Skip to content
Fact
ba
.
se
Powered by FiscalNote StressLens

Senate Floor: BANKRUPTCY ABUSE PREVENTION AND CONSUMER PROTECTION ACT OF 2005-- Continued

4 Topics
Entities
Moderation
19 Speakers
Entities
No entities found
Moderation
No moderation found
Speakers
Joe Biden
Joe Biden said 170 sentences of a total of 866 sentences.
20%
Joe Biden said 3172 words of a total of 15666 words.
21%
Jeff Sessions
Jeff Sessions said 85 sentences of a total of 866 sentences.
10%
Jeff Sessions said 1624 words of a total of 15666 words.
11%
Chuck Grassley
Chuck Grassley said 72 sentences of a total of 866 sentences.
9%
Chuck Grassley said 1510 words of a total of 15666 words.
10%
John Kerry
John Kerry said 65 sentences of a total of 866 sentences.
8%
John Kerry said 1311 words of a total of 15666 words.
9%
Bill Frist
Bill Frist said 73 sentences of a total of 866 sentences.
9%
Bill Frist said 1087 words of a total of 15666 words.
7%
Frank R. Lautenberg
Frank R. Lautenberg said 55 sentences of a total of 866 sentences.
7%
Frank R. Lautenberg said 1079 words of a total of 15666 words.
7%
Ben Nelson
Ben Nelson said 43 sentences of a total of 866 sentences.
5%
Ben Nelson said 900 words of a total of 15666 words.
6%
Jack Reed
Jack Reed said 45 sentences of a total of 866 sentences.
6%
Jack Reed said 865 words of a total of 15666 words.
6%
Barbara A. Mikulski
Barbara A. Mikulski said 41 sentences of a total of 866 sentences.
5%
Barbara A. Mikulski said 855 words of a total of 15666 words.
6%
Byron Dorgan
Byron Dorgan said 47 sentences of a total of 866 sentences.
6%
Byron Dorgan said 807 words of a total of 15666 words.
6%
Carl Levin
Carl Levin said 32 sentences of a total of 866 sentences.
4%
Carl Levin said 704 words of a total of 15666 words.
5%
Daniel K. Akaka
Daniel K. Akaka said 40 sentences of a total of 866 sentences.
5%
Daniel K. Akaka said 691 words of a total of 15666 words.
5%
Patty Murray
Patty Murray said 30 sentences of a total of 866 sentences.
4%
Patty Murray said 590 words of a total of 15666 words.
4%
The Presiding Officer
The Presiding Officer said 31 sentences of a total of 866 sentences.
4%
The Presiding Officer said 160 words of a total of 15666 words.
2%
Russ Feingold
Russ Feingold said 14 sentences of a total of 866 sentences.
2%
Russ Feingold said 159 words of a total of 15666 words.
2%
Orrin Hatch
Orrin Hatch said 3 sentences of a total of 866 sentences.
1%
Orrin Hatch said 33 words of a total of 15666 words.
1%
Mitch McConnell
Mitch McConnell said 2 sentences of a total of 866 sentences.
1%
Mitch McConnell said 15 words of a total of 15666 words.
1%
Dick Durbin
Dick Durbin said 2 sentences of a total of 866 sentences.
1%
Dick Durbin said 13 words of a total of 15666 words.
1%
Larry Craig
Larry Craig said 2 sentences of a total of 866 sentences.
1%
Larry Craig said 9 words of a total of 15666 words.
1%
Full Transcript

The Presiding Officer

The PRESIDING OFFICER.
Sentiment
Loughran McDonald (Relative)
0
Neutral
Loughran McDonald (Absolute)
0
Neutral
Loughran McDonald (Logit)
0
Harvard-IV (Relative)
-0.33333
Somewhat Negative
Harvard-IV (Absolute)
-0.33333
Somewhat Negative
Harvard-IV (Logit)
-0.51083
VADER
-0.296
Slightly Negative
Moderation
Violence
0.0360128644
OpenAI Moderation v1 (007)
Violence > Graphic
0.0060443483
OpenAI Moderation v1 (007)
Harassment
0.0045289937
OpenAI Moderation v1 (007)
Sexual
0.0024670853
OpenAI Moderation v1 (007)
Sexual > Minors
0.0004838365
OpenAI Moderation v1 (007)
Harassment > Threatening
0.0003659191
OpenAI Moderation v1 (007)
Hate
0.0001727313
OpenAI Moderation v1 (007)
Self-Harm
0.0001016742
OpenAI Moderation v1 (007)
Hate > Threatening
6.1396E-6
OpenAI Moderation v1 (007)
Self-Harm > Intent
1.6938E-6
OpenAI Moderation v1 (007)
Self-Harm > Instructions
1.35E-7
OpenAI Moderation v1 (007)
Readability
Flesch-Kincaid Grade
5.5
Flesch-Kincaid Ease
66.8
Gunning-Fog Score
8.8
Coleman-Liau Index
10.8
SMOG Index
10.6
Automated Readability Index
3.1
Dale-Chall Readability Score
5.3
Sprache Readability Score
2
Dale-Chall Difficult Word Score
6
Sprache Difficult Word Count
7

Bill Frist

Mr. President, for the information of my colleagues, in consultation with the Democratic leader, we would like to have all of the remaining votes be 10-minute votes. We are going to be enforcing it strictly, so we have a reason to keep moving along. We ask that everybody, once we start voting shortly, stay in the Chamber and continue to vote. We will have 10-minute votes for the remainder of the evening.
Sentiment
Loughran McDonald (Relative)
1
Very Positive
Loughran McDonald (Absolute)
1
Very Positive
Loughran McDonald (Logit)
1.09861
Harvard-IV (Relative)
0.71429
Very Positive
Harvard-IV (Absolute)
0.71429
Very Positive
Harvard-IV (Logit)
1.46634
VADER
0.361
Somewhat Positive
Moderation
Violence
0.0302907545
OpenAI Moderation v1 (007)
Harassment
0.0172905085
OpenAI Moderation v1 (007)
Sexual
0.0144385107
OpenAI Moderation v1 (007)
Hate
0.0095970448
OpenAI Moderation v1 (007)
Violence > Graphic
0.0041278083
OpenAI Moderation v1 (007)
Harassment > Threatening
0.0021816515
OpenAI Moderation v1 (007)
Self-Harm
0.0004710455
OpenAI Moderation v1 (007)
Sexual > Minors
0.0004659153
OpenAI Moderation v1 (007)
Hate > Threatening
0.0003770057
OpenAI Moderation v1 (007)
Self-Harm > Intent
4.7788E-5
OpenAI Moderation v1 (007)
Self-Harm > Instructions
2.38891E-5
OpenAI Moderation v1 (007)
Topics
Topic:
Politics > Election
Score:
100
Magnitude:
0.368
Code:
11003000
Url:
https://cv.iptc.org/newscodes/subjectcode/11003000
Wikidata_id:
Q40231
Wikidata_label:
public election
Source:
IPTC Subject
Topic:
Politics > Election > Voting
Score:
95
Magnitude:
0.35
Code:
11003007
Url:
https://cv.iptc.org/newscodes/subjectcode/11003007
Wikidata_id:
Q189760
Wikidata_label:
voting
Source:
IPTC Subject
Readability
Flesch-Kincaid Grade
7.4
Flesch-Kincaid Ease
68.3
Gunning-Fog Score
10.8
Coleman-Liau Index
9.6
SMOG Index
11.3
Automated Readability Index
6.3
Dale-Chall Readability Score
3.7
Sprache Readability Score
4.1
Dale-Chall Difficult Word Score
14
Sprache Difficult Word Count
20

The Presiding Officer

The PRESIDING OFFICER.
Sentiment
Loughran McDonald (Relative)
0
Neutral
Loughran McDonald (Absolute)
0
Neutral
Loughran McDonald (Logit)
0
Harvard-IV (Relative)
0
Neutral
Harvard-IV (Absolute)
0
Neutral
Harvard-IV (Logit)
0
VADER
0
Neutral
Moderation
Violence
0.0214919084
OpenAI Moderation v1 (007)
Violence > Graphic
0.0152936816
OpenAI Moderation v1 (007)
Harassment
0.0070495735
OpenAI Moderation v1 (007)
Harassment > Threatening
0.0066305904
OpenAI Moderation v1 (007)
Sexual
0.0057932506
OpenAI Moderation v1 (007)
Hate
0.0015054523
OpenAI Moderation v1 (007)
Sexual > Minors
0.0002660012
OpenAI Moderation v1 (007)
Self-Harm
0.0002593882
OpenAI Moderation v1 (007)
Hate > Threatening
3.80798E-5
OpenAI Moderation v1 (007)
Self-Harm > Intent
1.01618E-5
OpenAI Moderation v1 (007)
Self-Harm > Instructions
8.768E-7
OpenAI Moderation v1 (007)
Topics
Topic:
Politics > Parliament
Score:
100
Magnitude:
0.064
Code:
11009000
Url:
https://cv.iptc.org/newscodes/subjectcode/11009000
Wikidata_id:
Q35749
Wikidata_label:
parliament
Source:
IPTC Subject
Readability
Flesch-Kincaid Grade
11.1
Flesch-Kincaid Ease
23.7
Gunning-Fog Score
6.2
Coleman-Liau Index
12
SMOG Index
12
Automated Readability Index
9.1
Dale-Chall Readability Score
7.2
Sprache Readability Score
1.6
Dale-Chall Difficult Word Score
4
Sprache Difficult Word Count
5

Russ Feingold

Mr. President, if we have a brief quorum call, I believe we may be able to eliminate the need for some of the votes.
Sentiment
Loughran McDonald (Relative)
0
Neutral
Loughran McDonald (Absolute)
0
Neutral
Loughran McDonald (Logit)
0
Harvard-IV (Relative)
-1
Very Negative
Harvard-IV (Absolute)
-1
Very Negative
Harvard-IV (Logit)
-1.60944
VADER
0
Neutral
Moderation
Violence
0.0165014615
OpenAI Moderation v1 (007)
Violence > Graphic
0.0021530215
OpenAI Moderation v1 (007)
Sexual
0.0013781888
OpenAI Moderation v1 (007)
Harassment
0.0003451631
OpenAI Moderation v1 (007)
Sexual > Minors
0.0001110431
OpenAI Moderation v1 (007)
Hate
9.41974E-5
OpenAI Moderation v1 (007)
Harassment > Threatening
5.20481E-5
OpenAI Moderation v1 (007)
Hate > Threatening
1.35203E-5
OpenAI Moderation v1 (007)
Self-Harm
1.25668E-5
OpenAI Moderation v1 (007)
Self-Harm > Intent
1.2982E-6
OpenAI Moderation v1 (007)
Self-Harm > Instructions
8.18E-8
OpenAI Moderation v1 (007)
Topics
Topic:
Politics > Election
Score:
100
Magnitude:
0.106
Code:
11003000
Url:
https://cv.iptc.org/newscodes/subjectcode/11003000
Wikidata_id:
Q40231
Wikidata_label:
public election
Source:
IPTC Subject
Topic:
Politics > Election > Local Elections
Score:
96
Magnitude:
0.102
Code:
11003006
Url:
https://cv.iptc.org/newscodes/subjectcode/11003006
Wikidata_id:
Q15966540
Wikidata_label:
local election
Source:
IPTC Subject
Topic:
Politics > Election > Voting
Score:
65
Magnitude:
0.069
Code:
11003007
Url:
https://cv.iptc.org/newscodes/subjectcode/11003007
Wikidata_id:
Q189760
Wikidata_label:
voting
Source:
IPTC Subject
Readability
Flesch-Kincaid Grade
4.3
Flesch-Kincaid Ease
85.4
Gunning-Fog Score
6.5
Coleman-Liau Index
6
SMOG Index
7.3
Automated Readability Index
2
Dale-Chall Readability Score
3.9
Sprache Readability Score
2.6
Dale-Chall Difficult Word Score
5
Sprache Difficult Word Count
6

Bill Frist

Mr. President, I suggest the absence of a quorum.
Sentiment
Loughran McDonald (Relative)
-1
Very Negative
Loughran McDonald (Absolute)
-1
Very Negative
Loughran McDonald (Logit)
-1.09861
Harvard-IV (Relative)
-1
Very Negative
Harvard-IV (Absolute)
-1
Very Negative
Harvard-IV (Logit)
-1.09861
VADER
0
Neutral
Moderation
Violence
0.1993857557
OpenAI Moderation v1 (007)
Harassment > Threatening
0.1131575671
OpenAI Moderation v1 (007)
Violence > Graphic
0.0645261724
OpenAI Moderation v1 (007)
Harassment
0.0510573213
OpenAI Moderation v1 (007)
Hate
0.0092461058
OpenAI Moderation v1 (007)
Sexual
0.0090889895
OpenAI Moderation v1 (007)
Self-Harm
0.0015190112
OpenAI Moderation v1 (007)
Hate > Threatening
0.0011717741
OpenAI Moderation v1 (007)
Sexual > Minors
0.0005346062
OpenAI Moderation v1 (007)
Self-Harm > Intent
1.79757E-5
OpenAI Moderation v1 (007)
Self-Harm > Instructions
7.1075E-6
OpenAI Moderation v1 (007)
Readability
Flesch-Kincaid Grade
3.2
Flesch-Kincaid Ease
80.1
Gunning-Fog Score
1.8
Coleman-Liau Index
9
SMOG Index
3.3
Automated Readability Index
0.7
Dale-Chall Readability Score
9
Sprache Readability Score
1.6
Dale-Chall Difficult Word Score
5
Sprache Difficult Word Count
5

The Presiding Officer

The PRESIDING OFFICER.
Sentiment
Loughran McDonald (Relative)
0
Neutral
Loughran McDonald (Absolute)
0
Neutral
Loughran McDonald (Logit)
0
Harvard-IV (Relative)
0
Neutral
Harvard-IV (Absolute)
0
Neutral
Harvard-IV (Logit)
0
VADER
0
Neutral
Moderation
Hate
0.0481007824
OpenAI Moderation v1 (007)
Violence
0.0479817885
OpenAI Moderation v1 (007)
Violence > Graphic
0.018559453
OpenAI Moderation v1 (007)
Harassment
0.0174367015
OpenAI Moderation v1 (007)
Sexual
0.0134945411
OpenAI Moderation v1 (007)
Sexual > Minors
0.0116955802
OpenAI Moderation v1 (007)
Hate > Threatening
0.0085733387
OpenAI Moderation v1 (007)
Harassment > Threatening
0.0032141812
OpenAI Moderation v1 (007)
Self-Harm
0.0008713635
OpenAI Moderation v1 (007)
Self-Harm > Intent
8.11289E-5
OpenAI Moderation v1 (007)
Self-Harm > Instructions
7.2314E-6
OpenAI Moderation v1 (007)
Readability
Flesch-Kincaid Grade
3.2
Flesch-Kincaid Ease
80.1
Gunning-Fog Score
1.8
Coleman-Liau Index
11.6
SMOG Index
9
Automated Readability Index
2.8
Dale-Chall Readability Score
2
Sprache Readability Score
1.4
Dale-Chall Difficult Word Score
1
Sprache Difficult Word Count
3

Russ Feingold

Mr. President, I ask unanimous consent the order for the quorum call be rescinded.
Sentiment
Loughran McDonald (Relative)
0
Neutral
Loughran McDonald (Absolute)
0
Neutral
Loughran McDonald (Logit)
0
Harvard-IV (Relative)
1
Very Positive
Harvard-IV (Absolute)
1
Very Positive
Harvard-IV (Logit)
1.60944
VADER
0.226
Slightly Positive
Moderation
Violence
0.1993857557
OpenAI Moderation v1 (007)
Harassment > Threatening
0.1131575205
OpenAI Moderation v1 (007)
Violence > Graphic
0.0645261083
OpenAI Moderation v1 (007)
Harassment
0.0510573213
OpenAI Moderation v1 (007)
Hate
0.0092461058
OpenAI Moderation v1 (007)
Sexual
0.0090889895
OpenAI Moderation v1 (007)
Self-Harm
0.0015190112
OpenAI Moderation v1 (007)
Hate > Threatening
0.0011717741
OpenAI Moderation v1 (007)
Sexual > Minors
0.0005346062
OpenAI Moderation v1 (007)
Self-Harm > Intent
1.79757E-5
OpenAI Moderation v1 (007)
Self-Harm > Instructions
7.1075E-6
OpenAI Moderation v1 (007)
Readability
Flesch-Kincaid Grade
6.5
Flesch-Kincaid Ease
60.7
Gunning-Fog Score
8.5
Coleman-Liau Index
11.9
SMOG Index
9
Automated Readability Index
4.3
Dale-Chall Readability Score
7.1
Sprache Readability Score
2
Dale-Chall Difficult Word Score
6
Sprache Difficult Word Count
6

The Presiding Officer

The PRESIDING OFFICER.
Sentiment
Loughran McDonald (Relative)
-1
Very Negative
Loughran McDonald (Absolute)
-1
Very Negative
Loughran McDonald (Logit)
-1.09861
Harvard-IV (Relative)
1
Very Positive
Harvard-IV (Absolute)
1
Very Positive
Harvard-IV (Logit)
1.60944
VADER
0
Neutral
Moderation
Violence
0.0579712039
OpenAI Moderation v1 (007)
Violence > Graphic
0.0361432874
OpenAI Moderation v1 (007)
Sexual
0.0076607575
OpenAI Moderation v1 (007)
Harassment
0.0072499846
OpenAI Moderation v1 (007)
Hate
0.0005150338
OpenAI Moderation v1 (007)
Harassment > Threatening
0.0005032
OpenAI Moderation v1 (007)
Sexual > Minors
0.0002425219
OpenAI Moderation v1 (007)
Self-Harm
0.0001306927
OpenAI Moderation v1 (007)
Hate > Threatening
4.51261E-5
OpenAI Moderation v1 (007)
Self-Harm > Intent
8.2148E-6
OpenAI Moderation v1 (007)
Self-Harm > Instructions
4.321E-7
OpenAI Moderation v1 (007)
Readability
Flesch-Kincaid Grade
8.5
Flesch-Kincaid Ease
42.5
Gunning-Fog Score
6.2
Coleman-Liau Index
12
SMOG Index
10.3
Automated Readability Index
5.9
Dale-Chall Readability Score
5.5
Sprache Readability Score
1.5
Dale-Chall Difficult Word Score
3
Sprache Difficult Word Count
4

The Senator is recognized.
Sentiment
Loughran McDonald (Relative)
0
Neutral
Loughran McDonald (Absolute)
0
Neutral
Loughran McDonald (Logit)
0
Harvard-IV (Relative)
0
Neutral
Harvard-IV (Absolute)
0
Neutral
Harvard-IV (Logit)
0
VADER
0
Neutral
Moderation
Violence
0.0124244907
OpenAI Moderation v1 (007)
Violence > Graphic
0.0070305738
OpenAI Moderation v1 (007)
Sexual
0.002831864
OpenAI Moderation v1 (007)
Harassment > Threatening
0.0008541644
OpenAI Moderation v1 (007)
Hate
0.0005619137
OpenAI Moderation v1 (007)
Harassment
0.0002958753
OpenAI Moderation v1 (007)
Self-Harm
5.13357E-5
OpenAI Moderation v1 (007)
Sexual > Minors
4.09497E-5
OpenAI Moderation v1 (007)
Hate > Threatening
3.64271E-5
OpenAI Moderation v1 (007)
Self-Harm > Intent
1.37143E-5
OpenAI Moderation v1 (007)
Self-Harm > Instructions
6.03E-7
OpenAI Moderation v1 (007)
Readability
Flesch-Kincaid Grade
9.6
Flesch-Kincaid Ease
33.6
Gunning-Fog Score
11.6
Coleman-Liau Index
12
SMOG Index
11.3
Automated Readability Index
6.5
Dale-Chall Readability Score
8.1
Sprache Readability Score
1.3
Dale-Chall Difficult Word Score
2
Sprache Difficult Word Count
2

Russ Feingold

Mr. President, I appreciate the fact that we have had some opportunity to make a few modest modifications at the end of this process. Obviously, I hoped for more, but I do thank the Senator from Utah, Mr. Hatch, the Senator from Alabama, Mr. Sessions, the Senator from Iowa, Mr. Grassley, and the Senator from Pennsylvania, Senator Specter, who are working on a number of changes and accepting a couple of amendments so we can move this process through. The result will be that the next five votes on my amendments will not be necessary, if this agreement is made. So I hope that causes the unanimous consent agreement to go through.
Sentiment
Loughran McDonald (Relative)
1
Very Positive
Loughran McDonald (Absolute)
1
Very Positive
Loughran McDonald (Logit)
1.09861
Harvard-IV (Relative)
1
Very Positive
Harvard-IV (Absolute)
1
Very Positive
Harvard-IV (Logit)
2.94444
VADER
0.972
Very Positive
Moderation
Harassment
1.2875377201
OpenAI Moderation v1 (007)
Violence
0.1532098977
OpenAI Moderation v1 (007)
Harassment > Threatening
0.022298863
OpenAI Moderation v1 (007)
Hate
0.0215326421
OpenAI Moderation v1 (007)
Sexual
0.0102156751
OpenAI Moderation v1 (007)
Violence > Graphic
0.0041875424
OpenAI Moderation v1 (007)
Sexual > Minors
0.0022984383
OpenAI Moderation v1 (007)
Self-Harm
0.0019613806
OpenAI Moderation v1 (007)
Hate > Threatening
0.0014324505
OpenAI Moderation v1 (007)
Self-Harm > Intent
0.0005262417
OpenAI Moderation v1 (007)
Self-Harm > Instructions
0.000505829
OpenAI Moderation v1 (007)
Topics
Topic:
Politics > Parliament
Score:
100
Magnitude:
0.463
Code:
11009000
Url:
https://cv.iptc.org/newscodes/subjectcode/11009000
Wikidata_id:
Q35749
Wikidata_label:
parliament
Source:
IPTC Subject
Topic:
Macroeconomics
Score:
84.62
Magnitude:
82
Code:
1
Url:
https://fsc.al/cap-mc#1
Source:
Comparative Agendas
Readability
Flesch-Kincaid Grade
8.5
Flesch-Kincaid Ease
58.9
Gunning-Fog Score
9.9
Coleman-Liau Index
10.6
SMOG Index
12
Automated Readability Index
6.7
Dale-Chall Readability Score
5.9
Sprache Readability Score
4.8
Dale-Chall Difficult Word Score
37
Sprache Difficult Word Count
30

The Presiding Officer

The PRESIDING OFFICER.
Sentiment
Loughran McDonald (Relative)
-1
Very Negative
Loughran McDonald (Absolute)
-1
Very Negative
Loughran McDonald (Logit)
-1.60944
Harvard-IV (Relative)
1
Very Positive
Harvard-IV (Absolute)
1
Very Positive
Harvard-IV (Logit)
1.94591
VADER
0
Neutral
Moderation
Harassment
0.3011140507
OpenAI Moderation v1 (007)
Violence
0.028919286
OpenAI Moderation v1 (007)
Harassment > Threatening
0.028125348
OpenAI Moderation v1 (007)
Violence > Graphic
0.0106273699
OpenAI Moderation v1 (007)
Sexual
0.0039782302
OpenAI Moderation v1 (007)
Sexual > Minors
0.0028410421
OpenAI Moderation v1 (007)
Hate
0.00151288
OpenAI Moderation v1 (007)
Self-Harm
0.0001877698
OpenAI Moderation v1 (007)
Hate > Threatening
0.0001218874
OpenAI Moderation v1 (007)
Self-Harm > Instructions
4.74564E-5
OpenAI Moderation v1 (007)
Self-Harm > Intent
2.58109E-5
OpenAI Moderation v1 (007)
Topics
Topic:
Civil Rights
Score:
45.505
Magnitude:
32
Code:
2
Url:
https://fsc.al/cap-mc#2
Source:
Comparative Agendas
Readability
Flesch-Kincaid Grade
7.6
Flesch-Kincaid Ease
47.7
Gunning-Fog Score
8.3
Coleman-Liau Index
12
SMOG Index
9.9
Automated Readability Index
5.7
Dale-Chall Readability Score
5.5
Sprache Readability Score
1.5
Dale-Chall Difficult Word Score
4
Sprache Difficult Word Count
4

Russ Feingold

Mr. President, I suggest the absence of a quorum.
Sentiment
Loughran McDonald (Relative)
-1
Very Negative
Loughran McDonald (Absolute)
-1
Very Negative
Loughran McDonald (Logit)
-1.09861
Harvard-IV (Relative)
-1
Very Negative
Harvard-IV (Absolute)
-1
Very Negative
Harvard-IV (Logit)
-1.09861
VADER
0
Neutral
Moderation
Harassment
0.0144204299
OpenAI Moderation v1 (007)
Violence
0.0115882656
OpenAI Moderation v1 (007)
Sexual
0.0042117521
OpenAI Moderation v1 (007)
Violence > Graphic
0.0026142905
OpenAI Moderation v1 (007)
Harassment > Threatening
0.0020008563
OpenAI Moderation v1 (007)
Sexual > Minors
0.0016816799
OpenAI Moderation v1 (007)
Hate
0.0014382339
OpenAI Moderation v1 (007)
Self-Harm > Intent
8.82878E-5
OpenAI Moderation v1 (007)
Self-Harm
8.76775E-5
OpenAI Moderation v1 (007)
Self-Harm > Instructions
7.10732E-5
OpenAI Moderation v1 (007)
Hate > Threatening
9.5275E-6
OpenAI Moderation v1 (007)
Topics
Topic:
Civil Rights
Score:
52.899
Magnitude:
28
Code:
2
Url:
https://fsc.al/cap-mc#2
Source:
Comparative Agendas
Readability
Flesch-Kincaid Grade
3.2
Flesch-Kincaid Ease
80.1
Gunning-Fog Score
1.8
Coleman-Liau Index
9
SMOG Index
3.3
Automated Readability Index
0.7
Dale-Chall Readability Score
9
Sprache Readability Score
1.6
Dale-Chall Difficult Word Score
5
Sprache Difficult Word Count
5

The Presiding Officer

The PRESIDING OFFICER.
Sentiment
Loughran McDonald (Relative)
0
Neutral
Loughran McDonald (Absolute)
0
Neutral
Loughran McDonald (Logit)
0
Harvard-IV (Relative)
0
Neutral
Harvard-IV (Absolute)
0
Neutral
Harvard-IV (Logit)
0
VADER
0
Neutral
Moderation
Violence
0.8780905977
OpenAI Moderation v1 (007)
Harassment
0.3947145771
OpenAI Moderation v1 (007)
Harassment > Threatening
0.1761747291
OpenAI Moderation v1 (007)
Sexual
0.0892098178
OpenAI Moderation v1 (007)
Violence > Graphic
0.0526724791
OpenAI Moderation v1 (007)
Sexual > Minors
0.011858697
OpenAI Moderation v1 (007)
Hate
0.0071996008
OpenAI Moderation v1 (007)
Self-Harm > Intent
0.0003147336
OpenAI Moderation v1 (007)
Self-Harm
0.0002349464
OpenAI Moderation v1 (007)
Self-Harm > Instructions
0.0001113565
OpenAI Moderation v1 (007)
Hate > Threatening
4.19795E-5
OpenAI Moderation v1 (007)
Topics
Topic:
Law and Crime
Score:
71.551
Magnitude:
79
Code:
12
Url:
https://fsc.al/cap-mc#12
Source:
Comparative Agendas
Readability
Flesch-Kincaid Grade
3.2
Flesch-Kincaid Ease
80.1
Gunning-Fog Score
1.8
Coleman-Liau Index
11.6
SMOG Index
9
Automated Readability Index
2.8
Dale-Chall Readability Score
2
Sprache Readability Score
1.4
Dale-Chall Difficult Word Score
1
Sprache Difficult Word Count
3

Joe Biden

Mr. President, I ask unanimous consent that the order for the quorum call be dispensed with.
Sentiment
Loughran McDonald (Relative)
0
Neutral
Loughran McDonald (Absolute)
0
Neutral
Loughran McDonald (Logit)
0
Harvard-IV (Relative)
0.33333
Somewhat Positive
Harvard-IV (Absolute)
0.33333
Somewhat Positive
Harvard-IV (Logit)
0.51083
VADER
0.226
Slightly Positive
Moderation
Violence > Graphic
0.1614014618
OpenAI Moderation v1 (007)
Violence
0.124818983
OpenAI Moderation v1 (007)
Harassment
0.0610955292
OpenAI Moderation v1 (007)
Harassment > Threatening
0.032832686
OpenAI Moderation v1 (007)
Sexual
0.0083212588
OpenAI Moderation v1 (007)
Hate
0.0046708818
OpenAI Moderation v1 (007)
Sexual > Minors
0.0040595889
OpenAI Moderation v1 (007)
Self-Harm > Intent
0.000260715
OpenAI Moderation v1 (007)
Self-Harm
0.0001930707
OpenAI Moderation v1 (007)
Hate > Threatening
5.38707E-5
OpenAI Moderation v1 (007)
Self-Harm > Instructions
4.60951E-5
OpenAI Moderation v1 (007)
Topics
Topic:
Civil Rights
Score:
95.234
Magnitude:
41
Code:
2
Url:
https://fsc.al/cap-mc#2
Source:
Comparative Agendas
Readability
Flesch-Kincaid Grade
5.2
Flesch-Kincaid Ease
71.8
Gunning-Fog Score
5.7
Coleman-Liau Index
11.4
SMOG Index
7.3
Automated Readability Index
4.4
Dale-Chall Readability Score
6.3
Sprache Readability Score
2.1
Dale-Chall Difficult Word Score
6
Sprache Difficult Word Count
6

The Presiding Officer

The PRESIDING OFFICER.
Sentiment
Loughran McDonald (Relative)
-1
Very Negative
Loughran McDonald (Absolute)
-1
Very Negative
Loughran McDonald (Logit)
-1.09861
Harvard-IV (Relative)
1
Very Positive
Harvard-IV (Absolute)
1
Very Positive
Harvard-IV (Logit)
1.60944
VADER
0
Neutral
Moderation
Harassment
0.0299170206
OpenAI Moderation v1 (007)
Violence
0.0284760259
OpenAI Moderation v1 (007)
Sexual > Minors
0.0116219286
OpenAI Moderation v1 (007)
Violence > Graphic
0.0106929154
OpenAI Moderation v1 (007)
Harassment > Threatening
0.0068404472
OpenAI Moderation v1 (007)
Sexual
0.0035054531
OpenAI Moderation v1 (007)
Self-Harm
0.0025762947
OpenAI Moderation v1 (007)
Self-Harm > Intent
0.0014388664
OpenAI Moderation v1 (007)
Self-Harm > Instructions
0.0011645596
OpenAI Moderation v1 (007)
Hate
0.0004831334
OpenAI Moderation v1 (007)
Hate > Threatening
4.34361E-5
OpenAI Moderation v1 (007)
Topics
Topic:
Government Operations
Score:
78.155
Magnitude:
25
Code:
20
Url:
https://fsc.al/cap-mc#20
Source:
Comparative Agendas
Readability
Flesch-Kincaid Grade
8.5
Flesch-Kincaid Ease
42.5
Gunning-Fog Score
6.2
Coleman-Liau Index
12
SMOG Index
10.3
Automated Readability Index
5.9
Dale-Chall Readability Score
5.5
Sprache Readability Score
1.5
Dale-Chall Difficult Word Score
3
Sprache Difficult Word Count
4

Joe Biden

Mr. President, I checked with the leader on our side, and I hope it is all right with the Republican leader. I have no amendment relating to the bill. I would like to proceed as if in morning business until anyone has an opportunity to move on the bill, and I will cease and desist at that moment.
Sentiment
Loughran McDonald (Relative)
0
Neutral
Loughran McDonald (Absolute)
0
Neutral
Loughran McDonald (Logit)
0
Harvard-IV (Relative)
1
Very Positive
Harvard-IV (Absolute)
1
Very Positive
Harvard-IV (Logit)
2.19722
VADER
0.718
Very Positive
Moderation
Harassment
0.3967290279
OpenAI Moderation v1 (007)
Violence
0.1380469184
OpenAI Moderation v1 (007)
Violence > Graphic
0.0587970135
OpenAI Moderation v1 (007)
Harassment > Threatening
0.0476282003
OpenAI Moderation v1 (007)
Hate
0.0053274671
OpenAI Moderation v1 (007)
Self-Harm
0.003839784
OpenAI Moderation v1 (007)
Sexual
0.0024481391
OpenAI Moderation v1 (007)
Self-Harm > Intent
0.0004866784
OpenAI Moderation v1 (007)
Sexual > Minors
8.53607E-5
OpenAI Moderation v1 (007)
Self-Harm > Instructions
5.88178E-5
OpenAI Moderation v1 (007)
Hate > Threatening
5.48159E-5
OpenAI Moderation v1 (007)
Topics
Topic:
Crime, Law and Justice > Justice and Rights
Score:
100
Magnitude:
0.072
Code:
2007000
Url:
https://cv.iptc.org/newscodes/subjectcode/02007000
Wikidata_id:
Q5167661
Wikidata_label:
justice
Source:
IPTC Subject
Topic:
Government Operations
Score:
23.919
Magnitude:
86
Code:
20
Url:
https://fsc.al/cap-mc#20
Source:
Comparative Agendas
Topic:
Social Welfare
Score:
21.058
Magnitude:
86
Code:
13
Url:
https://fsc.al/cap-mc#13
Source:
Comparative Agendas
Readability
Flesch-Kincaid Grade
6.3
Flesch-Kincaid Ease
75.4
Gunning-Fog Score
7.9
Coleman-Liau Index
7.8
SMOG Index
9
Automated Readability Index
4.7
Dale-Chall Readability Score
3.7
Sprache Readability Score
3.6
Dale-Chall Difficult Word Score
11
Sprache Difficult Word Count
14

The Presiding Officer

The PRESIDING OFFICER.
Sentiment
Loughran McDonald (Relative)
-1
Very Negative
Loughran McDonald (Absolute)
-1
Very Negative
Loughran McDonald (Logit)
-1.60944
Harvard-IV (Relative)
1
Very Positive
Harvard-IV (Absolute)
1
Very Positive
Harvard-IV (Logit)
1.94591
VADER
0
Neutral
Moderation
Violence
0.076707633
OpenAI Moderation v1 (007)
Violence > Graphic
0.0104360006
OpenAI Moderation v1 (007)
Harassment
0.0071900911
OpenAI Moderation v1 (007)
Harassment > Threatening
0.0029067167
OpenAI Moderation v1 (007)
Sexual > Minors
0.0007613125
OpenAI Moderation v1 (007)
Sexual
0.0007224081
OpenAI Moderation v1 (007)
Self-Harm > Instructions
0.0003796188
OpenAI Moderation v1 (007)
Self-Harm
0.000369583
OpenAI Moderation v1 (007)
Hate
0.0003454707
OpenAI Moderation v1 (007)
Self-Harm > Intent
0.0003198903
OpenAI Moderation v1 (007)
Hate > Threatening
7.4057E-6
OpenAI Moderation v1 (007)
Topics
Topic:
Civil Rights
Score:
96.52
Magnitude:
40
Code:
2
Url:
https://fsc.al/cap-mc#2
Source:
Comparative Agendas
Readability
Flesch-Kincaid Grade
7.6
Flesch-Kincaid Ease
47.7
Gunning-Fog Score
8.3
Coleman-Liau Index
12
SMOG Index
9.9
Automated Readability Index
5.7
Dale-Chall Readability Score
5.5
Sprache Readability Score
1.5
Dale-Chall Difficult Word Score
4
Sprache Difficult Word Count
4

(The remarks of Mr. Biden are printed in today's Record under "Morning Business.") (The remarks of Mr. Biden pertaining to the submission of S. Con. Res. 17 are located in today's Record under "Submission of Concurrent and Senate Resolutions.")
Sentiment
Loughran McDonald (Relative)
0
Neutral
Loughran McDonald (Absolute)
0
Neutral
Loughran McDonald (Logit)
0
Harvard-IV (Relative)
0.2
Leans Positive
Harvard-IV (Absolute)
0.2
Leans Positive
Harvard-IV (Logit)
0.33647
VADER
0
Neutral
Moderation
Harassment
1.3672869653
OpenAI Moderation v1 (007)
Violence
0.4429093096
OpenAI Moderation v1 (007)
Harassment > Threatening
0.1750367461
OpenAI Moderation v1 (007)
Violence > Graphic
0.0318504433
OpenAI Moderation v1 (007)
Sexual
0.0090688169
OpenAI Moderation v1 (007)
Sexual > Minors
0.0054626245
OpenAI Moderation v1 (007)
Hate
0.0049871516
OpenAI Moderation v1 (007)
Self-Harm
0.0005241281
OpenAI Moderation v1 (007)
Self-Harm > Intent
0.0001081702
OpenAI Moderation v1 (007)
Hate > Threatening
4.4457E-5
OpenAI Moderation v1 (007)
Self-Harm > Instructions
2.15837E-5
OpenAI Moderation v1 (007)
Topics
Topic:
Politics > Parliament
Score:
100
Magnitude:
0.067
Code:
11009000
Url:
https://cv.iptc.org/newscodes/subjectcode/11009000
Wikidata_id:
Q35749
Wikidata_label:
parliament
Source:
IPTC Subject
Topic:
Law and Crime
Score:
88.512
Magnitude:
19
Code:
12
Url:
https://fsc.al/cap-mc#12
Source:
Comparative Agendas
Readability
Flesch-Kincaid Grade
6.9
Flesch-Kincaid Ease
55.8
Gunning-Fog Score
5.3
Coleman-Liau Index
12
SMOG Index
8.6
Automated Readability Index
3.9
Dale-Chall Readability Score
8
Sprache Readability Score
2.6
Dale-Chall Difficult Word Score
19
Sprache Difficult Word Count
15

The PRESIDING OFFICER (Mr. Thune). The Senator from Tennessee.
Sentiment
Loughran McDonald (Relative)
0
Neutral
Loughran McDonald (Absolute)
0
Neutral
Loughran McDonald (Logit)
0
Harvard-IV (Relative)
0
Neutral
Harvard-IV (Absolute)
0
Neutral
Harvard-IV (Logit)
0
VADER
0
Neutral
Moderation
Harassment
1.5704225749
OpenAI Moderation v1 (007)
Violence
0.9854760021
OpenAI Moderation v1 (007)
Violence > Graphic
0.2406221582
OpenAI Moderation v1 (007)
Harassment > Threatening
0.062463223
OpenAI Moderation v1 (007)
Hate
0.0115874464
OpenAI Moderation v1 (007)
Sexual
0.0074470823
OpenAI Moderation v1 (007)
Self-Harm
0.0020298272
OpenAI Moderation v1 (007)
Self-Harm > Intent
0.000338039
OpenAI Moderation v1 (007)
Self-Harm > Instructions
5.85379E-5
OpenAI Moderation v1 (007)
Sexual > Minors
5.72636E-5
OpenAI Moderation v1 (007)
Hate > Threatening
5.32436E-5
OpenAI Moderation v1 (007)
Topics
Topic:
Politics > Parliament
Score:
100
Magnitude:
0.078
Code:
11009000
Url:
https://cv.iptc.org/newscodes/subjectcode/11009000
Wikidata_id:
Q35749
Wikidata_label:
parliament
Source:
IPTC Subject
Topic:
Domestic Commerce
Score:
20.776
Magnitude:
81
Code:
15
Url:
https://fsc.al/cap-mc#15
Source:
Comparative Agendas
Readability
Flesch-Kincaid Grade
7.9
Flesch-Kincaid Ease
44
Gunning-Fog Score
1.2
Coleman-Liau Index
12
SMOG Index
9.9
Automated Readability Index
5.7
Dale-Chall Readability Score
8.9
Sprache Readability Score
1.5
Dale-Chall Difficult Word Score
5
Sprache Difficult Word Count
6

Bill Frist

Mr. President, for the information of our colleagues, we are about to have the last vote of the evening which is final passage of bankruptcy legislation. I thank all Members for their hard work today in the Chamber, as well as the Budget Committee and their efforts on the budget resolution. They made huge progress today. We will start on the budget Monday morning. We expect amendments during Monday's session. Therefore, we do expect the next vote to be Monday evening at 5:30.
Sentiment
Loughran McDonald (Relative)
0.33333
Somewhat Positive
Loughran McDonald (Absolute)
0.33333
Somewhat Positive
Loughran McDonald (Logit)
0.51083
Harvard-IV (Relative)
0.66667
Very Positive
Harvard-IV (Absolute)
0.66667
Very Positive
Harvard-IV (Logit)
1.29928
VADER
0.807
Very Positive
Moderation
Harassment
53.1714856625
OpenAI Moderation v1 (007)
Hate
0.4518550355
OpenAI Moderation v1 (007)
Violence
0.2289175289
OpenAI Moderation v1 (007)
Harassment > Threatening
0.0547617034
OpenAI Moderation v1 (007)
Violence > Graphic
0.0119325181
OpenAI Moderation v1 (007)
Sexual
0.0022916904
OpenAI Moderation v1 (007)
Self-Harm
0.0002045074
OpenAI Moderation v1 (007)
Sexual > Minors
1.0553E-5
OpenAI Moderation v1 (007)
Self-Harm > Intent
7.0372E-6
OpenAI Moderation v1 (007)
Hate > Threatening
4.6473E-6
OpenAI Moderation v1 (007)
Self-Harm > Instructions
7.339E-7
OpenAI Moderation v1 (007)
Topics
Topic:
Politics > Election
Score:
100
Magnitude:
0.725
Code:
11003000
Url:
https://cv.iptc.org/newscodes/subjectcode/11003000
Wikidata_id:
Q40231
Wikidata_label:
public election
Source:
IPTC Subject
Topic:
Law and Crime
Score:
89.143
Magnitude:
51
Code:
12
Url:
https://fsc.al/cap-mc#12
Source:
Comparative Agendas
Readability
Flesch-Kincaid Grade
6.9
Flesch-Kincaid Ease
66.7
Gunning-Fog Score
9.6
Coleman-Liau Index
11
SMOG Index
10.4
Automated Readability Index
6
Dale-Chall Readability Score
4.7
Sprache Readability Score
4
Dale-Chall Difficult Word Score
22
Sprache Difficult Word Count
23

Joe Biden

Mr. President, several years ago, when we were considering this legislation, I spoke here on the Senate floor about some important provisions that I think have been overlooked in our discussions. In my remarks today I will repeat what I said back then, in March of 2001.
Sentiment
Loughran McDonald (Relative)
-1
Very Negative
Loughran McDonald (Absolute)
-1
Very Negative
Loughran McDonald (Logit)
-1.09861
Harvard-IV (Relative)
0.33333
Somewhat Positive
Harvard-IV (Absolute)
0.33333
Somewhat Positive
Harvard-IV (Logit)
0.58779
VADER
0.178
Leans Positive
Moderation
Harassment
0.1168071292
OpenAI Moderation v1 (007)
Violence > Graphic
0.0824560295
OpenAI Moderation v1 (007)
Violence
0.0641981838
OpenAI Moderation v1 (007)
Harassment > Threatening
0.0187895217
OpenAI Moderation v1 (007)
Sexual
0.0134027083
OpenAI Moderation v1 (007)
Sexual > Minors
0.0087712862
OpenAI Moderation v1 (007)
Self-Harm > Instructions
0.0067159133
OpenAI Moderation v1 (007)
Self-Harm > Intent
0.0025527121
OpenAI Moderation v1 (007)
Self-Harm
0.0012742154
OpenAI Moderation v1 (007)
Hate
0.0009539276
OpenAI Moderation v1 (007)
Hate > Threatening
0.0002369007
OpenAI Moderation v1 (007)
Topics
Topic:
Politics > Parliament > Upper House
Score:
100
Magnitude:
0.102
Code:
11009001
Url:
https://cv.iptc.org/newscodes/subjectcode/11009001
Wikidata_id:
Q637846
Wikidata_label:
upper house
Source:
IPTC Subject
Topic:
Politics > Parliament
Score:
81
Magnitude:
0.083
Code:
11009000
Url:
https://cv.iptc.org/newscodes/subjectcode/11009000
Wikidata_id:
Q35749
Wikidata_label:
parliament
Source:
IPTC Subject
Topic:
Crime, Law and Justice > Laws
Score:
65
Magnitude:
0.067
Code:
2006000
Url:
https://cv.iptc.org/newscodes/subjectcode/02006000
Wikidata_id:
Q7748
Wikidata_label:
law
Source:
IPTC Subject
Topic:
Law and Crime
Score:
30.42
Magnitude:
28
Code:
12
Url:
https://fsc.al/cap-mc#12
Source:
Comparative Agendas
Topic:
Government Operations
Score:
27.119
Magnitude:
28
Code:
20
Url:
https://fsc.al/cap-mc#20
Source:
Comparative Agendas
Readability
Flesch-Kincaid Grade
8.1
Flesch-Kincaid Ease
64.9
Gunning-Fog Score
12.2
Coleman-Liau Index
10.9
SMOG Index
12
Automated Readability Index
7.7
Dale-Chall Readability Score
3.8
Sprache Readability Score
3.4
Dale-Chall Difficult Word Score
9
Sprache Difficult Word Count
10

Joe Biden

We have heard a lot in recent days about how this bill lacks compassion -- specifically, that it will hurt women and children who depend on alimony and child support.
Sentiment
Loughran McDonald (Relative)
0
Neutral
Loughran McDonald (Absolute)
0
Neutral
Loughran McDonald (Logit)
0
Harvard-IV (Relative)
0.5
Positive
Harvard-IV (Absolute)
0.5
Positive
Harvard-IV (Logit)
0.8473
VADER
0.318
Somewhat Positive
Moderation
Violence
0.1421321766
OpenAI Moderation v1 (007)
Harassment
0.0710510882
OpenAI Moderation v1 (007)
Violence > Graphic
0.0544532901
OpenAI Moderation v1 (007)
Harassment > Threatening
0.0263487163
OpenAI Moderation v1 (007)
Sexual
0.0053216881
OpenAI Moderation v1 (007)
Sexual > Minors
0.0013136651
OpenAI Moderation v1 (007)
Self-Harm
0.000231345
OpenAI Moderation v1 (007)
Hate
0.0001810793
OpenAI Moderation v1 (007)
Self-Harm > Intent
2.05311E-5
OpenAI Moderation v1 (007)
Self-Harm > Instructions
7.9855E-6
OpenAI Moderation v1 (007)
Hate > Threatening
2.2361E-6
OpenAI Moderation v1 (007)
Topics
Topic:
Social Issue > Family
Score:
100
Magnitude:
0.174
Code:
14006000
Url:
https://cv.iptc.org/newscodes/subjectcode/14006000
Wikidata_id:
Q8436
Wikidata_label:
family
Source:
IPTC Subject
Topic:
Law and Crime
Score:
62.596
Magnitude:
73
Code:
12
Url:
https://fsc.al/cap-mc#12
Source:
Comparative Agendas
Topic:
Politics > Election
Score:
58
Magnitude:
0.101
Code:
11003000
Url:
https://cv.iptc.org/newscodes/subjectcode/11003000
Wikidata_id:
Q40231
Wikidata_label:
public election
Source:
IPTC Subject
Topic:
Social Issue > People > Children
Score:
54
Magnitude:
0.095
Code:
14024001
Url:
https://cv.iptc.org/newscodes/subjectcode/14024001
Wikidata_id:
Q7569
Wikidata_label:
child
Source:
IPTC Subject
Topic:
Civil Rights
Score:
25.941
Magnitude:
73
Code:
2
Url:
https://fsc.al/cap-mc#2
Source:
Comparative Agendas
Readability
Flesch-Kincaid Grade
12
Flesch-Kincaid Ease
46.1
Gunning-Fog Score
15.7
Coleman-Liau Index
11.2
SMOG Index
12
Automated Readability Index
12
Dale-Chall Readability Score
4.7
Sprache Readability Score
4.8
Dale-Chall Difficult Word Score
6
Sprache Difficult Word Count
8

Joe Biden

Critics claim that by making sure that more money is paid back to other creditors, this bill will make it harder for women and children to get what is coming to them.
Sentiment
Loughran McDonald (Relative)
-1
Very Negative
Loughran McDonald (Absolute)
-1
Very Negative
Loughran McDonald (Logit)
-1.60944
Harvard-IV (Relative)
0.2
Leans Positive
Harvard-IV (Absolute)
0.2
Leans Positive
Harvard-IV (Logit)
0.33647
VADER
0.026
Neutral
Moderation
Violence > Graphic
0.0084410764
OpenAI Moderation v1 (007)
Violence
0.00692186
OpenAI Moderation v1 (007)
Harassment
0.0010718432
OpenAI Moderation v1 (007)
Self-Harm
0.0003328246
OpenAI Moderation v1 (007)
Harassment > Threatening
0.000230706
OpenAI Moderation v1 (007)
Sexual
8.20733E-5
OpenAI Moderation v1 (007)
Hate
5.95987E-5
OpenAI Moderation v1 (007)
Sexual > Minors
5.38456E-5
OpenAI Moderation v1 (007)
Self-Harm > Intent
2.37944E-5
OpenAI Moderation v1 (007)
Self-Harm > Instructions
9.5425E-6
OpenAI Moderation v1 (007)
Hate > Threatening
4.8928E-6
OpenAI Moderation v1 (007)
Topics
Topic:
Social Issue > Family
Score:
100
Magnitude:
0.102
Code:
14006000
Url:
https://cv.iptc.org/newscodes/subjectcode/14006000
Wikidata_id:
Q8436
Wikidata_label:
family
Source:
IPTC Subject
Topic:
Social Issue > People
Score:
55
Magnitude:
0.056
Code:
14024000
Url:
https://cv.iptc.org/newscodes/subjectcode/14024000
Wikidata_id:
Q1156970
Wikidata_label:
humanity
Source:
IPTC Subject
Topic:
Social Welfare
Score:
45.151
Magnitude:
43
Code:
13
Url:
https://fsc.al/cap-mc#13
Source:
Comparative Agendas
Topic:
Civil Rights
Score:
22.349
Magnitude:
43
Code:
2
Url:
https://fsc.al/cap-mc#2
Source:
Comparative Agendas
Readability
Flesch-Kincaid Grade
12
Flesch-Kincaid Ease
63.3
Gunning-Fog Score
14.1
Coleman-Liau Index
8.7
SMOG Index
9
Automated Readability Index
12
Dale-Chall Readability Score
3.6
Sprache Readability Score
5
Dale-Chall Difficult Word Score
4
Sprache Difficult Word Count
7

Joe Biden

I am particularly proud of my record of protecting women and children during my career in the Senate. That record includes the Violence Against Women Act to protect women threatened by domestic violence.
Sentiment
Loughran McDonald (Relative)
-1
Very Negative
Loughran McDonald (Absolute)
-1
Very Negative
Loughran McDonald (Logit)
-1.94591
Harvard-IV (Relative)
0
Neutral
Harvard-IV (Absolute)
0
Neutral
Harvard-IV (Logit)
0
VADER
-0.738
Very Negative
Moderation
Violence
0.0584285357
OpenAI Moderation v1 (007)
Violence > Graphic
0.0420490396
OpenAI Moderation v1 (007)
Harassment
0.0299523235
OpenAI Moderation v1 (007)
Sexual
0.0062648032
OpenAI Moderation v1 (007)
Sexual > Minors
0.0062143707
OpenAI Moderation v1 (007)
Self-Harm
0.0016779073
OpenAI Moderation v1 (007)
Harassment > Threatening
0.0015160879
OpenAI Moderation v1 (007)
Hate
0.0008469792
OpenAI Moderation v1 (007)
Self-Harm > Instructions
0.0008138621
OpenAI Moderation v1 (007)
Self-Harm > Intent
0.000383878
OpenAI Moderation v1 (007)
Hate > Threatening
4.71223E-5
OpenAI Moderation v1 (007)
Topics
Topic:
Politics > Parliament
Score:
100
Magnitude:
0.273
Code:
11009000
Url:
https://cv.iptc.org/newscodes/subjectcode/11009000
Wikidata_id:
Q35749
Wikidata_label:
parliament
Source:
IPTC Subject
Topic:
Unrest, Conflicts and War
Score:
93
Magnitude:
0.255
Code:
16000000
Url:
https://cv.iptc.org/newscodes/subjectcode/16000000
Wikidata_id:
Q198
Wikidata_label:
war
Source:
IPTC Subject
Topic:
Social Issue > Family
Score:
83
Magnitude:
0.226
Code:
14006000
Url:
https://cv.iptc.org/newscodes/subjectcode/14006000
Wikidata_id:
Q8436
Wikidata_label:
family
Source:
IPTC Subject
Topic:
Law and Crime
Score:
77.333
Magnitude:
77
Code:
12
Url:
https://fsc.al/cap-mc#12
Source:
Comparative Agendas
Topic:
Human Interest > Award and Prize > Record
Score:
58
Magnitude:
0.158
Code:
8006001
Url:
https://cv.iptc.org/newscodes/subjectcode/08006001
Wikidata_id:
Q1241356
Wikidata_label:
record
Source:
IPTC Subject
Readability
Flesch-Kincaid Grade
11.9
Flesch-Kincaid Ease
38.8
Gunning-Fog Score
11.4
Coleman-Liau Index
12
SMOG Index
12
Automated Readability Index
10.9
Dale-Chall Readability Score
5.1
Sprache Readability Score
3.4
Dale-Chall Difficult Word Score
9
Sprache Difficult Word Count
9

Joe Biden

I am here again today to show that, contrary to a lot of the rhetoric that has been tossed around, this bill actually improves the situation of women and children who depend on child support. It specifically targets the problems they face under the current bankruptcy system into a virtual extension of the current national family support collection system.
Sentiment
Loughran McDonald (Relative)
-0.2
Slightly Negative
Loughran McDonald (Absolute)
-0.2
Slightly Negative
Loughran McDonald (Logit)
-0.33647
Harvard-IV (Relative)
0.11111
Leans Positive
Harvard-IV (Absolute)
0.11111
Leans Positive
Harvard-IV (Logit)
0.20067
VADER
0.671
Very Positive
Moderation
Harassment
0.1413297607
OpenAI Moderation v1 (007)
Violence
0.0497426605
OpenAI Moderation v1 (007)
Violence > Graphic
0.017581931
OpenAI Moderation v1 (007)
Sexual > Minors
0.0039524293
OpenAI Moderation v1 (007)
Harassment > Threatening
0.0027638398
OpenAI Moderation v1 (007)
Sexual
0.0024829349
OpenAI Moderation v1 (007)
Hate
0.0013115771
OpenAI Moderation v1 (007)
Self-Harm
0.0003437457
OpenAI Moderation v1 (007)
Self-Harm > Intent
7.45291E-5
OpenAI Moderation v1 (007)
Self-Harm > Instructions
2.89297E-5
OpenAI Moderation v1 (007)
Hate > Threatening
3.6108E-6
OpenAI Moderation v1 (007)
Topics
Topic:
Social Issue > Family
Score:
100
Magnitude:
0.282
Code:
14006000
Url:
https://cv.iptc.org/newscodes/subjectcode/14006000
Wikidata_id:
Q8436
Wikidata_label:
family
Source:
IPTC Subject
Topic:
Politics > Election
Score:
89
Magnitude:
0.252
Code:
11003000
Url:
https://cv.iptc.org/newscodes/subjectcode/11003000
Wikidata_id:
Q40231
Wikidata_label:
public election
Source:
IPTC Subject
Topic:
Social Issue > People > Children
Score:
57
Magnitude:
0.161
Code:
14024001
Url:
https://cv.iptc.org/newscodes/subjectcode/14024001
Wikidata_id:
Q7569
Wikidata_label:
child
Source:
IPTC Subject
Topic:
Government Operations
Score:
36.771
Magnitude:
24
Code:
20
Url:
https://fsc.al/cap-mc#20
Source:
Comparative Agendas
Topic:
Macroeconomics
Score:
33.549
Magnitude:
24
Code:
1
Url:
https://fsc.al/cap-mc#1
Source:
Comparative Agendas
Readability
Flesch-Kincaid Grade
12
Flesch-Kincaid Ease
29.2
Gunning-Fog Score
19
Coleman-Liau Index
12
SMOG Index
12
Automated Readability Index
12
Dale-Chall Readability Score
6.5
Sprache Readability Score
5
Dale-Chall Difficult Word Score
19
Sprache Difficult Word Count
18

Joe Biden

There may be other aspects of this legislation that we can debate: the balance between creditors and debtors, between different kinds of creditors, or between different kinds of debtors. But on the question of child support and alimony, there should be no dispute.
Sentiment
Loughran McDonald (Relative)
-1
Very Negative
Loughran McDonald (Absolute)
-1
Very Negative
Loughran McDonald (Logit)
-1.60944
Harvard-IV (Relative)
-0.4
Negative
Harvard-IV (Absolute)
-0.4
Negative
Harvard-IV (Logit)
-0.76214
VADER
-0.296
Slightly Negative
Moderation
Violence
0.08651237
OpenAI Moderation v1 (007)
Harassment
0.0437144161
OpenAI Moderation v1 (007)
Violence > Graphic
0.0133852242
OpenAI Moderation v1 (007)
Harassment > Threatening
0.0127115374
OpenAI Moderation v1 (007)
Sexual
0.0047450765
OpenAI Moderation v1 (007)
Sexual > Minors
0.00429885
OpenAI Moderation v1 (007)
Hate
0.0007224901
OpenAI Moderation v1 (007)
Self-Harm
0.0003157215
OpenAI Moderation v1 (007)
Self-Harm > Intent
2.70501E-5
OpenAI Moderation v1 (007)
Self-Harm > Instructions
9.3703E-6
OpenAI Moderation v1 (007)
Hate > Threatening
4.0639E-6
OpenAI Moderation v1 (007)
Topics
Topic:
Politics > Election
Score:
100
Magnitude:
0.06
Code:
11003000
Url:
https://cv.iptc.org/newscodes/subjectcode/11003000
Wikidata_id:
Q40231
Wikidata_label:
public election
Source:
IPTC Subject
Topic:
Social Welfare
Score:
28.307
Magnitude:
25
Code:
13
Url:
https://fsc.al/cap-mc#13
Source:
Comparative Agendas
Readability
Flesch-Kincaid Grade
11.7
Flesch-Kincaid Ease
49.3
Gunning-Fog Score
14.2
Coleman-Liau Index
12
SMOG Index
12
Automated Readability Index
12
Dale-Chall Readability Score
5.1
Sprache Readability Score
4.1
Dale-Chall Difficult Word Score
11
Sprache Difficult Word Count
10

