://fsc.al/cap-mc#2
Source:
Comparative Agendas
Readability
Flesch-Kincaid Grade
8.9
Flesch-Kincaid Ease
59.1
Gunning-Fog Score
12.1
Coleman-Liau Index
11.5
SMOG Index
12
Automated Readability Index
8.2
Dale-Chall Readability Score
5
Sprache Readability Score
4.7
Dale-Chall Difficult Word Score
29
Sprache Difficult Word Count
26

Dick Durbin

Let me tell you a little bit about the college students. At American University here in Washington, DC, every time a student purchases something from the bookstore at American U, he or she gets this bag. At the bottom of this bag are four -- not one, but four -- credit card solicitations for these students every time they go into the bookstore.
Sentiment
Loughran McDonald (Relative)
0
Neutral
Loughran McDonald (Absolute)
0
Neutral
Loughran McDonald (Logit)
0
Harvard-IV (Relative)
-0.5
Very Negative
Harvard-IV (Absolute)
-0.5
Very Negative
Harvard-IV (Logit)
-0.8473
VADER
0.527
Very Positive
Moderation
Harassment
4.8748970032
OpenAI Moderation v1 (007)
Harassment > Threatening
0.0358159072
OpenAI Moderation v1 (007)
Violence
0.0159609073
OpenAI Moderation v1 (007)
Hate
0.0147098806
OpenAI Moderation v1 (007)
Sexual
0.0106069092
OpenAI Moderation v1 (007)
Violence > Graphic
0.0020134725
OpenAI Moderation v1 (007)
Sexual > Minors
0.0016686281
OpenAI Moderation v1 (007)
Self-Harm
0.0002107668
OpenAI Moderation v1 (007)
Self-Harm > Intent
0.0001453576
OpenAI Moderation v1 (007)
Hate > Threatening
9.50371E-5
OpenAI Moderation v1 (007)
Self-Harm > Instructions
8.216E-6
OpenAI Moderation v1 (007)
Topics
Topic:
Government Operations
Score:
57.201
Magnitude:
39
Code:
20
Url:
https://fsc.al/cap-mc#20
Source:
Comparative Agendas
Readability
Flesch-Kincaid Grade
10.9
Flesch-Kincaid Ease
53.1
Gunning-Fog Score
11.4
Coleman-Liau Index
10.5
SMOG Index
12
Automated Readability Index
9.8
Dale-Chall Readability Score
4.4
Sprache Readability Score
3.9
Dale-Chall Difficult Word Score
13
Sprache Difficult Word Count
10

Dick Durbin

Another college has a phone-in system for registering for class. That sounds pretty convenient. I can remember standing in long lines when I had to register. But when the students come in, the first thing they hear from the university is a credit card solicitation. There is no avoiding it. If they want to register for class, the first thing they have to find out is whether they need a credit card. That is the most important question.
Sentiment
Loughran McDonald (Relative)
-1
Very Negative
Loughran McDonald (Absolute)
-1
Very Negative
Loughran McDonald (Logit)
-1.09861
Harvard-IV (Relative)
0.4
Somewhat Positive
Harvard-IV (Absolute)
0.4
Somewhat Positive
Harvard-IV (Logit)
0.76214
VADER
0.732
Very Positive
Moderation
Harassment
0.0082322935
OpenAI Moderation v1 (007)
Violence
0.0060572096
OpenAI Moderation v1 (007)
Harassment > Threatening
0.0034207238
OpenAI Moderation v1 (007)
Sexual
0.0029424154
OpenAI Moderation v1 (007)
Hate
0.001178607
OpenAI Moderation v1 (007)
Violence > Graphic
0.0008710726
OpenAI Moderation v1 (007)
Self-Harm
0.0003048345
OpenAI Moderation v1 (007)
Self-Harm > Intent
7.51758E-5
OpenAI Moderation v1 (007)
Hate > Threatening
5.64534E-5
OpenAI Moderation v1 (007)
Sexual > Minors
1.05125E-5
OpenAI Moderation v1 (007)
Self-Harm > Instructions
7.7132E-6
OpenAI Moderation v1 (007)
Topics
Topic:
Domestic Commerce
Score:
97.814
Magnitude:
74
Code:
15
Url:
https://fsc.al/cap-mc#15
Source:
Comparative Agendas
Readability
Flesch-Kincaid Grade
5.7
Flesch-Kincaid Ease
74.4
Gunning-Fog Score
9.1
Coleman-Liau Index
10.3
SMOG Index
10.1
Automated Readability Index
5.1
Dale-Chall Readability Score
3.6
Sprache Readability Score
3.3
Dale-Chall Difficult Word Score
15
Sprache Difficult Word Count
15

Dick Durbin

When I go to a University of Illinois football game, they wave a T- shirt at me: Do you want a free T-shirt? Sure. Well, all you have to do is sign up for a credit card.
Sentiment
Loughran McDonald (Relative)
0
Neutral
Loughran McDonald (Absolute)
0
Neutral
Loughran McDonald (Logit)
0
Harvard-IV (Relative)
1
Very Positive
Harvard-IV (Absolute)
1
Very Positive
Harvard-IV (Logit)
1.60944
VADER
0.863
Very Positive
Moderation
Violence
0.0329390634
OpenAI Moderation v1 (007)
Violence > Graphic
0.0085619169
OpenAI Moderation v1 (007)
Sexual
0.0048447269
OpenAI Moderation v1 (007)
Harassment
0.0037502203
OpenAI Moderation v1 (007)
Hate
0.0012991966
OpenAI Moderation v1 (007)
Harassment > Threatening
0.0009504723
OpenAI Moderation v1 (007)
Sexual > Minors
0.0005711932
OpenAI Moderation v1 (007)
Hate > Threatening
0.0001616552
OpenAI Moderation v1 (007)
Self-Harm
7.62663E-5
OpenAI Moderation v1 (007)
Self-Harm > Intent
7.9521E-6
OpenAI Moderation v1 (007)
Self-Harm > Instructions
2.517E-7
OpenAI Moderation v1 (007)
Topics
Topic:
Civil Rights
Score:
90.004
Magnitude:
58
Code:
2
Url:
https://fsc.al/cap-mc#2
Source:
Comparative Agendas
Readability
Flesch-Kincaid Grade
3.6
Flesch-Kincaid Ease
91.6
Gunning-Fog Score
5.1
Coleman-Liau Index
3.6
SMOG Index
7.9
Automated Readability Index
0.4
Dale-Chall Readability Score
1.9
Sprache Readability Score
2.7
Dale-Chall Difficult Word Score
3
Sprache Difficult Word Count
6

Dick Durbin

Students are signing up. The dean of students tells us the No. 1 reason kids leave school -- not because of academic failure -- is because they are in over their heads when it comes to credit cards.
Sentiment
Loughran McDonald (Relative)
-1
Very Negative
Loughran McDonald (Absolute)
-1
Very Negative
Loughran McDonald (Logit)
-1.09861
Harvard-IV (Relative)
0.6
Very Positive
Harvard-IV (Absolute)
0.6
Very Positive
Harvard-IV (Logit)
1.09861
VADER
-0.477
Negative
Moderation
Violence
0.0198479582
OpenAI Moderation v1 (007)
Sexual
0.012023493
OpenAI Moderation v1 (007)
Violence > Graphic
0.0042719312
OpenAI Moderation v1 (007)
Harassment
0.0021273339
OpenAI Moderation v1 (007)
Sexual > Minors
0.0004614623
OpenAI Moderation v1 (007)
Hate
0.0002129972
OpenAI Moderation v1 (007)
Harassment > Threatening
0.0001287757
OpenAI Moderation v1 (007)
Self-Harm
3.39496E-5
OpenAI Moderation v1 (007)
Hate > Threatening
3.0839E-6
OpenAI Moderation v1 (007)
Self-Harm > Intent
5.389E-7
OpenAI Moderation v1 (007)
Self-Harm > Instructions
6.54E-8
OpenAI Moderation v1 (007)
Topics
Topic:
Domestic Commerce
Score:
93.23
Magnitude:
61
Code:
15
Url:
https://fsc.al/cap-mc#15
Source:
Comparative Agendas
Readability
Flesch-Kincaid Grade
4.5
Flesch-Kincaid Ease
84.2
Gunning-Fog Score
5.9
Coleman-Liau Index
9.2
SMOG Index
6.6
Automated Readability Index
4.6
Dale-Chall Readability Score
4.1
Sprache Readability Score
2.8
Dale-Chall Difficult Word Score
8
Sprache Difficult Word Count
8

Dick Durbin

That sort of thing is absolutely indefensible. When you consider the fact the median family income for chapter 7 bankruptcy filers has been declining, it tells us that more and more people of limited means are taking out too many credit cards and getting in too far.
Sentiment
Loughran McDonald (Relative)
-1
Very Negative
Loughran McDonald (Absolute)
-1
Very Negative
Loughran McDonald (Logit)
-1.94591
Harvard-IV (Relative)
-0.42857
Negative
Harvard-IV (Absolute)
-0.42857
Negative
Harvard-IV (Logit)
-0.78846
VADER
0.105
Leans Positive
Moderation
Violence
0.0777755748
OpenAI Moderation v1 (007)
Violence > Graphic
0.0389068096
OpenAI Moderation v1 (007)
Harassment
0.0074831456
OpenAI Moderation v1 (007)
Sexual
0.0009988114
OpenAI Moderation v1 (007)
Harassment > Threatening
0.0003752982
OpenAI Moderation v1 (007)
Hate
0.0003399172
OpenAI Moderation v1 (007)
Self-Harm
0.0001981876
OpenAI Moderation v1 (007)
Sexual > Minors
8.1046E-5
OpenAI Moderation v1 (007)
Hate > Threatening
1.51626E-5
OpenAI Moderation v1 (007)
Self-Harm > Intent
5.0907E-6
OpenAI Moderation v1 (007)
Self-Harm > Instructions
5.563E-7
OpenAI Moderation v1 (007)
Readability
Flesch-Kincaid Grade
11.9
Flesch-Kincaid Ease
51.6
Gunning-Fog Score
16.2
Coleman-Liau Index
11.3
SMOG Index
12
Automated Readability Index
12
Dale-Chall Readability Score
4.9
Sprache Readability Score
4.7
Dale-Chall Difficult Word Score
11
Sprache Difficult Word Count
14

Dick Durbin

This bill that is being offered by the credit industry says several things:
Sentiment
Loughran McDonald (Relative)
0
Neutral
Loughran McDonald (Absolute)
0
Neutral
Loughran McDonald (Logit)
0
Harvard-IV (Relative)
1
Very Positive
Harvard-IV (Absolute)
1
Very Positive
Harvard-IV (Logit)
1.94591
VADER
0.382
Somewhat Positive
Moderation
Harassment
0.1164215035
OpenAI Moderation v1 (007)
Violence
0.0075892669
OpenAI Moderation v1 (007)
Hate
0.0028428442
OpenAI Moderation v1 (007)
Violence > Graphic
0.0024863848
OpenAI Moderation v1 (007)
Sexual
0.0017782604
OpenAI Moderation v1 (007)
Harassment > Threatening
0.0009536056
OpenAI Moderation v1 (007)
Self-Harm
0.0001323317
OpenAI Moderation v1 (007)
Sexual > Minors
3.71323E-5
OpenAI Moderation v1 (007)
Self-Harm > Intent
2.08868E-5
OpenAI Moderation v1 (007)
Hate > Threatening
5.94E-6
OpenAI Moderation v1 (007)
Self-Harm > Instructions
2.5294E-6
OpenAI Moderation v1 (007)
Readability
Flesch-Kincaid Grade
7.6
Flesch-Kincaid Ease
63.5
Gunning-Fog Score
11.4
Coleman-Liau Index
12
SMOG Index
11.3
Automated Readability Index
7.5
Dale-Chall Readability Score
4.3
Sprache Readability Score
2.6
Dale-Chall Difficult Word Score
3
Sprache Difficult Word Count
5

Dick Durbin

First, if you get in over your head and want to file for bankruptcy, it is going to be tough.
Sentiment
Loughran McDonald (Relative)
-1
Very Negative
Loughran McDonald (Absolute)
-1
Very Negative
Loughran McDonald (Logit)
-1.09861
Harvard-IV (Relative)
-1
Very Negative
Harvard-IV (Absolute)
-1
Very Negative
Harvard-IV (Logit)
-1.60944
VADER
-0.052
Neutral
Moderation
Violence
0.462799985
OpenAI Moderation v1 (007)
Violence > Graphic
0.1198743703
OpenAI Moderation v1 (007)
Harassment
0.0802307564
OpenAI Moderation v1 (007)
Sexual
0.0151245156
OpenAI Moderation v1 (007)
Hate
0.01431337
OpenAI Moderation v1 (007)
Harassment > Threatening
0.0036507565
OpenAI Moderation v1 (007)
Self-Harm
0.0008669977
OpenAI Moderation v1 (007)
Sexual > Minors
0.0001052047
OpenAI Moderation v1 (007)
Hate > Threatening
6.6756E-5
OpenAI Moderation v1 (007)
Self-Harm > Intent
1.54154E-5
OpenAI Moderation v1 (007)
Self-Harm > Instructions
2.2613E-6
OpenAI Moderation v1 (007)
Readability
Flesch-Kincaid Grade
5.8
Flesch-Kincaid Ease
89.2
Gunning-Fog Score
10
Coleman-Liau Index
5.1
SMOG Index
9
Automated Readability Index
5.3
Dale-Chall Readability Score
2.6
Sprache Readability Score
3.4
Dale-Chall Difficult Word Score
2
Sprache Difficult Word Count
4

Dick Durbin

Think about this for a minute.
Sentiment
Loughran McDonald (Relative)
0
Neutral
Loughran McDonald (Absolute)
0
Neutral
Loughran McDonald (Logit)
0
Harvard-IV (Relative)
0
Neutral
Harvard-IV (Absolute)
0
Neutral
Harvard-IV (Logit)
0
VADER
0
Neutral
Moderation
Violence
0.0124742539
OpenAI Moderation v1 (007)
Violence > Graphic
0.0079894104
OpenAI Moderation v1 (007)
Sexual
0.0013360074
OpenAI Moderation v1 (007)
Harassment > Threatening
0.0008819426
OpenAI Moderation v1 (007)
Harassment
0.0007401462
OpenAI Moderation v1 (007)
Self-Harm
0.0003098899
OpenAI Moderation v1 (007)
Hate
0.0001335438
OpenAI Moderation v1 (007)
Self-Harm > Intent
8.17128E-5
OpenAI Moderation v1 (007)
Sexual > Minors
2.97633E-5
OpenAI Moderation v1 (007)
Hate > Threatening
2.40991E-5
OpenAI Moderation v1 (007)
Self-Harm > Instructions
1.7874E-6
OpenAI Moderation v1 (007)
Topics
Topic:
Government Operations
Score:
76.814
Magnitude:
65
Code:
20
Url:
https://fsc.al/cap-mc#20
Source:
Comparative Agendas
Readability
Flesch-Kincaid Grade
2.5
Flesch-Kincaid Ease
87.9
Gunning-Fog Score
2.4
Coleman-Liau Index
7.7
SMOG Index
3.3
Automated Readability Index
0.4
Dale-Chall Readability Score
0.3
Sprache Readability Score
1.4
Dale-Chall Difficult Word Score
0
Sprache Difficult Word Count
0

Dick Durbin

There was an interesting article which appeared today in the Washington Post that said, "Bad timing on the bankruptcy bill." If we are worried about confidence, and if people are worried about making purchases, are we going to pass the Hatch-Grassley bankruptcy bill to tell people if they purchase something and get in over their heads they are not going to be able to get out of their debt in bankruptcy court? Is that supposed to restore consumer confidence? Just the opposite is going to be true.
Sentiment
Loughran McDonald (Relative)
-0.55556
Very Negative
Loughran McDonald (Absolute)
-0.55556
Very Negative
Loughran McDonald (Logit)
-1.09861
Harvard-IV (Relative)
-0.28571
Slightly Negative
Harvard-IV (Absolute)
-0.28571
Slightly Negative
Harvard-IV (Logit)
-0.54654
VADER
0.644
Very Positive
Moderation
Violence
0.0606510264
OpenAI Moderation v1 (007)
Sexual
0.0229994548
OpenAI Moderation v1 (007)
Hate > Threatening
0.0149685322
OpenAI Moderation v1 (007)
Hate
0.0137466137
OpenAI Moderation v1 (007)
Harassment
0.0082960003
OpenAI Moderation v1 (007)
Violence > Graphic
0.002462267
OpenAI Moderation v1 (007)
Sexual > Minors
0.0019681353
OpenAI Moderation v1 (007)
Harassment > Threatening
0.0019070829
OpenAI Moderation v1 (007)
Self-Harm
0.0010483753
OpenAI Moderation v1 (007)
Self-Harm > Intent
0.0009213325
OpenAI Moderation v1 (007)
Self-Harm > Instructions
4.09961E-5
OpenAI Moderation v1 (007)
Topics
Topic:
Government Operations
Score:
73.613
Magnitude:
119
Code:
20
Url:
https://fsc.al/cap-mc#20
Source:
Comparative Agendas
Readability
Flesch-Kincaid Grade
10.4
Flesch-Kincaid Ease
59.5
Gunning-Fog Score
14.3
Coleman-Liau Index
11.2
SMOG Index
12
Automated Readability Index
11.2
Dale-Chall Readability Score
4.7
Sprache Readability Score
5
Dale-Chall Difficult Word Score
20
Sprache Difficult Word Count
22

Dick Durbin

I think the writer of this, Robert Samuelson, makes a very good point.
Sentiment
Loughran McDonald (Relative)
0
Neutral
Loughran McDonald (Absolute)
0
Neutral
Loughran McDonald (Logit)
0
Harvard-IV (Relative)
0
Neutral
Harvard-IV (Absolute)
0
Neutral
Harvard-IV (Logit)
0
VADER
0.488
Positive
Moderation
Violence
0.0855422462
OpenAI Moderation v1 (007)
Harassment
0.0640855171
OpenAI Moderation v1 (007)
Sexual
0.0315309735
OpenAI Moderation v1 (007)
Violence > Graphic
0.0258493674
OpenAI Moderation v1 (007)
Harassment > Threatening
0.004284309
OpenAI Moderation v1 (007)
Hate
0.0017525725
OpenAI Moderation v1 (007)
Sexual > Minors
0.001547602
OpenAI Moderation v1 (007)
Self-Harm
0.0003971108
OpenAI Moderation v1 (007)
Hate > Threatening
0.0002038484
OpenAI Moderation v1 (007)
Self-Harm > Intent
0.0001167215
OpenAI Moderation v1 (007)
Self-Harm > Instructions
7.244E-6
OpenAI Moderation v1 (007)
Topics
Topic:
Government Operations
Score:
87.324
Magnitude:
66
Code:
20
Url:
https://fsc.al/cap-mc#20
Source:
Comparative Agendas
Readability
Flesch-Kincaid Grade
5.8
Flesch-Kincaid Ease
76.5
Gunning-Fog Score
5.2
Coleman-Liau Index
9.1
SMOG Index
9
Automated Readability Index
5
Dale-Chall Readability Score
4.3
Sprache Readability Score
2.5
Dale-Chall Difficult Word Score
3
Sprache Difficult Word Count
3

Dick Durbin

One of the provisions I think we should consider is that consumers have more information on their monthly bill they receive from a credit card company -- something that is clear and understandable and not ambiguous. The credit industry that wrote the bill before us said they will say to consumers across America that they will give them an 800 telephone number so they can call if they have any questions about the credit card.
Sentiment
Loughran McDonald (Relative)
0
Neutral
Loughran McDonald (Absolute)
0
Neutral
Loughran McDonald (Logit)
0
Harvard-IV (Relative)
0.66667
Very Positive
Harvard-IV (Absolute)
0.66667
Very Positive
Harvard-IV (Logit)
1.43508
VADER
0.767
Very Positive
Moderation
Harassment
0.1521369442
OpenAI Moderation v1 (007)
Violence
0.0746490492
OpenAI Moderation v1 (007)
Hate
0.0578794687
OpenAI Moderation v1 (007)
Sexual
0.0473373482
OpenAI Moderation v1 (007)
Harassment > Threatening
0.0056359255
OpenAI Moderation v1 (007)
Hate > Threatening
0.0035555779
OpenAI Moderation v1 (007)
Violence > Graphic
0.0015600566
OpenAI Moderation v1 (007)
Sexual > Minors
0.0013101144
OpenAI Moderation v1 (007)
Self-Harm > Intent
8.82687E-5
OpenAI Moderation v1 (007)
Self-Harm
8.06012E-5
OpenAI Moderation v1 (007)
Self-Harm > Instructions
3.19E-5
OpenAI Moderation v1 (007)
Readability
Flesch-Kincaid Grade
12
Flesch-Kincaid Ease
39
Gunning-Fog Score
19
Coleman-Liau Index
11.8
SMOG Index
12
Automated Readability Index
12
Dale-Chall Readability Score
5
Sprache Readability Score
5
Dale-Chall Difficult Word Score
15
Sprache Difficult Word Count
16

Dick Durbin

When you go home tired at night and are fighting all the phone calls coming in, you don't want anyone to say they will give you an 800 telephone number.
Sentiment
Loughran McDonald (Relative)
0
Neutral
Loughran McDonald (Absolute)
0
Neutral
Loughran McDonald (Logit)
0
Harvard-IV (Relative)
0.2
Leans Positive
Harvard-IV (Absolute)
0.2
Leans Positive
Harvard-IV (Logit)
0.33647
VADER
-0.636
Very Negative
Moderation
Harassment
0.0866143615
OpenAI Moderation v1 (007)
Violence
0.0542779104
OpenAI Moderation v1 (007)
Violence > Graphic
0.0079463964
OpenAI Moderation v1 (007)
Sexual
0.0071227078
OpenAI Moderation v1 (007)
Hate
0.0009808238
OpenAI Moderation v1 (007)
Harassment > Threatening
0.0008425314
OpenAI Moderation v1 (007)
Sexual > Minors
0.000511813
OpenAI Moderation v1 (007)
Hate > Threatening
4.27463E-5
OpenAI Moderation v1 (007)
Self-Harm
1.51827E-5
OpenAI Moderation v1 (007)
Self-Harm > Intent
1.5786E-6
OpenAI Moderation v1 (007)
Self-Harm > Instructions
1.93E-7
OpenAI Moderation v1 (007)
Readability
Flesch-Kincaid Grade
9.9
Flesch-Kincaid Ease
77.7
Gunning-Fog Score
13.3
Coleman-Liau Index
7.2
SMOG Index
9
Automated Readability Index
11.9
Dale-Chall Readability Score
2
Sprache Readability Score
4.6
Dale-Chall Difficult Word Score
1
Sprache Difficult Word Count
4

Dick Durbin

What I suggested is something very simple, and it is a part of my amendment. I have a little show and tell. Let me demonstrate it.
Sentiment
Loughran McDonald (Relative)
0
Neutral
Loughran McDonald (Absolute)
0
Neutral
Loughran McDonald (Logit)
0
Harvard-IV (Relative)
-1
Very Negative
Harvard-IV (Absolute)
-1
Very Negative
Harvard-IV (Logit)
-1.60944
VADER
0
Neutral
Moderation
Violence
0.0226753473
OpenAI Moderation v1 (007)
Harassment > Threatening
0.003561598
OpenAI Moderation v1 (007)
Harassment
0.0035541267
OpenAI Moderation v1 (007)
Violence > Graphic
0.0016365761
OpenAI Moderation v1 (007)
Sexual
0.0013901907
OpenAI Moderation v1 (007)
Hate > Threatening
0.0013558134
OpenAI Moderation v1 (007)
Self-Harm
0.0001061433
OpenAI Moderation v1 (007)
Self-Harm > Intent
6.049E-5
OpenAI Moderation v1 (007)
Hate
5.41391E-5
OpenAI Moderation v1 (007)
Sexual > Minors
1.79881E-5
OpenAI Moderation v1 (007)
Self-Harm > Instructions
1.1524E-6
OpenAI Moderation v1 (007)
Readability
Flesch-Kincaid Grade
4.6
Flesch-Kincaid Ease
77.6
Gunning-Fog Score
9.6
Coleman-Liau Index
7
SMOG Index
9.9
Automated Readability Index
1.2
Dale-Chall Readability Score
2.3
Sprache Readability Score
2
Dale-Chall Difficult Word Score
3
Sprache Difficult Word Count
4

Dick Durbin

This is a credit card statement that came to one of the people in my office. As you can see, it is pretty familiar to you. It has a second page with all of the things we read so carefully each month to figure out what the terms of the credit card are.
Sentiment
Loughran McDonald (Relative)
0
Neutral
Loughran McDonald (Absolute)
0
Neutral
Loughran McDonald (Logit)
0
Harvard-IV (Relative)
1
Very Positive
Harvard-IV (Absolute)
1
Very Positive
Harvard-IV (Logit)
2.3979
VADER
0.813
Very Positive
Moderation
Violence
0.2116105286
OpenAI Moderation v1 (007)
Violence > Graphic
0.0751656888
OpenAI Moderation v1 (007)
Harassment
0.050720101
OpenAI Moderation v1 (007)
Harassment > Threatening
0.0363391853
OpenAI Moderation v1 (007)
Hate
0.0184095174
OpenAI Moderation v1 (007)
Sexual
0.0143966055
OpenAI Moderation v1 (007)
Self-Harm
0.0021965343
OpenAI Moderation v1 (007)
Hate > Threatening
0.000707761
OpenAI Moderation v1 (007)
Sexual > Minors
0.0003469922
OpenAI Moderation v1 (007)
Self-Harm > Intent
5.768E-5
OpenAI Moderation v1 (007)
Self-Harm > Instructions
3.991E-6
OpenAI Moderation v1 (007)
Readability
Flesch-Kincaid Grade
6
Flesch-Kincaid Ease
83.6
Gunning-Fog Score
8.6
Coleman-Liau Index
5.9
SMOG Index
7.9
Automated Readability Index
4.7
Dale-Chall Readability Score
2.4
Sprache Readability Score
3.4
Dale-Chall Difficult Word Score
5
Sprache Difficult Word Count
7

Dick Durbin

The concern I have is this whole question of the minimum monthly payment. I said to the credit card companies: When it comes to the minimum monthly payments on these monthly statements, could you be so kind as to say to the people who are being billed, if they make the minimum monthly payment and they don't increase their balance, how many months it will take for them to pay off the balance and how much will they have paid in principal and interest.
Sentiment
Loughran McDonald (Relative)
-1
Very Negative
Loughran McDonald (Absolute)
-1
Very Negative
Loughran McDonald (Logit)
-1.60944
Harvard-IV (Relative)
0.6
Very Positive
Harvard-IV (Absolute)
0.6
Very Positive
Harvard-IV (Logit)
1.22378
VADER
0.589
Very Positive
Moderation
Violence > Graphic
0.0918692385
OpenAI Moderation v1 (007)
Violence
0.0607367838
OpenAI Moderation v1 (007)
Sexual
0.0292343408
OpenAI Moderation v1 (007)
Hate
0.0067199624
OpenAI Moderation v1 (007)
Harassment > Threatening
0.0063437561
OpenAI Moderation v1 (007)
Harassment
0.0047537225
OpenAI Moderation v1 (007)
Sexual > Minors
0.0039395673
OpenAI Moderation v1 (007)
Self-Harm
0.0037512895
OpenAI Moderation v1 (007)
Hate > Threatening
0.0025266323
OpenAI Moderation v1 (007)
Self-Harm > Intent
0.0001096004
OpenAI Moderation v1 (007)
Self-Harm > Instructions
2.29881E-5
OpenAI Moderation v1 (007)
Topics
Topic:
Government Operations
Score:
26.492
Magnitude:
6
Code:
20
Url:
https://fsc.al/cap-mc#20
Source:
Comparative Agendas
Readability
Flesch-Kincaid Grade
12
Flesch-Kincaid Ease
50.4
Gunning-Fog Score
19
Coleman-Liau Index
9.6
SMOG Index
12
Automated Readability Index
12
Dale-Chall Readability Score
5.1
Sprache Readability Score
5
Dale-Chall Difficult Word Score
16
Sprache Difficult Word Count
13