Joe Biden

Because this bill strengthens the collection of alimony. Period.
Sentiment
Loughran McDonald (Relative)
1
Very Positive
Loughran McDonald (Absolute)
1
Very Positive
Loughran McDonald (Logit)
1.09861
Harvard-IV (Relative)
0
Neutral
Harvard-IV (Absolute)
0
Neutral
Harvard-IV (Logit)
0
VADER
0
Neutral
Moderation
Harassment
0.1775840414
OpenAI Moderation v1 (007)
Harassment > Threatening
0.0580725144
OpenAI Moderation v1 (007)
Violence
0.0536953041
OpenAI Moderation v1 (007)
Violence > Graphic
0.0101617814
OpenAI Moderation v1 (007)
Sexual
0.009875284
OpenAI Moderation v1 (007)
Hate
0.000940195
OpenAI Moderation v1 (007)
Sexual > Minors
0.0003298065
OpenAI Moderation v1 (007)
Hate > Threatening
7.85119E-5
OpenAI Moderation v1 (007)
Self-Harm
7.22403E-5
OpenAI Moderation v1 (007)
Self-Harm > Intent
1.50796E-5
OpenAI Moderation v1 (007)
Self-Harm > Instructions
1.34419E-5
OpenAI Moderation v1 (007)
Topics
Topic:
Law and Crime
Score:
40.013
Magnitude:
50
Code:
12
Url:
https://fsc.al/cap-mc#12
Source:
Comparative Agendas
Topic:
Government Operations
Score:
32.222
Magnitude:
50
Code:
20
Url:
https://fsc.al/cap-mc#20
Source:
Comparative Agendas
Readability
Flesch-Kincaid Grade
9.8
Flesch-Kincaid Ease
33.1
Gunning-Fog Score
15.1
Coleman-Liau Index
12
SMOG Index
10.3
Automated Readability Index
9.1
Dale-Chall Readability Score
7.2
Sprache Readability Score
1.6
Dale-Chall Difficult Word Score
4
Sprache Difficult Word Count
5

Joe Biden

Over the many years we have discussed this bill, it has earned the support of the National Child Support Enforcement Association, which represents over 60.000 child support professionals.
Sentiment
Loughran McDonald (Relative)
0
Neutral
Loughran McDonald (Absolute)
0
Neutral
Loughran McDonald (Logit)
0
Harvard-IV (Relative)
0.66667
Very Positive
Harvard-IV (Absolute)
0.66667
Very Positive
Harvard-IV (Logit)
1.29928
VADER
0.796
Very Positive
Moderation
Violence
0.0594662677
OpenAI Moderation v1 (007)
Violence > Graphic
0.0110752713
OpenAI Moderation v1 (007)
Harassment > Threatening
0.0087434775
OpenAI Moderation v1 (007)
Sexual > Minors
0.004735421
OpenAI Moderation v1 (007)
Harassment
0.0037846494
OpenAI Moderation v1 (007)
Sexual
0.0037294456
OpenAI Moderation v1 (007)
Hate
0.0004284284
OpenAI Moderation v1 (007)
Hate > Threatening
0.0001224383
OpenAI Moderation v1 (007)
Self-Harm > Instructions
0.0001000234
OpenAI Moderation v1 (007)
Self-Harm
2.96902E-5
OpenAI Moderation v1 (007)
Self-Harm > Intent
3.788E-6
OpenAI Moderation v1 (007)
Topics
Topic:
Politics > Election
Score:
100
Magnitude:
0.081
Code:
11003000
Url:
https://cv.iptc.org/newscodes/subjectcode/11003000
Wikidata_id:
Q40231
Wikidata_label:
public election
Source:
IPTC Subject
Topic:
Social Issue > People > Children
Score:
91
Magnitude:
0.074
Code:
14024001
Url:
https://cv.iptc.org/newscodes/subjectcode/14024001
Wikidata_id:
Q7569
Wikidata_label:
child
Source:
IPTC Subject
Topic:
Law and Crime
Score:
27.579
Magnitude:
76
Code:
12
Url:
https://fsc.al/cap-mc#12
Source:
Comparative Agendas
Topic:
Social Welfare
Score:
23.381
Magnitude:
76
Code:
13
Url:
https://fsc.al/cap-mc#13
Source:
Comparative Agendas
Readability
Flesch-Kincaid Grade
12
Flesch-Kincaid Ease
39.4
Gunning-Fog Score
14.1
Coleman-Liau Index
12
SMOG Index
12
Automated Readability Index
12
Dale-Chall Readability Score
7
Sprache Readability Score
4.8
Dale-Chall Difficult Word Score
10
Sprache Difficult Word Count
9

Joe Biden

It has earned the support of the National Association of Attorneys General, which has sent a letter of support personally signed by twenty-seven State attorneys general.
Sentiment
Loughran McDonald (Relative)
0
Neutral
Loughran McDonald (Absolute)
0
Neutral
Loughran McDonald (Logit)
0
Harvard-IV (Relative)
1
Very Positive
Harvard-IV (Absolute)
1
Very Positive
Harvard-IV (Logit)
2.3979
VADER
0.66
Very Positive
Moderation
Harassment
0.049332116
OpenAI Moderation v1 (007)
Violence
0.0080279387
OpenAI Moderation v1 (007)
Sexual
0.0060987149
OpenAI Moderation v1 (007)
Violence > Graphic
0.0034078625
OpenAI Moderation v1 (007)
Harassment > Threatening
0.0023802804
OpenAI Moderation v1 (007)
Self-Harm
0.0003430913
OpenAI Moderation v1 (007)
Sexual > Minors
0.0003098139
OpenAI Moderation v1 (007)
Hate
0.0002883667
OpenAI Moderation v1 (007)
Self-Harm > Intent
0.0001525806
OpenAI Moderation v1 (007)
Self-Harm > Instructions
0.0001100864
OpenAI Moderation v1 (007)
Hate > Threatening
5.50376E-5
OpenAI Moderation v1 (007)
Topics
Topic:
Politics > Election
Score:
100
Magnitude:
0.051
Code:
11003000
Url:
https://cv.iptc.org/newscodes/subjectcode/11003000
Wikidata_id:
Q40231
Wikidata_label:
public election
Source:
IPTC Subject
Topic:
Civil Rights
Score:
95.76
Magnitude:
46
Code:
2
Url:
https://fsc.al/cap-mc#2
Source:
Comparative Agendas
Readability
Flesch-Kincaid Grade
12
Flesch-Kincaid Ease
29
Gunning-Fog Score
15.2
Coleman-Liau Index
12
SMOG Index
12
Automated Readability Index
12
Dale-Chall Readability Score
6.6
Sprache Readability Score
4.7
Dale-Chall Difficult Word Score
9
Sprache Difficult Word Count
10

Joe Biden

Over the years, the child support protections in this legislation were endorsed by the Attorney General of the State of Vermont.
Sentiment
Loughran McDonald (Relative)
0
Neutral
Loughran McDonald (Absolute)
0
Neutral
Loughran McDonald (Logit)
0
Harvard-IV (Relative)
1
Very Positive
Harvard-IV (Absolute)
1
Very Positive
Harvard-IV (Logit)
2.19722
VADER
0.572
Very Positive
Moderation
Harassment
0.9796218015
OpenAI Moderation v1 (007)
Violence
0.2773623215
OpenAI Moderation v1 (007)
Sexual
0.0842562818
OpenAI Moderation v1 (007)
Harassment > Threatening
0.0193651023
OpenAI Moderation v1 (007)
Violence > Graphic
0.0170716448
OpenAI Moderation v1 (007)
Self-Harm
0.0082030565
OpenAI Moderation v1 (007)
Sexual > Minors
0.0076549011
OpenAI Moderation v1 (007)
Self-Harm > Intent
0.0039417995
OpenAI Moderation v1 (007)
Hate
0.003807234
OpenAI Moderation v1 (007)
Hate > Threatening
9.43096E-5
OpenAI Moderation v1 (007)
Self-Harm > Instructions
5.4416E-5
OpenAI Moderation v1 (007)
Topics
Topic:
Law and Crime
Score:
94.823
Magnitude:
53
Code:
12
Url:
https://fsc.al/cap-mc#12
Source:
Comparative Agendas
Readability
Flesch-Kincaid Grade
11.7
Flesch-Kincaid Ease
48.5
Gunning-Fog Score
12.2
Coleman-Liau Index
12
SMOG Index
12
Automated Readability Index
12
Dale-Chall Readability Score
5.6
Sprache Readability Score
3.9
Dale-Chall Difficult Word Score
6
Sprache Difficult Word Count
8

Joe Biden

The Attorney General of Minnesota endorsed them, too, along with the Attorneys General from Illinois, from Massachusetts, and from California, Montana, North Carolina, Michigan, Maryland, Iowa, Hawaii, and Washington.
Sentiment
Loughran McDonald (Relative)
0
Neutral
Loughran McDonald (Absolute)
0
Neutral
Loughran McDonald (Logit)
0
Harvard-IV (Relative)
1
Very Positive
Harvard-IV (Absolute)
1
Very Positive
Harvard-IV (Logit)
1.94591
VADER
0.25
Slightly Positive
Moderation
Harassment
0.0930766517
OpenAI Moderation v1 (007)
Violence
0.0137385025
OpenAI Moderation v1 (007)
Hate
0.0064798449
OpenAI Moderation v1 (007)
Violence > Graphic
0.0028894267
OpenAI Moderation v1 (007)
Sexual
0.0014989469
OpenAI Moderation v1 (007)
Harassment > Threatening
0.000366466
OpenAI Moderation v1 (007)
Sexual > Minors
0.0001973479
OpenAI Moderation v1 (007)
Self-Harm
5.5549E-6
OpenAI Moderation v1 (007)
Hate > Threatening
4.8687E-6
OpenAI Moderation v1 (007)
Self-Harm > Instructions
3.8821E-6
OpenAI Moderation v1 (007)
Self-Harm > Intent
2.4627E-6
OpenAI Moderation v1 (007)
Topics
Topic:
Civil Rights
Score:
35.206
Magnitude:
46
Code:
2
Url:
https://fsc.al/cap-mc#2
Source:
Comparative Agendas
Topic:
Social Welfare
Score:
22.305
Magnitude:
46
Code:
13
Url:
https://fsc.al/cap-mc#13
Source:
Comparative Agendas
Readability
Flesch-Kincaid Grade
12
Flesch-Kincaid Ease
0
Gunning-Fog Score
11.6
Coleman-Liau Index
12
SMOG Index
12
Automated Readability Index
12
Dale-Chall Readability Score
9.1
Sprache Readability Score
5
Dale-Chall Difficult Word Score
14
Sprache Difficult Word Count
14

Joe Biden

The child support and alimony protections in S. 256 are so far superior to current law that the National District Attorneys Association, representing more than 7,000 local prosecutors, have endorsed them.
Sentiment
Loughran McDonald (Relative)
1
Very Positive
Loughran McDonald (Absolute)
1
Very Positive
Loughran McDonald (Logit)
1.09861
Harvard-IV (Relative)
1
Very Positive
Harvard-IV (Absolute)
1
Very Positive
Harvard-IV (Logit)
2.3979
VADER
0.572
Very Positive
Moderation
Violence
0.0293618243
OpenAI Moderation v1 (007)
Harassment
0.002193794
OpenAI Moderation v1 (007)
Sexual
0.0010584734
OpenAI Moderation v1 (007)
Violence > Graphic
0.0008535936
OpenAI Moderation v1 (007)
Harassment > Threatening
0.0006955421
OpenAI Moderation v1 (007)
Sexual > Minors
0.0006702316
OpenAI Moderation v1 (007)
Self-Harm > Instructions
0.0003129468
OpenAI Moderation v1 (007)
Hate
8.38565E-5
OpenAI Moderation v1 (007)
Self-Harm > Intent
4.4469E-5
OpenAI Moderation v1 (007)
Self-Harm
4.02583E-5
OpenAI Moderation v1 (007)
Hate > Threatening
1.15601E-5
OpenAI Moderation v1 (007)
Topics
Topic:
Crime, Law and Justice > Justice and Rights
Score:
100
Magnitude:
0.054
Code:
2007000
Url:
https://cv.iptc.org/newscodes/subjectcode/02007000
Wikidata_id:
Q5167661
Wikidata_label:
justice
Source:
IPTC Subject
Topic:
Domestic Commerce
Score:
36.668
Magnitude:
55
Code:
15
Url:
https://fsc.al/cap-mc#15
Source:
Comparative Agendas
Topic:
Law and Crime
Score:
33.582
Magnitude:
55
Code:
12
Url:
https://fsc.al/cap-mc#12
Source:
Comparative Agendas
Readability
Flesch-Kincaid Grade
10.9
Flesch-Kincaid Ease
45.2
Gunning-Fog Score
12.7
Coleman-Liau Index
12
SMOG Index
12
Automated Readability Index
10.4
Dale-Chall Readability Score
7.2
Sprache Readability Score
3.7
Dale-Chall Difficult Word Score
13
Sprache Difficult Word Count
14

Joe Biden

In addition to those national associations, those protections have earned the support of: the California Family Support Council, whose 2,500 enforcement professionals are responsible for carrying out the Federal child support program in California; The Western Interstate Child Support Enforcement Council, composed of child support professionals from the private and public sectors west of the Mississippi River; The California District Attorneys Association, consisting of elected district attorneys from each of every one of California's 58 counties and over 2,500 deputy district attorneys; and finally, The Corporation Counsel of the City of New York. Yes, even New York City loves this bill.
Sentiment
Loughran McDonald (Relative)
0
Neutral
Loughran McDonald (Absolute)
0
Neutral
Loughran McDonald (Logit)
0
Harvard-IV (Relative)
0.69231
Very Positive
Harvard-IV (Absolute)
0.69231
Very Positive
Harvard-IV (Logit)
1.52606
VADER
0.965
Very Positive
Moderation
Violence
0.0165644087
OpenAI Moderation v1 (007)
Sexual
0.0158181865
OpenAI Moderation v1 (007)
Violence > Graphic
0.0025794514
OpenAI Moderation v1 (007)
Sexual > Minors
0.0023014234
OpenAI Moderation v1 (007)
Self-Harm
0.0012886032
OpenAI Moderation v1 (007)
Self-Harm > Intent
0.0006108396
OpenAI Moderation v1 (007)
Self-Harm > Instructions
0.000471624
OpenAI Moderation v1 (007)
Harassment
0.0004030348
OpenAI Moderation v1 (007)
Hate
0.000230082
OpenAI Moderation v1 (007)
Harassment > Threatening
0.0001977482
OpenAI Moderation v1 (007)
Hate > Threatening
1.48108E-5
OpenAI Moderation v1 (007)
Topics
Topic:
Politics > Election
Score:
100
Magnitude:
0.151
Code:
11003000
Url:
https://cv.iptc.org/newscodes/subjectcode/11003000
Wikidata_id:
Q40231
Wikidata_label:
public election
Source:
IPTC Subject
Topic:
Government Operations
Score:
28.197
Magnitude:
14
Code:
20
Url:
https://fsc.al/cap-mc#20
Source:
Comparative Agendas
Readability
Flesch-Kincaid Grade
12
Flesch-Kincaid Ease
0
Gunning-Fog Score
19
Coleman-Liau Index
12
SMOG Index
12
Automated Readability Index
12
Dale-Chall Readability Score
9.1
Sprache Readability Score
5
Dale-Chall Difficult Word Score
43
Sprache Difficult Word Count
34

Joe Biden

Why has this legislation earned such overwhelming support from the professionals out in the field and in the trenches who, ever single day, seek and enforce child support orders?
Sentiment
Loughran McDonald (Relative)
0
Neutral
Loughran McDonald (Absolute)
0
Neutral
Loughran McDonald (Logit)
0
Harvard-IV (Relative)
0.2
Leans Positive
Harvard-IV (Absolute)
0.2
Leans Positive
Harvard-IV (Logit)
0.33647
VADER
0.66
Very Positive
Moderation
Violence
0.0136780072
OpenAI Moderation v1 (007)
Violence > Graphic
0.0060650767
OpenAI Moderation v1 (007)
Harassment
0.0017703955
OpenAI Moderation v1 (007)
Harassment > Threatening
0.0008937523
OpenAI Moderation v1 (007)
Sexual > Minors
0.0007653322
OpenAI Moderation v1 (007)
Sexual
0.0006837695
OpenAI Moderation v1 (007)
Self-Harm > Instructions
7.99333E-5
OpenAI Moderation v1 (007)
Hate
6.85475E-5
OpenAI Moderation v1 (007)
Self-Harm
6.14772E-5
OpenAI Moderation v1 (007)
Hate > Threatening
4.47516E-5
OpenAI Moderation v1 (007)
Self-Harm > Intent
9.514E-7
OpenAI Moderation v1 (007)
Topics
Topic:
Politics > Election
Score:
100
Magnitude:
0.065
Code:
11003000
Url:
https://cv.iptc.org/newscodes/subjectcode/11003000
Wikidata_id:
Q40231
Wikidata_label:
public election
Source:
IPTC Subject
Topic:
Crime, Law and Justice > Laws
Score:
92
Magnitude:
0.059
Code:
2006000
Url:
https://cv.iptc.org/newscodes/subjectcode/02006000
Wikidata_id:
Q7748
Wikidata_label:
law
Source:
IPTC Subject
Topic:
Domestic Commerce
Score:
82.27
Magnitude:
49
Code:
15
Url:
https://fsc.al/cap-mc#15
Source:
Comparative Agendas
Readability
Flesch-Kincaid Grade
12
Flesch-Kincaid Ease
46.1
Gunning-Fog Score
15.7
Coleman-Liau Index
12
SMOG Index
12
Automated Readability Index
12
Dale-Chall Readability Score
5.8
Sprache Readability Score
4.9
Dale-Chall Difficult Word Score
8
Sprache Difficult Word Count
9

Joe Biden

One reason is the hard work of Phillip Strauss, who, speaking for the National Child Support and Enforcement Association, has represented the concerns of child support professionals in testimony before our committee over the years we have debated bankruptcy reform. From his personal experience with the problems women and children face under current bankruptcy law, he brought together his fellow enforcement officials to draft the provisions I am here to discuss.
Sentiment
Loughran McDonald (Relative)
-1
Very Negative
Loughran McDonald (Absolute)
-1
Very Negative
Loughran McDonald (Logit)
-2.19722
Harvard-IV (Relative)
-0.07692
Neutral
Harvard-IV (Absolute)
-0.07692
Neutral
Harvard-IV (Logit)
-0.1431
VADER
0.318
Somewhat Positive
Moderation
Violence > Graphic
0.0982188503
OpenAI Moderation v1 (007)
Violence
0.0225529628
OpenAI Moderation v1 (007)
Harassment
0.0178631861
OpenAI Moderation v1 (007)
Sexual > Minors
0.0095167117
OpenAI Moderation v1 (007)
Harassment > Threatening
0.0037062935
OpenAI Moderation v1 (007)
Sexual
0.0035192159
OpenAI Moderation v1 (007)
Hate
0.0003929959
OpenAI Moderation v1 (007)
Self-Harm
8.35235E-5
OpenAI Moderation v1 (007)
Self-Harm > Instructions
6.55142E-5
OpenAI Moderation v1 (007)
Hate > Threatening
2.14676E-5
OpenAI Moderation v1 (007)
Self-Harm > Intent
2.11696E-5
OpenAI Moderation v1 (007)
Topics
Topic:
Crime, Law and Justice > Police
Score:
100
Magnitude:
0.192
Code:
2003000
Url:
https://cv.iptc.org/newscodes/subjectcode/02003000
Wikidata_id:
Q35535
Wikidata_label:
police
Source:
IPTC Subject
Topic:
Labor > Employment > Child Labor
Score:
83
Magnitude:
0.159
Code:
9003003
Url:
https://cv.iptc.org/newscodes/subjectcode/09003003
Wikidata_id:
Q192571
Wikidata_label:
child labour
Source:
IPTC Subject
Topic:
Civil Rights
Score:
77.262
Magnitude:
9
Code:
2
Url:
https://fsc.al/cap-mc#2
Source:
Comparative Agendas
Topic:
Labor > Labor Legislation
Score:
52
Magnitude:
0.1
Code:
9005000
Url:
https://cv.iptc.org/newscodes/subjectcode/09005000
Wikidata_id:
Q7498399
Wikidata_label:
Category:Labour law
Source:
IPTC Subject
Readability
Flesch-Kincaid Grade
12
Flesch-Kincaid Ease
23.1
Gunning-Fog Score
19
Coleman-Liau Index
12
SMOG Index
12
Automated Readability Index
12
Dale-Chall Readability Score
7.5
Sprache Readability Score
5
Dale-Chall Difficult Word Score
26
Sprache Difficult Word Count
24

Joe Biden

As Mr. Strauss and his colleagues have told us, right now the treatment of child support and alimony in bankruptcy is a mess, and this bill fixes it.
Sentiment
Loughran McDonald (Relative)
-1
Very Negative
Loughran McDonald (Absolute)
-1
Very Negative
Loughran McDonald (Logit)
-1.09861
Harvard-IV (Relative)
0.2
Leans Positive
Harvard-IV (Absolute)
0.2
Leans Positive
Harvard-IV (Logit)
0.33647
VADER
0.052
Neutral
Moderation
Violence > Graphic
0.1200867118
OpenAI Moderation v1 (007)
Violence
0.0863100693
OpenAI Moderation v1 (007)
Harassment
0.0546505384
OpenAI Moderation v1 (007)
Harassment > Threatening
0.0048163598
OpenAI Moderation v1 (007)
Sexual
0.0045942972
OpenAI Moderation v1 (007)
Sexual > Minors
0.0029076728
OpenAI Moderation v1 (007)
Hate
0.0005228655
OpenAI Moderation v1 (007)
Self-Harm > Instructions
7.82224E-5
OpenAI Moderation v1 (007)
Hate > Threatening
4.14527E-5
OpenAI Moderation v1 (007)
Self-Harm
2.02393E-5
OpenAI Moderation v1 (007)
Self-Harm > Intent
1.41028E-5
OpenAI Moderation v1 (007)
Topics
Topic:
Politics > Election
Score:
100
Magnitude:
0.071
Code:
11003000
Url:
https://cv.iptc.org/newscodes/subjectcode/11003000
Wikidata_id:
Q40231
Wikidata_label:
public election
Source:
IPTC Subject
Topic:
Law and Crime
Score:
97.798
Magnitude:
31
Code:
12
Url:
https://fsc.al/cap-mc#12
Source:
Comparative Agendas
Topic:
Crime, Law and Justice > Justice and Rights
Score:
96
Magnitude:
0.068
Code:
2007000
Url:
https://cv.iptc.org/newscodes/subjectcode/02007000
Wikidata_id:
Q5167661
Wikidata_label:
justice
Source:
IPTC Subject
Readability
Flesch-Kincaid Grade
5.9
Flesch-Kincaid Ease
77.8
Gunning-Fog Score
9.9
Coleman-Liau Index
9
SMOG Index
10.3
Automated Readability Index
5.4
Dale-Chall Readability Score
5.8
Sprache Readability Score
3.2
Dale-Chall Difficult Word Score
9
Sprache Difficult Word Count
10

Joe Biden

When a deadbeat dad files for bankruptcy under the current system, what happens to mom and the kids?
Sentiment
Loughran McDonald (Relative)
-1
Very Negative
Loughran McDonald (Absolute)
-1
Very Negative
Loughran McDonald (Logit)
-1.09861
Harvard-IV (Relative)
0
Neutral
Harvard-IV (Absolute)
0
Neutral
Harvard-IV (Logit)
0
VADER
0
Neutral
Moderation
Harassment
12.3122110963
OpenAI Moderation v1 (007)
Violence
0.4294726066
OpenAI Moderation v1 (007)
Hate
0.0913524593
OpenAI Moderation v1 (007)
Violence > Graphic
0.0860403234
OpenAI Moderation v1 (007)
Harassment > Threatening
0.0233320869
OpenAI Moderation v1 (007)
Sexual
0.0135024573
OpenAI Moderation v1 (007)
Sexual > Minors
0.0064615924
OpenAI Moderation v1 (007)
Self-Harm > Instructions
0.0048642258
OpenAI Moderation v1 (007)
Self-Harm
0.0033846987
OpenAI Moderation v1 (007)
Self-Harm > Intent
0.0008856012
OpenAI Moderation v1 (007)
Hate > Threatening
6.27682E-5
OpenAI Moderation v1 (007)
Topics
Topic:
Social Issue > Family
Score:
100
Magnitude:
0.089
Code:
14006000
Url:
https://cv.iptc.org/newscodes/subjectcode/14006000
Wikidata_id:
Q8436
Wikidata_label:
family
Source:
IPTC Subject
Topic:
Law and Crime
Score:
68.869
Magnitude:
53
Code:
12
Url:
https://fsc.al/cap-mc#12
Source:
Comparative Agendas
Readability
Flesch-Kincaid Grade
7.8
Flesch-Kincaid Ease
71.1
Gunning-Fog Score
9.4
Coleman-Liau Index
10.7
SMOG Index
9
Automated Readability Index
8.8
Dale-Chall Readability Score
5.3
Sprache Readability Score
3.5
Dale-Chall Difficult Word Score
5
Sprache Difficult Word Count
8

Joe Biden

Well, if the dad is actually making the payments, those payments stop. That's right, the payments stop cold. Mom then has to find a lawyer or a government advocate, take time off of work, and go to bankruptcy court to try to get those payments started again. And when she goes to court, her claim may not be heard that day, so she'll have to return again and again . . . or if she's late, she'll miss her day in court.
Sentiment
Loughran McDonald (Relative)
-1
Very Negative
Loughran McDonald (Absolute)
-1
Very Negative
Loughran McDonald (Logit)
-2.3979
Harvard-IV (Relative)
0
Neutral
Harvard-IV (Absolute)
0
Neutral
Harvard-IV (Logit)
0
VADER
-0.44
Negative
Moderation
Violence
0.0570074422
OpenAI Moderation v1 (007)
Sexual
0.0127207037
OpenAI Moderation v1 (007)
Harassment
0.0093821916
OpenAI Moderation v1 (007)
Sexual > Minors
0.0064112442
OpenAI Moderation v1 (007)
Violence > Graphic
0.0057795984
OpenAI Moderation v1 (007)
Harassment > Threatening
0.0054225155
OpenAI Moderation v1 (007)
Hate
0.0001420878
OpenAI Moderation v1 (007)
Hate > Threatening
6.88516E-5
OpenAI Moderation v1 (007)
Self-Harm > Instructions
2.11959E-5
OpenAI Moderation v1 (007)
Self-Harm
1.28469E-5
OpenAI Moderation v1 (007)
Self-Harm > Intent
1.5772E-6
OpenAI Moderation v1 (007)
Topics
Topic:
Crime, Law and Justice > Judiciary (System of Justice)
Score:
100
Magnitude:
0.305
Code:
2002000
Url:
https://cv.iptc.org/newscodes/subjectcode/02002000
Wikidata_id:
Q105985
Wikidata_label:
judiciary
Source:
IPTC Subject
Topic:
Civil Rights
Score:
79.72
Magnitude:
54
Code:
2
Url:
https://fsc.al/cap-mc#2
Source:
Comparative Agendas
Topic:
Social Issue > Family
Score:
75
Magnitude:
0.227
Code:
14006000
Url:
https://cv.iptc.org/newscodes/subjectcode/14006000
Wikidata_id:
Q8436
Wikidata_label:
family
Source:
IPTC Subject
Topic:
Crime, Law and Justice > Trials
Score:
55
Magnitude:
0.167
Code:
2008000
Url:
https://cv.iptc.org/newscodes/subjectcode/02008000
Wikidata_id:
Q8016240
Wikidata_label:
trial
Source:
IPTC Subject
Readability
Flesch-Kincaid Grade
5.5
Flesch-Kincaid Ease
83.7
Gunning-Fog Score
8.9
Coleman-Liau Index
7.9
SMOG Index
9
Automated Readability Index
5.4
Dale-Chall Readability Score
2.2
Sprache Readability Score
3.8
Dale-Chall Difficult Word Score
7
Sprache Difficult Word Count
15

Joe Biden

What else happens under current law? When dad's bill collectors show up in bankruptcy court, mom has to fight with them over dad's assets. There's a good chance that mom not only needs her payments started again, but she is due past support -- support payments dad never made last month, last year. She needs him to pay her back for all the payments he failed to make.
Sentiment
Loughran McDonald (Relative)
-1
Very Negative
Loughran McDonald (Absolute)
-1
Very Negative
Loughran McDonald (Logit)
-1.60944
Harvard-IV (Relative)
-0.09091
Neutral
Harvard-IV (Absolute)
-0.09091
Neutral
Harvard-IV (Logit)
-0.16705
VADER
0.468
Positive
Moderation
Violence > Graphic
0.0454041234
OpenAI Moderation v1 (007)
Violence
0.040552509
OpenAI Moderation v1 (007)
Sexual > Minors
0.0157361224
OpenAI Moderation v1 (007)
Harassment > Threatening
0.0128738116
OpenAI Moderation v1 (007)
Harassment
0.0081673235
OpenAI Moderation v1 (007)
Self-Harm > Instructions
0.0015665673
OpenAI Moderation v1 (007)
Sexual
0.0013532428
OpenAI Moderation v1 (007)
Hate
0.000477237
OpenAI Moderation v1 (007)
Hate > Threatening
0.0001300896
OpenAI Moderation v1 (007)
Self-Harm
5.13723E-5
OpenAI Moderation v1 (007)
Self-Harm > Intent
3.3404E-5
OpenAI Moderation v1 (007)
Topics
Topic:
Social Issue > Family
Score:
100
Magnitude:
0.342
Code:
14006000
Url:
https://cv.iptc.org/newscodes/subjectcode/14006000
Wikidata_id:
Q8436
Wikidata_label:
family
Source:
IPTC Subject
Topic:
Domestic Commerce
Score:
63.935
Magnitude:
59
Code:
15
Url:
https://fsc.al/cap-mc#15
Source:
Comparative Agendas
Readability
Flesch-Kincaid Grade
6.1
Flesch-Kincaid Ease
81.2
Gunning-Fog Score
7.9
Coleman-Liau Index
9.6
SMOG Index
7.3
Automated Readability Index
7.3
Dale-Chall Readability Score
3.9
Sprache Readability Score
4
Dale-Chall Difficult Word Score
13
Sprache Difficult Word Count
16

Joe Biden

And in asserting her claim, she is not the "Number 1" collector in line. Under current law, she is Number 7. That's right -- Not So Lucky Number 7. The current Code permits other bill collectors to beat her in the race to get at dad's assets. The current law handicaps her at the starting line. She is forced to wage a fight to make sure she and the kids receive their due.
Sentiment
Loughran McDonald (Relative)
-1
Very Negative
Loughran McDonald (Absolute)
-1
Very Negative
Loughran McDonald (Logit)
-1.94591
Harvard-IV (Relative)
0.09091
Neutral
Harvard-IV (Absolute)
0.09091
Neutral
Harvard-IV (Logit)
0.16705
VADER
-0.487
Negative
Moderation
Harassment
0.0454054185
OpenAI Moderation v1 (007)
Violence
0.0409658649
OpenAI Moderation v1 (007)
Sexual
0.0177355905
OpenAI Moderation v1 (007)
Violence > Graphic
0.0055797649
OpenAI Moderation v1 (007)
Harassment > Threatening
0.0033962511
OpenAI Moderation v1 (007)
Sexual > Minors
0.0020285326
OpenAI Moderation v1 (007)
Hate
0.0019210231
OpenAI Moderation v1 (007)
Self-Harm > Instructions
7.80353E-5
OpenAI Moderation v1 (007)
Self-Harm
6.8892E-5
OpenAI Moderation v1 (007)
Self-Harm > Intent
2.40803E-5
OpenAI Moderation v1 (007)
Hate > Threatening
1.6752E-5
OpenAI Moderation v1 (007)
Topics
Topic:
Crime, Law and Justice > Justice and Rights
Score:
100
Magnitude:
0.12
Code:
2007000
Url:
https://cv.iptc.org/newscodes/subjectcode/02007000
Wikidata_id:
Q5167661
Wikidata_label:
justice
Source:
IPTC Subject
Topic:
Law and Crime
Score:
97.383
Magnitude:
45
Code:
12
Url:
https://fsc.al/cap-mc#12
Source:
Comparative Agendas
Topic:
Crime, Law and Justice > Judiciary (System of Justice)
Score:
54
Magnitude:
0.065
Code:
2002000
Url:
https://cv.iptc.org/newscodes/subjectcode/02002000
Wikidata_id:
Q105985
Wikidata_label:
judiciary
Source:
IPTC Subject
Readability
Flesch-Kincaid Grade
3.8
Flesch-Kincaid Ease
88.9
Gunning-Fog Score
7
Coleman-Liau Index
7.4
SMOG Index
7.9
Automated Readability Index
3.1
Dale-Chall Readability Score
3.9
Sprache Readability Score
3.6
Dale-Chall Difficult Word Score
15
Sprache Difficult Word Count
18

Joe Biden

And what happens after she fights it out with the bill collectors? Well, under the current system, she might be lucky and get every dollar due. But, she may only get a portion of what is due or she may not get one red cent.
Sentiment
Loughran McDonald (Relative)
0
Neutral
Loughran McDonald (Absolute)
0
Neutral
Loughran McDonald (Logit)
0
Harvard-IV (Relative)
-1
Very Negative
Harvard-IV (Absolute)
-1
Very Negative
Harvard-IV (Logit)
-2.19722
VADER
0.296
Slightly Positive
Moderation
Violence
0.0075255026
OpenAI Moderation v1 (007)
Hate
0.0039230414
OpenAI Moderation v1 (007)
Self-Harm
0.0035495981
OpenAI Moderation v1 (007)
Sexual
0.003506563
OpenAI Moderation v1 (007)
Harassment
0.0033292206
OpenAI Moderation v1 (007)
Violence > Graphic
0.0026887254
OpenAI Moderation v1 (007)
Sexual > Minors
0.0014637456
OpenAI Moderation v1 (007)
Self-Harm > Intent
0.001001866
OpenAI Moderation v1 (007)
Harassment > Threatening
0.0002225612
OpenAI Moderation v1 (007)
Hate > Threatening
0.0001046186
OpenAI Moderation v1 (007)
Self-Harm > Instructions
8.2416E-6
OpenAI Moderation v1 (007)
Topics
Topic:
Social Issue > People
Score:
100
Magnitude:
0.052
Code:
14024000
Url:
https://cv.iptc.org/newscodes/subjectcode/14024000
Wikidata_id:
Q1156970
Wikidata_label:
humanity
Source:
IPTC Subject
Topic:
Social Welfare
Score:
83.537
Magnitude:
49
Code:
13
Url:
https://fsc.al/cap-mc#13
Source:
Comparative Agendas
Readability
Flesch-Kincaid Grade
5.5
Flesch-Kincaid Ease
82.6
Gunning-Fog Score
7.8
Coleman-Liau Index
6.8
SMOG Index
7.9
Automated Readability Index
4.2
Dale-Chall Readability Score
2.1
Sprache Readability Score
3
Dale-Chall Difficult Word Score
4
Sprache Difficult Word Count
7

Joe Biden

That's not right. If a bankrupt household is a sinking ship, then women and children should be protected first. This is what the current law fails to do, but it is what this bill does: it puts women and children first.
Sentiment
Loughran McDonald (Relative)
-1
Very Negative
Loughran McDonald (Absolute)
-1
Very Negative
Loughran McDonald (Logit)
-1.60944
Harvard-IV (Relative)
0
Neutral
Harvard-IV (Absolute)
0
Neutral
Harvard-IV (Logit)
0
VADER
0.111
Leans Positive
Moderation
Violence
0.497955922
OpenAI Moderation v1 (007)
Harassment
0.3000855679
OpenAI Moderation v1 (007)
Sexual
0.0466602505
OpenAI Moderation v1 (007)
Harassment > Threatening
0.0328400725
OpenAI Moderation v1 (007)
Violence > Graphic
0.0073039722
OpenAI Moderation v1 (007)
Hate
0.0038674232
OpenAI Moderation v1 (007)
Sexual > Minors
0.0008147334
OpenAI Moderation v1 (007)
Self-Harm > Instructions
0.00067013
OpenAI Moderation v1 (007)
Self-Harm
0.0006530975
OpenAI Moderation v1 (007)
Self-Harm > Intent
0.0001195634
OpenAI Moderation v1 (007)
Hate > Threatening
3.55251E-5
OpenAI Moderation v1 (007)
Topics
Topic:
Disaster and Accident > Transport Accident > Maritime Accident
Score:
100
Magnitude:
0.162
Code:
3010004
Url:
https://cv.iptc.org/newscodes/subjectcode/03010004
Wikidata_id:
Q2235325
Wikidata_label:
maritime accident
Source:
IPTC Subject
Topic:
Domestic Commerce
Score:
84.046
Magnitude:
36
Code:
15
Url:
https://fsc.al/cap-mc#15
Source:
Comparative Agendas
Topic:
Crime, Law and Justice > Justice and Rights
Score:
62
Magnitude:
0.101
Code:
2007000
Url:
https://cv.iptc.org/newscodes/subjectcode/02007000
Wikidata_id:
Q5167661
Wikidata_label:
justice
Source:
IPTC Subject
Topic:
Economy, Business and Finance > Transport > Waterway and Maritime Transport
Score:
56
Magnitude:
0.09
Code:
4015004
Url:
https://cv.iptc.org/newscodes/subjectcode/04015004
Wikidata_id:
Q155930
Wikidata_label:
water transport
Source:
IPTC Subject
Readability
Flesch-Kincaid Grade
4.7
Flesch-Kincaid Ease
85.7
Gunning-Fog Score
7.4
Coleman-Liau Index
8.7
SMOG Index
7.9
Automated Readability Index
5
Dale-Chall Readability Score
2.6
Sprache Readability Score
3
Dale-Chall Difficult Word Score
5
Sprache Difficult Word Count
8

Joe Biden

S. 256 dictates that even if he files for bankruptcy, dad must continue making those support payments that mom needs to feed and clothe her children. Under this bill, women and children will continue to receive their support payments during bankruptcy, while everybody else, from the credit card bank to the department store, waits for the bankruptcy judge's final order and plan.
Sentiment
Loughran McDonald (Relative)
-1
Very Negative
Loughran McDonald (Absolute)
-1
Very Negative
Loughran McDonald (Logit)
-1.94591
Harvard-IV (Relative)
0.16667
Leans Positive
Harvard-IV (Absolute)
0.16667
Leans Positive
Harvard-IV (Logit)
0.31015
VADER
0.791
Very Positive
Moderation
Harassment
0.3386934754
OpenAI Moderation v1 (007)
Violence
0.0132857094
OpenAI Moderation v1 (007)
Violence > Graphic
0.0119665085
OpenAI Moderation v1 (007)
Self-Harm > Intent
0.0108427725
OpenAI Moderation v1 (007)
Harassment > Threatening
0.010242538
OpenAI Moderation v1 (007)
Hate
0.0051246214
OpenAI Moderation v1 (007)
Sexual > Minors
0.003830549
OpenAI Moderation v1 (007)
Self-Harm
0.0026892098
OpenAI Moderation v1 (007)
Self-Harm > Instructions
0.0021972004
OpenAI Moderation v1 (007)
Sexual
0.0018218732
OpenAI Moderation v1 (007)
Hate > Threatening
0.0001159161
OpenAI Moderation v1 (007)
Topics
Topic:
Social Issue > Family
Score:
100
Magnitude:
0.414
Code:
14006000
Url:
https://cv.iptc.org/newscodes/subjectcode/14006000
Wikidata_id:
Q8436
Wikidata_label:
family
Source:
IPTC Subject
Topic:
Government Operations
Score:
38.152
Magnitude:
36
Code:
20
Url:
https://fsc.al/cap-mc#20
Source:
Comparative Agendas
Readability
Flesch-Kincaid Grade
10.6
Flesch-Kincaid Ease
56.2
Gunning-Fog Score
12.8
Coleman-Liau Index
12
SMOG Index
12
Automated Readability Index
12
Dale-Chall Readability Score
4.3
Sprache Readability Score
4.3
Dale-Chall Difficult Word Score
13
Sprache Difficult Word Count
14

Joe Biden

That alone would be a major improvement over current law. But that is just the beginning of the advances of this bill over current law.
Sentiment
Loughran McDonald (Relative)
1
Very Positive
Loughran McDonald (Absolute)
1
Very Positive
Loughran McDonald (Logit)
1.60944
Harvard-IV (Relative)
1
Very Positive
Harvard-IV (Absolute)
1
Very Positive
Harvard-IV (Logit)
1.60944
VADER
0.25
Slightly Positive
Moderation
Harassment
0.0715103291
OpenAI Moderation v1 (007)
Violence
0.0413328729
OpenAI Moderation v1 (007)
Violence > Graphic
0.0090640875
OpenAI Moderation v1 (007)
Harassment > Threatening
0.0064828302
OpenAI Moderation v1 (007)
Sexual
0.0059385136
OpenAI Moderation v1 (007)
Sexual > Minors
0.0018844716
OpenAI Moderation v1 (007)
Hate
0.0013025984
OpenAI Moderation v1 (007)
Self-Harm
8.04638E-5
OpenAI Moderation v1 (007)
Self-Harm > Instructions
1.30166E-5
OpenAI Moderation v1 (007)
Hate > Threatening
7.3752E-6
OpenAI Moderation v1 (007)
Self-Harm > Intent
4.0373E-6
OpenAI Moderation v1 (007)
Topics
Topic:
Crime, Law and Justice > Justice and Rights
Score:
100
Magnitude:
0.279
Code:
2007000
Url:
https://cv.iptc.org/newscodes/subjectcode/02007000
Wikidata_id:
Q5167661
Wikidata_label:
justice
Source:
IPTC Subject
Topic:
Civil Rights
Score:
81.419
Magnitude:
68
Code:
2
Url:
https://fsc.al/cap-mc#2
Source:
Comparative Agendas
Readability
Flesch-Kincaid Grade
6.7
Flesch-Kincaid Ease
68.9
Gunning-Fog Score
9.8
Coleman-Liau Index
9.9
SMOG Index
10.3
Automated Readability Index
5.4
Dale-Chall Readability Score
3.1
Sprache Readability Score
2.7
Dale-Chall Difficult Word Score
4
Sprache Difficult Word Count
7

Joe Biden

This bill makes mom "Number 1" and places her ahead of all the bill collectors on her past-due claim. No other bill collector -- not the credit card company, not the car loan company, not the student lenders -- can jump ahead of a mother and her children. Every other bill collector must stand in line behind the family.
Sentiment
Loughran McDonald (Relative)
-1
Very Negative
Loughran McDonald (Absolute)
-1
Very Negative
Loughran McDonald (Logit)
-1.09861
Harvard-IV (Relative)
1
Very Positive
Harvard-IV (Absolute)
1
Very Positive
Harvard-IV (Logit)
2.3979
VADER
-0.333
Somewhat Negative
Moderation
Violence
0.1188468654
OpenAI Moderation v1 (007)
Harassment
0.0986417988
OpenAI Moderation v1 (007)
Violence > Graphic
0.038539691
OpenAI Moderation v1 (007)
Sexual > Minors
0.0368574343
OpenAI Moderation v1 (007)
Harassment > Threatening
0.0301648164
OpenAI Moderation v1 (007)
Sexual
0.0107553977
OpenAI Moderation v1 (007)
Self-Harm > Instructions
0.0098959659
OpenAI Moderation v1 (007)
Self-Harm
0.0024159521
OpenAI Moderation v1 (007)
Self-Harm > Intent
0.0016594226
OpenAI Moderation v1 (007)
Hate
0.0010549253
OpenAI Moderation v1 (007)
Hate > Threatening
0.0001944603
OpenAI Moderation v1 (007)
Topics
Topic:
Social Issue > Family
Score:
100
Magnitude:
0.505
Code:
14006000
Url:
https://cv.iptc.org/newscodes/subjectcode/14006000
Wikidata_id:
Q8436
Wikidata_label:
family
Source:
IPTC Subject
Topic:
Social Welfare
Score:
78.357
Magnitude:
29
Code:
13
Url:
https://fsc.al/cap-mc#13
Source:
Comparative Agendas
Readability
Flesch-Kincaid Grade
8.8
Flesch-Kincaid Ease
66.1
Gunning-Fog Score
12.6
Coleman-Liau Index
9.5
SMOG Index
12
Automated Readability Index
8.5
Dale-Chall Readability Score
3.1
Sprache Readability Score
3.8
Dale-Chall Difficult Word Score
8
Sprache Difficult Word Count
10

Joe Biden

What is so great about the continuation of payments and making mom "Number 1"? As a practical matter, she doesn't have to find room in her hectic schedule to make appearances in a federal bankruptcy court -- an intimidating place for most people. She can go to work without interrupting her day. She can complete her errands and pick up her kids after school. Under the bill, she will be automatically first in line on her claims and she will continue to receive her payments during bankruptcy.
Sentiment
Loughran McDonald (Relative)
-0.66667
Very Negative
Loughran McDonald (Absolute)
-0.66667
Very Negative
Loughran McDonald (Logit)
-1.29928
Harvard-IV (Relative)
0.2
Leans Positive
Harvard-IV (Absolute)
0.2
Leans Positive
Harvard-IV (Logit)
0.37949
VADER
-0.284
Slightly Negative
Moderation
Sexual
0.0027123824
OpenAI Moderation v1 (007)
Violence
0.0022477951
OpenAI Moderation v1 (007)
Violence > Graphic
0.0011363608
OpenAI Moderation v1 (007)
Harassment
0.0010051887
OpenAI Moderation v1 (007)
Harassment > Threatening
0.0004880477
OpenAI Moderation v1 (007)
Sexual > Minors
0.0001867535
OpenAI Moderation v1 (007)
Hate
0.0001454345
OpenAI Moderation v1 (007)
Self-Harm
3.37327E-5
OpenAI Moderation v1 (007)
Self-Harm > Intent
2.37571E-5
OpenAI Moderation v1 (007)
Hate > Threatening
6.5466E-6
OpenAI Moderation v1 (007)
Self-Harm > Instructions
4.95E-7
OpenAI Moderation v1 (007)
Topics
Topic:
Social Issue > Family
Score:
100
Magnitude:
0.071
Code:
14006000
Url:
https://cv.iptc.org/newscodes/subjectcode/14006000
Wikidata_id:
Q8436
Wikidata_label:
family
Source:
IPTC Subject
Topic:
Law and Crime
Score:
96.481
Magnitude:
59
Code:
12
Url:
https://fsc.al/cap-mc#12
Source:
Comparative Agendas
Topic:
Crime, Law and Justice > Judiciary (System of Justice)
Score:
85
Magnitude:
0.06
Code:
2002000
Url:
https://cv.iptc.org/newscodes/subjectcode/02002000
Wikidata_id:
Q105985
Wikidata_label:
judiciary
Source:
IPTC Subject
Topic:
Labor > Employment
Score:
85
Magnitude:
0.06
Code:
9003000
Url:
https://cv.iptc.org/newscodes/subjectcode/09003000
Wikidata_id:
Q656365
Wikidata_label:
employment
Source:
IPTC Subject
Readability
Flesch-Kincaid Grade
9
Flesch-Kincaid Ease
61.5
Gunning-Fog Score
11.5
Coleman-Liau Index
11.2
SMOG Index
11.3
Automated Readability Index
8.8
Dale-Chall Readability Score
3.6
Sprache Readability Score
4.5
Dale-Chall Difficult Word Score
15
Sprache Difficult Word Count
21

Joe Biden

When we pass this bill, she does not have to work her way through the bankruptcy system. The system will work for her, not against her.
Sentiment
Loughran McDonald (Relative)
-1
Very Negative
Loughran McDonald (Absolute)
-1
Very Negative
Loughran McDonald (Logit)
-1.09861
Harvard-IV (Relative)
-1
Very Negative
Harvard-IV (Absolute)
-1
Very Negative
Harvard-IV (Logit)
-1.09861
VADER
0
Neutral
Moderation
Violence > Graphic
0.0048139307
OpenAI Moderation v1 (007)
Violence
0.0026190866
OpenAI Moderation v1 (007)
Harassment
0.0011393254
OpenAI Moderation v1 (007)
Sexual
0.0006789909
OpenAI Moderation v1 (007)
Sexual > Minors
0.0002448771
OpenAI Moderation v1 (007)
Hate
0.0001402325
OpenAI Moderation v1 (007)
Harassment > Threatening
9.84039E-5
OpenAI Moderation v1 (007)
Self-Harm
7.16081E-5
OpenAI Moderation v1 (007)
Hate > Threatening
1.36336E-5
OpenAI Moderation v1 (007)
Self-Harm > Intent
2.9248E-6
OpenAI Moderation v1 (007)
Self-Harm > Instructions
1.8222E-6
OpenAI Moderation v1 (007)
Topics
Topic:
Labor > Employment
Score:
100
Magnitude:
0.187
Code:
9003000
Url:
https://cv.iptc.org/newscodes/subjectcode/09003000
Wikidata_id:
Q656365
Wikidata_label:
employment
Source:
IPTC Subject
Topic:
Government Operations
Score:
29.195
Magnitude:
41
Code:
20
Url:
https://fsc.al/cap-mc#20
Source:
Comparative Agendas
Topic:
Law and Crime
Score:
24.212
Magnitude:
41
Code:
12
Url:
https://fsc.al/cap-mc#12
Source:
Comparative Agendas
Readability
Flesch-Kincaid Grade
3.5
Flesch-Kincaid Ease
92.8
Gunning-Fog Score
6.7
Coleman-Liau Index
8.2
SMOG Index
7.3
Automated Readability Index
4.3
Dale-Chall Readability Score
3.1
Sprache Readability Score
2.6
Dale-Chall Difficult Word Score
4
Sprache Difficult Word Count
4

Joe Biden

That's the beauty of this bill: It is self-executing. The provisions to be added to the Bankruptcy Code will function automatically. This is vital. Unrepresented women will not be harmed by the process, as they are under the current Code.
Sentiment
Loughran McDonald (Relative)
0
Neutral
Loughran McDonald (Absolute)
0
Neutral
Loughran McDonald (Logit)
0
Harvard-IV (Relative)
-0.33333
Somewhat Negative
Harvard-IV (Absolute)
-0.33333
Somewhat Negative
Harvard-IV (Logit)
-0.51083
VADER
0.766
Very Positive
Moderation
Violence
0.032260528
OpenAI Moderation v1 (007)
Harassment
0.0204441414
OpenAI Moderation v1 (007)
Violence > Graphic
0.0079308396
OpenAI Moderation v1 (007)
Sexual
0.0070267604
OpenAI Moderation v1 (007)
Hate
0.0040922354
OpenAI Moderation v1 (007)
Harassment > Threatening
0.003105713
OpenAI Moderation v1 (007)
Sexual > Minors
0.0019612682
OpenAI Moderation v1 (007)
Self-Harm
0.0010552361
OpenAI Moderation v1 (007)
Self-Harm > Intent
5.16441E-5
OpenAI Moderation v1 (007)
Hate > Threatening
1.67008E-5
OpenAI Moderation v1 (007)
Self-Harm > Instructions
1.3092E-5
OpenAI Moderation v1 (007)
Readability
Flesch-Kincaid Grade
7.1
Flesch-Kincaid Ease
62.3
Gunning-Fog Score
8
Coleman-Liau Index
11.6
SMOG Index
9.7
Automated Readability Index
5.6
Dale-Chall Readability Score
5.5
Sprache Readability Score
3.1
Dale-Chall Difficult Word Score
13
Sprache Difficult Word Count
15

Joe Biden

Today, under current law, these women have to get an attorney and go to court to assert their claims.
Sentiment
Loughran McDonald (Relative)
-1
Very Negative
Loughran McDonald (Absolute)
-1
Very Negative
Loughran McDonald (Logit)
-1.60944
Harvard-IV (Relative)
0
Neutral
Harvard-IV (Absolute)
0
Neutral
Harvard-IV (Logit)
0
VADER
0
Neutral
Moderation
Harassment
0.2299272222
OpenAI Moderation v1 (007)
Violence
0.1027005259
OpenAI Moderation v1 (007)
Violence > Graphic
0.0486145553
OpenAI Moderation v1 (007)
Hate
0.0040167517
OpenAI Moderation v1 (007)
Harassment > Threatening
0.0038444225
OpenAI Moderation v1 (007)
Self-Harm
0.0012187027
OpenAI Moderation v1 (007)
Self-Harm > Intent
0.0003699596
OpenAI Moderation v1 (007)
Self-Harm > Instructions
0.0002325503
OpenAI Moderation v1 (007)
Sexual
0.0002126737
OpenAI Moderation v1 (007)
Sexual > Minors
3.2188E-5
OpenAI Moderation v1 (007)
Hate > Threatening
8.417E-6
OpenAI Moderation v1 (007)
Topics
Topic:
Crime, Law and Justice > Justice and Rights
Score:
100
Magnitude:
0.052
Code:
2007000
Url:
https://cv.iptc.org/newscodes/subjectcode/02007000
Wikidata_id:
Q5167661
Wikidata_label:
justice
Source:
IPTC Subject
Topic:
Law and Crime
Score:
97.123
Magnitude:
99
Code:
12
Url:
https://fsc.al/cap-mc#12
Source:
Comparative Agendas
Readability
Flesch-Kincaid Grade
8
Flesch-Kincaid Ease
71.8
Gunning-Fog Score
9.7
Coleman-Liau Index
9
SMOG Index
9
Automated Readability Index
7.9
Dale-Chall Readability Score
4.3
Sprache Readability Score
3.5
Dale-Chall Difficult Word Score
4
Sprache Difficult Word Count
6

Joe Biden

In addition, under this bill, family support will never be dischargeable. It must be paid in full. All of it.
Sentiment
Loughran McDonald (Relative)
0
Neutral
Loughran McDonald (Absolute)
0
Neutral
Loughran McDonald (Logit)
0
Harvard-IV (Relative)
0.33333
Somewhat Positive
Harvard-IV (Absolute)
0.33333
Somewhat Positive
Harvard-IV (Logit)
0.51083
VADER
0.402
Positive
Moderation
Sexual
0.0217426015
OpenAI Moderation v1 (007)
Violence
0.0119786324
OpenAI Moderation v1 (007)
Harassment > Threatening
0.009512312
OpenAI Moderation v1 (007)
Harassment
0.0072868308
OpenAI Moderation v1 (007)
Sexual > Minors
0.0027699458
OpenAI Moderation v1 (007)
Violence > Graphic
0.0021846454
OpenAI Moderation v1 (007)
Hate
0.0012858954
OpenAI Moderation v1 (007)
Hate > Threatening
0.000109469
OpenAI Moderation v1 (007)
Self-Harm > Intent
0.0001011731
OpenAI Moderation v1 (007)
Self-Harm
9.26095E-5
OpenAI Moderation v1 (007)
Self-Harm > Instructions
1.78344E-5
OpenAI Moderation v1 (007)
Topics
Topic:
Social Issue > Family
Score:
100
Magnitude:
0.16
Code:
14006000
Url:
https://cv.iptc.org/newscodes/subjectcode/14006000
Wikidata_id:
Q8436
Wikidata_label:
family
Source:
IPTC Subject
Topic:
Law and Crime
Score:
93.891
Magnitude:
173
Code:
12
Url:
https://fsc.al/cap-mc#12
Source:
Comparative Agendas
Topic:
Politics > Election
Score:
59
Magnitude:
0.094
Code:
11003000
Url:
https://cv.iptc.org/newscodes/subjectcode/11003000
Wikidata_id:
Q40231
Wikidata_label:
public election
Source:
IPTC Subject
Topic:
Social Issue > People
Score:
50
Magnitude:
0.08
Code:
14024000
Url:
https://cv.iptc.org/newscodes/subjectcode/14024000
Wikidata_id:
Q1156970
Wikidata_label:
humanity
Source:
IPTC Subject
Readability
Flesch-Kincaid Grade
4.7
Flesch-Kincaid Ease
73.2
Gunning-Fog Score
8.7
Coleman-Liau Index
9.2
SMOG Index
9
Automated Readability Index
1.9
Dale-Chall Readability Score
2.7
Sprache Readability Score
1.8
Dale-Chall Difficult Word Score
3
Sprache Difficult Word Count
4

Joe Biden

This is important because, under the curren, domestic debts may not be paid in full or at all . . . believe it or not. Right now, a deadbeat father can file for bankruptcy and come out without paying one penny of support. While his slate is wiped clean, a mother and her children go without. When this bill passes and the President signs it, the law will hold the deadbeat dad's feet to the fire: he will pay, he will pay in full.
Sentiment
Loughran McDonald (Relative)
-1
Very Negative
Loughran McDonald (Absolute)
-1
Very Negative
Loughran McDonald (Logit)
-1.60944
Harvard-IV (Relative)
0.66667
Very Positive
Harvard-IV (Absolute)
0.66667
Very Positive
Harvard-IV (Logit)
1.43508
VADER
0.459
Positive
Moderation
Harassment
0.0109821354
OpenAI Moderation v1 (007)
Violence
0.0044073207
OpenAI Moderation v1 (007)
Sexual
0.0033974822
OpenAI Moderation v1 (007)
Violence > Graphic
0.002347125
OpenAI Moderation v1 (007)
Self-Harm
0.0012914673
OpenAI Moderation v1 (007)
Hate
0.0012758531
OpenAI Moderation v1 (007)
Self-Harm > Intent
0.0003403649
OpenAI Moderation v1 (007)
Harassment > Threatening
0.0002416985
OpenAI Moderation v1 (007)
Sexual > Minors
4.16442E-5
OpenAI Moderation v1 (007)
Self-Harm > Instructions
4.3746E-6
OpenAI Moderation v1 (007)
Hate > Threatening
4.2287E-6
OpenAI Moderation v1 (007)
Topics
Topic:
Social Issue > Family
Score:
100
Magnitude:
0.352
Code:
14006000
Url:
https://cv.iptc.org/newscodes/subjectcode/14006000
Wikidata_id:
Q8436
Wikidata_label:
family
Source:
IPTC Subject
Topic:
Macroeconomics
Score:
59.142
Magnitude:
30
Code:
1
Url:
https://fsc.al/cap-mc#1
Source:
Comparative Agendas
Topic:
Government Operations
Score:
21.942
Magnitude:
30
Code:
20
Url:
https://fsc.al/cap-mc#20
Source:
Comparative Agendas
Readability
Flesch-Kincaid Grade
5.6
Flesch-Kincaid Ease
83.9
Gunning-Fog Score
8
Coleman-Liau Index
8.3
SMOG Index
7.7
Automated Readability Index
6
Dale-Chall Readability Score
2.9
Sprache Readability Score
3.8
Dale-Chall Difficult Word Score
11
Sprache Difficult Word Count
14

Joe Biden

There are other important ways that this bill will remove real obstacles to justice that exist in current bankruptcy law.
Sentiment
Loughran McDonald (Relative)
-1
Very Negative
Loughran McDonald (Absolute)
-1
Very Negative
Loughran McDonald (Logit)
-1.60944
Harvard-IV (Relative)
-0.33333
Somewhat Negative
Harvard-IV (Absolute)
-0.33333
Somewhat Negative
Harvard-IV (Logit)
-0.51083
VADER
0.382
Somewhat Positive
Moderation
Harassment
0.0713034184
OpenAI Moderation v1 (007)
Violence
0.0644936168
OpenAI Moderation v1 (007)
Violence > Graphic
0.0071195565
OpenAI Moderation v1 (007)
Sexual
0.003863269
OpenAI Moderation v1 (007)
Hate
0.0031842701
OpenAI Moderation v1 (007)
Self-Harm
0.0027723821
OpenAI Moderation v1 (007)
Harassment > Threatening
0.0016957405
OpenAI Moderation v1 (007)
Self-Harm > Intent
0.0007124357
OpenAI Moderation v1 (007)
Sexual > Minors
0.0004620096
OpenAI Moderation v1 (007)
Hate > Threatening
4.1027E-5
OpenAI Moderation v1 (007)
Self-Harm > Instructions
5.3036E-6
OpenAI Moderation v1 (007)
Topics
Topic:
Crime, Law and Justice > Justice and Rights
Score:
100
Magnitude:
0.159
Code:
2007000
Url:
https://cv.iptc.org/newscodes/subjectcode/02007000
Wikidata_id:
Q5167661
Wikidata_label:
justice
Source:
IPTC Subject
Topic:
Crime, Law and Justice > Judiciary (System of Justice)
Score:
77
Magnitude:
0.122
Code:
2002000
Url:
https://cv.iptc.org/newscodes/subjectcode/02002000
Wikidata_id:
Q105985
Wikidata_label:
judiciary
Source:
IPTC Subject
Readability
Flesch-Kincaid Grade
11.1
Flesch-Kincaid Ease
51.2
Gunning-Fog Score
14
Coleman-Liau Index
12
SMOG Index
12
Automated Readability Index
12
Dale-Chall Readability Score
4.9
Sprache Readability Score
3.7
Dale-Chall Difficult Word Score
5
Sprache Difficult Word Count
8

Joe Biden

This bill not only lifts the stay on support payments during bankruptcy, but it adds that, when a wife-beater files for bankruptcy, a domestic violence restraining order against him must remain in effect. It cannot be stayed. And the woman who needs a restraining order against him can still get one.
Sentiment
Loughran McDonald (Relative)
-0.5
Very Negative
Loughran McDonald (Absolute)
-0.5
Very Negative
Loughran McDonald (Logit)
-0.8473
Harvard-IV (Relative)
-0.11111
Leans Negative
Harvard-IV (Absolute)
-0.11111
Leans Negative
Harvard-IV (Logit)
-0.20067
VADER
-0.7
Very Negative
Moderation
Harassment
0.0072621966
OpenAI Moderation v1 (007)
Violence
0.0026357691
OpenAI Moderation v1 (007)
Sexual
0.0021752385
OpenAI Moderation v1 (007)
Hate
0.0006562073
OpenAI Moderation v1 (007)
Violence > Graphic
0.0003875997
OpenAI Moderation v1 (007)
Harassment > Threatening
4.45891E-5
OpenAI Moderation v1 (007)
Sexual > Minors
3.36227E-5
OpenAI Moderation v1 (007)
Self-Harm
2.88273E-5
OpenAI Moderation v1 (007)
Self-Harm > Intent
6.0523E-6
OpenAI Moderation v1 (007)
Hate > Threatening
2.433E-7
OpenAI Moderation v1 (007)
Self-Harm > Instructions
7.15E-8
OpenAI Moderation v1 (007)
Topics
Topic:
Social Issue > Family
Score:
100
Magnitude:
0.076
Code:
14006000
Url:
https://cv.iptc.org/newscodes/subjectcode/14006000
Wikidata_id:
Q8436
Wikidata_label:
family
Source:
IPTC Subject
Topic:
Government Operations
Score:
73.752
Magnitude:
40
Code:
20
Url:
https://fsc.al/cap-mc#20
Source:
Comparative Agendas
Readability
Flesch-Kincaid Grade
8.6
Flesch-Kincaid Ease
64
Gunning-Fog Score
11.5
Coleman-Liau Index
11.7
SMOG Index
11.3
Automated Readability Index
9.2
Dale-Chall Readability Score
3.9
Sprache Readability Score
3.8
Dale-Chall Difficult Word Score
10
Sprache Difficult Word Count
13

Joe Biden

I have here an order from a family court in my home state of Delaware. A woman went to the court and requested a restraining order against her abuser, who had already filed for bankruptcy. Incredibly, the judge found, under the current Bankruptcy Code, that a proceeding for a domestic abuse restraining order is automatically stayed "by operation of law." That's right. We have judges out there right now who look at today's Bankruptcy Code, and they find that filing for bankruptcy stops all proceedings. They find that we have failed to write an exception for proceedings like those for domestic violence. They find their hands are tied.
Sentiment
Loughran McDonald (Relative)
-0.8
Very Negative
Loughran McDonald (Absolute)
-0.8
Very Negative
Loughran McDonald (Logit)
-1.84583
Harvard-IV (Relative)
-0.05882
Neutral
Harvard-IV (Absolute)
-0.05882
Neutral
Harvard-IV (Logit)
-0.11123
VADER
-0.936
Very Negative
Moderation
Harassment
0.0141094555
OpenAI Moderation v1 (007)
Violence
0.0048764035
OpenAI Moderation v1 (007)
Violence > Graphic
0.0028686343
OpenAI Moderation v1 (007)
Hate
0.0023424069
OpenAI Moderation v1 (007)
Sexual
0.0007006851
OpenAI Moderation v1 (007)
Sexual > Minors
0.0002984656
OpenAI Moderation v1 (007)
Hate > Threatening
0.0002527358
OpenAI Moderation v1 (007)
Self-Harm > Intent
0.0001901233
OpenAI Moderation v1 (007)
Harassment > Threatening
0.0001079808
OpenAI Moderation v1 (007)
Self-Harm
9.39417E-5
OpenAI Moderation v1 (007)
Self-Harm > Instructions
6.46556E-5
OpenAI Moderation v1 (007)
Topics
Topic:
Crime, Law and Justice > Judiciary (System of Justice)
Score:
100
Magnitude:
0.431
Code:
2002000
Url:
https://cv.iptc.org/newscodes/subjectcode/02002000
Wikidata_id:
Q105985
Wikidata_label:
judiciary
Source:
IPTC Subject
Topic:
Social Issue > Abusive Behavior
Score:
96
Magnitude:
0.413
Code:
14022000
Url:
https://cv.iptc.org/newscodes/subjectcode/14022000
Wikidata_id:
Q600571
Wikidata_label:
abuse
Source:
IPTC Subject
Topic:
Domestic Commerce
Score:
87.07
Magnitude:
60
Code:
15
Url:
https://fsc.al/cap-mc#15
Source:
Comparative Agendas
Readability
Flesch-Kincaid Grade
8.6
Flesch-Kincaid Ease
61.1
Gunning-Fog Score
12.8
Coleman-Liau Index
12
SMOG Index
12
Automated Readability Index
8.8
Dale-Chall Readability Score
5
Sprache Readability Score
4.7
Dale-Chall Difficult Word Score
29
Sprache Difficult Word Count
26

Joe Biden

Then they send a woman in fear for her life off to a federal bankruptcy court to lift the Code's automatic stay by filing a special motion. Unbelievable.
Sentiment
Loughran McDonald (Relative)
-1
Very Negative
Loughran McDonald (Absolute)
-1
Very Negative
Loughran McDonald (Logit)
-1.09861
Harvard-IV (Relative)
-1
Very Negative
Harvard-IV (Absolute)
-1
Very Negative
Harvard-IV (Logit)
-1.60944
VADER
0.077
Neutral
Moderation
Harassment
0.016772277
OpenAI Moderation v1 (007)
Violence > Graphic
0.0082705345
OpenAI Moderation v1 (007)
Violence
0.0070438946
OpenAI Moderation v1 (007)
Sexual
0.0032900338
OpenAI Moderation v1 (007)
Sexual > Minors
0.001311612
OpenAI Moderation v1 (007)
Hate
0.0011844053
OpenAI Moderation v1 (007)
Self-Harm
0.0003267846
OpenAI Moderation v1 (007)
Self-Harm > Intent
0.0002174392
OpenAI Moderation v1 (007)
Harassment > Threatening
0.0001463894
OpenAI Moderation v1 (007)
Hate > Threatening
7.00736E-5
OpenAI Moderation v1 (007)
Self-Harm > Instructions
2.7498E-6
OpenAI Moderation v1 (007)
Topics
Topic:
Crime, Law and Justice > Judiciary (System of Justice)
Score:
100
Magnitude:
0.115
Code:
2002000
Url:
https://cv.iptc.org/newscodes/subjectcode/02002000
Wikidata_id:
Q105985
Wikidata_label:
judiciary
Source:
IPTC Subject
Topic:
Crime, Law and Justice > Trials > Court Preliminary
Score:
94
Magnitude:
0.109
Code:
2008003
Url:
https://cv.iptc.org/newscodes/subjectcode/02008003
Wikidata_id:
Q4354932
Wikidata_label:
remand
Source:
IPTC Subject
Topic:
Domestic Commerce
Score:
92.28
Magnitude:
51
Code:
15
Url:
https://fsc.al/cap-mc#15
Source:
Comparative Agendas
Topic:
Sport > Basketball
Score:
65
Magnitude:
0.075
Code:
15008000
Url:
https://cv.iptc.org/newscodes/subjectcode/15008000
Wikidata_id:
Q5372
Wikidata_label:
basketball
Source:
IPTC Subject
Topic:
Crime, Law and Justice > Trials
Score:
58
Magnitude:
0.067
Code:
2008000
Url:
https://cv.iptc.org/newscodes/subjectcode/02008000
Wikidata_id:
Q8016240
Wikidata_label:
trial
Source:
IPTC Subject
Topic:
Social Issue
Score:
55
Magnitude:
0.063
Code:
14000000
Url:
https://cv.iptc.org/newscodes/subjectcode/14000000
Wikidata_id:
Q8425
Wikidata_label:
society
Source:
IPTC Subject
Readability
Flesch-Kincaid Grade
8
Flesch-Kincaid Ease
62.7
Gunning-Fog Score
11.3
Coleman-Liau Index
10.1
SMOG Index
11.3
Automated Readability Index
6.3
Dale-Chall Readability Score
5.2
Sprache Readability Score
3.2
Dale-Chall Difficult Word Score
8
Sprache Difficult Word Count
10

Joe Biden

If you think this is fair, if you prefer this state of affairs, then I guess you will vote against this bill. Personally, I am proud of this bill, and I wish that those who are fabricating wild claims about it would stop. If they have their way, the women and children in this country who depend on alimony and child support will be robbed of real protections. That would be a crime.
Sentiment
Loughran McDonald (Relative)
-0.5
Very Negative
Loughran McDonald (Absolute)
-0.5
Very Negative
Loughran McDonald (Logit)
-0.8473
Harvard-IV (Relative)
0.42857
Positive
Harvard-IV (Absolute)
0.42857
Positive
Harvard-IV (Logit)
0.78846
VADER
0.422
Positive
Moderation
Violence
0.0251369813
OpenAI Moderation v1 (007)
Violence > Graphic
0.0110694637
OpenAI Moderation v1 (007)
Harassment
0.0110180517
OpenAI Moderation v1 (007)
Sexual
0.003494892
OpenAI Moderation v1 (007)
Hate
0.0029770217
OpenAI Moderation v1 (007)
Harassment > Threatening
0.0004422145
OpenAI Moderation v1 (007)
Hate > Threatening
2.08912E-5
OpenAI Moderation v1 (007)
Sexual > Minors
1.35761E-5
OpenAI Moderation v1 (007)
Self-Harm
5.1839E-6
OpenAI Moderation v1 (007)
Self-Harm > Intent
3.7732E-6
OpenAI Moderation v1 (007)
Self-Harm > Instructions
7.99E-8
OpenAI Moderation v1 (007)
Topics
Topic:
Politics > Election
Score:
100
Magnitude:
0.462
Code:
11003000
Url:
https://cv.iptc.org/newscodes/subjectcode/11003000
Wikidata_id:
Q40231
Wikidata_label:
public election
Source:
IPTC Subject
Topic:
Government Operations
Score:
28.067
Magnitude:
22
Code:
20
Url:
https://fsc.al/cap-mc#20
Source:
Comparative Agendas
Readability
Flesch-Kincaid Grade
7.2
Flesch-Kincaid Ease
75.9
Gunning-Fog Score
9.5
Coleman-Liau Index
8.6
SMOG Index
9
Automated Readability Index
7.2
Dale-Chall Readability Score
3.3
Sprache Readability Score
4.2
Dale-Chall Difficult Word Score
11
Sprache Difficult Word Count
16

Joe Biden

Under current law, more than just child support and -- alimony are stopped in their tracks by the filing of bankruptcy. That automatic stay, as it is called, stops a lot of other proceedings that could provide real help to women and children.
Sentiment
Loughran McDonald (Relative)
-1
Very Negative
Loughran McDonald (Absolute)
-1
Very Negative
Loughran McDonald (Logit)
-1.94591
Harvard-IV (Relative)
0.5
Positive
Harvard-IV (Absolute)
0.5
Positive
Harvard-IV (Logit)
0.8473
VADER
0.44
Positive
Moderation
Harassment
0.1980508445
OpenAI Moderation v1 (007)
Violence > Graphic
0.0264906295
OpenAI Moderation v1 (007)
Violence
0.0135072085
OpenAI Moderation v1 (007)
Hate
0.0040636794
OpenAI Moderation v1 (007)
Harassment > Threatening
0.0017104065
OpenAI Moderation v1 (007)
Sexual
0.0004380461
OpenAI Moderation v1 (007)
Self-Harm
0.0003505662
OpenAI Moderation v1 (007)
Self-Harm > Intent
0.0002727536
OpenAI Moderation v1 (007)
Self-Harm > Instructions
4.22417E-5
OpenAI Moderation v1 (007)
Sexual > Minors
3.07382E-5
OpenAI Moderation v1 (007)
Hate > Threatening
4.8994E-6
OpenAI Moderation v1 (007)
Topics
Topic:
Crime, Law and Justice > Justice and Rights
Score:
100
Magnitude:
0.14
Code:
2007000
Url:
https://cv.iptc.org/newscodes/subjectcode/02007000
Wikidata_id:
Q5167661
Wikidata_label:
justice
Source:
IPTC Subject
Topic:
Social Issue > Family
Score:
82
Magnitude:
0.114
Code:
14006000
Url:
https://cv.iptc.org/newscodes/subjectcode/14006000
Wikidata_id:
Q8436
Wikidata_label:
family
Source:
IPTC Subject
Topic:
Economy, Business and Finance > Tourism and Leisure
Score:
57
Magnitude:
0.08
Code:
4014000
Url:
https://cv.iptc.org/newscodes/subjectcode/04014000
Wikidata_id:
Q61054412
Wikidata_label:
gambling industry
Source:
IPTC Subject
Topic:
Government Operations
Score:
49.268
Magnitude:
34
Code:
20
Url:
https://fsc.al/cap-mc#20
Source:
Comparative Agendas
Readability
Flesch-Kincaid Grade
9.7
Flesch-Kincaid Ease
62.6
Gunning-Fog Score
12.2
Coleman-Liau Index
11.3
SMOG Index
11.3
Automated Readability Index
10.7
Dale-Chall Readability Score
4.4
Sprache Readability Score
4.1
Dale-Chall Difficult Word Score
9
Sprache Difficult Word Count
11

Joe Biden

This legislation changes that. It lifts the stay on a number of methods that family support officials use to go after deadbeat dads, who today can hide behind the bankruptcy system. Unlike current law, this bill would permit reporting the deadbeat's overdue support payments to a consumer reporting agency. Under current law, it would permit restrictions on a deadbeat dad's driving, professional, or recreational licenses. It would permit family support collection officials to intercept his tax refunds.
Sentiment
Loughran McDonald (Relative)
-1
Very Negative
Loughran McDonald (Absolute)
-1
Very Negative
Loughran McDonald (Logit)
-1.60944
Harvard-IV (Relative)
0.33333
Somewhat Positive
Harvard-IV (Absolute)
0.33333
Somewhat Positive
Harvard-IV (Logit)
0.63599
VADER
0.772
Very Positive
Moderation
Harassment
0.7717967499
OpenAI Moderation v1 (007)
Violence > Graphic
0.0856072758
OpenAI Moderation v1 (007)
Violence
0.0380010402
OpenAI Moderation v1 (007)
Hate
0.0211423612
OpenAI Moderation v1 (007)
Harassment > Threatening
0.0061894243
OpenAI Moderation v1 (007)
Self-Harm
0.0017993727
OpenAI Moderation v1 (007)
Sexual
0.0004718656
OpenAI Moderation v1 (007)
Self-Harm > Intent
0.0004012553
OpenAI Moderation v1 (007)
Self-Harm > Instructions
7.67072E-5
OpenAI Moderation v1 (007)
Hate > Threatening
6.2762E-6
OpenAI Moderation v1 (007)
Sexual > Minors
3.9605E-6
OpenAI Moderation v1 (007)
Topics
Topic:
Social Issue > Family
Score:
100
Magnitude:
0.149
Code:
14006000
Url:
https://cv.iptc.org/newscodes/subjectcode/14006000
Wikidata_id:
Q8436
Wikidata_label:
family
Source:
IPTC Subject
Topic:
Defense
Score:
95.303
Magnitude:
70
Code:
16
Url:
https://fsc.al/cap-mc#16
Source:
Comparative Agendas
Readability
Flesch-Kincaid Grade
11.7
Flesch-Kincaid Ease
38.5
Gunning-Fog Score
15
Coleman-Liau Index
12
SMOG Index
12
Automated Readability Index
11.8
Dale-Chall Readability Score
7.3
Sprache Readability Score
4.9
Dale-Chall Difficult Word Score
32
Sprache Difficult Word Count
29

Joe Biden

The legislation also clarifies the definition of support payments, ending conflicting bankruptcy decisions by different courts that today question what support payments actually are.
Sentiment
Loughran McDonald (Relative)
-1
Very Negative
Loughran McDonald (Absolute)
-1
Very Negative
Loughran McDonald (Logit)
-1.94591
Harvard-IV (Relative)
0.11111
Leans Positive
Harvard-IV (Absolute)
0.11111
Leans Positive
Harvard-IV (Logit)
0.20067
VADER
0.557
Very Positive
Moderation
Harassment
0.0283879577
OpenAI Moderation v1 (007)
Violence
0.0059435108
OpenAI Moderation v1 (007)
Hate
0.0054859342
OpenAI Moderation v1 (007)
Violence > Graphic
0.0013927596
OpenAI Moderation v1 (007)
Self-Harm
0.0007173259
OpenAI Moderation v1 (007)
Sexual
0.0006356488
OpenAI Moderation v1 (007)
Harassment > Threatening
0.0001599452
OpenAI Moderation v1 (007)
Sexual > Minors
0.0001374788
OpenAI Moderation v1 (007)
Self-Harm > Instructions
9.39818E-5
OpenAI Moderation v1 (007)
Self-Harm > Intent
7.56363E-5
OpenAI Moderation v1 (007)
Hate > Threatening
2.67525E-5
OpenAI Moderation v1 (007)
Topics
Topic:
Crime, Law and Justice > Judiciary (System of Justice)
Score:
100
Magnitude:
0.148
Code:
2002000
Url:
https://cv.iptc.org/newscodes/subjectcode/02002000
Wikidata_id:
Q105985
Wikidata_label:
judiciary
Source:
IPTC Subject
Topic:
Law and Crime
Score:
97.614
Magnitude:
60
Code:
12
Url:
https://fsc.al/cap-mc#12
Source:
Comparative Agendas
Topic:
Crime, Law and Justice > Laws
Score:
59
Magnitude:
0.088
Code:
2006000
Url:
https://cv.iptc.org/newscodes/subjectcode/02006000
Wikidata_id:
Q7748
Wikidata_label:
law
Source:
IPTC Subject
Topic:
Politics > Election
Score:
52
Magnitude:
0.078
Code:
11003000
Url:
https://cv.iptc.org/newscodes/subjectcode/11003000
Wikidata_id:
Q40231
Wikidata_label:
public election
Source:
IPTC Subject
Readability
Flesch-Kincaid Grade
12
Flesch-Kincaid Ease
2.7
Gunning-Fog Score
19
Coleman-Liau Index
12
SMOG Index
12
Automated Readability Index
12
Dale-Chall Readability Score
7.1
Sprache Readability Score
4.5
Dale-Chall Difficult Word Score
9
Sprache Difficult Word Count
12

Joe Biden

Most significantly, though, this bill prevents a father from completing bankruptcy unless he has paid all his support obligations due after he filed for bankruptcy.
Sentiment
Loughran McDonald (Relative)
-1
Very Negative
Loughran McDonald (Absolute)
-1
Very Negative
Loughran McDonald (Logit)
-1.94591
Harvard-IV (Relative)
0.2
Leans Positive
Harvard-IV (Absolute)
0.2
Leans Positive
Harvard-IV (Logit)
0.33647
VADER
0.402
Positive
Moderation
Harassment
0.0186521094
OpenAI Moderation v1 (007)
Violence
0.0087559922
OpenAI Moderation v1 (007)
Violence > Graphic
0.00356278
OpenAI Moderation v1 (007)
Hate
0.0014526554
OpenAI Moderation v1 (007)
Self-Harm
0.0004379751
OpenAI Moderation v1 (007)
Harassment > Threatening
0.0002077508
OpenAI Moderation v1 (007)
Self-Harm > Intent
4.40509E-5
OpenAI Moderation v1 (007)
Sexual
4.23047E-5
OpenAI Moderation v1 (007)
Self-Harm > Instructions
2.8849E-6
OpenAI Moderation v1 (007)
Sexual > Minors
9.91E-7
OpenAI Moderation v1 (007)
Hate > Threatening
6.674E-7
OpenAI Moderation v1 (007)
Topics
Topic:
Crime, Law and Justice > Justice and Rights
Score:
100
Magnitude:
0.09
Code:
2007000
Url:
https://cv.iptc.org/newscodes/subjectcode/02007000
Wikidata_id:
Q5167661
Wikidata_label:
justice
Source:
IPTC Subject
Topic:
Politics > Election
Score:
57
Magnitude:
0.051
Code:
11003000
Url:
https://cv.iptc.org/newscodes/subjectcode/11003000
Wikidata_id:
Q40231
Wikidata_label:
public election
Source:
IPTC Subject
Topic:
Civil Rights
Score:
37.755
Magnitude:
90
Code:
2
Url:
https://fsc.al/cap-mc#2
Source:
Comparative Agendas
Topic:
Social Welfare
Score:
21.773
Magnitude:
90
Code:
13
Url:
https://fsc.al/cap-mc#13
Source:
Comparative Agendas
Readability
Flesch-Kincaid Grade
12
Flesch-Kincaid Ease
35.9
Gunning-Fog Score
18
Coleman-Liau Index
12
SMOG Index
12
Automated Readability Index
12
Dale-Chall Readability Score
6.9
Sprache Readability Score
4.5
Dale-Chall Difficult Word Score
9
Sprache Difficult Word Count
10

Joe Biden

Let's think about this. Under current law, a father filed for bankruptcy and can complete bankruptcy under a plan that relieves him of his past-due domestic obligations. Under the bill, however, this scenario will become obsolete. A father will never complete bankruptcy until he is paid up. He must pay.
Sentiment
Loughran McDonald (Relative)
-1
Very Negative
Loughran McDonald (Absolute)
-1
Very Negative
Loughran McDonald (Logit)
-2.19722
Harvard-IV (Relative)
0
Neutral
Harvard-IV (Absolute)
0
Neutral
Harvard-IV (Logit)
0
VADER
-0.026
Neutral
Moderation
Harassment
1.0993503965
OpenAI Moderation v1 (007)
Violence
0.0687513268
OpenAI Moderation v1 (007)
Violence > Graphic
0.0645194435
OpenAI Moderation v1 (007)
Hate
0.0085972853
OpenAI Moderation v1 (007)
Sexual
0.002054363
OpenAI Moderation v1 (007)
Self-Harm
0.0011120007
OpenAI Moderation v1 (007)
Harassment > Threatening
0.0011101411
OpenAI Moderation v1 (007)
Self-Harm > Intent
0.0002184973
OpenAI Moderation v1 (007)
Sexual > Minors
0.0001328808
OpenAI Moderation v1 (007)
Self-Harm > Instructions
5.87424E-5
OpenAI Moderation v1 (007)
Hate > Threatening
5.551E-6
OpenAI Moderation v1 (007)
Topics
Topic:
Crime, Law and Justice > Justice and Rights
Score:
100
Magnitude:
0.071
Code:
2007000
Url:
https://cv.iptc.org/newscodes/subjectcode/02007000
Wikidata_id:
Q5167661
Wikidata_label:
justice
Source:
IPTC Subject
Topic:
Government Operations
Score:
69.31
Magnitude:
44
Code:
20
Url:
https://fsc.al/cap-mc#20
Source:
Comparative Agendas
Readability
Flesch-Kincaid Grade
7.4
Flesch-Kincaid Ease
60.5
Gunning-Fog Score
10.4
Coleman-Liau Index
12
SMOG Index
10.5
Automated Readability Index
6.3
Dale-Chall Readability Score
4.2
Sprache Readability Score
3
Dale-Chall Difficult Word Score
12
Sprache Difficult Word Count
13

Joe Biden

Moreover, the bill protects mom during a bankruptcy plan. Once a father is under a bankruptcy plan and he fails to make his support payments, a mother can march to the bankruptcy court and ask the court to dismiss his plan. The court will call dad back in to explain himself. He doesn't want to make payments during his bankruptcy plan? Fine, he can be thrown out of bankruptcy, and find himself back at square one.
Sentiment
Loughran McDonald (Relative)
-1
Very Negative
Loughran McDonald (Absolute)
-1
Very Negative
Loughran McDonald (Logit)
-2.70805
Harvard-IV (Relative)
-0.16667
Leans Negative
Harvard-IV (Absolute)
-0.16667
Leans Negative
Harvard-IV (Logit)
-0.31015
VADER
0.443
Positive
Moderation
Harassment
0.0574687612
OpenAI Moderation v1 (007)
Violence
0.0466646714
OpenAI Moderation v1 (007)
Hate
0.0044381475
OpenAI Moderation v1 (007)
Violence > Graphic
0.0032114971
OpenAI Moderation v1 (007)
Harassment > Threatening
0.0006728196
OpenAI Moderation v1 (007)
Sexual
0.0001470085
OpenAI Moderation v1 (007)
Hate > Threatening
6.5778E-6
OpenAI Moderation v1 (007)
Self-Harm
2.3616E-6
OpenAI Moderation v1 (007)
Sexual > Minors
1.1575E-6
OpenAI Moderation v1 (007)
Self-Harm > Intent
3.18E-8
OpenAI Moderation v1 (007)
Self-Harm > Instructions
2.22E-8
OpenAI Moderation v1 (007)
Topics
Topic:
Social Issue > Family
Score:
100
Magnitude:
0.175
Code:
14006000
Url:
https://cv.iptc.org/newscodes/subjectcode/14006000
Wikidata_id:
Q8436
Wikidata_label:
family
Source:
IPTC Subject
Topic:
Crime, Law and Justice > Judiciary (System of Justice)
Score:
99
Magnitude:
0.173
Code:
2002000
Url:
https://cv.iptc.org/newscodes/subjectcode/02002000
Wikidata_id:
Q105985
Wikidata_label:
judiciary
Source:
IPTC Subject
Topic:
Defense
Score:
94.23
Magnitude:
52
Code:
16
Url:
https://fsc.al/cap-mc#16
Source:
Comparative Agendas
Topic:
Crime, Law and Justice > Trials
Score:
71
Magnitude:
0.125
Code:
2008000
Url:
https://cv.iptc.org/newscodes/subjectcode/02008000
Wikidata_id:
Q8016240
Wikidata_label:
trial
Source:
IPTC Subject
Topic:
Crime, Law and Justice > International Law
Score:
62
Magnitude:
0.109
Code:
2011000
Url:
https://cv.iptc.org/newscodes/subjectcode/02011000
Wikidata_id:
Q4394526
Wikidata_label:
international law
Source:
IPTC Subject
Readability
Flesch-Kincaid Grade
6.2
Flesch-Kincaid Ease
77.9
Gunning-Fog Score
8.7
Coleman-Liau Index
9.8
SMOG Index
9.5
Automated Readability Index
6.6
Dale-Chall Readability Score
2.6
Sprache Readability Score
3.6
Dale-Chall Difficult Word Score
9
Sprache Difficult Word Count
13

Joe Biden

Some claim that this bill lacks compassion. Well, right now, women who want child support orders or who already have orders but fail to enforce them slip through the cracks. If we pass this bill, the Bankruptcy Code will empower women with the information they need.
Sentiment
Loughran McDonald (Relative)
-0.33333
Somewhat Negative
Loughran McDonald (Absolute)
-0.33333
Somewhat Negative
Loughran McDonald (Logit)
-0.58779
Harvard-IV (Relative)
0.16667
Leans Positive
Harvard-IV (Absolute)
0.16667
Leans Positive
Harvard-IV (Logit)
0.31015
VADER
-0.296
Slightly Negative
Moderation
Harassment
0.0951316673
OpenAI Moderation v1 (007)
Violence
0.0647098466
OpenAI Moderation v1 (007)
Violence > Graphic
0.0237761516
OpenAI Moderation v1 (007)
Hate
0.0018349105
OpenAI Moderation v1 (007)
Harassment > Threatening
0.0010283509
OpenAI Moderation v1 (007)
Sexual
0.0004739704
OpenAI Moderation v1 (007)
Hate > Threatening
3.18606E-5
OpenAI Moderation v1 (007)
Sexual > Minors
1.70878E-5
OpenAI Moderation v1 (007)
Self-Harm
1.59898E-5
OpenAI Moderation v1 (007)
Self-Harm > Intent
3.393E-7
OpenAI Moderation v1 (007)
Self-Harm > Instructions
1.84E-7
OpenAI Moderation v1 (007)
Topics
Topic:
Crime, Law and Justice > Justice and Rights
Score:
100
Magnitude:
0.121
Code:
2007000
Url:
https://cv.iptc.org/newscodes/subjectcode/02007000
Wikidata_id:
Q5167661
Wikidata_label:
justice
Source:
IPTC Subject
Topic:
Law and Crime
Score:
94.55
Magnitude:
78
Code:
12
Url:
https://fsc.al/cap-mc#12
Source:
Comparative Agendas
Topic:
Politics > Election
Score:
79
Magnitude:
0.096
Code:
11003000
Url:
https://cv.iptc.org/newscodes/subjectcode/11003000
Wikidata_id:
Q40231
Wikidata_label:
public election
Source:
IPTC Subject
Readability
Flesch-Kincaid Grade
6.8
Flesch-Kincaid Ease
73.6
Gunning-Fog Score
9.6
Coleman-Liau Index
11.7
SMOG Index
10.6
Automated Readability Index
8.3
Dale-Chall Readability Score
4.2
Sprache Readability Score
3.7
Dale-Chall Difficult Word Score
10
Sprache Difficult Word Count
14

Joe Biden

Section 219 of the bill requires the U.S. Bankruptcy Trustee to notify a woman of her rights to use the services of her state child support enforcement agency and gives her the agency's address and phone number. Better yet, the Trustee likewise notifies the agency independently of the woman's claim. This is striking.
Sentiment
Loughran McDonald (Relative)
-0.33333
Somewhat Negative
Loughran McDonald (Absolute)
-0.33333
Somewhat Negative
Loughran McDonald (Logit)
-0.51083
Harvard-IV (Relative)
0.2
Leans Positive
Harvard-IV (Absolute)
0.2
Leans Positive
Harvard-IV (Logit)
0.36772
VADER
0.836
Very Positive
Moderation
Violence
0.1609479077
OpenAI Moderation v1 (007)
Harassment
0.0850773242
OpenAI Moderation v1 (007)
Violence > Graphic
0.083042006
OpenAI Moderation v1 (007)
Hate
0.0216151908
OpenAI Moderation v1 (007)
Sexual
0.0113961119
OpenAI Moderation v1 (007)
Harassment > Threatening
0.0027592418
OpenAI Moderation v1 (007)
Sexual > Minors
0.0006437491
OpenAI Moderation v1 (007)
Hate > Threatening
0.0002082702
OpenAI Moderation v1 (007)
Self-Harm
8.8233E-6
OpenAI Moderation v1 (007)
Self-Harm > Intent
2.7838E-6
OpenAI Moderation v1 (007)
Self-Harm > Instructions
6.392E-7
OpenAI Moderation v1 (007)
Topics
Topic:
Politics > Human Rights
Score:
100
Magnitude:
0.074
Code:
11007000
Url:
https://cv.iptc.org/newscodes/subjectcode/11007000
Wikidata_id:
Q8458
Wikidata_label:
human rights
Source:
IPTC Subject
Topic:
Defense
Score:
91.08
Magnitude:
85
Code:
16
Url:
https://fsc.al/cap-mc#16
Source:
Comparative Agendas
Readability
Flesch-Kincaid Grade
7.4
Flesch-Kincaid Ease
61.1
Gunning-Fog Score
11.7
Coleman-Liau Index
12
SMOG Index
11.3
Automated Readability Index
6.2
Dale-Chall Readability Score
5.8
Sprache Readability Score
3.5
Dale-Chall Difficult Word Score
18
Sprache Difficult Word Count
19

Joe Biden

Women who need help will get the information they need, because the bankruptcy system is charged with reaching out to family support professionals -- acting under federal family support collection law -- and putting them at the service of the women and children who need them.
Sentiment
Loughran McDonald (Relative)
0
Neutral
Loughran McDonald (Absolute)
0
Neutral
Loughran McDonald (Logit)
0
Harvard-IV (Relative)
-0.27273
Slightly Negative
Harvard-IV (Absolute)
-0.27273
Slightly Negative
Harvard-IV (Logit)
-0.51083
VADER
0.796
Very Positive
Moderation
Harassment
0.0460200623
OpenAI Moderation v1 (007)
Self-Harm
0.0269377924
OpenAI Moderation v1 (007)
Sexual
0.0151826011
OpenAI Moderation v1 (007)
Violence
0.0116474461
OpenAI Moderation v1 (007)
Self-Harm > Intent
0.0065409411
OpenAI Moderation v1 (007)
Hate
0.0051181501
OpenAI Moderation v1 (007)
Violence > Graphic
0.0033877306
OpenAI Moderation v1 (007)
Harassment > Threatening
0.0003453844
OpenAI Moderation v1 (007)
Sexual > Minors
0.0002065324
OpenAI Moderation v1 (007)
Self-Harm > Instructions
0.000198353
OpenAI Moderation v1 (007)
Hate > Threatening
1.7396E-5
OpenAI Moderation v1 (007)
Topics
Topic:
Social Issue > Family
Score:
100
Magnitude:
0.231
Code:
14006000
Url:
https://cv.iptc.org/newscodes/subjectcode/14006000
Wikidata_id:
Q8436
Wikidata_label:
family
Source:
IPTC Subject
Topic:
Government Operations
Score:
55.987
Magnitude:
47
Code:
20
Url:
https://fsc.al/cap-mc#20
Source:
Comparative Agendas
Topic:
Law and Crime
Score:
26.191
Magnitude:
47
Code:
12
Url:
https://fsc.al/cap-mc#12
Source:
Comparative Agendas
Readability
Flesch-Kincaid Grade
12
Flesch-Kincaid Ease
19.9
Gunning-Fog Score
19
Coleman-Liau Index
12
SMOG Index
12
Automated Readability Index
12
Dale-Chall Readability Score
6.1
Sprache Readability Score
5
Dale-Chall Difficult Word Score
11
Sprache Difficult Word Count
13

Joe Biden

This last item needs stressing, Mr. President, because so much has been made about what will happen after someone who owes family support payments comes out of bankruptcy. The claim is that other "more powerful" creditors will push women and children aside and strip the dad bare before he can make payments to his family.
Sentiment
Loughran McDonald (Relative)
-1
Very Negative
Loughran McDonald (Absolute)
-1
Very Negative
Loughran McDonald (Logit)
-1.94591
Harvard-IV (Relative)
-0.14286
Leans Negative
Harvard-IV (Absolute)
-0.14286
Leans Negative
Harvard-IV (Logit)
-0.25131
VADER
0.505
Very Positive
Moderation
Harassment
0.0217698165
OpenAI Moderation v1 (007)
Violence
0.0177844646
OpenAI Moderation v1 (007)
Violence > Graphic
0.0035196354
OpenAI Moderation v1 (007)
Hate
0.0034133885
OpenAI Moderation v1 (007)
Sexual
0.001432407
OpenAI Moderation v1 (007)
Harassment > Threatening
0.0008622045
OpenAI Moderation v1 (007)
Self-Harm
0.0005725703
OpenAI Moderation v1 (007)
Self-Harm > Intent
8.01877E-5
OpenAI Moderation v1 (007)
Sexual > Minors
4.30683E-5
OpenAI Moderation v1 (007)
Hate > Threatening
5.7294E-6
OpenAI Moderation v1 (007)
Self-Harm > Instructions
3.1111E-6
OpenAI Moderation v1 (007)
Topics
Topic:
Social Issue > Family
Score:
100
Magnitude:
0.177
Code:
14006000
Url:
https://cv.iptc.org/newscodes/subjectcode/14006000
Wikidata_id:
Q8436
Wikidata_label:
family
Source:
IPTC Subject
Topic:
Defense
Score:
48.24
Magnitude:
58
Code:
16
Url:
https://fsc.al/cap-mc#16
Source:
Comparative Agendas
Topic:
International Affairs
Score:
35.685
Magnitude:
58
Code:
19
Url:
https://fsc.al/cap-mc#19
Source:
Comparative Agendas
Readability
Flesch-Kincaid Grade
9.4
Flesch-Kincaid Ease
60.6
Gunning-Fog Score
11.7
Coleman-Liau Index
12
SMOG Index
11.3
Automated Readability Index
10.1
Dale-Chall Readability Score
3.2
Sprache Readability Score
4.2
Dale-Chall Difficult Word Score
8
Sprache Difficult Word Count
16

Joe Biden

That makes for a moving story, Mr. President, but it is fiction, not fact.
Sentiment
Loughran McDonald (Relative)
0
Neutral
Loughran McDonald (Absolute)
0
Neutral
Loughran McDonald (Logit)
0
Harvard-IV (Relative)
1
Very Positive
Harvard-IV (Absolute)
1
Very Positive
Harvard-IV (Logit)
1.09861
VADER
0
Neutral
Moderation
Harassment
0.0771681021
OpenAI Moderation v1 (007)
Violence
0.0182852571
OpenAI Moderation v1 (007)
Hate
0.0097346914
OpenAI Moderation v1 (007)
Harassment > Threatening
0.0059496804
OpenAI Moderation v1 (007)
Violence > Graphic
0.0058036287
OpenAI Moderation v1 (007)
Self-Harm
0.0003739862
OpenAI Moderation v1 (007)
Self-Harm > Intent
9.12927E-5
OpenAI Moderation v1 (007)
Sexual
4.12549E-5
OpenAI Moderation v1 (007)
Self-Harm > Instructions
1.18794E-5
OpenAI Moderation v1 (007)
Hate > Threatening
9.1328E-6
OpenAI Moderation v1 (007)
Sexual > Minors
6.7394E-6
OpenAI Moderation v1 (007)
Topics
Topic:
Arts, Culture and Entertainment > Literature > Fiction
Score:
100
Magnitude:
0.636
Code:
1010001
Url:
https://cv.iptc.org/newscodes/subjectcode/01010001
Wikidata_id:
Q38072107
Wikidata_label:
fiction literature
Source:
IPTC Subject
Topic:
Domestic Commerce
Score:
81.338
Magnitude:
14
Code:
15
Url:
https://fsc.al/cap-mc#15
Source:
Comparative Agendas
Readability
Flesch-Kincaid Grade
2.3
Flesch-Kincaid Ease
91
Gunning-Fog Score
2.8
Coleman-Liau Index
7.7
SMOG Index
3.3
Automated Readability Index
0.9
Dale-Chall Readability Score
3.7
Sprache Readability Score
1.8
Dale-Chall Difficult Word Score
3
Sprache Difficult Word Count
4

Joe Biden

This legislation requires the bankruptcy Trustee to notify both the woman and the family support collection professionals about the dad's release from bankruptcy, his last known address, the name and address of his employer, and a list naming all the bill collectors who will still be collecting from dad.
Sentiment
Loughran McDonald (Relative)
-1
Very Negative
Loughran McDonald (Absolute)
-1
Very Negative
Loughran McDonald (Logit)
-1.60944
Harvard-IV (Relative)
-0.33333
Somewhat Negative
Harvard-IV (Absolute)
-0.33333
Somewhat Negative
Harvard-IV (Logit)
-0.51083
VADER
0.572
Very Positive
Moderation
Harassment
0.0246314332
OpenAI Moderation v1 (007)
Violence
0.0150890788
OpenAI Moderation v1 (007)
Self-Harm
0.0057283163
OpenAI Moderation v1 (007)
Hate
0.0045017976
OpenAI Moderation v1 (007)
Violence > Graphic
0.0026359021
OpenAI Moderation v1 (007)
Self-Harm > Intent
0.0014234031
OpenAI Moderation v1 (007)
Sexual
0.0011315453
OpenAI Moderation v1 (007)
Harassment > Threatening
0.0004425613
OpenAI Moderation v1 (007)
Self-Harm > Instructions
4.93834E-5
OpenAI Moderation v1 (007)
Sexual > Minors
1.27867E-5
OpenAI Moderation v1 (007)
Hate > Threatening
1.2951E-6
OpenAI Moderation v1 (007)
Topics
Topic:
Social Issue > Family
Score:
100
Magnitude:
0.155
Code:
14006000
Url:
https://cv.iptc.org/newscodes/subjectcode/14006000
Wikidata_id:
Q8436
Wikidata_label:
family
Source:
IPTC Subject
Topic:
Domestic Commerce
Score:
96.582
Magnitude:
118
Code:
15
Url:
https://fsc.al/cap-mc#15
Source:
Comparative Agendas
Readability
Flesch-Kincaid Grade
12
Flesch-Kincaid Ease
17.3
Gunning-Fog Score
19
Coleman-Liau Index
12
SMOG Index
12
Automated Readability Index
12
Dale-Chall Readability Score
7.9
Sprache Readability Score
5
Dale-Chall Difficult Word Score
17
Sprache Difficult Word Count
18

Joe Biden

This section helps mothers both during and after bankruptcy.
Sentiment
Loughran McDonald (Relative)
-1
Very Negative
Loughran McDonald (Absolute)
-1
Very Negative
Loughran McDonald (Logit)
-1.09861
Harvard-IV (Relative)
0
Neutral
Harvard-IV (Absolute)
0
Neutral
Harvard-IV (Logit)
0
VADER
0.382
Somewhat Positive
Moderation
Harassment
0.0645581225
OpenAI Moderation v1 (007)
Hate
0.0536046398
OpenAI Moderation v1 (007)
Violence
0.0482055999
OpenAI Moderation v1 (007)
Self-Harm
0.0319367944
OpenAI Moderation v1 (007)
Violence > Graphic
0.0191443891
OpenAI Moderation v1 (007)
Self-Harm > Intent
0.0014702397
OpenAI Moderation v1 (007)
Self-Harm > Instructions
0.0012604494
OpenAI Moderation v1 (007)
Sexual
0.0006933202
OpenAI Moderation v1 (007)
Harassment > Threatening
0.0003654148
OpenAI Moderation v1 (007)
Sexual > Minors
2.3985E-5
OpenAI Moderation v1 (007)
Hate > Threatening
1.36185E-5
OpenAI Moderation v1 (007)
Topics
Topic:
Social Issue > Family
Score:
100
Magnitude:
0.16
Code:
14006000
Url:
https://cv.iptc.org/newscodes/subjectcode/14006000
Wikidata_id:
Q8436
Wikidata_label:
family
Source:
IPTC Subject
Topic:
Domestic Commerce
Score:
29.241
Magnitude:
73
Code:
15
Url:
https://fsc.al/cap-mc#15
Source:
Comparative Agendas
Topic:
Law and Crime
Score:
26.63
Magnitude:
73
Code:
12
Url:
https://fsc.al/cap-mc#12
Source:
Comparative Agendas
Readability
Flesch-Kincaid Grade
7.6
Flesch-Kincaid Ease
56.7
Gunning-Fog Score
8
Coleman-Liau Index
12
SMOG Index
9
Automated Readability Index
9.8
Dale-Chall Readability Score
4
Sprache Readability Score
1.9
Dale-Chall Difficult Word Score
2
Sprache Difficult Word Count
2

Joe Biden

The new notification process will help a mother and the support enforcement agencies keep track of a father, where he is working, and what other bills he is required to pay.
Sentiment
Loughran McDonald (Relative)
0
Neutral
Loughran McDonald (Absolute)
0
Neutral
Loughran McDonald (Logit)
0
Harvard-IV (Relative)
0.5
Positive
Harvard-IV (Absolute)
0.5
Positive
Harvard-IV (Logit)
0.8473
VADER
0.612
Very Positive
Moderation
Harassment
0.0244538038
OpenAI Moderation v1 (007)
Hate
0.010195715
OpenAI Moderation v1 (007)
Violence
0.0095100899
OpenAI Moderation v1 (007)
Harassment > Threatening
0.0052843978
OpenAI Moderation v1 (007)
Violence > Graphic
0.0005704518
OpenAI Moderation v1 (007)
Sexual
0.0003325783
OpenAI Moderation v1 (007)
Sexual > Minors
8.90185E-5
OpenAI Moderation v1 (007)
Hate > Threatening
8.15148E-5
OpenAI Moderation v1 (007)
Self-Harm
3.9815E-5
OpenAI Moderation v1 (007)
Self-Harm > Intent
3.31104E-5
OpenAI Moderation v1 (007)
Self-Harm > Instructions
2.173E-6
OpenAI Moderation v1 (007)
Topics
Topic:
Domestic Commerce
Score:
89.615
Magnitude:
122
Code:
15
Url:
https://fsc.al/cap-mc#15
Source:
Comparative Agendas
Readability
Flesch-Kincaid Grade
12
Flesch-Kincaid Ease
49.8
Gunning-Fog Score
16.3
Coleman-Liau Index
10.8
SMOG Index
12
Automated Readability Index
12
Dale-Chall Readability Score
5.1
Sprache Readability Score
5
Dale-Chall Difficult Word Score
7
Sprache Difficult Word Count
8

Joe Biden

Because of this monitoring, which would be put in place by the bankruptcy system under this bill, mothers and collection agencies can more easily go to court and get that portion of a father's wages that now really belongs to them. Dad may complete his bankruptcy plan, but his obligations do not stop.
Sentiment
Loughran McDonald (Relative)
-0.5
Very Negative
Loughran McDonald (Absolute)
-0.5
Very Negative
Loughran McDonald (Logit)
-0.8473
Harvard-IV (Relative)
-0.2
Slightly Negative
Harvard-IV (Absolute)
-0.2
Slightly Negative
Harvard-IV (Logit)
-0.33647
VADER
0.331
Somewhat Positive
Moderation
Harassment
0.035548117
OpenAI Moderation v1 (007)
Violence
0.0242330294
OpenAI Moderation v1 (007)
Hate
0.0092321767
OpenAI Moderation v1 (007)
Self-Harm
0.0068878639
OpenAI Moderation v1 (007)
Violence > Graphic
0.0043739834
OpenAI Moderation v1 (007)
Self-Harm > Intent
0.0023229086
OpenAI Moderation v1 (007)
Harassment > Threatening
0.0016373426
OpenAI Moderation v1 (007)
Sexual
0.0009974387
OpenAI Moderation v1 (007)
Sexual > Minors
0.0001510371
OpenAI Moderation v1 (007)
Self-Harm > Instructions
0.0001030056
OpenAI Moderation v1 (007)
Hate > Threatening
6.5306E-6
OpenAI Moderation v1 (007)
Topics
Topic:
Social Issue > Family
Score:
100
Magnitude:
0.231
Code:
14006000
Url:
https://cv.iptc.org/newscodes/subjectcode/14006000
Wikidata_id:
Q8436
Wikidata_label:
family
Source:
IPTC Subject
Topic:
Labor > Wage and Pension
Score:
64
Magnitude:
0.149
Code:
9011000
Url:
https://cv.iptc.org/newscodes/subjectcode/09011000
Wikidata_id:
Q6821213
Wikidata_label:
wage
Source:
IPTC Subject
Topic:
Domestic Commerce
Score:
49.511
Magnitude:
166
Code:
15
Url:
https://fsc.al/cap-mc#15
Source:
Comparative Agendas
Topic:
Health
Score:
24.389
Magnitude:
166
Code:
3
Url:
https://fsc.al/cap-mc#3
Source:
Comparative Agendas
Readability
Flesch-Kincaid Grade
12
Flesch-Kincaid Ease
52.2
Gunning-Fog Score
16.6
Coleman-Liau Index
11.3
SMOG Index
12
Automated Readability Index
12
Dale-Chall Readability Score
4.9
Sprache Readability Score
5
Dale-Chall Difficult Word Score
12
Sprache Difficult Word Count
15

Joe Biden

These new protections guarantee that family support claims of women and children,will always receive "Number 1" priority -- during and after bankruptcy. The process for obtaining a portion of a father's wages -- through a wage attachment -- gives priority to domestic support orders over orders held by bill collectors, including credit card companies.
Sentiment
Loughran McDonald (Relative)
-1
Very Negative
Loughran McDonald (Absolute)
-1
Very Negative
Loughran McDonald (Logit)
-1.60944
Harvard-IV (Relative)
0.83333
Very Positive
Harvard-IV (Absolute)
0.83333
Very Positive
Harvard-IV (Logit)
2.03688
VADER
0.889
Very Positive
Moderation
Violence
0.0486074423
OpenAI Moderation v1 (007)
Harassment
0.0166150276
OpenAI Moderation v1 (007)
Sexual
0.0115460643
OpenAI Moderation v1 (007)
Hate
0.0029163317
OpenAI Moderation v1 (007)
Harassment > Threatening
0.0015789847
OpenAI Moderation v1 (007)
Violence > Graphic
0.0007509712
OpenAI Moderation v1 (007)
Self-Harm
8.91956E-5
OpenAI Moderation v1 (007)
Sexual > Minors
3.0446E-5
OpenAI Moderation v1 (007)
Self-Harm > Intent
2.44856E-5
OpenAI Moderation v1 (007)
Hate > Threatening
3.5819E-6
OpenAI Moderation v1 (007)
Self-Harm > Instructions
2.5115E-6
OpenAI Moderation v1 (007)
Topics
Topic:
Social Issue > Family
Score:
100
Magnitude:
0.545
Code:
14006000
Url:
https://cv.iptc.org/newscodes/subjectcode/14006000
Wikidata_id:
Q8436
Wikidata_label:
family
Source:
IPTC Subject
Topic:
Labor
Score:
86.8
Magnitude:
59
Code:
5
Url:
https://fsc.al/cap-mc#5
Source:
Comparative Agendas
Topic:
Labor > Wage and Pension
Score:
70
Magnitude:
0.38
Code:
9011000
Url:
https://cv.iptc.org/newscodes/subjectcode/09011000
Wikidata_id:
Q6821213
Wikidata_label:
wage
Source:
IPTC Subject
Topic:
Economy, Business and Finance > Company Information > Bankruptcy
Score:
50
Magnitude:
0.273
Code:
4016007
Url:
https://cv.iptc.org/newscodes/subjectcode/04016007
Wikidata_id:
Q152074
Wikidata_label:
bankruptcy
Source:
IPTC Subject
Readability
Flesch-Kincaid Grade
12
Flesch-Kincaid Ease
25.9
Gunning-Fog Score
19
Coleman-Liau Index
12
SMOG Index
12
Automated Readability Index
12
Dale-Chall Readability Score
7.1
Sprache Readability Score
5
Dale-Chall Difficult Word Score
19
Sprache Difficult Word Count
18

Joe Biden

That money is taken out of his paycheck before he even sees it. He can't be forced by "powerful creditors" to choose between them and his alimony or child support. Those payments are automatic. Again, the picture of greedy bill collectors rushing to the front of the line makes for dramatic storytelling. But it is only that -- storytelling.
Sentiment
Loughran McDonald (Relative)
-1
Very Negative
Loughran McDonald (Absolute)
-1
Very Negative
Loughran McDonald (Logit)
-1.09861
Harvard-IV (Relative)
0
Neutral
Harvard-IV (Absolute)
0
Neutral
Harvard-IV (Logit)
0
VADER
0.584
Very Positive
Moderation
Violence
0.0098819626
OpenAI Moderation v1 (007)
Harassment
0.0067292545
OpenAI Moderation v1 (007)
Violence > Graphic
0.0061903098
OpenAI Moderation v1 (007)
Self-Harm
0.0010811011
OpenAI Moderation v1 (007)
Sexual
0.0008330986
OpenAI Moderation v1 (007)
Hate
0.0005080194
OpenAI Moderation v1 (007)
Harassment > Threatening
0.0002664676
OpenAI Moderation v1 (007)
Self-Harm > Intent
0.000173117
OpenAI Moderation v1 (007)
Sexual > Minors
9.13703E-5
OpenAI Moderation v1 (007)
Hate > Threatening
1.84505E-5
OpenAI Moderation v1 (007)
Self-Harm > Instructions
1.61612E-5
OpenAI Moderation v1 (007)
Topics
Topic:
Arts, Culture and Entertainment > Library and Museum
Score:
100
Magnitude:
0.056
Code:
1009000
Url:
https://cv.iptc.org/newscodes/subjectcode/01009000
Wikidata_id:
Q3152824
Wikidata_label:
cultural institution
Source:
IPTC Subject
Topic:
Domestic Commerce
Score:
82.667
Magnitude:
175
Code:
15
Url:
https://fsc.al/cap-mc#15
Source:
Comparative Agendas
Readability
Flesch-Kincaid Grade
7.4
Flesch-Kincaid Ease
62.3
Gunning-Fog Score
10.2
Coleman-Liau Index
11.8
SMOG Index
10.5
Automated Readability Index
6.5
Dale-Chall Readability Score
3.8
Sprache Readability Score
3.4
Dale-Chall Difficult Word Score
12
Sprache Difficult Word Count
16

Joe Biden

The legislation builds on the existing Federal Child Support Enforcement Program, that exists to help women of all walks of life receive their support payments. By tying Federal dollars to federal standards, current law requires state and local support enforcement agencies to enforce national standards.
Sentiment
Loughran McDonald (Relative)
0
Neutral
Loughran McDonald (Absolute)
0
Neutral
Loughran McDonald (Logit)
0
Harvard-IV (Relative)
0.33333
Somewhat Positive
Harvard-IV (Absolute)
0.33333
Somewhat Positive
Harvard-IV (Logit)
0.61904
VADER
0.869
Very Positive
Moderation
Violence > Graphic
0.0904729532
OpenAI Moderation v1 (007)
Violence
0.0769521692
OpenAI Moderation v1 (007)
Harassment
0.0196001303
OpenAI Moderation v1 (007)
Hate
0.0057878824
OpenAI Moderation v1 (007)
Sexual
0.0036627142
OpenAI Moderation v1 (007)
Harassment > Threatening
0.0009879867
OpenAI Moderation v1 (007)
Sexual > Minors
0.0005328746
OpenAI Moderation v1 (007)
Self-Harm
0.0004266828
OpenAI Moderation v1 (007)
Hate > Threatening
4.53489E-5
OpenAI Moderation v1 (007)
Self-Harm > Intent
2.81586E-5
OpenAI Moderation v1 (007)
Self-Harm > Instructions
5.2422E-6
OpenAI Moderation v1 (007)
Topics
Topic:
Crime, Law and Justice > Police
Score:
100
Magnitude:
0.228
Code:
2003000
Url:
https://cv.iptc.org/newscodes/subjectcode/02003000
Wikidata_id:
Q35535
Wikidata_label:
police
Source:
IPTC Subject
Topic:
Civil Rights
Score:
90.115
Magnitude:
144
Code:
2
Url:
https://fsc.al/cap-mc#2
Source:
Comparative Agendas
Readability
Flesch-Kincaid Grade
12
Flesch-Kincaid Ease
35.5
Gunning-Fog Score
14.3
Coleman-Liau Index
12
SMOG Index
12
Automated Readability Index
12
Dale-Chall Readability Score
8.5
Sprache Readability Score
5
Dale-Chall Difficult Word Score
21
Sprache Difficult Word Count
20