Dick Durbin

I don't think that is an outrageous idea.
Sentiment
Loughran McDonald (Relative)
0
Neutral
Loughran McDonald (Absolute)
0
Neutral
Loughran McDonald (Logit)
0
Harvard-IV (Relative)
-1
Very Negative
Harvard-IV (Absolute)
-1
Very Negative
Harvard-IV (Logit)
-1.09861
VADER
-0.459
Negative
Moderation
Violence > Graphic
0.0501383329
OpenAI Moderation v1 (007)
Violence
0.0490888022
OpenAI Moderation v1 (007)
Harassment > Threatening
0.0084106643
OpenAI Moderation v1 (007)
Harassment
0.0053141626
OpenAI Moderation v1 (007)
Sexual
0.0020149553
OpenAI Moderation v1 (007)
Hate
0.0011408911
OpenAI Moderation v1 (007)
Self-Harm
0.0001272234
OpenAI Moderation v1 (007)
Self-Harm > Intent
3.57208E-5
OpenAI Moderation v1 (007)
Hate > Threatening
3.36594E-5
OpenAI Moderation v1 (007)
Sexual > Minors
2.89478E-5
OpenAI Moderation v1 (007)
Self-Harm > Instructions
6.8296E-6
OpenAI Moderation v1 (007)
Readability
Flesch-Kincaid Grade
5.2
Flesch-Kincaid Ease
71.8
Gunning-Fog Score
13.2
Coleman-Liau Index
7.7
SMOG Index
11.3
Automated Readability Index
1.4
Dale-Chall Readability Score
2.4
Sprache Readability Score
1.7
Dale-Chall Difficult Word Score
1
Sprache Difficult Word Count
1

Dick Durbin

This is an example of what it might look like. This says, if you make the minimum monthly payment, it will take you 8 months to pay off your current balance, and the total cost to you will be approximately $9,407 instead of the remainder of $5,435.
Sentiment
Loughran McDonald (Relative)
0
Neutral
Loughran McDonald (Absolute)
0
Neutral
Loughran McDonald (Logit)
0
Harvard-IV (Relative)
0.5
Positive
Harvard-IV (Absolute)
0.5
Positive
Harvard-IV (Logit)
0.8473
VADER
0.273
Slightly Positive
Moderation
Violence
0.0154935537
OpenAI Moderation v1 (007)
Hate
0.0054783119
OpenAI Moderation v1 (007)
Violence > Graphic
0.0040651488
OpenAI Moderation v1 (007)
Sexual
0.0021280604
OpenAI Moderation v1 (007)
Harassment > Threatening
0.0011132942
OpenAI Moderation v1 (007)
Harassment
0.0007910297
OpenAI Moderation v1 (007)
Self-Harm
0.0002834074
OpenAI Moderation v1 (007)
Hate > Threatening
8.85429E-5
OpenAI Moderation v1 (007)
Sexual > Minors
8.10972E-5
OpenAI Moderation v1 (007)
Self-Harm > Intent
2.39081E-5
OpenAI Moderation v1 (007)
Self-Harm > Instructions
6.095E-7
OpenAI Moderation v1 (007)
Readability
Flesch-Kincaid Grade
8.4
Flesch-Kincaid Ease
78.4
Gunning-Fog Score
13.1
Coleman-Liau Index
6.3
SMOG Index
11.3
Automated Readability Index
8.5
Dale-Chall Readability Score
3.8
Sprache Readability Score
4.4
Dale-Chall Difficult Word Score
8
Sprache Difficult Word Count
10

Dick Durbin

Do you know what the credit card companies told me when I suggested they put this information on the monthly statement? "Impossible." It is impossible for us to calculate if they made the minimum monthly payment how long it would take them to pay the principal and interest.
Sentiment
Loughran McDonald (Relative)
-0.33333
Somewhat Negative
Loughran McDonald (Absolute)
-0.33333
Somewhat Negative
Loughran McDonald (Logit)
-0.51083
Harvard-IV (Relative)
1
Very Positive
Harvard-IV (Absolute)
1
Very Positive
Harvard-IV (Logit)
2.70805
VADER
0.637
Very Positive
Moderation
Sexual
0.023826462
OpenAI Moderation v1 (007)
Violence
0.0094426221
OpenAI Moderation v1 (007)
Sexual > Minors
0.0034574856
OpenAI Moderation v1 (007)
Hate
0.0019361874
OpenAI Moderation v1 (007)
Harassment
0.0015959296
OpenAI Moderation v1 (007)
Violence > Graphic
0.0011365711
OpenAI Moderation v1 (007)
Hate > Threatening
0.0002828121
OpenAI Moderation v1 (007)
Harassment > Threatening
0.0002255806
OpenAI Moderation v1 (007)
Self-Harm
2.70293E-5
OpenAI Moderation v1 (007)
Self-Harm > Intent
2.1245E-6
OpenAI Moderation v1 (007)
Self-Harm > Instructions
5.75E-8
OpenAI Moderation v1 (007)
Topics
Topic:
Government Operations
Score:
48.941
Magnitude:
32
Code:
20
Url:
https://fsc.al/cap-mc#20
Source:
Comparative Agendas
Readability
Flesch-Kincaid Grade
8.8
Flesch-Kincaid Ease
60.2
Gunning-Fog Score
13.9
Coleman-Liau Index
11.4
SMOG Index
12
Automated Readability Index
8.4
Dale-Chall Readability Score
4.4
Sprache Readability Score
3.5
Dale-Chall Difficult Word Score
11
Sprache Difficult Word Count
11

Dick Durbin

You know better and I know better. The technology and the computers are such that they can provide this in an instant. But they do not want people to know this. Make the minimum monthly payment, and things are going to be just fine. When you get in too far, why don't you "consolidate your debt" and get another credit card, and pretty soon you are in over your head.
Sentiment
Loughran McDonald (Relative)
1
Very Positive
Loughran McDonald (Absolute)
1
Very Positive
Loughran McDonald (Logit)
1.60944
Harvard-IV (Relative)
0.66667
Very Positive
Harvard-IV (Absolute)
0.66667
Very Positive
Harvard-IV (Logit)
1.43508
VADER
0.869
Very Positive
Moderation
Violence
0.1058237278
OpenAI Moderation v1 (007)
Violence > Graphic
0.0447452941
OpenAI Moderation v1 (007)
Hate
0.0425824896
OpenAI Moderation v1 (007)
Harassment
0.0173832639
OpenAI Moderation v1 (007)
Sexual
0.0172894521
OpenAI Moderation v1 (007)
Harassment > Threatening
0.0147611252
OpenAI Moderation v1 (007)
Self-Harm
0.0119607008
OpenAI Moderation v1 (007)
Hate > Threatening
0.0019423202
OpenAI Moderation v1 (007)
Sexual > Minors
0.0008372363
OpenAI Moderation v1 (007)
Self-Harm > Intent
0.0003864212
OpenAI Moderation v1 (007)
Self-Harm > Instructions
0.0002149273
OpenAI Moderation v1 (007)
Topics
Topic:
Government Operations
Score:
36.144
Magnitude:
9
Code:
20
Url:
https://fsc.al/cap-mc#20
Source:
Comparative Agendas
Readability
Flesch-Kincaid Grade
5.4
Flesch-Kincaid Ease
81.4
Gunning-Fog Score
8.5
Coleman-Liau Index
8.3
SMOG Index
9
Automated Readability Index
4.9
Dale-Chall Readability Score
2.5
Sprache Readability Score
3.3
Dale-Chall Difficult Word Score
8
Sprache Difficult Word Count
11

Dick Durbin

Pretty soon, if this bankruptcy bill passes, they will find when they walk into bankruptcy court they will be stuck with these debts. They cannot get away from them.
Sentiment
Loughran McDonald (Relative)
-1
Very Negative
Loughran McDonald (Absolute)
-1
Very Negative
Loughran McDonald (Logit)
-1.60944
Harvard-IV (Relative)
-0.5
Very Negative
Harvard-IV (Absolute)
-0.5
Very Negative
Harvard-IV (Logit)
-0.8473
VADER
0.296
Slightly Positive
Moderation
Violence
0.0355431344
OpenAI Moderation v1 (007)
Harassment
0.0147260493
OpenAI Moderation v1 (007)
Harassment > Threatening
0.0130029832
OpenAI Moderation v1 (007)
Sexual
0.0092865761
OpenAI Moderation v1 (007)
Violence > Graphic
0.0049261249
OpenAI Moderation v1 (007)
Hate
0.0046720976
OpenAI Moderation v1 (007)
Sexual > Minors
0.0009178088
OpenAI Moderation v1 (007)
Self-Harm
0.0001222436
OpenAI Moderation v1 (007)
Hate > Threatening
5.06426E-5
OpenAI Moderation v1 (007)
Self-Harm > Intent
2.06121E-5
OpenAI Moderation v1 (007)
Self-Harm > Instructions
1.3773E-6
OpenAI Moderation v1 (007)
Readability
Flesch-Kincaid Grade
5.1
Flesch-Kincaid Ease
84.2
Gunning-Fog Score
8.6
Coleman-Liau Index
11.2
SMOG Index
9
Automated Readability Index
7.4
Dale-Chall Readability Score
2.4
Sprache Readability Score
2.9
Dale-Chall Difficult Word Score
3
Sprache Difficult Word Count
6

Dick Durbin

This is the greatest boon to the credit industry that has ever been passed by the Senate. And we are about to do it today, if we don't adopt the Durbin amendment.
Sentiment
Loughran McDonald (Relative)
1
Very Positive
Loughran McDonald (Absolute)
1
Very Positive
Loughran McDonald (Logit)
1.09861
Harvard-IV (Relative)
1
Very Positive
Harvard-IV (Absolute)
1
Very Positive
Harvard-IV (Logit)
1.60944
VADER
0.765
Very Positive
Moderation
Violence > Graphic
0.0481831783
OpenAI Moderation v1 (007)
Sexual
0.037616893
OpenAI Moderation v1 (007)
Violence
0.0371208298
OpenAI Moderation v1 (007)
Harassment > Threatening
0.0046959463
OpenAI Moderation v1 (007)
Sexual > Minors
0.0035030767
OpenAI Moderation v1 (007)
Self-Harm
0.0020950523
OpenAI Moderation v1 (007)
Hate
0.0015894349
OpenAI Moderation v1 (007)
Harassment
0.0008710644
OpenAI Moderation v1 (007)
Self-Harm > Intent
0.0001452786
OpenAI Moderation v1 (007)
Hate > Threatening
0.000131646
OpenAI Moderation v1 (007)
Self-Harm > Instructions
2.0656E-6
OpenAI Moderation v1 (007)
Readability
Flesch-Kincaid Grade
6.9
Flesch-Kincaid Ease
74.3
Gunning-Fog Score
8.9
Coleman-Liau Index
7.6
SMOG Index
9
Automated Readability Index
5.3
Dale-Chall Readability Score
5.2
Sprache Readability Score
3.3
Dale-Chall Difficult Word Score
9
Sprache Difficult Word Count
9

The Presiding Officer

The PRESIDING OFFICER.
Sentiment
Loughran McDonald (Relative)
0
Neutral
Loughran McDonald (Absolute)
0
Neutral
Loughran McDonald (Logit)
0
Harvard-IV (Relative)
0
Neutral
Harvard-IV (Absolute)
0
Neutral
Harvard-IV (Logit)
0
VADER
0
Neutral
Moderation
Violence
0.0480664341
OpenAI Moderation v1 (007)
Hate
0.0472818356
OpenAI Moderation v1 (007)
Violence > Graphic
0.0186499223
OpenAI Moderation v1 (007)
Harassment
0.0173587992
OpenAI Moderation v1 (007)
Sexual
0.0135057402
OpenAI Moderation v1 (007)
Sexual > Minors
0.0117246462
OpenAI Moderation v1 (007)
Hate > Threatening
0.0083939267
OpenAI Moderation v1 (007)
Harassment > Threatening
0.0031842064
OpenAI Moderation v1 (007)
Self-Harm
0.0008420511
OpenAI Moderation v1 (007)
Self-Harm > Intent
7.88092E-5
OpenAI Moderation v1 (007)
Self-Harm > Instructions
7.0714E-6
OpenAI Moderation v1 (007)
Readability
Flesch-Kincaid Grade
7.4
Flesch-Kincaid Ease
52.7
Gunning-Fog Score
2.4
Coleman-Liau Index
12
SMOG Index
11.3
Automated Readability Index
5.1
Dale-Chall Readability Score
5.6
Sprache Readability Score
1.8
Dale-Chall Difficult Word Score
4
Sprache Difficult Word Count
5

Dick Durbin

Thank you, Mr. President.
Sentiment
Loughran McDonald (Relative)
0
Neutral
Loughran McDonald (Absolute)
0
Neutral
Loughran McDonald (Logit)
0
Harvard-IV (Relative)
1
Very Positive
Harvard-IV (Absolute)
1
Very Positive
Harvard-IV (Logit)
1.09861
VADER
0.361
Somewhat Positive
Moderation
Violence
0.2287873998
OpenAI Moderation v1 (007)
Violence > Graphic
0.141509017
OpenAI Moderation v1 (007)
Harassment > Threatening
0.0563928974
OpenAI Moderation v1 (007)
Harassment
0.0176023968
OpenAI Moderation v1 (007)
Sexual
0.0129661363
OpenAI Moderation v1 (007)
Hate
0.0049585939
OpenAI Moderation v1 (007)
Self-Harm
0.0015244214
OpenAI Moderation v1 (007)
Hate > Threatening
0.0004091619
OpenAI Moderation v1 (007)
Sexual > Minors
0.0003629334
OpenAI Moderation v1 (007)
Self-Harm > Intent
2.19172E-5
OpenAI Moderation v1 (007)
Self-Harm > Instructions
4.316E-6
OpenAI Moderation v1 (007)
Readability
Flesch-Kincaid Grade
0
Flesch-Kincaid Ease
99.1
Gunning-Fog Score
0.8
Coleman-Liau Index
12
SMOG Index
3.3
Automated Readability Index
1.9
Dale-Chall Readability Score
8
Sprache Readability Score
1.1
Dale-Chall Difficult Word Score
2
Sprache Difficult Word Count
2

The Presiding Officer

The PRESIDING OFFICER.
Sentiment
Loughran McDonald (Relative)
0
Neutral
Loughran McDonald (Absolute)
0
Neutral
Loughran McDonald (Logit)
0
Harvard-IV (Relative)
0
Neutral
Harvard-IV (Absolute)
0
Neutral
Harvard-IV (Logit)
0
VADER
0
Neutral
Moderation
Violence
0.1180895953
OpenAI Moderation v1 (007)
Violence > Graphic
0.0232807535
OpenAI Moderation v1 (007)
Hate
0.0128885891
OpenAI Moderation v1 (007)
Sexual
0.0083695893
OpenAI Moderation v1 (007)
Harassment > Threatening
0.0046108264
OpenAI Moderation v1 (007)
Harassment
0.0026016534
OpenAI Moderation v1 (007)
Sexual > Minors
0.0017438348
OpenAI Moderation v1 (007)
Self-Harm
0.0013704469
OpenAI Moderation v1 (007)
Hate > Threatening
0.0008292597
OpenAI Moderation v1 (007)
Self-Harm > Intent
2.08965E-5
OpenAI Moderation v1 (007)
Self-Harm > Instructions
5.046E-7
OpenAI Moderation v1 (007)
Readability
Flesch-Kincaid Grade
9.8
Flesch-Kincaid Ease
33.1
Gunning-Fog Score
6.2
Coleman-Liau Index
12
SMOG Index
11.3
Automated Readability Index
6.5
Dale-Chall Readability Score
7.2
Sprache Readability Score
1.6
Dale-Chall Difficult Word Score
4
Sprache Difficult Word Count
5

Orrin Hatch

Mr. President, I admire our colleague. He is very articulate. He is a very effective Member of this body.
Sentiment
Loughran McDonald (Relative)
1
Very Positive
Loughran McDonald (Absolute)
1
Very Positive
Loughran McDonald (Logit)
1.09861
Harvard-IV (Relative)
1
Very Positive
Harvard-IV (Absolute)
1
Very Positive
Harvard-IV (Logit)
1.94591
VADER
0.755
Very Positive
Moderation
Hate
0.077296386
OpenAI Moderation v1 (007)
Violence
0.0580893713
OpenAI Moderation v1 (007)
Violence > Graphic
0.0280038192
OpenAI Moderation v1 (007)
Sexual
0.0195139961
OpenAI Moderation v1 (007)
Harassment
0.0149647647
OpenAI Moderation v1 (007)
Harassment > Threatening
0.0143581099
OpenAI Moderation v1 (007)
Hate > Threatening
0.0036283593
OpenAI Moderation v1 (007)
Sexual > Minors
0.0014670408
OpenAI Moderation v1 (007)
Self-Harm
0.0003915926
OpenAI Moderation v1 (007)
Self-Harm > Intent
2.70981E-5
OpenAI Moderation v1 (007)
Self-Harm > Instructions
3.8E-6
OpenAI Moderation v1 (007)
Readability
Flesch-Kincaid Grade
5.5
Flesch-Kincaid Ease
64
Gunning-Fog Score
6.1
Coleman-Liau Index
9.6
SMOG Index
7.3
Automated Readability Index
1.3
Dale-Chall Readability Score
4.4
Sprache Readability Score
1.9
Dale-Chall Difficult Word Score
5
Sprache Difficult Word Count
8

Orrin Hatch

We have filed an amendment to his amendment that basically, if we vote for it, would enact the bill we passed last year 72-28 in the Senate, which I think would be a fitting conclusion to what has gone on here over the last number of weeks. But I know it causes heartburn for our colleague from Illinois. So, as a courtesy to him, I am going to withdraw my amendment at this time.
Sentiment
Loughran McDonald (Relative)
1
Very Positive
Loughran McDonald (Absolute)
1
Very Positive
Loughran McDonald (Logit)
1.09861
Harvard-IV (Relative)
1
Very Positive
Harvard-IV (Absolute)
1
Very Positive
Harvard-IV (Logit)
2.56495
VADER
0.473
Positive
Moderation
Violence
0.0215989348
OpenAI Moderation v1 (007)
Sexual
0.0107852538
OpenAI Moderation v1 (007)
Harassment
0.0065481996
OpenAI Moderation v1 (007)
Hate
0.0046403144
OpenAI Moderation v1 (007)
Violence > Graphic
0.0032114727
OpenAI Moderation v1 (007)
Harassment > Threatening
0.0026269585
OpenAI Moderation v1 (007)
Sexual > Minors
0.0025973575
OpenAI Moderation v1 (007)
Hate > Threatening
0.000263673
OpenAI Moderation v1 (007)
Self-Harm
3.44393E-5
OpenAI Moderation v1 (007)
Self-Harm > Intent
4.0704E-6
OpenAI Moderation v1 (007)
Self-Harm > Instructions
7.679E-7
OpenAI Moderation v1 (007)
Readability
Flesch-Kincaid Grade
9.4
Flesch-Kincaid Ease
72
Gunning-Fog Score
13.2
Coleman-Liau Index
7.3
SMOG Index
12
Automated Readability Index
9.5
Dale-Chall Readability Score
4.6
Sprache Readability Score
5
Dale-Chall Difficult Word Score
16
Sprache Difficult Word Count
17

Orrin Hatch

I ask unanimous consent that my amendment be withdrawn. And we will have a vote. I will move to table the Senator's amendment at the appropriate time, and I will also, if he needs more time for his amendment, grant him some of my time.
Sentiment
Loughran McDonald (Relative)
0
Neutral
Loughran McDonald (Absolute)
0
Neutral
Loughran McDonald (Logit)
0
Harvard-IV (Relative)
0.33333
Somewhat Positive
Harvard-IV (Absolute)
0.33333
Somewhat Positive
Harvard-IV (Logit)
0.51083
VADER
0.527
Very Positive
Moderation
Violence
0.1668196172
OpenAI Moderation v1 (007)
Violence > Graphic
0.076653529
OpenAI Moderation v1 (007)
Hate
0.0200065158
OpenAI Moderation v1 (007)
Harassment
0.0151292028
OpenAI Moderation v1 (007)
Harassment > Threatening
0.0145438695
OpenAI Moderation v1 (007)
Sexual
0.0112843212
OpenAI Moderation v1 (007)
Self-Harm
0.0007014252
OpenAI Moderation v1 (007)
Hate > Threatening
0.0005289492
OpenAI Moderation v1 (007)
Sexual > Minors
0.0002560222
OpenAI Moderation v1 (007)
Self-Harm > Intent
7.90374E-5
OpenAI Moderation v1 (007)
Self-Harm > Instructions
1.15365E-5
OpenAI Moderation v1 (007)
Readability
Flesch-Kincaid Grade
6.8
Flesch-Kincaid Ease
73.2
Gunning-Fog Score
10.4
Coleman-Liau Index
8.3
SMOG Index
11.3
Automated Readability Index
5.3
Dale-Chall Readability Score
3.9
Sprache Readability Score
3.1
Dale-Chall Difficult Word Score
9
Sprache Difficult Word Count
8

The Presiding Officer

The PRESIDING OFFICER.
Sentiment
Loughran McDonald (Relative)
-1
Very Negative
Loughran McDonald (Absolute)
-1
Very Negative
Loughran McDonald (Logit)
-1.09861
Harvard-IV (Relative)
1
Very Positive
Harvard-IV (Absolute)
1
Very Positive
Harvard-IV (Logit)
1.09861
VADER
0
Neutral
Moderation
Violence
0.0334772893
OpenAI Moderation v1 (007)
Harassment
0.0296454964
OpenAI Moderation v1 (007)
Harassment > Threatening
0.0227817945
OpenAI Moderation v1 (007)
Hate > Threatening
0.0162194512
OpenAI Moderation v1 (007)
Hate
0.0142316581
OpenAI Moderation v1 (007)
Violence > Graphic
0.007958986
OpenAI Moderation v1 (007)
Sexual
0.0043349828
OpenAI Moderation v1 (007)
Self-Harm
0.0038119353
OpenAI Moderation v1 (007)
Sexual > Minors
0.0005288437
OpenAI Moderation v1 (007)
Self-Harm > Intent
0.0002183208
OpenAI Moderation v1 (007)
Self-Harm > Instructions
1.8031E-5
OpenAI Moderation v1 (007)
Readability
Flesch-Kincaid Grade
11.1
Flesch-Kincaid Ease
23.7
Gunning-Fog Score
10.7
Coleman-Liau Index
12
SMOG Index
11.3
Automated Readability Index
11.2
Dale-Chall Readability Score
7.2
Sprache Readability Score
1.6
Dale-Chall Difficult Word Score
4
Sprache Difficult Word Count
5

The amendment (No. 96) was withdrawn.
Sentiment
Loughran McDonald (Relative)
0
Neutral
Loughran McDonald (Absolute)
0
Neutral
Loughran McDonald (Logit)
0
Harvard-IV (Relative)
0
Neutral
Harvard-IV (Absolute)
0
Neutral
Harvard-IV (Logit)
0
VADER
0
Neutral
Moderation
Violence
0.6500927731
OpenAI Moderation v1 (007)
Harassment
0.3802936757
OpenAI Moderation v1 (007)
Sexual
0.2015717095
OpenAI Moderation v1 (007)
Hate
0.1206632238
OpenAI Moderation v1 (007)
Violence > Graphic
0.1035961905
OpenAI Moderation v1 (007)
Harassment > Threatening
0.0835817889
OpenAI Moderation v1 (007)
Hate > Threatening
0.0551951816
OpenAI Moderation v1 (007)
Sexual > Minors
0.0194138178
OpenAI Moderation v1 (007)
Self-Harm
0.0177692433
OpenAI Moderation v1 (007)
Self-Harm > Intent
0.0063832733
OpenAI Moderation v1 (007)
Self-Harm > Instructions
0.0013504697
OpenAI Moderation v1 (007)
Readability
Flesch-Kincaid Grade
1.3
Flesch-Kincaid Ease
91
Gunning-Fog Score
7.9
Coleman-Liau Index
9.6
SMOG Index
7.3
Automated Readability Index
0.5
Dale-Chall Readability Score
5.4
Sprache Readability Score
1.2
Dale-Chall Difficult Word Score
2
Sprache Difficult Word Count
2

Orrin Hatch

Mr. President, let's understand the Senator's amendment. His amendment does not have the Schumer language in it that was passed yesterday. It doesn't have the Schumer language on abortion in it that we worked out very meticulously with the distinguished Senator from New York. That is very important language.
Sentiment
Loughran McDonald (Relative)
0
Neutral
Loughran McDonald (Absolute)
0
Neutral
Loughran McDonald (Logit)
0
Harvard-IV (Relative)
0.6
Very Positive
Harvard-IV (Absolute)
0.6
Very Positive
Harvard-IV (Logit)
1.09861
VADER
0.265
Slightly Positive
Moderation
Hate
0.0481007824
OpenAI Moderation v1 (007)
Violence
0.0479817449
OpenAI Moderation v1 (007)
Violence > Graphic
0.0185594341
OpenAI Moderation v1 (007)
Harassment
0.0174367015
OpenAI Moderation v1 (007)
Sexual
0.0134945411
OpenAI Moderation v1 (007)
Sexual > Minors
0.0116955802
OpenAI Moderation v1 (007)
Hate > Threatening
0.0085733387
OpenAI Moderation v1 (007)
Harassment > Threatening
0.0032141812
OpenAI Moderation v1 (007)
Self-Harm
0.0008713626
OpenAI Moderation v1 (007)
Self-Harm > Intent
8.11289E-5
OpenAI Moderation v1 (007)
Self-Harm > Instructions
7.2315E-6
OpenAI Moderation v1 (007)
Readability
Flesch-Kincaid Grade
7.5
Flesch-Kincaid Ease
58.8
Gunning-Fog Score
10.5
Coleman-Liau Index
12
SMOG Index
11.3
Automated Readability Index
7.7
Dale-Chall Readability Score
5
Sprache Readability Score
3.2
Dale-Chall Difficult Word Score
14
Sprache Difficult Word Count
16