Joe Biden

A couple of the requirements under Federal family support law are: first, that immediate wage withholding should be included in all child support orders; and second, that the withholding of child support obligations be given top priority over every other legal process under State law against the same wages.
Sentiment
Loughran McDonald (Relative)
0
Neutral
Loughran McDonald (Absolute)
0
Neutral
Loughran McDonald (Logit)
0
Harvard-IV (Relative)
0.5
Positive
Harvard-IV (Absolute)
0.5
Positive
Harvard-IV (Logit)
0.95551
VADER
0.856
Very Positive
Moderation
Harassment
0.0335914898
OpenAI Moderation v1 (007)
Hate
0.0219267415
OpenAI Moderation v1 (007)
Violence
0.0187030993
OpenAI Moderation v1 (007)
Violence > Graphic
0.0085507556
OpenAI Moderation v1 (007)
Sexual
0.0051252176
OpenAI Moderation v1 (007)
Self-Harm
0.002930405
OpenAI Moderation v1 (007)
Harassment > Threatening
0.0023545972
OpenAI Moderation v1 (007)
Self-Harm > Intent
0.000402299
OpenAI Moderation v1 (007)
Sexual > Minors
0.0002897619
OpenAI Moderation v1 (007)
Self-Harm > Instructions
0.0001061345
OpenAI Moderation v1 (007)
Hate > Threatening
6.5259E-5
OpenAI Moderation v1 (007)
Topics
Topic:
Labor > Wage and Pension
Score:
100
Magnitude:
0.246
Code:
9011000
Url:
https://cv.iptc.org/newscodes/subjectcode/09011000
Wikidata_id:
Q6821213
Wikidata_label:
wage
Source:
IPTC Subject
Topic:
Crime, Law and Justice > Judiciary (System of Justice)
Score:
99
Magnitude:
0.245
Code:
2002000
Url:
https://cv.iptc.org/newscodes/subjectcode/02002000
Wikidata_id:
Q105985
Wikidata_label:
judiciary
Source:
IPTC Subject
Topic:
Politics > Election
Score:
98
Magnitude:
0.241
Code:
11003000
Url:
https://cv.iptc.org/newscodes/subjectcode/11003000
Wikidata_id:
Q40231
Wikidata_label:
public election
Source:
IPTC Subject
Topic:
Crime, Law and Justice > Justice and Rights
Score:
94
Magnitude:
0.231
Code:
2007000
Url:
https://cv.iptc.org/newscodes/subjectcode/02007000
Wikidata_id:
Q5167661
Wikidata_label:
justice
Source:
IPTC Subject
Topic:
Law and Crime
Score:
79.481
Magnitude:
50
Code:
12
Url:
https://fsc.al/cap-mc#12
Source:
Comparative Agendas
Readability
Flesch-Kincaid Grade
12
Flesch-Kincaid Ease
6.9
Gunning-Fog Score
19
Coleman-Liau Index
12
SMOG Index
12
Automated Readability Index
12
Dale-Chall Readability Score
7.6
Sprache Readability Score
5
Dale-Chall Difficult Word Score
16
Sprache Difficult Word Count
15

Joe Biden

Therefore, after bankruptcy, when a mother and the bill collectors walk into court to make claims against the father's wages, the mother is again "Number 1" in priority and those bill collectors fall in line behind her.
Sentiment
Loughran McDonald (Relative)
-1
Very Negative
Loughran McDonald (Absolute)
-1
Very Negative
Loughran McDonald (Logit)
-1.60944
Harvard-IV (Relative)
0
Neutral
Harvard-IV (Absolute)
0
Neutral
Harvard-IV (Logit)
0
VADER
0.077
Neutral
Moderation
Harassment
0.0402972422
OpenAI Moderation v1 (007)
Violence
0.0370814058
OpenAI Moderation v1 (007)
Self-Harm
0.0103745035
OpenAI Moderation v1 (007)
Hate
0.0091083981
OpenAI Moderation v1 (007)
Violence > Graphic
0.0035484743
OpenAI Moderation v1 (007)
Harassment > Threatening
0.0021226566
OpenAI Moderation v1 (007)
Self-Harm > Intent
0.000384707
OpenAI Moderation v1 (007)
Sexual
0.0003096016
OpenAI Moderation v1 (007)
Hate > Threatening
0.0001135098
OpenAI Moderation v1 (007)
Self-Harm > Instructions
4.05151E-5
OpenAI Moderation v1 (007)
Sexual > Minors
4.0955E-6
OpenAI Moderation v1 (007)
Topics
Topic:
Labor > Wage and Pension
Score:
100
Magnitude:
0.219
Code:
9011000
Url:
https://cv.iptc.org/newscodes/subjectcode/09011000
Wikidata_id:
Q6821213
Wikidata_label:
wage
Source:
IPTC Subject
Topic:
Crime, Law and Justice > Judiciary (System of Justice)
Score:
53
Magnitude:
0.116
Code:
2002000
Url:
https://cv.iptc.org/newscodes/subjectcode/02002000
Wikidata_id:
Q105985
Wikidata_label:
judiciary
Source:
IPTC Subject
Topic:
Law and Crime
Score:
45.654
Magnitude:
84
Code:
12
Url:
https://fsc.al/cap-mc#12
Source:
Comparative Agendas
Topic:
Domestic Commerce
Score:
41.837
Magnitude:
84
Code:
15
Url:
https://fsc.al/cap-mc#15
Source:
Comparative Agendas
Readability
Flesch-Kincaid Grade
12
Flesch-Kincaid Ease
39
Gunning-Fog Score
19
Coleman-Liau Index
12
SMOG Index
12
Automated Readability Index
12
Dale-Chall Readability Score
5.2
Sprache Readability Score
5
Dale-Chall Difficult Word Score
8
Sprache Difficult Word Count
9

Joe Biden

In response to some of my colleagues concerns -- concerns that I would certainly share if I listened to some of the claims out there -- I looked for ways to make the system even tighter.
Sentiment
Loughran McDonald (Relative)
-1
Very Negative
Loughran McDonald (Absolute)
-1
Very Negative
Loughran McDonald (Logit)
-1.94591
Harvard-IV (Relative)
0.2
Leans Positive
Harvard-IV (Absolute)
0.2
Leans Positive
Harvard-IV (Logit)
0.33647
VADER
0.557
Very Positive
Moderation
Harassment
0.5664866883
OpenAI Moderation v1 (007)
Violence
0.0722254161
OpenAI Moderation v1 (007)
Violence > Graphic
0.0455232162
OpenAI Moderation v1 (007)
Hate
0.0205753196
OpenAI Moderation v1 (007)
Harassment > Threatening
0.0137530384
OpenAI Moderation v1 (007)
Self-Harm
0.0095895892
OpenAI Moderation v1 (007)
Self-Harm > Intent
0.0020080801
OpenAI Moderation v1 (007)
Sexual
0.0011295001
OpenAI Moderation v1 (007)
Self-Harm > Instructions
0.0002300711
OpenAI Moderation v1 (007)
Hate > Threatening
4.50889E-5
OpenAI Moderation v1 (007)
Sexual > Minors
4.07202E-5
OpenAI Moderation v1 (007)
Topics
Topic:
Labor
Score:
74.012
Magnitude:
141
Code:
5
Url:
https://fsc.al/cap-mc#5
Source:
Comparative Agendas
Readability
Flesch-Kincaid Grade
12
Flesch-Kincaid Ease
57.9
Gunning-Fog Score
17.1
Coleman-Liau Index
9.5
SMOG Index
12
Automated Readability Index
12
Dale-Chall Readability Score
5.9
Sprache Readability Score
5
Dale-Chall Difficult Word Score
9
Sprache Difficult Word Count
10

Joe Biden

I found out that the only way to do that was to require a wage attachment, whether the woman wanted one or not. Maybe she wants nothing to do with an abusive husband. Maybe she is afraid for him to know her address. We have to leave that decision up to her, but she will get all the help we can give to help her know her rights.
Sentiment
Loughran McDonald (Relative)
-1
Very Negative
Loughran McDonald (Absolute)
-1
Very Negative
Loughran McDonald (Logit)
-1.09861
Harvard-IV (Relative)
0.4
Somewhat Positive
Harvard-IV (Absolute)
0.4
Somewhat Positive
Harvard-IV (Logit)
0.76214
VADER
0.718
Very Positive
Moderation
Violence
0.0144810314
OpenAI Moderation v1 (007)
Harassment
0.0043010928
OpenAI Moderation v1 (007)
Violence > Graphic
0.0039498824
OpenAI Moderation v1 (007)
Harassment > Threatening
0.0002968767
OpenAI Moderation v1 (007)
Hate
0.0002545187
OpenAI Moderation v1 (007)
Self-Harm
0.000141204
OpenAI Moderation v1 (007)
Sexual
0.0001097276
OpenAI Moderation v1 (007)
Self-Harm > Intent
3.48904E-5
OpenAI Moderation v1 (007)
Sexual > Minors
2.45624E-5
OpenAI Moderation v1 (007)
Self-Harm > Instructions
1.77441E-5
OpenAI Moderation v1 (007)
Hate > Threatening
3.5034E-6
OpenAI Moderation v1 (007)
Topics
Topic:
Social Issue > Family
Score:
100
Magnitude:
0.081
Code:
14006000
Url:
https://cv.iptc.org/newscodes/subjectcode/14006000
Wikidata_id:
Q8436
Wikidata_label:
family
Source:
IPTC Subject
Topic:
Crime, Law and Justice > Justice and Rights
Score:
76
Magnitude:
0.061
Code:
2007000
Url:
https://cv.iptc.org/newscodes/subjectcode/02007000
Wikidata_id:
Q5167661
Wikidata_label:
justice
Source:
IPTC Subject
Topic:
Law and Crime
Score:
72.258
Magnitude:
68
Code:
12
Url:
https://fsc.al/cap-mc#12
Source:
Comparative Agendas
Readability
Flesch-Kincaid Grade
5.8
Flesch-Kincaid Ease
83.8
Gunning-Fog Score
8.6
Coleman-Liau Index
6.3
SMOG Index
8.2
Automated Readability Index
4.7
Dale-Chall Readability Score
2.7
Sprache Readability Score
3.4
Dale-Chall Difficult Word Score
8
Sprache Difficult Word Count
8

Joe Biden

As I said, I looked for ways to make this bill stronger in support of women and children who depend on support payments, and I simply couldn't find any.
Sentiment
Loughran McDonald (Relative)
1
Very Positive
Loughran McDonald (Absolute)
1
Very Positive
Loughran McDonald (Logit)
1.60944
Harvard-IV (Relative)
1
Very Positive
Harvard-IV (Absolute)
1
Very Positive
Harvard-IV (Logit)
2.19722
VADER
0.66
Very Positive
Moderation
Harassment
0.0476265239
OpenAI Moderation v1 (007)
Violence
0.0068200992
OpenAI Moderation v1 (007)
Violence > Graphic
0.0054284603
OpenAI Moderation v1 (007)
Hate
0.003911465
OpenAI Moderation v1 (007)
Sexual > Minors
0.0004713965
OpenAI Moderation v1 (007)
Sexual
0.0003584531
OpenAI Moderation v1 (007)
Harassment > Threatening
0.0001585247
OpenAI Moderation v1 (007)
Self-Harm > Instructions
0.0001168674
OpenAI Moderation v1 (007)
Self-Harm
0.0001056677
OpenAI Moderation v1 (007)
Self-Harm > Intent
1.36937E-5
OpenAI Moderation v1 (007)
Hate > Threatening
2.0066E-6
OpenAI Moderation v1 (007)
Topics
Topic:
Domestic Commerce
Score:
92.184
Magnitude:
112
Code:
15
Url:
https://fsc.al/cap-mc#15
Source:
Comparative Agendas
Readability
Flesch-Kincaid Grade
11.6
Flesch-Kincaid Ease
63.6
Gunning-Fog Score
11.6
Coleman-Liau Index
8.6
SMOG Index
3.3
Automated Readability Index
12
Dale-Chall Readability Score
4.2
Sprache Readability Score
4.8
Dale-Chall Difficult Word Score
5
Sprache Difficult Word Count
8

Joe Biden

Even if a father does not earn wages, then support enforcement agencies have many tools to use to ensure that the mother and her children are paid. A support enforcement agency can intercept taxes and unemployment benefits, revoke driver's, professional and recreational licenses (like those used for fishing, hunting, and boating), deny passports, and institute criminal and contempt actions.
Sentiment
Loughran McDonald (Relative)
-0.6
Very Negative
Loughran McDonald (Absolute)
-0.6
Very Negative
Loughran McDonald (Logit)
-1.09861
Harvard-IV (Relative)
0.06667
Neutral
Harvard-IV (Absolute)
0.06667
Neutral
Harvard-IV (Logit)
0.12516
VADER
-0.44
Negative
Moderation
Harassment
0.0054451546
OpenAI Moderation v1 (007)
Violence
0.003570944
OpenAI Moderation v1 (007)
Violence > Graphic
0.0016536327
OpenAI Moderation v1 (007)
Self-Harm
0.0004191386
OpenAI Moderation v1 (007)
Sexual
0.0003596042
OpenAI Moderation v1 (007)
Hate
0.0003430462
OpenAI Moderation v1 (007)
Harassment > Threatening
0.0002589833
OpenAI Moderation v1 (007)
Self-Harm > Intent
0.0001629185
OpenAI Moderation v1 (007)
Sexual > Minors
2.41696E-5
OpenAI Moderation v1 (007)
Self-Harm > Instructions
3.261E-6
OpenAI Moderation v1 (007)
Hate > Threatening
2.769E-7
OpenAI Moderation v1 (007)
Topics
Topic:
Social Issue > Family
Score:
100
Magnitude:
0.145
Code:
14006000
Url:
https://cv.iptc.org/newscodes/subjectcode/14006000
Wikidata_id:
Q8436
Wikidata_label:
family
Source:
IPTC Subject
Topic:
Labor
Score:
96.52
Magnitude:
33
Code:
5
Url:
https://fsc.al/cap-mc#5
Source:
Comparative Agendas
Topic:
Politics > Election
Score:
59
Magnitude:
0.085
Code:
11003000
Url:
https://cv.iptc.org/newscodes/subjectcode/11003000
Wikidata_id:
Q40231
Wikidata_label:
public election
Source:
IPTC Subject
Readability
Flesch-Kincaid Grade
12
Flesch-Kincaid Ease
22
Gunning-Fog Score
19
Coleman-Liau Index
12
SMOG Index
12
Automated Readability Index
12
Dale-Chall Readability Score
8.4
Sprache Readability Score
5
Dale-Chall Difficult Word Score
26
Sprache Difficult Word Count
25

Joe Biden

That is why, even compared to any imaginary "powerful creditor" you might be able to conjure up, mothers and children have real, tangible protections and resources at their disposal to bring a first priority claim against a father's wages after bankruptcy.
Sentiment
Loughran McDonald (Relative)
-1
Very Negative
Loughran McDonald (Absolute)
-1
Very Negative
Loughran McDonald (Logit)
-1.94591
Harvard-IV (Relative)
0.2
Leans Positive
Harvard-IV (Absolute)
0.2
Leans Positive
Harvard-IV (Logit)
0.33647
VADER
0.402
Positive
Moderation
Violence
0.0347685389
OpenAI Moderation v1 (007)
Harassment
0.0130689776
OpenAI Moderation v1 (007)
Self-Harm
0.003037758
OpenAI Moderation v1 (007)
Violence > Graphic
0.0029545366
OpenAI Moderation v1 (007)
Harassment > Threatening
0.0017453121
OpenAI Moderation v1 (007)
Hate
0.0016043072
OpenAI Moderation v1 (007)
Self-Harm > Intent
0.000252287
OpenAI Moderation v1 (007)
Sexual
0.0002372459
OpenAI Moderation v1 (007)
Self-Harm > Instructions
4.88798E-5
OpenAI Moderation v1 (007)
Hate > Threatening
9.0012E-6
OpenAI Moderation v1 (007)
Sexual > Minors
3.5631E-6
OpenAI Moderation v1 (007)
Topics
Topic:
Social Issue > Family
Score:
100
Magnitude:
0.404
Code:
14006000
Url:
https://cv.iptc.org/newscodes/subjectcode/14006000
Wikidata_id:
Q8436
Wikidata_label:
family
Source:
IPTC Subject
Topic:
Social Welfare
Score:
47.719
Magnitude:
73
Code:
13
Url:
https://fsc.al/cap-mc#13
Source:
Comparative Agendas
Topic:
Macroeconomics
Score:
35.508
Magnitude:
73
Code:
1
Url:
https://fsc.al/cap-mc#1
Source:
Comparative Agendas
Readability
Flesch-Kincaid Grade
12
Flesch-Kincaid Ease
10.5
Gunning-Fog Score
19
Coleman-Liau Index
12
SMOG Index
12
Automated Readability Index
12
Dale-Chall Readability Score
7
Sprache Readability Score
5
Dale-Chall Difficult Word Score
13
Sprache Difficult Word Count
14

Joe Biden

Finally, let me conclude where I began: with the enthusiasm for this legislation that we have heard from the folks in the trenches.
Sentiment
Loughran McDonald (Relative)
1
Very Positive
Loughran McDonald (Absolute)
1
Very Positive
Loughran McDonald (Logit)
1.09861
Harvard-IV (Relative)
0
Neutral
Harvard-IV (Absolute)
0
Neutral
Harvard-IV (Logit)
0
VADER
0.44
Positive
Moderation
Violence > Graphic
0.0719123054
OpenAI Moderation v1 (007)
Violence
0.0355376455
OpenAI Moderation v1 (007)
Sexual
0.0198674796
OpenAI Moderation v1 (007)
Sexual > Minors
0.0023992372
OpenAI Moderation v1 (007)
Harassment
0.0019264113
OpenAI Moderation v1 (007)
Self-Harm
0.0004880831
OpenAI Moderation v1 (007)
Self-Harm > Intent
0.0002675628
OpenAI Moderation v1 (007)
Hate
0.0002241278
OpenAI Moderation v1 (007)
Harassment > Threatening
0.0001245201
OpenAI Moderation v1 (007)
Hate > Threatening
2.81719E-5
OpenAI Moderation v1 (007)
Self-Harm > Instructions
2.9858E-6
OpenAI Moderation v1 (007)
Topics
Topic:
Labor
Score:
93.229
Magnitude:
75
Code:
5
Url:
https://fsc.al/cap-mc#5
Source:
Comparative Agendas
Readability
Flesch-Kincaid Grade
10.3
Flesch-Kincaid Ease
62.1
Gunning-Fog Score
12.7
Coleman-Liau Index
11.3
SMOG Index
12
Automated Readability Index
11.8
Dale-Chall Readability Score
3.9
Sprache Readability Score
3.9
Dale-Chall Difficult Word Score
4
Sprache Difficult Word Count
6

Joe Biden

Here is what the National Association of Attorneys General has asserted: the bill "improve[s] the treatment of domestic support obligations" and when the current Code's "obstacles are removed, as this legislation seeks to accomplish, we believe that our State and local support offices will continue to be able to collect these monies effectively, regardless of whether other lower-priority creditors remain." As I mentioned before, the Association's letter was personally signed by the State Attorneys General from twenty-seven States, including the -- State Attorneys General from Vermont, Minnesota, Illinois, Massachusetts, California, North Carolina, Michigan, Montana, Maryland, Iowa, Hawaii, and Washington.
Sentiment
Loughran McDonald (Relative)
0.2
Leans Positive
Loughran McDonald (Absolute)
0.2
Leans Positive
Loughran McDonald (Logit)
0.33647
Harvard-IV (Relative)
0.73333
Very Positive
Harvard-IV (Absolute)
0.73333
Very Positive
Harvard-IV (Logit)
1.6864
VADER
0.886
Very Positive
Moderation
Harassment
0.056583737
OpenAI Moderation v1 (007)
Violence
0.013655475
OpenAI Moderation v1 (007)
Hate
0.0027510494
OpenAI Moderation v1 (007)
Sexual
0.00218192
OpenAI Moderation v1 (007)
Harassment > Threatening
0.0008643311
OpenAI Moderation v1 (007)
Violence > Graphic
0.0004545805
OpenAI Moderation v1 (007)
Sexual > Minors
6.15568E-5
OpenAI Moderation v1 (007)
Self-Harm
2.43158E-5
OpenAI Moderation v1 (007)
Hate > Threatening
6.182E-6
OpenAI Moderation v1 (007)
Self-Harm > Intent
5.9527E-6
OpenAI Moderation v1 (007)
Self-Harm > Instructions
8.654E-7
OpenAI Moderation v1 (007)
Topics
Topic:
Politics > Election
Score:
100
Magnitude:
0.075
Code:
11003000
Url:
https://cv.iptc.org/newscodes/subjectcode/11003000
Wikidata_id:
Q40231
Wikidata_label:
public election
Source:
IPTC Subject
Topic:
Health
Score:
96.988
Magnitude:
80
Code:
3
Url:
https://fsc.al/cap-mc#3
Source:
Comparative Agendas
Readability
Flesch-Kincaid Grade
12
Flesch-Kincaid Ease
0
Gunning-Fog Score
19
Coleman-Liau Index
12
SMOG Index
12
Automated Readability Index
12
Dale-Chall Readability Score
9.4
Sprache Readability Score
5
Dale-Chall Difficult Word Score
44
Sprache Difficult Word Count
48

Joe Biden

The National District Attorneys Association, with more than 7,000 local prosecutors in their membership, does "not believe that after bankruptcy it would be more difficult to collect support simply because credit card debts are not discharged. To the contrary, support collectors have vastly more effective, and meaningful, collection remedies before a bankruptcy case is filed, or after the case is completed, than any other financial institution . . . It is under the current law, during bankruptcy, that support collectors have the greatest difficulty because they are in competition with all other creditors for bankruptcy estate assets and because their most effective collections remedies have been stayed . . . This legislation provides a major improvement to the problems facing child support creditors in bankruptcy proceedings." I support the reform that the enforcement professionals call for, from New York City to California, from Minnesota to Vermont, from Massachusetts to Michigan. I want to save women and children from having to fight their way through a broken bankruptcy system. I want to make the system work for them, not against them.
Sentiment
Loughran McDonald (Relative)
-0.46667
Negative
Loughran McDonald (Absolute)
-0.46667
Negative
Loughran McDonald (Logit)
-0.93827
Harvard-IV (Relative)
0.09091
Neutral
Harvard-IV (Absolute)
0.09091
Neutral
Harvard-IV (Logit)
0.17693
VADER
0.974
Very Positive
Moderation
Violence
0.0154198016
OpenAI Moderation v1 (007)
Harassment
0.0129956316
OpenAI Moderation v1 (007)
Harassment > Threatening
0.0024420369
OpenAI Moderation v1 (007)
Violence > Graphic
0.0024193272
OpenAI Moderation v1 (007)
Hate
0.0015419302
OpenAI Moderation v1 (007)
Sexual
0.0010603446
OpenAI Moderation v1 (007)
Sexual > Minors
0.000111937
OpenAI Moderation v1 (007)
Hate > Threatening
1.83774E-5
OpenAI Moderation v1 (007)
Self-Harm
1.6793E-6
OpenAI Moderation v1 (007)
Self-Harm > Intent
1.3141E-6
OpenAI Moderation v1 (007)
Self-Harm > Instructions
1.03E-7
OpenAI Moderation v1 (007)
Topics
Topic:
Economy, Business and Finance > Economy (General)
Score:
100
Magnitude:
0.36
Code:
4017000
Url:
https://cv.iptc.org/newscodes/subjectcode/04017000
Wikidata_id:
Q159810
Wikidata_label:
economy
Source:
IPTC Subject
Topic:
Domestic Commerce
Score:
83.839
Magnitude:
101
Code:
15
Url:
https://fsc.al/cap-mc#15
Source:
Comparative Agendas
Topic:
Labor > Labor Dispute
Score:
60
Magnitude:
0.218
Code:
9004000
Url:
https://cv.iptc.org/newscodes/subjectcode/09004000
Wikidata_id:
Q2310419
Wikidata_label:
organizational conflict
Source:
IPTC Subject
Topic:
Politics > Election
Score:
57
Magnitude:
0.206
Code:
11003000
Url:
https://cv.iptc.org/newscodes/subjectcode/11003000
Wikidata_id:
Q40231
Wikidata_label:
public election
Source:
IPTC Subject
Topic:
Crime, Law and Justice > Police
Score:
51
Magnitude:
0.183
Code:
2003000
Url:
https://cv.iptc.org/newscodes/subjectcode/02003000
Wikidata_id:
Q35535
Wikidata_label:
police
Source:
IPTC Subject
Readability
Flesch-Kincaid Grade
12
Flesch-Kincaid Ease
34
Gunning-Fog Score
17.3
Coleman-Liau Index
12
SMOG Index
12
Automated Readability Index
12
Dale-Chall Readability Score
7
Sprache Readability Score
5
Dale-Chall Difficult Word Score
64
Sprache Difficult Word Count
52

Joe Biden

A vote against this bill is a vote in favor of the current broken system. A vote for this bill is a vote to protect family support payments in bankruptcy.
Sentiment
Loughran McDonald (Relative)
-1
Very Negative
Loughran McDonald (Absolute)
-1
Very Negative
Loughran McDonald (Logit)
-1.60944
Harvard-IV (Relative)
0
Neutral
Harvard-IV (Absolute)
0
Neutral
Harvard-IV (Logit)
0
VADER
0.599
Very Positive
Moderation
Harassment
0.0979860313
OpenAI Moderation v1 (007)
Violence > Graphic
0.0100203608
OpenAI Moderation v1 (007)
Hate
0.0080032805
OpenAI Moderation v1 (007)
Violence
0.0062127823
OpenAI Moderation v1 (007)
Self-Harm
0.0012712841
OpenAI Moderation v1 (007)
Harassment > Threatening
0.0006471123
OpenAI Moderation v1 (007)
Sexual
0.000625911
OpenAI Moderation v1 (007)
Self-Harm > Intent
0.0001791625
OpenAI Moderation v1 (007)
Sexual > Minors
6.75363E-5
OpenAI Moderation v1 (007)
Self-Harm > Instructions
3.41536E-5
OpenAI Moderation v1 (007)
Hate > Threatening
6.0674E-6
OpenAI Moderation v1 (007)
Topics
Topic:
Politics > Election
Score:
100
Magnitude:
1
Code:
11003000
Url:
https://cv.iptc.org/newscodes/subjectcode/11003000
Wikidata_id:
Q40231
Wikidata_label:
public election
Source:
IPTC Subject
Topic:
Government Operations
Score:
73.252
Magnitude:
22
Code:
20
Url:
https://fsc.al/cap-mc#20
Source:
Comparative Agendas
Readability
Flesch-Kincaid Grade
6.8
Flesch-Kincaid Ease
73.2
Gunning-Fog Score
8.7
Coleman-Liau Index
8.3
SMOG Index
9
Automated Readability Index
5.4
Dale-Chall Readability Score
2.8
Sprache Readability Score
3.1
Dale-Chall Difficult Word Score
4
Sprache Difficult Word Count
8

Joe Biden

That is why I support this bill.
Sentiment
Loughran McDonald (Relative)
0
Neutral
Loughran McDonald (Absolute)
0
Neutral
Loughran McDonald (Logit)
0
Harvard-IV (Relative)
1
Very Positive
Harvard-IV (Absolute)
1
Very Positive
Harvard-IV (Logit)
1.09861
VADER
0.402
Positive
Moderation
Violence > Graphic
0.1709331409
OpenAI Moderation v1 (007)
Violence
0.1330170548
OpenAI Moderation v1 (007)
Harassment
0.0319863437
OpenAI Moderation v1 (007)
Harassment > Threatening
0.0049323298
OpenAI Moderation v1 (007)
Sexual
0.0035331916
OpenAI Moderation v1 (007)
Hate
0.0023540491
OpenAI Moderation v1 (007)
Self-Harm
0.0021817119
OpenAI Moderation v1 (007)
Self-Harm > Intent
0.000518051
OpenAI Moderation v1 (007)
Sexual > Minors
0.0001398975
OpenAI Moderation v1 (007)
Hate > Threatening
3.20389E-5
OpenAI Moderation v1 (007)
Self-Harm > Instructions
1.63415E-5
OpenAI Moderation v1 (007)
Topics
Topic:
Politics > Election
Score:
100
Magnitude:
0.098
Code:
11003000
Url:
https://cv.iptc.org/newscodes/subjectcode/11003000
Wikidata_id:
Q40231
Wikidata_label:
public election
Source:
IPTC Subject
Topic:
Arts, Culture and Entertainment > Mass Media > News Media
Score:
52
Magnitude:
0.051
Code:
1026002
Url:
https://cv.iptc.org/newscodes/subjectcode/01026002
Wikidata_id:
Q1193236
Wikidata_label:
news media
Source:
IPTC Subject
Topic:
Social Issue > People
Score:
52
Magnitude:
0.051
Code:
14024000
Url:
https://cv.iptc.org/newscodes/subjectcode/14024000
Wikidata_id:
Q1156970
Wikidata_label:
humanity
Source:
IPTC Subject
Topic:
Government Operations
Score:
41.596
Magnitude:
30
Code:
20
Url:
https://fsc.al/cap-mc#20
Source:
Comparative Agendas
Readability
Flesch-Kincaid Grade
0.6
Flesch-Kincaid Ease
100
Gunning-Fog Score
2.8
Coleman-Liau Index
5.2
SMOG Index
3.3
Automated Readability Index
0
Dale-Chall Readability Score
2.6
Sprache Readability Score
1.7
Dale-Chall Difficult Word Score
1
Sprache Difficult Word Count
2

Byron Dorgan

Mr. President, I know that the Senate is about to pass a bankruptcy reform bill, and that this bill will be signed into law. And it is with some regret that I say that I will not vote for it.
Sentiment
Loughran McDonald (Relative)
-1
Very Negative
Loughran McDonald (Absolute)
-1
Very Negative
Loughran McDonald (Logit)
-1.09861
Harvard-IV (Relative)
-0.33333
Somewhat Negative
Harvard-IV (Absolute)
-0.33333
Somewhat Negative
Harvard-IV (Logit)
-0.51083
VADER
-0.422
Negative
Moderation
Violence
0.0124169936
OpenAI Moderation v1 (007)
Violence > Graphic
0.0037998383
OpenAI Moderation v1 (007)
Harassment
0.0016197495
OpenAI Moderation v1 (007)
Self-Harm
0.0015230933
OpenAI Moderation v1 (007)
Self-Harm > Intent
0.0002618947
OpenAI Moderation v1 (007)
Hate
0.0002291444
OpenAI Moderation v1 (007)
Harassment > Threatening
0.0001523934
OpenAI Moderation v1 (007)
Self-Harm > Instructions
2.35944E-5
OpenAI Moderation v1 (007)
Sexual
6.1296E-6
OpenAI Moderation v1 (007)
Sexual > Minors
7.6E-7
OpenAI Moderation v1 (007)
Hate > Threatening
7.06E-8
OpenAI Moderation v1 (007)
Topics
Topic:
Politics > Election
Score:
100
Magnitude:
0.293
Code:
11003000
Url:
https://cv.iptc.org/newscodes/subjectcode/11003000
Wikidata_id:
Q40231
Wikidata_label:
public election
Source:
IPTC Subject
Topic:
Domestic Commerce
Score:
97.578
Magnitude:
73
Code:
15
Url:
https://fsc.al/cap-mc#15
Source:
Comparative Agendas
Topic:
Politics > Parliament
Score:
96
Magnitude:
0.279
Code:
11009000
Url:
https://cv.iptc.org/newscodes/subjectcode/11009000
Wikidata_id:
Q35749
Wikidata_label:
parliament
Source:
IPTC Subject
Readability
Flesch-Kincaid Grade
3.8
Flesch-Kincaid Ease
91.8
Gunning-Fog Score
6.3
Coleman-Liau Index
5.8
SMOG Index
6.6
Automated Readability Index
2.5
Dale-Chall Readability Score
3.8
Sprache Readability Score
3.2
Dale-Chall Difficult Word Score
8
Sprache Difficult Word Count
11

Byron Dorgan

I do believe that there have been cases of abuse of our bankruptcy system, and that some reform is needed. Nobody likes to hear of wealthy people who walk away from their debts because they can game the system. That's not fair to financial institutions, and perhaps more importantly, it's not fair to Americans who pay their debts in full.
Sentiment
Loughran McDonald (Relative)
-1
Very Negative
Loughran McDonald (Absolute)
-1
Very Negative
Loughran McDonald (Logit)
-1.60944
Harvard-IV (Relative)
0.14286
Leans Positive
Harvard-IV (Absolute)
0.14286
Leans Positive
Harvard-IV (Logit)
0.25131
VADER
0.129
Leans Positive
Moderation
Violence
0.0077779456
OpenAI Moderation v1 (007)
Harassment
0.0065590495
OpenAI Moderation v1 (007)
Self-Harm
0.0048015751
OpenAI Moderation v1 (007)
Violence > Graphic
0.0035610785
OpenAI Moderation v1 (007)
Hate
0.0020944852
OpenAI Moderation v1 (007)
Sexual
0.0013334487
OpenAI Moderation v1 (007)
Self-Harm > Instructions
0.0007341749
OpenAI Moderation v1 (007)
Harassment > Threatening
0.0002925538
OpenAI Moderation v1 (007)
Self-Harm > Intent
0.0001785921
OpenAI Moderation v1 (007)
Hate > Threatening
3.0025E-5
OpenAI Moderation v1 (007)
Sexual > Minors
5.1248E-6
OpenAI Moderation v1 (007)
Topics
Topic:
Economy, Business and Finance > Economy (General)
Score:
100
Magnitude:
0.206
Code:
4017000
Url:
https://cv.iptc.org/newscodes/subjectcode/04017000
Wikidata_id:
Q159810
Wikidata_label:
economy
Source:
IPTC Subject
Topic:
Domestic Commerce
Score:
95.455
Magnitude:
77
Code:
15
Url:
https://fsc.al/cap-mc#15
Source:
Comparative Agendas
Readability
Flesch-Kincaid Grade
9.3
Flesch-Kincaid Ease
63.9
Gunning-Fog Score
11.3
Coleman-Liau Index
10.9
SMOG Index
11.3
Automated Readability Index
9.9
Dale-Chall Readability Score
4.4
Sprache Readability Score
4.1
Dale-Chall Difficult Word Score
13
Sprache Difficult Word Count
12

Byron Dorgan

I voted for a bankruptcy reform bill twice in the past, most recently in 2001. That bill passed in the Senate with significant bipartisan consensus, and I had hoped that it would be signed into law. But the House of Representatives refused to compromise with the Senate, and ultimately the bill failed.
Sentiment
Loughran McDonald (Relative)
-1
Very Negative
Loughran McDonald (Absolute)
-1
Very Negative
Loughran McDonald (Logit)
-1.94591
Harvard-IV (Relative)
0
Neutral
Harvard-IV (Absolute)
0
Neutral
Harvard-IV (Logit)
0
VADER
-0.273
Slightly Negative
Moderation
Violence
0.0132310321
OpenAI Moderation v1 (007)
Violence > Graphic
0.0044376353
OpenAI Moderation v1 (007)
Harassment
0.0029569355
OpenAI Moderation v1 (007)
Self-Harm
0.0017342358
OpenAI Moderation v1 (007)
Hate
0.0007491014
OpenAI Moderation v1 (007)
Harassment > Threatening
0.0005786304
OpenAI Moderation v1 (007)
Sexual
0.0004541832
OpenAI Moderation v1 (007)
Self-Harm > Intent
0.0001582739
OpenAI Moderation v1 (007)
Self-Harm > Instructions
7.19208E-5
OpenAI Moderation v1 (007)
Sexual > Minors
6.71489E-5
OpenAI Moderation v1 (007)
Hate > Threatening
4.548E-6
OpenAI Moderation v1 (007)
Topics
Topic:
Politics > Parliament
Score:
100
Magnitude:
0.738
Code:
11009000
Url:
https://cv.iptc.org/newscodes/subjectcode/11009000
Wikidata_id:
Q35749
Wikidata_label:
parliament
Source:
IPTC Subject
Topic:
Health
Score:
91.75
Magnitude:
49
Code:
3
Url:
https://fsc.al/cap-mc#3
Source:
Comparative Agendas
Readability
Flesch-Kincaid Grade
9.1
Flesch-Kincaid Ease
60.7
Gunning-Fog Score
13.1
Coleman-Liau Index
11.5
SMOG Index
12
Automated Readability Index
9.1
Dale-Chall Readability Score
6
Sprache Readability Score
4.3
Dale-Chall Difficult Word Score
17
Sprache Difficult Word Count
19

Byron Dorgan

This time around, I would have liked to have reached another bipartisan consensus. However, the bipartisan spirit seems to have broken down.
Sentiment
Loughran McDonald (Relative)
-1
Very Negative
Loughran McDonald (Absolute)
-1
Very Negative
Loughran McDonald (Logit)
-1.09861
Harvard-IV (Relative)
0.33333
Somewhat Positive
Harvard-IV (Absolute)
0.33333
Somewhat Positive
Harvard-IV (Logit)
0.51083
VADER
0.202
Slightly Positive
Moderation
Violence
0.0899913197
OpenAI Moderation v1 (007)
Violence > Graphic
0.077933335
OpenAI Moderation v1 (007)
Harassment
0.0113373753
OpenAI Moderation v1 (007)
Harassment > Threatening
0.0009417663
OpenAI Moderation v1 (007)
Hate
0.0006242645
OpenAI Moderation v1 (007)
Self-Harm
0.0005175636
OpenAI Moderation v1 (007)
Sexual
0.0003815716
OpenAI Moderation v1 (007)
Sexual > Minors
0.000128279
OpenAI Moderation v1 (007)
Hate > Threatening
1.30624E-5
OpenAI Moderation v1 (007)
Self-Harm > Instructions
6.4231E-6
OpenAI Moderation v1 (007)
Self-Harm > Intent
4.848E-6
OpenAI Moderation v1 (007)
Topics
Topic:
Health
Score:
95.495
Magnitude:
20
Code:
3
Url:
https://fsc.al/cap-mc#3
Source:
Comparative Agendas
Readability
Flesch-Kincaid Grade
8.5
Flesch-Kincaid Ease
53.4
Gunning-Fog Score
13.5
Coleman-Liau Index
12
SMOG Index
12
Automated Readability Index
8.7
Dale-Chall Readability Score
4.1
Sprache Readability Score
2.5
Dale-Chall Difficult Word Score
5
Sprache Difficult Word Count
6

Byron Dorgan

My colleagues on the Democratic side offered a number of amendments that were reasonable, common-sense tweaks to the bill, to reflect changes in our country since the last time the bankruptcy bill was considered.
Sentiment
Loughran McDonald (Relative)
-1
Very Negative
Loughran McDonald (Absolute)
-1
Very Negative
Loughran McDonald (Logit)
-1.09861
Harvard-IV (Relative)
0.71429
Very Positive
Harvard-IV (Absolute)
0.71429
Very Positive
Harvard-IV (Logit)
1.46634
VADER
0.077
Neutral
Moderation
Violence
0.0500448863
OpenAI Moderation v1 (007)
Harassment
0.0226286094
OpenAI Moderation v1 (007)
Sexual
0.007636076
OpenAI Moderation v1 (007)
Hate
0.0044456789
OpenAI Moderation v1 (007)
Violence > Graphic
0.0025325282
OpenAI Moderation v1 (007)
Self-Harm
0.0006452322
OpenAI Moderation v1 (007)
Sexual > Minors
0.0003020616
OpenAI Moderation v1 (007)
Harassment > Threatening
0.0001958041
OpenAI Moderation v1 (007)
Self-Harm > Intent
6.65415E-5
OpenAI Moderation v1 (007)
Hate > Threatening
1.2795E-6
OpenAI Moderation v1 (007)
Self-Harm > Instructions
7.664E-7
OpenAI Moderation v1 (007)
Topics
Topic:
Health
Score:
84.248
Magnitude:
23
Code:
3
Url:
https://fsc.al/cap-mc#3
Source:
Comparative Agendas
Readability
Flesch-Kincaid Grade
12
Flesch-Kincaid Ease
36
Gunning-Fog Score
19
Coleman-Liau Index
12
SMOG Index
12
Automated Readability Index
12
Dale-Chall Readability Score
6.2
Sprache Readability Score
5
Dale-Chall Difficult Word Score
10
Sprache Difficult Word Count
12

Byron Dorgan

There have been hundreds of thousands of National Guard and reserve troops called up because of the conflicts in Afghanistan and Iraq. They have left behind their jobs, their businesses, and their families. When they find themselves in bankruptcy, why not allow them some consideration? My colleague from Illinois, Senator Durbin, offered an amendment that would have done precisely that, but it was voted down on a largely partisan vote.
Sentiment
Loughran McDonald (Relative)
-1
Very Negative
Loughran McDonald (Absolute)
-1
Very Negative
Loughran McDonald (Logit)
-1.60944
Harvard-IV (Relative)
0.42857
Positive
Harvard-IV (Absolute)
0.42857
Positive
Harvard-IV (Logit)
0.78846
VADER
-0.234
Slightly Negative
Moderation
Violence > Graphic
0.4133461509
OpenAI Moderation v1 (007)
Violence
0.1470825286
OpenAI Moderation v1 (007)
Harassment
0.118018873
OpenAI Moderation v1 (007)
Sexual
0.0206528784
OpenAI Moderation v1 (007)
Harassment > Threatening
0.0065145228
OpenAI Moderation v1 (007)
Self-Harm
0.0022997427
OpenAI Moderation v1 (007)
Hate
0.001213581
OpenAI Moderation v1 (007)
Sexual > Minors
0.0003447177
OpenAI Moderation v1 (007)
Self-Harm > Intent
0.0001587716
OpenAI Moderation v1 (007)
Self-Harm > Instructions
2.88015E-5
OpenAI Moderation v1 (007)
Hate > Threatening
1.81146E-5
OpenAI Moderation v1 (007)
Topics
Topic:
Politics > Election
Score:
100
Magnitude:
0.25
Code:
11003000
Url:
https://cv.iptc.org/newscodes/subjectcode/11003000
Wikidata_id:
Q40231
Wikidata_label:
public election
Source:
IPTC Subject
Topic:
Politics > Parliament
Score:
87
Magnitude:
0.218
Code:
11009000
Url:
https://cv.iptc.org/newscodes/subjectcode/11009000
Wikidata_id:
Q35749
Wikidata_label:
parliament
Source:
IPTC Subject
Topic:
Politics > Defense
Score:
72
Magnitude:
0.18
Code:
11001000
Url:
https://cv.iptc.org/newscodes/subjectcode/11001000
Wikidata_id:
Q17991228
Wikidata_label:
national defence
Source:
IPTC Subject
Topic:
Unrest, Conflicts and War
Score:
52
Magnitude:
0.131
Code:
16000000
Url:
https://cv.iptc.org/newscodes/subjectcode/16000000
Wikidata_id:
Q198
Wikidata_label:
war
Source:
IPTC Subject
Topic:
Government Operations
Score:
30.608
Magnitude:
23
Code:
20
Url:
https://fsc.al/cap-mc#20
Source:
Comparative Agendas
Readability
Flesch-Kincaid Grade
9.8
Flesch-Kincaid Ease
56.1
Gunning-Fog Score
11.6
Coleman-Liau Index
12
SMOG Index
12
Automated Readability Index
11.5
Dale-Chall Readability Score
5.4
Sprache Readability Score
4.8
Dale-Chall Difficult Word Score
20
Sprache Difficult Word Count
25

Byron Dorgan

Or how about victims of identity theft? In the last few years, identity theft has become a plague on law-abiding citizens. My colleague from Florida, Senator Nelson, offered a most reasonable amendment, which simply said that if someone is forced into bankruptcy because of identity theft, he should receive some consideration. That amendment was also voted down along partisan lines.
Sentiment
Loughran McDonald (Relative)
-1
Very Negative
Loughran McDonald (Absolute)
-1
Very Negative
Loughran McDonald (Logit)
-1.94591
Harvard-IV (Relative)
-0.09091
Neutral
Harvard-IV (Absolute)
-0.09091
Neutral
Harvard-IV (Logit)
-0.16705
VADER
-0.649
Very Negative
Moderation
Violence
0.0795553206
OpenAI Moderation v1 (007)
Harassment
0.0398180622
OpenAI Moderation v1 (007)
Harassment > Threatening
0.0047052115
OpenAI Moderation v1 (007)
Hate
0.0021087691
OpenAI Moderation v1 (007)
Violence > Graphic
0.001410064
OpenAI Moderation v1 (007)
Self-Harm
0.0003497037
OpenAI Moderation v1 (007)
Self-Harm > Intent
0.0003291956
OpenAI Moderation v1 (007)
Sexual
0.0001393135
OpenAI Moderation v1 (007)
Hate > Threatening
9.69502E-5
OpenAI Moderation v1 (007)
Self-Harm > Instructions
6.01598E-5
OpenAI Moderation v1 (007)
Sexual > Minors
3.1289E-5
OpenAI Moderation v1 (007)
Topics
Topic:
Crime, Law and Justice > Judiciary (System of Justice)
Score:
100
Magnitude:
0.108
Code:
2002000
Url:
https://cv.iptc.org/newscodes/subjectcode/02002000
Wikidata_id:
Q105985
Wikidata_label:
judiciary
Source:
IPTC Subject
Topic:
Domestic Commerce
Score:
96.593
Magnitude:
78
Code:
15
Url:
https://fsc.al/cap-mc#15
Source:
Comparative Agendas
Topic:
Politics > Parliament
Score:
93
Magnitude:
0.101
Code:
11009000
Url:
https://cv.iptc.org/newscodes/subjectcode/11009000
Wikidata_id:
Q35749
Wikidata_label:
parliament
Source:
IPTC Subject
Topic:
Crime, Law and Justice > Crime > Theft
Score:
90
Magnitude:
0.097
Code:
2001003
Url:
https://cv.iptc.org/newscodes/subjectcode/02001003
Wikidata_id:
Q2727213
Wikidata_label:
theft
Source:
IPTC Subject
Topic:
Crime, Law and Justice > Justice and Rights
Score:
83
Magnitude:
0.09
Code:
2007000
Url:
https://cv.iptc.org/newscodes/subjectcode/02007000
Wikidata_id:
Q5167661
Wikidata_label:
justice
Source:
IPTC Subject
Topic:
Politics > Election
Score:
67
Magnitude:
0.072
Code:
11003000
Url:
https://cv.iptc.org/newscodes/subjectcode/11003000
Wikidata_id:
Q40231
Wikidata_label:
public election
Source:
IPTC Subject
Readability
Flesch-Kincaid Grade
11.2
Flesch-Kincaid Ease
41.6
Gunning-Fog Score
14
Coleman-Liau Index
12
SMOG Index
12
Automated Readability Index
10.5
Dale-Chall Readability Score
6.7
Sprache Readability Score
4.3
Dale-Chall Difficult Word Score
23
Sprache Difficult Word Count
22

Byron Dorgan

Or how about Americans who suffered major medical problems and were driven into bankruptcy? A very recent Harvard Medical School study found that about half of all people that have been driven to bankruptcy have suffered a major medical problem. Many of these people have lost their homes. So Senator Kennedy offered an amendment that would have allowed such Americans to keep their home -- not a mansion, mind you, but a modest home, while they try to get back on their feet. But this amendment also was shot down.
Sentiment
Loughran McDonald (Relative)
-1
Very Negative
Loughran McDonald (Absolute)
-1
Very Negative
Loughran McDonald (Logit)
-2.70805
Harvard-IV (Relative)
-0.22222
Slightly Negative
Harvard-IV (Absolute)
-0.22222
Slightly Negative
Harvard-IV (Logit)
-0.42744
VADER
-0.762
Very Negative
Moderation
Harassment
0.1376181259
OpenAI Moderation v1 (007)
Violence
0.0503663614
OpenAI Moderation v1 (007)
Violence > Graphic
0.0021911635
OpenAI Moderation v1 (007)
Sexual
0.0019114876
OpenAI Moderation v1 (007)
Hate
0.001885072
OpenAI Moderation v1 (007)
Harassment > Threatening
0.0010791511
OpenAI Moderation v1 (007)
Self-Harm > Intent
0.0009774809
OpenAI Moderation v1 (007)
Self-Harm
0.0007317695
OpenAI Moderation v1 (007)
Sexual > Minors
0.0003372218
OpenAI Moderation v1 (007)
Self-Harm > Instructions
6.50909E-5
OpenAI Moderation v1 (007)
Hate > Threatening
1.58114E-5
OpenAI Moderation v1 (007)
Topics
Topic:
Health > Medical Research
Score:
100
Magnitude:
0.723
Code:
7005000
Url:
https://cv.iptc.org/newscodes/subjectcode/07005000
Wikidata_id:
Q2752427
Wikidata_label:
medical research
Source:
IPTC Subject
Topic:
Domestic Commerce
Score:
97.83
Magnitude:
43
Code:
15
Url:
https://fsc.al/cap-mc#15
Source:
Comparative Agendas
Readability
Flesch-Kincaid Grade
9.6
Flesch-Kincaid Ease
57.6
Gunning-Fog Score
10.7
Coleman-Liau Index
11.7
SMOG Index
12
Automated Readability Index
9.5
Dale-Chall Readability Score
4.6
Sprache Readability Score
4.1
Dale-Chall Difficult Word Score
21
Sprache Difficult Word Count
16

Byron Dorgan

We have not heard good arguments for why these amendments should have failed. The majority party have really only had one argument: that they want to avoid displeasing the House of Representatives, and don't dare modify the Senate bill even with modest, reasonable amendments.
Sentiment
Loughran McDonald (Relative)
-1
Very Negative
Loughran McDonald (Absolute)
-1
Very Negative
Loughran McDonald (Logit)
-1.94591
Harvard-IV (Relative)
-0.25
Slightly Negative
Harvard-IV (Absolute)
-0.25
Slightly Negative
Harvard-IV (Logit)
-0.45199
VADER
-0.62
Very Negative
Moderation
Violence
0.02070029
OpenAI Moderation v1 (007)
Harassment
0.0109836023
OpenAI Moderation v1 (007)
Violence > Graphic
0.0043805958
OpenAI Moderation v1 (007)
Harassment > Threatening
0.0012550182
OpenAI Moderation v1 (007)
Hate
0.0009700434
OpenAI Moderation v1 (007)
Sexual
0.0003139476
OpenAI Moderation v1 (007)
Self-Harm > Intent
2.99285E-5
OpenAI Moderation v1 (007)
Self-Harm
2.88249E-5
OpenAI Moderation v1 (007)
Sexual > Minors
2.76775E-5
OpenAI Moderation v1 (007)
Hate > Threatening
4.8567E-6
OpenAI Moderation v1 (007)
Self-Harm > Instructions
3.3337E-6
OpenAI Moderation v1 (007)
Topics
Topic:
Politics > Parliament
Score:
100
Magnitude:
0.355
Code:
11009000
Url:
https://cv.iptc.org/newscodes/subjectcode/11009000
Wikidata_id:
Q35749
Wikidata_label:
parliament
Source:
IPTC Subject
Topic:
Law and Crime
Score:
46.751
Magnitude:
32
Code:
12
Url:
https://fsc.al/cap-mc#12
Source:
Comparative Agendas
Topic:
Domestic Commerce
Score:
45.436
Magnitude:
32
Code:
15
Url:
https://fsc.al/cap-mc#15
Source:
Comparative Agendas
Readability
Flesch-Kincaid Grade
12
Flesch-Kincaid Ease
42.2
Gunning-Fog Score
17
Coleman-Liau Index
12
SMOG Index
12
Automated Readability Index
12
Dale-Chall Readability Score
5.8
Sprache Readability Score
4.5
Dale-Chall Difficult Word Score
13
Sprache Difficult Word Count
14

Byron Dorgan

Well, I am just not going to support a bill that turns its back on service members and veterans, or on hardworking people that just happen to have had a medical crisis, and have been driven into bankruptcy not because they are gaming the system, but because of circumstances beyond their control.
Sentiment
Loughran McDonald (Relative)
-1
Very Negative
Loughran McDonald (Absolute)
-1
Very Negative
Loughran McDonald (Logit)
-1.60944
Harvard-IV (Relative)
-0.33333
Somewhat Negative
Harvard-IV (Absolute)
-0.33333
Somewhat Negative
Harvard-IV (Logit)
-0.58779
VADER
-0.307
Somewhat Negative
Moderation
Violence
0.0018871369
OpenAI Moderation v1 (007)
Harassment
0.0014348281
OpenAI Moderation v1 (007)
Hate
0.001072243
OpenAI Moderation v1 (007)
Violence > Graphic
0.000612796
OpenAI Moderation v1 (007)
Sexual > Minors
0.0001388558
OpenAI Moderation v1 (007)
Sexual
3.4796E-5
OpenAI Moderation v1 (007)
Harassment > Threatening
7.3614E-6
OpenAI Moderation v1 (007)
Self-Harm
6.4682E-6
OpenAI Moderation v1 (007)
Self-Harm > Instructions
2.3689E-6
OpenAI Moderation v1 (007)
Self-Harm > Intent
1.4902E-6
OpenAI Moderation v1 (007)
Hate > Threatening
2.097E-7
OpenAI Moderation v1 (007)
Topics
Topic:
Politics > Defense > Veterans Affairs
Score:
100
Magnitude:
0.121
Code:
11001001
Url:
https://cv.iptc.org/newscodes/subjectcode/11001001
Wikidata_id:
Q7923600
Wikidata_label:
veterans' affairs
Source:
IPTC Subject
Topic:
Domestic Commerce
Score:
97.273
Magnitude:
33
Code:
15
Url:
https://fsc.al/cap-mc#15
Source:
Comparative Agendas
Topic:
Economy, Business and Finance > Economy (General)
Score:
52
Magnitude:
0.063
Code:
4017000
Url:
https://cv.iptc.org/newscodes/subjectcode/04017000
Wikidata_id:
Q159810
Wikidata_label:
economy
Source:
IPTC Subject
Readability
Flesch-Kincaid Grade
12
Flesch-Kincaid Ease
28.8
Gunning-Fog Score
19
Coleman-Liau Index
11.4
SMOG Index
12
Automated Readability Index
12
Dale-Chall Readability Score
5.9
Sprache Readability Score
5
Dale-Chall Difficult Word Score
11
Sprache Difficult Word Count
16

Byron Dorgan

One other point. This bankruptcy bill was supposed to be about preventing cheating in the bankruptcy system. Well, I offered an amendment, along with Senator Durbin, that would have dealt with a different kind of cheating: the fraud, waste, and abuse that has been rampant in many of the reconstruction contracts in Iraq. My amendment said, let's appoint a bipartisan special committee of the Senate to investigate these abuses. But that amendment did not even get a vote.
Sentiment
Loughran McDonald (Relative)
-1
Very Negative
Loughran McDonald (Absolute)
-1
Very Negative
Loughran McDonald (Logit)
-2.94444
Harvard-IV (Relative)
-0.57143
Very Negative
Harvard-IV (Absolute)
-0.57143
Very Negative
Harvard-IV (Logit)
-1.18958
VADER
-0.966
Very Negative
Moderation
Violence
0.0064295993
OpenAI Moderation v1 (007)
Harassment
0.0013653268
OpenAI Moderation v1 (007)
Harassment > Threatening
0.0007266076
OpenAI Moderation v1 (007)
Sexual
0.0004132028
OpenAI Moderation v1 (007)
Hate
0.0002738601
OpenAI Moderation v1 (007)
Violence > Graphic
0.0001568553
OpenAI Moderation v1 (007)
Sexual > Minors
5.39585E-5
OpenAI Moderation v1 (007)
Hate > Threatening
9.3326E-6
OpenAI Moderation v1 (007)
Self-Harm > Intent
7.2154E-6
OpenAI Moderation v1 (007)
Self-Harm
5.4148E-6
OpenAI Moderation v1 (007)
Self-Harm > Instructions
1.4533E-6
OpenAI Moderation v1 (007)
Topics
Topic:
Politics > Parliament
Score:
100
Magnitude:
0.285
Code:
11009000
Url:
https://cv.iptc.org/newscodes/subjectcode/11009000
Wikidata_id:
Q35749
Wikidata_label:
parliament
Source:
IPTC Subject
Topic:
Domestic Commerce
Score:
96.725
Magnitude:
35
Code:
15
Url:
https://fsc.al/cap-mc#15
Source:
Comparative Agendas
Readability
Flesch-Kincaid Grade
9.6
Flesch-Kincaid Ease
54.3
Gunning-Fog Score
12.9
Coleman-Liau Index
12
SMOG Index
12
Automated Readability Index
9.4
Dale-Chall Readability Score
6.2
Sprache Readability Score
4.5
Dale-Chall Difficult Word Score
27
Sprache Difficult Word Count
24