Orrin Hatch

It doesn't have the privacy language that Senator Leahy and the distinguished Senator from Vermont and I worked out over a long period of time. That is very critical language. Frankly, it is just an amendment that would substitute the current legislation with the bankruptcy reform bill that passed the Senate in the 105th Congress.
Sentiment
Loughran McDonald (Relative)
-1
Very Negative
Loughran McDonald (Absolute)
-1
Very Negative
Loughran McDonald (Logit)
-1.60944
Harvard-IV (Relative)
-0.2
Slightly Negative
Harvard-IV (Absolute)
-0.2
Slightly Negative
Harvard-IV (Logit)
-0.33647
VADER
-0.374
Somewhat Negative
Moderation
Violence
0.0256085274
OpenAI Moderation v1 (007)
Violence > Graphic
0.0225597367
OpenAI Moderation v1 (007)
Sexual
0.0058756996
OpenAI Moderation v1 (007)
Harassment
0.005353149
OpenAI Moderation v1 (007)
Harassment > Threatening
0.0052298132
OpenAI Moderation v1 (007)
Hate
0.0009271074
OpenAI Moderation v1 (007)
Self-Harm
0.0003262652
OpenAI Moderation v1 (007)
Sexual > Minors
0.0003252298
OpenAI Moderation v1 (007)
Hate > Threatening
4.22694E-5
OpenAI Moderation v1 (007)
Self-Harm > Intent
8.5544E-6
OpenAI Moderation v1 (007)
Self-Harm > Instructions
6.984E-7
OpenAI Moderation v1 (007)
Readability
Flesch-Kincaid Grade
10.4
Flesch-Kincaid Ease
52.9
Gunning-Fog Score
13.2
Coleman-Liau Index
12
SMOG Index
12
Automated Readability Index
10.9
Dale-Chall Readability Score
6.7
Sprache Readability Score
4.7
Dale-Chall Difficult Word Score
20
Sprache Difficult Word Count
22

Orrin Hatch

This amendment by the distinguished Senator from Illinois is a transparent attempt to kill bankruptcy reform. It was hastily produced and does not even include the amendments to keep it current; that is, some of the bankruptcy judgeship provisions that have been overtaken by them.
Sentiment
Loughran McDonald (Relative)
-0.33333
Somewhat Negative
Loughran McDonald (Absolute)
-0.33333
Somewhat Negative
Loughran McDonald (Logit)
-0.51083
Harvard-IV (Relative)
-0.5
Very Negative
Harvard-IV (Absolute)
-0.5
Very Negative
Harvard-IV (Logit)
-0.8473
VADER
-0.691
Very Negative
Moderation
Violence
0.4623066634
OpenAI Moderation v1 (007)
Harassment > Threatening
0.1826762804
OpenAI Moderation v1 (007)
Violence > Graphic
0.1453906414
OpenAI Moderation v1 (007)
Harassment
0.019662366
OpenAI Moderation v1 (007)
Sexual
0.0195753077
OpenAI Moderation v1 (007)
Hate
0.0095878895
OpenAI Moderation v1 (007)
Self-Harm
0.0033642416
OpenAI Moderation v1 (007)
Hate > Threatening
0.0020944532
OpenAI Moderation v1 (007)
Sexual > Minors
0.0012239335
OpenAI Moderation v1 (007)
Self-Harm > Intent
5.22385E-5
OpenAI Moderation v1 (007)
Self-Harm > Instructions
1.04579E-5
OpenAI Moderation v1 (007)
Readability
Flesch-Kincaid Grade
12
Flesch-Kincaid Ease
41.1
Gunning-Fog Score
17
Coleman-Liau Index
12
SMOG Index
12
Automated Readability Index
12
Dale-Chall Readability Score
7.1
Sprache Readability Score
4.6
Dale-Chall Difficult Word Score
17
Sprache Difficult Word Count
15

Orrin Hatch

The Durbin amendment throws away 4 years of revision, compromise, and improvement.
Sentiment
Loughran McDonald (Relative)
1
Very Positive
Loughran McDonald (Absolute)
1
Very Positive
Loughran McDonald (Logit)
1.09861
Harvard-IV (Relative)
0.33333
Somewhat Positive
Harvard-IV (Absolute)
0.33333
Somewhat Positive
Harvard-IV (Logit)
0.51083
VADER
0.459
Positive
Moderation
Sexual
0.0118278214
OpenAI Moderation v1 (007)
Violence
0.0108079032
OpenAI Moderation v1 (007)
Violence > Graphic
0.0087766151
OpenAI Moderation v1 (007)
Harassment
0.0020048845
OpenAI Moderation v1 (007)
Sexual > Minors
0.0007624488
OpenAI Moderation v1 (007)
Harassment > Threatening
0.0003573319
OpenAI Moderation v1 (007)
Hate
5.83544E-5
OpenAI Moderation v1 (007)
Self-Harm
4.24954E-5
OpenAI Moderation v1 (007)
Hate > Threatening
1.33588E-5
OpenAI Moderation v1 (007)
Self-Harm > Intent
6.8185E-6
OpenAI Moderation v1 (007)
Self-Harm > Instructions
1.429E-7
OpenAI Moderation v1 (007)
Readability
Flesch-Kincaid Grade
9.7
Flesch-Kincaid Ease
46.6
Gunning-Fog Score
18.1
Coleman-Liau Index
12
SMOG Index
12
Automated Readability Index
10.9
Dale-Chall Readability Score
7.2
Sprache Readability Score
2.5
Dale-Chall Difficult Word Score
5
Sprache Difficult Word Count
5

Orrin Hatch

The Durbin amendment is lacking in several important areas:
Sentiment
Loughran McDonald (Relative)
-1
Very Negative
Loughran McDonald (Absolute)
-1
Very Negative
Loughran McDonald (Logit)
-1.09861
Harvard-IV (Relative)
0
Neutral
Harvard-IV (Absolute)
0
Neutral
Harvard-IV (Logit)
0
VADER
0.202
Slightly Positive
Moderation
Violence > Graphic
0.0051033829
OpenAI Moderation v1 (007)
Violence
0.0035878951
OpenAI Moderation v1 (007)
Sexual
0.0010979195
OpenAI Moderation v1 (007)
Hate
0.0005775218
OpenAI Moderation v1 (007)
Harassment
0.0004062017
OpenAI Moderation v1 (007)
Sexual > Minors
0.0003553612
OpenAI Moderation v1 (007)
Harassment > Threatening
0.0002252096
OpenAI Moderation v1 (007)
Hate > Threatening
2.90284E-5
OpenAI Moderation v1 (007)
Self-Harm
1.0936E-6
OpenAI Moderation v1 (007)
Self-Harm > Intent
3.457E-7
OpenAI Moderation v1 (007)
Self-Harm > Instructions
2.07E-8
OpenAI Moderation v1 (007)
Readability
Flesch-Kincaid Grade
11.5
Flesch-Kincaid Ease
28.5
Gunning-Fog Score
16.9
Coleman-Liau Index
12
SMOG Index
12
Automated Readability Index
9.2
Dale-Chall Readability Score
7.5
Sprache Readability Score
2.1
Dale-Chall Difficult Word Score
4
Sprache Difficult Word Count
4

Orrin Hatch

The amendment has no enforceable means test; The amendment does not include the improved child support provisions requested by the child support community; The amendment does not include the Leahy-Hatch "Toysmart" consumer privacy amendment; The amendment does not have the reaffirmation provisions in the current bill which substantially improved consumer protections; The amendment lacks the important consumer protections such as the "Debtors' Bill of Rights"; The amendment does not include 4 years of improvements for the financial netting provision; The amendment does not address the abuse of the bankruptcy system by those who wish to discharge debts arising from violence; that is, the Schumer-Hatch compromise. That is a very important part of what we hope will be the final bill.
Sentiment
Loughran McDonald (Relative)
-0.14286
Leans Negative
Loughran McDonald (Absolute)
-0.14286
Leans Negative
Loughran McDonald (Logit)
-0.25131
Harvard-IV (Relative)
0.33333
Somewhat Positive
Harvard-IV (Absolute)
0.33333
Somewhat Positive
Harvard-IV (Logit)
0.65925
VADER
0.911
Very Positive
Moderation
Sexual
0.0315935613
OpenAI Moderation v1 (007)
Harassment
0.0108518027
OpenAI Moderation v1 (007)
Violence
0.0049610768
OpenAI Moderation v1 (007)
Hate
0.0036593065
OpenAI Moderation v1 (007)
Violence > Graphic
0.0024229454
OpenAI Moderation v1 (007)
Harassment > Threatening
0.0015137707
OpenAI Moderation v1 (007)
Self-Harm
0.0009754481
OpenAI Moderation v1 (007)
Sexual > Minors
0.0008899563
OpenAI Moderation v1 (007)
Self-Harm > Intent
0.0004317441
OpenAI Moderation v1 (007)
Self-Harm > Instructions
9.31786E-5
OpenAI Moderation v1 (007)
Hate > Threatening
7.8735E-6
OpenAI Moderation v1 (007)
Readability
Flesch-Kincaid Grade
12
Flesch-Kincaid Ease
1.4
Gunning-Fog Score
19
Coleman-Liau Index
12
SMOG Index
12
Automated Readability Index
12
Dale-Chall Readability Score
9.2
Sprache Readability Score
5
Dale-Chall Difficult Word Score
48
Sprache Difficult Word Count
35

Orrin Hatch

The amendment has much weaker anti-fraud provisions, such as weakened audit provisions and being more tolerant of repeated abusive filings.
Sentiment
Loughran McDonald (Relative)
-1
Very Negative
Loughran McDonald (Absolute)
-1
Very Negative
Loughran McDonald (Logit)
-2.19722
Harvard-IV (Relative)
-1
Very Negative
Harvard-IV (Absolute)
-1
Very Negative
Harvard-IV (Logit)
-2.19722
VADER
-0.793
Very Negative
Moderation
Violence
0.0236705426
OpenAI Moderation v1 (007)
Harassment
0.0233357336
OpenAI Moderation v1 (007)
Hate
0.0205737684
OpenAI Moderation v1 (007)
Harassment > Threatening
0.0040246927
OpenAI Moderation v1 (007)
Sexual
0.0035267316
OpenAI Moderation v1 (007)
Violence > Graphic
0.0021660286
OpenAI Moderation v1 (007)
Hate > Threatening
0.0002491676
OpenAI Moderation v1 (007)
Sexual > Minors
0.0001986605
OpenAI Moderation v1 (007)
Self-Harm
0.0001043885
OpenAI Moderation v1 (007)
Self-Harm > Intent
1.06084E-5
OpenAI Moderation v1 (007)
Self-Harm > Instructions
1.4312E-6
OpenAI Moderation v1 (007)
Readability
Flesch-Kincaid Grade
12
Flesch-Kincaid Ease
28.4
Gunning-Fog Score
19
Coleman-Liau Index
12
SMOG Index
12
Automated Readability Index
12
Dale-Chall Readability Score
10
Sprache Readability Score
4.2
Dale-Chall Difficult Word Score
12
Sprache Difficult Word Count
12

Orrin Hatch

The amendment deletes current law provisions allowing the court to consider charitable contributions when making a determination as to whether the debtor's filing is an abuse.
Sentiment
Loughran McDonald (Relative)
0
Neutral
Loughran McDonald (Absolute)
0
Neutral
Loughran McDonald (Logit)
0
Harvard-IV (Relative)
0.42857
Positive
Harvard-IV (Absolute)
0.42857
Positive
Harvard-IV (Logit)
0.78846
VADER
0.052
Neutral
Moderation
Violence
0.0334772893
OpenAI Moderation v1 (007)
Harassment
0.0296454964
OpenAI Moderation v1 (007)
Harassment > Threatening
0.0227817945
OpenAI Moderation v1 (007)
Hate > Threatening
0.0162194512
OpenAI Moderation v1 (007)
Hate
0.0142316581
OpenAI Moderation v1 (007)
Violence > Graphic
0.007958986
OpenAI Moderation v1 (007)
Sexual
0.0043349828
OpenAI Moderation v1 (007)
Self-Harm
0.0038119353
OpenAI Moderation v1 (007)
Sexual > Minors
0.0005288437
OpenAI Moderation v1 (007)
Self-Harm > Intent
0.0002183208
OpenAI Moderation v1 (007)
Self-Harm > Instructions
1.8031E-5
OpenAI Moderation v1 (007)
Readability
Flesch-Kincaid Grade
12
Flesch-Kincaid Ease
14.5
Gunning-Fog Score
19
Coleman-Liau Index
12
SMOG Index
12
Automated Readability Index
12
Dale-Chall Readability Score
9.2
Sprache Readability Score
5
Dale-Chall Difficult Word Score
13
Sprache Difficult Word Count
16

Orrin Hatch

The amendment does not provide for retroactive enactment of Chapter 12 filings -- farmers -- from July 1, 2000 through the date of enactment.
Sentiment
Loughran McDonald (Relative)
0
Neutral
Loughran McDonald (Absolute)
0
Neutral
Loughran McDonald (Logit)
0
Harvard-IV (Relative)
1
Very Positive
Harvard-IV (Absolute)
1
Very Positive
Harvard-IV (Logit)
1.09861
VADER
0
Neutral
Moderation
Sexual
0.0882633263
OpenAI Moderation v1 (007)
Violence > Graphic
0.0777619716
OpenAI Moderation v1 (007)
Violence
0.0585027039
OpenAI Moderation v1 (007)
Hate
0.0190994455
OpenAI Moderation v1 (007)
Harassment
0.0148218445
OpenAI Moderation v1 (007)
Self-Harm > Intent
0.0094412637
OpenAI Moderation v1 (007)
Sexual > Minors
0.0074750293
OpenAI Moderation v1 (007)
Self-Harm
0.004232084
OpenAI Moderation v1 (007)
Harassment > Threatening
0.003553737
OpenAI Moderation v1 (007)
Hate > Threatening
0.0013373343
OpenAI Moderation v1 (007)
Self-Harm > Instructions
0.0005163627
OpenAI Moderation v1 (007)
Readability
Flesch-Kincaid Grade
10.2
Flesch-Kincaid Ease
61.5
Gunning-Fog Score
16.1
Coleman-Liau Index
12
SMOG Index
12
Automated Readability Index
12
Dale-Chall Readability Score
6.8
Sprache Readability Score
4
Dale-Chall Difficult Word Score
8
Sprache Difficult Word Count
8

Orrin Hatch

The amendment would create an immediate effective date, which, given the scope of the legislation, is wholly inappropriate.
Sentiment
Loughran McDonald (Relative)
0
Neutral
Loughran McDonald (Absolute)
0
Neutral
Loughran McDonald (Logit)
0
Harvard-IV (Relative)
1
Very Positive
Harvard-IV (Absolute)
1
Very Positive
Harvard-IV (Logit)
1.60944
VADER
0.637
Very Positive
Moderation
Violence
0.0605205249
OpenAI Moderation v1 (007)
Sexual
0.0046293306
OpenAI Moderation v1 (007)
Harassment
0.0039237151
OpenAI Moderation v1 (007)
Violence > Graphic
0.0038395057
OpenAI Moderation v1 (007)
Sexual > Minors
0.001537163
OpenAI Moderation v1 (007)
Self-Harm
0.0008550659
OpenAI Moderation v1 (007)
Harassment > Threatening
0.000647823
OpenAI Moderation v1 (007)
Hate
0.0001176764
OpenAI Moderation v1 (007)
Hate > Threatening
8.3217E-5
OpenAI Moderation v1 (007)
Self-Harm > Intent
2.10614E-5
OpenAI Moderation v1 (007)
Self-Harm > Instructions
2.2235E-6
OpenAI Moderation v1 (007)
Readability
Flesch-Kincaid Grade
12
Flesch-Kincaid Ease
28.8
Gunning-Fog Score
18.3
Coleman-Liau Index
12
SMOG Index
12
Automated Readability Index
12
Dale-Chall Readability Score
7.9
Sprache Readability Score
3.7
Dale-Chall Difficult Word Score
8
Sprache Difficult Word Count
10

Orrin Hatch

The amendment lacks improvements to the small business bankruptcy provisions in the bill.
Sentiment
Loughran McDonald (Relative)
-0.33333
Somewhat Negative
Loughran McDonald (Absolute)
-0.33333
Somewhat Negative
Loughran McDonald (Logit)
-0.51083
Harvard-IV (Relative)
-0.33333
Somewhat Negative
Harvard-IV (Absolute)
-0.33333
Somewhat Negative
Harvard-IV (Logit)
-0.51083
VADER
0.318
Somewhat Positive
Moderation
Violence
0.0232213191
OpenAI Moderation v1 (007)
Violence > Graphic
0.0215628243
OpenAI Moderation v1 (007)
Harassment > Threatening
0.0044976179
OpenAI Moderation v1 (007)
Sexual
0.002959531
OpenAI Moderation v1 (007)
Self-Harm
0.0025815631
OpenAI Moderation v1 (007)
Self-Harm > Intent
0.0008520825
OpenAI Moderation v1 (007)
Harassment
0.0005430307
OpenAI Moderation v1 (007)
Sexual > Minors
0.0004926684
OpenAI Moderation v1 (007)
Hate
0.0001958244
OpenAI Moderation v1 (007)
Hate > Threatening
0.0001068511
OpenAI Moderation v1 (007)
Self-Harm > Instructions
7.3013E-6
OpenAI Moderation v1 (007)
Readability
Flesch-Kincaid Grade
9.4
Flesch-Kincaid Ease
50.5
Gunning-Fog Score
17.5
Coleman-Liau Index
12
SMOG Index
12
Automated Readability Index
12
Dale-Chall Readability Score
7.9
Sprache Readability Score
2.8
Dale-Chall Difficult Word Score
6
Sprache Difficult Word Count
7

Orrin Hatch

This is a blatant effort to turn back the clock and force considerable renegotiation of provisions that have been negotiated in good faith by literally hundreds of Senators and Congresspeople over the last 4 years.
Sentiment
Loughran McDonald (Relative)
-1
Very Negative
Loughran McDonald (Absolute)
-1
Very Negative
Loughran McDonald (Logit)
-1.60944
Harvard-IV (Relative)
-0.2
Slightly Negative
Harvard-IV (Absolute)
-0.2
Slightly Negative
Harvard-IV (Logit)
-0.33647
VADER
0.691
Very Positive
Moderation
Violence
0.0390194647
OpenAI Moderation v1 (007)
Harassment
0.0072713374
OpenAI Moderation v1 (007)
Violence > Graphic
0.00565835
OpenAI Moderation v1 (007)
Sexual
0.0029619112
OpenAI Moderation v1 (007)
Sexual > Minors
0.0011987095
OpenAI Moderation v1 (007)
Harassment > Threatening
0.0006635436
OpenAI Moderation v1 (007)
Hate
0.0003711895
OpenAI Moderation v1 (007)
Self-Harm
0.0001800518
OpenAI Moderation v1 (007)
Hate > Threatening
2.02994E-5
OpenAI Moderation v1 (007)
Self-Harm > Intent
4.9429E-6
OpenAI Moderation v1 (007)
Self-Harm > Instructions
3.798E-7
OpenAI Moderation v1 (007)
Readability
Flesch-Kincaid Grade
12
Flesch-Kincaid Ease
26.3
Gunning-Fog Score
19
Coleman-Liau Index
12
SMOG Index
12
Automated Readability Index
12
Dale-Chall Readability Score
6.2
Sprache Readability Score
5
Dale-Chall Difficult Word Score
10
Sprache Difficult Word Count
11

Orrin Hatch

Make no mistake. A vote for this substitute is a vote to kill bankruptcy reform.
Sentiment
Loughran McDonald (Relative)
-1
Very Negative
Loughran McDonald (Absolute)
-1
Very Negative
Loughran McDonald (Logit)
-1.60944
Harvard-IV (Relative)
-0.6
Very Negative
Harvard-IV (Absolute)
-0.6
Very Negative
Harvard-IV (Logit)
-1.09861
VADER
-0.852
Very Negative
Readability
Flesch-Kincaid Grade
3.9
Flesch-Kincaid Ease
80.8
Gunning-Fog Score
8.3
Coleman-Liau Index
9.3
SMOG Index
9
Automated Readability Index
2.4
Dale-Chall Readability Score
3.5
Sprache Readability Score
1.9
Dale-Chall Difficult Word Score
3
Sprache Difficult Word Count
4

Orrin Hatch

We oppose the Durbin amendment. I hope my colleagues on the other side will oppose it as well because basically it will upset everything we have tried to do and tried to accommodate Democrats on and Republicans on over the last 4 years.
Sentiment
Loughran McDonald (Relative)
-1
Very Negative
Loughran McDonald (Absolute)
-1
Very Negative
Loughran McDonald (Logit)
-1.94591
Harvard-IV (Relative)
-0.25
Slightly Negative
Harvard-IV (Absolute)
-0.25
Slightly Negative
Harvard-IV (Logit)
-0.45199
VADER
0.34
Somewhat Positive
Readability
Flesch-Kincaid Grade
11.2
Flesch-Kincaid Ease
53.2
Gunning-Fog Score
13.3
Coleman-Liau Index
10.3
SMOG Index
12
Automated Readability Index
10.2
Dale-Chall Readability Score
4.4
Sprache Readability Score
4.2
Dale-Chall Difficult Word Score
9
Sprache Difficult Word Count
11

Orrin Hatch

A vote for this amendment is a vote against meaningful bankruptcy reform. I appreciate the fact the distinguished Senator believes deeply and he doesn't like this bill. He is one of a few who does not like this bill. He is one of the 28 who voted against the bill when it passed last year. If anything, the bill from last year has been modified with amendments from the other side.
Sentiment
Loughran McDonald (Relative)
-1
Very Negative
Loughran McDonald (Absolute)
-1
Very Negative
Loughran McDonald (Logit)
-1.09861
Harvard-IV (Relative)
0.66667
Very Positive
Harvard-IV (Absolute)
0.66667
Very Positive
Harvard-IV (Logit)
1.29928
VADER
0.48
Positive
Readability
Flesch-Kincaid Grade
6.1
Flesch-Kincaid Ease
76.8
Gunning-Fog Score
10.2
Coleman-Liau Index
9.2
SMOG Index
10.9
Automated Readability Index
5.7
Dale-Chall Readability Score
3.4
Sprache Readability Score
3.6
Dale-Chall Difficult Word Score
12
Sprache Difficult Word Count
15

Orrin Hatch

The bill we ultimately, hopefully, will vote on and vote to invoke cloture on has been modified to please Members on the other side in a wide variety of ways.
Sentiment
Loughran McDonald (Relative)
1
Very Positive
Loughran McDonald (Absolute)
1
Very Positive
Loughran McDonald (Logit)
1.09861
Harvard-IV (Relative)
1
Very Positive
Harvard-IV (Absolute)
1
Very Positive
Harvard-IV (Logit)
1.09861
VADER
0.612
Very Positive
Readability
Flesch-Kincaid Grade
12
Flesch-Kincaid Ease
52.3
Gunning-Fog Score
17.3
Coleman-Liau Index
8.9
SMOG Index
12
Automated Readability Index
12
Dale-Chall Readability Score
4.6
Sprache Readability Score
5
Dale-Chall Difficult Word Score
6
Sprache Difficult Word Count
9

Orrin Hatch

We have tried to accommodate our friends on the other side. I certainly believe I have been fair as the manager of the bill; and I intend to continue to be. But this amendment would work against almost everything we have tried to accomplish over the last 4 years.
Sentiment
Loughran McDonald (Relative)
1
Very Positive
Loughran McDonald (Absolute)
1
Very Positive
Loughran McDonald (Logit)
1.09861
Harvard-IV (Relative)
0.33333
Somewhat Positive
Harvard-IV (Absolute)
0.33333
Somewhat Positive
Harvard-IV (Logit)
0.58779
VADER
0.863
Very Positive
Readability
Flesch-Kincaid Grade
7.6
Flesch-Kincaid Ease
69.4
Gunning-Fog Score
12.2
Coleman-Liau Index
9.4
SMOG Index
12
Automated Readability Index
6.9
Dale-Chall Readability Score
2.1
Sprache Readability Score
3.3
Dale-Chall Difficult Word Score
4
Sprache Difficult Word Count
8

Orrin Hatch

With that, does the distinguished Senator need some time?
Sentiment
Loughran McDonald (Relative)
0
Neutral
Loughran McDonald (Absolute)
0
Neutral
Loughran McDonald (Logit)
0
Harvard-IV (Relative)
0
Neutral
Harvard-IV (Absolute)
0
Neutral
Harvard-IV (Logit)
0
VADER
0
Neutral
Readability
Flesch-Kincaid Grade
6.3
Flesch-Kincaid Ease
66.1
Gunning-Fog Score
8
Coleman-Liau Index
12
SMOG Index
11.3
Automated Readability Index
7.7
Dale-Chall Readability Score
4
Sprache Readability Score
1.9
Dale-Chall Difficult Word Score
2
Sprache Difficult Word Count
2

Dick Durbin

Yes, I do.
Sentiment
Loughran McDonald (Relative)
0
Neutral
Loughran McDonald (Absolute)
0
Neutral
Loughran McDonald (Logit)
0
Harvard-IV (Relative)
0
Neutral
Harvard-IV (Absolute)
0
Neutral
Harvard-IV (Logit)
0
VADER
0.402
Positive
Readability
Flesch-Kincaid Grade
0
Flesch-Kincaid Ease
100
Gunning-Fog Score
1.2
Coleman-Liau Index
0
SMOG Index
3.3
Automated Readability Index
0
Dale-Chall Readability Score
0.1
Sprache Readability Score
1
Dale-Chall Difficult Word Score
0
Sprache Difficult Word Count
0

Orrin Hatch

Mr. President, how much time?
Sentiment
Loughran McDonald (Relative)
0
Neutral
Loughran McDonald (Absolute)
0
Neutral
Loughran McDonald (Logit)
0
Harvard-IV (Relative)
0
Neutral
Harvard-IV (Absolute)
0
Neutral
Harvard-IV (Logit)
0
VADER
0
Neutral
Readability
Flesch-Kincaid Grade
0
Flesch-Kincaid Ease
100
Gunning-Fog Score
1
Coleman-Liau Index
10
SMOG Index
3.3
Automated Readability Index
0.5
Dale-Chall Readability Score
6.4
Sprache Readability Score
1.1
Dale-Chall Difficult Word Score
2
Sprache Difficult Word Count
2

Dick Durbin

I do not know how much time is remaining, but if I could have 10 minutes.
Sentiment
Loughran McDonald (Relative)
0
Neutral
Loughran McDonald (Absolute)
0
Neutral
Loughran McDonald (Logit)
0
Harvard-IV (Relative)
1
Very Positive
Harvard-IV (Absolute)
1
Very Positive
Harvard-IV (Logit)
1.09861
VADER
0
Neutral
Readability
Flesch-Kincaid Grade
3.9
Flesch-Kincaid Ease
95.4
Gunning-Fog Score
8.9
Coleman-Liau Index
4.1
SMOG Index
9
Automated Readability Index
2.5
Dale-Chall Readability Score
1.8
Sprache Readability Score
2.7
Dale-Chall Difficult Word Score
1
Sprache Difficult Word Count
1

Orrin Hatch

Mr. President, how much time remains?
Sentiment
Loughran McDonald (Relative)
0
Neutral
Loughran McDonald (Absolute)
0
Neutral
Loughran McDonald (Logit)
0
Harvard-IV (Relative)
0
Neutral
Harvard-IV (Absolute)
0
Neutral
Harvard-IV (Logit)
0
VADER
0
Neutral
Readability
Flesch-Kincaid Grade
1.3
Flesch-Kincaid Ease
91
Gunning-Fog Score
1.2
Coleman-Liau Index
12
SMOG Index
3.3
Automated Readability Index
2.8
Dale-Chall Readability Score
5.4
Sprache Readability Score
1.3
Dale-Chall Difficult Word Score
2
Sprache Difficult Word Count
3

The Presiding Officer

The PRESIDING OFFICER.
Sentiment
Loughran McDonald (Relative)
0
Neutral
Loughran McDonald (Absolute)
0
Neutral
Loughran McDonald (Logit)
0
Harvard-IV (Relative)
0
Neutral
Harvard-IV (Absolute)
0
Neutral
Harvard-IV (Logit)
0
VADER
0
Neutral
Readability
Flesch-Kincaid Grade
8
Flesch-Kincaid Ease
47.4
Gunning-Fog Score
5.8
Coleman-Liau Index
12
SMOG Index
11.3
Automated Readability Index
5.3
Dale-Chall Readability Score
6
Sprache Readability Score
1.7
Dale-Chall Difficult Word Score
4
Sprache Difficult Word Count
5

Orrin Hatch

Could I give the Senator 5 minutes, and I will take 4?
Sentiment
Loughran McDonald (Relative)
0
Neutral
Loughran McDonald (Absolute)
0
Neutral
Loughran McDonald (Logit)
0
Harvard-IV (Relative)
1
Very Positive
Harvard-IV (Absolute)
1
Very Positive
Harvard-IV (Logit)
1.09861
VADER
0
Neutral
Readability
Flesch-Kincaid Grade
1.9
Flesch-Kincaid Ease
100
Gunning-Fog Score
4.8
Coleman-Liau Index
3.3
SMOG Index
9
Automated Readability Index
0
Dale-Chall Readability Score
1.9
Sprache Readability Score
2.2
Dale-Chall Difficult Word Score
1
Sprache Difficult Word Count
1

Dick Durbin

That would be fine. I thank the Senator from Utah for his courtesy.
Sentiment
Loughran McDonald (Relative)
0
Neutral
Loughran McDonald (Absolute)
0
Neutral
Loughran McDonald (Logit)
0
Harvard-IV (Relative)
1
Very Positive
Harvard-IV (Absolute)
1
Very Positive
Harvard-IV (Logit)
1.60944
VADER
0.7
Very Positive
Readability
Flesch-Kincaid Grade
3.3
Flesch-Kincaid Ease
83.1
Gunning-Fog Score
5.7
Coleman-Liau Index
8.2
SMOG Index
9
Automated Readability Index
1
Dale-Chall Readability Score
4
Sprache Readability Score
1.7
Dale-Chall Difficult Word Score
3
Sprache Difficult Word Count
3

Dick Durbin

We have locked horns many times, but we are friends. I respect him very much.
Sentiment
Loughran McDonald (Relative)
0
Neutral
Loughran McDonald (Absolute)
0
Neutral
Loughran McDonald (Logit)
0
Harvard-IV (Relative)
1
Very Positive
Harvard-IV (Absolute)
1
Very Positive
Harvard-IV (Logit)
1.09861
VADER
0.852
Very Positive
Readability
Flesch-Kincaid Grade
2.3
Flesch-Kincaid Ease
92.1
Gunning-Fog Score
3
Coleman-Liau Index
7.7
SMOG Index
3.3
Automated Readability Index
1.2
Dale-Chall Readability Score
2.5
Sprache Readability Score
1.7
Dale-Chall Difficult Word Score
2
Sprache Difficult Word Count
2

Dick Durbin

Every time Senator Hatch tells you there is a provision in the bill before us that is not included in the Durbin bill -- believe me, every time the credit industry gave us a morsel, they took away a beef steak. And that is what happened when it was all over.
Sentiment
Loughran McDonald (Relative)
0
Neutral
Loughran McDonald (Absolute)
0
Neutral
Loughran McDonald (Logit)
0
Harvard-IV (Relative)
1
Very Positive
Harvard-IV (Absolute)
1
Very Positive
Harvard-IV (Logit)
1.60944
VADER
0.382
Somewhat Positive
Readability
Flesch-Kincaid Grade
10.7
Flesch-Kincaid Ease
63
Gunning-Fog Score
13.2
Coleman-Liau Index
8
SMOG Index
12
Automated Readability Index
10.1
Dale-Chall Readability Score
4.4
Sprache Readability Score
4.7
Dale-Chall Difficult Word Score
10
Sprache Difficult Word Count
12

Dick Durbin

The bill before us today is much worse on consumers in America than the bill this Senate passed by a vote of 97-1. And though the Senator from Utah tells me how terrible my bill is, he voted for it. He voted for it, as did most of the Senators who are here today.
Sentiment
Loughran McDonald (Relative)
-1
Very Negative
Loughran McDonald (Absolute)
-1
Very Negative
Loughran McDonald (Logit)
-1.09861
Harvard-IV (Relative)
-1
Very Negative
Harvard-IV (Absolute)
-1
Very Negative
Harvard-IV (Logit)
-1.60944
VADER
-0.735
Very Negative
Readability
Flesch-Kincaid Grade
6.8
Flesch-Kincaid Ease
79
Gunning-Fog Score
8.8
Coleman-Liau Index
5.7
SMOG Index
10.6
Automated Readability Index
4.9
Dale-Chall Readability Score
3.8
Sprache Readability Score
3.8
Dale-Chall Difficult Word Score
10
Sprache Difficult Word Count
11

Dick Durbin

Let me read to you some comments from people I think are worth repeating. This first comment comes from David Broder. We know him. He is a respected journalist and is published in the Washington Post, and other newspapers. This is what he says about this bankruptcy bill I am trying to replace:
Sentiment
Loughran McDonald (Relative)
-1
Very Negative
Loughran McDonald (Absolute)
-1
Very Negative
Loughran McDonald (Logit)
-1.09861
Harvard-IV (Relative)
0
Neutral
Harvard-IV (Absolute)
0
Neutral
Harvard-IV (Logit)
0
VADER
0.612
Very Positive
Readability
Flesch-Kincaid Grade
5.2
Flesch-Kincaid Ease
76.4
Gunning-Fog Score
8.8
Coleman-Liau Index
10.4
SMOG Index
10
Automated Readability Index
4.8
Dale-Chall Readability Score
4.1
Sprache Readability Score
3.1
Dale-Chall Difficult Word Score
12
Sprache Difficult Word Count
14

Dick Durbin

That was David Broder in this morning's Washington Post.
Sentiment
Loughran McDonald (Relative)
0
Neutral
Loughran McDonald (Absolute)
0
Neutral
Loughran McDonald (Logit)
0
Harvard-IV (Relative)
0
Neutral
Harvard-IV (Absolute)
0
Neutral
Harvard-IV (Logit)
0
VADER
0
Neutral
Readability
Flesch-Kincaid Grade
6.3
Flesch-Kincaid Ease
66.1
Gunning-Fog Score
3.6
Coleman-Liau Index
12
SMOG Index
9
Automated Readability Index
7.1
Dale-Chall Readability Score
7.5
Sprache Readability Score
2.2
Dale-Chall Difficult Word Score
4
Sprache Difficult Word Count
5

Dick Durbin

Lawrence King is a law professor at New York University. I quote him:
Sentiment
Loughran McDonald (Relative)
0
Neutral
Loughran McDonald (Absolute)
0
Neutral
Loughran McDonald (Logit)
0
Harvard-IV (Relative)
0
Neutral
Harvard-IV (Absolute)
0
Neutral
Harvard-IV (Logit)
0
VADER
0
Neutral
Readability
Flesch-Kincaid Grade
5.1
Flesch-Kincaid Ease
70.1
Gunning-Fog Score
5.7
Coleman-Liau Index
9.1
SMOG Index
9
Automated Readability Index
1.7
Dale-Chall Readability Score
6.4
Sprache Readability Score
1.9
Dale-Chall Difficult Word Score
5
Sprache Difficult Word Count
6

Dick Durbin

What we have offered in this substitute is a carefully crafted and balanced bill. It says the credit card companies have to end some of their abuses and that we believe that abuses in the bankruptcy court have to end.
Sentiment
Loughran McDonald (Relative)
-1
Very Negative
Loughran McDonald (Absolute)
-1
Very Negative
Loughran McDonald (Logit)
-1.94591
Harvard-IV (Relative)
0
Neutral
Harvard-IV (Absolute)
0
Neutral
Harvard-IV (Logit)
0
VADER
-0.625
Very Negative
Readability
Flesch-Kincaid Grade
9
Flesch-Kincaid Ease
66
Gunning-Fog Score
14
Coleman-Liau Index
10.1
SMOG Index
12
Automated Readability Index
9.3
Dale-Chall Readability Score
4.5
Sprache Readability Score
3.9
Dale-Chall Difficult Word Score
9
Sprache Difficult Word Count
10

Dick Durbin

I salute my colleague and friend from New York, Senator Schumer. It is true that his language yesterday on predatory lending is a good addition to the bill. But I will tell him that the bill I am offering -- the one that passed 97-1 -- has my provision which directly attacks predatory lending.
Sentiment
Loughran McDonald (Relative)
-1
Very Negative
Loughran McDonald (Absolute)
-1
Very Negative
Loughran McDonald (Logit)
-1.60944
Harvard-IV (Relative)
0.5
Positive
Harvard-IV (Absolute)
0.5
Positive
Harvard-IV (Logit)
0.8473
VADER
0.718
Very Positive
Readability
Flesch-Kincaid Grade
8.2
Flesch-Kincaid Ease
67.6
Gunning-Fog Score
12.3
Coleman-Liau Index
9.6
SMOG Index
12
Automated Readability Index
7.8
Dale-Chall Readability Score
5
Sprache Readability Score
4.1
Dale-Chall Difficult Word Score
14
Sprache Difficult Word Count
16

Dick Durbin

Who are these predatory lenders? They are people who want a second mortgage on your grandmother's home, that turns into a balloon payment, that turns into a foreclosure, that turns into a trip to bankruptcy court, where the home she saved for for a lifetime is lost to these people, these loan sharks, who take advantage of the system. Sadly, the financial and credit card industry came to the rescue of these loan sharks at the expense of elderly Americans who are being exploited by them.
Sentiment
Loughran McDonald (Relative)
-0.66667
Very Negative
Loughran McDonald (Absolute)
-0.66667
Very Negative
Loughran McDonald (Logit)
-1.29928
Harvard-IV (Relative)
-0.125
Leans Negative
Harvard-IV (Absolute)
-0.125
Leans Negative
Harvard-IV (Logit)
-0.23639
VADER
0.34
Somewhat Positive
Readability
Flesch-Kincaid Grade
12
Flesch-Kincaid Ease
52.8
Gunning-Fog Score
16.6
Coleman-Liau Index
11.2
SMOG Index
12
Automated Readability Index
12
Dale-Chall Readability Score
5.3
Sprache Readability Score
5
Dale-Chall Difficult Word Score
21
Sprache Difficult Word Count
24

Dick Durbin

Senator Schumer's amendment has helped immeasurably. I assure those who are listening to this debate that the Durbin amendment I have offered today has equally powerful language when it comes to ending predatory lending in the United States.
Sentiment
Loughran McDonald (Relative)
0
Neutral
Loughran McDonald (Absolute)
0
Neutral
Loughran McDonald (Logit)
0
Harvard-IV (Relative)
0.66667
Very Positive
Harvard-IV (Absolute)
0.66667
Very Positive
Harvard-IV (Logit)
1.29928
VADER
0.791
Very Positive
Readability
Flesch-Kincaid Grade
12
Flesch-Kincaid Ease
33.9
Gunning-Fog Score
15
Coleman-Liau Index
12
SMOG Index
12
Automated Readability Index
12
Dale-Chall Readability Score
7.2
Sprache Readability Score
4.4
Dale-Chall Difficult Word Score
15
Sprache Difficult Word Count
18

Dick Durbin

The credit industry and the financial industry oppose both measures. That ought to tell you the whole story about what is before us.
Sentiment
Loughran McDonald (Relative)
-1
Very Negative
Loughran McDonald (Absolute)
-1
Very Negative
Loughran McDonald (Logit)
-1.09861
Harvard-IV (Relative)
0.6
Very Positive
Harvard-IV (Absolute)
0.6
Very Positive
Harvard-IV (Logit)
1.09861
VADER
0.382
Somewhat Positive
Readability
Flesch-Kincaid Grade
6.9
Flesch-Kincaid Ease
66.4
Gunning-Fog Score
9.8
Coleman-Liau Index
11.8
SMOG Index
10.3
Automated Readability Index
6.4
Dale-Chall Readability Score
4.7
Sprache Readability Score
2.5
Dale-Chall Difficult Word Score
6
Sprache Difficult Word Count
6

Dick Durbin

We have precious few opportunities in the Congress -- certainly on the floor of this Senate -- to consider any legislation to help consumers and families across America. Passing the Durbin amendment will help them. It will provide some balance to the bill. If we should defeat this amendment and go back to the original bill -- which is now before us -- as David Broder and others have said, the net losers will be families across America facing a slowdown in this economy, who fall behind in their debts and end up in bankruptcy court as the targets and as the victims of the credit industry. That is a wrong move.
Sentiment
Loughran McDonald (Relative)
-0.66667
Very Negative
Loughran McDonald (Absolute)
-0.66667
Very Negative
Loughran McDonald (Logit)
-1.29928
Harvard-IV (Relative)
0.23077
Slightly Positive
Harvard-IV (Absolute)
0.23077
Slightly Positive
Harvard-IV (Logit)
0.43532
VADER
0.735
Very Positive
Readability
Flesch-Kincaid Grade
11.1
Flesch-Kincaid Ease
54.1
Gunning-Fog Score
13.5
Coleman-Liau Index
10.9
SMOG Index
12
Automated Readability Index
10.7
Dale-Chall Readability Score
5.3
Sprache Readability Score
5
Dale-Chall Difficult Word Score
29
Sprache Difficult Word Count
32

Dick Durbin

I hope my colleagues in the Senate will join me in supporting this amendment.
Sentiment
Loughran McDonald (Relative)
0
Neutral
Loughran McDonald (Absolute)
0
Neutral
Loughran McDonald (Logit)
0
Harvard-IV (Relative)
1
Very Positive
Harvard-IV (Absolute)
1
Very Positive
Harvard-IV (Logit)
1.94591
VADER
0.791
Very Positive
Readability
Flesch-Kincaid Grade
7.6
Flesch-Kincaid Ease
65.7
Gunning-Fog Score
14.2
Coleman-Liau Index
10.7
SMOG Index
12
Automated Readability Index
6.8
Dale-Chall Readability Score
5.2
Sprache Readability Score
2.8
Dale-Chall Difficult Word Score
4
Sprache Difficult Word Count
5

Dick Durbin

Several Senators addressed the Chair.
Sentiment
Loughran McDonald (Relative)
0
Neutral
Loughran McDonald (Absolute)
0
Neutral
Loughran McDonald (Logit)
0
Harvard-IV (Relative)
0
Neutral
Harvard-IV (Absolute)
0
Neutral
Harvard-IV (Logit)
0
VADER
0
Neutral
Readability
Flesch-Kincaid Grade
7.6
Flesch-Kincaid Ease
49.5
Gunning-Fog Score
2
Coleman-Liau Index
12
SMOG Index
11.3
Automated Readability Index
11.2
Dale-Chall Readability Score
6.6
Sprache Readability Score
1.4
Dale-Chall Difficult Word Score
2
Sprache Difficult Word Count
2

The Presiding Officer

The PRESIDING OFFICER.
Sentiment
Loughran McDonald (Relative)
0
Neutral
Loughran McDonald (Absolute)
0
Neutral
Loughran McDonald (Logit)
0
Harvard-IV (Relative)
0
Neutral
Harvard-IV (Absolute)
0
Neutral
Harvard-IV (Logit)
0
VADER
0
Neutral
Readability
Flesch-Kincaid Grade
9.4
Flesch-Kincaid Ease
34.1
Gunning-Fog Score
1.4
Coleman-Liau Index
12
SMOG Index
10.3
Automated Readability Index
5.2
Dale-Chall Readability Score
6.9
Sprache Readability Score
1.4
Dale-Chall Difficult Word Score
3
Sprache Difficult Word Count
4

Orrin Hatch

I will yield to the distinguished Senator from Wisconsin, without losing my right to the floor, for the purpose of modifying his amendment.
Sentiment
Loughran McDonald (Relative)
-1
Very Negative
Loughran McDonald (Absolute)
-1
Very Negative
Loughran McDonald (Logit)
-1.09861
Harvard-IV (Relative)
0.2
Leans Positive
Harvard-IV (Absolute)
0.2
Leans Positive
Harvard-IV (Logit)
0.33647
VADER
0.12
Leans Positive
Readability
Flesch-Kincaid Grade
12
Flesch-Kincaid Ease
47.4
Gunning-Fog Score
14.4
Coleman-Liau Index
12
SMOG Index
12
Automated Readability Index
12
Dale-Chall Readability Score
6.6
Sprache Readability Score
4.1
Dale-Chall Difficult Word Score
8
Sprache Difficult Word Count
8

Russ Feingold

Mr. President, I ask unanimous consent that I be permitted to modify amendment No. 51 with the modification I now send to the desk.
Sentiment
Loughran McDonald (Relative)
0
Neutral
Loughran McDonald (Absolute)
0
Neutral
Loughran McDonald (Logit)
0
Harvard-IV (Relative)
1
Very Positive
Harvard-IV (Absolute)
1
Very Positive
Harvard-IV (Logit)
1.60944
VADER
-0.077
Neutral
Readability
Flesch-Kincaid Grade
6.2
Flesch-Kincaid Ease
64.8
Gunning-Fog Score
11.5
Coleman-Liau Index
9.2
SMOG Index
10.6
Automated Readability Index
2.6
Dale-Chall Readability Score
5.7
Sprache Readability Score
2.3
Dale-Chall Difficult Word Score
8
Sprache Difficult Word Count
8

The Presiding Officer

The PRESIDING OFFICER.
Sentiment
Loughran McDonald (Relative)
-1
Very Negative
Loughran McDonald (Absolute)
-1
Very Negative
Loughran McDonald (Logit)
-1.09861
Harvard-IV (Relative)
1
Very Positive
Harvard-IV (Absolute)
1
Very Positive
Harvard-IV (Logit)
1.09861
VADER
0
Neutral
Readability
Flesch-Kincaid Grade
9.2
Flesch-Kincaid Ease
34.6
Gunning-Fog Score
7.9
Coleman-Liau Index
12
SMOG Index
10.3
Automated Readability Index
7.5
Dale-Chall Readability Score
5.4
Sprache Readability Score
1.3
Dale-Chall Difficult Word Score
2
Sprache Difficult Word Count
3

Without objection, it is so ordered.
Sentiment
Loughran McDonald (Relative)
-1
Very Negative
Loughran McDonald (Absolute)
-1
Very Negative
Loughran McDonald (Logit)
-1.09861
Harvard-IV (Relative)
1
Very Positive
Harvard-IV (Absolute)
1
Very Positive
Harvard-IV (Logit)
1.60944
VADER
0
Neutral
Readability
Flesch-Kincaid Grade
6.4
Flesch-Kincaid Ease
59.7
Gunning-Fog Score
9.1
Coleman-Liau Index
12
SMOG Index
9
Automated Readability Index
4.3
Dale-Chall Readability Score
5.6
Sprache Readability Score
1.5
Dale-Chall Difficult Word Score
2
Sprache Difficult Word Count
2

The submitted amendment (No. 51), as modified, is as follows:
Sentiment
Loughran McDonald (Relative)
0
Neutral
Loughran McDonald (Absolute)
0
Neutral
Loughran McDonald (Logit)
0
Harvard-IV (Relative)
0
Neutral
Harvard-IV (Absolute)
0
Neutral
Harvard-IV (Logit)
0
VADER
0
Neutral
Readability
Flesch-Kincaid Grade
5.2
Flesch-Kincaid Ease
66.4
Gunning-Fog Score
14
Coleman-Liau Index
10.1
SMOG Index
10.3
Automated Readability Index
1.8
Dale-Chall Readability Score
5
Sprache Readability Score
1.5
Dale-Chall Difficult Word Score
3
Sprache Difficult Word Count
3

Russ Feingold

Mr. President, I thank the chairman for his courtesy and assistance.
Sentiment
Loughran McDonald (Relative)
0
Neutral
Loughran McDonald (Absolute)
0
Neutral
Loughran McDonald (Logit)
0
Harvard-IV (Relative)
1
Very Positive
Harvard-IV (Absolute)
1
Very Positive
Harvard-IV (Logit)
1.94591
VADER
0.612
Very Positive
Readability
Flesch-Kincaid Grade
4.8
Flesch-Kincaid Ease
70.5
Gunning-Fog Score
9.5
Coleman-Liau Index
12
SMOG Index
9
Automated Readability Index
4.9
Dale-Chall Readability Score
7.5
Sprache Readability Score
1.7
Dale-Chall Difficult Word Score
5
Sprache Difficult Word Count
5

Orrin Hatch

Thank you.
Sentiment
Loughran McDonald (Relative)
0
Neutral
Loughran McDonald (Absolute)
0
Neutral
Loughran McDonald (Logit)
0
Harvard-IV (Relative)
1
Very Positive
Harvard-IV (Absolute)
1
Very Positive
Harvard-IV (Logit)
1.09861
VADER
0.361
Somewhat Positive
Readability
Flesch-Kincaid Grade
0
Flesch-Kincaid Ease
100
Gunning-Fog Score
0.8
Coleman-Liau Index
7.6
SMOG Index
3.3
Automated Readability Index
0
Dale-Chall Readability Score
0.1
Sprache Readability Score
0.9
Dale-Chall Difficult Word Score
0
Sprache Difficult Word Count
0

The Presiding Officer

The PRESIDING OFFICER.
Sentiment
Loughran McDonald (Relative)
0
Neutral
Loughran McDonald (Absolute)
0
Neutral
Loughran McDonald (Logit)
0
Harvard-IV (Relative)
0
Neutral
Harvard-IV (Absolute)
0
Neutral
Harvard-IV (Logit)
0
VADER
0
Neutral
Readability
Flesch-Kincaid Grade
9.4
Flesch-Kincaid Ease
34.1
Gunning-Fog Score
1.4
Coleman-Liau Index
12
SMOG Index
10.3
Automated Readability Index
5.2
Dale-Chall Readability Score
6.9
Sprache Readability Score
1.4
Dale-Chall Difficult Word Score
3
Sprache Difficult Word Count
4

Orrin Hatch

As I said before, the Durbin amendment would upset 4 solid years of negotiations between both sides of the aisle on both sides of Capitol Hill. It is lacking in all kinds of areas. There is no enforceable means test. It does not include the improved child support provisions that have been requested and desired by the child support community. It does not have the Leahy-Hatch privacy language. It does not have the reaffirmation provisions.
Sentiment
Loughran McDonald (Relative)
-0.33333
Somewhat Negative
Loughran McDonald (Absolute)
-0.33333
Somewhat Negative
Loughran McDonald (Logit)
-0.51083
Harvard-IV (Relative)
0.4
Somewhat Positive
Harvard-IV (Absolute)
0.4
Somewhat Positive
Harvard-IV (Logit)
0.76214
VADER
0.399
Somewhat Positive
Readability
Flesch-Kincaid Grade
6.9
Flesch-Kincaid Ease
68.2
Gunning-Fog Score
9.8
Coleman-Liau Index
11.9
SMOG Index
10.6
Automated Readability Index
7.1
Dale-Chall Readability Score
5
Sprache Readability Score
4.1
Dale-Chall Difficult Word Score
21
Sprache Difficult Word Count
23

Orrin Hatch

It lacks the Debtors' Bill of Rights. It lacks 4 years of improvements in the financial netting provisions. It does not address the abuse of the bankruptcy system by those who wish to discharge debts arising from violence, the Schumer-Hatch compromise. It has much weaker antifraud provisions, such as weakened audit provisions. You can just go on and on.
Sentiment
Loughran McDonald (Relative)
-0.75
Very Negative
Loughran McDonald (Absolute)
-0.75
Very Negative
Loughran McDonald (Logit)
-1.60944
Harvard-IV (Relative)
-0.45455
Negative
Harvard-IV (Absolute)
-0.45455
Negative
Harvard-IV (Logit)
-0.8873
VADER
-0.521
Very Negative
Readability
Flesch-Kincaid Grade
6.8
Flesch-Kincaid Ease
67.8
Gunning-Fog Score
12.1
Coleman-Liau Index
12
SMOG Index
11.7
Automated Readability Index
7.1
Dale-Chall Readability Score
6.6
Sprache Readability Score
3.9
Dale-Chall Difficult Word Score
23
Sprache Difficult Word Count
22

Orrin Hatch

It deletes current law provisions in allowing the courts to consider charitable contributions when making a determination as to whether the debtor's filing is an abuse. It does not provide for retroactive enactment of chapter 12 filings that benefits our farmers from July 1, 2000, to the date of enactment.
Sentiment
Loughran McDonald (Relative)
0.33333
Somewhat Positive
Loughran McDonald (Absolute)
0.33333
Somewhat Positive
Loughran McDonald (Logit)
0.51083
Harvard-IV (Relative)
0.55556
Very Positive
Harvard-IV (Absolute)
0.55556
Very Positive
Harvard-IV (Logit)
1.09861
VADER
0.422
Positive
Readability
Flesch-Kincaid Grade
12
Flesch-Kincaid Ease
41
Gunning-Fog Score
18
Coleman-Liau Index
12
SMOG Index
12
Automated Readability Index
12
Dale-Chall Readability Score
7.6
Sprache Readability Score
5
Dale-Chall Difficult Word Score
20
Sprache Difficult Word Count
22

Orrin Hatch

The amendment would create an immediate effective date which, given the scope of the legislation, is wholly inappropriate, and it lacks improvements to the small business bankruptcy provisions that are in the bill currently before the Senate.
Sentiment
Loughran McDonald (Relative)
-0.2
Slightly Negative
Loughran McDonald (Absolute)
-0.2
Slightly Negative
Loughran McDonald (Logit)
-0.33647
Harvard-IV (Relative)
0.2
Leans Positive
Harvard-IV (Absolute)
0.2
Leans Positive
Harvard-IV (Logit)
0.33647
VADER
0.758
Very Positive
Readability
Flesch-Kincaid Grade
12
Flesch-Kincaid Ease
22.9
Gunning-Fog Score
19
Coleman-Liau Index
12
SMOG Index
12
Automated Readability Index
12
Dale-Chall Readability Score
8.2
Sprache Readability Score
5
Dale-Chall Difficult Word Score
15
Sprache Difficult Word Count
18

Orrin Hatch

In my opinion, it is an attempt to turn back the clock and force considerable renegotiation of all of these provisions, and many other provisions, that we have worked so hard to put together over the last 4 years.
Sentiment
Loughran McDonald (Relative)
-1
Very Negative
Loughran McDonald (Absolute)
-1
Very Negative
Loughran McDonald (Logit)
-1.60944
Harvard-IV (Relative)
-0.5
Very Negative
Harvard-IV (Absolute)
-0.5
Very Negative
Harvard-IV (Logit)
-0.8473
VADER
0
Neutral
Readability
Flesch-Kincaid Grade
12
Flesch-Kincaid Ease
41.4
Gunning-Fog Score
19
Coleman-Liau Index
9.9
SMOG Index
12
Automated Readability Index
12
Dale-Chall Readability Score
5.2
Sprache Readability Score
5
Dale-Chall Difficult Word Score
8
Sprache Difficult Word Count
7

Orrin Hatch

The bankruptcy bill is a bipartisan bill. It is not a Republican bill; it is not a Democrat bill. It is a bipartisan bill. We worked very strongly all these years to bring it about. I have to say, there are certain Senators in this body who have a right to do this but who have never wanted a change in the bankruptcy laws, at least the way the bill has been negotiated by the vast majority of people in both Houses of Congress. But a vote for this substitute is a vote to kill the bankruptcy bill.
Sentiment
Loughran McDonald (Relative)
-1
Very Negative
Loughran McDonald (Absolute)
-1
Very Negative
Loughran McDonald (Logit)
-1.94591
Harvard-IV (Relative)
-0.25
Slightly Negative
Harvard-IV (Absolute)
-0.25
Slightly Negative
Harvard-IV (Logit)
-0.45199
VADER
-0.744
Very Negative
Readability
Flesch-Kincaid Grade
7
Flesch-Kincaid Ease
73.7
Gunning-Fog Score
9.8
Coleman-Liau Index
7.7
SMOG Index
11
Automated Readability Index
5.6
Dale-Chall Readability Score
3.4
Sprache Readability Score
4
Dale-Chall Difficult Word Score
16
Sprache Difficult Word Count
17