Byron Dorgan

In 1941, a Senator from Missouri by the name of Harry S Truman heard allegations of wasteful and fraudulent spending in the preparations for World War II. He thought this waste and fraud could undermine the war effort, so he drove around the country, visiting military bases. And when he came back, he called for the creation of a special committee. That committee, which came to be known as the Truman Committee, saved the U.S. government an estimated $15 billion -- and that's in 1940s dollars.
Sentiment
Loughran McDonald (Relative)
-1
Very Negative
Loughran McDonald (Absolute)
-1
Very Negative
Loughran McDonald (Logit)
-2.56495
Harvard-IV (Relative)
-0.45455
Negative
Harvard-IV (Absolute)
-0.45455
Negative
Harvard-IV (Logit)
-0.8873
VADER
-0.886
Very Negative
Moderation
Violence
0.0068600377
OpenAI Moderation v1 (007)
Harassment
0.0027653979
OpenAI Moderation v1 (007)
Harassment > Threatening
0.0009918725
OpenAI Moderation v1 (007)
Violence > Graphic
0.0002564535
OpenAI Moderation v1 (007)
Hate
3.65159E-5
OpenAI Moderation v1 (007)
Self-Harm > Intent
1.37268E-5
OpenAI Moderation v1 (007)
Sexual
1.32567E-5
OpenAI Moderation v1 (007)
Hate > Threatening
7.4041E-6
OpenAI Moderation v1 (007)
Self-Harm
6.1028E-6
OpenAI Moderation v1 (007)
Sexual > Minors
3.3783E-6
OpenAI Moderation v1 (007)
Self-Harm > Instructions
1.0032E-6
OpenAI Moderation v1 (007)
Topics
Topic:
Unrest, Conflicts and War
Score:
100
Magnitude:
0.126
Code:
16000000
Url:
https://cv.iptc.org/newscodes/subjectcode/16000000
Wikidata_id:
Q198
Wikidata_label:
war
Source:
IPTC Subject
Topic:
Unrest, Conflicts and War > War
Score:
96
Magnitude:
0.121
Code:
16009000
Url:
https://cv.iptc.org/newscodes/subjectcode/16009000
Wikidata_id:
Q198
Wikidata_label:
war
Source:
IPTC Subject
Topic:
Domestic Commerce
Score:
86.247
Magnitude:
77
Code:
15
Url:
https://fsc.al/cap-mc#15
Source:
Comparative Agendas
Topic:
Politics > Defense
Score:
71
Magnitude:
0.09
Code:
11001000
Url:
https://cv.iptc.org/newscodes/subjectcode/11001000
Wikidata_id:
Q17991228
Wikidata_label:
national defence
Source:
IPTC Subject
Topic:
Politics > Government
Score:
55
Magnitude:
0.069
Code:
11006000
Url:
https://cv.iptc.org/newscodes/subjectcode/11006000
Wikidata_id:
Q7188
Wikidata_label:
government
Source:
IPTC Subject
Readability
Flesch-Kincaid Grade
7.7
Flesch-Kincaid Ease
65.4
Gunning-Fog Score
10.8
Coleman-Liau Index
10.5
SMOG Index
12
Automated Readability Index
6.8
Dale-Chall Readability Score
5.5
Sprache Readability Score
4.4
Dale-Chall Difficult Word Score
26
Sprache Difficult Word Count
24

Byron Dorgan

That was a case of a Democrat calling for investigations of contracts handled by a Democratic Administration. But for Harry Truman, this wasn't about politics -- it was about looking out for the U.S. taxpayer, and not squandering resources that were meant for the war effort.
Sentiment
Loughran McDonald (Relative)
-1
Very Negative
Loughran McDonald (Absolute)
-1
Very Negative
Loughran McDonald (Logit)
-1.60944
Harvard-IV (Relative)
0
Neutral
Harvard-IV (Absolute)
0
Neutral
Harvard-IV (Logit)
0
VADER
-0.599
Very Negative
Moderation
Harassment
0.3114847234
OpenAI Moderation v1 (007)
Violence
0.0396514748
OpenAI Moderation v1 (007)
Hate
0.0055384044
OpenAI Moderation v1 (007)
Violence > Graphic
0.0008861005
OpenAI Moderation v1 (007)
Harassment > Threatening
0.000874221
OpenAI Moderation v1 (007)
Self-Harm
0.0004515337
OpenAI Moderation v1 (007)
Self-Harm > Intent
0.0002314037
OpenAI Moderation v1 (007)
Sexual
0.0001526451
OpenAI Moderation v1 (007)
Self-Harm > Instructions
1.55153E-5
OpenAI Moderation v1 (007)
Sexual > Minors
7.9246E-6
OpenAI Moderation v1 (007)
Hate > Threatening
5.982E-7
OpenAI Moderation v1 (007)
Topics
Topic:
Unrest, Conflicts and War
Score:
100
Magnitude:
0.123
Code:
16000000
Url:
https://cv.iptc.org/newscodes/subjectcode/16000000
Wikidata_id:
Q198
Wikidata_label:
war
Source:
IPTC Subject
Topic:
Domestic Commerce
Score:
94.666
Magnitude:
16
Code:
15
Url:
https://fsc.al/cap-mc#15
Source:
Comparative Agendas
Topic:
Unrest, Conflicts and War > War
Score:
94
Magnitude:
0.115
Code:
16009000
Url:
https://cv.iptc.org/newscodes/subjectcode/16009000
Wikidata_id:
Q198
Wikidata_label:
war
Source:
IPTC Subject
Readability
Flesch-Kincaid Grade
8.4
Flesch-Kincaid Ease
55.4
Gunning-Fog Score
8.9
Coleman-Liau Index
12
SMOG Index
11.3
Automated Readability Index
6.9
Dale-Chall Readability Score
5.4
Sprache Readability Score
3.4
Dale-Chall Difficult Word Score
14
Sprache Difficult Word Count
16

Byron Dorgan

We need a Truman Committee again, because the majority party is not calling for oversight hearings on these contracting abuses in Iraq. My amendment would have created a bipartisan special committee to do just that. But it did not even get a vote, because the majority party rested on a technicality in Senate rules to deny a vote.
Sentiment
Loughran McDonald (Relative)
-1
Very Negative
Loughran McDonald (Absolute)
-1
Very Negative
Loughran McDonald (Logit)
-1.60944
Harvard-IV (Relative)
-0.33333
Somewhat Negative
Harvard-IV (Absolute)
-0.33333
Somewhat Negative
Harvard-IV (Logit)
-0.58779
VADER
0.477
Positive
Moderation
Harassment
0.3868685337
OpenAI Moderation v1 (007)
Violence
0.0136512055
OpenAI Moderation v1 (007)
Violence > Graphic
0.0134371046
OpenAI Moderation v1 (007)
Hate
0.0061866864
OpenAI Moderation v1 (007)
Sexual
0.0042891454
OpenAI Moderation v1 (007)
Self-Harm
0.002649936
OpenAI Moderation v1 (007)
Sexual > Minors
0.0026011674
OpenAI Moderation v1 (007)
Harassment > Threatening
0.0006544381
OpenAI Moderation v1 (007)
Self-Harm > Instructions
0.0002483309
OpenAI Moderation v1 (007)
Self-Harm > Intent
0.0001484072
OpenAI Moderation v1 (007)
Hate > Threatening
2.64769E-5
OpenAI Moderation v1 (007)
Topics
Topic:
Politics > Election
Score:
100
Magnitude:
0.301
Code:
11003000
Url:
https://cv.iptc.org/newscodes/subjectcode/11003000
Wikidata_id:
Q40231
Wikidata_label:
public election
Source:
IPTC Subject
Topic:
Domestic Commerce
Score:
96.624
Magnitude:
37
Code:
15
Url:
https://fsc.al/cap-mc#15
Source:
Comparative Agendas
Topic:
Politics > Parties and Movements
Score:
51
Magnitude:
0.155
Code:
11010000
Url:
https://cv.iptc.org/newscodes/subjectcode/11010000
Wikidata_id:
Q7278
Wikidata_label:
political party
Source:
IPTC Subject
Readability
Flesch-Kincaid Grade
11.9
Flesch-Kincaid Ease
44.3
Gunning-Fog Score
13.9
Coleman-Liau Index
11.5
SMOG Index
12
Automated Readability Index
10.1
Dale-Chall Readability Score
5.6
Sprache Readability Score
4.4
Dale-Chall Difficult Word Score
17
Sprache Difficult Word Count
17

Byron Dorgan

Under these circumstances, I am, regretfully, not going to vote for the bankruptcy bill.
Sentiment
Loughran McDonald (Relative)
-1
Very Negative
Loughran McDonald (Absolute)
-1
Very Negative
Loughran McDonald (Logit)
-1.09861
Harvard-IV (Relative)
-1
Very Negative
Harvard-IV (Absolute)
-1
Very Negative
Harvard-IV (Logit)
-1.60944
VADER
-0.44
Negative
Moderation
Violence
0.0078466168
OpenAI Moderation v1 (007)
Violence > Graphic
0.0057784739
OpenAI Moderation v1 (007)
Sexual
0.000600916
OpenAI Moderation v1 (007)
Harassment
0.000151671
OpenAI Moderation v1 (007)
Sexual > Minors
0.0001380847
OpenAI Moderation v1 (007)
Self-Harm
5.61326E-5
OpenAI Moderation v1 (007)
Hate
5.24375E-5
OpenAI Moderation v1 (007)
Harassment > Threatening
9.5168E-6
OpenAI Moderation v1 (007)
Self-Harm > Intent
9.4382E-6
OpenAI Moderation v1 (007)
Hate > Threatening
1.8211E-6
OpenAI Moderation v1 (007)
Self-Harm > Instructions
8.242E-7
OpenAI Moderation v1 (007)
Topics
Topic:
Politics > Election
Score:
100
Magnitude:
0.209
Code:
11003000
Url:
https://cv.iptc.org/newscodes/subjectcode/11003000
Wikidata_id:
Q40231
Wikidata_label:
public election
Source:
IPTC Subject
Topic:
Domestic Commerce
Score:
97.496
Magnitude:
30
Code:
15
Url:
https://fsc.al/cap-mc#15
Source:
Comparative Agendas
Readability
Flesch-Kincaid Grade
9.3
Flesch-Kincaid Ease
53.6
Gunning-Fog Score
14.2
Coleman-Liau Index
12
SMOG Index
12
Automated Readability Index
9.5
Dale-Chall Readability Score
4.1
Sprache Readability Score
2.8
Dale-Chall Difficult Word Score
3
Sprache Difficult Word Count
6

Barbara A. Mikulski

Mr. President, today I rise to oppose S. 256, the Bankruptcy Reform Bill. This bill is unfair to the little guy -- to families who are struggling to overcome medical bills, unemployment, or divorce and find themselves forced to declare bankruptcy. Under the guise of reform it makes it tougher on families who have done the right thing. That's not what we should be doing in the United States Senate. Our job is to make sure we are protecting middle-class Americans and small businesses who are the lifeblood of our economy, not hurting them. While some of the reforms of the bill are good steps it goes too far to favor credit card companies and corporations over working families.
Sentiment
Loughran McDonald (Relative)
-1
Very Negative
Loughran McDonald (Absolute)
-1
Very Negative
Loughran McDonald (Logit)
-2.83321
Harvard-IV (Relative)
-0.125
Leans Negative
Harvard-IV (Absolute)
-0.125
Leans Negative
Harvard-IV (Logit)
-0.23639
VADER
0.402
Positive
Moderation
Violence
0.0600188796
OpenAI Moderation v1 (007)
Harassment
0.0185570287
OpenAI Moderation v1 (007)
Violence > Graphic
0.0163876553
OpenAI Moderation v1 (007)
Sexual
0.0033356147
OpenAI Moderation v1 (007)
Hate
0.0012948551
OpenAI Moderation v1 (007)
Sexual > Minors
0.0003150234
OpenAI Moderation v1 (007)
Harassment > Threatening
0.0002585981
OpenAI Moderation v1 (007)
Self-Harm
4.87079E-5
OpenAI Moderation v1 (007)
Hate > Threatening
3.71142E-5
OpenAI Moderation v1 (007)
Self-Harm > Intent
3.46185E-5
OpenAI Moderation v1 (007)
Self-Harm > Instructions
1.21583E-5
OpenAI Moderation v1 (007)
Topics
Topic:
Social Issue > Family
Score:
100
Magnitude:
0.252
Code:
14006000
Url:
https://cv.iptc.org/newscodes/subjectcode/14006000
Wikidata_id:
Q8436
Wikidata_label:
family
Source:
IPTC Subject
Topic:
Economy, Business and Finance > Company Information > Bankruptcy
Score:
97
Magnitude:
0.245
Code:
4016007
Url:
https://cv.iptc.org/newscodes/subjectcode/04016007
Wikidata_id:
Q152074
Wikidata_label:
bankruptcy
Source:
IPTC Subject
Topic:
Economy, Business and Finance
Score:
95
Magnitude:
0.239
Code:
4000000
Url:
https://cv.iptc.org/newscodes/subjectcode/04000000
Wikidata_id:
Q159810
Wikidata_label:
economy
Source:
IPTC Subject
Topic:
Domestic Commerce
Score:
75.67
Magnitude:
10
Code:
15
Url:
https://fsc.al/cap-mc#15
Source:
Comparative Agendas
Topic:
Politics > Parliament
Score:
53
Magnitude:
0.135
Code:
11009000
Url:
https://cv.iptc.org/newscodes/subjectcode/11009000
Wikidata_id:
Q35749
Wikidata_label:
parliament
Source:
IPTC Subject
Readability
Flesch-Kincaid Grade
7.6
Flesch-Kincaid Ease
67.3
Gunning-Fog Score
10.3
Coleman-Liau Index
11.1
SMOG Index
11.3
Automated Readability Index
7.5
Dale-Chall Readability Score
4.7
Sprache Readability Score
5
Dale-Chall Difficult Word Score
30
Sprache Difficult Word Count
34

Barbara A. Mikulski

This bill creates such strict standards that many of our nation's most vulnerable families are treated unfairly when they are forced to file bankruptcy because of the loss of a job, the high cost of health care or a divorce. This bill does nothing to address the problems these individuals are having, the problems that have driven them to bankruptcy and it provides virtually no discretion for courts dealing with these bankruptcy claims.
Sentiment
Loughran McDonald (Relative)
-1
Very Negative
Loughran McDonald (Absolute)
-1
Very Negative
Loughran McDonald (Logit)
-3.13549
Harvard-IV (Relative)
-0.17647
Leans Negative
Harvard-IV (Absolute)
-0.17647
Leans Negative
Harvard-IV (Logit)
-0.33647
VADER
-0.83
Very Negative
Moderation
Harassment
0.0653679075
OpenAI Moderation v1 (007)
Violence
0.0203518357
OpenAI Moderation v1 (007)
Violence > Graphic
0.012846454
OpenAI Moderation v1 (007)
Harassment > Threatening
0.0008205958
OpenAI Moderation v1 (007)
Sexual
0.0006210846
OpenAI Moderation v1 (007)
Hate
0.0005430752
OpenAI Moderation v1 (007)
Sexual > Minors
0.0005370929
OpenAI Moderation v1 (007)
Self-Harm
0.0001297615
OpenAI Moderation v1 (007)
Self-Harm > Intent
0.0001067863
OpenAI Moderation v1 (007)
Self-Harm > Instructions
2.77618E-5
OpenAI Moderation v1 (007)
Hate > Threatening
1.10743E-5
OpenAI Moderation v1 (007)
Topics
Topic:
Crime, Law and Justice > Judiciary (System of Justice)
Score:
100
Magnitude:
0.208
Code:
2002000
Url:
https://cv.iptc.org/newscodes/subjectcode/02002000
Wikidata_id:
Q105985
Wikidata_label:
judiciary
Source:
IPTC Subject
Topic:
Domestic Commerce
Score:
96.149
Magnitude:
53
Code:
15
Url:
https://fsc.al/cap-mc#15
Source:
Comparative Agendas
Topic:
Social Issue > Family
Score:
61
Magnitude:
0.126
Code:
14006000
Url:
https://cv.iptc.org/newscodes/subjectcode/14006000
Wikidata_id:
Q8436
Wikidata_label:
family
Source:
IPTC Subject
Topic:
Social Issue > Long Term Care
Score:
51
Magnitude:
0.106
Code:
14018000
Url:
https://cv.iptc.org/newscodes/subjectcode/14018000
Wikidata_id:
Q6672123
Wikidata_label:
long-term care
Source:
IPTC Subject
Readability
Flesch-Kincaid Grade
12
Flesch-Kincaid Ease
43.5
Gunning-Fog Score
19
Coleman-Liau Index
12
SMOG Index
12
Automated Readability Index
12
Dale-Chall Readability Score
6.6
Sprache Readability Score
5
Dale-Chall Difficult Word Score
22
Sprache Difficult Word Count
25

Barbara A. Mikulski

I have supported bankruptcy reform legislation in the past -- but it was not this bill and it was not this process. This bill was rushed through Committee with the promise that amendments would be considered on the floor, that there would be debate and an opportunity to improve the bill. Yet, none of the amendments were truly considered, most were opposed by Republicans marching in lock step to defeat every amendment to the existing bill. In short, there was no real opportunity to improve the bill. What came to the floor leaves the floor virtually unchanged and truly unfair to many of our citizens who are forced to file bankruptcy because of unforeseen circumstances like job loss, divorce or medical costs.
Sentiment
Loughran McDonald (Relative)
-0.38462
Somewhat Negative
Loughran McDonald (Absolute)
-0.38462
Somewhat Negative
Loughran McDonald (Logit)
-0.74721
Harvard-IV (Relative)
-0.21739
Slightly Negative
Harvard-IV (Absolute)
-0.21739
Slightly Negative
Harvard-IV (Logit)
-0.42286
VADER
0.914
Very Positive
Moderation
Harassment
0.0109685934
OpenAI Moderation v1 (007)
Violence
0.0032073222
OpenAI Moderation v1 (007)
Harassment > Threatening
0.0002753008
OpenAI Moderation v1 (007)
Violence > Graphic
0.0001434698
OpenAI Moderation v1 (007)
Hate
0.0001081795
OpenAI Moderation v1 (007)
Sexual
9.61432E-5
OpenAI Moderation v1 (007)
Self-Harm > Intent
3.28294E-5
OpenAI Moderation v1 (007)
Self-Harm
9.6164E-6
OpenAI Moderation v1 (007)
Self-Harm > Instructions
2.0638E-6
OpenAI Moderation v1 (007)
Hate > Threatening
1.0465E-6
OpenAI Moderation v1 (007)
Sexual > Minors
1.0001E-6
OpenAI Moderation v1 (007)
Topics
Topic:
Crime, Law and Justice > Laws
Score:
100
Magnitude:
0.184
Code:
2006000
Url:
https://cv.iptc.org/newscodes/subjectcode/02006000
Wikidata_id:
Q7748
Wikidata_label:
law
Source:
IPTC Subject
Readability
Flesch-Kincaid Grade
12
Flesch-Kincaid Ease
50.8
Gunning-Fog Score
16
Coleman-Liau Index
12
SMOG Index
12
Automated Readability Index
12
Dale-Chall Readability Score
4.9
Sprache Readability Score
5
Dale-Chall Difficult Word Score
28
Sprache Difficult Word Count
33

Barbara A. Mikulski

Half of all families filing for bankruptcy have faced illness or high medical costs. Medical costs, especially for seniors, are one of the fastest growing causes of bankruptcy. These are not folks who use their credit cards to buy fancy suits, designer wares or other luxury goods. They are paying for the basic necessities of their lives with their credit cards. They are putting their food, clothing and medical bills on the credit cards. Nearly 9 out of 10 people file bankruptcy because of health care problems, job loss or divorce. These individuals don't want to file bankruptcy -- in fact, they have tried to avoid bankruptcy. That's why they pay those medical bills with credit cards when they simply can't afford any other way. Or they skip going to the doctor all together because they know have no means to pay. And what happens -- they get sicker, incur greater costs for catastrophic care and that sends them spiraling further into debt and forcing many into bankruptcy.
Sentiment
Loughran McDonald (Relative)
-0.84615
Very Negative
Loughran McDonald (Absolute)
-0.84615
Very Negative
Loughran McDonald (Logit)
-2.12026
Harvard-IV (Relative)
-0.02703
Neutral
Harvard-IV (Absolute)
-0.02703
Neutral
Harvard-IV (Logit)
-0.05264
VADER
0.321
Somewhat Positive
Moderation
Violence > Graphic
0.0496508088
OpenAI Moderation v1 (007)
Violence
0.0394173345
OpenAI Moderation v1 (007)
Self-Harm
0.0166418555
OpenAI Moderation v1 (007)
Harassment
0.0069622285
OpenAI Moderation v1 (007)
Self-Harm > Intent
0.004713516
OpenAI Moderation v1 (007)
Hate
0.0006198065
OpenAI Moderation v1 (007)
Sexual
0.000376354
OpenAI Moderation v1 (007)
Harassment > Threatening
0.0002079626
OpenAI Moderation v1 (007)
Self-Harm > Instructions
8.7258E-6
OpenAI Moderation v1 (007)
Sexual > Minors
6.4041E-6
OpenAI Moderation v1 (007)
Hate > Threatening
3.72E-7
OpenAI Moderation v1 (007)
Topics
Topic:
Health > Medical Research
Score:
100
Magnitude:
0.451
Code:
7005000
Url:
https://cv.iptc.org/newscodes/subjectcode/07005000
Wikidata_id:
Q2752427
Wikidata_label:
medical research
Source:
IPTC Subject
Topic:
Domestic Commerce
Score:
97.133
Magnitude:
31
Code:
15
Url:
https://fsc.al/cap-mc#15
Source:
Comparative Agendas
Topic:
Economy, Business and Finance > Macro Economics > Credit and Debit
Score:
81
Magnitude:
0.367
Code:
4008020
Url:
https://cv.iptc.org/newscodes/subjectcode/04008020
Wikidata_id:
Q3196867
Wikidata_label:
debt
Source:
IPTC Subject
Topic:
Health > Medical Staff
Score:
65
Magnitude:
0.292
Code:
7006000
Url:
https://cv.iptc.org/newscodes/subjectcode/07006000
Wikidata_id:
Q69948433
Wikidata_label:
medical staff
Source:
IPTC Subject
Readability
Flesch-Kincaid Grade
8.3
Flesch-Kincaid Ease
65.1
Gunning-Fog Score
11.5
Coleman-Liau Index
12
SMOG Index
11.3
Automated Readability Index
9.3
Dale-Chall Readability Score
4.8
Sprache Readability Score
5
Dale-Chall Difficult Word Score
42
Sprache Difficult Word Count
43

Barbara A. Mikulski

We ought to be doing something to help those individuals -- not creating a law that will make matters worse. The Senate should be on the side of those Americans who are facing hard times and hard decisions. We should be addressing the lack of health care and working to ensure that we are creating good, high paying jobs.
Sentiment
Loughran McDonald (Relative)
-1
Very Negative
Loughran McDonald (Absolute)
-1
Very Negative
Loughran McDonald (Logit)
-1.60944
Harvard-IV (Relative)
0.66667
Very Positive
Harvard-IV (Absolute)
0.66667
Very Positive
Harvard-IV (Logit)
1.43508
VADER
0.731
Very Positive
Moderation
Harassment
0.0463341916
OpenAI Moderation v1 (007)
Violence > Graphic
0.0184281162
OpenAI Moderation v1 (007)
Violence
0.0165921985
OpenAI Moderation v1 (007)
Hate
0.0081137834
OpenAI Moderation v1 (007)
Sexual
0.0013354889
OpenAI Moderation v1 (007)
Harassment > Threatening
0.0011808268
OpenAI Moderation v1 (007)
Self-Harm
8.5638E-5
OpenAI Moderation v1 (007)
Sexual > Minors
5.67074E-5
OpenAI Moderation v1 (007)
Hate > Threatening
2.3074E-5
OpenAI Moderation v1 (007)
Self-Harm > Intent
6.7143E-6
OpenAI Moderation v1 (007)
Self-Harm > Instructions
2.3487E-6
OpenAI Moderation v1 (007)
Topics
Topic:
Health > Healthcare Policy
Score:
100
Magnitude:
0.08
Code:
7013000
Url:
https://cv.iptc.org/newscodes/subjectcode/07013000
Wikidata_id:
Q1519812
Wikidata_label:
health policy
Source:
IPTC Subject
Topic:
Labor > Collective Contract > Contract Issue-Healthcare
Score:
80
Magnitude:
0.064
Code:
9002002
Url:
https://cv.iptc.org/newscodes/subjectcode/09002002
Wikidata_id:
Q629029
Wikidata_label:
occupational health and safety
Source:
IPTC Subject
Topic:
Politics > Parliament
Score:
79
Magnitude:
0.063
Code:
11009000
Url:
https://cv.iptc.org/newscodes/subjectcode/11009000
Wikidata_id:
Q35749
Wikidata_label:
parliament
Source:
IPTC Subject
Topic:
Crime, Law and Justice > Judiciary (System of Justice)
Score:
72
Magnitude:
0.058
Code:
2002000
Url:
https://cv.iptc.org/newscodes/subjectcode/02002000
Wikidata_id:
Q105985
Wikidata_label:
judiciary
Source:
IPTC Subject
Topic:
Crime, Law and Justice > Justice and Rights
Score:
64
Magnitude:
0.051
Code:
2007000
Url:
https://cv.iptc.org/newscodes/subjectcode/02007000
Wikidata_id:
Q5167661
Wikidata_label:
justice
Source:
IPTC Subject
Topic:
Domestic Commerce
Score:
63.947
Magnitude:
40
Code:
15
Url:
https://fsc.al/cap-mc#15
Source:
Comparative Agendas
Topic:
Macroeconomics
Score:
23.885
Magnitude:
40
Code:
1
Url:
https://fsc.al/cap-mc#1
Source:
Comparative Agendas
Readability
Flesch-Kincaid Grade
8
Flesch-Kincaid Ease
72
Gunning-Fog Score
10.5
Coleman-Liau Index
10.3
SMOG Index
10.6
Automated Readability Index
9.1
Dale-Chall Readability Score
4.2
Sprache Readability Score
4.3
Dale-Chall Difficult Word Score
12
Sprache Difficult Word Count
16

Barbara A. Mikulski

I am opposing this version of the Bankruptcy Reform Bill because it creates needless and unfair hoops for these individuals to jump through and the rigid means test puts those in real need of relief at a disadvantage. It imposes new burdens on families already overburdened by the debt they must shoulder. Certainly we all agree that those who can afford to should pay their creditors back -- that they should be responsible for their debt. Those debtors who charge thousands of dollars on luxury goods, new cars and the like, only to then declare bankruptcy, should be held accountable. Many of us can remember a mother or father who taught us about debt, taught us the dangers of getting into debt and to be responsible for paying all our debts back. But we need to be fair in how we calculate who can pay. And we need to make sure that the provisions are not so rigid that they allow courts no discretion to take into account the circumstances that lead to the bankruptcy.
Sentiment
Loughran McDonald (Relative)
-0.77778
Very Negative
Loughran McDonald (Absolute)
-0.77778
Very Negative
Loughran McDonald (Logit)
-1.7346
Harvard-IV (Relative)
0
Neutral
Harvard-IV (Absolute)
0
Neutral
Harvard-IV (Logit)
0
VADER
-0.586
Very Negative
Moderation
Violence
0.2607704606
OpenAI Moderation v1 (007)
Violence > Graphic
0.1102622715
OpenAI Moderation v1 (007)
Harassment
0.0565277296
OpenAI Moderation v1 (007)
Harassment > Threatening
0.0182063071
OpenAI Moderation v1 (007)
Self-Harm
0.0026893178
OpenAI Moderation v1 (007)
Sexual
0.001909731
OpenAI Moderation v1 (007)
Hate
0.001330776
OpenAI Moderation v1 (007)
Self-Harm > Intent
0.0002240904
OpenAI Moderation v1 (007)
Sexual > Minors
9.11463E-5
OpenAI Moderation v1 (007)
Hate > Threatening
6.64223E-5
OpenAI Moderation v1 (007)
Self-Harm > Instructions
1.00432E-5
OpenAI Moderation v1 (007)
Topics
Topic:
Crime, Law and Justice > Judiciary (System of Justice)
Score:
100
Magnitude:
0.118
Code:
2002000
Url:
https://cv.iptc.org/newscodes/subjectcode/02002000
Wikidata_id:
Q105985
Wikidata_label:
judiciary
Source:
IPTC Subject
Topic:
Domestic Commerce
Score:
91.215
Magnitude:
47
Code:
15
Url:
https://fsc.al/cap-mc#15
Source:
Comparative Agendas
Topic:
Economy, Business and Finance > Manufacturing and Engineering > Automotive Equipment
Score:
87
Magnitude:
0.103
Code:
4011002
Url:
https://cv.iptc.org/newscodes/subjectcode/04011002
Wikidata_id:
Q190117
Wikidata_label:
automotive industry
Source:
IPTC Subject
Topic:
Sport > Basketball
Score:
77
Magnitude:
0.091
Code:
15008000
Url:
https://cv.iptc.org/newscodes/subjectcode/15008000
Wikidata_id:
Q5372
Wikidata_label:
basketball
Source:
IPTC Subject
Topic:
Social Issue > Family
Score:
71
Magnitude:
0.084
Code:
14006000
Url:
https://cv.iptc.org/newscodes/subjectcode/14006000
Wikidata_id:
Q8436
Wikidata_label:
family
Source:
IPTC Subject
Topic:
Crime, Law and Justice > Trials
Score:
55
Magnitude:
0.065
Code:
2008000
Url:
https://cv.iptc.org/newscodes/subjectcode/02008000
Wikidata_id:
Q8016240
Wikidata_label:
trial
Source:
IPTC Subject
Readability
Flesch-Kincaid Grade
11.4
Flesch-Kincaid Ease
57.6
Gunning-Fog Score
14.8
Coleman-Liau Index
10.9
SMOG Index
12
Automated Readability Index
12
Dale-Chall Readability Score
4.6
Sprache Readability Score
5
Dale-Chall Difficult Word Score
37
Sprache Difficult Word Count
40

Barbara A. Mikulski

The legislation that the Senate considers today is different from past versions that I have supported. There is obviously the removal of the Schumer amendment which held those who block access to abortion clinics accountable for the court judgments that they have incurred. But it also gives women, single parents, families and those living in poverty less opportunity to overcome their hardships and get a fresh start. This bill punishes people, assumes that all those filing for bankruptcy have purposefully created their debt problems, imposes a strict standard that does not take into account the circumstances surrounding the bankruptcy and the real means of individuals to pay their debt back. That's not fair, it's not right, and it makes life tougher on working families. I urge my colleagues to join me in standing up for women, children and working families by opposing this bill.
Sentiment
Loughran McDonald (Relative)
-0.75
Very Negative
Loughran McDonald (Absolute)
-0.75
Very Negative
Loughran McDonald (Logit)
-1.60944
Harvard-IV (Relative)
0.22581
Slightly Positive
Harvard-IV (Absolute)
0.22581
Slightly Positive
Harvard-IV (Logit)
0.44469
VADER
-0.799
Very Negative
Moderation
Harassment
0.0049289258
OpenAI Moderation v1 (007)
Violence
0.0013479709
OpenAI Moderation v1 (007)
Violence > Graphic
0.0008759409
OpenAI Moderation v1 (007)
Hate
0.0007266777
OpenAI Moderation v1 (007)
Sexual
0.000715675
OpenAI Moderation v1 (007)
Harassment > Threatening
8.29815E-5
OpenAI Moderation v1 (007)
Sexual > Minors
1.25743E-5
OpenAI Moderation v1 (007)
Self-Harm
9.5629E-6
OpenAI Moderation v1 (007)
Hate > Threatening
7.8982E-6
OpenAI Moderation v1 (007)
Self-Harm > Intent
2.683E-7
OpenAI Moderation v1 (007)
Self-Harm > Instructions
1.229E-7
OpenAI Moderation v1 (007)
Topics
Topic:
Social Issue > Family
Score:
100
Magnitude:
0.91
Code:
14006000
Url:
https://cv.iptc.org/newscodes/subjectcode/14006000
Wikidata_id:
Q8436
Wikidata_label:
family
Source:
IPTC Subject
Topic:
Domestic Commerce
Score:
97.375
Magnitude:
44
Code:
15
Url:
https://fsc.al/cap-mc#15
Source:
Comparative Agendas
Readability
Flesch-Kincaid Grade
12
Flesch-Kincaid Ease
44.4
Gunning-Fog Score
16.8
Coleman-Liau Index
12
SMOG Index
12
Automated Readability Index
12
Dale-Chall Readability Score
5.7
Sprache Readability Score
5
Dale-Chall Difficult Word Score
41
Sprache Difficult Word Count
45

Jack Reed

Mr. President, today I share my concern over S. 256, the Bankruptcy Abuse Prevention and Consumer Protection Act of 2005, and urge my colleagues to vote against this flawed legislation. This legislation provides a misguided and uneven approach to combating bankruptcy abuse, especially because it leaves so many causes of bankruptcy unaddressed.
Sentiment
Loughran McDonald (Relative)
-1
Very Negative
Loughran McDonald (Absolute)
-1
Very Negative
Loughran McDonald (Logit)
-2.83321
Harvard-IV (Relative)
-0.38462
Somewhat Negative
Harvard-IV (Absolute)
-0.38462
Somewhat Negative
Harvard-IV (Logit)
-0.74721
VADER
-0.802
Very Negative
Moderation
Violence
0.0249105651
OpenAI Moderation v1 (007)
Harassment
0.0235005384
OpenAI Moderation v1 (007)
Violence > Graphic
0.004826075
OpenAI Moderation v1 (007)
Self-Harm
0.0030160223
OpenAI Moderation v1 (007)
Hate
0.001896032
OpenAI Moderation v1 (007)
Harassment > Threatening
0.0012956641
OpenAI Moderation v1 (007)
Sexual
0.000403051
OpenAI Moderation v1 (007)
Self-Harm > Intent
4.79042E-5
OpenAI Moderation v1 (007)
Self-Harm > Instructions
2.6817E-6
OpenAI Moderation v1 (007)
Hate > Threatening
2.109E-6
OpenAI Moderation v1 (007)
Sexual > Minors
1.7347E-6
OpenAI Moderation v1 (007)
Topics
Topic:
Social Issue > Abusive Behavior
Score:
100
Magnitude:
0.211
Code:
14022000
Url:
https://cv.iptc.org/newscodes/subjectcode/14022000
Wikidata_id:
Q600571
Wikidata_label:
abuse
Source:
IPTC Subject
Topic:
Domestic Commerce
Score:
97.445
Magnitude:
31
Code:
15
Url:
https://fsc.al/cap-mc#15
Source:
Comparative Agendas
Topic:
Politics > Election
Score:
90
Magnitude:
0.19
Code:
11003000
Url:
https://cv.iptc.org/newscodes/subjectcode/11003000
Wikidata_id:
Q40231
Wikidata_label:
public election
Source:
IPTC Subject
Topic:
Crime, Law and Justice > Laws
Score:
67
Magnitude:
0.142
Code:
2006000
Url:
https://cv.iptc.org/newscodes/subjectcode/02006000
Wikidata_id:
Q7748
Wikidata_label:
law
Source:
IPTC Subject
Readability
Flesch-Kincaid Grade
10.8
Flesch-Kincaid Ease
40.7
Gunning-Fog Score
12.1
Coleman-Liau Index
12
SMOG Index
12
Automated Readability Index
10.3
Dale-Chall Readability Score
7.9
Sprache Readability Score
4.1
Dale-Chall Difficult Word Score
24
Sprache Difficult Word Count
23

Jack Reed

Most provisions in this bill were written years ago and do not target abuses which have recently gained public attention. When this bill was originally drafted, corporate fraud at Enron and elsewhere had not yet come to light. The executives at these corporations had not yet been caught enjoying huge personal gains at the expense of shareholders and employees only to later file for bankruptcy. This bill does not fully address these types of bankruptcy abuses, and unfortunately efforts to close these loopholes failed.
Sentiment
Loughran McDonald (Relative)
-0.75
Very Negative
Loughran McDonald (Absolute)
-0.75
Very Negative
Loughran McDonald (Logit)
-1.60944
Harvard-IV (Relative)
-0.38462
Somewhat Negative
Harvard-IV (Absolute)
-0.38462
Somewhat Negative
Harvard-IV (Logit)
-0.74721
VADER
-0.39
Somewhat Negative
Moderation
Harassment
0.0501922972
OpenAI Moderation v1 (007)
Violence
0.022824452
OpenAI Moderation v1 (007)
Hate
0.0027200704
OpenAI Moderation v1 (007)
Violence > Graphic
0.0025292578
OpenAI Moderation v1 (007)
Harassment > Threatening
0.0010577752
OpenAI Moderation v1 (007)
Sexual
0.0004842141
OpenAI Moderation v1 (007)
Sexual > Minors
9.9999E-5
OpenAI Moderation v1 (007)
Self-Harm
9.1724E-6
OpenAI Moderation v1 (007)
Hate > Threatening
8.2001E-6
OpenAI Moderation v1 (007)
Self-Harm > Intent
7.4639E-6
OpenAI Moderation v1 (007)
Self-Harm > Instructions
1.3154E-6
OpenAI Moderation v1 (007)
Topics
Topic:
Crime, Law and Justice > Corporate Crime
Score:
100
Magnitude:
0.348
Code:
2012000
Url:
https://cv.iptc.org/newscodes/subjectcode/02012000
Wikidata_id:
Q5172452
Wikidata_label:
corporate crime
Source:
IPTC Subject
Topic:
Domestic Commerce
Score:
87.894
Magnitude:
52
Code:
15
Url:
https://fsc.al/cap-mc#15
Source:
Comparative Agendas
Topic:
Social Issue > Abusive Behavior
Score:
75
Magnitude:
0.26
Code:
14022000
Url:
https://cv.iptc.org/newscodes/subjectcode/14022000
Wikidata_id:
Q600571
Wikidata_label:
abuse
Source:
IPTC Subject
Readability
Flesch-Kincaid Grade
12
Flesch-Kincaid Ease
45.5
Gunning-Fog Score
17
Coleman-Liau Index
12
SMOG Index
12
Automated Readability Index
12
Dale-Chall Readability Score
6.1
Sprache Readability Score
5
Dale-Chall Difficult Word Score
27
Sprache Difficult Word Count
33

Jack Reed

At the time this bill was drafted, companies were less likely to file for bankruptcy to shed health care and pension obligations to their retirees. In fact, the number of senior citizens in bankruptcy tripled from 1992 to 2001, representing the largest increase of any group. Today, nearly a million Americans have had their pension plans taken over by the Pension Benefit Guarantee Corporation and their benefits reduced; this is a substantial increase from when the bill was drafted. I am disappointed that this body not only voted against the Feingold amendment that would have helped elderly Americans protect their houses, but also against the Rockefeller amendment to improve employees' claim for owed wages and benefits. The Rockefeller amendment would have also required companies that dropped retiree health benefits to reimburse each affected retiree for 18 months of COBRA coverage upon reemerging from bankruptcy.
Sentiment
Loughran McDonald (Relative)
-0.09091
Neutral
Loughran McDonald (Absolute)
-0.09091
Neutral
Loughran McDonald (Logit)
-0.16705
Harvard-IV (Relative)
0.54545
Very Positive
Harvard-IV (Absolute)
0.54545
Very Positive
Harvard-IV (Logit)
1.15745
VADER
0.946
Very Positive
Moderation
Harassment
2.3190522566
OpenAI Moderation v1 (007)
Hate
0.282282359
OpenAI Moderation v1 (007)
Violence
0.0443981087
OpenAI Moderation v1 (007)
Violence > Graphic
0.0176267669
OpenAI Moderation v1 (007)
Sexual
0.0094322197
OpenAI Moderation v1 (007)
Harassment > Threatening
0.0006392086
OpenAI Moderation v1 (007)
Self-Harm
0.0006261576
OpenAI Moderation v1 (007)
Sexual > Minors
0.0003560206
OpenAI Moderation v1 (007)
Self-Harm > Instructions
3.18613E-5
OpenAI Moderation v1 (007)
Self-Harm > Intent
1.61861E-5
OpenAI Moderation v1 (007)
Hate > Threatening
1.16589E-5
OpenAI Moderation v1 (007)
Topics
Topic:
Labor > Wage and Pension
Score:
100
Magnitude:
0.537
Code:
9011000
Url:
https://cv.iptc.org/newscodes/subjectcode/09011000
Wikidata_id:
Q6821213
Wikidata_label:
wage
Source:
IPTC Subject
Topic:
Health
Score:
96.644
Magnitude:
107
Code:
3
Url:
https://fsc.al/cap-mc#3
Source:
Comparative Agendas
Topic:
Economy, Business and Finance > Company Information > Bankruptcy
Score:
96
Magnitude:
0.515
Code:
4016007
Url:
https://cv.iptc.org/newscodes/subjectcode/04016007
Wikidata_id:
Q152074
Wikidata_label:
bankruptcy
Source:
IPTC Subject
Readability
Flesch-Kincaid Grade
12
Flesch-Kincaid Ease
29
Gunning-Fog Score
19
Coleman-Liau Index
12
SMOG Index
12
Automated Readability Index
12
Dale-Chall Readability Score
6.9
Sprache Readability Score
5
Dale-Chall Difficult Word Score
50
Sprache Difficult Word Count
46

Jack Reed

The bill adds a means test, which supporters of the bill say will significantly reduce abuse. The nonpartisan American Bankruptcy Institute found that over 96 percent of families seeking to go into chapter 7 bankruptcy would be judged as unable to pay under the new means test. However, the means test would likely deter qualifying families from filing for bankruptcy due to the addition of regulatory requirements and legal costs.
Sentiment
Loughran McDonald (Relative)
-1
Very Negative
Loughran McDonald (Absolute)
-1
Very Negative
Loughran McDonald (Logit)
-2.56495
Harvard-IV (Relative)
-0.09091
Neutral
Harvard-IV (Absolute)
-0.09091
Neutral
Harvard-IV (Logit)
-0.16705
VADER
-0.296
Slightly Negative
Moderation
Harassment
10.8062319458
OpenAI Moderation v1 (007)
Violence
0.0782533782
OpenAI Moderation v1 (007)
Hate
0.0382679515
OpenAI Moderation v1 (007)
Harassment > Threatening
0.0314382225
OpenAI Moderation v1 (007)
Violence > Graphic
0.011140242
OpenAI Moderation v1 (007)
Sexual > Minors
0.0043849799
OpenAI Moderation v1 (007)
Sexual
0.002511323
OpenAI Moderation v1 (007)
Hate > Threatening
4.25387E-5
OpenAI Moderation v1 (007)
Self-Harm
3.03963E-5
OpenAI Moderation v1 (007)
Self-Harm > Instructions
7.1996E-6
OpenAI Moderation v1 (007)
Self-Harm > Intent
5.5566E-6
OpenAI Moderation v1 (007)
Topics
Topic:
Crime, Law and Justice > Judiciary (System of Justice)
Score:
100
Magnitude:
0.148
Code:
2002000
Url:
https://cv.iptc.org/newscodes/subjectcode/02002000
Wikidata_id:
Q105985
Wikidata_label:
judiciary
Source:
IPTC Subject
Topic:
Defense
Score:
95.722
Magnitude:
118
Code:
16
Url:
https://fsc.al/cap-mc#16
Source:
Comparative Agendas
Topic:
Education > Teaching and Learning > Test/examination
Score:
73
Magnitude:
0.108
Code:
5010004
Url:
https://cv.iptc.org/newscodes/subjectcode/05010004
Wikidata_id:
Q27318
Wikidata_label:
test
Source:
IPTC Subject
Topic:
Social Issue > Family
Score:
64
Magnitude:
0.095
Code:
14006000
Url:
https://cv.iptc.org/newscodes/subjectcode/14006000
Wikidata_id:
Q8436
Wikidata_label:
family
Source:
IPTC Subject
Readability
Flesch-Kincaid Grade
12
Flesch-Kincaid Ease
40.5
Gunning-Fog Score
16.8
Coleman-Liau Index
12
SMOG Index
12
Automated Readability Index
12
Dale-Chall Readability Score
6.1
Sprache Readability Score
5
Dale-Chall Difficult Word Score
22
Sprache Difficult Word Count
26

Jack Reed

I am not opposed to sensible bankruptcy law reform, but this is a reverse Robin Hood -- squeeze the down-on-their-luck middle class and impoverished Americans and give the proceeds to the financial services industry. Contrary to the claims of creditors, many of these families simply cannot pay. About half of families going into bankruptcy have had their utilities or phone shut off, and 60 percent went without medical care. One in five families that are bankrupt because of medical bills went without food. Surveys have shown that many of them want to repay their bills but are unable to, and they must ultimately file for bankruptcy to stop the harassment of collection agents.
Sentiment
Loughran McDonald (Relative)
-1
Very Negative
Loughran McDonald (Absolute)
-1
Very Negative
Loughran McDonald (Logit)
-3.13549
Harvard-IV (Relative)
-0.14286
Leans Negative
Harvard-IV (Absolute)
-0.14286
Leans Negative
Harvard-IV (Logit)
-0.26826
VADER
-0.93
Very Negative
Moderation
Violence
2.2485077381
OpenAI Moderation v1 (007)
Harassment
1.2095986865
OpenAI Moderation v1 (007)
Harassment > Threatening
0.1020877156
OpenAI Moderation v1 (007)
Violence > Graphic
0.0823714538
OpenAI Moderation v1 (007)
Hate
0.0714859983
OpenAI Moderation v1 (007)
Sexual
0.0543584931
OpenAI Moderation v1 (007)
Self-Harm
0.0068509573
OpenAI Moderation v1 (007)
Hate > Threatening
0.0006527558
OpenAI Moderation v1 (007)
Self-Harm > Intent
0.0004201447
OpenAI Moderation v1 (007)
Sexual > Minors
0.0001247053
OpenAI Moderation v1 (007)
Self-Harm > Instructions
7.972E-6
OpenAI Moderation v1 (007)
Topics
Topic:
Economy, Business and Finance > Financial and Business Service > Banking
Score:
100
Magnitude:
0.233
Code:
4006002
Url:
https://cv.iptc.org/newscodes/subjectcode/04006002
Wikidata_id:
Q806718
Wikidata_label:
banking industry
Source:
IPTC Subject
Topic:
Social Issue > Family
Score:
69
Magnitude:
0.161
Code:
14006000
Url:
https://cv.iptc.org/newscodes/subjectcode/14006000
Wikidata_id:
Q8436
Wikidata_label:
family
Source:
IPTC Subject
Topic:
Civil Rights
Score:
66.398
Magnitude:
110
Code:
2
Url:
https://fsc.al/cap-mc#2
Source:
Comparative Agendas
Topic:
Economy, Business and Finance > Process Industry > Food
Score:
59
Magnitude:
0.137
Code:
4013002
Url:
https://cv.iptc.org/newscodes/subjectcode/04013002
Wikidata_id:
Q540912
Wikidata_label:
food industry
Source:
IPTC Subject
Readability
Flesch-Kincaid Grade
12
Flesch-Kincaid Ease
48.9
Gunning-Fog Score
16.5
Coleman-Liau Index
12
SMOG Index
12
Automated Readability Index
12
Dale-Chall Readability Score
5.1
Sprache Readability Score
5
Dale-Chall Difficult Word Score
29
Sprache Difficult Word Count
38

Jack Reed

This bill does nothing to prevent bankruptcy by targeting its causes. We should work to ensure adequate worker compensation, lower the high cost of health care, improve financial education, and stem predatory lending.
Sentiment
Loughran McDonald (Relative)
-0.2
Slightly Negative
Loughran McDonald (Absolute)
-0.2
Slightly Negative
Loughran McDonald (Logit)
-0.33647
Harvard-IV (Relative)
0.55556
Very Positive
Harvard-IV (Absolute)
0.55556
Very Positive
Harvard-IV (Logit)
1.09861
VADER
0.811
Very Positive
Moderation
Violence
0.72657899
OpenAI Moderation v1 (007)
Harassment
0.1238901168
OpenAI Moderation v1 (007)
Violence > Graphic
0.0910715316
OpenAI Moderation v1 (007)
Harassment > Threatening
0.0176251371
OpenAI Moderation v1 (007)
Hate
0.0167994542
OpenAI Moderation v1 (007)
Sexual
0.0019937403
OpenAI Moderation v1 (007)
Self-Harm
0.0006447708
OpenAI Moderation v1 (007)
Hate > Threatening
7.74166E-5
OpenAI Moderation v1 (007)
Sexual > Minors
4.85291E-5
OpenAI Moderation v1 (007)
Self-Harm > Intent
2.33766E-5
OpenAI Moderation v1 (007)
Self-Harm > Instructions
4.6973E-6
OpenAI Moderation v1 (007)
Topics
Topic:
Labor > Collective Contract > Contract Issue-Healthcare
Score:
100
Magnitude:
0.087
Code:
9002002
Url:
https://cv.iptc.org/newscodes/subjectcode/09002002
Wikidata_id:
Q629029
Wikidata_label:
occupational health and safety
Source:
IPTC Subject
Topic:
Labor > Health and Safety at Work
Score:
79
Magnitude:
0.069
Code:
9013000
Url:
https://cv.iptc.org/newscodes/subjectcode/09013000
Wikidata_id:
Q629029
Wikidata_label:
occupational health and safety
Source:
IPTC Subject
Topic:
Social Welfare
Score:
49.305
Magnitude:
34
Code:
13
Url:
https://fsc.al/cap-mc#13
Source:
Comparative Agendas
Topic:
Civil Rights
Score:
40.287
Magnitude:
34
Code:
2
Url:
https://fsc.al/cap-mc#2
Source:
Comparative Agendas
Readability
Flesch-Kincaid Grade
11.6
Flesch-Kincaid Ease
41.4
Gunning-Fog Score
15.1
Coleman-Liau Index
12
SMOG Index
12
Automated Readability Index
12
Dale-Chall Readability Score
6.6
Sprache Readability Score
4.1
Dale-Chall Difficult Word Score
12
Sprache Difficult Word Count
18

Jack Reed

Our middle class is increasingly squeezed. Median family income has been relatively stagnant, rising by only 12 percent in constant dollars from 1978 to 2003. This increase has not kept up with families' sharply increasing costs. Health care costs have risen by 327 percent in constant dollars from 1988 to 2004. The real cost of tuition at a four year public university increased by 646 percent from 1978 to 2003. Child care costs have risen by 35 percent more than inflation from 1986 to 2003.
Sentiment
Loughran McDonald (Relative)
-1
Very Negative
Loughran McDonald (Absolute)
-1
Very Negative
Loughran McDonald (Logit)
-1.60944
Harvard-IV (Relative)
-0.33333
Somewhat Negative
Harvard-IV (Absolute)
-0.33333
Somewhat Negative
Harvard-IV (Logit)
-0.61904
VADER
0.869
Very Positive
Moderation
Violence
0.0174195011
OpenAI Moderation v1 (007)
Harassment
0.0133234149
OpenAI Moderation v1 (007)
Hate
0.0020045061
OpenAI Moderation v1 (007)
Violence > Graphic
0.0013973122
OpenAI Moderation v1 (007)
Harassment > Threatening
0.0004057936
OpenAI Moderation v1 (007)
Sexual
0.0001348332
OpenAI Moderation v1 (007)
Self-Harm
1.91703E-5
OpenAI Moderation v1 (007)
Sexual > Minors
8.5261E-6
OpenAI Moderation v1 (007)
Hate > Threatening
3.3406E-6
OpenAI Moderation v1 (007)
Self-Harm > Intent
2.4728E-6
OpenAI Moderation v1 (007)
Self-Harm > Instructions
1.047E-7
OpenAI Moderation v1 (007)
Topics
Topic:
Health > Government Health Care
Score:
100
Magnitude:
0.36
Code:
7011000
Url:
https://cv.iptc.org/newscodes/subjectcode/07011000
Wikidata_id:
Q1519138
Wikidata_label:
national health insurance
Source:
IPTC Subject
Topic:
Social Issue > Long Term Care
Score:
84
Magnitude:
0.303
Code:
14018000
Url:
https://cv.iptc.org/newscodes/subjectcode/14018000
Wikidata_id:
Q6672123
Wikidata_label:
long-term care
Source:
IPTC Subject
Topic:
Law and Crime
Score:
81.884
Magnitude:
39
Code:
12
Url:
https://fsc.al/cap-mc#12
Source:
Comparative Agendas
Topic:
Labor > Collective Contract > Contract Issue-Healthcare
Score:
52
Magnitude:
0.189
Code:
9002002
Url:
https://cv.iptc.org/newscodes/subjectcode/09002002
Wikidata_id:
Q629029
Wikidata_label:
occupational health and safety
Source:
IPTC Subject
Readability
Flesch-Kincaid Grade
6
Flesch-Kincaid Ease
77
Gunning-Fog Score
9.9
Coleman-Liau Index
9.2
SMOG Index
10.3
Automated Readability Index
5.7
Dale-Chall Readability Score
4.8
Sprache Readability Score
4.2
Dale-Chall Difficult Word Score
22
Sprache Difficult Word Count
22

Jack Reed

With less disposable income, families are less able to make it through difficult financial times and can be devastated by a single unexpected event. It saddens me that many of my colleagues in the majority voted against Senator Kennedy's amendment to raise the minimum wage for the first time in eight years. This measure could have meant the difference to countless Americans between being able to pay their bills and having to file for bankruptcy.
Sentiment
Loughran McDonald (Relative)
-1
Very Negative
Loughran McDonald (Absolute)
-1
Very Negative
Loughran McDonald (Logit)
-2.3979
Harvard-IV (Relative)
-0.2
Slightly Negative
Harvard-IV (Absolute)
-0.2
Slightly Negative
Harvard-IV (Logit)
-0.36772
VADER
-0.869
Very Negative
Moderation
Harassment
0.0254082726
OpenAI Moderation v1 (007)
Hate
0.0236609558
OpenAI Moderation v1 (007)
Violence
0.0151656292
OpenAI Moderation v1 (007)
Self-Harm
0.0124171478
OpenAI Moderation v1 (007)
Sexual
0.0062758299
OpenAI Moderation v1 (007)
Violence > Graphic
0.0056258839
OpenAI Moderation v1 (007)
Self-Harm > Intent
0.0021449041
OpenAI Moderation v1 (007)
Harassment > Threatening
0.0002394867
OpenAI Moderation v1 (007)
Sexual > Minors
0.0002342138
OpenAI Moderation v1 (007)
Hate > Threatening
2.93887E-5
OpenAI Moderation v1 (007)
Self-Harm > Instructions
2.19129E-5
OpenAI Moderation v1 (007)
Topics
Topic:
Labor > Wage and Pension
Score:
100
Magnitude:
0.164
Code:
9011000
Url:
https://cv.iptc.org/newscodes/subjectcode/09011000
Wikidata_id:
Q6821213
Wikidata_label:
wage
Source:
IPTC Subject
Topic:
Politics > Parliament
Score:
95
Magnitude:
0.156
Code:
11009000
Url:
https://cv.iptc.org/newscodes/subjectcode/11009000
Wikidata_id:
Q35749
Wikidata_label:
parliament
Source:
IPTC Subject
Topic:
Labor
Score:
94.809
Magnitude:
79
Code:
5
Url:
https://fsc.al/cap-mc#5
Source:
Comparative Agendas
Topic:
Social Issue > Family
Score:
75
Magnitude:
0.123
Code:
14006000
Url:
https://cv.iptc.org/newscodes/subjectcode/14006000
Wikidata_id:
Q8436
Wikidata_label:
family
Source:
IPTC Subject
Topic:
Politics > Election
Score:
70
Magnitude:
0.114
Code:
11003000
Url:
https://cv.iptc.org/newscodes/subjectcode/11003000
Wikidata_id:
Q40231
Wikidata_label:
public election
Source:
IPTC Subject
Topic:
Economy, Business and Finance
Score:
53
Magnitude:
0.086
Code:
4000000
Url:
https://cv.iptc.org/newscodes/subjectcode/04000000
Wikidata_id:
Q159810
Wikidata_label:
economy
Source:
IPTC Subject
Readability
Flesch-Kincaid Grade
12
Flesch-Kincaid Ease
41.6
Gunning-Fog Score
16.4
Coleman-Liau Index
12
SMOG Index
12
Automated Readability Index
12
Dale-Chall Readability Score
5.5
Sprache Readability Score
5
Dale-Chall Difficult Word Score
20
Sprache Difficult Word Count
27

Jack Reed

Indeed, according to a new Harvard Law School study, illness or high medical costs cause half of personal bankruptcies. Certainly this is sure to affect the 45 million uninsured Americans, up from 30 million in 1978. It also has a traumatic effect on those who do have health insurance, one-third of whom lost it while they were sick. Yet again, I believe it was a mistake for this body to have killed an amendment to offer protections to patients with high medical bills.
Sentiment
Loughran McDonald (Relative)
-0.71429
Very Negative
Loughran McDonald (Absolute)
-0.71429
Very Negative
Loughran McDonald (Logit)
-1.46634
Harvard-IV (Relative)
-0.125
Leans Negative
Harvard-IV (Absolute)
-0.125
Leans Negative
Harvard-IV (Logit)
-0.23639
VADER
-0.948
Very Negative
Moderation
Harassment
0.0693704875
OpenAI Moderation v1 (007)
Violence
0.0620725448
OpenAI Moderation v1 (007)
Hate
0.0268960663
OpenAI Moderation v1 (007)
Violence > Graphic
0.0196780442
OpenAI Moderation v1 (007)
Self-Harm
0.0095541836
OpenAI Moderation v1 (007)
Self-Harm > Intent
0.0020336016
OpenAI Moderation v1 (007)
Sexual
0.0015364449
OpenAI Moderation v1 (007)
Harassment > Threatening
0.0011511107
OpenAI Moderation v1 (007)
Sexual > Minors
7.63075E-5
OpenAI Moderation v1 (007)
Self-Harm > Instructions
3.9261E-5
OpenAI Moderation v1 (007)
Hate > Threatening
3.03245E-5
OpenAI Moderation v1 (007)
Topics
Topic:
Health > Medical Research
Score:
100
Magnitude:
0.512
Code:
7005000
Url:
https://cv.iptc.org/newscodes/subjectcode/07005000
Wikidata_id:
Q2752427
Wikidata_label:
medical research
Source:
IPTC Subject
Topic:
Health > Disease
Score:
71
Magnitude:
0.363
Code:
7001000
Url:
https://cv.iptc.org/newscodes/subjectcode/07001000
Wikidata_id:
Q814207
Wikidata_label:
illness
Source:
IPTC Subject
Topic:
Social Welfare
Score:
29.783
Magnitude:
51
Code:
13
Url:
https://fsc.al/cap-mc#13
Source:
Comparative Agendas
Topic:
Macroeconomics
Score:
20.554
Magnitude:
51
Code:
1
Url:
https://fsc.al/cap-mc#1
Source:
Comparative Agendas
Readability
Flesch-Kincaid Grade
10
Flesch-Kincaid Ease
60.6
Gunning-Fog Score
14.6
Coleman-Liau Index
10.3
SMOG Index
12
Automated Readability Index
9.9
Dale-Chall Readability Score
4
Sprache Readability Score
5
Dale-Chall Difficult Word Score
16
Sprache Difficult Word Count
25