Orrin Hatch

I hope, after all of these years, and all of these months, and all of the time we have spent on the floor on this bill, that my colleagues will vote to table the amendment.
Sentiment
Loughran McDonald (Relative)
0
Neutral
Loughran McDonald (Absolute)
0
Neutral
Loughran McDonald (Logit)
0
Harvard-IV (Relative)
0
Neutral
Harvard-IV (Absolute)
0
Neutral
Harvard-IV (Logit)
0
VADER
0.44
Positive
Readability
Flesch-Kincaid Grade
11.9
Flesch-Kincaid Ease
72.2
Gunning-Fog Score
16.3
Coleman-Liau Index
6.6
SMOG Index
11.3
Automated Readability Index
12
Dale-Chall Readability Score
2.6
Sprache Readability Score
5
Dale-Chall Difficult Word Score
2
Sprache Difficult Word Count
6

Orrin Hatch

Mr. President, I yield back the remainder of my time and move to table the amendment, and ask for the yeas and nays. And I ask unanimous consent that the votes occur as we had in the original unanimous consent.
Sentiment
Loughran McDonald (Relative)
0
Neutral
Loughran McDonald (Absolute)
0
Neutral
Loughran McDonald (Logit)
0
Harvard-IV (Relative)
1
Very Positive
Harvard-IV (Absolute)
1
Very Positive
Harvard-IV (Logit)
1.94591
VADER
0.625
Very Positive
Readability
Flesch-Kincaid Grade
6.7
Flesch-Kincaid Ease
70.6
Gunning-Fog Score
10.3
Coleman-Liau Index
8.6
SMOG Index
10.6
Automated Readability Index
4.8
Dale-Chall Readability Score
5.8
Sprache Readability Score
3.3
Dale-Chall Difficult Word Score
13
Sprache Difficult Word Count
12

The Presiding Officer

The PRESIDING OFFICER.
Sentiment
Loughran McDonald (Relative)
-1
Very Negative
Loughran McDonald (Absolute)
-1
Very Negative
Loughran McDonald (Logit)
-1.09861
Harvard-IV (Relative)
1
Very Positive
Harvard-IV (Absolute)
1
Very Positive
Harvard-IV (Logit)
1.60944
VADER
0
Neutral
Readability
Flesch-Kincaid Grade
8.5
Flesch-Kincaid Ease
42.5
Gunning-Fog Score
6.2
Coleman-Liau Index
12
SMOG Index
10.3
Automated Readability Index
5.9
Dale-Chall Readability Score
5.5
Sprache Readability Score
1.5
Dale-Chall Difficult Word Score
3
Sprache Difficult Word Count
4

Is there a sufficient second?
Sentiment
Loughran McDonald (Relative)
0
Neutral
Loughran McDonald (Absolute)
0
Neutral
Loughran McDonald (Logit)
0
Harvard-IV (Relative)
1
Very Positive
Harvard-IV (Absolute)
1
Very Positive
Harvard-IV (Logit)
1.09861
VADER
0
Neutral
Readability
Flesch-Kincaid Grade
5.2
Flesch-Kincaid Ease
66.4
Gunning-Fog Score
10
Coleman-Liau Index
12
SMOG Index
9
Automated Readability Index
3.7
Dale-Chall Readability Score
3.4
Sprache Readability Score
1.3
Dale-Chall Difficult Word Score
1
Sprache Difficult Word Count
1

There appears to be a sufficient second.
Sentiment
Loughran McDonald (Relative)
0
Neutral
Loughran McDonald (Absolute)
0
Neutral
Loughran McDonald (Logit)
0
Harvard-IV (Relative)
1
Very Positive
Harvard-IV (Absolute)
1
Very Positive
Harvard-IV (Logit)
1.09861
VADER
0
Neutral
Readability
Flesch-Kincaid Grade
5.7
Flesch-Kincaid Ease
66.8
Gunning-Fog Score
8.5
Coleman-Liau Index
11.9
SMOG Index
9
Automated Readability Index
4.3
Dale-Chall Readability Score
2.6
Sprache Readability Score
1.6
Dale-Chall Difficult Word Score
1
Sprache Difficult Word Count
1

The Presiding Officer

The PRESIDING OFFICER.
Sentiment
Loughran McDonald (Relative)
0
Neutral
Loughran McDonald (Absolute)
0
Neutral
Loughran McDonald (Logit)
0
Harvard-IV (Relative)
0
Neutral
Harvard-IV (Absolute)
0
Neutral
Harvard-IV (Logit)
0
VADER
0
Neutral
Readability
Flesch-Kincaid Grade
3.2
Flesch-Kincaid Ease
80.1
Gunning-Fog Score
1.8
Coleman-Liau Index
11.6
SMOG Index
9
Automated Readability Index
2.8
Dale-Chall Readability Score
2
Sprache Readability Score
1.4
Dale-Chall Difficult Word Score
1
Sprache Difficult Word Count
3

Orrin Hatch

No. We have to wait until the Wellstone -- my motion to table has been approved?
Sentiment
Loughran McDonald (Relative)
0
Neutral
Loughran McDonald (Absolute)
0
Neutral
Loughran McDonald (Logit)
0
Harvard-IV (Relative)
1
Very Positive
Harvard-IV (Absolute)
1
Very Positive
Harvard-IV (Logit)
1.09861
VADER
0.153
Leans Positive
Readability
Flesch-Kincaid Grade
3.1
Flesch-Kincaid Ease
86.4
Gunning-Fog Score
3
Coleman-Liau Index
8.1
SMOG Index
3.3
Automated Readability Index
1.5
Dale-Chall Readability Score
3.5
Sprache Readability Score
1.8
Dale-Chall Difficult Word Score
3
Sprache Difficult Word Count
3

The Presiding Officer

The PRESIDING OFFICER.
Sentiment
Loughran McDonald (Relative)
-1
Very Negative
Loughran McDonald (Absolute)
-1
Very Negative
Loughran McDonald (Logit)
-1.09861
Harvard-IV (Relative)
0
Neutral
Harvard-IV (Absolute)
0
Neutral
Harvard-IV (Logit)
0
VADER
0.34
Somewhat Positive
Readability
Flesch-Kincaid Grade
7.7
Flesch-Kincaid Ease
52
Gunning-Fog Score
8.7
Coleman-Liau Index
12
SMOG Index
10.6
Automated Readability Index
6.4
Dale-Chall Readability Score
6.6
Sprache Readability Score
2.2
Dale-Chall Difficult Word Score
8
Sprache Difficult Word Count
9

Orrin Hatch

Right, before the motion to table.
Sentiment
Loughran McDonald (Relative)
0
Neutral
Loughran McDonald (Absolute)
0
Neutral
Loughran McDonald (Logit)
0
Harvard-IV (Relative)
1
Very Positive
Harvard-IV (Absolute)
1
Very Positive
Harvard-IV (Logit)
1.09861
VADER
0
Neutral
Readability
Flesch-Kincaid Grade
4.5
Flesch-Kincaid Ease
73.8
Gunning-Fog Score
2.4
Coleman-Liau Index
10.7
SMOG Index
3.3
Automated Readability Index
2.8
Dale-Chall Readability Score
2.9
Sprache Readability Score
1.5
Dale-Chall Difficult Word Score
1
Sprache Difficult Word Count
1

The Presiding Officer

The PRESIDING OFFICER.
Sentiment
Loughran McDonald (Relative)
0
Neutral
Loughran McDonald (Absolute)
0
Neutral
Loughran McDonald (Logit)
0
Harvard-IV (Relative)
1
Very Positive
Harvard-IV (Absolute)
1
Very Positive
Harvard-IV (Logit)
1.60944
VADER
0
Neutral
Readability
Flesch-Kincaid Grade
6.5
Flesch-Kincaid Ease
67.3
Gunning-Fog Score
6.1
Coleman-Liau Index
11.4
SMOG Index
10.3
Automated Readability Index
5.6
Dale-Chall Readability Score
4.3
Sprache Readability Score
2.5
Dale-Chall Difficult Word Score
5
Sprache Difficult Word Count
7

The Senator from Minnesota.
Sentiment
Loughran McDonald (Relative)
0
Neutral
Loughran McDonald (Absolute)
0
Neutral
Loughran McDonald (Logit)
0
Harvard-IV (Relative)
0
Neutral
Harvard-IV (Absolute)
0
Neutral
Harvard-IV (Logit)
0
VADER
0
Neutral
Readability
Flesch-Kincaid Grade
12
Flesch-Kincaid Ease
12.4
Gunning-Fog Score
1.6
Coleman-Liau Index
12
SMOG Index
11.3
Automated Readability Index
7.7
Dale-Chall Readability Score
8.1
Sprache Readability Score
1.3
Dale-Chall Difficult Word Score
2
Sprache Difficult Word Count
2

Paul Wellstone

Mr. President, I have spoken about this amendment for some time. I have just a few minutes to summarize again. This is already in the Record. In addition to the Broder piece that my colleague, Senator Durbin, mentioned, I have the New York Times, Tuesday, March 13, "Lobbying on Debtor Bill Pays Dividend"; two pieces by Tom Hamburger in the Wall Street Journal -- "Auto Firms See Profit in Bankruptcy-Reform Bill Provision" and "Influence Market: Industries That Backed Bush Are Now Seeking Return on Investment," including in bankruptcy. Also, another piece by Robert Samuelson, "Bad Timing on the Bankruptcy Bill." Mr. President, I have an amendment that I think is a real test case. It simply says, if you charge over 100 percent interest on a loan, and the borrower goes bankrupt, you cannot make a claim on that loan or the fees from that loan. In other words, the borrower's slate is wiped clean of the usurious loan, and he gets a fresh start.
Sentiment
Loughran McDonald (Relative)
-0.75
Very Negative
Loughran McDonald (Absolute)
-0.75
Very Negative
Loughran McDonald (Logit)
-1.60944
Harvard-IV (Relative)
-0.04762
Neutral
Harvard-IV (Absolute)
-0.04762
Neutral
Harvard-IV (Logit)
-0.09097
VADER
0.382
Somewhat Positive
Readability
Flesch-Kincaid Grade
8.2
Flesch-Kincaid Ease
66
Gunning-Fog Score
9.5
Coleman-Liau Index
10.7
SMOG Index
11.7
Automated Readability Index
8
Dale-Chall Readability Score
5.4
Sprache Readability Score
5
Dale-Chall Difficult Word Score
48
Sprache Difficult Word Count
53

Paul Wellstone

This amendment is a commonsense solution to the problem I have talked about all afternoon. It allows the Senate to send a message to these loan sharks: If you charge an outrageous interest rate, if you profit from the misery and misfortune of others, if you stack the deck against the customer so that they become virtual slaves to your indebtedness, you will get no protection in bankruptcy court for your claims.
Sentiment
Loughran McDonald (Relative)
-0.5
Very Negative
Loughran McDonald (Absolute)
-0.5
Very Negative
Loughran McDonald (Logit)
-0.8473
Harvard-IV (Relative)
-0.14286
Leans Negative
Harvard-IV (Absolute)
-0.14286
Leans Negative
Harvard-IV (Logit)
-0.26826
VADER
-0.527
Very Negative
Readability
Flesch-Kincaid Grade
12
Flesch-Kincaid Ease
39.9
Gunning-Fog Score
19
Coleman-Liau Index
11.8
SMOG Index
12
Automated Readability Index
12
Dale-Chall Readability Score
5.5
Sprache Readability Score
5
Dale-Chall Difficult Word Score
17
Sprache Difficult Word Count
26

Paul Wellstone

In talking about these payday loans, I say to my colleagues, these are poor people, low- and moderate-income people. They don't have other sources of credit. They get charged on these loans as they roll over every several weeks up to 2,000 percent interest per year. Is it too much to say that if you charge over 100 percent per year, you are not going to get the protection in bankruptcy? Is it too much for the Senate to be on the side of consumers, to be on the side of poor people?
Sentiment
Loughran McDonald (Relative)
-1
Very Negative
Loughran McDonald (Absolute)
-1
Very Negative
Loughran McDonald (Logit)
-1.09861
Harvard-IV (Relative)
0
Neutral
Harvard-IV (Absolute)
0
Neutral
Harvard-IV (Logit)
0
VADER
-0.594
Very Negative
Readability
Flesch-Kincaid Grade
7.3
Flesch-Kincaid Ease
76.2
Gunning-Fog Score
11
Coleman-Liau Index
7.2
SMOG Index
10.5
Automated Readability Index
6.5
Dale-Chall Readability Score
3.6
Sprache Readability Score
4.4
Dale-Chall Difficult Word Score
16
Sprache Difficult Word Count
18

Paul Wellstone

This amendment is simple: Are we on the side of poor people? Do we provide some protection -- for a single woman who is raising her family, for communities of color, senior citizens, working-income people who were put under by these interest rates -- or are we on the side of some of the sleaziest loan sharks?
Sentiment
Loughran McDonald (Relative)
0
Neutral
Loughran McDonald (Absolute)
0
Neutral
Loughran McDonald (Logit)
0
Harvard-IV (Relative)
0.33333
Somewhat Positive
Harvard-IV (Absolute)
0.33333
Somewhat Positive
Harvard-IV (Logit)
0.58779
VADER
-0.118
Leans Negative
Readability
Flesch-Kincaid Grade
12
Flesch-Kincaid Ease
51.5
Gunning-Fog Score
16.9
Coleman-Liau Index
9.7
SMOG Index
12
Automated Readability Index
12
Dale-Chall Readability Score
4.2
Sprache Readability Score
5
Dale-Chall Difficult Word Score
10
Sprache Difficult Word Count
16

Paul Wellstone

I hope Senators will support this amendment. It certainly will make this bill less harsh. It doesn't change the overall equation. This is a great bill for the credit card industry, a great bill for the financial services industry. I congratulate them. What a lobbying force; how much money and how much lobbying and how much power. A whole lot of vulnerable people have been left out; a whole lot of middle-income families have been left out.
Sentiment
Loughran McDonald (Relative)
-0.2
Slightly Negative
Loughran McDonald (Absolute)
-0.2
Slightly Negative
Loughran McDonald (Logit)
-0.33647
Harvard-IV (Relative)
0.45455
Positive
Harvard-IV (Absolute)
0.45455
Positive
Harvard-IV (Logit)
0.8873
VADER
0.951
Very Positive
Readability
Flesch-Kincaid Grade
6
Flesch-Kincaid Ease
71.9
Gunning-Fog Score
10.1
Coleman-Liau Index
10.9
SMOG Index
10.7
Automated Readability Index
5.5
Dale-Chall Readability Score
3.6
Sprache Readability Score
3.7
Dale-Chall Difficult Word Score
15
Sprache Difficult Word Count
21

Paul Wellstone

I believe my colleagues will regret voting for this bill, but at the very minimum, they could vote for this amendment that goes after these loan sharks, that goes after these payday loans. It is such is deplorable practice. It is so outrageous, making such exorbitant profit off the misery of people.
Sentiment
Loughran McDonald (Relative)
1
Very Positive
Loughran McDonald (Absolute)
1
Very Positive
Loughran McDonald (Logit)
1.09861
Harvard-IV (Relative)
-0.11111
Leans Negative
Harvard-IV (Absolute)
-0.11111
Leans Negative
Harvard-IV (Logit)
-0.20067
VADER
-0.477
Negative
Readability
Flesch-Kincaid Grade
9.1
Flesch-Kincaid Ease
60.7
Gunning-Fog Score
12.3
Coleman-Liau Index
11.6
SMOG Index
12
Automated Readability Index
9.2
Dale-Chall Readability Score
4.8
Sprache Readability Score
4.1
Dale-Chall Difficult Word Score
13
Sprache Difficult Word Count
16

Paul Wellstone

We ought to be on the side of vulnerable consumers. We ought to be on the side of low- and moderate-income families. We ought not be on the side of these loan sharks. This amendment should receive 100 votes.
Sentiment
Loughran McDonald (Relative)
-1
Very Negative
Loughran McDonald (Absolute)
-1
Very Negative
Loughran McDonald (Logit)
-1.09861
Harvard-IV (Relative)
0
Neutral
Harvard-IV (Absolute)
0
Neutral
Harvard-IV (Logit)
0
VADER
-0.459
Negative
Readability
Flesch-Kincaid Grade
3.7
Flesch-Kincaid Ease
86.7
Gunning-Fog Score
9
Coleman-Liau Index
7.7
SMOG Index
9.7
Automated Readability Index
2.4
Dale-Chall Readability Score
2.5
Sprache Readability Score
2.7
Dale-Chall Difficult Word Score
5
Sprache Difficult Word Count
10

Paul Wellstone

I say to my colleague from Illinois, for all the hours I have been out here, so far I have not heard one Senator come to the floor and debate this amendment. That is unbelievable to me.
Sentiment
Loughran McDonald (Relative)
0
Neutral
Loughran McDonald (Absolute)
0
Neutral
Loughran McDonald (Logit)
0
Harvard-IV (Relative)
-0.2
Slightly Negative
Harvard-IV (Absolute)
-0.2
Slightly Negative
Harvard-IV (Logit)
-0.33647
VADER
0.202
Slightly Positive
Readability
Flesch-Kincaid Grade
7.3
Flesch-Kincaid Ease
76
Gunning-Fog Score
9.6
Coleman-Liau Index
7.3
SMOG Index
11.3
Automated Readability Index
6.3
Dale-Chall Readability Score
3.5
Sprache Readability Score
3.4
Dale-Chall Difficult Word Score
6
Sprache Difficult Word Count
6

Dick Durbin

Will the Senator yield?
Sentiment
Loughran McDonald (Relative)
0
Neutral
Loughran McDonald (Absolute)
0
Neutral
Loughran McDonald (Logit)
0
Harvard-IV (Relative)
0
Neutral
Harvard-IV (Absolute)
0
Neutral
Harvard-IV (Logit)
0
VADER
0
Neutral
Readability
Flesch-Kincaid Grade
3.7
Flesch-Kincaid Ease
75.9
Gunning-Fog Score
1.6
Coleman-Liau Index
12
SMOG Index
9
Automated Readability Index
2.9
Dale-Chall Readability Score
8.1
Sprache Readability Score
1.3
Dale-Chall Difficult Word Score
2
Sprache Difficult Word Count
2

Paul Wellstone

I yield.
Sentiment
Loughran McDonald (Relative)
0
Neutral
Loughran McDonald (Absolute)
0
Neutral
Loughran McDonald (Logit)
0
Harvard-IV (Relative)
0
Neutral
Harvard-IV (Absolute)
0
Neutral
Harvard-IV (Logit)
0
VADER
0
Neutral
Readability
Flesch-Kincaid Grade
0
Flesch-Kincaid Ease
100
Gunning-Fog Score
0.8
Coleman-Liau Index
1.7
SMOG Index
3.3
Automated Readability Index
0
Dale-Chall Readability Score
8
Sprache Readability Score
1
Dale-Chall Difficult Word Score
1
Sprache Difficult Word Count
1

Dick Durbin

What the Senator is saying is that no one has come to the floor defending the payday loans and the loan sharks?
Sentiment
Loughran McDonald (Relative)
-1
Very Negative
Loughran McDonald (Absolute)
-1
Very Negative
Loughran McDonald (Logit)
-1.09861
Harvard-IV (Relative)
0
Neutral
Harvard-IV (Absolute)
0
Neutral
Harvard-IV (Logit)
0
VADER
-0.296
Slightly Negative
Readability
Flesch-Kincaid Grade
8
Flesch-Kincaid Ease
76.8
Gunning-Fog Score
10.6
Coleman-Liau Index
8
SMOG Index
11.3
Automated Readability Index
8.6
Dale-Chall Readability Score
4.7
Sprache Readability Score
3.8
Dale-Chall Difficult Word Score
5
Sprache Difficult Word Count
6

Paul Wellstone

No one has come to the floor to defend the payday loans and the loan sharks. I have had this amendment on the floor for 3 or 4 days.
Sentiment
Loughran McDonald (Relative)
-1
Very Negative
Loughran McDonald (Absolute)
-1
Very Negative
Loughran McDonald (Logit)
-1.09861
Harvard-IV (Relative)
-0.2
Slightly Negative
Harvard-IV (Absolute)
-0.2
Slightly Negative
Harvard-IV (Logit)
-0.33647
VADER
-0.296
Slightly Negative
Readability
Flesch-Kincaid Grade
2.7
Flesch-Kincaid Ease
100
Gunning-Fog Score
7.2
Coleman-Liau Index
4.5
SMOG Index
7.3
Automated Readability Index
2.1
Dale-Chall Readability Score
2.4
Sprache Readability Score
2.8
Dale-Chall Difficult Word Score
3
Sprache Difficult Word Count
5

Dick Durbin

They have had ample opportunity. The Senator should get a unanimous vote.
Sentiment
Loughran McDonald (Relative)
1
Very Positive
Loughran McDonald (Absolute)
1
Very Positive
Loughran McDonald (Logit)
1.09861
Harvard-IV (Relative)
0.33333
Somewhat Positive
Harvard-IV (Absolute)
0.33333
Somewhat Positive
Harvard-IV (Logit)
0.51083
VADER
0.422
Positive
Readability
Flesch-Kincaid Grade
8.4
Flesch-Kincaid Ease
45.6
Gunning-Fog Score
9.1
Coleman-Liau Index
12
SMOG Index
10.3
Automated Readability Index
5.1
Dale-Chall Readability Score
5.6
Sprache Readability Score
1.8
Dale-Chall Difficult Word Score
4
Sprache Difficult Word Count
5

Paul Wellstone

I say to my colleague from Illinois, I think this may be the first amendment I have introduced that is going to get 100 votes.
Sentiment
Loughran McDonald (Relative)
0
Neutral
Loughran McDonald (Absolute)
0
Neutral
Loughran McDonald (Logit)
0
Harvard-IV (Relative)
0
Neutral
Harvard-IV (Absolute)
0
Neutral
Harvard-IV (Logit)
0
VADER
0
Neutral
Readability
Flesch-Kincaid Grade
8.8
Flesch-Kincaid Ease
76.6
Gunning-Fog Score
13.2
Coleman-Liau Index
7
SMOG Index
12
Automated Readability Index
9.3
Dale-Chall Readability Score
3.8
Sprache Readability Score
4.2
Dale-Chall Difficult Word Score
4
Sprache Difficult Word Count
6

Dick Durbin

I look forward to it.
Sentiment
Loughran McDonald (Relative)
0
Neutral
Loughran McDonald (Absolute)
0
Neutral
Loughran McDonald (Logit)
0
Harvard-IV (Relative)
1
Very Positive
Harvard-IV (Absolute)
1
Very Positive
Harvard-IV (Logit)
1.09861
VADER
0
Neutral
Readability
Flesch-Kincaid Grade
0.5
Flesch-Kincaid Ease
100
Gunning-Fog Score
2
Coleman-Liau Index
3
SMOG Index
3.3
Automated Readability Index
0
Dale-Chall Readability Score
0.2
Sprache Readability Score
1.3
Dale-Chall Difficult Word Score
0
Sprache Difficult Word Count
1

The Presiding Officer

The PRESIDING OFFICER.
Sentiment
Loughran McDonald (Relative)
0
Neutral
Loughran McDonald (Absolute)
0
Neutral
Loughran McDonald (Logit)
0
Harvard-IV (Relative)
0
Neutral
Harvard-IV (Absolute)
0
Neutral
Harvard-IV (Logit)
0
VADER
0
Neutral
Readability
Flesch-Kincaid Grade
9.4
Flesch-Kincaid Ease
34.1
Gunning-Fog Score
1.4
Coleman-Liau Index
12
SMOG Index
10.3
Automated Readability Index
5.2
Dale-Chall Readability Score
6.9
Sprache Readability Score
1.4
Dale-Chall Difficult Word Score
3
Sprache Difficult Word Count
4

Orrin Hatch

Mr. President, lest there be a failure to talk about the other side, I might just do that.
Sentiment
Loughran McDonald (Relative)
-1
Very Negative
Loughran McDonald (Absolute)
-1
Very Negative
Loughran McDonald (Logit)
-1.09861
Harvard-IV (Relative)
-1
Very Negative
Harvard-IV (Absolute)
-1
Very Negative
Harvard-IV (Logit)
-1.09861
VADER
-0.511
Very Negative
Readability
Flesch-Kincaid Grade
2.3
Flesch-Kincaid Ease
94.3
Gunning-Fog Score
3.6
Coleman-Liau Index
6.7
SMOG Index
3.3
Automated Readability Index
1.1
Dale-Chall Readability Score
4
Sprache Readability Score
2.1
Dale-Chall Difficult Word Score
4
Sprache Difficult Word Count
4

Orrin Hatch

Although the amendment is described as only attacking "payday loans," it imposes new and burdensome regulation on virtually any company that offers consumer loans, including automobile or truck loans, or that cashes personal checks and charges a fee. It represents an attempt to use Federal law to in effect abolish "payday loans", intruding into an area traditionally reserved to the States.
Sentiment
Loughran McDonald (Relative)
-0.33333
Somewhat Negative
Loughran McDonald (Absolute)
-0.33333
Somewhat Negative
Loughran McDonald (Logit)
-0.51083
Harvard-IV (Relative)
-0.09091
Neutral
Harvard-IV (Absolute)
-0.09091
Neutral
Harvard-IV (Logit)
-0.16705
VADER
-0.807
Very Negative
Readability
Flesch-Kincaid Grade
12
Flesch-Kincaid Ease
20.5
Gunning-Fog Score
19
Coleman-Liau Index
12
SMOG Index
12
Automated Readability Index
12
Dale-Chall Readability Score
7.5
Sprache Readability Score
5
Dale-Chall Difficult Word Score
23
Sprache Difficult Word Count
29

Orrin Hatch

Although lenders who provide "payday loans" are an easy target because the credit they offer is expensive, they in fact provide access to legitimate, short term credit for many poor families who otherwise would be forced to borrow from loan sharks to cover short term emergencies. Some borrowers, particularly poor borrowers, cannot qualify with conventional lenders. For that reason, some States permit "payday" lenders to operate.
Sentiment
Loughran McDonald (Relative)
0
Neutral
Loughran McDonald (Absolute)
0
Neutral
Loughran McDonald (Logit)
0
Harvard-IV (Relative)
0.5
Positive
Harvard-IV (Absolute)
0.5
Positive
Harvard-IV (Logit)
1.02165
VADER
-0.332
Somewhat Negative
Readability
Flesch-Kincaid Grade
12
Flesch-Kincaid Ease
37.1
Gunning-Fog Score
15.5
Coleman-Liau Index
12
SMOG Index
12
Automated Readability Index
12
Dale-Chall Readability Score
6.8
Sprache Readability Score
5
Dale-Chall Difficult Word Score
24
Sprache Difficult Word Count
24

Orrin Hatch

This amendment would in effect drive payday lenders out of business.
Sentiment
Loughran McDonald (Relative)
1
Very Positive
Loughran McDonald (Absolute)
1
Very Positive
Loughran McDonald (Logit)
1.09861
Harvard-IV (Relative)
0
Neutral
Harvard-IV (Absolute)
0
Neutral
Harvard-IV (Logit)
0
VADER
0
Neutral
Readability
Flesch-Kincaid Grade
6.9
Flesch-Kincaid Ease
64.9
Gunning-Fog Score
8
Coleman-Liau Index
12
SMOG Index
9
Automated Readability Index
8.5
Dale-Chall Readability Score
7.7
Sprache Readability Score
2.4
Dale-Chall Difficult Word Score
5
Sprache Difficult Word Count
5

Orrin Hatch

It also is vastly overbroad, imposing new, burdensome regulation on many legitimate businesses.
Sentiment
Loughran McDonald (Relative)
-1
Very Negative
Loughran McDonald (Absolute)
-1
Very Negative
Loughran McDonald (Logit)
-1.09861
Harvard-IV (Relative)
-0.33333
Somewhat Negative
Harvard-IV (Absolute)
-0.33333
Somewhat Negative
Harvard-IV (Logit)
-0.51083
VADER
-0.494
Negative
Readability
Flesch-Kincaid Grade
12
Flesch-Kincaid Ease
0
Gunning-Fog Score
19
Coleman-Liau Index
12
SMOG Index
12
Automated Readability Index
12
Dale-Chall Readability Score
7.9
Sprache Readability Score
2.8
Dale-Chall Difficult Word Score
6
Sprache Difficult Word Count
7

Orrin Hatch

The amendment amends the Bankruptcy Code to deny the claim of any creditor who charged more than a new, Federal maximum price ceiling for any type of automobile or consumer credit.
Sentiment
Loughran McDonald (Relative)
-1
Very Negative
Loughran McDonald (Absolute)
-1
Very Negative
Loughran McDonald (Logit)
-1.60944
Harvard-IV (Relative)
-0.33333
Somewhat Negative
Harvard-IV (Absolute)
-0.33333
Somewhat Negative
Harvard-IV (Logit)
-0.51083
VADER
-0.178
Leans Negative
Readability
Flesch-Kincaid Grade
12
Flesch-Kincaid Ease
30.7
Gunning-Fog Score
18.9
Coleman-Liau Index
12
SMOG Index
12
Automated Readability Index
12
Dale-Chall Readability Score
8.2
Sprache Readability Score
5
Dale-Chall Difficult Word Score
13
Sprache Difficult Word Count
16

Orrin Hatch

The amendment also imposes a maximum Federal price limit of 100 percent annual percentage rate on what any consumer creditor, automobile dealer, or check casher could charge in fees or interest for a loan or check cashing service, possibly preempting State regulation setting a lower or higher price limit. Violations of the maximum Federal price limit would result in denial in bankruptcy proceedings of the claim of the creditor, auto dealer or check casher.
Sentiment
Loughran McDonald (Relative)
-1
Very Negative
Loughran McDonald (Absolute)
-1
Very Negative
Loughran McDonald (Logit)
-2.70805
Harvard-IV (Relative)
-0.8
Very Negative
Harvard-IV (Absolute)
-0.8
Very Negative
Harvard-IV (Logit)
-1.84583
VADER
-0.494
Negative
Readability
Flesch-Kincaid Grade
12
Flesch-Kincaid Ease
17.2
Gunning-Fog Score
19
Coleman-Liau Index
12
SMOG Index
12
Automated Readability Index
12
Dale-Chall Readability Score
8.9
Sprache Readability Score
5
Dale-Chall Difficult Word Score
33
Sprache Difficult Word Count
36

Orrin Hatch

This amendment strikes at any lender or merchant who charges flat fees permitted by State law in a lending transaction. For example, a $10 cash advance fee or a $15 Federal Express fee permitted by State law for quickly sending a check back to the borrower could exceed the limit if the credit was short term.
Sentiment
Loughran McDonald (Relative)
0
Neutral
Loughran McDonald (Absolute)
0
Neutral
Loughran McDonald (Logit)
0
Harvard-IV (Relative)
0.14286
Leans Positive
Harvard-IV (Absolute)
0.14286
Leans Positive
Harvard-IV (Logit)
0.25131
VADER
-0.25
Slightly Negative
Readability
Flesch-Kincaid Grade
12
Flesch-Kincaid Ease
57.6
Gunning-Fog Score
15.5
Coleman-Liau Index
10
SMOG Index
12
Automated Readability Index
12
Dale-Chall Readability Score
7
Sprache Readability Score
5
Dale-Chall Difficult Word Score
20
Sprache Difficult Word Count
23

Orrin Hatch

This amendment intrudes into an area traditionally regulated by the states. Some States permit "payday" loans, but this regulation would initiate federal regulation of the service.
Sentiment
Loughran McDonald (Relative)
0
Neutral
Loughran McDonald (Absolute)
0
Neutral
Loughran McDonald (Logit)
0
Harvard-IV (Relative)
0
Neutral
Harvard-IV (Absolute)
0
Neutral
Harvard-IV (Logit)
0
VADER
0
Neutral
Readability
Flesch-Kincaid Grade
12
Flesch-Kincaid Ease
27.7
Gunning-Fog Score
16
Coleman-Liau Index
12
SMOG Index
12
Automated Readability Index
12
Dale-Chall Readability Score
7.3
Sprache Readability Score
3.3
Dale-Chall Difficult Word Score
11
Sprache Difficult Word Count
13

Orrin Hatch

Oppose this unwise and overbroad attempt to federally regulate an area traditionally regulated by the States.
Sentiment
Loughran McDonald (Relative)
-1
Very Negative
Loughran McDonald (Absolute)
-1
Very Negative
Loughran McDonald (Logit)
-1.09861
Harvard-IV (Relative)
-0.33333
Somewhat Negative
Harvard-IV (Absolute)
-0.33333
Somewhat Negative
Harvard-IV (Logit)
-0.51083
VADER
0
Neutral
Readability
Flesch-Kincaid Grade
12
Flesch-Kincaid Ease
10.8
Gunning-Fog Score
18.9
Coleman-Liau Index
12
SMOG Index
12
Automated Readability Index
12
Dale-Chall Readability Score
9.7
Sprache Readability Score
3.4
Dale-Chall Difficult Word Score
9
Sprache Difficult Word Count
10

Orrin Hatch

This could hurt the very poor people who have to have these instant loans the Senator is trying to help. In fact, he hurts them.
Sentiment
Loughran McDonald (Relative)
0
Neutral
Loughran McDonald (Absolute)
0
Neutral
Loughran McDonald (Logit)
0
Harvard-IV (Relative)
0
Neutral
Harvard-IV (Absolute)
0
Neutral
Harvard-IV (Logit)
0
VADER
-0.8
Very Negative
Readability
Flesch-Kincaid Grade
3.4
Flesch-Kincaid Ease
92.6
Gunning-Fog Score
5
Coleman-Liau Index
8
SMOG Index
7.3
Automated Readability Index
3.8
Dale-Chall Readability Score
1.9
Sprache Readability Score
2.5
Dale-Chall Difficult Word Score
2
Sprache Difficult Word Count
4

Orrin Hatch

I yield the remainder of my time to the distinguished Senator from Texas.
Sentiment
Loughran McDonald (Relative)
0
Neutral
Loughran McDonald (Absolute)
0
Neutral
Loughran McDonald (Logit)
0
Harvard-IV (Relative)
1
Very Positive
Harvard-IV (Absolute)
1
Very Positive
Harvard-IV (Logit)
1.09861
VADER
0
Neutral
Readability
Flesch-Kincaid Grade
8.5
Flesch-Kincaid Ease
57
Gunning-Fog Score
11.4
Coleman-Liau Index
11.4
SMOG Index
12
Automated Readability Index
6.8
Dale-Chall Readability Score
6.7
Sprache Readability Score
2.6
Dale-Chall Difficult Word Score
5
Sprache Difficult Word Count
5

Paul Wellstone

May I ask the Chair if I have any time left?
Sentiment
Loughran McDonald (Relative)
0
Neutral
Loughran McDonald (Absolute)
0
Neutral
Loughran McDonald (Logit)
0
Harvard-IV (Relative)
0
Neutral
Harvard-IV (Absolute)
0
Neutral
Harvard-IV (Logit)
0
VADER
0
Neutral
Readability
Flesch-Kincaid Grade
1.6
Flesch-Kincaid Ease
100
Gunning-Fog Score
4.4
Coleman-Liau Index
1.8
SMOG Index
3.3
Automated Readability Index
0
Dale-Chall Readability Score
0.5
Sprache Readability Score
2
Dale-Chall Difficult Word Score
0
Sprache Difficult Word Count
0

The Presiding Officer

The PRESIDING OFFICER.
Sentiment
Loughran McDonald (Relative)
0
Neutral
Loughran McDonald (Absolute)
0
Neutral
Loughran McDonald (Logit)
0
Harvard-IV (Relative)
0
Neutral
Harvard-IV (Absolute)
0
Neutral
Harvard-IV (Logit)
0
VADER
0
Neutral
Readability
Flesch-Kincaid Grade
5.8
Flesch-Kincaid Ease
64.4
Gunning-Fog Score
4.6
Coleman-Liau Index
11.6
SMOG Index
10.6
Automated Readability Index
3.6
Dale-Chall Readability Score
4.7
Sprache Readability Score
1.8
Dale-Chall Difficult Word Score
5
Sprache Difficult Word Count
5

Phil Gramm

Mr. President, this amendment is really a usury limit amendment. Our distinguished colleague from Minnesota simply objects to people lending at high interest rates.
Sentiment
Loughran McDonald (Relative)
-1
Very Negative
Loughran McDonald (Absolute)
-1
Very Negative
Loughran McDonald (Logit)
-1.94591
Harvard-IV (Relative)
0.6
Very Positive
Harvard-IV (Absolute)
0.6
Very Positive
Harvard-IV (Logit)
1.09861
VADER
0.459
Positive
Readability
Flesch-Kincaid Grade
10.6
Flesch-Kincaid Ease
33
Gunning-Fog Score
13.2
Coleman-Liau Index
12
SMOG Index
12
Automated Readability Index
9.5
Dale-Chall Readability Score
8.9
Sprache Readability Score
2.8
Dale-Chall Difficult Word Score
13
Sprache Difficult Word Count
14

Phil Gramm

I am sure there are some people who believe that if contracts are entered into at terms they find objectionable, the terms should not be enforced. But that is not the way the American commercial code works. What this amendment would do, in essence, is say that if I borrowed $100 for a week and I paid a $2 service charge on that loan, if the borrower went bankrupt, I wouldn't have to pay the loan because the Senator from Minnesota has judged that interest rate to be too high.
Sentiment
Loughran McDonald (Relative)
-1
Very Negative
Loughran McDonald (Absolute)
-1
Very Negative
Loughran McDonald (Logit)
-1.94591
Harvard-IV (Relative)
-0.33333
Somewhat Negative
Harvard-IV (Absolute)
-0.33333
Somewhat Negative
Harvard-IV (Logit)
-0.58779
VADER
0.207
Slightly Positive
Readability
Flesch-Kincaid Grade
12
Flesch-Kincaid Ease
60.8
Gunning-Fog Score
14.7
Coleman-Liau Index
8.7
SMOG Index
12
Automated Readability Index
12
Dale-Chall Readability Score
4.3
Sprache Readability Score
5
Dale-Chall Difficult Word Score
16
Sprache Difficult Word Count
22

Phil Gramm

That is great when you are making $146,000 a year. That is great when every bank in your State would love to lend you money. But the plain truth is, there are a lot of Americans who need to borrow money, a lot of Americans who would like to borrow money for a week to get over a temporary credit problem they have. The terrible impact of this amendment is that it would destroy the ability of those people to use legitimate lenders and, in the process, would force them in many cases to borrow elsewhere and pay many times as much in interest.
Sentiment
Loughran McDonald (Relative)
-0.2
Slightly Negative
Loughran McDonald (Absolute)
-0.2
Slightly Negative
Loughran McDonald (Logit)
-0.33647
Harvard-IV (Relative)
0.33333
Somewhat Positive
Harvard-IV (Absolute)
0.33333
Somewhat Positive
Harvard-IV (Logit)
0.65393
VADER
0.937
Very Positive
Readability
Flesch-Kincaid Grade
11.1
Flesch-Kincaid Ease
62.6
Gunning-Fog Score
13.5
Coleman-Liau Index
8
SMOG Index
12
Automated Readability Index
10.7
Dale-Chall Readability Score
3.3
Sprache Readability Score
5
Dale-Chall Difficult Word Score
13
Sprache Difficult Word Count
19

Phil Gramm

Not only is this Government simply imposing its will on the marketplace, but it also has real unintended consequences. Let me give an example. Let's say you have a debit card and you pay a fee in case you have an overcharge from your balance. If you write a check for $100, that fee is going to exceed the amount prohibited under the Wellstone amendment and, as a consequence, you wouldn't have to pay that charge if something happened to the company and it went into bankruptcy.
Sentiment
Loughran McDonald (Relative)
-1
Very Negative
Loughran McDonald (Absolute)
-1
Very Negative
Loughran McDonald (Logit)
-1.94591
Harvard-IV (Relative)
-0.2
Slightly Negative
Harvard-IV (Absolute)
-0.2
Slightly Negative
Harvard-IV (Logit)
-0.36772
VADER
-0.159
Leans Negative
Readability
Flesch-Kincaid Grade
10.8
Flesch-Kincaid Ease
56.4
Gunning-Fog Score
14.2
Coleman-Liau Index
9.8
SMOG Index
12
Automated Readability Index
10
Dale-Chall Readability Score
4.3
Sprache Readability Score
5
Dale-Chall Difficult Word Score
18
Sprache Difficult Word Count
23

Phil Gramm

Here is the problem: The kinds of interest rates that are being talked about sound high, and they are high when they are calculated on an annualized basis. But when you borrow for a week, the carrying charges and the finance charges, which aren't necessarily high for that period of time, by their very nature, produce a high annual rate.
Sentiment
Loughran McDonald (Relative)
-1
Very Negative
Loughran McDonald (Absolute)
-1
Very Negative
Loughran McDonald (Logit)
-1.09861
Harvard-IV (Relative)
0.25
Slightly Positive
Harvard-IV (Absolute)
0.25
Slightly Positive
Harvard-IV (Logit)
0.45199
VADER
-0.44
Negative
Readability
Flesch-Kincaid Grade
12
Flesch-Kincaid Ease
49.5
Gunning-Fog Score
16
Coleman-Liau Index
10.7
SMOG Index
12
Automated Readability Index
12
Dale-Chall Readability Score
4.9
Sprache Readability Score
5
Dale-Chall Difficult Word Score
13
Sprache Difficult Word Count
16

The Presiding Officer

The PRESIDING OFFICER.
Sentiment
Loughran McDonald (Relative)
0
Neutral
Loughran McDonald (Absolute)
0
Neutral
Loughran McDonald (Logit)
0
Harvard-IV (Relative)
0
Neutral
Harvard-IV (Absolute)
0
Neutral
Harvard-IV (Logit)
0
VADER
0
Neutral
Readability
Flesch-Kincaid Grade
8.1
Flesch-Kincaid Ease
44.2
Gunning-Fog Score
1.6
Coleman-Liau Index
12
SMOG Index
10.3
Automated Readability Index
6.5
Dale-Chall Readability Score
6.1
Sprache Readability Score
1.5
Dale-Chall Difficult Word Score
3
Sprache Difficult Word Count
4

Phil Gramm

Mr. President, I ask unanimous consent for 1 additional minute.
Sentiment
Loughran McDonald (Relative)
0
Neutral
Loughran McDonald (Absolute)
0
Neutral
Loughran McDonald (Logit)
0
Harvard-IV (Relative)
1
Very Positive
Harvard-IV (Absolute)
1
Very Positive
Harvard-IV (Logit)
1.09861
VADER
0.226
Slightly Positive
Readability
Flesch-Kincaid Grade
7.6
Flesch-Kincaid Ease
49.5
Gunning-Fog Score
10
Coleman-Liau Index
12
SMOG Index
9
Automated Readability Index
4.6
Dale-Chall Readability Score
8.1
Sprache Readability Score
1.7
Dale-Chall Difficult Word Score
5
Sprache Difficult Word Count
5

Paul Wellstone

Mr. President, I would not object, although I would like to have, and ask unanimous consent for, 1 additional minute to respond.
Sentiment
Loughran McDonald (Relative)
-1
Very Negative
Loughran McDonald (Absolute)
-1
Very Negative
Loughran McDonald (Logit)
-1.09861
Harvard-IV (Relative)
1
Very Positive
Harvard-IV (Absolute)
1
Very Positive
Harvard-IV (Logit)
1.94591
VADER
0.527
Very Positive
Readability
Flesch-Kincaid Grade
6.4
Flesch-Kincaid Ease
68.8
Gunning-Fog Score
8
Coleman-Liau Index
10.9
SMOG Index
9
Automated Readability Index
5.5
Dale-Chall Readability Score
6.3
Sprache Readability Score
2.6
Dale-Chall Difficult Word Score
8
Sprache Difficult Word Count
8

The Presiding Officer

The PRESIDING OFFICER.
Sentiment
Loughran McDonald (Relative)
-1
Very Negative
Loughran McDonald (Absolute)
-1
Very Negative
Loughran McDonald (Logit)
-1.09861
Harvard-IV (Relative)
1
Very Positive
Harvard-IV (Absolute)
1
Very Positive
Harvard-IV (Logit)
1.60944
VADER
0
Neutral
Readability
Flesch-Kincaid Grade
8.5
Flesch-Kincaid Ease
42.5
Gunning-Fog Score
6.2
Coleman-Liau Index
12
SMOG Index
10.3
Automated Readability Index
5.9
Dale-Chall Readability Score
5.5
Sprache Readability Score
1.5
Dale-Chall Difficult Word Score
3
Sprache Difficult Word Count
4

Phil Gramm

Let me give another example: If you took a cab in the District of Columbia and were driven to the airport, you would not consider the rate to be usurious. But if you took that same cab and were driven to Los Angeles, CA, and you were charged $50,000, you would likely consider that charge to be usurious. Do we have a law that tries to say that a rate going to California, which would be considered usurious, not be charged for traveling a much shorter local distance in the District of Columbia? The point is, when you are borrowing money for a week, you pay high annual interest rates.
Sentiment
Loughran McDonald (Relative)
-1
Very Negative
Loughran McDonald (Absolute)
-1
Very Negative
Loughran McDonald (Logit)
-1.94591
Harvard-IV (Relative)
0.14286
Leans Positive
Harvard-IV (Absolute)
0.14286
Leans Positive
Harvard-IV (Logit)
0.26826
VADER
0.258
Slightly Positive
Readability
Flesch-Kincaid Grade
12
Flesch-Kincaid Ease
56.7
Gunning-Fog Score
15.4
Coleman-Liau Index
8.5
SMOG Index
12
Automated Readability Index
11.9
Dale-Chall Readability Score
4.8
Sprache Readability Score
5
Dale-Chall Difficult Word Score
24
Sprache Difficult Word Count
25

Phil Gramm

So, the net result of this amendment is to deny people access to credit. If the amendment were adopted, it is true that borrowers would no longer be paying high rates, but it is equally, and more significantly, true they wouldn't be getting any loans at all for which they were willing to pay. They will be driven into the black market, and they will pay a higher rate.
Sentiment
Loughran McDonald (Relative)
0
Neutral
Loughran McDonald (Absolute)
0
Neutral
Loughran McDonald (Logit)
0
Harvard-IV (Relative)
0.71429
Very Positive
Harvard-IV (Absolute)
0.71429
Very Positive
Harvard-IV (Logit)
1.46634
VADER
0.514
Very Positive
Readability
Flesch-Kincaid Grade
10.1
Flesch-Kincaid Ease
63.3
Gunning-Fog Score
12.7
Coleman-Liau Index
9
SMOG Index
11.3
Automated Readability Index
9.9
Dale-Chall Readability Score
4.1
Sprache Readability Score
5
Dale-Chall Difficult Word Score
13
Sprache Difficult Word Count
19

The Presiding Officer

The PRESIDING OFFICER.
Sentiment
Loughran McDonald (Relative)
0
Neutral
Loughran McDonald (Absolute)
0
Neutral
Loughran McDonald (Logit)
0
Harvard-IV (Relative)
0
Neutral
Harvard-IV (Absolute)
0
Neutral
Harvard-IV (Logit)
0
VADER
0
Neutral
Readability
Flesch-Kincaid Grade
12
Flesch-Kincaid Ease
14.3
Gunning-Fog Score
6.2
Coleman-Liau Index
12
SMOG Index
12
Automated Readability Index
9.1
Dale-Chall Readability Score
7.2
Sprache Readability Score
1.6
Dale-Chall Difficult Word Score
4
Sprache Difficult Word Count
5

Paul Wellstone

Mr. President, no legitimate lender charges over 100 percent interest on an annual basis. We have usury laws that deal with banks at the State level, and we should do so. But these payday lenders have carved out an exemption for themselves. These loan sharks have carved out an exemption for themselves.
Sentiment
Loughran McDonald (Relative)
-1
Very Negative
Loughran McDonald (Absolute)
-1
Very Negative
Loughran McDonald (Logit)
-1.09861
Harvard-IV (Relative)
-0.33333
Somewhat Negative
Harvard-IV (Absolute)
-0.33333
Somewhat Negative
Harvard-IV (Logit)
-0.58779
VADER
-0.077
Neutral
Readability
Flesch-Kincaid Grade
5.5
Flesch-Kincaid Ease
74.3
Gunning-Fog Score
8.8
Coleman-Liau Index
11.6
SMOG Index
9.5
Automated Readability Index
5.7
Dale-Chall Readability Score
6
Sprache Readability Score
3.6
Dale-Chall Difficult Word Score
18
Sprache Difficult Word Count
20

Paul Wellstone

If Senators are concerned about poor people, we should be thinking about other ways they can have access to credit. We are not doing that at all. But we now have an opportunity to make it clear that we are not going to let these loan sharks continue to feed off of the misery of poor people. We are not going to let them engage in this kind of exploitation.
Sentiment
Loughran McDonald (Relative)
-0.33333
Somewhat Negative
Loughran McDonald (Absolute)
-0.33333
Somewhat Negative
Loughran McDonald (Logit)
-0.51083
Harvard-IV (Relative)
0.14286
Leans Positive
Harvard-IV (Absolute)
0.14286
Leans Positive
Harvard-IV (Logit)
0.26826
VADER
-0.128
Leans Negative
Readability
Flesch-Kincaid Grade
6.7
Flesch-Kincaid Ease
77.9
Gunning-Fog Score
9.3
Coleman-Liau Index
8
SMOG Index
9.7
Automated Readability Index
6.4
Dale-Chall Readability Score
3.6
Sprache Readability Score
3.9
Dale-Chall Difficult Word Score
12
Sprache Difficult Word Count
14

Paul Wellstone

To my colleagues who say, oh, no, 100 percent, or 300 percent, or 2,000 percent interest rates on an annual basis are just what poor people need, so please don't have an amendment, Senator Wellstone, that will hurt poor people; they need to be able to pay over 100 percent per year -- your arguments are absurd, as much as I like you. They are absurd.
Sentiment
Loughran McDonald (Relative)
0
Neutral
Loughran McDonald (Absolute)
0
Neutral
Loughran McDonald (Logit)
0
Harvard-IV (Relative)
0
Neutral
Harvard-IV (Absolute)
0
Neutral
Harvard-IV (Logit)
0
VADER
-0.856
Very Negative
Readability
Flesch-Kincaid Grade
12
Flesch-Kincaid Ease
64.4
Gunning-Fog Score
16.2
Coleman-Liau Index
7.1
SMOG Index
12
Automated Readability Index
12
Dale-Chall Readability Score
5.2
Sprache Readability Score
5
Dale-Chall Difficult Word Score
15
Sprache Difficult Word Count
12

Paul Wellstone

Frankly, you can't get out of this vote. You are either for vulnerable citizens and families and you are against this kind of loan shark practices or you are on the side of these loan sharks. Senators, step up to the plate and vote.
Sentiment
Loughran McDonald (Relative)
-1
Very Negative
Loughran McDonald (Absolute)
-1
Very Negative
Loughran McDonald (Logit)
-1.09861
Harvard-IV (Relative)
-0.2
Slightly Negative
Harvard-IV (Absolute)
-0.2
Slightly Negative
Harvard-IV (Logit)
-0.33647
VADER
-0.226
Slightly Negative
Readability
Flesch-Kincaid Grade
5.7
Flesch-Kincaid Ease
80.4
Gunning-Fog Score
10.4
Coleman-Liau Index
8.7
SMOG Index
10.6
Automated Readability Index
5.5
Dale-Chall Readability Score
2.9
Sprache Readability Score
3.1
Dale-Chall Difficult Word Score
6
Sprache Difficult Word Count
8

Paul Wellstone

I yield the floor.
Sentiment
Loughran McDonald (Relative)
0
Neutral
Loughran McDonald (Absolute)
0
Neutral
Loughran McDonald (Logit)
0
Harvard-IV (Relative)
-1
Very Negative
Harvard-IV (Absolute)
-1
Very Negative
Harvard-IV (Logit)
-1.09861
VADER
0
Neutral
Readability
Flesch-Kincaid Grade
0
Flesch-Kincaid Ease
100
Gunning-Fog Score
1.6
Coleman-Liau Index
4.7
SMOG Index
3.3
Automated Readability Index
0
Dale-Chall Readability Score
4.1
Sprache Readability Score
1.2
Dale-Chall Difficult Word Score
1
Sprache Difficult Word Count
1

Orrin Hatch

Mr. President, I move to table the amendment of the Senator from Minnesota, and I ask for the yeas and nays.
Sentiment
Loughran McDonald (Relative)
0
Neutral
Loughran McDonald (Absolute)
0
Neutral
Loughran McDonald (Logit)
0
Harvard-IV (Relative)
0
Neutral
Harvard-IV (Absolute)
0
Neutral
Harvard-IV (Logit)
0
VADER
0
Neutral
Readability
Flesch-Kincaid Grade
5.4
Flesch-Kincaid Ease
75.3
Gunning-Fog Score
6.1
Coleman-Liau Index
7.7
SMOG Index
10.3
Automated Readability Index
2.7
Dale-Chall Readability Score
5.8
Sprache Readability Score
2.5
Dale-Chall Difficult Word Score
7
Sprache Difficult Word Count
7

The Presiding Officer

The PRESIDING OFFICER.
Sentiment
Loughran McDonald (Relative)
0
Neutral
Loughran McDonald (Absolute)
0
Neutral
Loughran McDonald (Logit)
0
Harvard-IV (Relative)
1
Very Positive
Harvard-IV (Absolute)
1
Very Positive
Harvard-IV (Logit)
1.09861
VADER
0
Neutral
Readability
Flesch-Kincaid Grade
8.1
Flesch-Kincaid Ease
44.2
Gunning-Fog Score
6.6
Coleman-Liau Index
12
SMOG Index
10.3
Automated Readability Index
5.9
Dale-Chall Readability Score
4.1
Sprache Readability Score
1.4
Dale-Chall Difficult Word Score
2
Sprache Difficult Word Count
3

There is a sufficient second.
Sentiment
Loughran McDonald (Relative)
0
Neutral
Loughran McDonald (Absolute)
0
Neutral
Loughran McDonald (Logit)
0
Harvard-IV (Relative)
1
Very Positive
Harvard-IV (Absolute)
1
Very Positive
Harvard-IV (Logit)
1.09861
VADER
0
Neutral
Readability
Flesch-Kincaid Grade
5.2
Flesch-Kincaid Ease
66.4
Gunning-Fog Score
10
Coleman-Liau Index
12
SMOG Index
9
Automated Readability Index
3.7
Dale-Chall Readability Score
3.4
Sprache Readability Score
1.3
Dale-Chall Difficult Word Score
1
Sprache Difficult Word Count
1