Jack Reed

We also continue to see some banks cross the line into predatory lending practices. We must continue to find a balance between providing access to credit and capital and protecting individuals from predatory lending. Unfortunately, as many of my colleagues have pointed out, members of our Armed Forces have become a top target of these unsavory practices. Senator Durbin's G.I. protection amendment would have extended protections to military members who have been forced into bankruptcy because of income loss connected to their service. It would also have protected them from predatory "pay day" loans. Unfortunately, this amendment was voted down.
Sentiment
Loughran McDonald (Relative)
-1
Very Negative
Loughran McDonald (Absolute)
-1
Very Negative
Loughran McDonald (Logit)
-3.04452
Harvard-IV (Relative)
0.33333
Somewhat Positive
Harvard-IV (Absolute)
0.33333
Somewhat Positive
Harvard-IV (Logit)
0.66329
VADER
-0.727
Very Negative
Moderation
Violence
0.2768784529
OpenAI Moderation v1 (007)
Violence > Graphic
0.2623392968
OpenAI Moderation v1 (007)
Harassment
0.022598877
OpenAI Moderation v1 (007)
Harassment > Threatening
0.012403338
OpenAI Moderation v1 (007)
Hate
0.0075650547
OpenAI Moderation v1 (007)
Self-Harm
0.0065351305
OpenAI Moderation v1 (007)
Sexual
0.0006457357
OpenAI Moderation v1 (007)
Self-Harm > Intent
0.0004253965
OpenAI Moderation v1 (007)
Self-Harm > Instructions
0.0001575631
OpenAI Moderation v1 (007)
Hate > Threatening
4.6721E-5
OpenAI Moderation v1 (007)
Sexual > Minors
4.38221E-5
OpenAI Moderation v1 (007)
Topics
Topic:
Economy, Business and Finance > Macro Economics > Loans
Score:
100
Magnitude:
0.245
Code:
4008021
Url:
https://cv.iptc.org/newscodes/subjectcode/04008021
Wikidata_id:
Q189539
Wikidata_label:
loan
Source:
IPTC Subject
Topic:
Domestic Commerce
Score:
94.982
Magnitude:
186
Code:
15
Url:
https://fsc.al/cap-mc#15
Source:
Comparative Agendas
Topic:
Politics > Defense
Score:
53
Magnitude:
0.131
Code:
11001000
Url:
https://cv.iptc.org/newscodes/subjectcode/11001000
Wikidata_id:
Q17991228
Wikidata_label:
national defence
Source:
IPTC Subject
Readability
Flesch-Kincaid Grade
10.9
Flesch-Kincaid Ease
39.1
Gunning-Fog Score
15
Coleman-Liau Index
12
SMOG Index
12
Automated Readability Index
10
Dale-Chall Readability Score
6.6
Sprache Readability Score
4.9
Dale-Chall Difficult Word Score
38
Sprache Difficult Word Count
33

Jack Reed

For all of these reasons, I intend to vote against this flawed legislation, and I urge my colleagues to do the same.
Sentiment
Loughran McDonald (Relative)
-1
Very Negative
Loughran McDonald (Absolute)
-1
Very Negative
Loughran McDonald (Logit)
-1.09861
Harvard-IV (Relative)
0.33333
Somewhat Positive
Harvard-IV (Absolute)
0.33333
Somewhat Positive
Harvard-IV (Logit)
0.51083
VADER
0
Neutral
Moderation
Harassment
0.0790553517
OpenAI Moderation v1 (007)
Violence
0.0470904313
OpenAI Moderation v1 (007)
Violence > Graphic
0.0242756272
OpenAI Moderation v1 (007)
Self-Harm
0.0220024056
OpenAI Moderation v1 (007)
Self-Harm > Intent
0.001985941
OpenAI Moderation v1 (007)
Hate
0.0014991301
OpenAI Moderation v1 (007)
Sexual
0.0012829517
OpenAI Moderation v1 (007)
Harassment > Threatening
0.0004762423
OpenAI Moderation v1 (007)
Sexual > Minors
0.0001974433
OpenAI Moderation v1 (007)
Self-Harm > Instructions
1.81328E-5
OpenAI Moderation v1 (007)
Hate > Threatening
1.59994E-5
OpenAI Moderation v1 (007)
Topics
Topic:
Politics > Election
Score:
100
Magnitude:
0.141
Code:
11003000
Url:
https://cv.iptc.org/newscodes/subjectcode/11003000
Wikidata_id:
Q40231
Wikidata_label:
public election
Source:
IPTC Subject
Topic:
Defense
Score:
85.954
Magnitude:
208
Code:
16
Url:
https://fsc.al/cap-mc#16
Source:
Comparative Agendas
Readability
Flesch-Kincaid Grade
10.2
Flesch-Kincaid Ease
61.5
Gunning-Fog Score
12.4
Coleman-Liau Index
8.8
SMOG Index
11.3
Automated Readability Index
9.3
Dale-Chall Readability Score
4
Sprache Readability Score
3.9
Dale-Chall Difficult Word Score
4
Sprache Difficult Word Count
7

Frank R. Lautenberg

Mr. President, we are now into our second week of debate on this bill, but in fact, we have been talking about it for 8 years, since it was originally introduced.
Sentiment
Loughran McDonald (Relative)
0
Neutral
Loughran McDonald (Absolute)
0
Neutral
Loughran McDonald (Logit)
0
Harvard-IV (Relative)
0
Neutral
Harvard-IV (Absolute)
0
Neutral
Harvard-IV (Logit)
0
VADER
0
Neutral
Moderation
Violence
0.0299726904
OpenAI Moderation v1 (007)
Violence > Graphic
0.0153475601
OpenAI Moderation v1 (007)
Sexual
0.0109547131
OpenAI Moderation v1 (007)
Harassment
0.0032070657
OpenAI Moderation v1 (007)
Self-Harm
0.0031778236
OpenAI Moderation v1 (007)
Hate
0.0018354371
OpenAI Moderation v1 (007)
Sexual > Minors
0.0002502091
OpenAI Moderation v1 (007)
Harassment > Threatening
0.0001168098
OpenAI Moderation v1 (007)
Self-Harm > Intent
6.1582E-5
OpenAI Moderation v1 (007)
Hate > Threatening
1.71419E-5
OpenAI Moderation v1 (007)
Self-Harm > Instructions
4.3918E-6
OpenAI Moderation v1 (007)
Topics
Topic:
Politics > Government > Ministers (Government)
Score:
100
Magnitude:
0.077
Code:
11006009
Url:
https://cv.iptc.org/newscodes/subjectcode/11006009
Wikidata_id:
Q165950
Wikidata_label:
espionage
Source:
IPTC Subject
Topic:
Arts, Culture and Entertainment > Mass Media > News Media
Score:
83
Magnitude:
0.065
Code:
1026002
Url:
https://cv.iptc.org/newscodes/subjectcode/01026002
Wikidata_id:
Q1193236
Wikidata_label:
news media
Source:
IPTC Subject
Topic:
Politics
Score:
83
Magnitude:
0.064
Code:
11000000
Url:
https://cv.iptc.org/newscodes/subjectcode/11000000
Wikidata_id:
Q7163
Wikidata_label:
politics
Source:
IPTC Subject
Topic:
Social Issue > People
Score:
83
Magnitude:
0.064
Code:
14024000
Url:
https://cv.iptc.org/newscodes/subjectcode/14024000
Wikidata_id:
Q1156970
Wikidata_label:
humanity
Source:
IPTC Subject
Topic:
Domestic Commerce
Score:
67.156
Magnitude:
22
Code:
15
Url:
https://fsc.al/cap-mc#15
Source:
Comparative Agendas
Readability
Flesch-Kincaid Grade
6.4
Flesch-Kincaid Ease
76.5
Gunning-Fog Score
8.8
Coleman-Liau Index
7.9
SMOG Index
9
Automated Readability Index
5.3
Dale-Chall Readability Score
3.8
Sprache Readability Score
3.1
Dale-Chall Difficult Word Score
6
Sprache Difficult Word Count
7

Frank R. Lautenberg

During that time, personal bankruptcies in our Nation have surged, while the profits of credit card companies have soared.
Sentiment
Loughran McDonald (Relative)
0
Neutral
Loughran McDonald (Absolute)
0
Neutral
Loughran McDonald (Logit)
0
Harvard-IV (Relative)
0.6
Very Positive
Harvard-IV (Absolute)
0.6
Very Positive
Harvard-IV (Logit)
1.09861
VADER
0.671
Very Positive
Moderation
Violence
0.3166052746
OpenAI Moderation v1 (007)
Violence > Graphic
0.0278541178
OpenAI Moderation v1 (007)
Harassment
0.013829759
OpenAI Moderation v1 (007)
Harassment > Threatening
0.0118897668
OpenAI Moderation v1 (007)
Hate
0.0018748009
OpenAI Moderation v1 (007)
Sexual
0.0007257337
OpenAI Moderation v1 (007)
Self-Harm
0.0006664075
OpenAI Moderation v1 (007)
Hate > Threatening
0.0006219138
OpenAI Moderation v1 (007)
Self-Harm > Intent
4.46443E-5
OpenAI Moderation v1 (007)
Sexual > Minors
3.40936E-5
OpenAI Moderation v1 (007)
Self-Harm > Instructions
6.9884E-6
OpenAI Moderation v1 (007)
Topics
Topic:
Economy, Business and Finance > Company Information > Bankruptcy
Score:
100
Magnitude:
0.54
Code:
4016007
Url:
https://cv.iptc.org/newscodes/subjectcode/04016007
Wikidata_id:
Q152074
Wikidata_label:
bankruptcy
Source:
IPTC Subject
Topic:
Domestic Commerce
Score:
87.284
Magnitude:
63
Code:
15
Url:
https://fsc.al/cap-mc#15
Source:
Comparative Agendas
Readability
Flesch-Kincaid Grade
10.5
Flesch-Kincaid Ease
54
Gunning-Fog Score
13.9
Coleman-Liau Index
12
SMOG Index
12
Automated Readability Index
12
Dale-Chall Readability Score
6.8
Sprache Readability Score
3.5
Dale-Chall Difficult Word Score
7
Sprache Difficult Word Count
7

Frank R. Lautenberg

We had an opportunity to pass a good bill that would have curbed real abuses of bankruptcy, while protecting consumers who fall on hard times because of a medical catastrophe, divorce or the loss of a job. Instead, the majority rejected dozens of amendments that would have protected the homes of senior citizens, and required credit card companies to level with consumers about how much they would really pay in interest and penalties.
Sentiment
Loughran McDonald (Relative)
-0.75
Very Negative
Loughran McDonald (Absolute)
-0.75
Very Negative
Loughran McDonald (Logit)
-1.60944
Harvard-IV (Relative)
0.14286
Leans Positive
Harvard-IV (Absolute)
0.14286
Leans Positive
Harvard-IV (Logit)
0.26826
VADER
-0.289
Slightly Negative
Moderation
Violence > Graphic
0.0078745688
OpenAI Moderation v1 (007)
Harassment
0.0041997762
OpenAI Moderation v1 (007)
Sexual
0.0024621988
OpenAI Moderation v1 (007)
Violence
0.0023062568
OpenAI Moderation v1 (007)
Self-Harm > Intent
0.0008309491
OpenAI Moderation v1 (007)
Self-Harm
0.0007939515
OpenAI Moderation v1 (007)
Hate
0.000651192
OpenAI Moderation v1 (007)
Harassment > Threatening
0.0001735567
OpenAI Moderation v1 (007)
Sexual > Minors
9.78338E-5
OpenAI Moderation v1 (007)
Self-Harm > Instructions
3.95055E-5
OpenAI Moderation v1 (007)
Hate > Threatening
1.28071E-5
OpenAI Moderation v1 (007)
Topics
Topic:
Economy, Business and Finance > Macro Economics > Credit and Debit
Score:
100
Magnitude:
0.137
Code:
4008020
Url:
https://cv.iptc.org/newscodes/subjectcode/04008020
Wikidata_id:
Q3196867
Wikidata_label:
debt
Source:
IPTC Subject
Topic:
Domestic Commerce
Score:
97.307
Magnitude:
111
Code:
15
Url:
https://fsc.al/cap-mc#15
Source:
Comparative Agendas
Topic:
Economy, Business and Finance > Company Information > Consumers
Score:
81
Magnitude:
0.111
Code:
4016055
Url:
https://cv.iptc.org/newscodes/subjectcode/04016055
Wikidata_id:
Q22855
Wikidata_label:
consumer
Source:
IPTC Subject
Topic:
Economy, Business and Finance
Score:
74
Magnitude:
0.102
Code:
4000000
Url:
https://cv.iptc.org/newscodes/subjectcode/04000000
Wikidata_id:
Q159810
Wikidata_label:
economy
Source:
IPTC Subject
Topic:
Social Issue > Abusive Behavior
Score:
71
Magnitude:
0.098
Code:
14022000
Url:
https://cv.iptc.org/newscodes/subjectcode/14022000
Wikidata_id:
Q600571
Wikidata_label:
abuse
Source:
IPTC Subject
Topic:
Crime, Law and Justice > Punishment
Score:
70
Magnitude:
0.096
Code:
2004000
Url:
https://cv.iptc.org/newscodes/subjectcode/02004000
Wikidata_id:
Q186361
Wikidata_label:
punishment
Source:
IPTC Subject
Topic:
Economy, Business and Finance > Company Information > Bankruptcy
Score:
59
Magnitude:
0.081
Code:
4016007
Url:
https://cv.iptc.org/newscodes/subjectcode/04016007
Wikidata_id:
Q152074
Wikidata_label:
bankruptcy
Source:
IPTC Subject
Topic:
Sport > Soccer
Score:
57
Magnitude:
0.078
Code:
15054000
Url:
https://cv.iptc.org/newscodes/subjectcode/15054000
Wikidata_id:
Q2736
Wikidata_label:
association football
Source:
IPTC Subject
Topic:
Social Issue > Family > Divorce
Score:
55
Magnitude:
0.076
Code:
14006004
Url:
https://cv.iptc.org/newscodes/subjectcode/14006004
Wikidata_id:
Q93190
Wikidata_label:
divorce
Source:
IPTC Subject
Readability
Flesch-Kincaid Grade
12
Flesch-Kincaid Ease
27.2
Gunning-Fog Score
19
Coleman-Liau Index
12
SMOG Index
12
Automated Readability Index
12
Dale-Chall Readability Score
6.4
Sprache Readability Score
5
Dale-Chall Difficult Word Score
21
Sprache Difficult Word Count
25

Frank R. Lautenberg

Now we are left with a bill that punishes consumers and lines the pockets of the credit card companies, a bill that protects the mansions of multimillionaires who file for bankruptcy protection but makes it easier for landlords to evict tenants from their homes if they are forced into bankruptcy, and, a bill that makes no distinction between a family struck by catastrophic illness, and a spendthrift who maxes out his credit cards on a shopping spree.
Sentiment
Loughran McDonald (Relative)
-0.55556
Very Negative
Loughran McDonald (Absolute)
-0.55556
Very Negative
Loughran McDonald (Logit)
-1.09861
Harvard-IV (Relative)
0.125
Leans Positive
Harvard-IV (Absolute)
0.125
Leans Positive
Harvard-IV (Logit)
0.23639
VADER
-0.864
Very Negative
Moderation
Harassment
0.0149041138
OpenAI Moderation v1 (007)
Violence
0.0083221486
OpenAI Moderation v1 (007)
Hate
0.0023840175
OpenAI Moderation v1 (007)
Sexual
0.002019559
OpenAI Moderation v1 (007)
Violence > Graphic
0.0013927676
OpenAI Moderation v1 (007)
Self-Harm
0.0003472935
OpenAI Moderation v1 (007)
Harassment > Threatening
0.0002401156
OpenAI Moderation v1 (007)
Sexual > Minors
0.0001108061
OpenAI Moderation v1 (007)
Self-Harm > Intent
6.0541E-5
OpenAI Moderation v1 (007)
Hate > Threatening
1.06312E-5
OpenAI Moderation v1 (007)
Self-Harm > Instructions
3.682E-7
OpenAI Moderation v1 (007)
Topics
Topic:
Economy, Business and Finance > Company Information > Bankruptcy
Score:
100
Magnitude:
0.136
Code:
4016007
Url:
https://cv.iptc.org/newscodes/subjectcode/04016007
Wikidata_id:
Q152074
Wikidata_label:
bankruptcy
Source:
IPTC Subject
Topic:
Economy, Business and Finance > Macro Economics > Credit and Debit
Score:
88
Magnitude:
0.12
Code:
4008020
Url:
https://cv.iptc.org/newscodes/subjectcode/04008020
Wikidata_id:
Q3196867
Wikidata_label:
debt
Source:
IPTC Subject
Topic:
Law and Crime
Score:
83.455
Magnitude:
52
Code:
12
Url:
https://fsc.al/cap-mc#12
Source:
Comparative Agendas
Topic:
Health > Disease
Score:
55
Magnitude:
0.075
Code:
7001000
Url:
https://cv.iptc.org/newscodes/subjectcode/07001000
Wikidata_id:
Q814207
Wikidata_label:
illness
Source:
IPTC Subject
Readability
Flesch-Kincaid Grade
12
Flesch-Kincaid Ease
0
Gunning-Fog Score
19
Coleman-Liau Index
12
SMOG Index
12
Automated Readability Index
12
Dale-Chall Readability Score
7.9
Sprache Readability Score
5
Dale-Chall Difficult Word Score
20
Sprache Difficult Word Count
23

Frank R. Lautenberg

I mentioned catastrophic illness because half of all bankruptcies today are the result of medical debts. Most families who are driven into bankruptcy by a medical problem probably think it can never happen to them because they have health insurance. But it can happen to anyone, and it does.
Sentiment
Loughran McDonald (Relative)
-1
Very Negative
Loughran McDonald (Absolute)
-1
Very Negative
Loughran McDonald (Logit)
-2.3979
Harvard-IV (Relative)
-0.66667
Very Negative
Harvard-IV (Absolute)
-0.66667
Very Negative
Harvard-IV (Logit)
-1.29928
VADER
-0.823
Very Negative
Moderation
Violence > Graphic
0.0208645637
OpenAI Moderation v1 (007)
Violence
0.0127350868
OpenAI Moderation v1 (007)
Harassment
0.0053121104
OpenAI Moderation v1 (007)
Harassment > Threatening
0.0025548501
OpenAI Moderation v1 (007)
Self-Harm
0.0024726538
OpenAI Moderation v1 (007)
Self-Harm > Intent
0.0007349715
OpenAI Moderation v1 (007)
Sexual
0.0002257941
OpenAI Moderation v1 (007)
Hate
0.0001672256
OpenAI Moderation v1 (007)
Self-Harm > Instructions
3.31279E-5
OpenAI Moderation v1 (007)
Sexual > Minors
1.92603E-5
OpenAI Moderation v1 (007)
Hate > Threatening
1.0865E-5
OpenAI Moderation v1 (007)
Topics
Topic:
Health > Disease
Score:
100
Magnitude:
0.164
Code:
7001000
Url:
https://cv.iptc.org/newscodes/subjectcode/07001000
Wikidata_id:
Q814207
Wikidata_label:
illness
Source:
IPTC Subject
Topic:
Labor > Collective Contract > Contract Issue-Healthcare
Score:
87
Magnitude:
0.142
Code:
9002002
Url:
https://cv.iptc.org/newscodes/subjectcode/09002002
Wikidata_id:
Q629029
Wikidata_label:
occupational health and safety
Source:
IPTC Subject
Topic:
Government Operations
Score:
71.773
Magnitude:
32
Code:
20
Url:
https://fsc.al/cap-mc#20
Source:
Comparative Agendas
Topic:
Social Issue > Family
Score:
53
Magnitude:
0.087
Code:
14006000
Url:
https://cv.iptc.org/newscodes/subjectcode/14006000
Wikidata_id:
Q8436
Wikidata_label:
family
Source:
IPTC Subject
Topic:
Health
Score:
50
Magnitude:
0.082
Code:
7000000
Url:
https://cv.iptc.org/newscodes/subjectcode/07000000
Wikidata_id:
Q12147
Wikidata_label:
health
Source:
IPTC Subject
Readability
Flesch-Kincaid Grade
9.8
Flesch-Kincaid Ease
53.9
Gunning-Fog Score
13.1
Coleman-Liau Index
12
SMOG Index
12
Automated Readability Index
9.7
Dale-Chall Readability Score
4.7
Sprache Readability Score
3.5
Dale-Chall Difficult Word Score
12
Sprache Difficult Word Count
10

Frank R. Lautenberg

Three-fourths of the people who file for bankruptcy because of medical debts have health insurance when the medical problem begins.
Sentiment
Loughran McDonald (Relative)
-1
Very Negative
Loughran McDonald (Absolute)
-1
Very Negative
Loughran McDonald (Logit)
-1.60944
Harvard-IV (Relative)
-0.33333
Somewhat Negative
Harvard-IV (Absolute)
-0.33333
Somewhat Negative
Harvard-IV (Logit)
-0.51083
VADER
-0.402
Negative
Moderation
Self-Harm > Intent
0.040216613
OpenAI Moderation v1 (007)
Harassment
0.0304694899
OpenAI Moderation v1 (007)
Violence
0.0274811027
OpenAI Moderation v1 (007)
Violence > Graphic
0.0260452012
OpenAI Moderation v1 (007)
Self-Harm
0.0200117604
OpenAI Moderation v1 (007)
Harassment > Threatening
0.0057607576
OpenAI Moderation v1 (007)
Hate
0.0034138833
OpenAI Moderation v1 (007)
Self-Harm > Instructions
0.0016100257
OpenAI Moderation v1 (007)
Sexual
0.0008930264
OpenAI Moderation v1 (007)
Sexual > Minors
5.01384E-5
OpenAI Moderation v1 (007)
Hate > Threatening
8.486E-6
OpenAI Moderation v1 (007)
Topics
Topic:
Labor > Collective Contract > Contract Issue-Healthcare
Score:
100
Magnitude:
0.255
Code:
9002002
Url:
https://cv.iptc.org/newscodes/subjectcode/09002002
Wikidata_id:
Q629029
Wikidata_label:
occupational health and safety
Source:
IPTC Subject
Topic:
Domestic Commerce
Score:
89.973
Magnitude:
97
Code:
15
Url:
https://fsc.al/cap-mc#15
Source:
Comparative Agendas
Topic:
Economy, Business and Finance > Financial and Business Service > Insurance
Score:
61
Magnitude:
0.157
Code:
4006006
Url:
https://cv.iptc.org/newscodes/subjectcode/04006006
Wikidata_id:
Q43183
Wikidata_label:
insurance
Source:
IPTC Subject
Topic:
Social Issue > Health Insurance
Score:
59
Magnitude:
0.151
Code:
14008000
Url:
https://cv.iptc.org/newscodes/subjectcode/14008000
Wikidata_id:
Q334911
Wikidata_label:
health insurance
Source:
IPTC Subject
Topic:
Health
Score:
54
Magnitude:
0.138
Code:
7000000
Url:
https://cv.iptc.org/newscodes/subjectcode/07000000
Wikidata_id:
Q12147
Wikidata_label:
health
Source:
IPTC Subject
Readability
Flesch-Kincaid Grade
11.1
Flesch-Kincaid Ease
52.6
Gunning-Fog Score
16
Coleman-Liau Index
12
SMOG Index
12
Automated Readability Index
12
Dale-Chall Readability Score
5.6
Sprache Readability Score
3.7
Dale-Chall Difficult Word Score
6
Sprache Difficult Word Count
6

Frank R. Lautenberg

But eventually their insurance runs out or certain treatments are not covered. And the next thing they know, they are facing financial ruin.
Sentiment
Loughran McDonald (Relative)
0
Neutral
Loughran McDonald (Absolute)
0
Neutral
Loughran McDonald (Logit)
0
Harvard-IV (Relative)
-0.33333
Somewhat Negative
Harvard-IV (Absolute)
-0.33333
Somewhat Negative
Harvard-IV (Logit)
-0.51083
VADER
-0.402
Negative
Moderation
Violence > Graphic
0.0472272455
OpenAI Moderation v1 (007)
Violence
0.019367614
OpenAI Moderation v1 (007)
Harassment
0.0063408232
OpenAI Moderation v1 (007)
Sexual
0.0034124609
OpenAI Moderation v1 (007)
Harassment > Threatening
0.0025003783
OpenAI Moderation v1 (007)
Sexual > Minors
0.0017851402
OpenAI Moderation v1 (007)
Hate
0.0004301561
OpenAI Moderation v1 (007)
Self-Harm
0.0002678815
OpenAI Moderation v1 (007)
Self-Harm > Intent
0.0002076767
OpenAI Moderation v1 (007)
Self-Harm > Instructions
7.74909E-5
OpenAI Moderation v1 (007)
Hate > Threatening
3.30724E-5
OpenAI Moderation v1 (007)
Topics
Topic:
Economy, Business and Finance > Financial and Business Service > Insurance
Score:
100
Magnitude:
0.117
Code:
4006006
Url:
https://cv.iptc.org/newscodes/subjectcode/04006006
Wikidata_id:
Q43183
Wikidata_label:
insurance
Source:
IPTC Subject
Topic:
Domestic Commerce
Score:
73.129
Magnitude:
79
Code:
15
Url:
https://fsc.al/cap-mc#15
Source:
Comparative Agendas
Topic:
Health > Health Treatment > Therapy
Score:
58
Magnitude:
0.068
Code:
7003005
Url:
https://cv.iptc.org/newscodes/subjectcode/07003005
Wikidata_id:
Q179661
Wikidata_label:
medical treatment
Source:
IPTC Subject
Readability
Flesch-Kincaid Grade
6.9
Flesch-Kincaid Ease
66.4
Gunning-Fog Score
9.8
Coleman-Liau Index
12
SMOG Index
10.3
Automated Readability Index
7.9
Dale-Chall Readability Score
4.7
Sprache Readability Score
2.6
Dale-Chall Difficult Word Score
6
Sprache Difficult Word Count
7

Frank R. Lautenberg

Bankruptcy also hits families that have been torn apart by divorce. On Sunday, the Washington Post published a front-page article about this bill.
Sentiment
Loughran McDonald (Relative)
-1
Very Negative
Loughran McDonald (Absolute)
-1
Very Negative
Loughran McDonald (Logit)
-1.60944
Harvard-IV (Relative)
-0.5
Very Negative
Harvard-IV (Absolute)
-0.5
Very Negative
Harvard-IV (Logit)
-0.8473
VADER
-0.25
Slightly Negative
Moderation
Violence
0.0302978879
OpenAI Moderation v1 (007)
Violence > Graphic
0.0159961186
OpenAI Moderation v1 (007)
Harassment
0.0055551667
OpenAI Moderation v1 (007)
Sexual > Minors
0.0034729404
OpenAI Moderation v1 (007)
Harassment > Threatening
0.0027263372
OpenAI Moderation v1 (007)
Sexual
0.0009287029
OpenAI Moderation v1 (007)
Hate
9.06472E-5
OpenAI Moderation v1 (007)
Self-Harm > Instructions
8.06603E-5
OpenAI Moderation v1 (007)
Self-Harm
7.69785E-5
OpenAI Moderation v1 (007)
Hate > Threatening
3.05484E-5
OpenAI Moderation v1 (007)
Self-Harm > Intent
1.07238E-5
OpenAI Moderation v1 (007)
Topics
Topic:
Social Issue > Family > Divorce
Score:
100
Magnitude:
0.138
Code:
14006004
Url:
https://cv.iptc.org/newscodes/subjectcode/14006004
Wikidata_id:
Q93190
Wikidata_label:
divorce
Source:
IPTC Subject
Topic:
Social Issue > Family
Score:
96
Magnitude:
0.132
Code:
14006000
Url:
https://cv.iptc.org/newscodes/subjectcode/14006000
Wikidata_id:
Q8436
Wikidata_label:
family
Source:
IPTC Subject
Topic:
Social Issue > People
Score:
62
Magnitude:
0.085
Code:
14024000
Url:
https://cv.iptc.org/newscodes/subjectcode/14024000
Wikidata_id:
Q1156970
Wikidata_label:
humanity
Source:
IPTC Subject
Topic:
Law and Crime
Score:
53.048
Magnitude:
130
Code:
12
Url:
https://fsc.al/cap-mc#12
Source:
Comparative Agendas
Topic:
Politics
Score:
51
Magnitude:
0.071
Code:
11000000
Url:
https://cv.iptc.org/newscodes/subjectcode/11000000
Wikidata_id:
Q7163
Wikidata_label:
politics
Source:
IPTC Subject
Topic:
Domestic Commerce
Score:
24.329
Magnitude:
130
Code:
15
Url:
https://fsc.al/cap-mc#15
Source:
Comparative Agendas
Readability
Flesch-Kincaid Grade
8.3
Flesch-Kincaid Ease
57.2
Gunning-Fog Score
9.8
Coleman-Liau Index
12
SMOG Index
12
Automated Readability Index
8.1
Dale-Chall Readability Score
4.5
Sprache Readability Score
3
Dale-Chall Difficult Word Score
6
Sprache Difficult Word Count
11

Frank R. Lautenberg

The article described how a woman who was left alone by her husband to raise three children had fallen behind on her credit card payments. Even though she worked a second job and paid $2,000 a month to the credit card companies, her debt continued to pile up because of exorbitant late fees and interest rates. This woman was almost an indentured servant to her credit card companies, struggling to pay off a debt that could never be satisfied.
Sentiment
Loughran McDonald (Relative)
0
Neutral
Loughran McDonald (Absolute)
0
Neutral
Loughran McDonald (Logit)
0
Harvard-IV (Relative)
0.63636
Very Positive
Harvard-IV (Absolute)
0.63636
Very Positive
Harvard-IV (Logit)
1.335
VADER
-0.346
Somewhat Negative
Moderation
Violence
0.0706044782
OpenAI Moderation v1 (007)
Violence > Graphic
0.0359105296
OpenAI Moderation v1 (007)
Harassment
0.0208087149
OpenAI Moderation v1 (007)
Sexual
0.0020766962
OpenAI Moderation v1 (007)
Harassment > Threatening
0.0010803858
OpenAI Moderation v1 (007)
Hate
0.0008140679
OpenAI Moderation v1 (007)
Self-Harm
0.0005118618
OpenAI Moderation v1 (007)
Self-Harm > Intent
0.0001879703
OpenAI Moderation v1 (007)
Sexual > Minors
0.0001863836
OpenAI Moderation v1 (007)
Hate > Threatening
5.22674E-5
OpenAI Moderation v1 (007)
Self-Harm > Instructions
2.23342E-5
OpenAI Moderation v1 (007)
Topics
Topic:
Economy, Business and Finance > Macro Economics > Credit and Debit
Score:
100
Magnitude:
0.35
Code:
4008020
Url:
https://cv.iptc.org/newscodes/subjectcode/04008020
Wikidata_id:
Q3196867
Wikidata_label:
debt
Source:
IPTC Subject
Topic:
Social Issue > Family
Score:
61
Magnitude:
0.215
Code:
14006000
Url:
https://cv.iptc.org/newscodes/subjectcode/14006000
Wikidata_id:
Q8436
Wikidata_label:
family
Source:
IPTC Subject
Topic:
Economy, Business and Finance > Macro Economics > Interest Rate
Score:
54
Magnitude:
0.188
Code:
4008009
Url:
https://cv.iptc.org/newscodes/subjectcode/04008009
Wikidata_id:
Q179179
Wikidata_label:
interest rate
Source:
IPTC Subject
Topic:
Social Welfare
Score:
29.383
Magnitude:
140
Code:
13
Url:
https://fsc.al/cap-mc#13
Source:
Comparative Agendas
Topic:
Domestic Commerce
Score:
25.731
Magnitude:
140
Code:
15
Url:
https://fsc.al/cap-mc#15
Source:
Comparative Agendas
Topic:
Macroeconomics
Score:
21.017
Magnitude:
140
Code:
1
Url:
https://fsc.al/cap-mc#1
Source:
Comparative Agendas
Readability
Flesch-Kincaid Grade
11.6
Flesch-Kincaid Ease
59.2
Gunning-Fog Score
14.7
Coleman-Liau Index
10.3
SMOG Index
12
Automated Readability Index
12
Dale-Chall Readability Score
4.5
Sprache Readability Score
5
Dale-Chall Difficult Word Score
16
Sprache Difficult Word Count
16

Frank R. Lautenberg

This is not an isolated incident. The trend in the credit card industry today was described by one expert as a "fee feeding frenzy." Credit card companies collected almost $15 billion in penalty fees last year -- nearly 10 times the $1.7 billion they collected in 1996.
Sentiment
Loughran McDonald (Relative)
-1
Very Negative
Loughran McDonald (Absolute)
-1
Very Negative
Loughran McDonald (Logit)
-1.60944
Harvard-IV (Relative)
0.66667
Very Positive
Harvard-IV (Absolute)
0.66667
Very Positive
Harvard-IV (Logit)
1.29928
VADER
0.072
Neutral
Moderation
Violence
0.053227623
OpenAI Moderation v1 (007)
Violence > Graphic
0.0056522509
OpenAI Moderation v1 (007)
Harassment > Threatening
0.0013492995
OpenAI Moderation v1 (007)
Self-Harm
0.0013301872
OpenAI Moderation v1 (007)
Sexual
0.0011265837
OpenAI Moderation v1 (007)
Harassment
0.0004542296
OpenAI Moderation v1 (007)
Sexual > Minors
0.0003380206
OpenAI Moderation v1 (007)
Self-Harm > Intent
0.0002274648
OpenAI Moderation v1 (007)
Self-Harm > Instructions
8.03561E-5
OpenAI Moderation v1 (007)
Hate
4.80243E-5
OpenAI Moderation v1 (007)
Hate > Threatening
1.56111E-5
OpenAI Moderation v1 (007)
Topics
Topic:
Economy, Business and Finance > Macro Economics > Credit and Debit
Score:
100
Magnitude:
0.071
Code:
4008020
Url:
https://cv.iptc.org/newscodes/subjectcode/04008020
Wikidata_id:
Q3196867
Wikidata_label:
debt
Source:
IPTC Subject
Topic:
Law and Crime
Score:
55.427
Magnitude:
61
Code:
12
Url:
https://fsc.al/cap-mc#12
Source:
Comparative Agendas
Readability
Flesch-Kincaid Grade
8.3
Flesch-Kincaid Ease
62.5
Gunning-Fog Score
14
Coleman-Liau Index
10.2
SMOG Index
12
Automated Readability Index
7
Dale-Chall Readability Score
6.6
Sprache Readability Score
3.7
Dale-Chall Difficult Word Score
17
Sprache Difficult Word Count
14

Frank R. Lautenberg

Penalty fees have become so important to the bottom line that some banks refer to customers who pay their bills on time as "deadbeats," because they cannot be hit with exorbitant penalties.
Sentiment
Loughran McDonald (Relative)
-1
Very Negative
Loughran McDonald (Absolute)
-1
Very Negative
Loughran McDonald (Logit)
-1.60944
Harvard-IV (Relative)
1
Very Positive
Harvard-IV (Absolute)
1
Very Positive
Harvard-IV (Logit)
1.94591
VADER
-0.527
Very Negative
Moderation
Violence
0.1412395388
OpenAI Moderation v1 (007)
Violence > Graphic
0.024415832
OpenAI Moderation v1 (007)
Harassment
0.0065264365
OpenAI Moderation v1 (007)
Self-Harm
0.0026723421
OpenAI Moderation v1 (007)
Harassment > Threatening
0.0017633405
OpenAI Moderation v1 (007)
Sexual
0.0014902653
OpenAI Moderation v1 (007)
Self-Harm > Intent
0.0002879781
OpenAI Moderation v1 (007)
Hate
0.0001723352
OpenAI Moderation v1 (007)
Sexual > Minors
0.0001015773
OpenAI Moderation v1 (007)
Hate > Threatening
7.94432E-5
OpenAI Moderation v1 (007)
Self-Harm > Instructions
5.97253E-5
OpenAI Moderation v1 (007)
Topics
Topic:
Domestic Commerce
Score:
97.691
Magnitude:
143
Code:
15
Url:
https://fsc.al/cap-mc#15
Source:
Comparative Agendas
Readability
Flesch-Kincaid Grade
12
Flesch-Kincaid Ease
44.8
Gunning-Fog Score
17.8
Coleman-Liau Index
12
SMOG Index
12
Automated Readability Index
12
Dale-Chall Readability Score
4.5
Sprache Readability Score
5
Dale-Chall Difficult Word Score
6
Sprache Difficult Word Count
8

Frank R. Lautenberg

It has become commonplace for credit card companies to jack up the interest rates of customers who are slightly late with their payments -- in some cases, by no more than one day.
Sentiment
Loughran McDonald (Relative)
-1
Very Negative
Loughran McDonald (Absolute)
-1
Very Negative
Loughran McDonald (Logit)
-1.09861
Harvard-IV (Relative)
0.5
Positive
Harvard-IV (Absolute)
0.5
Positive
Harvard-IV (Logit)
0.8473
VADER
0.527
Very Positive
Moderation
Violence > Graphic
0.0520931499
OpenAI Moderation v1 (007)
Violence
0.0157640854
OpenAI Moderation v1 (007)
Harassment
0.0080516213
OpenAI Moderation v1 (007)
Sexual
0.0021771455
OpenAI Moderation v1 (007)
Hate
0.0013949462
OpenAI Moderation v1 (007)
Self-Harm
0.0011028999
OpenAI Moderation v1 (007)
Harassment > Threatening
0.0005766836
OpenAI Moderation v1 (007)
Sexual > Minors
0.0004362551
OpenAI Moderation v1 (007)
Self-Harm > Intent
0.0001034916
OpenAI Moderation v1 (007)
Hate > Threatening
7.0315E-6
OpenAI Moderation v1 (007)
Self-Harm > Instructions
5.8667E-6
OpenAI Moderation v1 (007)
Topics
Topic:
Economy, Business and Finance > Macro Economics > Interest Rate
Score:
100
Magnitude:
0.134
Code:
4008009
Url:
https://cv.iptc.org/newscodes/subjectcode/04008009
Wikidata_id:
Q179179
Wikidata_label:
interest rate
Source:
IPTC Subject
Topic:
Domestic Commerce
Score:
90.938
Magnitude:
70
Code:
15
Url:
https://fsc.al/cap-mc#15
Source:
Comparative Agendas
Topic:
Economy, Business and Finance > Macro Economics > Credit and Debit
Score:
81
Magnitude:
0.108
Code:
4008020
Url:
https://cv.iptc.org/newscodes/subjectcode/04008020
Wikidata_id:
Q3196867
Wikidata_label:
debt
Source:
IPTC Subject
Topic:
Economy, Business and Finance > Company Information > Consumers
Score:
71
Magnitude:
0.095
Code:
4016055
Url:
https://cv.iptc.org/newscodes/subjectcode/04016055
Wikidata_id:
Q22855
Wikidata_label:
consumer
Source:
IPTC Subject
Readability
Flesch-Kincaid Grade
12
Flesch-Kincaid Ease
55.4
Gunning-Fog Score
17.8
Coleman-Liau Index
10.5
SMOG Index
12
Automated Readability Index
12
Dale-Chall Readability Score
3.6
Sprache Readability Score
5
Dale-Chall Difficult Word Score
4
Sprache Difficult Word Count
8

Frank R. Lautenberg

Credit companies already charge late fees of up to $39 for every late payment. Piling a higher interest rate on top of that late fee is like double jeopardy, and that is not fair to consumers.
Sentiment
Loughran McDonald (Relative)
-1
Very Negative
Loughran McDonald (Absolute)
-1
Very Negative
Loughran McDonald (Logit)
-1.94591
Harvard-IV (Relative)
0.14286
Leans Positive
Harvard-IV (Absolute)
0.14286
Leans Positive
Harvard-IV (Logit)
0.25131
VADER
0.662
Very Positive
Moderation
Violence
0.006596843
OpenAI Moderation v1 (007)
Sexual
0.0027295449
OpenAI Moderation v1 (007)
Violence > Graphic
0.0014666071
OpenAI Moderation v1 (007)
Harassment
0.000814641
OpenAI Moderation v1 (007)
Sexual > Minors
0.00032455
OpenAI Moderation v1 (007)
Hate
0.0002167322
OpenAI Moderation v1 (007)
Harassment > Threatening
0.0001616495
OpenAI Moderation v1 (007)
Self-Harm
9.7946E-5
OpenAI Moderation v1 (007)
Hate > Threatening
7.60375E-5
OpenAI Moderation v1 (007)
Self-Harm > Intent
2.44077E-5
OpenAI Moderation v1 (007)
Self-Harm > Instructions
1.57974E-5
OpenAI Moderation v1 (007)
Topics
Topic:
Economy, Business and Finance > Macro Economics > Interest Rate
Score:
100
Magnitude:
0.104
Code:
4008009
Url:
https://cv.iptc.org/newscodes/subjectcode/04008009
Wikidata_id:
Q179179
Wikidata_label:
interest rate
Source:
IPTC Subject
Topic:
Domestic Commerce
Score:
90.394
Magnitude:
86
Code:
15
Url:
https://fsc.al/cap-mc#15
Source:
Comparative Agendas
Readability
Flesch-Kincaid Grade
9.1
Flesch-Kincaid Ease
61.7
Gunning-Fog Score
13.9
Coleman-Liau Index
8.9
SMOG Index
12
Automated Readability Index
7.3
Dale-Chall Readability Score
4.4
Sprache Readability Score
3.7
Dale-Chall Difficult Word Score
8
Sprache Difficult Word Count
11

Frank R. Lautenberg

There are many reasons why a consumer might be a day or two late in making a credit card payment. Maybe a child got sick and had to see a doctor, and his mom was too busy taking him to the hospital to worry about a credit card payment. Maybe a car broke down, and it had to be fixed so a worker could get to their job. Maybe the mail was a little slow that week.
Sentiment
Loughran McDonald (Relative)
-1
Very Negative
Loughran McDonald (Absolute)
-1
Very Negative
Loughran McDonald (Logit)
-1.94591
Harvard-IV (Relative)
0.11111
Leans Positive
Harvard-IV (Absolute)
0.11111
Leans Positive
Harvard-IV (Logit)
0.20067
VADER
-0.586
Very Negative
Moderation
Sexual
0.003225213
OpenAI Moderation v1 (007)
Violence
0.0027554997
OpenAI Moderation v1 (007)
Harassment
0.0024355526
OpenAI Moderation v1 (007)
Violence > Graphic
0.0007228651
OpenAI Moderation v1 (007)
Self-Harm
0.0004255795
OpenAI Moderation v1 (007)
Sexual > Minors
0.000191668
OpenAI Moderation v1 (007)
Hate
7.37131E-5
OpenAI Moderation v1 (007)
Harassment > Threatening
8.5969E-6
OpenAI Moderation v1 (007)
Self-Harm > Intent
5.9963E-6
OpenAI Moderation v1 (007)
Hate > Threatening
3.3541E-6
OpenAI Moderation v1 (007)
Self-Harm > Instructions
2.5986E-6
OpenAI Moderation v1 (007)
Topics
Topic:
Economy, Business and Finance > Macro Economics > Credit and Debit
Score:
100
Magnitude:
0.082
Code:
4008020
Url:
https://cv.iptc.org/newscodes/subjectcode/04008020
Wikidata_id:
Q3196867
Wikidata_label:
debt
Source:
IPTC Subject
Topic:
Domestic Commerce
Score:
91.184
Magnitude:
60
Code:
15
Url:
https://fsc.al/cap-mc#15
Source:
Comparative Agendas
Topic:
Social Issue > Family
Score:
77
Magnitude:
0.064
Code:
14006000
Url:
https://cv.iptc.org/newscodes/subjectcode/14006000
Wikidata_id:
Q8436
Wikidata_label:
family
Source:
IPTC Subject
Topic:
Health > Disease
Score:
61
Magnitude:
0.051
Code:
7001000
Url:
https://cv.iptc.org/newscodes/subjectcode/07001000
Wikidata_id:
Q814207
Wikidata_label:
illness
Source:
IPTC Subject
Readability
Flesch-Kincaid Grade
7.1
Flesch-Kincaid Ease
78.5
Gunning-Fog Score
8.7
Coleman-Liau Index
5.6
SMOG Index
7.3
Automated Readability Index
5.3
Dale-Chall Readability Score
2
Sprache Readability Score
3.8
Dale-Chall Difficult Word Score
5
Sprache Difficult Word Count
10

Frank R. Lautenberg

Whatever the reason, a consumer should not be unfairly and harshly punished for one late payment.
Sentiment
Loughran McDonald (Relative)
-1
Very Negative
Loughran McDonald (Absolute)
-1
Very Negative
Loughran McDonald (Logit)
-2.19722
Harvard-IV (Relative)
0
Neutral
Harvard-IV (Absolute)
0
Neutral
Harvard-IV (Logit)
0
VADER
-0.459
Negative
Moderation
Harassment
0.0085975233
OpenAI Moderation v1 (007)
Sexual
0.006594666
OpenAI Moderation v1 (007)
Violence
0.0026666878
OpenAI Moderation v1 (007)
Violence > Graphic
0.0022405653
OpenAI Moderation v1 (007)
Hate
0.0004737386
OpenAI Moderation v1 (007)
Self-Harm
0.0002999426
OpenAI Moderation v1 (007)
Sexual > Minors
9.29498E-5
OpenAI Moderation v1 (007)
Harassment > Threatening
6.56777E-5
OpenAI Moderation v1 (007)
Self-Harm > Intent
2.21728E-5
OpenAI Moderation v1 (007)
Hate > Threatening
6.5275E-6
OpenAI Moderation v1 (007)
Self-Harm > Instructions
4.3864E-6
OpenAI Moderation v1 (007)
Topics
Topic:
Macroeconomics
Score:
78.935
Magnitude:
96
Code:
1
Url:
https://fsc.al/cap-mc#1
Source:
Comparative Agendas
Readability
Flesch-Kincaid Grade
10.6
Flesch-Kincaid Ease
47.8
Gunning-Fog Score
13.9
Coleman-Liau Index
12
SMOG Index
12
Automated Readability Index
10.1
Dale-Chall Readability Score
5.7
Sprache Readability Score
3.2
Dale-Chall Difficult Word Score
5
Sprache Difficult Word Count
7

Frank R. Lautenberg

At the very least, credit card companies should give consumers fair warning before hiking their interest rates. If there is a problem, the consumer should have a chance to correct it before their rate can be increased.
Sentiment
Loughran McDonald (Relative)
-1
Very Negative
Loughran McDonald (Absolute)
-1
Very Negative
Loughran McDonald (Logit)
-1.94591
Harvard-IV (Relative)
0.66667
Very Positive
Harvard-IV (Absolute)
0.66667
Very Positive
Harvard-IV (Logit)
1.29928
VADER
0.733
Very Positive
Moderation
Sexual
0.0080693237
OpenAI Moderation v1 (007)
Violence
0.006459713
OpenAI Moderation v1 (007)
Violence > Graphic
0.0055559245
OpenAI Moderation v1 (007)
Harassment
0.002024202
OpenAI Moderation v1 (007)
Hate
0.0006587014
OpenAI Moderation v1 (007)
Self-Harm
0.0001839006
OpenAI Moderation v1 (007)
Harassment > Threatening
8.14455E-5
OpenAI Moderation v1 (007)
Sexual > Minors
7.89698E-5
OpenAI Moderation v1 (007)
Hate > Threatening
3.37697E-5
OpenAI Moderation v1 (007)
Self-Harm > Intent
1.9633E-5
OpenAI Moderation v1 (007)
Self-Harm > Instructions
9.2839E-6
OpenAI Moderation v1 (007)
Topics
Topic:
Economy, Business and Finance > Macro Economics > Consumer Issue
Score:
100
Magnitude:
0.125
Code:
4008002
Url:
https://cv.iptc.org/newscodes/subjectcode/04008002
Wikidata_id:
Q664183
Wikidata_label:
consumer protection
Source:
IPTC Subject
Topic:
Economy, Business and Finance > Macro Economics > Interest Rate
Score:
90
Magnitude:
0.112
Code:
4008009
Url:
https://cv.iptc.org/newscodes/subjectcode/04008009
Wikidata_id:
Q179179
Wikidata_label:
interest rate
Source:
IPTC Subject
Topic:
Domestic Commerce
Score:
74.652
Magnitude:
144
Code:
15
Url:
https://fsc.al/cap-mc#15
Source:
Comparative Agendas
Topic:
Economy, Business and Finance > Macro Economics > Credit and Debit
Score:
67
Magnitude:
0.083
Code:
4008020
Url:
https://cv.iptc.org/newscodes/subjectcode/04008020
Wikidata_id:
Q3196867
Wikidata_label:
debt
Source:
IPTC Subject
Readability
Flesch-Kincaid Grade
9.2
Flesch-Kincaid Ease
62.3
Gunning-Fog Score
12.8
Coleman-Liau Index
12
SMOG Index
12
Automated Readability Index
10.5
Dale-Chall Readability Score
4.3
Sprache Readability Score
3.6
Dale-Chall Difficult Word Score
8
Sprache Difficult Word Count
8

Frank R. Lautenberg

But the credit card companies are not interested in fairness. In fact, they actually hope customers will be late with a payment so they can be hit with penalty fees.
Sentiment
Loughran McDonald (Relative)
-1
Very Negative
Loughran McDonald (Absolute)
-1
Very Negative
Loughran McDonald (Logit)
-1.60944
Harvard-IV (Relative)
1
Very Positive
Harvard-IV (Absolute)
1
Very Positive
Harvard-IV (Logit)
2.3979
VADER
0.25
Slightly Positive
Moderation
Harassment
0.0037044316
OpenAI Moderation v1 (007)
Sexual
0.0032750548
OpenAI Moderation v1 (007)
Violence
0.0013618183
OpenAI Moderation v1 (007)
Violence > Graphic
0.0010316287
OpenAI Moderation v1 (007)
Harassment > Threatening
0.0001029856
OpenAI Moderation v1 (007)
Hate
3.8475E-5
OpenAI Moderation v1 (007)
Hate > Threatening
3.37695E-5
OpenAI Moderation v1 (007)
Sexual > Minors
3.10985E-5
OpenAI Moderation v1 (007)
Self-Harm
2.56082E-5
OpenAI Moderation v1 (007)
Self-Harm > Intent
3.8685E-6
OpenAI Moderation v1 (007)
Self-Harm > Instructions
3.151E-7
OpenAI Moderation v1 (007)
Topics
Topic:
Economy, Business and Finance > Company Information > Consumers
Score:
100
Magnitude:
0.055
Code:
4016055
Url:
https://cv.iptc.org/newscodes/subjectcode/04016055
Wikidata_id:
Q22855
Wikidata_label:
consumer
Source:
IPTC Subject
Topic:
Law and Crime
Score:
40.023
Magnitude:
143
Code:
12
Url:
https://fsc.al/cap-mc#12
Source:
Comparative Agendas
Topic:
Domestic Commerce
Score:
38.189
Magnitude:
143
Code:
15
Url:
https://fsc.al/cap-mc#15
Source:
Comparative Agendas
Readability
Flesch-Kincaid Grade
8
Flesch-Kincaid Ease
64.7
Gunning-Fog Score
12.7
Coleman-Liau Index
10.3
SMOG Index
12
Automated Readability Index
7
Dale-Chall Readability Score
3.4
Sprache Readability Score
3.2
Dale-Chall Difficult Word Score
5
Sprache Difficult Word Count
9

Frank R. Lautenberg

To that end, they engage in "bait and switch" tactics to lure consumers with low rates, then automatically jack those rates up the first time a payment is a day late.
Sentiment
Loughran McDonald (Relative)
-1
Very Negative
Loughran McDonald (Absolute)
-1
Very Negative
Loughran McDonald (Logit)
-1.09861
Harvard-IV (Relative)
0
Neutral
Harvard-IV (Absolute)
0
Neutral
Harvard-IV (Logit)
0
VADER
0.077
Neutral
Moderation
Sexual
0.0098481716
OpenAI Moderation v1 (007)
Violence > Graphic
0.0013227729
OpenAI Moderation v1 (007)
Violence
0.0012396898
OpenAI Moderation v1 (007)
Harassment
0.0002132045
OpenAI Moderation v1 (007)
Sexual > Minors
6.09683E-5
OpenAI Moderation v1 (007)
Hate
5.44507E-5
OpenAI Moderation v1 (007)
Self-Harm
1.13223E-5
OpenAI Moderation v1 (007)
Harassment > Threatening
3.3425E-6
OpenAI Moderation v1 (007)
Hate > Threatening
2.0125E-6
OpenAI Moderation v1 (007)
Self-Harm > Intent
1.0346E-6
OpenAI Moderation v1 (007)
Self-Harm > Instructions
1.176E-7
OpenAI Moderation v1 (007)
Readability
Flesch-Kincaid Grade
12
Flesch-Kincaid Ease
63.5
Gunning-Fog Score
15
Coleman-Liau Index
9.1
SMOG Index
11.3
Automated Readability Index
12
Dale-Chall Readability Score
4.6
Sprache Readability Score
5
Dale-Chall Difficult Word Score
6
Sprache Difficult Word Count
10

Frank R. Lautenberg

One example of this is the Capital One Platinum MasterCard.
Sentiment
Loughran McDonald (Relative)
0
Neutral
Loughran McDonald (Absolute)
0
Neutral
Loughran McDonald (Logit)
0
Harvard-IV (Relative)
1
Very Positive
Harvard-IV (Absolute)
1
Very Positive
Harvard-IV (Logit)
1.09861
VADER
0
Neutral
Moderation
Harassment
0.0150699969
OpenAI Moderation v1 (007)
Sexual
0.0074883712
OpenAI Moderation v1 (007)
Violence
0.0016276032
OpenAI Moderation v1 (007)
Violence > Graphic
0.0014405772
OpenAI Moderation v1 (007)
Sexual > Minors
0.0003566955
OpenAI Moderation v1 (007)
Self-Harm
0.0003432477
OpenAI Moderation v1 (007)
Hate
0.0002235653
OpenAI Moderation v1 (007)
Harassment > Threatening
0.0002047915
OpenAI Moderation v1 (007)
Self-Harm > Intent
4.27457E-5
OpenAI Moderation v1 (007)
Self-Harm > Instructions
9.5898E-6
OpenAI Moderation v1 (007)
Hate > Threatening
6.1401E-6
OpenAI Moderation v1 (007)
Topics
Topic:
Economy, Business and Finance > Metal and Mineral > Gold and Precious Material
Score:
100
Magnitude:
0.06
Code:
4012002
Url:
https://cv.iptc.org/newscodes/subjectcode/04012002
Wikidata_id:
Q56573752
Wikidata_label:
precious metal industry
Source:
IPTC Subject
Readability
Flesch-Kincaid Grade
9.6
Flesch-Kincaid Ease
44.4
Gunning-Fog Score
8
Coleman-Liau Index
12
SMOG Index
12
Automated Readability Index
6.6
Dale-Chall Readability Score
5.2
Sprache Readability Score
2.2
Dale-Chall Difficult Word Score
3
Sprache Difficult Word Count
4

Frank R. Lautenberg

Customers going to the Capital One Web site to apply for a credit card will find the following ad, which touts "a great low rate" -- an "8.9 percent fixed APR." This ad is pretty prominent. As you can see, the type is large and easy to read, and there is a nice picture.
Sentiment
Loughran McDonald (Relative)
1
Very Positive
Loughran McDonald (Absolute)
1
Very Positive
Loughran McDonald (Logit)
1.60944
Harvard-IV (Relative)
1
Very Positive
Harvard-IV (Absolute)
1
Very Positive
Harvard-IV (Logit)
2.70805
VADER
0.94
Very Positive
Moderation
Violence
0.0165314632
OpenAI Moderation v1 (007)
Violence > Graphic
0.0032642976
OpenAI Moderation v1 (007)
Harassment
0.0023330635
OpenAI Moderation v1 (007)
Sexual
0.0016385953
OpenAI Moderation v1 (007)
Self-Harm
0.0002112784
OpenAI Moderation v1 (007)
Harassment > Threatening
0.0001788371
OpenAI Moderation v1 (007)
Sexual > Minors
0.0001786556
OpenAI Moderation v1 (007)
Hate
0.0001588826
OpenAI Moderation v1 (007)
Self-Harm > Intent
7.8624E-6
OpenAI Moderation v1 (007)
Hate > Threatening
2.9125E-6
OpenAI Moderation v1 (007)
Self-Harm > Instructions
5.872E-7
OpenAI Moderation v1 (007)
Topics
Topic:
Economy, Business and Finance > Company Information > Consumers
Score:
100
Magnitude:
0.06
Code:
4016055
Url:
https://cv.iptc.org/newscodes/subjectcode/04016055
Wikidata_id:
Q22855
Wikidata_label:
consumer
Source:
IPTC Subject
Readability
Flesch-Kincaid Grade
6.4
Flesch-Kincaid Ease
80.4
Gunning-Fog Score
8.6
Coleman-Liau Index
6.6
SMOG Index
9.9
Automated Readability Index
5.4
Dale-Chall Readability Score
4.2
Sprache Readability Score
4.1
Dale-Chall Difficult Word Score
11
Sprache Difficult Word Count
16