Russ Feingold

Mr. President, I rise to support Mr. Durbin's amendment that is a complete substitute for the pending bankruptcy reform bill. This amendment is essentially the bill that passed the Senate in 1998 by a vote of 97-1. This near unanimous vote in favor of a bill shows that it is possible to have bankruptcy reform that the whole Senate can support if it is balanced and fair.
Sentiment
Loughran McDonald (Relative)
-1
Very Negative
Loughran McDonald (Absolute)
-1
Very Negative
Loughran McDonald (Logit)
-1.60944
Harvard-IV (Relative)
0
Neutral
Harvard-IV (Absolute)
0
Neutral
Harvard-IV (Logit)
0
VADER
0.856
Very Positive
Readability
Flesch-Kincaid Grade
6.2
Flesch-Kincaid Ease
74.8
Gunning-Fog Score
10.1
Coleman-Liau Index
9.4
SMOG Index
10.5
Automated Readability Index
5.5
Dale-Chall Readability Score
5.6
Sprache Readability Score
3.9
Dale-Chall Difficult Word Score
21
Sprache Difficult Word Count
20

Russ Feingold

Unfortunately, I have said before, S. 420 is not balanced and fair. I have outlined in detail my concerns with this bill. Mr. Durbin's amendment goes a long way to addressing those concerns and I will vote for it if we are permitted to vote on it.
Sentiment
Loughran McDonald (Relative)
-1
Very Negative
Loughran McDonald (Absolute)
-1
Very Negative
Loughran McDonald (Logit)
-1.94591
Harvard-IV (Relative)
-0.5
Very Negative
Harvard-IV (Absolute)
-0.5
Very Negative
Harvard-IV (Logit)
-0.8473
VADER
-0.418
Negative
Readability
Flesch-Kincaid Grade
3.9
Flesch-Kincaid Ease
83.9
Gunning-Fog Score
6.3
Coleman-Liau Index
8
SMOG Index
8.4
Automated Readability Index
2.3
Dale-Chall Readability Score
4.2
Sprache Readability Score
2.8
Dale-Chall Difficult Word Score
11
Sprache Difficult Word Count
12

Russ Feingold

One of the most significant improvements that the Durbin amendment accomplishes is that it contains much stronger credit card disclosure requirements.
Sentiment
Loughran McDonald (Relative)
1
Very Positive
Loughran McDonald (Absolute)
1
Very Positive
Loughran McDonald (Logit)
1.94591
Harvard-IV (Relative)
1
Very Positive
Harvard-IV (Absolute)
1
Very Positive
Harvard-IV (Logit)
2.3979
VADER
0.89
Very Positive
Readability
Flesch-Kincaid Grade
12
Flesch-Kincaid Ease
24.4
Gunning-Fog Score
19
Coleman-Liau Index
12
SMOG Index
12
Automated Readability Index
12
Dale-Chall Readability Score
8.6
Sprache Readability Score
4
Dale-Chall Difficult Word Score
10
Sprache Difficult Word Count
10

Russ Feingold

Literally billions of credit card solicitations flood consumers' mailboxes each year. Not millions but billions.
Sentiment
Loughran McDonald (Relative)
0
Neutral
Loughran McDonald (Absolute)
0
Neutral
Loughran McDonald (Logit)
0
Harvard-IV (Relative)
1
Very Positive
Harvard-IV (Absolute)
1
Very Positive
Harvard-IV (Logit)
1.09861
VADER
0.202
Slightly Positive
Readability
Flesch-Kincaid Grade
12
Flesch-Kincaid Ease
13.1
Gunning-Fog Score
19
Coleman-Liau Index
12
SMOG Index
12
Automated Readability Index
12
Dale-Chall Readability Score
6.7
Sprache Readability Score
2.2
Dale-Chall Difficult Word Score
6
Sprache Difficult Word Count
8

Russ Feingold

Even though the number of bankruptcies is now on the way down, most experts agree that the rise in bankruptcy filings that occurred in the past decade was due in significant part to the irresponsible extending of credit by credit card companies and banks to people who have already shown that they cannot handle additional debt.
Sentiment
Loughran McDonald (Relative)
-1
Very Negative
Loughran McDonald (Absolute)
-1
Very Negative
Loughran McDonald (Logit)
-1.60944
Harvard-IV (Relative)
0.11111
Leans Positive
Harvard-IV (Absolute)
0.11111
Leans Positive
Harvard-IV (Logit)
0.20067
VADER
0.766
Very Positive
Readability
Flesch-Kincaid Grade
12
Flesch-Kincaid Ease
17.1
Gunning-Fog Score
19
Coleman-Liau Index
12
SMOG Index
12
Automated Readability Index
12
Dale-Chall Readability Score
6.7
Sprache Readability Score
5
Dale-Chall Difficult Word Score
14
Sprache Difficult Word Count
16

Russ Feingold

Just to give a single tangible example of the blizzard of solicitations that credit card issuers are now sending out, one member of my staff has collected solicitations he received by mail since this bill was marked up in the last Congress. In the last 20 months, he has received 95 mail offers for a new credit card. Now I am sure my staffer is a very creditworthy individual, but 95 offers for a new credit card? I am sure that my colleagues have received at least as many solicitations, even if they did not count them all up. And of course, these direct mail offers don't include the constant invitations for credit cards that people see every day on TV and on the Internet.
Sentiment
Loughran McDonald (Relative)
0
Neutral
Loughran McDonald (Absolute)
0
Neutral
Loughran McDonald (Logit)
0
Harvard-IV (Relative)
1
Very Positive
Harvard-IV (Absolute)
1
Very Positive
Harvard-IV (Logit)
3.13549
VADER
0.936
Very Positive
Readability
Flesch-Kincaid Grade
11.2
Flesch-Kincaid Ease
59
Gunning-Fog Score
13.8
Coleman-Liau Index
9.5
SMOG Index
12
Automated Readability Index
11.3
Dale-Chall Readability Score
4.8
Sprache Readability Score
5
Dale-Chall Difficult Word Score
28
Sprache Difficult Word Count
25

Russ Feingold

This is an industry whose sales pitches are out of control. The credit card companies are making bad decisions every day. People receive new cards with thousands of dollars of new credit when they have maxed out on 2, 5, or even 10 other cards.
Sentiment
Loughran McDonald (Relative)
-1
Very Negative
Loughran McDonald (Absolute)
-1
Very Negative
Loughran McDonald (Logit)
-1.09861
Harvard-IV (Relative)
0.66667
Very Positive
Harvard-IV (Absolute)
0.66667
Very Positive
Harvard-IV (Logit)
1.29928
VADER
0.178
Leans Positive
Readability
Flesch-Kincaid Grade
6.5
Flesch-Kincaid Ease
75.1
Gunning-Fog Score
9.6
Coleman-Liau Index
9.2
SMOG Index
9.9
Automated Readability Index
6.1
Dale-Chall Readability Score
2.8
Sprache Readability Score
3.2
Dale-Chall Difficult Word Score
6
Sprache Difficult Word Count
9

Russ Feingold

And now the credit card companies have come before Congress asking for our help. And boy, are we about to give it to them. This bill is a bailout for the credit card industry. It is going to make it easier for credit card companies to collect more on the bad decisions they have made, the credit they have extended to people who are demonstrably poor credit risks. And make no mistake, giving the credit card companies more power will work to the detriment of women trying to collect alimony and child support from ex-husbands who have filed for bankruptcy.
Sentiment
Loughran McDonald (Relative)
-0.66667
Very Negative
Loughran McDonald (Absolute)
-0.66667
Very Negative
Loughran McDonald (Logit)
-1.29928
Harvard-IV (Relative)
0.54545
Very Positive
Harvard-IV (Absolute)
0.54545
Very Positive
Harvard-IV (Logit)
1.15745
VADER
0.881
Very Positive
Readability
Flesch-Kincaid Grade
9.2
Flesch-Kincaid Ease
64.9
Gunning-Fog Score
12.4
Coleman-Liau Index
10.4
SMOG Index
11.7
Automated Readability Index
9.6
Dale-Chall Readability Score
4.8
Sprache Readability Score
4.9
Dale-Chall Difficult Word Score
24
Sprache Difficult Word Count
22

Russ Feingold

Last December, the Wisconsin State Journal, a very middle-of-the-road paper in my home State, summarized well my concern about the extent to which this bill gives the credit card industry what it wants. The Journal wrote:
Sentiment
Loughran McDonald (Relative)
-1
Very Negative
Loughran McDonald (Absolute)
-1
Very Negative
Loughran McDonald (Logit)
-1.09861
Harvard-IV (Relative)
0.6
Very Positive
Harvard-IV (Absolute)
0.6
Very Positive
Harvard-IV (Logit)
1.09861
VADER
0.572
Very Positive
Readability
Flesch-Kincaid Grade
9
Flesch-Kincaid Ease
65.6
Gunning-Fog Score
9.9
Coleman-Liau Index
11.1
SMOG Index
11.3
Automated Readability Index
9.8
Dale-Chall Readability Score
4.6
Sprache Readability Score
3.9
Dale-Chall Difficult Word Score
9
Sprache Difficult Word Count
11

Russ Feingold

The editorial continues:
Sentiment
Loughran McDonald (Relative)
0
Neutral
Loughran McDonald (Absolute)
0
Neutral
Loughran McDonald (Logit)
0
Harvard-IV (Relative)
1
Very Positive
Harvard-IV (Absolute)
1
Very Positive
Harvard-IV (Logit)
1.09861
VADER
0
Neutral
Readability
Flesch-Kincaid Grade
12
Flesch-Kincaid Ease
0
Gunning-Fog Score
19
Coleman-Liau Index
12
SMOG Index
11.3
Automated Readability Index
12
Dale-Chall Readability Score
10
Sprache Readability Score
1.1
Dale-Chall Difficult Word Score
2
Sprache Difficult Word Count
1

Russ Feingold

My colleagues are well aware of my concern about the influence of campaign money on politics and policy. As I have said a number of times, the bankruptcy bill is a poster child for the need for campaign finance reform. You only have to look at what the credit card industry gets in this bill, and just as importantly, the disclosure that consumers do not get, to understand that.
Sentiment
Loughran McDonald (Relative)
-1
Very Negative
Loughran McDonald (Absolute)
-1
Very Negative
Loughran McDonald (Logit)
-1.60944
Harvard-IV (Relative)
0.16667
Leans Positive
Harvard-IV (Absolute)
0.16667
Leans Positive
Harvard-IV (Logit)
0.31015
VADER
0.743
Very Positive
Readability
Flesch-Kincaid Grade
10.8
Flesch-Kincaid Ease
58.4
Gunning-Fog Score
15
Coleman-Liau Index
10.1
SMOG Index
12
Automated Readability Index
10.8
Dale-Chall Readability Score
5
Sprache Readability Score
4.9
Dale-Chall Difficult Word Score
17
Sprache Difficult Word Count
18

Russ Feingold

A full discussion of this amendment, or the larger bankruptcy issue, is impossible without a Calling of the Bankroll. Money and influence are at the very core of this debate.
Sentiment
Loughran McDonald (Relative)
-1
Very Negative
Loughran McDonald (Absolute)
-1
Very Negative
Loughran McDonald (Logit)
-1.60944
Harvard-IV (Relative)
0
Neutral
Harvard-IV (Absolute)
0
Neutral
Harvard-IV (Logit)
0
VADER
0
Neutral
Readability
Flesch-Kincaid Grade
9.9
Flesch-Kincaid Ease
50.6
Gunning-Fog Score
12.7
Coleman-Liau Index
11.9
SMOG Index
12
Automated Readability Index
8.2
Dale-Chall Readability Score
5.5
Sprache Readability Score
3.4
Dale-Chall Difficult Word Score
9
Sprache Difficult Word Count
11

Russ Feingold

I would like to call my colleagues' attention to an article from the February 26th issue of Business Week magazine. It's called "Tougher Bankruptcy Laws -- Compliments of MBNA?" The article points out the extraordinary largesse of this one credit card company, which is, of course, a significant leader of the coalition supporting this bill.
Sentiment
Loughran McDonald (Relative)
0
Neutral
Loughran McDonald (Absolute)
0
Neutral
Loughran McDonald (Logit)
0
Harvard-IV (Relative)
0.63636
Very Positive
Harvard-IV (Absolute)
0.63636
Very Positive
Harvard-IV (Logit)
1.335
VADER
0.863
Very Positive
Readability
Flesch-Kincaid Grade
11.5
Flesch-Kincaid Ease
44.4
Gunning-Fog Score
14.6
Coleman-Liau Index
12
SMOG Index
12
Automated Readability Index
11.4
Dale-Chall Readability Score
6.2
Sprache Readability Score
4.6
Dale-Chall Difficult Word Score
18
Sprache Difficult Word Count
21

Russ Feingold

The contributions of MBNA were also noted in an article in the New York Times entitled, "Hard Lobbying on Debtor Bill Pays Dividend." Most of the $1.2 million in soft money that MBNA gave to the parties in the last cycle was given in the second half of 2000, when a "shadow conference" determined what the final bankruptcy bill would look like, and the bill was brought back to the House and the Senate in an extraordinary procedural maneuver. In particular, MBNA gave $100,000 in soft money to the National Republican Senatorial Committee on October 12, 2000, the very same day that the House gave final approval to the bill. MBNA has a habit of making well-timed contributions. On the very day that the House passed a bankruptcy conference report in 1998 and sent it to the Senate, MBNA gave a $200,000 soft money contribution to the NRSC.
Sentiment
Loughran McDonald (Relative)
-1
Very Negative
Loughran McDonald (Absolute)
-1
Very Negative
Loughran McDonald (Logit)
-1.60944
Harvard-IV (Relative)
0.55556
Very Positive
Harvard-IV (Absolute)
0.55556
Very Positive
Harvard-IV (Logit)
1.17007
VADER
0.878
Very Positive
Readability
Flesch-Kincaid Grade
12
Flesch-Kincaid Ease
54
Gunning-Fog Score
16.3
Coleman-Liau Index
9.3
SMOG Index
12
Automated Readability Index
12
Dale-Chall Readability Score
5.5
Sprache Readability Score
5
Dale-Chall Difficult Word Score
38
Sprache Difficult Word Count
33

Russ Feingold

To give my colleagues and the public an idea of just how generous MBNA has been, the corporation's Chairman & CEO, Alfred J. Lerner, and his wife, Norma, each made contributions of a quarter of a million dollars to the Republican National Committee in the last cycle.
Sentiment
Loughran McDonald (Relative)
0
Neutral
Loughran McDonald (Absolute)
0
Neutral
Loughran McDonald (Logit)
0
Harvard-IV (Relative)
1
Very Positive
Harvard-IV (Absolute)
1
Very Positive
Harvard-IV (Logit)
2.19722
VADER
0.511
Very Positive
Readability
Flesch-Kincaid Grade
12
Flesch-Kincaid Ease
48
Gunning-Fog Score
14.5
Coleman-Liau Index
10.8
SMOG Index
12
Automated Readability Index
11.6
Dale-Chall Readability Score
5.9
Sprache Readability Score
4.9
Dale-Chall Difficult Word Score
14
Sprache Difficult Word Count
17

Russ Feingold

And the generosity didn't stop there. According to an article in the Wall Street Journal from March 6th, MBNA President Charles M. Cawley is also an active political donor and fundraiser who gave $100,000 to the Bush-Cheney Inaugural Committee.
Sentiment
Loughran McDonald (Relative)
-1
Very Negative
Loughran McDonald (Absolute)
-1
Very Negative
Loughran McDonald (Logit)
-1.09861
Harvard-IV (Relative)
1
Very Positive
Harvard-IV (Absolute)
1
Very Positive
Harvard-IV (Logit)
2.19722
VADER
0.747
Very Positive
Readability
Flesch-Kincaid Grade
8.7
Flesch-Kincaid Ease
56.8
Gunning-Fog Score
10.3
Coleman-Liau Index
11.6
SMOG Index
12
Automated Readability Index
7.3
Dale-Chall Readability Score
6.8
Sprache Readability Score
3.8
Dale-Chall Difficult Word Score
16
Sprache Difficult Word Count
18

Russ Feingold

Of course, MBNA is not the only wealthy interest fighting against this bill, on the contrary, they have plenty of company. According to the Center for Responsive Politics, the nine members of the National Consumer Bankruptcy Coalition contributed more than $5 million in soft money, PAC money and individual contributions during the 2000 election cycle. The Coalition's members include Visa USA, Mastercard International and several financial industry trade groups, including the American Bankers Association and the American Financial Services Association.
Sentiment
Loughran McDonald (Relative)
-0.33333
Somewhat Negative
Loughran McDonald (Absolute)
-0.33333
Somewhat Negative
Loughran McDonald (Logit)
-0.51083
Harvard-IV (Relative)
0.52941
Very Positive
Harvard-IV (Absolute)
0.52941
Very Positive
Harvard-IV (Logit)
1.09861
VADER
0.374
Somewhat Positive
Readability
Flesch-Kincaid Grade
12
Flesch-Kincaid Ease
8.5
Gunning-Fog Score
17.2
Coleman-Liau Index
12
SMOG Index
12
Automated Readability Index
12
Dale-Chall Readability Score
7.6
Sprache Readability Score
5
Dale-Chall Difficult Word Score
32
Sprache Difficult Word Count
36

Russ Feingold

This is the fourth time I have Called the Bankroll on the bankruptcy issue from this floor. You might wonder how I manage to come up with new information, bankroll after bankroll after bankroll. Well, the answer is simple: the industry keeps giving more and more money.
Sentiment
Loughran McDonald (Relative)
0
Neutral
Loughran McDonald (Absolute)
0
Neutral
Loughran McDonald (Logit)
0
Harvard-IV (Relative)
0.5
Positive
Harvard-IV (Absolute)
0.5
Positive
Harvard-IV (Logit)
0.95551
VADER
0.542
Very Positive
Readability
Flesch-Kincaid Grade
7.3
Flesch-Kincaid Ease
70.3
Gunning-Fog Score
8.8
Coleman-Liau Index
11.4
SMOG Index
9
Automated Readability Index
8.1
Dale-Chall Readability Score
4.1
Sprache Readability Score
3.3
Dale-Chall Difficult Word Score
10
Sprache Difficult Word Count
9

Russ Feingold

Huge sums, like quarter million dollar contributions, and six figure donations that just happen to be delivered on key days when legislation is up for a vote. This industry is not subtle. They want this legislation to become law, and they aren't shy about using the campaign finance system to get their way.
Sentiment
Loughran McDonald (Relative)
0
Neutral
Loughran McDonald (Absolute)
0
Neutral
Loughran McDonald (Logit)
0
Harvard-IV (Relative)
0.71429
Very Positive
Harvard-IV (Absolute)
0.71429
Very Positive
Harvard-IV (Logit)
1.46634
VADER
0.613
Very Positive
Readability
Flesch-Kincaid Grade
9.6
Flesch-Kincaid Ease
58
Gunning-Fog Score
12.3
Coleman-Liau Index
11.7
SMOG Index
12
Automated Readability Index
9.4
Dale-Chall Readability Score
4.2
Sprache Readability Score
4.3
Dale-Chall Difficult Word Score
11
Sprache Difficult Word Count
18

Russ Feingold

That is the context in which we consider this amendment. And that is all the more reason why sensible protections like that proposed in this amendment need to be adopted.
Sentiment
Loughran McDonald (Relative)
0
Neutral
Loughran McDonald (Absolute)
0
Neutral
Loughran McDonald (Logit)
0
Harvard-IV (Relative)
0.66667
Very Positive
Harvard-IV (Absolute)
0.66667
Very Positive
Harvard-IV (Logit)
1.29928
VADER
0.361
Somewhat Positive
Readability
Flesch-Kincaid Grade
8.7
Flesch-Kincaid Ease
59.1
Gunning-Fog Score
15.3
Coleman-Liau Index
11.5
SMOG Index
12
Automated Readability Index
7.9
Dale-Chall Readability Score
5
Sprache Readability Score
3.1
Dale-Chall Difficult Word Score
8
Sprache Difficult Word Count
8

Russ Feingold

I urge my colleagues to support the Durbin amendment.
Sentiment
Loughran McDonald (Relative)
0
Neutral
Loughran McDonald (Absolute)
0
Neutral
Loughran McDonald (Logit)
0
Harvard-IV (Relative)
1
Very Positive
Harvard-IV (Absolute)
1
Very Positive
Harvard-IV (Logit)
1.60944
VADER
0.402
Positive
Readability
Flesch-Kincaid Grade
8.9
Flesch-Kincaid Ease
47.3
Gunning-Fog Score
12.5
Coleman-Liau Index
12
SMOG Index
11.3
Automated Readability Index
6.1
Dale-Chall Readability Score
9.2
Sprache Readability Score
2.2
Dale-Chall Difficult Word Score
5
Sprache Difficult Word Count
5

Russ Feingold

I ask unanimous consent that the articles from Business Week and The New York Times be printed in the Record.
Sentiment
Loughran McDonald (Relative)
0
Neutral
Loughran McDonald (Absolute)
0
Neutral
Loughran McDonald (Logit)
0
Harvard-IV (Relative)
1
Very Positive
Harvard-IV (Absolute)
1
Very Positive
Harvard-IV (Logit)
1.09861
VADER
0.226
Slightly Positive
Readability
Flesch-Kincaid Grade
9.3
Flesch-Kincaid Ease
63.9
Gunning-Fog Score
12
Coleman-Liau Index
10.4
SMOG Index
11.3
Automated Readability Index
9.5
Dale-Chall Readability Score
5.7
Sprache Readability Score
3.7
Dale-Chall Difficult Word Score
6
Sprache Difficult Word Count
7

The Presiding Officer

The PRESIDING OFFICER.
Sentiment
Loughran McDonald (Relative)
-1
Very Negative
Loughran McDonald (Absolute)
-1
Very Negative
Loughran McDonald (Logit)
-1.09861
Harvard-IV (Relative)
-1
Very Negative
Harvard-IV (Absolute)
-1
Very Negative
Harvard-IV (Logit)
-1.09861
VADER
0.34
Somewhat Positive
Readability
Flesch-Kincaid Grade
8.2
Flesch-Kincaid Ease
49.4
Gunning-Fog Score
6.6
Coleman-Liau Index
12
SMOG Index
11.3
Automated Readability Index
4.5
Dale-Chall Readability Score
6.1
Sprache Readability Score
2.4
Dale-Chall Difficult Word Score
8
Sprache Difficult Word Count
10

Patrick Leahy

I ask unanimous consent that I be able to continue for 1 minute, with the same amount of time for the Senator from Utah, before we go to a vote.
Sentiment
Loughran McDonald (Relative)
0
Neutral
Loughran McDonald (Absolute)
0
Neutral
Loughran McDonald (Logit)
0
Harvard-IV (Relative)
1
Very Positive
Harvard-IV (Absolute)
1
Very Positive
Harvard-IV (Logit)
1.60944
VADER
0.226
Slightly Positive
Readability
Flesch-Kincaid Grade
12
Flesch-Kincaid Ease
57.9
Gunning-Fog Score
14.7
Coleman-Liau Index
6
SMOG Index
12
Automated Readability Index
11
Dale-Chall Readability Score
4.1
Sprache Readability Score
4.8
Dale-Chall Difficult Word Score
5
Sprache Difficult Word Count
6

The Presiding Officer

The PRESIDING OFFICER.
Sentiment
Loughran McDonald (Relative)
-1
Very Negative
Loughran McDonald (Absolute)
-1
Very Negative
Loughran McDonald (Logit)
-1.09861
Harvard-IV (Relative)
1
Very Positive
Harvard-IV (Absolute)
1
Very Positive
Harvard-IV (Logit)
1.60944
VADER
0
Neutral
Readability
Flesch-Kincaid Grade
8.5
Flesch-Kincaid Ease
42.5
Gunning-Fog Score
6.2
Coleman-Liau Index
12
SMOG Index
10.3
Automated Readability Index
5.9
Dale-Chall Readability Score
5.5
Sprache Readability Score
1.5
Dale-Chall Difficult Word Score
3
Sprache Difficult Word Count
4

Patrick Leahy

Mr. President, I wish to take the time to simply ask the Senator from Utah where we stand on the managers' package? Are we getting close to that time? We have a number of items being cleared or have been cleared. I would like to get that taken care of. I would like to be able to present the managers' package prior to the cloture vote.
Sentiment
Loughran McDonald (Relative)
0
Neutral
Loughran McDonald (Absolute)
0
Neutral
Loughran McDonald (Logit)
0
Harvard-IV (Relative)
0.6
Very Positive
Harvard-IV (Absolute)
0.6
Very Positive
Harvard-IV (Logit)
1.22378
VADER
0.907
Very Positive
Readability
Flesch-Kincaid Grade
4.1
Flesch-Kincaid Ease
85.4
Gunning-Fog Score
5.6
Coleman-Liau Index
7.6
SMOG Index
7.3
Automated Readability Index
2.8
Dale-Chall Readability Score
3.4
Sprache Readability Score
3.2
Dale-Chall Difficult Word Score
12
Sprache Difficult Word Count
15

Orrin Hatch

We are working on that, but we don't have it put together yet. I don't know if we can do that before the cloture vote, but we will continue to work on it.
Sentiment
Loughran McDonald (Relative)
0
Neutral
Loughran McDonald (Absolute)
0
Neutral
Loughran McDonald (Logit)
0
Harvard-IV (Relative)
1
Very Positive
Harvard-IV (Absolute)
1
Very Positive
Harvard-IV (Logit)
1.60944
VADER
0
Neutral
Readability
Flesch-Kincaid Grade
5.1
Flesch-Kincaid Ease
87.5
Gunning-Fog Score
9
Coleman-Liau Index
4.9
SMOG Index
9
Automated Readability Index
3.4
Dale-Chall Readability Score
2.3
Sprache Readability Score
2.9
Dale-Chall Difficult Word Score
3
Sprache Difficult Word Count
3

Patrick Leahy

Mr. President, I further ask of the Senator from Utah, if they are unable to complete the ones we have agreed on -- the paperwork -- it would fall, if cloture was voted, on the basis of germaneness.
Sentiment
Loughran McDonald (Relative)
-1
Very Negative
Loughran McDonald (Absolute)
-1
Very Negative
Loughran McDonald (Logit)
-1.09861
Harvard-IV (Relative)
1
Very Positive
Harvard-IV (Absolute)
1
Very Positive
Harvard-IV (Logit)
1.09861
VADER
0.273
Slightly Positive
Readability
Flesch-Kincaid Grade
8.5
Flesch-Kincaid Ease
66.4
Gunning-Fog Score
10.5
Coleman-Liau Index
8.9
SMOG Index
11.3
Automated Readability Index
7.3
Dale-Chall Readability Score
6.2
Sprache Readability Score
3.9
Dale-Chall Difficult Word Score
12
Sprache Difficult Word Count
13

The Presiding Officer

The PRESIDING OFFICER.
Sentiment
Loughran McDonald (Relative)
0
Neutral
Loughran McDonald (Absolute)
0
Neutral
Loughran McDonald (Logit)
0
Harvard-IV (Relative)
0
Neutral
Harvard-IV (Absolute)
0
Neutral
Harvard-IV (Logit)
0
VADER
0
Neutral
Readability
Flesch-Kincaid Grade
6
Flesch-Kincaid Ease
58.3
Gunning-Fog Score
1.4
Coleman-Liau Index
12
SMOG Index
9
Automated Readability Index
4.5
Dale-Chall Readability Score
4.7
Sprache Readability Score
1.3
Dale-Chall Difficult Word Score
2
Sprache Difficult Word Count
3