Frank R. Lautenberg

On an entirely separate Web page, buried in pages of fine print, Capital One discloses that:
Sentiment
Loughran McDonald (Relative)
-1
Very Negative
Loughran McDonald (Absolute)
-1
Very Negative
Loughran McDonald (Logit)
-1.09861
Harvard-IV (Relative)
0
Neutral
Harvard-IV (Absolute)
0
Neutral
Harvard-IV (Logit)
0
VADER
0.202
Slightly Positive
Moderation
Violence > Graphic
0.086789747
OpenAI Moderation v1 (007)
Violence
0.0428830797
OpenAI Moderation v1 (007)
Harassment
0.0053393378
OpenAI Moderation v1 (007)
Self-Harm
0.001462554
OpenAI Moderation v1 (007)
Harassment > Threatening
0.0012362896
OpenAI Moderation v1 (007)
Sexual
0.0009619072
OpenAI Moderation v1 (007)
Self-Harm > Intent
0.0005154927
OpenAI Moderation v1 (007)
Sexual > Minors
0.0002732191
OpenAI Moderation v1 (007)
Hate
0.0001127306
OpenAI Moderation v1 (007)
Self-Harm > Instructions
1.50793E-5
OpenAI Moderation v1 (007)
Hate > Threatening
1.09827E-5
OpenAI Moderation v1 (007)
Readability
Flesch-Kincaid Grade
9.8
Flesch-Kincaid Ease
53.1
Gunning-Fog Score
13.9
Coleman-Liau Index
11.4
SMOG Index
12
Automated Readability Index
8.4
Dale-Chall Readability Score
3.8
Sprache Readability Score
3.3
Dale-Chall Difficult Word Score
3
Sprache Difficult Word Count
8

Frank R. Lautenberg

In other words, despite advertising a "fixed" rate of 8.9 percent, Capital One can almost triple a customer's rate to a whopping 25.9 percent -- just for sending one payment one day late.
Sentiment
Loughran McDonald (Relative)
0
Neutral
Loughran McDonald (Absolute)
0
Neutral
Loughran McDonald (Logit)
0
Harvard-IV (Relative)
1
Very Positive
Harvard-IV (Absolute)
1
Very Positive
Harvard-IV (Logit)
1.09861
VADER
0
Neutral
Moderation
Violence
0.0179921422
OpenAI Moderation v1 (007)
Self-Harm
0.0097772914
OpenAI Moderation v1 (007)
Violence > Graphic
0.0028284878
OpenAI Moderation v1 (007)
Harassment
0.0021510492
OpenAI Moderation v1 (007)
Self-Harm > Intent
0.0016715299
OpenAI Moderation v1 (007)
Hate
0.0008143148
OpenAI Moderation v1 (007)
Sexual
0.0002602996
OpenAI Moderation v1 (007)
Harassment > Threatening
0.0002120845
OpenAI Moderation v1 (007)
Sexual > Minors
0.0001715837
OpenAI Moderation v1 (007)
Self-Harm > Instructions
2.2754E-5
OpenAI Moderation v1 (007)
Hate > Threatening
3.9591E-6
OpenAI Moderation v1 (007)
Topics
Topic:
Economy, Business and Finance > Media > Advertising
Score:
100
Magnitude:
0.065
Code:
4010001
Url:
https://cv.iptc.org/newscodes/subjectcode/04010001
Wikidata_id:
Q23700481
Wikidata_label:
advertising industry
Source:
IPTC Subject
Topic:
Sport > Basketball
Score:
89
Magnitude:
0.058
Code:
15008000
Url:
https://cv.iptc.org/newscodes/subjectcode/15008000
Wikidata_id:
Q5372
Wikidata_label:
basketball
Source:
IPTC Subject
Topic:
Domestic Commerce
Score:
83.162
Magnitude:
32
Code:
15
Url:
https://fsc.al/cap-mc#15
Source:
Comparative Agendas
Readability
Flesch-Kincaid Grade
12
Flesch-Kincaid Ease
50.1
Gunning-Fog Score
15.3
Coleman-Liau Index
10
SMOG Index
12
Automated Readability Index
12
Dale-Chall Readability Score
6
Sprache Readability Score
5
Dale-Chall Difficult Word Score
9
Sprache Difficult Word Count
11

Frank R. Lautenberg

The cost of this rate hike to a customer with a balance of $5,000 would be as much as $880 in interest payments over the following year. That is simply too harsh of a penalty for sending one payment one day late.
Sentiment
Loughran McDonald (Relative)
-1
Very Negative
Loughran McDonald (Absolute)
-1
Very Negative
Loughran McDonald (Logit)
-1.94591
Harvard-IV (Relative)
-0.33333
Somewhat Negative
Harvard-IV (Absolute)
-0.33333
Somewhat Negative
Harvard-IV (Logit)
-0.51083
VADER
-0.44
Negative
Moderation
Violence
0.0288912037
OpenAI Moderation v1 (007)
Violence > Graphic
0.006039445
OpenAI Moderation v1 (007)
Sexual
0.0016219785
OpenAI Moderation v1 (007)
Self-Harm
0.0005751699
OpenAI Moderation v1 (007)
Harassment
0.0004011547
OpenAI Moderation v1 (007)
Sexual > Minors
0.0003847803
OpenAI Moderation v1 (007)
Harassment > Threatening
5.5743E-5
OpenAI Moderation v1 (007)
Self-Harm > Intent
3.16062E-5
OpenAI Moderation v1 (007)
Hate
1.10359E-5
OpenAI Moderation v1 (007)
Self-Harm > Instructions
9.8576E-6
OpenAI Moderation v1 (007)
Hate > Threatening
1.4675E-6
OpenAI Moderation v1 (007)
Topics
Topic:
Economy, Business and Finance > Macro Economics > Interest Rate
Score:
100
Magnitude:
0.266
Code:
4008009
Url:
https://cv.iptc.org/newscodes/subjectcode/04008009
Wikidata_id:
Q179179
Wikidata_label:
interest rate
Source:
IPTC Subject
Topic:
Domestic Commerce
Score:
86.129
Magnitude:
109
Code:
15
Url:
https://fsc.al/cap-mc#15
Source:
Comparative Agendas
Readability
Flesch-Kincaid Grade
7.6
Flesch-Kincaid Ease
78.8
Gunning-Fog Score
12.3
Coleman-Liau Index
6
SMOG Index
11.3
Automated Readability Index
6.7
Dale-Chall Readability Score
3.6
Sprache Readability Score
4.2
Dale-Chall Difficult Word Score
7
Sprache Difficult Word Count
12

Frank R. Lautenberg

This is the dire situation in which many consumers find themselves. Even though they make payments every month, and don't charge any new purchases to their credit card, they fall deeper and deeper into debt. Eventually, seeing no other way out, some of these people declare bankruptcy.
Sentiment
Loughran McDonald (Relative)
-1
Very Negative
Loughran McDonald (Absolute)
-1
Very Negative
Loughran McDonald (Logit)
-1.09861
Harvard-IV (Relative)
-0.2
Slightly Negative
Harvard-IV (Absolute)
-0.2
Slightly Negative
Harvard-IV (Logit)
-0.33647
VADER
-0.625
Very Negative
Moderation
Violence
0.0475149049
OpenAI Moderation v1 (007)
Violence > Graphic
0.044734418
OpenAI Moderation v1 (007)
Harassment
0.0202065843
OpenAI Moderation v1 (007)
Harassment > Threatening
0.0125532359
OpenAI Moderation v1 (007)
Sexual
0.0075506476
OpenAI Moderation v1 (007)
Sexual > Minors
0.0060348051
OpenAI Moderation v1 (007)
Hate
0.0004977433
OpenAI Moderation v1 (007)
Self-Harm > Instructions
8.17748E-5
OpenAI Moderation v1 (007)
Self-Harm
3.59953E-5
OpenAI Moderation v1 (007)
Hate > Threatening
3.43103E-5
OpenAI Moderation v1 (007)
Self-Harm > Intent
1.00322E-5
OpenAI Moderation v1 (007)
Topics
Topic:
Economy, Business and Finance > Macro Economics > Credit and Debit
Score:
100
Magnitude:
0.343
Code:
4008020
Url:
https://cv.iptc.org/newscodes/subjectcode/04008020
Wikidata_id:
Q3196867
Wikidata_label:
debt
Source:
IPTC Subject
Topic:
Domestic Commerce
Score:
69.844
Magnitude:
90
Code:
15
Url:
https://fsc.al/cap-mc#15
Source:
Comparative Agendas
Readability
Flesch-Kincaid Grade
9.9
Flesch-Kincaid Ease
52.3
Gunning-Fog Score
12.2
Coleman-Liau Index
12
SMOG Index
12
Automated Readability Index
9.6
Dale-Chall Readability Score
4.8
Sprache Readability Score
3.7
Dale-Chall Difficult Word Score
12
Sprache Difficult Word Count
14

Frank R. Lautenberg

Many States have passed laws to protect consumers from unscrupulous penalties and rate increases. Unfortunately, these laws cannot be enforced, as courts have ruled that the banks are bound by the laws of the States where they are located, not where their customers reside.
Sentiment
Loughran McDonald (Relative)
-1
Very Negative
Loughran McDonald (Absolute)
-1
Very Negative
Loughran McDonald (Logit)
-1.60944
Harvard-IV (Relative)
-0.5
Very Negative
Harvard-IV (Absolute)
-0.5
Very Negative
Harvard-IV (Logit)
-0.8473
VADER
0.052
Neutral
Moderation
Violence > Graphic
0.0399067969
OpenAI Moderation v1 (007)
Violence
0.0285077287
OpenAI Moderation v1 (007)
Self-Harm
0.0008297984
OpenAI Moderation v1 (007)
Harassment
0.0006537401
OpenAI Moderation v1 (007)
Harassment > Threatening
0.0006206885
OpenAI Moderation v1 (007)
Sexual
0.0005428842
OpenAI Moderation v1 (007)
Self-Harm > Intent
8.41424E-5
OpenAI Moderation v1 (007)
Sexual > Minors
8.30122E-5
OpenAI Moderation v1 (007)
Self-Harm > Instructions
6.57678E-5
OpenAI Moderation v1 (007)
Hate
3.364E-5
OpenAI Moderation v1 (007)
Hate > Threatening
1.15713E-5
OpenAI Moderation v1 (007)
Topics
Topic:
Crime, Law and Justice > Judiciary (System of Justice)
Score:
100
Magnitude:
0.142
Code:
2002000
Url:
https://cv.iptc.org/newscodes/subjectcode/02002000
Wikidata_id:
Q105985
Wikidata_label:
judiciary
Source:
IPTC Subject
Topic:
Crime, Law and Justice > Justice and Rights
Score:
100
Magnitude:
0.142
Code:
2007000
Url:
https://cv.iptc.org/newscodes/subjectcode/02007000
Wikidata_id:
Q5167661
Wikidata_label:
justice
Source:
IPTC Subject
Topic:
Agriculture
Score:
93.455
Magnitude:
67
Code:
4
Url:
https://fsc.al/cap-mc#4
Source:
Comparative Agendas
Topic:
Economy, Business and Finance > Company Information > Consumers
Score:
75
Magnitude:
0.106
Code:
4016055
Url:
https://cv.iptc.org/newscodes/subjectcode/04016055
Wikidata_id:
Q22855
Wikidata_label:
consumer
Source:
IPTC Subject
Topic:
Economy, Business and Finance > Financial and Business Service > Banking
Score:
52
Magnitude:
0.074
Code:
4006002
Url:
https://cv.iptc.org/newscodes/subjectcode/04006002
Wikidata_id:
Q806718
Wikidata_label:
banking industry
Source:
IPTC Subject
Readability
Flesch-Kincaid Grade
10.7
Flesch-Kincaid Ease
57.6
Gunning-Fog Score
15.2
Coleman-Liau Index
12
SMOG Index
12
Automated Readability Index
12
Dale-Chall Readability Score
5
Sprache Readability Score
4.7
Dale-Chall Difficult Word Score
11
Sprache Difficult Word Count
17

Frank R. Lautenberg

As a result, credit card companies have flocked to States with weak consumer protections, creating a "race to the bottom." With this bill, we had an opportunity to put a stop to that, and end the unscrupulous gouging of consumers. By giving consumers a chance to correct problems before they were hit with higher interest rates, we could have prevented many bankruptcies. Unfortunately, we have squandered that opportunity.
Sentiment
Loughran McDonald (Relative)
-0.55556
Very Negative
Loughran McDonald (Absolute)
-0.55556
Very Negative
Loughran McDonald (Logit)
-1.09861
Harvard-IV (Relative)
0.33333
Somewhat Positive
Harvard-IV (Absolute)
0.33333
Somewhat Positive
Harvard-IV (Logit)
0.64663
VADER
0.772
Very Positive
Moderation
Violence
0.0645350839
OpenAI Moderation v1 (007)
Harassment
0.0601559819
OpenAI Moderation v1 (007)
Violence > Graphic
0.0180243034
OpenAI Moderation v1 (007)
Hate
0.0056222805
OpenAI Moderation v1 (007)
Self-Harm
0.0053874508
OpenAI Moderation v1 (007)
Harassment > Threatening
0.0046063087
OpenAI Moderation v1 (007)
Self-Harm > Intent
0.0016852036
OpenAI Moderation v1 (007)
Sexual
0.0001936141
OpenAI Moderation v1 (007)
Self-Harm > Instructions
0.0001416425
OpenAI Moderation v1 (007)
Hate > Threatening
0.0001005896
OpenAI Moderation v1 (007)
Sexual > Minors
2.63977E-5
OpenAI Moderation v1 (007)
Topics
Topic:
Economy, Business and Finance > Macro Economics > Interest Rate
Score:
100
Magnitude:
0.238
Code:
4008009
Url:
https://cv.iptc.org/newscodes/subjectcode/04008009
Wikidata_id:
Q179179
Wikidata_label:
interest rate
Source:
IPTC Subject
Topic:
Economy, Business and Finance > Macro Economics > Consumer Issue
Score:
59
Magnitude:
0.14
Code:
4008002
Url:
https://cv.iptc.org/newscodes/subjectcode/04008002
Wikidata_id:
Q664183
Wikidata_label:
consumer protection
Source:
IPTC Subject
Topic:
Economy, Business and Finance > Company Information > Bankruptcy
Score:
58
Magnitude:
0.138
Code:
4016007
Url:
https://cv.iptc.org/newscodes/subjectcode/04016007
Wikidata_id:
Q152074
Wikidata_label:
bankruptcy
Source:
IPTC Subject
Topic:
Social Welfare
Score:
54.941
Magnitude:
45
Code:
13
Url:
https://fsc.al/cap-mc#13
Source:
Comparative Agendas
Topic:
Civil Rights
Score:
30.839
Magnitude:
45
Code:
2
Url:
https://fsc.al/cap-mc#2
Source:
Comparative Agendas
Readability
Flesch-Kincaid Grade
10.6
Flesch-Kincaid Ease
49
Gunning-Fog Score
13.9
Coleman-Liau Index
12
SMOG Index
12
Automated Readability Index
10.9
Dale-Chall Readability Score
5.3
Sprache Readability Score
4.4
Dale-Chall Difficult Word Score
19
Sprache Difficult Word Count
21

Frank R. Lautenberg

This bill does nothing to address the roots of the bankruptcy problem in our country today. And it does nothing to help consumers. For that reason, I must vote against S. 256.
Sentiment
Loughran McDonald (Relative)
-1
Very Negative
Loughran McDonald (Absolute)
-1
Very Negative
Loughran McDonald (Logit)
-1.60944
Harvard-IV (Relative)
0
Neutral
Harvard-IV (Absolute)
0
Neutral
Harvard-IV (Logit)
0
VADER
-0.494
Negative
Moderation
Violence
0.1166937989
OpenAI Moderation v1 (007)
Hate
0.0072787945
OpenAI Moderation v1 (007)
Harassment
0.0063309199
OpenAI Moderation v1 (007)
Violence > Graphic
0.003795659
OpenAI Moderation v1 (007)
Harassment > Threatening
0.0016206766
OpenAI Moderation v1 (007)
Self-Harm
0.0004817871
OpenAI Moderation v1 (007)
Hate > Threatening
0.0002930642
OpenAI Moderation v1 (007)
Self-Harm > Intent
0.0002579065
OpenAI Moderation v1 (007)
Sexual
0.000101146
OpenAI Moderation v1 (007)
Sexual > Minors
2.71454E-5
OpenAI Moderation v1 (007)
Self-Harm > Instructions
1.16446E-5
OpenAI Moderation v1 (007)
Topics
Topic:
Politics > Election
Score:
100
Magnitude:
0.245
Code:
11003000
Url:
https://cv.iptc.org/newscodes/subjectcode/11003000
Wikidata_id:
Q40231
Wikidata_label:
public election
Source:
IPTC Subject
Topic:
Domestic Commerce
Score:
97.738
Magnitude:
57
Code:
15
Url:
https://fsc.al/cap-mc#15
Source:
Comparative Agendas
Topic:
Economy, Business and Finance > Company Information > Consumers
Score:
50
Magnitude:
0.124
Code:
4016055
Url:
https://cv.iptc.org/newscodes/subjectcode/04016055
Wikidata_id:
Q22855
Wikidata_label:
consumer
Source:
IPTC Subject
Readability
Flesch-Kincaid Grade
3.4
Flesch-Kincaid Ease
85
Gunning-Fog Score
5.7
Coleman-Liau Index
9.2
SMOG Index
7.3
Automated Readability Index
2.6
Dale-Chall Readability Score
2.4
Sprache Readability Score
2.2
Dale-Chall Difficult Word Score
4
Sprache Difficult Word Count
7

Patty Murray

Mr. President, today I voted against a bankruptcy bill that puts credit card companies and politics ahead of ordinary Americans. Rather than providing balanced reform, this bill punishes those who have fallen on hard times -- particularly our military families and those who are struggling under the weight of soaring medical bills.
Sentiment
Loughran McDonald (Relative)
-1
Very Negative
Loughran McDonald (Absolute)
-1
Very Negative
Loughran McDonald (Logit)
-1.60944
Harvard-IV (Relative)
0.14286
Leans Positive
Harvard-IV (Absolute)
0.14286
Leans Positive
Harvard-IV (Logit)
0.25131
VADER
-0.477
Negative
Moderation
Violence
0.0281832472
OpenAI Moderation v1 (007)
Violence > Graphic
0.0238548979
OpenAI Moderation v1 (007)
Sexual
0.0006346566
OpenAI Moderation v1 (007)
Hate
0.0003646344
OpenAI Moderation v1 (007)
Harassment
0.0002828197
OpenAI Moderation v1 (007)
Harassment > Threatening
0.0001282869
OpenAI Moderation v1 (007)
Sexual > Minors
0.0001110843
OpenAI Moderation v1 (007)
Self-Harm
5.74171E-5
OpenAI Moderation v1 (007)
Hate > Threatening
1.65746E-5
OpenAI Moderation v1 (007)
Self-Harm > Intent
9.8707E-6
OpenAI Moderation v1 (007)
Self-Harm > Instructions
7.021E-7
OpenAI Moderation v1 (007)
Topics
Topic:
Politics > Election
Score:
100
Magnitude:
0.246
Code:
11003000
Url:
https://cv.iptc.org/newscodes/subjectcode/11003000
Wikidata_id:
Q40231
Wikidata_label:
public election
Source:
IPTC Subject
Topic:
Defense
Score:
93.443
Magnitude:
72
Code:
16
Url:
https://fsc.al/cap-mc#16
Source:
Comparative Agendas
Topic:
Politics > Defense
Score:
81
Magnitude:
0.199
Code:
11001000
Url:
https://cv.iptc.org/newscodes/subjectcode/11001000
Wikidata_id:
Q17991228
Wikidata_label:
national defence
Source:
IPTC Subject
Topic:
Economy, Business and Finance
Score:
70
Magnitude:
0.172
Code:
4000000
Url:
https://cv.iptc.org/newscodes/subjectcode/04000000
Wikidata_id:
Q159810
Wikidata_label:
economy
Source:
IPTC Subject
Topic:
Economy, Business and Finance > Company Information > Bankruptcy
Score:
60
Magnitude:
0.148
Code:
4016007
Url:
https://cv.iptc.org/newscodes/subjectcode/04016007
Wikidata_id:
Q152074
Wikidata_label:
bankruptcy
Source:
IPTC Subject
Readability
Flesch-Kincaid Grade
12
Flesch-Kincaid Ease
37
Gunning-Fog Score
14.6
Coleman-Liau Index
12
SMOG Index
12
Automated Readability Index
12
Dale-Chall Readability Score
6.4
Sprache Readability Score
4.5
Dale-Chall Difficult Word Score
18
Sprache Difficult Word Count
22

Patty Murray

I have heard from residents across Washington State that the cost of medical care is forcing them into bankruptcy. In fact, a report last summer by the Working for Health Coalition found that half of Washington State bankruptcies were due to rising health care costs. Most of these families are working and more than half have health insurance, but the growing cost of health care is so overwhelming it pushes them into bankruptcy. A national study last month found that 61 percent of bankruptcy filers did not seek the medical care they needed. These families deserve help, but instead this bill punishes them for circumstances beyond their control.
Sentiment
Loughran McDonald (Relative)
-1
Very Negative
Loughran McDonald (Absolute)
-1
Very Negative
Loughran McDonald (Logit)
-2.56495
Harvard-IV (Relative)
-0.13043
Leans Negative
Harvard-IV (Absolute)
-0.13043
Leans Negative
Harvard-IV (Logit)
-0.25131
VADER
0.955
Very Positive
Moderation
Violence
0.0046063877
OpenAI Moderation v1 (007)
Violence > Graphic
0.0004039984
OpenAI Moderation v1 (007)
Harassment
0.0002395138
OpenAI Moderation v1 (007)
Sexual
9.606E-5
OpenAI Moderation v1 (007)
Harassment > Threatening
5.07941E-5
OpenAI Moderation v1 (007)
Sexual > Minors
4.82788E-5
OpenAI Moderation v1 (007)
Hate
4.42191E-5
OpenAI Moderation v1 (007)
Self-Harm
1.74482E-5
OpenAI Moderation v1 (007)
Self-Harm > Intent
3.6489E-6
OpenAI Moderation v1 (007)
Hate > Threatening
2.667E-7
OpenAI Moderation v1 (007)
Self-Harm > Instructions
1.269E-7
OpenAI Moderation v1 (007)
Topics
Topic:
Health > Government Health Care
Score:
100
Magnitude:
1
Code:
7011000
Url:
https://cv.iptc.org/newscodes/subjectcode/07011000
Wikidata_id:
Q1519138
Wikidata_label:
national health insurance
Source:
IPTC Subject
Topic:
Government Operations
Score:
76.569
Magnitude:
58
Code:
20
Url:
https://fsc.al/cap-mc#20
Source:
Comparative Agendas
Topic:
Labor > Collective Contract > Contract Issue-Healthcare
Score:
75
Magnitude:
0.754
Code:
9002002
Url:
https://cv.iptc.org/newscodes/subjectcode/09002002
Wikidata_id:
Q629029
Wikidata_label:
occupational health and safety
Source:
IPTC Subject
Readability
Flesch-Kincaid Grade
10.9
Flesch-Kincaid Ease
55.7
Gunning-Fog Score
14.2
Coleman-Liau Index
12
SMOG Index
12
Automated Readability Index
12
Dale-Chall Readability Score
4.6
Sprache Readability Score
5
Dale-Chall Difficult Word Score
24
Sprache Difficult Word Count
29

Patty Murray

This bill also fails to adequately protect our military families, particularly our Guard and Reserve members. These patriotic families have had to struggle with half their normal income during long -- and often extended -- deployments. Many have seen their businesses collapse at home while they have served overseas. I have met with Washington State Guard and Reserve families and have seen how they are struggling to meet the financial burdens of long deployments. They deserve a lifeline, not more paperwork, legal fees, and threats from collection agencies. The Senate had an opportunity to protect our soldiers through Senator Durbin's amendment, but that was rejected for a Republican amendment that falls far short. Our military families deserve better.
Sentiment
Loughran McDonald (Relative)
-0.14286
Leans Negative
Loughran McDonald (Absolute)
-0.14286
Leans Negative
Loughran McDonald (Logit)
-0.25131
Harvard-IV (Relative)
0.26316
Slightly Positive
Harvard-IV (Absolute)
0.26316
Slightly Positive
Harvard-IV (Logit)
0.51083
VADER
-0.661
Very Negative
Moderation
Violence
0.0078393467
OpenAI Moderation v1 (007)
Violence > Graphic
0.0026443066
OpenAI Moderation v1 (007)
Harassment
0.0015038497
OpenAI Moderation v1 (007)
Self-Harm
0.0011542876
OpenAI Moderation v1 (007)
Sexual
0.0004037777
OpenAI Moderation v1 (007)
Hate
0.000316842
OpenAI Moderation v1 (007)
Self-Harm > Intent
0.0002395627
OpenAI Moderation v1 (007)
Harassment > Threatening
0.0002143586
OpenAI Moderation v1 (007)
Sexual > Minors
8.53315E-5
OpenAI Moderation v1 (007)
Hate > Threatening
1.94169E-5
OpenAI Moderation v1 (007)
Self-Harm > Instructions
5.4678E-6
OpenAI Moderation v1 (007)
Topics
Topic:
Politics > Defense
Score:
100
Magnitude:
0.299
Code:
11001000
Url:
https://cv.iptc.org/newscodes/subjectcode/11001000
Wikidata_id:
Q17991228
Wikidata_label:
national defence
Source:
IPTC Subject
Topic:
Social Issue > Family
Score:
76
Magnitude:
0.228
Code:
14006000
Url:
https://cv.iptc.org/newscodes/subjectcode/14006000
Wikidata_id:
Q8436
Wikidata_label:
family
Source:
IPTC Subject
Topic:
Politics > Parliament
Score:
71
Magnitude:
0.213
Code:
11009000
Url:
https://cv.iptc.org/newscodes/subjectcode/11009000
Wikidata_id:
Q35749
Wikidata_label:
parliament
Source:
IPTC Subject
Topic:
Law and Crime
Score:
44.777
Magnitude:
88
Code:
12
Url:
https://fsc.al/cap-mc#12
Source:
Comparative Agendas
Topic:
Defense
Score:
35.499
Magnitude:
88
Code:
16
Url:
https://fsc.al/cap-mc#16
Source:
Comparative Agendas
Readability
Flesch-Kincaid Grade
11.3
Flesch-Kincaid Ease
43.4
Gunning-Fog Score
15.2
Coleman-Liau Index
12
SMOG Index
12
Automated Readability Index
12
Dale-Chall Readability Score
5.5
Sprache Readability Score
5
Dale-Chall Difficult Word Score
34
Sprache Difficult Word Count
39

Patty Murray

If Republicans had been willing to make the bill less punitive toward ordinary Americans, they would have adopted a number of reasonable amendments in committee and on the Senate floor, but they refused. For example, Republicans blocked an amendment that would have protected workers and retirees if their company files for bankruptcy. Republicans also voted down amendments to ensure the elderly don't lose their homes and to discourage predatory lending. And they even failed to protect people who have had their identities stolen by criminals who then run up huge credit card bills. These are all examples of how Republicans are protecting corporate interests at the expense of vulnerable individuals.
Sentiment
Loughran McDonald (Relative)
-1
Very Negative
Loughran McDonald (Absolute)
-1
Very Negative
Loughran McDonald (Logit)
-3.04452
Harvard-IV (Relative)
0.04762
Neutral
Harvard-IV (Absolute)
0.04762
Neutral
Harvard-IV (Logit)
0.09097
VADER
-0.786
Very Negative
Moderation
Harassment
0.0778222398
OpenAI Moderation v1 (007)
Violence
0.0135286187
OpenAI Moderation v1 (007)
Self-Harm
0.0065417771
OpenAI Moderation v1 (007)
Violence > Graphic
0.0025327021
OpenAI Moderation v1 (007)
Hate
0.0023389357
OpenAI Moderation v1 (007)
Sexual
0.002140482
OpenAI Moderation v1 (007)
Harassment > Threatening
0.0008075232
OpenAI Moderation v1 (007)
Self-Harm > Intent
0.0001737979
OpenAI Moderation v1 (007)
Self-Harm > Instructions
4.03877E-5
OpenAI Moderation v1 (007)
Sexual > Minors
1.78261E-5
OpenAI Moderation v1 (007)
Hate > Threatening
5.9991E-6
OpenAI Moderation v1 (007)
Topics
Topic:
Politics > Parliament
Score:
100
Magnitude:
0.145
Code:
11009000
Url:
https://cv.iptc.org/newscodes/subjectcode/11009000
Wikidata_id:
Q35749
Wikidata_label:
parliament
Source:
IPTC Subject
Topic:
Domestic Commerce
Score:
96.696
Magnitude:
69
Code:
15
Url:
https://fsc.al/cap-mc#15
Source:
Comparative Agendas
Topic:
Politics > Election
Score:
58
Magnitude:
0.084
Code:
11003000
Url:
https://cv.iptc.org/newscodes/subjectcode/11003000
Wikidata_id:
Q40231
Wikidata_label:
public election
Source:
IPTC Subject
Topic:
Labor > Employment
Score:
54
Magnitude:
0.078
Code:
9003000
Url:
https://cv.iptc.org/newscodes/subjectcode/09003000
Wikidata_id:
Q656365
Wikidata_label:
employment
Source:
IPTC Subject
Readability
Flesch-Kincaid Grade
12
Flesch-Kincaid Ease
31.5
Gunning-Fog Score
18.6
Coleman-Liau Index
12
SMOG Index
12
Automated Readability Index
12
Dale-Chall Readability Score
6.7
Sprache Readability Score
5
Dale-Chall Difficult Word Score
39
Sprache Difficult Word Count
39

Patty Murray

This bankruptcy bill also stacks the deck against women and children. For example, this bill will make it harder for single mothers to collect the past-due child support they and their children are owed.
Sentiment
Loughran McDonald (Relative)
-1
Very Negative
Loughran McDonald (Absolute)
-1
Very Negative
Loughran McDonald (Logit)
-1.09861
Harvard-IV (Relative)
0.33333
Somewhat Positive
Harvard-IV (Absolute)
0.33333
Somewhat Positive
Harvard-IV (Logit)
0.51083
VADER
0.402
Positive
Moderation
Violence
0.0096578107
OpenAI Moderation v1 (007)
Violence > Graphic
0.0096287426
OpenAI Moderation v1 (007)
Harassment
0.0045370514
OpenAI Moderation v1 (007)
Hate
0.003621701
OpenAI Moderation v1 (007)
Sexual
0.0007405685
OpenAI Moderation v1 (007)
Sexual > Minors
0.0006132887
OpenAI Moderation v1 (007)
Harassment > Threatening
0.0001101199
OpenAI Moderation v1 (007)
Hate > Threatening
9.86715E-5
OpenAI Moderation v1 (007)
Self-Harm
1.6708E-5
OpenAI Moderation v1 (007)
Self-Harm > Intent
2.281E-6
OpenAI Moderation v1 (007)
Self-Harm > Instructions
4.64E-7
OpenAI Moderation v1 (007)
Topics
Topic:
Social Issue > Family
Score:
100
Magnitude:
0.407
Code:
14006000
Url:
https://cv.iptc.org/newscodes/subjectcode/14006000
Wikidata_id:
Q8436
Wikidata_label:
family
Source:
IPTC Subject
Topic:
Domestic Commerce
Score:
40.561
Magnitude:
53
Code:
15
Url:
https://fsc.al/cap-mc#15
Source:
Comparative Agendas
Topic:
Government Operations
Score:
27.34
Magnitude:
53
Code:
20
Url:
https://fsc.al/cap-mc#20
Source:
Comparative Agendas
Readability
Flesch-Kincaid Grade
8.1
Flesch-Kincaid Ease
68.2
Gunning-Fog Score
9.3
Coleman-Liau Index
12
SMOG Index
9
Automated Readability Index
9.7
Dale-Chall Readability Score
3.6
Sprache Readability Score
3.7
Dale-Chall Difficult Word Score
6
Sprache Difficult Word Count
11

Patty Murray

I am also disappointed that the Senate rejected the Schumer amendment, which would have assured that those who commit violent crimes at reproductive-health facilities against women and doctors do not escape paying their debts and fines by declaring bankruptcy.
Sentiment
Loughran McDonald (Relative)
-0.66667
Very Negative
Loughran McDonald (Absolute)
-0.66667
Very Negative
Loughran McDonald (Logit)
-1.29928
Harvard-IV (Relative)
-0.11111
Leans Negative
Harvard-IV (Absolute)
-0.11111
Leans Negative
Harvard-IV (Logit)
-0.20067
VADER
-0.779
Very Negative
Moderation
Harassment
0.1655646018
OpenAI Moderation v1 (007)
Violence
0.0653466384
OpenAI Moderation v1 (007)
Violence > Graphic
0.0178944683
OpenAI Moderation v1 (007)
Hate
0.0108244159
OpenAI Moderation v1 (007)
Sexual
0.0015860189
OpenAI Moderation v1 (007)
Harassment > Threatening
0.0007136774
OpenAI Moderation v1 (007)
Sexual > Minors
0.000280883
OpenAI Moderation v1 (007)
Self-Harm
7.01144E-5
OpenAI Moderation v1 (007)
Hate > Threatening
1.57526E-5
OpenAI Moderation v1 (007)
Self-Harm > Intent
6.7018E-6
OpenAI Moderation v1 (007)
Self-Harm > Instructions
1.061E-6
OpenAI Moderation v1 (007)
Topics
Topic:
Politics > Parliament
Score:
100
Magnitude:
0.197
Code:
11009000
Url:
https://cv.iptc.org/newscodes/subjectcode/11009000
Wikidata_id:
Q35749
Wikidata_label:
parliament
Source:
IPTC Subject
Topic:
Crime, Law and Justice > Judiciary (System of Justice)
Score:
69
Magnitude:
0.135
Code:
2002000
Url:
https://cv.iptc.org/newscodes/subjectcode/02002000
Wikidata_id:
Q105985
Wikidata_label:
judiciary
Source:
IPTC Subject
Topic:
Crime, Law and Justice > Crime
Score:
61
Magnitude:
0.121
Code:
2001000
Url:
https://cv.iptc.org/newscodes/subjectcode/02001000
Wikidata_id:
Q83267
Wikidata_label:
crime
Source:
IPTC Subject
Topic:
Politics > Parliament > Upper House
Score:
53
Magnitude:
0.104
Code:
11009001
Url:
https://cv.iptc.org/newscodes/subjectcode/11009001
Wikidata_id:
Q637846
Wikidata_label:
upper house
Source:
IPTC Subject
Topic:
Crime, Law and Justice > Trials > Court Preliminary
Score:
52
Magnitude:
0.101
Code:
2008003
Url:
https://cv.iptc.org/newscodes/subjectcode/02008003
Wikidata_id:
Q4354932
Wikidata_label:
remand
Source:
IPTC Subject
Topic:
Government Operations
Score:
32.005
Magnitude:
10
Code:
20
Url:
https://fsc.al/cap-mc#20
Source:
Comparative Agendas
Readability
Flesch-Kincaid Grade
12
Flesch-Kincaid Ease
20.3
Gunning-Fog Score
19
Coleman-Liau Index
12
SMOG Index
12
Automated Readability Index
12
Dale-Chall Readability Score
7.9
Sprache Readability Score
5
Dale-Chall Difficult Word Score
15
Sprache Difficult Word Count
17

Patty Murray

Looking at the big picture, this bill fits a pattern of Republican proposals that turn the tide against average Americans. Last month, Republicans tipped the scales of justice against working families by limiting their ability to seek compensation for a death or injury caused by a company's negligence. On Monday, Republicans rejected a proposal to raise the minimum wage. Taken together, these actions will make life harder for working families and represent a dangerous trend that threatens average Americans.
Sentiment
Loughran McDonald (Relative)
-1
Very Negative
Loughran McDonald (Absolute)
-1
Very Negative
Loughran McDonald (Logit)
-2.56495
Harvard-IV (Relative)
-0.28571
Slightly Negative
Harvard-IV (Absolute)
-0.28571
Slightly Negative
Harvard-IV (Logit)
-0.54654
VADER
-0.875
Very Negative
Moderation
Violence
0.0502135372
OpenAI Moderation v1 (007)
Violence > Graphic
0.018829247
OpenAI Moderation v1 (007)
Harassment
0.005078681
OpenAI Moderation v1 (007)
Sexual
0.0010933378
OpenAI Moderation v1 (007)
Harassment > Threatening
0.0008978374
OpenAI Moderation v1 (007)
Sexual > Minors
0.0003411236
OpenAI Moderation v1 (007)
Hate
0.000286115
OpenAI Moderation v1 (007)
Self-Harm
0.0001434484
OpenAI Moderation v1 (007)
Self-Harm > Intent
4.53839E-5
OpenAI Moderation v1 (007)
Hate > Threatening
3.60142E-5
OpenAI Moderation v1 (007)
Self-Harm > Instructions
1.22688E-5
OpenAI Moderation v1 (007)
Topics
Topic:
Crime, Law and Justice > Judiciary (System of Justice)
Score:
100
Magnitude:
0.226
Code:
2002000
Url:
https://cv.iptc.org/newscodes/subjectcode/02002000
Wikidata_id:
Q105985
Wikidata_label:
judiciary
Source:
IPTC Subject
Topic:
Domestic Commerce
Score:
97.437
Magnitude:
30
Code:
15
Url:
https://fsc.al/cap-mc#15
Source:
Comparative Agendas
Topic:
Crime, Law and Justice > Justice and Rights
Score:
96
Magnitude:
0.217
Code:
2007000
Url:
https://cv.iptc.org/newscodes/subjectcode/02007000
Wikidata_id:
Q5167661
Wikidata_label:
justice
Source:
IPTC Subject
Topic:
Social Issue > Family
Score:
87
Magnitude:
0.196
Code:
14006000
Url:
https://cv.iptc.org/newscodes/subjectcode/14006000
Wikidata_id:
Q8436
Wikidata_label:
family
Source:
IPTC Subject
Topic:
Labor > Wage and Pension
Score:
74
Magnitude:
0.168
Code:
9011000
Url:
https://cv.iptc.org/newscodes/subjectcode/09011000
Wikidata_id:
Q6821213
Wikidata_label:
wage
Source:
IPTC Subject
Topic:
Health > Disease
Score:
57
Magnitude:
0.129
Code:
7001000
Url:
https://cv.iptc.org/newscodes/subjectcode/07001000
Wikidata_id:
Q814207
Wikidata_label:
illness
Source:
IPTC Subject
Readability
Flesch-Kincaid Grade
12
Flesch-Kincaid Ease
31.5
Gunning-Fog Score
17
Coleman-Liau Index
12
SMOG Index
12
Automated Readability Index
12
Dale-Chall Readability Score
7.6
Sprache Readability Score
5
Dale-Chall Difficult Word Score
33
Sprache Difficult Word Count
34

Patty Murray

In the past, I have voted for bankruptcy reform legislation, but today families find themselves in a much different place financially because of the costs of healthcare and military service. Congress should not punish them for things beyond their control with this unbalanced, unfair bill. American families deserve reform, not retribution.
Sentiment
Loughran McDonald (Relative)
-1
Very Negative
Loughran McDonald (Absolute)
-1
Very Negative
Loughran McDonald (Logit)
-2.19722
Harvard-IV (Relative)
-0.71429
Very Negative
Harvard-IV (Absolute)
-0.71429
Very Negative
Harvard-IV (Logit)
-1.46634
VADER
0.263
Slightly Positive
Moderation
Violence
0.1647653757
OpenAI Moderation v1 (007)
Harassment
0.0138560805
OpenAI Moderation v1 (007)
Violence > Graphic
0.0073991097
OpenAI Moderation v1 (007)
Sexual
0.0030976942
OpenAI Moderation v1 (007)
Hate
0.0015059736
OpenAI Moderation v1 (007)
Self-Harm
0.0013014697
OpenAI Moderation v1 (007)
Harassment > Threatening
0.0011886566
OpenAI Moderation v1 (007)
Sexual > Minors
0.0002452625
OpenAI Moderation v1 (007)
Hate > Threatening
4.25294E-5
OpenAI Moderation v1 (007)
Self-Harm > Intent
3.66321E-5
OpenAI Moderation v1 (007)
Self-Harm > Instructions
1.78708E-5
OpenAI Moderation v1 (007)
Topics
Topic:
Social Issue > Family
Score:
100
Magnitude:
0.104
Code:
14006000
Url:
https://cv.iptc.org/newscodes/subjectcode/14006000
Wikidata_id:
Q8436
Wikidata_label:
family
Source:
IPTC Subject
Topic:
Domestic Commerce
Score:
97.744
Magnitude:
57
Code:
15
Url:
https://fsc.al/cap-mc#15
Source:
Comparative Agendas
Topic:
Crime, Law and Justice > Laws
Score:
82
Magnitude:
0.086
Code:
2006000
Url:
https://cv.iptc.org/newscodes/subjectcode/02006000
Wikidata_id:
Q7748
Wikidata_label:
law
Source:
IPTC Subject
Topic:
Labor > Collective Contract > Contract Issue-Healthcare
Score:
82
Magnitude:
0.085
Code:
9002002
Url:
https://cv.iptc.org/newscodes/subjectcode/09002002
Wikidata_id:
Q629029
Wikidata_label:
occupational health and safety
Source:
IPTC Subject
Topic:
Politics > Defense
Score:
78
Magnitude:
0.081
Code:
11001000
Url:
https://cv.iptc.org/newscodes/subjectcode/11001000
Wikidata_id:
Q17991228
Wikidata_label:
national defence
Source:
IPTC Subject
Topic:
Politics > Election
Score:
65
Magnitude:
0.068
Code:
11003000
Url:
https://cv.iptc.org/newscodes/subjectcode/11003000
Wikidata_id:
Q40231
Wikidata_label:
public election
Source:
IPTC Subject
Readability
Flesch-Kincaid Grade
11.9
Flesch-Kincaid Ease
40.3
Gunning-Fog Score
14.6
Coleman-Liau Index
12
SMOG Index
12
Automated Readability Index
12
Dale-Chall Readability Score
5.5
Sprache Readability Score
4.4
Dale-Chall Difficult Word Score
15
Sprache Difficult Word Count
20

Carl Levin

Mr. President, I cannot vote for this legislation, although I support bankruptcy reform. It is clear that some people abuse the bankruptcy system. However, this bill would make it more difficult for individuals and families who have suffered genuine medical and financial misfortune to get a fresh start. Nearly half of all of those studied in a recent research effort by Harvard Law School said that illness or medical bills drove them to bankruptcy and nine out of ten have faced health problems, job loss, divorce or separation. A letter to the Chairman and ranking member of the Judiciary Committee, signed by nearly a hundred bipartisan bankruptcy law professors from law schools across the country, said, "The bill is deeply flawed, and will harm small business, the elderly, and families with children." I have in the past supported reasonable bankruptcy legislation. The legislation which is before the Senate today could have been greatly improved by a number of reasonable Democratic amendments which have been offered over the last several days. However, the Republican majority has largely, on a party-line basis, rejected all amendments out of hand.
Sentiment
Loughran McDonald (Relative)
-0.75
Very Negative
Loughran McDonald (Absolute)
-0.75
Very Negative
Loughran McDonald (Logit)
-1.75786
Harvard-IV (Relative)
-0.17241
Leans Negative
Harvard-IV (Absolute)
-0.17241
Leans Negative
Harvard-IV (Logit)
-0.33647
VADER
-0.899
Very Negative
Moderation
Violence > Graphic
0.002162555
OpenAI Moderation v1 (007)
Sexual
0.00158003
OpenAI Moderation v1 (007)
Violence
0.0005056235
OpenAI Moderation v1 (007)
Harassment
9.01751E-5
OpenAI Moderation v1 (007)
Sexual > Minors
7.5503E-5
OpenAI Moderation v1 (007)
Self-Harm
3.50977E-5
OpenAI Moderation v1 (007)
Self-Harm > Intent
1.27956E-5
OpenAI Moderation v1 (007)
Harassment > Threatening
9.1241E-6
OpenAI Moderation v1 (007)
Hate
1.5731E-6
OpenAI Moderation v1 (007)
Hate > Threatening
7.953E-7
OpenAI Moderation v1 (007)
Self-Harm > Instructions
1.431E-7
OpenAI Moderation v1 (007)
Topics
Topic:
Health > Medical Research
Score:
100
Magnitude:
0.906
Code:
7005000
Url:
https://cv.iptc.org/newscodes/subjectcode/07005000
Wikidata_id:
Q2752427
Wikidata_label:
medical research
Source:
IPTC Subject
Topic:
Domestic Commerce
Score:
96.968
Magnitude:
88
Code:
15
Url:
https://fsc.al/cap-mc#15
Source:
Comparative Agendas
Topic:
Economy, Business and Finance > Company Information > Bankruptcy
Score:
77
Magnitude:
0.699
Code:
4016007
Url:
https://cv.iptc.org/newscodes/subjectcode/04016007
Wikidata_id:
Q152074
Wikidata_label:
bankruptcy
Source:
IPTC Subject
Topic:
Economy, Business and Finance > Economy (General)
Score:
54
Magnitude:
0.487
Code:
4017000
Url:
https://cv.iptc.org/newscodes/subjectcode/04017000
Wikidata_id:
Q159810
Wikidata_label:
economy
Source:
IPTC Subject
Readability
Flesch-Kincaid Grade
12
Flesch-Kincaid Ease
44.6
Gunning-Fog Score
14.9
Coleman-Liau Index
12
SMOG Index
12
Automated Readability Index
12
Dale-Chall Readability Score
6.2
Sprache Readability Score
5
Dale-Chall Difficult Word Score
61
Sprache Difficult Word Count
60

Carl Levin

I am disappointed that we did not add some reasonable flexibility measures to the "means test." The purpose of the means test is to prevent consumers who can afford to repay some of their debts, from abusing the system by filing for chapter 7 bankruptcy. It makes sense to require those who are able to repay their debts to do so. However, there are some situations that warrant an exception to the means test. For example, the Senate defeated an amendment that would have exempted members of the armed services, veterans, and spouses of service members who die while in military service from application of the "means test" provisions of the bill. This would have helped them if their family or their business goes into bankruptcy. That amendment was defeated. Further, an amendment offered by Senator Kennedy that would have exempted from the means test debtors whose severe medical expenses have caused the financial hardship was also defeated. Senator Corzine also offered an amendment that would have exempted economically distressed caregivers from the means test, but that amendment was also defeated by a largely party line vote. The Republican majority even rejected Senator Nelson's common sense amendment that would have exempted victims of identity theft from the means test.
Sentiment
Loughran McDonald (Relative)
-1
Very Negative
Loughran McDonald (Absolute)
-1
Very Negative
Loughran McDonald (Logit)
-3.29584
Harvard-IV (Relative)
-0.29412
Slightly Negative
Harvard-IV (Absolute)
-0.29412
Slightly Negative
Harvard-IV (Logit)
-0.58779
VADER
-0.965
Very Negative
Moderation
Violence
0.0134141257
OpenAI Moderation v1 (007)
Harassment
0.005530857
OpenAI Moderation v1 (007)
Violence > Graphic
0.0043825887
OpenAI Moderation v1 (007)
Self-Harm
0.0029943387
OpenAI Moderation v1 (007)
Sexual
0.0017347915
OpenAI Moderation v1 (007)
Hate
0.0007949659
OpenAI Moderation v1 (007)
Self-Harm > Intent
0.0006512268
OpenAI Moderation v1 (007)
Harassment > Threatening
0.0006333844
OpenAI Moderation v1 (007)
Sexual > Minors
6.32807E-5
OpenAI Moderation v1 (007)
Self-Harm > Instructions
1.97764E-5
OpenAI Moderation v1 (007)
Hate > Threatening
4.2938E-6
OpenAI Moderation v1 (007)
Topics
Topic:
Economy, Business and Finance > Financial and Business Service > Banking
Score:
100
Magnitude:
0.427
Code:
4006002
Url:
https://cv.iptc.org/newscodes/subjectcode/04006002
Wikidata_id:
Q806718
Wikidata_label:
banking industry
Source:
IPTC Subject
Topic:
Domestic Commerce
Score:
97.055
Magnitude:
198
Code:
15
Url:
https://fsc.al/cap-mc#15
Source:
Comparative Agendas
Topic:
Politics > Parliament
Score:
88
Magnitude:
0.375
Code:
11009000
Url:
https://cv.iptc.org/newscodes/subjectcode/11009000
Wikidata_id:
Q35749
Wikidata_label:
parliament
Source:
IPTC Subject
Topic:
Economy, Business and Finance > Financial and Business Service
Score:
85
Magnitude:
0.364
Code:
4006000
Url:
https://cv.iptc.org/newscodes/subjectcode/04006000
Wikidata_id:
Q837171
Wikidata_label:
financial services
Source:
IPTC Subject
Topic:
Economy, Business and Finance > Economy (General)
Score:
58
Magnitude:
0.246
Code:
4017000
Url:
https://cv.iptc.org/newscodes/subjectcode/04017000
Wikidata_id:
Q159810
Wikidata_label:
economy
Source:
IPTC Subject
Readability
Flesch-Kincaid Grade
12
Flesch-Kincaid Ease
43.5
Gunning-Fog Score
16.2
Coleman-Liau Index
12
SMOG Index
12
Automated Readability Index
12
Dale-Chall Readability Score
6.2
Sprache Readability Score
5
Dale-Chall Difficult Word Score
68
Sprache Difficult Word Count
63

Carl Levin

Further, the Senate defeated amendments that would have protected the homes of our elderly and people forced into bankruptcy after a medical crisis.
Sentiment
Loughran McDonald (Relative)
-1
Very Negative
Loughran McDonald (Absolute)
-1
Very Negative
Loughran McDonald (Logit)
-2.19722
Harvard-IV (Relative)
-0.33333
Somewhat Negative
Harvard-IV (Absolute)
-0.33333
Somewhat Negative
Harvard-IV (Logit)
-0.58779
VADER
-0.807
Very Negative
Moderation
Violence
0.0359736645
OpenAI Moderation v1 (007)
Harassment
0.0146167484
OpenAI Moderation v1 (007)
Violence > Graphic
0.0034405824
OpenAI Moderation v1 (007)
Harassment > Threatening
0.0032373759
OpenAI Moderation v1 (007)
Hate
0.0015661042
OpenAI Moderation v1 (007)
Self-Harm
0.0011058627
OpenAI Moderation v1 (007)
Sexual
0.0006668156
OpenAI Moderation v1 (007)
Self-Harm > Intent
0.0004998987
OpenAI Moderation v1 (007)
Sexual > Minors
0.0001264858
OpenAI Moderation v1 (007)
Self-Harm > Instructions
2.45937E-5
OpenAI Moderation v1 (007)
Hate > Threatening
2.17893E-5
OpenAI Moderation v1 (007)
Topics
Topic:
Politics > Parliament
Score:
100
Magnitude:
0.186
Code:
11009000
Url:
https://cv.iptc.org/newscodes/subjectcode/11009000
Wikidata_id:
Q35749
Wikidata_label:
parliament
Source:
IPTC Subject
Topic:
Domestic Commerce
Score:
89.554
Magnitude:
26
Code:
15
Url:
https://fsc.al/cap-mc#15
Source:
Comparative Agendas
Topic:
Politics > Parliament > Upper House
Score:
69
Magnitude:
0.129
Code:
11009001
Url:
https://cv.iptc.org/newscodes/subjectcode/11009001
Wikidata_id:
Q637846
Wikidata_label:
upper house
Source:
IPTC Subject
Readability
Flesch-Kincaid Grade
12
Flesch-Kincaid Ease
32.7
Gunning-Fog Score
19
Coleman-Liau Index
12
SMOG Index
12
Automated Readability Index
12
Dale-Chall Readability Score
7.3
Sprache Readability Score
4.3
Dale-Chall Difficult Word Score
9
Sprache Difficult Word Count
10

Carl Levin

I am also disappointed that the Senate defeated several amendments that would have closed loopholes used by wealthy individuals seeking bankruptcy protection.
Sentiment
Loughran McDonald (Relative)
-1
Very Negative
Loughran McDonald (Absolute)
-1
Very Negative
Loughran McDonald (Logit)
-1.94591
Harvard-IV (Relative)
0
Neutral
Harvard-IV (Absolute)
0
Neutral
Harvard-IV (Logit)
0
VADER
-0.572
Very Negative
Moderation
Violence
0.0847199582
OpenAI Moderation v1 (007)
Harassment
0.0572171819
OpenAI Moderation v1 (007)
Violence > Graphic
0.0030147137
OpenAI Moderation v1 (007)
Hate
0.0026437241
OpenAI Moderation v1 (007)
Harassment > Threatening
0.0024034509
OpenAI Moderation v1 (007)
Sexual
0.0009800272
OpenAI Moderation v1 (007)
Sexual > Minors
0.0003141632
OpenAI Moderation v1 (007)
Self-Harm
7.25006E-5
OpenAI Moderation v1 (007)
Hate > Threatening
3.16284E-5
OpenAI Moderation v1 (007)
Self-Harm > Intent
1.97138E-5
OpenAI Moderation v1 (007)
Self-Harm > Instructions
6.0344E-6
OpenAI Moderation v1 (007)
Topics
Topic:
Politics > Parliament
Score:
100
Magnitude:
0.104
Code:
11009000
Url:
https://cv.iptc.org/newscodes/subjectcode/11009000
Wikidata_id:
Q35749
Wikidata_label:
parliament
Source:
IPTC Subject
Topic:
Domestic Commerce
Score:
97.391
Magnitude:
38
Code:
15
Url:
https://fsc.al/cap-mc#15
Source:
Comparative Agendas
Topic:
Politics > Parliament > Upper House
Score:
50
Magnitude:
0.052
Code:
11009001
Url:
https://cv.iptc.org/newscodes/subjectcode/11009001
Wikidata_id:
Q637846
Wikidata_label:
upper house
Source:
IPTC Subject
Readability
Flesch-Kincaid Grade
12
Flesch-Kincaid Ease
7.6
Gunning-Fog Score
19
Coleman-Liau Index
12
SMOG Index
12
Automated Readability Index
12
Dale-Chall Readability Score
9
Sprache Readability Score
4.3
Dale-Chall Difficult Word Score
11
Sprache Difficult Word Count
12

Carl Levin

The Senate had an opportunity to close an increasingly popular loophole where the very wealthy shield millions of dollars before declaring bankruptcy by setting up so-called asset protection trusts. Senator Schumer proposed an amendment to put an end to this abuse of the tax system by limiting the use of these trusts to shield assets only up to $125,000. The amendment was defeated 39 to 56.
Sentiment
Loughran McDonald (Relative)
-0.33333
Somewhat Negative
Loughran McDonald (Absolute)
-0.33333
Somewhat Negative
Loughran McDonald (Logit)
-0.58779
Harvard-IV (Relative)
0.23077
Slightly Positive
Harvard-IV (Absolute)
0.23077
Slightly Positive
Harvard-IV (Logit)
0.43532
VADER
0.928
Very Positive
Moderation
Harassment
0.0153575427
OpenAI Moderation v1 (007)
Violence
0.008607901
OpenAI Moderation v1 (007)
Violence > Graphic
0.0013354136
OpenAI Moderation v1 (007)
Hate
0.0008743335
OpenAI Moderation v1 (007)
Sexual
0.0005909535
OpenAI Moderation v1 (007)
Harassment > Threatening
0.0004556348
OpenAI Moderation v1 (007)
Self-Harm
0.000368206
OpenAI Moderation v1 (007)
Self-Harm > Intent
8.74445E-5
OpenAI Moderation v1 (007)
Sexual > Minors
8.4127E-5
OpenAI Moderation v1 (007)
Hate > Threatening
3.7245E-6
OpenAI Moderation v1 (007)
Self-Harm > Instructions
3.4781E-6
OpenAI Moderation v1 (007)
Topics
Topic:
Politics > Parliament
Score:
100
Magnitude:
0.198
Code:
11009000
Url:
https://cv.iptc.org/newscodes/subjectcode/11009000
Wikidata_id:
Q35749
Wikidata_label:
parliament
Source:
IPTC Subject
Topic:
Social Welfare
Score:
81.997
Magnitude:
56
Code:
13
Url:
https://fsc.al/cap-mc#13
Source:
Comparative Agendas
Topic:
Politics > Defense
Score:
75
Magnitude:
0.149
Code:
11001000
Url:
https://cv.iptc.org/newscodes/subjectcode/11001000
Wikidata_id:
Q17991228
Wikidata_label:
national defence
Source:
IPTC Subject
Readability
Flesch-Kincaid Grade
11.6
Flesch-Kincaid Ease
52
Gunning-Fog Score
16.7
Coleman-Liau Index
11.2
SMOG Index
12
Automated Readability Index
11.5
Dale-Chall Readability Score
6.5
Sprache Readability Score
5
Dale-Chall Difficult Word Score
23
Sprache Difficult Word Count
24

Carl Levin

The Republicans also rejected an amendment offered by Senator Durbin to curtail the abusive practices of executives at companies like Enron and WorldCom who received millions of dollars in compensation shortly before the companies filed for bankruptcy protection. The chamber also defeated an amendment proposed by Senator Akaka that would have provided credit card users with information to assist them in making more informed choices about their credit card use and repayment. This amendment would have helped consumers understand the consequences of their financial decisions, such as making only minimum payments, so that they can avoid the kind of financial pitfalls that lead to bankruptcy. Sadly, this amendment was also rejected.
Sentiment
Loughran McDonald (Relative)
-0.4
Negative
Loughran McDonald (Absolute)
-0.4
Negative
Loughran McDonald (Logit)
-0.76214
Harvard-IV (Relative)
0.37931
Somewhat Positive
Harvard-IV (Absolute)
0.37931
Somewhat Positive
Harvard-IV (Logit)
0.76913
VADER
-0.904
Very Negative
Moderation
Harassment
0.0381094927
OpenAI Moderation v1 (007)
Hate
0.0237808679
OpenAI Moderation v1 (007)
Violence
0.0085528191
OpenAI Moderation v1 (007)
Harassment > Threatening
0.0005386749
OpenAI Moderation v1 (007)
Sexual
0.0003784249
OpenAI Moderation v1 (007)
Violence > Graphic
0.0002200013
OpenAI Moderation v1 (007)
Self-Harm
5.5856E-5
OpenAI Moderation v1 (007)
Sexual > Minors
4.67472E-5
OpenAI Moderation v1 (007)
Hate > Threatening
2.32633E-5
OpenAI Moderation v1 (007)
Self-Harm > Intent
4.5296E-6
OpenAI Moderation v1 (007)
Self-Harm > Instructions
6.689E-7
OpenAI Moderation v1 (007)
Topics
Topic:
Economy, Business and Finance > Company Information
Score:
100
Magnitude:
0.935
Code:
4016000
Url:
https://cv.iptc.org/newscodes/subjectcode/04016000
Wikidata_id:
Q1391314
Wikidata_label:
business information
Source:
IPTC Subject
Topic:
Domestic Commerce
Score:
95.799
Magnitude:
79
Code:
15
Url:
https://fsc.al/cap-mc#15
Source:
Comparative Agendas
Readability
Flesch-Kincaid Grade
12
Flesch-Kincaid Ease
19.4
Gunning-Fog Score
19
Coleman-Liau Index
12
SMOG Index
12
Automated Readability Index
12
Dale-Chall Readability Score
7.9
Sprache Readability Score
5
Dale-Chall Difficult Word Score
46
Sprache Difficult Word Count
42