Orrin Hatch

We are going to try to work with the Senator. It may take a unanimous consent postcloture.
Sentiment
Loughran McDonald (Relative)
0
Neutral
Loughran McDonald (Absolute)
0
Neutral
Loughran McDonald (Logit)
0
Harvard-IV (Relative)
0
Neutral
Harvard-IV (Absolute)
0
Neutral
Harvard-IV (Logit)
0
VADER
0.226
Slightly Positive
Readability
Flesch-Kincaid Grade
5.1
Flesch-Kincaid Ease
73.8
Gunning-Fog Score
8.1
Coleman-Liau Index
9.1
SMOG Index
10.3
Automated Readability Index
2.8
Dale-Chall Readability Score
4.1
Sprache Readability Score
2.1
Dale-Chall Difficult Word Score
4
Sprache Difficult Word Count
5

Patrick Leahy

Mr. President, I ask unanimous consent that when the managers' package is brought forward, and it is agreed on by the Senator from Utah and the Senator from Vermont, the items in it be considered germane.
Sentiment
Loughran McDonald (Relative)
0
Neutral
Loughran McDonald (Absolute)
0
Neutral
Loughran McDonald (Logit)
0
Harvard-IV (Relative)
1
Very Positive
Harvard-IV (Absolute)
1
Very Positive
Harvard-IV (Logit)
2.19722
VADER
0.459
Positive
Readability
Flesch-Kincaid Grade
9.8
Flesch-Kincaid Ease
57
Gunning-Fog Score
10.5
Coleman-Liau Index
10.9
SMOG Index
12
Automated Readability Index
8.9
Dale-Chall Readability Score
6.6
Sprache Readability Score
4
Dale-Chall Difficult Word Score
13
Sprache Difficult Word Count
14

Orrin Hatch

I cannot agree to that at this time, but I will certainly run that by the appropriate people.
Sentiment
Loughran McDonald (Relative)
0
Neutral
Loughran McDonald (Absolute)
0
Neutral
Loughran McDonald (Logit)
0
Harvard-IV (Relative)
0
Neutral
Harvard-IV (Absolute)
0
Neutral
Harvard-IV (Logit)
0
VADER
0.437
Positive
Readability
Flesch-Kincaid Grade
8.5
Flesch-Kincaid Ease
66.4
Gunning-Fog Score
11.6
Coleman-Liau Index
8.4
SMOG Index
11.3
Automated Readability Index
6.9
Dale-Chall Readability Score
1.8
Sprache Readability Score
3.2
Dale-Chall Difficult Word Score
1
Sprache Difficult Word Count
4

The Presiding Officer

The PRESIDING OFFICER.
Sentiment
Loughran McDonald (Relative)
-1
Very Negative
Loughran McDonald (Absolute)
-1
Very Negative
Loughran McDonald (Logit)
-1.09861
Harvard-IV (Relative)
0
Neutral
Harvard-IV (Absolute)
0
Neutral
Harvard-IV (Logit)
0
VADER
0.34
Somewhat Positive
Readability
Flesch-Kincaid Grade
5.9
Flesch-Kincaid Ease
68.5
Gunning-Fog Score
5.8
Coleman-Liau Index
10.8
SMOG Index
10.3
Automated Readability Index
4.4
Dale-Chall Readability Score
4.8
Sprache Readability Score
2.8
Dale-Chall Difficult Word Score
10
Sprache Difficult Word Count
13

Orrin Hatch

Mr. President, I move to reconsider the vote and I move to lay that motion on the table.
Sentiment
Loughran McDonald (Relative)
0
Neutral
Loughran McDonald (Absolute)
0
Neutral
Loughran McDonald (Logit)
0
Harvard-IV (Relative)
0
Neutral
Harvard-IV (Absolute)
0
Neutral
Harvard-IV (Logit)
0
VADER
0
Neutral
Readability
Flesch-Kincaid Grade
3.7
Flesch-Kincaid Ease
84.9
Gunning-Fog Score
5.8
Coleman-Liau Index
6.4
SMOG Index
7.3
Automated Readability Index
0.9
Dale-Chall Readability Score
4
Sprache Readability Score
2.2
Dale-Chall Difficult Word Score
4
Sprache Difficult Word Count
5

Orrin Hatch

The motion to lay on the table was agreed to.
Sentiment
Loughran McDonald (Relative)
0
Neutral
Loughran McDonald (Absolute)
0
Neutral
Loughran McDonald (Logit)
0
Harvard-IV (Relative)
0
Neutral
Harvard-IV (Absolute)
0
Neutral
Harvard-IV (Logit)
0
VADER
0.273
Slightly Positive
Readability
Flesch-Kincaid Grade
3.7
Flesch-Kincaid Ease
86.7
Gunning-Fog Score
4
Coleman-Liau Index
4.8
SMOG Index
3.3
Automated Readability Index
0.1
Dale-Chall Readability Score
3.7
Sprache Readability Score
2
Dale-Chall Difficult Word Score
2
Sprache Difficult Word Count
2

Chuck Grassley

Mr. President, I oppose the amendment of Senator Wellstone dealing with payday loans. For people who aren't familiar with this kind of loan, payday loans occur when a borrower gives a personal check to someone else, and that person gives the borrower cash in an amount less than the amount of the personal check. The check isn't cashed if the borrower redeems the check for its full value within 2 weeks.
Sentiment
Loughran McDonald (Relative)
-1
Very Negative
Loughran McDonald (Absolute)
-1
Very Negative
Loughran McDonald (Logit)
-1.09861
Harvard-IV (Relative)
0.75
Very Positive
Harvard-IV (Absolute)
0.75
Very Positive
Harvard-IV (Logit)
1.60944
VADER
0.34
Somewhat Positive
Readability
Flesch-Kincaid Grade
8.9
Flesch-Kincaid Ease
62.5
Gunning-Fog Score
11.6
Coleman-Liau Index
11.1
SMOG Index
11.8
Automated Readability Index
8.9
Dale-Chall Readability Score
5.3
Sprache Readability Score
4.8
Dale-Chall Difficult Word Score
20
Sprache Difficult Word Count
24

Chuck Grassley

At the onset, I would like to point out the fact that payday loans are completely legal transactions in many states. If a financial transaction is perfectly legal under state law, I don't think that it is wise policy to use the bankruptcy code to try and undo that legal state transaction.
Sentiment
Loughran McDonald (Relative)
0
Neutral
Loughran McDonald (Absolute)
0
Neutral
Loughran McDonald (Logit)
0
Harvard-IV (Relative)
0.27273
Slightly Positive
Harvard-IV (Absolute)
0.27273
Slightly Positive
Harvard-IV (Logit)
0.51083
VADER
0.911
Very Positive
Readability
Flesch-Kincaid Grade
12
Flesch-Kincaid Ease
55.2
Gunning-Fog Score
16.6
Coleman-Liau Index
10.6
SMOG Index
12
Automated Readability Index
12
Dale-Chall Readability Score
5.8
Sprache Readability Score
5
Dale-Chall Difficult Word Score
15
Sprache Difficult Word Count
14

Chuck Grassley

Using the Bankruptcy Code for this purpose leads to perverse results because the only people who will receive any benefit or relief will be those who file for bankruptcy. The amendment would deny payday lenders the right to sit at the bankruptcy bargaining table. So other people who use payday loans who never file for bankruptcy will not benefit from this amendment. These people who have taken out loans but don't take the easy way out in bankruptcy court will still have to pay back their loan. Therefore, you have the perverse result of people who do not have the money to file for bankruptcy who will have to pay the loan as agreed. Even if you share Senator Wellstone's distaste for payday loans, this amendment won't benefit the poorest of the poor because most of them do not seek bankruptcy relief.
Sentiment
Loughran McDonald (Relative)
-0.16667
Leans Negative
Loughran McDonald (Absolute)
-0.16667
Leans Negative
Loughran McDonald (Logit)
-0.31015
Harvard-IV (Relative)
0.21739
Slightly Positive
Harvard-IV (Absolute)
0.21739
Slightly Positive
Harvard-IV (Logit)
0.42286
VADER
-0.79
Very Negative
Readability
Flesch-Kincaid Grade
10.8
Flesch-Kincaid Ease
59.5
Gunning-Fog Score
13.4
Coleman-Liau Index
11.4
SMOG Index
12
Automated Readability Index
12
Dale-Chall Readability Score
5
Sprache Readability Score
5
Dale-Chall Difficult Word Score
34
Sprache Difficult Word Count
26

Chuck Grassley

I also think that the Wellstone amendment would have the effect of making it harder for the poor and those with bad credit histories to gain access to cash -- the very people that Senator Wellstone is concerned about. People who use payday loans simply cannot get loans through traditional sources because they are too risky, so a payday loan may be the only way they can get quick cash to pay for family emergencies or essential home and auto repairs.
Sentiment
Loughran McDonald (Relative)
-0.5
Very Negative
Loughran McDonald (Absolute)
-0.5
Very Negative
Loughran McDonald (Logit)
-0.8473
Harvard-IV (Relative)
0.25
Slightly Positive
Harvard-IV (Absolute)
0.25
Slightly Positive
Harvard-IV (Logit)
0.47957
VADER
-0.422
Negative
Readability
Flesch-Kincaid Grade
12
Flesch-Kincaid Ease
41.5
Gunning-Fog Score
19
Coleman-Liau Index
11.2
SMOG Index
12
Automated Readability Index
12
Dale-Chall Readability Score
5.3
Sprache Readability Score
5
Dale-Chall Difficult Word Score
17
Sprache Difficult Word Count
23

Chuck Grassley

I know that the intentions of my friend from Minnesota are honorable, but the effect of this amendment would be to make it harder for poor people to get the help they need when they need it. So I urge my colleagues to reject the Wellstone payday amendment.
Sentiment
Loughran McDonald (Relative)
0
Neutral
Loughran McDonald (Absolute)
0
Neutral
Loughran McDonald (Logit)
0
Harvard-IV (Relative)
0.2
Leans Positive
Harvard-IV (Absolute)
0.2
Leans Positive
Harvard-IV (Logit)
0.36772
VADER
-0.202
Slightly Negative
Readability
Flesch-Kincaid Grade
11
Flesch-Kincaid Ease
59.1
Gunning-Fog Score
13.8
Coleman-Liau Index
9.5
SMOG Index
12
Automated Readability Index
10.8
Dale-Chall Readability Score
5.1
Sprache Readability Score
4.5
Dale-Chall Difficult Word Score
12
Sprache Difficult Word Count
11

The PRESIDING OFFICER (Mr. Brownback). The question is on agreeing to the motion to table amendment No. 36, as modified. The yeas and nays have been ordered. The clerk will call the roll.
Sentiment
Loughran McDonald (Relative)
-1
Very Negative
Loughran McDonald (Absolute)
-1
Very Negative
Loughran McDonald (Logit)
-1.09861
Harvard-IV (Relative)
0
Neutral
Harvard-IV (Absolute)
0
Neutral
Harvard-IV (Logit)
0
VADER
0.052
Neutral
Readability
Flesch-Kincaid Grade
3.7
Flesch-Kincaid Ease
78.2
Gunning-Fog Score
5.8
Coleman-Liau Index
9.8
SMOG Index
8.5
Automated Readability Index
1.9
Dale-Chall Readability Score
5.1
Sprache Readability Score
2.4
Dale-Chall Difficult Word Score
10
Sprache Difficult Word Count
13

Joe Biden

Parliamentary inquiry, Mr. President.
Sentiment
Loughran McDonald (Relative)
-1
Very Negative
Loughran McDonald (Absolute)
-1
Very Negative
Loughran McDonald (Logit)
-1.09861
Harvard-IV (Relative)
0
Neutral
Harvard-IV (Absolute)
0
Neutral
Harvard-IV (Logit)
0
VADER
0
Neutral
Readability
Flesch-Kincaid Grade
12
Flesch-Kincaid Ease
0
Gunning-Fog Score
10.8
Coleman-Liau Index
12
SMOG Index
9
Automated Readability Index
12
Dale-Chall Readability Score
10
Sprache Readability Score
1.2
Dale-Chall Difficult Word Score
4
Sprache Difficult Word Count
4

The Presiding Officer

The PRESIDING OFFICER.
Sentiment
Loughran McDonald (Relative)
0
Neutral
Loughran McDonald (Absolute)
0
Neutral
Loughran McDonald (Logit)
0
Harvard-IV (Relative)
0
Neutral
Harvard-IV (Absolute)
0
Neutral
Harvard-IV (Logit)
0
VADER
0
Neutral
Readability
Flesch-Kincaid Grade
11.1
Flesch-Kincaid Ease
22
Gunning-Fog Score
1.4
Coleman-Liau Index
12
SMOG Index
11.3
Automated Readability Index
7.9
Dale-Chall Readability Score
6.9
Sprache Readability Score
1.4
Dale-Chall Difficult Word Score
3
Sprache Difficult Word Count
4

Joe Biden

Would it be appropriate at this time to be able to ask unanimous consent to change my vote on the last tabling motion? It will not affect the outcome of the vote. I intended to vote with Senator Wellstone. I did not realize it was a tabling motion. I voted "aye." I would like to change my vote to "no." I ask unanimous consent to do that.
Sentiment
Loughran McDonald (Relative)
0
Neutral
Loughran McDonald (Absolute)
0
Neutral
Loughran McDonald (Logit)
0
Harvard-IV (Relative)
1
Very Positive
Harvard-IV (Absolute)
1
Very Positive
Harvard-IV (Logit)
2.3979
VADER
0.477
Positive
Readability
Flesch-Kincaid Grade
4.5
Flesch-Kincaid Ease
79.7
Gunning-Fog Score
6.8
Coleman-Liau Index
7.2
SMOG Index
8.6
Automated Readability Index
1.8
Dale-Chall Readability Score
4.5
Sprache Readability Score
3
Dale-Chall Difficult Word Score
17
Sprache Difficult Word Count
14

The Presiding Officer

The PRESIDING OFFICER.
Sentiment
Loughran McDonald (Relative)
-1
Very Negative
Loughran McDonald (Absolute)
-1
Very Negative
Loughran McDonald (Logit)
-1.09861
Harvard-IV (Relative)
1
Very Positive
Harvard-IV (Absolute)
1
Very Positive
Harvard-IV (Logit)
1.09861
VADER
0
Neutral
Readability
Flesch-Kincaid Grade
9.2
Flesch-Kincaid Ease
34.6
Gunning-Fog Score
7.9
Coleman-Liau Index
12
SMOG Index
10.3
Automated Readability Index
7.5
Dale-Chall Readability Score
5.4
Sprache Readability Score
1.3
Dale-Chall Difficult Word Score
2
Sprache Difficult Word Count
3

Paul Wellstone

Mr. President, I will not object.
Sentiment
Loughran McDonald (Relative)
-1
Very Negative
Loughran McDonald (Absolute)
-1
Very Negative
Loughran McDonald (Logit)
-1.09861
Harvard-IV (Relative)
1
Very Positive
Harvard-IV (Absolute)
1
Very Positive
Harvard-IV (Logit)
1.09861
VADER
0
Neutral
Readability
Flesch-Kincaid Grade
1.3
Flesch-Kincaid Ease
91
Gunning-Fog Score
1.2
Coleman-Liau Index
8.6
SMOG Index
3.3
Automated Readability Index
0
Dale-Chall Readability Score
8
Sprache Readability Score
1.3
Dale-Chall Difficult Word Score
3
Sprache Difficult Word Count
3

Joe Biden

I thank my friend.
Sentiment
Loughran McDonald (Relative)
0
Neutral
Loughran McDonald (Absolute)
0
Neutral
Loughran McDonald (Logit)
0
Harvard-IV (Relative)
1
Very Positive
Harvard-IV (Absolute)
1
Very Positive
Harvard-IV (Logit)
1.09861
VADER
0.691
Very Positive
Readability
Flesch-Kincaid Grade
0
Flesch-Kincaid Ease
100
Gunning-Fog Score
1.6
Coleman-Liau Index
4.7
SMOG Index
3.3
Automated Readability Index
0
Dale-Chall Readability Score
0.2
Sprache Readability Score
1.1
Dale-Chall Difficult Word Score
0
Sprache Difficult Word Count
0

The Presiding Officer

The PRESIDING OFFICER.
Sentiment
Loughran McDonald (Relative)
-1
Very Negative
Loughran McDonald (Absolute)
-1
Very Negative
Loughran McDonald (Logit)
-1.09861
Harvard-IV (Relative)
1
Very Positive
Harvard-IV (Absolute)
1
Very Positive
Harvard-IV (Logit)
1.60944
VADER
0
Neutral
Readability
Flesch-Kincaid Grade
8.5
Flesch-Kincaid Ease
42.5
Gunning-Fog Score
6.2
Coleman-Liau Index
12
SMOG Index
10.3
Automated Readability Index
5.9
Dale-Chall Readability Score
5.5
Sprache Readability Score
1.5
Dale-Chall Difficult Word Score
3
Sprache Difficult Word Count
4

(The foregoing tally has been changed to reflect the above order.)
Sentiment
Loughran McDonald (Relative)
-1
Very Negative
Loughran McDonald (Absolute)
-1
Very Negative
Loughran McDonald (Logit)
-1.09861
Harvard-IV (Relative)
1
Very Positive
Harvard-IV (Absolute)
1
Very Positive
Harvard-IV (Logit)
1.09861
VADER
0
Neutral
Readability
Flesch-Kincaid Grade
5.9
Flesch-Kincaid Ease
72.6
Gunning-Fog Score
4.4
Coleman-Liau Index
12
SMOG Index
3.3
Automated Readability Index
6.8
Dale-Chall Readability Score
6.3
Sprache Readability Score
2.3
Dale-Chall Difficult Word Score
4
Sprache Difficult Word Count
4

Orrin Hatch

Mr. President, I move to reconsider the vote and move to lay that motion on the table.
Sentiment
Loughran McDonald (Relative)
0
Neutral
Loughran McDonald (Absolute)
0
Neutral
Loughran McDonald (Logit)
0
Harvard-IV (Relative)
0
Neutral
Harvard-IV (Absolute)
0
Neutral
Harvard-IV (Logit)
0
VADER
0
Neutral
Readability
Flesch-Kincaid Grade
3.7
Flesch-Kincaid Ease
83.7
Gunning-Fog Score
5.8
Coleman-Liau Index
7.4
SMOG Index
7.3
Automated Readability Index
1.4
Dale-Chall Readability Score
4.1
Sprache Readability Score
2.1
Dale-Chall Difficult Word Score
4
Sprache Difficult Word Count
5

Orrin Hatch

The motion to lay on the table was agreed to.
Sentiment
Loughran McDonald (Relative)
0
Neutral
Loughran McDonald (Absolute)
0
Neutral
Loughran McDonald (Logit)
0
Harvard-IV (Relative)
0
Neutral
Harvard-IV (Absolute)
0
Neutral
Harvard-IV (Logit)
0
VADER
0.273
Slightly Positive
Readability
Flesch-Kincaid Grade
3.7
Flesch-Kincaid Ease
86.7
Gunning-Fog Score
4
Coleman-Liau Index
4.8
SMOG Index
3.3
Automated Readability Index
0.1
Dale-Chall Readability Score
3.7
Sprache Readability Score
2
Dale-Chall Difficult Word Score
2
Sprache Difficult Word Count
2

The Presiding Officer

The PRESIDING OFFICER.
Sentiment
Loughran McDonald (Relative)
0
Neutral
Loughran McDonald (Absolute)
0
Neutral
Loughran McDonald (Logit)
0
Harvard-IV (Relative)
1
Very Positive
Harvard-IV (Absolute)
1
Very Positive
Harvard-IV (Logit)
1.09861
VADER
0
Neutral
Readability
Flesch-Kincaid Grade
9.6
Flesch-Kincaid Ease
42.6
Gunning-Fog Score
8
Coleman-Liau Index
12
SMOG Index
12
Automated Readability Index
6.4
Dale-Chall Readability Score
4.8
Sprache Readability Score
2.2
Dale-Chall Difficult Word Score
5
Sprache Difficult Word Count
6

The Senator from Minnesota.
Sentiment
Loughran McDonald (Relative)
0
Neutral
Loughran McDonald (Absolute)
0
Neutral
Loughran McDonald (Logit)
0
Harvard-IV (Relative)
0
Neutral
Harvard-IV (Absolute)
0
Neutral
Harvard-IV (Logit)
0
VADER
0
Neutral
Readability
Flesch-Kincaid Grade
12
Flesch-Kincaid Ease
12.4
Gunning-Fog Score
1.6
Coleman-Liau Index
12
SMOG Index
11.3
Automated Readability Index
7.7
Dale-Chall Readability Score
8.1
Sprache Readability Score
1.3
Dale-Chall Difficult Word Score
2
Sprache Difficult Word Count
2

Paul Wellstone

Thank you, Mr. President.
Sentiment
Loughran McDonald (Relative)
0
Neutral
Loughran McDonald (Absolute)
0
Neutral
Loughran McDonald (Logit)
0
Harvard-IV (Relative)
1
Very Positive
Harvard-IV (Absolute)
1
Very Positive
Harvard-IV (Logit)
1.09861
VADER
0.361
Somewhat Positive
Readability
Flesch-Kincaid Grade
0
Flesch-Kincaid Ease
99.1
Gunning-Fog Score
0.8
Coleman-Liau Index
12
SMOG Index
3.3
Automated Readability Index
1.9
Dale-Chall Readability Score
8
Sprache Readability Score
1.1
Dale-Chall Difficult Word Score
2
Sprache Difficult Word Count
2

Paul Wellstone

First of all, I think this vote on the --
Sentiment
Loughran McDonald (Relative)
0
Neutral
Loughran McDonald (Absolute)
0
Neutral
Loughran McDonald (Logit)
0
Harvard-IV (Relative)
0
Neutral
Harvard-IV (Absolute)
0
Neutral
Harvard-IV (Logit)
0
VADER
0
Neutral
Readability
Flesch-Kincaid Grade
0
Flesch-Kincaid Ease
100
Gunning-Fog Score
3.6
Coleman-Liau Index
3.1
SMOG Index
3.3
Automated Readability Index
0
Dale-Chall Readability Score
0.4
Sprache Readability Score
1.8
Dale-Chall Difficult Word Score
0
Sprache Difficult Word Count
1

The Presiding Officer

The PRESIDING OFFICER.
Sentiment
Loughran McDonald (Relative)
-1
Very Negative
Loughran McDonald (Absolute)
-1
Very Negative
Loughran McDonald (Logit)
-1.09861
Harvard-IV (Relative)
0
Neutral
Harvard-IV (Absolute)
0
Neutral
Harvard-IV (Logit)
0
VADER
-0.318
Somewhat Negative
Readability
Flesch-Kincaid Grade
7.6
Flesch-Kincaid Ease
49.5
Gunning-Fog Score
2
Coleman-Liau Index
12
SMOG Index
10.3
Automated Readability Index
4.6
Dale-Chall Readability Score
5
Sprache Readability Score
1.6
Dale-Chall Difficult Word Score
3
Sprache Difficult Word Count
4

We will have order in the body.
Sentiment
Loughran McDonald (Relative)
0
Neutral
Loughran McDonald (Absolute)
0
Neutral
Loughran McDonald (Logit)
0
Harvard-IV (Relative)
1
Very Positive
Harvard-IV (Absolute)
1
Very Positive
Harvard-IV (Logit)
1.09861
VADER
0
Neutral
Readability
Flesch-Kincaid Grade
2.3
Flesch-Kincaid Ease
91
Gunning-Fog Score
2.8
Coleman-Liau Index
4.4
SMOG Index
3.3
Automated Readability Index
0
Dale-Chall Readability Score
0.3
Sprache Readability Score
1.6
Dale-Chall Difficult Word Score
0
Sprache Difficult Word Count
1

The Senator from Minnesota is recognized.
Sentiment
Loughran McDonald (Relative)
0
Neutral
Loughran McDonald (Absolute)
0
Neutral
Loughran McDonald (Logit)
0
Harvard-IV (Relative)
0
Neutral
Harvard-IV (Absolute)
0
Neutral
Harvard-IV (Logit)
0
VADER
0
Neutral
Readability
Flesch-Kincaid Grade
12
Flesch-Kincaid Ease
17.4
Gunning-Fog Score
9.1
Coleman-Liau Index
12
SMOG Index
12
Automated Readability Index
9
Dale-Chall Readability Score
8.2
Sprache Readability Score
1.6
Dale-Chall Difficult Word Score
3
Sprache Difficult Word Count
3

Paul Wellstone

Mr. President, we really do need order.
Sentiment
Loughran McDonald (Relative)
0
Neutral
Loughran McDonald (Absolute)
0
Neutral
Loughran McDonald (Logit)
0
Harvard-IV (Relative)
0
Neutral
Harvard-IV (Absolute)
0
Neutral
Harvard-IV (Logit)
0
VADER
0
Neutral
Readability
Flesch-Kincaid Grade
4.3
Flesch-Kincaid Ease
70.3
Gunning-Fog Score
7.1
Coleman-Liau Index
9.4
SMOG Index
7.3
Automated Readability Index
0.5
Dale-Chall Readability Score
4.7
Sprache Readability Score
1.3
Dale-Chall Difficult Word Score
2
Sprache Difficult Word Count
3

The Presiding Officer

The PRESIDING OFFICER.
Sentiment
Loughran McDonald (Relative)
1
Very Positive
Loughran McDonald (Absolute)
1
Very Positive
Loughran McDonald (Logit)
1.60944
Harvard-IV (Relative)
0.6
Very Positive
Harvard-IV (Absolute)
0.6
Very Positive
Harvard-IV (Logit)
1.09861
VADER
0.557
Very Positive
Readability
Flesch-Kincaid Grade
4.8
Flesch-Kincaid Ease
71.9
Gunning-Fog Score
4.1
Coleman-Liau Index
12
SMOG Index
8.2
Automated Readability Index
3.9
Dale-Chall Readability Score
2.2
Sprache Readability Score
1.9
Dale-Chall Difficult Word Score
3
Sprache Difficult Word Count
6

Paul Wellstone

I thank the Chair and thank my colleagues for their courtesy.
Sentiment
Loughran McDonald (Relative)
0
Neutral
Loughran McDonald (Absolute)
0
Neutral
Loughran McDonald (Logit)
0
Harvard-IV (Relative)
1
Very Positive
Harvard-IV (Absolute)
1
Very Positive
Harvard-IV (Logit)
2.19722
VADER
0.758
Very Positive
Readability
Flesch-Kincaid Grade
4.8
Flesch-Kincaid Ease
80.3
Gunning-Fog Score
11.7
Coleman-Liau Index
10.9
SMOG Index
11.3
Automated Readability Index
5.5
Dale-Chall Readability Score
3.4
Sprache Readability Score
2.2
Dale-Chall Difficult Word Score
2
Sprache Difficult Word Count
2

Paul Wellstone

Mr. President, we just had a vote that dealt with payday loans, whether or not we were going to provide some protections to the most vulnerable consumers. That amendment failed.
Sentiment
Loughran McDonald (Relative)
-1
Very Negative
Loughran McDonald (Absolute)
-1
Very Negative
Loughran McDonald (Logit)
-1.60944
Harvard-IV (Relative)
0.33333
Somewhat Positive
Harvard-IV (Absolute)
0.33333
Somewhat Positive