Carl Levin

The Schumer amendment, which in the past has been strongly supported on a bipartisan basis by the Senate, was stripped from the bill this year. The amendment, which provides that debts arising from violence and threats of violence could not be discharged in bankruptcy proceedings, should have been adopted by the Senate.
Sentiment
Loughran McDonald (Relative)
-1
Very Negative
Loughran McDonald (Absolute)
-1
Very Negative
Loughran McDonald (Logit)
-2.19722
Harvard-IV (Relative)
-0.42857
Negative
Harvard-IV (Absolute)
-0.42857
Negative
Harvard-IV (Logit)
-0.78846
VADER
-0.823
Very Negative
Moderation
Violence
0.0338932092
OpenAI Moderation v1 (007)
Harassment
0.0231759986
OpenAI Moderation v1 (007)
Violence > Graphic
0.0079545091
OpenAI Moderation v1 (007)
Self-Harm
0.0033705932
OpenAI Moderation v1 (007)
Hate
0.0013357461
OpenAI Moderation v1 (007)
Sexual
0.0003775555
OpenAI Moderation v1 (007)
Self-Harm > Intent
0.0003341501
OpenAI Moderation v1 (007)
Harassment > Threatening
0.0003315602
OpenAI Moderation v1 (007)
Sexual > Minors
0.00013896
OpenAI Moderation v1 (007)
Self-Harm > Instructions
5.9281E-6
OpenAI Moderation v1 (007)
Hate > Threatening
3.8324E-6
OpenAI Moderation v1 (007)
Topics
Topic:
Politics > Parliament
Score:
100
Magnitude:
0.221
Code:
11009000
Url:
https://cv.iptc.org/newscodes/subjectcode/11009000
Wikidata_id:
Q35749
Wikidata_label:
parliament
Source:
IPTC Subject
Topic:
Domestic Commerce
Score:
75.699
Magnitude:
31
Code:
15
Url:
https://fsc.al/cap-mc#15
Source:
Comparative Agendas
Readability
Flesch-Kincaid Grade
12
Flesch-Kincaid Ease
48.7
Gunning-Fog Score
18.9
Coleman-Liau Index
12
SMOG Index
12
Automated Readability Index
12
Dale-Chall Readability Score
7.4
Sprache Readability Score
5
Dale-Chall Difficult Word Score
20
Sprache Difficult Word Count
18

Carl Levin

We do need bankruptcy reform, and I wish that the Senate had taken this opportunity to pass equitable reform. This bill does not achieve that goal and therefore I cannot support it.
Sentiment
Loughran McDonald (Relative)
0.33333
Somewhat Positive
Loughran McDonald (Absolute)
0.33333
Somewhat Positive
Loughran McDonald (Logit)
0.51083
Harvard-IV (Relative)
0.33333
Somewhat Positive
Harvard-IV (Absolute)
0.33333
Somewhat Positive
Harvard-IV (Logit)
0.58779
VADER
0.296
Slightly Positive
Moderation
Violence
0.017507789
OpenAI Moderation v1 (007)
Violence > Graphic
0.0164808633
OpenAI Moderation v1 (007)
Self-Harm
0.0095690186
OpenAI Moderation v1 (007)
Self-Harm > Intent
0.0081385733
OpenAI Moderation v1 (007)
Harassment
0.0027230839
OpenAI Moderation v1 (007)
Hate
0.0009238471
OpenAI Moderation v1 (007)
Sexual
0.0007687373
OpenAI Moderation v1 (007)
Harassment > Threatening
0.0006502512
OpenAI Moderation v1 (007)
Self-Harm > Instructions
0.0002185665
OpenAI Moderation v1 (007)
Sexual > Minors
0.0002131933
OpenAI Moderation v1 (007)
Hate > Threatening
1.35952E-5
OpenAI Moderation v1 (007)
Topics
Topic:
Politics > Parliament
Score:
100
Magnitude:
0.189
Code:
11009000
Url:
https://cv.iptc.org/newscodes/subjectcode/11009000
Wikidata_id:
Q35749
Wikidata_label:
parliament
Source:
IPTC Subject
Topic:
Domestic Commerce
Score:
94.492
Magnitude:
59
Code:
15
Url:
https://fsc.al/cap-mc#15
Source:
Comparative Agendas
Topic:
Politics > Election
Score:
62
Magnitude:
0.117
Code:
11003000
Url:
https://cv.iptc.org/newscodes/subjectcode/11003000
Wikidata_id:
Q40231
Wikidata_label:
public election
Source:
IPTC Subject
Topic:
Politics > Parliament > Upper House
Score:
53
Magnitude:
0.101
Code:
11009001
Url:
https://cv.iptc.org/newscodes/subjectcode/11009001
Wikidata_id:
Q637846
Wikidata_label:
upper house
Source:
IPTC Subject
Readability
Flesch-Kincaid Grade
9.1
Flesch-Kincaid Ease
58.4
Gunning-Fog Score
11.4
Coleman-Liau Index
11.2
SMOG Index
11.3
Automated Readability Index
8.2
Dale-Chall Readability Score
5.7
Sprache Readability Score
3.7
Dale-Chall Difficult Word Score
10
Sprache Difficult Word Count
13

Chuck Grassley

Mr. President, I rise to urge my colleagues to vote for final passage of the bankruptcy reform bill. I have been working on this piece of legislation for a long time, and I am pleased to see that we are nearing the end. This bipartisan bill has been maligned by many, and I want to set the record straight. What we are trying to do is fix a bankruptcy system that has gone awry, where individuals who have the ability to repay their debts don't do so, and the rest of us are left holding the bag.
Sentiment
Loughran McDonald (Relative)
-0.33333
Somewhat Negative
Loughran McDonald (Absolute)
-0.33333
Somewhat Negative
Loughran McDonald (Logit)
-0.51083
Harvard-IV (Relative)
0
Neutral
Harvard-IV (Absolute)
0
Neutral
Harvard-IV (Logit)
0
VADER
0.751
Very Positive
Moderation
Violence
0.1079622307
OpenAI Moderation v1 (007)
Harassment
0.0499512418
OpenAI Moderation v1 (007)
Self-Harm
0.0323756103
OpenAI Moderation v1 (007)
Self-Harm > Intent
0.025513579
OpenAI Moderation v1 (007)
Violence > Graphic
0.0207515739
OpenAI Moderation v1 (007)
Harassment > Threatening
0.013470641
OpenAI Moderation v1 (007)
Hate
0.0045472265
OpenAI Moderation v1 (007)
Self-Harm > Instructions
0.0013496237
OpenAI Moderation v1 (007)
Sexual
0.0006374323
OpenAI Moderation v1 (007)
Hate > Threatening
0.0001399448
OpenAI Moderation v1 (007)
Sexual > Minors
0.0001283161
OpenAI Moderation v1 (007)
Topics
Topic:
Politics > Election
Score:
100
Magnitude:
0.21
Code:
11003000
Url:
https://cv.iptc.org/newscodes/subjectcode/11003000
Wikidata_id:
Q40231
Wikidata_label:
public election
Source:
IPTC Subject
Topic:
Domestic Commerce
Score:
70.121
Magnitude:
61
Code:
15
Url:
https://fsc.al/cap-mc#15
Source:
Comparative Agendas
Topic:
Crime, Law and Justice > Laws
Score:
57
Magnitude:
0.12
Code:
2006000
Url:
https://cv.iptc.org/newscodes/subjectcode/02006000
Wikidata_id:
Q7748
Wikidata_label:
law
Source:
IPTC Subject
Readability
Flesch-Kincaid Grade
7.9
Flesch-Kincaid Ease
72.9
Gunning-Fog Score
10.6
Coleman-Liau Index
7.8
SMOG Index
10
Automated Readability Index
7.2
Dale-Chall Readability Score
4.7
Sprache Readability Score
5
Dale-Chall Difficult Word Score
23
Sprache Difficult Word Count
27

Chuck Grassley

What we have tried to do with this bill is inject some fairness into the system, whereby people who have assets and the ability to repay back their debts go into a chapter 13 repayment plan, and people who do not have any means and no ability to repay go into chapter 7. We've kept the safety net of full chapter 7 bankruptcy discharge for those who truly need it, and channeled others that can pay their creditors into a repayment plan.
Sentiment
Loughran McDonald (Relative)
-1
Very Negative
Loughran McDonald (Absolute)
-1
Very Negative
Loughran McDonald (Logit)
-1.09861
Harvard-IV (Relative)
0.2
Leans Positive
Harvard-IV (Absolute)
0.2
Leans Positive
Harvard-IV (Logit)
0.36772
VADER
0.813
Very Positive
Moderation
Violence
0.1003297861
OpenAI Moderation v1 (007)
Violence > Graphic
0.056474685
OpenAI Moderation v1 (007)
Self-Harm
0.0200373295
OpenAI Moderation v1 (007)
Self-Harm > Intent
0.0076917138
OpenAI Moderation v1 (007)
Harassment
0.0046650548
OpenAI Moderation v1 (007)
Harassment > Threatening
0.0040999385
OpenAI Moderation v1 (007)
Sexual
0.0018603889
OpenAI Moderation v1 (007)
Hate
0.0010010666
OpenAI Moderation v1 (007)
Hate > Threatening
0.0002110886
OpenAI Moderation v1 (007)
Self-Harm > Instructions
0.0001765107
OpenAI Moderation v1 (007)
Sexual > Minors
0.0001205673
OpenAI Moderation v1 (007)
Topics
Topic:
Domestic Commerce
Score:
73.745
Magnitude:
63
Code:
15
Url:
https://fsc.al/cap-mc#15
Source:
Comparative Agendas
Readability
Flesch-Kincaid Grade
12
Flesch-Kincaid Ease
43.5
Gunning-Fog Score
19
Coleman-Liau Index
9
SMOG Index
12
Automated Readability Index
12
Dale-Chall Readability Score
5.3
Sprache Readability Score
5
Dale-Chall Difficult Word Score
17
Sprache Difficult Word Count
20

Chuck Grassley

This is done through a means test, which is fair and flexible enough to take into account all the unique circumstances a debtor and his family face. The means test takes into account all reasonable and necessary expenses for a debtor and his family. We provide for a court to consider "special circumstances", so that a debtor can show that he doesn't have the ability to repay, and should stay in chapter 7. The bill excludes from the means test poor people, those individuals who are below the median income. So if individuals can pay and they really don't have the ability to pay, they will continue to have their debts fully discharged in chapter 7 bankruptcy, while those who do have assets cannot hide them from their creditors and escape repayment.
Sentiment
Loughran McDonald (Relative)
-1
Very Negative
Loughran McDonald (Absolute)
-1
Very Negative
Loughran McDonald (Logit)
-1.09861
Harvard-IV (Relative)
0.30435
Somewhat Positive
Harvard-IV (Absolute)
0.30435
Somewhat Positive
Harvard-IV (Logit)
0.60077
VADER
0.43
Positive
Moderation
Violence
0.0790495833
OpenAI Moderation v1 (007)
Violence > Graphic
0.0306373317
OpenAI Moderation v1 (007)
Harassment
0.009789224
OpenAI Moderation v1 (007)
Self-Harm
0.0012590919
OpenAI Moderation v1 (007)
Hate
0.0010928041
OpenAI Moderation v1 (007)
Sexual > Minors
0.000744625
OpenAI Moderation v1 (007)
Harassment > Threatening
0.0005672018
OpenAI Moderation v1 (007)
Self-Harm > Intent
0.0002648929
OpenAI Moderation v1 (007)
Sexual
6.33977E-5
OpenAI Moderation v1 (007)
Self-Harm > Instructions
3.88377E-5
OpenAI Moderation v1 (007)
Hate > Threatening
1.8909E-6
OpenAI Moderation v1 (007)
Topics
Topic:
Social Issue > Family
Score:
100
Magnitude:
0.104
Code:
14006000
Url:
https://cv.iptc.org/newscodes/subjectcode/14006000
Wikidata_id:
Q8436
Wikidata_label:
family
Source:
IPTC Subject
Topic:
Domestic Commerce
Score:
87.63
Magnitude:
70
Code:
15
Url:
https://fsc.al/cap-mc#15
Source:
Comparative Agendas
Topic:
Crime, Law and Justice > Judiciary (System of Justice)
Score:
58
Magnitude:
0.061
Code:
2002000
Url:
https://cv.iptc.org/newscodes/subjectcode/02002000
Wikidata_id:
Q105985
Wikidata_label:
judiciary
Source:
IPTC Subject
Topic:
Education > Teaching and Learning > Test/examination
Score:
56
Magnitude:
0.058
Code:
5010004
Url:
https://cv.iptc.org/newscodes/subjectcode/05010004
Wikidata_id:
Q27318
Wikidata_label:
test
Source:
IPTC Subject
Readability
Flesch-Kincaid Grade
12
Flesch-Kincaid Ease
49.9
Gunning-Fog Score
16.9
Coleman-Liau Index
11.3
SMOG Index
12
Automated Readability Index
12
Dale-Chall Readability Score
4.7
Sprache Readability Score
5
Dale-Chall Difficult Word Score
28
Sprache Difficult Word Count
32

Chuck Grassley

Let me mention a couple of things this bill does not do. This bill doesn't put the credit card companies first or leaves hard working families out to dry, as some of the bill's detractors have claimed. In fact, the bill helps women and children and improves their situation when someone files for bankruptcy because it provides new priorities and tools so that child support and alimony will be collected before other creditors. We move child support up in priority, up to number one from number seven in line, and that means that they will be paid before a lot of other creditors, including the credit card companies. The bill makes staying current on child support a condition of discharge. We provide that debt discharge in bankruptcy is made conditional upon full payment of past due child support and alimony.
Sentiment
Loughran McDonald (Relative)
-0.5
Very Negative
Loughran McDonald (Absolute)
-0.5
Very Negative
Loughran McDonald (Logit)
-0.8473
Harvard-IV (Relative)
0.47368
Positive
Harvard-IV (Absolute)
0.47368
Positive
Harvard-IV (Logit)
0.9694
VADER
0.936
Very Positive
Moderation
Violence
0.0134782211
OpenAI Moderation v1 (007)
Violence > Graphic
0.0087523527
OpenAI Moderation v1 (007)
Sexual
0.0024741963
OpenAI Moderation v1 (007)
Hate
0.0010876814
OpenAI Moderation v1 (007)
Self-Harm
0.0010427395
OpenAI Moderation v1 (007)
Harassment
0.000907002
OpenAI Moderation v1 (007)
Sexual > Minors
0.0004734017
OpenAI Moderation v1 (007)
Self-Harm > Intent
0.0002193414
OpenAI Moderation v1 (007)
Harassment > Threatening
0.0001221865
OpenAI Moderation v1 (007)
Self-Harm > Instructions
1.20665E-5
OpenAI Moderation v1 (007)
Hate > Threatening
4.2847E-6
OpenAI Moderation v1 (007)
Topics
Topic:
Politics > Election
Score:
100
Magnitude:
0.196
Code:
11003000
Url:
https://cv.iptc.org/newscodes/subjectcode/11003000
Wikidata_id:
Q40231
Wikidata_label:
public election
Source:
IPTC Subject
Topic:
Economy, Business and Finance > Company Information > Bankruptcy
Score:
99
Magnitude:
0.193
Code:
4016007
Url:
https://cv.iptc.org/newscodes/subjectcode/04016007
Wikidata_id:
Q152074
Wikidata_label:
bankruptcy
Source:
IPTC Subject
Topic:
Law and Crime
Score:
89.602
Magnitude:
64
Code:
12
Url:
https://fsc.al/cap-mc#12
Source:
Comparative Agendas
Topic:
Economy, Business and Finance > Macro Economics > Credit and Debit
Score:
66
Magnitude:
0.13
Code:
4008020
Url:
https://cv.iptc.org/newscodes/subjectcode/04008020
Wikidata_id:
Q3196867
Wikidata_label:
debt
Source:
IPTC Subject
Topic:
Social Issue > Family
Score:
59
Magnitude:
0.116
Code:
14006000
Url:
https://cv.iptc.org/newscodes/subjectcode/14006000
Wikidata_id:
Q8436
Wikidata_label:
family
Source:
IPTC Subject
Topic:
Economy, Business and Finance
Score:
56
Magnitude:
0.109
Code:
4000000
Url:
https://cv.iptc.org/newscodes/subjectcode/04000000
Wikidata_id:
Q159810
Wikidata_label:
economy
Source:
IPTC Subject
Topic:
Economy, Business and Finance > Macro Economics > Business Enterprises
Score:
56
Magnitude:
0.11
Code:
4008034
Url:
https://cv.iptc.org/newscodes/subjectcode/04008034
Wikidata_id:
Q4830453
Wikidata_label:
business
Source:
IPTC Subject
Readability
Flesch-Kincaid Grade
11.4
Flesch-Kincaid Ease
55
Gunning-Fog Score
15
Coleman-Liau Index
12
SMOG Index
12
Automated Readability Index
12
Dale-Chall Readability Score
4.8
Sprache Readability Score
5
Dale-Chall Difficult Word Score
32
Sprache Difficult Word Count
31

Chuck Grassley

Domestic support obligations are automatically non-dischargeable, without the costs of litigation. The bill also makes payment of child support arrears a condition of plan confirmation. The bill provides better notice and more information to facilitate child support collection, and tracking down deadbeat parents. Further, the bill protects the name of a debtor's minor children from public disclosure in a bankruptcy case.
Sentiment
Loughran McDonald (Relative)
-0.2
Slightly Negative
Loughran McDonald (Absolute)
-0.2
Slightly Negative
Loughran McDonald (Logit)
-0.33647
Harvard-IV (Relative)
0.46667
Positive
Harvard-IV (Absolute)
0.46667
Positive
Harvard-IV (Logit)
0.93827
VADER
0.889
Very Positive
Moderation
Violence
0.0295433303
OpenAI Moderation v1 (007)
Violence > Graphic
0.0163217992
OpenAI Moderation v1 (007)
Self-Harm
0.0033132957
OpenAI Moderation v1 (007)
Harassment
0.0006466459
OpenAI Moderation v1 (007)
Sexual
0.00041142
OpenAI Moderation v1 (007)
Hate
0.0003567098
OpenAI Moderation v1 (007)
Harassment > Threatening
0.0002178165
OpenAI Moderation v1 (007)
Self-Harm > Intent
0.0001422383
OpenAI Moderation v1 (007)
Hate > Threatening
1.07484E-5
OpenAI Moderation v1 (007)
Sexual > Minors
6.8389E-6
OpenAI Moderation v1 (007)
Self-Harm > Instructions
4.7917E-6
OpenAI Moderation v1 (007)
Topics
Topic:
Social Issue > Family
Score:
100
Magnitude:
0.564
Code:
14006000
Url:
https://cv.iptc.org/newscodes/subjectcode/14006000
Wikidata_id:
Q8436
Wikidata_label:
family
Source:
IPTC Subject
Topic:
Domestic Commerce
Score:
89.95
Magnitude:
65
Code:
15
Url:
https://fsc.al/cap-mc#15
Source:
Comparative Agendas
Readability
Flesch-Kincaid Grade
12
Flesch-Kincaid Ease
35.5
Gunning-Fog Score
13.3
Coleman-Liau Index
12
SMOG Index
12
Automated Readability Index
12
Dale-Chall Readability Score
6.4
Sprache Readability Score
4.6
Dale-Chall Difficult Word Score
22
Sprache Difficult Word Count
25

Chuck Grassley

This bill also doesn't help credit card companies and other lenders take advantage of honest consumers, as some have alleged. In fact, the bankruptcy bill contains some new real and significant consumer protections. The bill requires credit card companies to make new disclosures that benefit customers and prohibits deceptive advertising of low introductory rates. It requires credit card companies to provide key information about how much money people owe and how long it will take to payoff their credit card debt by only making a minimum payment. The bill requires lenders to prominently disclose when late fees will be imposed, the date on which introductory or teaser rates will expire, and what the permanent rate will be after that time. The bill also prohibits lenders from canceling an account because the consumer pays the balance in full each month to avoid finance charges.
Sentiment
Loughran McDonald (Relative)
-0.33333
Somewhat Negative
Loughran McDonald (Absolute)
-0.33333
Somewhat Negative
Loughran McDonald (Logit)
-0.61904
Harvard-IV (Relative)
0.41935
Positive
Harvard-IV (Absolute)
0.41935
Positive
Harvard-IV (Logit)
0.86222
VADER
0.694
Very Positive
Moderation
Violence
0.0476305373
OpenAI Moderation v1 (007)
Harassment
0.0331030809
OpenAI Moderation v1 (007)
Hate
0.0162154931
OpenAI Moderation v1 (007)
Violence > Graphic
0.0070860973
OpenAI Moderation v1 (007)
Sexual
0.0015036345
OpenAI Moderation v1 (007)
Sexual > Minors
0.0008731761
OpenAI Moderation v1 (007)
Harassment > Threatening
0.0002659484
OpenAI Moderation v1 (007)
Self-Harm
3.9706E-5
OpenAI Moderation v1 (007)
Hate > Threatening
3.39809E-5
OpenAI Moderation v1 (007)
Self-Harm > Intent
8.9061E-6
OpenAI Moderation v1 (007)
Self-Harm > Instructions
2.9418E-6
OpenAI Moderation v1 (007)
Topics
Topic:
Economy, Business and Finance > Company Information
Score:
100
Magnitude:
0.786
Code:
4016000
Url:
https://cv.iptc.org/newscodes/subjectcode/04016000
Wikidata_id:
Q1391314
Wikidata_label:
business information
Source:
IPTC Subject
Topic:
Government Operations
Score:
74.969
Magnitude:
36
Code:
20
Url:
https://fsc.al/cap-mc#20
Source:
Comparative Agendas
Readability
Flesch-Kincaid Grade
12
Flesch-Kincaid Ease
41.8
Gunning-Fog Score
16.5
Coleman-Liau Index
12
SMOG Index
12
Automated Readability Index
12
Dale-Chall Readability Score
5.9
Sprache Readability Score
5
Dale-Chall Difficult Word Score
43
Sprache Difficult Word Count
43

Chuck Grassley

The bill also provides that consumers will be given a toll-free number to call where they can get information about how long it will take to payoff their own credit card balances if they only make minimum payments on their balance. This will educate consumers about their financial situations. In addition, the bill allows for more judicial oversight of reaffirmation agreements, to protect consumers from being pressured into onerous agreements.
Sentiment
Loughran McDonald (Relative)
0
Neutral
Loughran McDonald (Absolute)
0
Neutral
Loughran McDonald (Logit)
0
Harvard-IV (Relative)
0.63636
Very Positive
Harvard-IV (Absolute)
0.63636
Very Positive
Harvard-IV (Logit)
1.335
VADER
0.778
Very Positive
Moderation
Violence
0.3068736522
OpenAI Moderation v1 (007)
Harassment
0.2161906334
OpenAI Moderation v1 (007)
Violence > Graphic
0.1341683092
OpenAI Moderation v1 (007)
Hate
0.0173034394
OpenAI Moderation v1 (007)
Self-Harm
0.011998284
OpenAI Moderation v1 (007)
Harassment > Threatening
0.0049639872
OpenAI Moderation v1 (007)
Sexual
0.0036390251
OpenAI Moderation v1 (007)
Self-Harm > Intent
0.0029980934
OpenAI Moderation v1 (007)
Sexual > Minors
0.0004053515
OpenAI Moderation v1 (007)
Hate > Threatening
0.000403021
OpenAI Moderation v1 (007)
Self-Harm > Instructions
0.0003420814
OpenAI Moderation v1 (007)
Topics
Topic:
Economy, Business and Finance > Company Information > Consumers
Score:
100
Magnitude:
0.302
Code:
4016055
Url:
https://cv.iptc.org/newscodes/subjectcode/04016055
Wikidata_id:
Q22855
Wikidata_label:
consumer
Source:
IPTC Subject
Topic:
Domestic Commerce
Score:
83.34
Magnitude:
70
Code:
15
Url:
https://fsc.al/cap-mc#15
Source:
Comparative Agendas
Topic:
Economy, Business and Finance > Macro Economics > Credit and Debit
Score:
60
Magnitude:
0.18
Code:
4008020
Url:
https://cv.iptc.org/newscodes/subjectcode/04008020
Wikidata_id:
Q3196867
Wikidata_label:
debt
Source:
IPTC Subject
Readability
Flesch-Kincaid Grade
12
Flesch-Kincaid Ease
37.4
Gunning-Fog Score
18.5
Coleman-Liau Index
12
SMOG Index
12
Automated Readability Index
12
Dale-Chall Readability Score
6.1
Sprache Readability Score
5
Dale-Chall Difficult Word Score
22
Sprache Difficult Word Count
24

Chuck Grassley

The bankruptcy bill also includes a debtor's bill of rights to prevent bankruptcy mills from preying upon those who are uninformed of their rights. The bill provides for penalties on creditors who refuse to renegotiate reasonable payment schedules outside of bankruptcy. The bill provides for penalties on creditors who fail to properly credit plan payments in bankruptcy. The bill strengthens enforcement and penalties against abusive creditors for predatory debt collection practices. Finally, the bill contains credit counseling programs to help consumers avoid the cycle of indebtedness.
Sentiment
Loughran McDonald (Relative)
-0.85714
Very Negative
Loughran McDonald (Absolute)
-0.85714
Very Negative
Loughran McDonald (Logit)
-2.19722
Harvard-IV (Relative)
-0.04348
Neutral
Harvard-IV (Absolute)
-0.04348
Neutral
Harvard-IV (Logit)
-0.08338
VADER
-0.557
Very Negative
Moderation
Harassment
4.3499018997
OpenAI Moderation v1 (007)
Violence
0.2975121606
OpenAI Moderation v1 (007)
Hate
0.2415382303
OpenAI Moderation v1 (007)
Harassment > Threatening
0.0402436301
OpenAI Moderation v1 (007)
Violence > Graphic
0.024384819
OpenAI Moderation v1 (007)
Self-Harm
0.001937159
OpenAI Moderation v1 (007)
Sexual
0.0006062796
OpenAI Moderation v1 (007)
Hate > Threatening
0.0002680463
OpenAI Moderation v1 (007)
Self-Harm > Intent
0.0002263752
OpenAI Moderation v1 (007)
Sexual > Minors
8.65605E-5
OpenAI Moderation v1 (007)
Self-Harm > Instructions
1.25367E-5
OpenAI Moderation v1 (007)
Topics
Topic:
Economy, Business and Finance > Macro Economics > Credit and Debit
Score:
100
Magnitude:
0.185
Code:
4008020
Url:
https://cv.iptc.org/newscodes/subjectcode/04008020
Wikidata_id:
Q3196867
Wikidata_label:
debt
Source:
IPTC Subject
Topic:
Crime, Law and Justice > Punishment
Score:
80
Magnitude:
0.149
Code:
2004000
Url:
https://cv.iptc.org/newscodes/subjectcode/02004000
Wikidata_id:
Q186361
Wikidata_label:
punishment
Source:
IPTC Subject
Topic:
Defense
Score:
65.208
Magnitude:
34
Code:
16
Url:
https://fsc.al/cap-mc#16
Source:
Comparative Agendas
Topic:
Sport > Soccer
Score:
54
Magnitude:
0.101
Code:
15054000
Url:
https://cv.iptc.org/newscodes/subjectcode/15054000
Wikidata_id:
Q2736
Wikidata_label:
association football
Source:
IPTC Subject
Topic:
International Affairs
Score:
28.044
Magnitude:
34
Code:
19
Url:
https://fsc.al/cap-mc#19
Source:
Comparative Agendas
Readability
Flesch-Kincaid Grade
12
Flesch-Kincaid Ease
34.9
Gunning-Fog Score
17.6
Coleman-Liau Index
12
SMOG Index
12
Automated Readability Index
12
Dale-Chall Readability Score
7.6
Sprache Readability Score
5
Dale-Chall Difficult Word Score
37
Sprache Difficult Word Count
32

Chuck Grassley

So with the bankruptcy bill, we've tried to close loopholes in the system and eliminate abuses. We've created new consumer protections. We've made chapter 12 permanent. We've made sure that financial markets are not subject to risk. Although the bill doesn't contain everything I would have liked to include, it is a good start to putting an end to the abuses.
Sentiment
Loughran McDonald (Relative)
-1
Very Negative
Loughran McDonald (Absolute)
-1
Very Negative
Loughran McDonald (Logit)
-2.19722
Harvard-IV (Relative)
-0.2
Slightly Negative
Harvard-IV (Absolute)
-0.2
Slightly Negative
Harvard-IV (Logit)
-0.36772
VADER
0.278
Slightly Positive
Moderation
Harassment
0.7127027959
OpenAI Moderation v1 (007)
Violence
0.1448055264
OpenAI Moderation v1 (007)
Hate
0.0322792039
OpenAI Moderation v1 (007)
Violence > Graphic
0.0297432824
OpenAI Moderation v1 (007)
Harassment > Threatening
0.0177396854
OpenAI Moderation v1 (007)
Sexual
0.0035437668
OpenAI Moderation v1 (007)
Sexual > Minors
0.0032226832
OpenAI Moderation v1 (007)
Self-Harm
0.00067807
OpenAI Moderation v1 (007)
Hate > Threatening
0.0002767769
OpenAI Moderation v1 (007)
Self-Harm > Intent
0.0002726073
OpenAI Moderation v1 (007)
Self-Harm > Instructions
0.0001349724
OpenAI Moderation v1 (007)
Topics
Topic:
Economy, Business and Finance > Economy (General)
Score:
100
Magnitude:
0.292
Code:
4017000
Url:
https://cv.iptc.org/newscodes/subjectcode/04017000
Wikidata_id:
Q159810
Wikidata_label:
economy
Source:
IPTC Subject
Topic:
Domestic Commerce
Score:
97.481
Magnitude:
97
Code:
15
Url:
https://fsc.al/cap-mc#15
Source:
Comparative Agendas
Topic:
Social Issue > Abusive Behavior
Score:
84
Magnitude:
0.246
Code:
14022000
Url:
https://cv.iptc.org/newscodes/subjectcode/14022000
Wikidata_id:
Q600571
Wikidata_label:
abuse
Source:
IPTC Subject
Readability
Flesch-Kincaid Grade
6.8
Flesch-Kincaid Ease
68.2
Gunning-Fog Score
10.8
Coleman-Liau Index
11.8
SMOG Index
10.9
Automated Readability Index
6.8
Dale-Chall Readability Score
5
Sprache Readability Score
3.9
Dale-Chall Difficult Word Score
17
Sprache Difficult Word Count
22

Chuck Grassley

It has been a long haul, but I think we are finally seeing this bill through to the end. And there are many people that I'd like to thank because they've been instrumental in getting us to this point. I've been quite busy lately as chairman of the Finance Committee, working on social security, medicare and tax reform. I take that responsibility very seriously. Because of Finance Committee markup and hearing conflicts, I have had to rely on my colleagues to manage this bill on the floor. But the job has been in very good hands.
Sentiment
Loughran McDonald (Relative)
-1
Very Negative
Loughran McDonald (Absolute)
-1
Very Negative
Loughran McDonald (Logit)
-2.19722
Harvard-IV (Relative)
0.07692
Neutral
Harvard-IV (Absolute)
0.07692
Neutral
Harvard-IV (Logit)
0.1431
VADER
0.84
Very Positive
Moderation
Harassment
0.0701886427
OpenAI Moderation v1 (007)
Violence
0.0296725571
OpenAI Moderation v1 (007)
Hate
0.0036403544
OpenAI Moderation v1 (007)
Violence > Graphic
0.0036400386
OpenAI Moderation v1 (007)
Self-Harm
0.0015729191
OpenAI Moderation v1 (007)
Harassment > Threatening
0.0011715181
OpenAI Moderation v1 (007)
Sexual
0.0003884049
OpenAI Moderation v1 (007)
Self-Harm > Intent
0.0001052902
OpenAI Moderation v1 (007)
Sexual > Minors
2.4357E-5
OpenAI Moderation v1 (007)
Hate > Threatening
1.64491E-5
OpenAI Moderation v1 (007)
Self-Harm > Instructions
1.08881E-5
OpenAI Moderation v1 (007)
Topics
Topic:
Social Issue > People
Score:
100
Magnitude:
0.051
Code:
14024000
Url:
https://cv.iptc.org/newscodes/subjectcode/14024000
Wikidata_id:
Q1156970
Wikidata_label:
humanity
Source:
IPTC Subject
Topic:
Politics
Score:
99
Magnitude:
0.051
Code:
11000000
Url:
https://cv.iptc.org/newscodes/subjectcode/11000000
Wikidata_id:
Q7163
Wikidata_label:
politics
Source:
IPTC Subject
Topic:
Domestic Commerce
Score:
61.25
Magnitude:
78
Code:
15
Url:
https://fsc.al/cap-mc#15
Source:
Comparative Agendas
Readability
Flesch-Kincaid Grade
8.1
Flesch-Kincaid Ease
65.5
Gunning-Fog Score
9.7
Coleman-Liau Index
10.2
SMOG Index
10.6
Automated Readability Index
7.4
Dale-Chall Readability Score
4.4
Sprache Readability Score
4.8
Dale-Chall Difficult Word Score
22
Sprache Difficult Word Count
27

Chuck Grassley

In' particular, I appreciate Senator Hatch and the diligence that he has shown towards this bill. On more than one occasion, he made sure that the bankruptcy bill made it through the committee process so that we could have it considered on the floor. He has stepped up to the plate many a time to manage the bill, work on compromises, and keep the engines running. Senator Hatch is a good friend and colleague, and I respect his perseverance as well as his legal expertise. I'm glad to see that all his hard work during the years has finally come to fruition. Senator Hatch has been a true stalwart through the years, and I thank him for his dedication to bankruptcy reform. I also want to thank his able staff, Perry Barber, Kevin O'Scanlin and Bruce Artim for all their help on this bill.
Sentiment
Loughran McDonald (Relative)
-0.33333
Somewhat Negative
Loughran McDonald (Absolute)
-0.33333
Somewhat Negative
Loughran McDonald (Logit)
-0.51083
Harvard-IV (Relative)
0.61905
Very Positive
Harvard-IV (Absolute)
0.61905
Very Positive
Harvard-IV (Logit)
1.35812
VADER
0.98
Very Positive
Moderation
Violence
0.205046148
OpenAI Moderation v1 (007)
Violence > Graphic
0.0457223272
OpenAI Moderation v1 (007)
Harassment
0.0393299531
OpenAI Moderation v1 (007)
Hate
0.0178700007
OpenAI Moderation v1 (007)
Harassment > Threatening
0.0027623009
OpenAI Moderation v1 (007)
Sexual
0.0020898542
OpenAI Moderation v1 (007)
Self-Harm
0.001199621
OpenAI Moderation v1 (007)
Sexual > Minors
0.0003070924
OpenAI Moderation v1 (007)
Hate > Threatening
0.0002177804
OpenAI Moderation v1 (007)
Self-Harm > Intent
5.88888E-5
OpenAI Moderation v1 (007)
Self-Harm > Instructions
4.5993E-6
OpenAI Moderation v1 (007)
Topics
Topic:
Politics > Parliament
Score:
100
Magnitude:
0.103
Code:
11009000
Url:
https://cv.iptc.org/newscodes/subjectcode/11009000
Wikidata_id:
Q35749
Wikidata_label:
parliament
Source:
IPTC Subject
Topic:
Domestic Commerce
Score:
96.73
Magnitude:
85
Code:
15
Url:
https://fsc.al/cap-mc#15
Source:
Comparative Agendas
Topic:
Labor > Employment
Score:
72
Magnitude:
0.074
Code:
9003000
Url:
https://cv.iptc.org/newscodes/subjectcode/09003000
Wikidata_id:
Q656365
Wikidata_label:
employment
Source:
IPTC Subject
Readability
Flesch-Kincaid Grade
9
Flesch-Kincaid Ease
67.3
Gunning-Fog Score
12.4
Coleman-Liau Index
9.9
SMOG Index
12
Automated Readability Index
9.4
Dale-Chall Readability Score
4.6
Sprache Readability Score
5
Dale-Chall Difficult Word Score
33
Sprache Difficult Word Count
37

Chuck Grassley

I especially want to thank Senator Sessions for being a tireless champion of bankruptcy reform here in the Senate. I have relied on his intellect and legal prowess for the last eight years that we've been working on this bill. I believe that Senator Sessions has brought a unique perspective to the bankruptcy bill with his dedication to eliminating abuses in the bankruptcy process. He is a firm believer that if you borrow money, you have to pay it back. So I truly am thankful for all the work that Senator Sessions has done, especially in managing this bill on the floor. He is one sharp lawyer, and I am honored to have him as my friend. I also want to thank his staff for their excellent work, in particular his talented Chief Counsel William Smith, Cindy Hayden, Amy Blankenship and Wendy Fleming.
Sentiment
Loughran McDonald (Relative)
-0.33333
Somewhat Negative
Loughran McDonald (Absolute)
-0.33333
Somewhat Negative
Loughran McDonald (Logit)
-0.58779
Harvard-IV (Relative)
0.45455
Positive
Harvard-IV (Absolute)
0.45455
Positive
Harvard-IV (Logit)
0.93156
VADER
0.985
Very Positive
Moderation
Harassment
0.0645900378
OpenAI Moderation v1 (007)
Violence
0.0321379543
OpenAI Moderation v1 (007)
Hate
0.0132616988
OpenAI Moderation v1 (007)
Harassment > Threatening
0.0066631386
OpenAI Moderation v1 (007)
Violence > Graphic
0.0054125499
OpenAI Moderation v1 (007)
Sexual
0.0047931615
OpenAI Moderation v1 (007)
Self-Harm
0.0032252872
OpenAI Moderation v1 (007)
Sexual > Minors
0.0005375663
OpenAI Moderation v1 (007)
Self-Harm > Intent
0.0003045956
OpenAI Moderation v1 (007)
Self-Harm > Instructions
8.3647E-5
OpenAI Moderation v1 (007)
Hate > Threatening
3.04022E-5
OpenAI Moderation v1 (007)
Topics
Topic:
Politics > Parliament
Score:
100
Magnitude:
0.267
Code:
11009000
Url:
https://cv.iptc.org/newscodes/subjectcode/11009000
Wikidata_id:
Q35749
Wikidata_label:
parliament
Source:
IPTC Subject
Topic:
Domestic Commerce
Score:
97.722
Magnitude:
48
Code:
15
Url:
https://fsc.al/cap-mc#15
Source:
Comparative Agendas
Readability
Flesch-Kincaid Grade
10.8
Flesch-Kincaid Ease
54.2
Gunning-Fog Score
13.2
Coleman-Liau Index
10.9
SMOG Index
12
Automated Readability Index
10.1
Dale-Chall Readability Score
5.7
Sprache Readability Score
5
Dale-Chall Difficult Word Score
42
Sprache Difficult Word Count
43

Chuck Grassley

I want to thank Chairman Specter for placing this bill at the top of the agenda in the Judiciary Committee, and for moving it so quickly and ably in this Congress. His staff, Harold Kim, Mike O'Neill, Ivy Johnson, Hannibal Kemmerer, Tim Strachan, Brendan Dunn and Ryan Triplette have been extremely helpful in getting the job done. I want to thank Majority Leader Frist and his staff, Allen Hicks, Eric Ueland, Sharon Soderstrom and Dave Schiappa, as well as Senator McConnell and his staff, John Abegg, Kyle Simmons, Malloy McDaniel and Brian Lewis.
Sentiment
Loughran McDonald (Relative)
0
Neutral
Loughran McDonald (Absolute)
0
Neutral
Loughran McDonald (Logit)
0
Harvard-IV (Relative)
0.5
Positive
Harvard-IV (Absolute)
0.5
Positive
Harvard-IV (Logit)
0.8473
VADER
0.89
Very Positive
Moderation
Violence > Graphic
0.2346514259
OpenAI Moderation v1 (007)
Violence
0.0465001795
OpenAI Moderation v1 (007)
Self-Harm
0.0027372867
OpenAI Moderation v1 (007)
Self-Harm > Intent
0.000745826
OpenAI Moderation v1 (007)
Sexual
0.0006871491
OpenAI Moderation v1 (007)
Harassment > Threatening
0.0002644406
OpenAI Moderation v1 (007)
Harassment
0.0002236314
OpenAI Moderation v1 (007)
Sexual > Minors
7.24261E-5
OpenAI Moderation v1 (007)
Self-Harm > Instructions
1.8879E-5
OpenAI Moderation v1 (007)
Hate
9.6791E-6
OpenAI Moderation v1 (007)
Hate > Threatening
4.9948E-6
OpenAI Moderation v1 (007)
Topics
Topic:
Domestic Commerce
Score:
97.524
Magnitude:
97
Code:
15
Url:
https://fsc.al/cap-mc#15
Source:
Comparative Agendas
Readability
Flesch-Kincaid Grade
12
Flesch-Kincaid Ease
41.6
Gunning-Fog Score
13.3
Coleman-Liau Index
12
SMOG Index
12
Automated Readability Index
12
Dale-Chall Readability Score
9.2
Sprache Readability Score
5
Dale-Chall Difficult Word Score
45
Sprache Difficult Word Count
50

Chuck Grassley

I would be remiss if I didn't thank our friends on the House side, and in particular Chairman Sensenbrenner and his staff, Phil Kiko, Susan Jensen and Ray Smietanka. Chairman Sensenbrenner has really been a leader on bankruptcy reform, and a true driving force behind this legislation. I look forward to additional collaborations with him.
Sentiment
Loughran McDonald (Relative)
-0.33333
Somewhat Negative
Loughran McDonald (Absolute)
-0.33333
Somewhat Negative
Loughran McDonald (Logit)
-0.51083
Harvard-IV (Relative)
0.14286
Leans Positive
Harvard-IV (Absolute)
0.14286
Leans Positive
Harvard-IV (Logit)
0.25131
VADER
0.189
Leans Positive
Moderation
Harassment
0.0230889447
OpenAI Moderation v1 (007)
Hate
0.0137559502
OpenAI Moderation v1 (007)
Violence > Graphic
0.0135159047
OpenAI Moderation v1 (007)
Violence
0.012026749
OpenAI Moderation v1 (007)
Self-Harm
0.0064262284
OpenAI Moderation v1 (007)
Self-Harm > Intent
0.0013604837
OpenAI Moderation v1 (007)
Sexual > Minors
0.0011073802
OpenAI Moderation v1 (007)
Sexual
0.0009168535
OpenAI Moderation v1 (007)
Harassment > Threatening
0.0005401868
OpenAI Moderation v1 (007)
Self-Harm > Instructions
1.75086E-5
OpenAI Moderation v1 (007)
Hate > Threatening
1.67463E-5
OpenAI Moderation v1 (007)
Topics
Topic:
Domestic Commerce
Score:
97.547
Magnitude:
119
Code:
15
Url:
https://fsc.al/cap-mc#15
Source:
Comparative Agendas
Readability
Flesch-Kincaid Grade
11.3
Flesch-Kincaid Ease
46.7
Gunning-Fog Score
11.7
Coleman-Liau Index
12
SMOG Index
12
Automated Readability Index
11.5
Dale-Chall Readability Score
6.4
Sprache Readability Score
4.6
Dale-Chall Difficult Word Score
19
Sprache Difficult Word Count
21

Chuck Grassley

In addition, I want to thank Senator Carper, Senator Nelson, Senator Biden and Senator Johnson. This is truly a bipartisan bill, and it couldn't have gotten done without their help.
Sentiment
Loughran McDonald (Relative)
0
Neutral
Loughran McDonald (Absolute)
0
Neutral
Loughran McDonald (Logit)
0
Harvard-IV (Relative)
1
Very Positive
Harvard-IV (Absolute)
1
Very Positive
Harvard-IV (Logit)
1.60944
VADER
0.637
Very Positive
Moderation
Violence
0.0111458634
OpenAI Moderation v1 (007)
Sexual
0.0043082073
OpenAI Moderation v1 (007)
Harassment
0.0019327783
OpenAI Moderation v1 (007)
Violence > Graphic
0.0006696266
OpenAI Moderation v1 (007)
Sexual > Minors
0.0006210194
OpenAI Moderation v1 (007)
Harassment > Threatening
0.0004434578
OpenAI Moderation v1 (007)
Hate
0.0002815132
OpenAI Moderation v1 (007)
Self-Harm
0.0001181822
OpenAI Moderation v1 (007)
Self-Harm > Intent
1.32143E-5
OpenAI Moderation v1 (007)
Hate > Threatening
1.23073E-5
OpenAI Moderation v1 (007)
Self-Harm > Instructions
3.2694E-6
OpenAI Moderation v1 (007)
Topics
Topic:
Politics > Parliament
Score:
100
Magnitude:
0.31
Code:
11009000
Url:
https://cv.iptc.org/newscodes/subjectcode/11009000
Wikidata_id:
Q35749
Wikidata_label:
parliament
Source:
IPTC Subject
Topic:
Agriculture
Score:
90.441
Magnitude:
112
Code:
4
Url:
https://fsc.al/cap-mc#4
Source:
Comparative Agendas
Readability
Flesch-Kincaid Grade
10.3
Flesch-Kincaid Ease
47.8
Gunning-Fog Score
8.7
Coleman-Liau Index
12
SMOG Index
12
Automated Readability Index
8.8
Dale-Chall Readability Score
6.5
Sprache Readability Score
3.4
Dale-Chall Difficult Word Score
11
Sprache Difficult Word Count
11

Chuck Grassley

Finally, I thank my own staff, my Finance Committee Chief of Staff and Legislative Director Kolan Davis and my Judiciary Committee Chief Counsel Rita Lari Jochum, for their hard work on the bill. I also want to thank my former staffer John McMickle, for his expertise and advice on this important piece of legislation. Good staff is hard to find, and I am proud to say that my staff is probably the best in town.
Sentiment
Loughran McDonald (Relative)
0
Neutral
Loughran McDonald (Absolute)
0
Neutral
Loughran McDonald (Logit)
0
Harvard-IV (Relative)
0.66667
Very Positive
Harvard-IV (Absolute)
0.66667
Very Positive
Harvard-IV (Logit)
1.29928
VADER
0.929
Very Positive
Moderation
Sexual
0.0322987209
OpenAI Moderation v1 (007)
Hate
0.0111065434
OpenAI Moderation v1 (007)
Violence
0.0085063584
OpenAI Moderation v1 (007)
Violence > Graphic
0.0059265425
OpenAI Moderation v1 (007)
Harassment
0.0034225184
OpenAI Moderation v1 (007)
Sexual > Minors
0.0033517939
OpenAI Moderation v1 (007)
Harassment > Threatening
0.0003246224
OpenAI Moderation v1 (007)
Hate > Threatening
0.0001305002
OpenAI Moderation v1 (007)
Self-Harm
5.92841E-5
OpenAI Moderation v1 (007)
Self-Harm > Intent
5.76283E-5
OpenAI Moderation v1 (007)
Self-Harm > Instructions
6.4289E-6
OpenAI Moderation v1 (007)
Topics
Topic:
Labor > Employee
Score:
100
Magnitude:
0.126
Code:
9016000
Url:
https://cv.iptc.org/newscodes/subjectcode/09016000
Wikidata_id:
Q703534
Wikidata_label:
employee
Source:
IPTC Subject
Topic:
Domestic Commerce
Score:
95.01
Magnitude:
73
Code:
15
Url:
https://fsc.al/cap-mc#15
Source:
Comparative Agendas
Topic:
Labor > Employer
Score:
88
Magnitude:
0.11
Code:
9015000
Url:
https://cv.iptc.org/newscodes/subjectcode/09015000
Wikidata_id:
Q3053337
Wikidata_label:
employer
Source:
IPTC Subject
Topic:
Crime, Law and Justice > Laws
Score:
65
Magnitude:
0.082
Code:
2006000
Url:
https://cv.iptc.org/newscodes/subjectcode/02006000
Wikidata_id:
Q7748
Wikidata_label:
law
Source:
IPTC Subject
Readability
Flesch-Kincaid Grade
11.9
Flesch-Kincaid Ease
54
Gunning-Fog Score
12.1
Coleman-Liau Index
10.1
SMOG Index
12
Automated Readability Index
11.8
Dale-Chall Readability Score
6.3
Sprache Readability Score
5
Dale-Chall Difficult Word Score
24
Sprache Difficult Word Count
21

Ben Nelson

Mr. NELSON of Nebraska. Mr. President, today, I am pleased to see the passage of S. 256, the Bankruptcy Abuse Prevention and Consumer Protection Act of 2005. This bill has been under consideration in Congress since before I was elected to the Senate. Since my arrival, I have been a proponent of the goals it strives to attain to ensure that abuse of America's bankruptcy laws is curtailed and that Americans who find themselves in unanticipated financial duress and have legitimate reasons to seek bankruptcy protections will have the opportunity to do so.
Sentiment
Loughran McDonald (Relative)
-0.5
Very Negative
Loughran McDonald (Absolute)
-0.5
Very Negative
Loughran McDonald (Logit)
-0.99853
Harvard-IV (Relative)
0.2
Leans Positive
Harvard-IV (Absolute)
0.2
Leans Positive
Harvard-IV (Logit)
0.37949
VADER
-0.273
Slightly Negative
Moderation
Violence
0.0026739253
OpenAI Moderation v1 (007)
Harassment
0.0024393696
OpenAI Moderation v1 (007)
Violence > Graphic
0.0004098911
OpenAI Moderation v1 (007)
Self-Harm
0.0003520413
OpenAI Moderation v1 (007)
Harassment > Threatening
0.00021156
OpenAI Moderation v1 (007)
Self-Harm > Intent
0.0001353535
OpenAI Moderation v1 (007)
Self-Harm > Instructions
8.90768E-5
OpenAI Moderation v1 (007)
Sexual
5.54398E-5
OpenAI Moderation v1 (007)
Hate
5.09775E-5
OpenAI Moderation v1 (007)
Sexual > Minors
1.22761E-5
OpenAI Moderation v1 (007)
Hate > Threatening
1.9151E-6
OpenAI Moderation v1 (007)
Topics
Topic:
Social Issue > Abusive Behavior
Score:
100
Magnitude:
0.214
Code:
14022000
Url:
https://cv.iptc.org/newscodes/subjectcode/14022000
Wikidata_id:
Q600571
Wikidata_label:
abuse
Source:
IPTC Subject
Topic:
Politics > Parliament
Score:
63
Magnitude:
0.135
Code:
11009000
Url:
https://cv.iptc.org/newscodes/subjectcode/11009000
Wikidata_id:
Q35749
Wikidata_label:
parliament
Source:
IPTC Subject
Topic:
Politics > Defense
Score:
57
Magnitude:
0.122
Code:
11001000
Url:
https://cv.iptc.org/newscodes/subjectcode/11001000
Wikidata_id:
Q17991228
Wikidata_label:
national defence
Source:
IPTC Subject
Topic:
Crime, Law and Justice > Judiciary (System of Justice)
Score:
54
Magnitude:
0.116
Code:
2002000
Url:
https://cv.iptc.org/newscodes/subjectcode/02002000
Wikidata_id:
Q105985
Wikidata_label:
judiciary
Source:
IPTC Subject
Readability
Flesch-Kincaid Grade
9.3
Flesch-Kincaid Ease
52.4
Gunning-Fog Score
10
Coleman-Liau Index
12
SMOG Index
12
Automated Readability Index
7.8
Dale-Chall Readability Score
6.4
Sprache Readability Score
5
Dale-Chall Difficult Word Score
34
Sprache Difficult Word Count
34

Ben Nelson

The goal of the bill is to prevent certain abuses of the bankruptcy system. It includes more than five hundred pages of new and reformed law, but key provisions include the following.
Sentiment
Loughran McDonald (Relative)
-1
Very Negative
Loughran McDonald (Absolute)
-1
Very Negative
Loughran McDonald (Logit)
-1.94591
Harvard-IV (Relative)
-1
Very Negative
Harvard-IV (Absolute)
-1
Very Negative
Harvard-IV (Logit)
-1.60944
VADER
-0.178
Leans Negative
Moderation
Harassment
0.1209024689
OpenAI Moderation v1 (007)
Violence
0.0079481091
OpenAI Moderation v1 (007)
Self-Harm
0.0046504549
OpenAI Moderation v1 (007)
Harassment > Threatening
0.0041929412
OpenAI Moderation v1 (007)
Hate
0.0037179827
OpenAI Moderation v1 (007)
Violence > Graphic
0.0036773399
OpenAI Moderation v1 (007)
Sexual
0.001759306
OpenAI Moderation v1 (007)
Self-Harm > Intent
0.0010096408
OpenAI Moderation v1 (007)
Self-Harm > Instructions
0.0003282677
OpenAI Moderation v1 (007)
Sexual > Minors
5.30144E-5
OpenAI Moderation v1 (007)
Hate > Threatening
3.36885E-5
OpenAI Moderation v1 (007)
Topics
Topic:
Social Issue > Abusive Behavior
Score:
100
Magnitude:
0.174
Code:
14022000
Url:
https://cv.iptc.org/newscodes/subjectcode/14022000
Wikidata_id:
Q600571
Wikidata_label:
abuse
Source:
IPTC Subject
Topic:
Law and Crime
Score:
62.286
Magnitude:
37
Code:
12
Url:
https://fsc.al/cap-mc#12
Source:
Comparative Agendas
Topic:
Crime, Law and Justice > Justice and Rights
Score:
52
Magnitude:
0.09
Code:
2007000
Url:
https://cv.iptc.org/newscodes/subjectcode/02007000
Wikidata_id:
Q5167661
Wikidata_label:
justice
Source:
IPTC Subject
Readability
Flesch-Kincaid Grade
8.4
Flesch-Kincaid Ease
63.7
Gunning-Fog Score
11.4
Coleman-Liau Index
11.6
SMOG Index
11.3
Automated Readability Index
8.5
Dale-Chall Readability Score
4.7
Sprache Readability Score
3.6
Dale-Chall Difficult Word Score
8
Sprache Difficult Word Count
12

Ben Nelson

First and foremost, the bill will curb abuse of the bankruptcy system by implementing a means test to ensure that those who can afford to repay some portion of their unsecured debts are required to do so. Bankruptcy petitioners with relatively high incomes could be required to file under chapter 13 instead of chapter 7, and repay some of their debt out of future income. The means test takes into account the petitioner's income, debt burden, and allowable living expenses, which can vary significantly according to the debtor's place of residence and particular circumstances. Filers who cannot afford to repay at least $6,000 will be given unfettered access to chapter 7 liquidation proceedings.
Sentiment
Loughran McDonald (Relative)
-1
Very Negative
Loughran McDonald (Absolute)
-1
Very Negative
Loughran McDonald (Logit)
-2.19722
Harvard-IV (Relative)
0.07692
Neutral
Harvard-IV (Absolute)
0.07692
Neutral
Harvard-IV (Logit)
0.1431
VADER
-0.902
Very Negative
Moderation
Harassment
0.0442186458
OpenAI Moderation v1 (007)
Violence
0.0287574512
OpenAI Moderation v1 (007)
Violence > Graphic
0.0048664202
OpenAI Moderation v1 (007)
Harassment > Threatening
0.0037877038
OpenAI Moderation v1 (007)
Hate
0.001600438
OpenAI Moderation v1 (007)
Self-Harm
0.0008984362
OpenAI Moderation v1 (007)
Self-Harm > Intent
0.0003855591
OpenAI Moderation v1 (007)
Self-Harm > Instructions
0.0001167236
OpenAI Moderation v1 (007)
Sexual
7.25584E-5
OpenAI Moderation v1 (007)
Hate > Threatening
1.61575E-5
OpenAI Moderation v1 (007)
Sexual > Minors
1.52992E-5
OpenAI Moderation v1 (007)
Topics
Topic:
Domestic Commerce
Score:
47.306
Magnitude:
42
Code:
15
Url:
https://fsc.al/cap-mc#15
Source:
Comparative Agendas
Topic:
Macroeconomics
Score:
40.705
Magnitude:
42
Code:
1
Url:
https://fsc.al/cap-mc#1
Source:
Comparative Agendas
Readability
Flesch-Kincaid Grade
12
Flesch-Kincaid Ease
41.4
Gunning-Fog Score
17.4
Coleman-Liau Index
12
SMOG Index
12
Automated Readability Index
12
Dale-Chall Readability Score
6.8
Sprache Readability Score
5
Dale-Chall Difficult Word Score
39
Sprache Difficult Word Count
41

Ben Nelson

The bill has a safeguard that will allow judges to consider extenuating circumstances in each bankruptcy case. After determining this means test calculation, the judge can then take any "special circumstances" into consideration before making a decision to shift the debtor into chapter 13. This will allow judges to consider cases where catastrophic illnesses or other unexpected financial calamities that have impacted a family or individual to the point where their debts are too heavy a load to carry. This provision made many of the amendments considered on this bill redundant.
Sentiment
Loughran McDonald (Relative)
-1
Very Negative
Loughran McDonald (Absolute)
-1
Very Negative
Loughran McDonald (Logit)
-2.56495
Harvard-IV (Relative)
0.05882
Neutral
Harvard-IV (Absolute)
0.05882
Neutral
Harvard-IV (Logit)
0.11123
VADER
0.178
Leans Positive
Moderation
Violence > Graphic
1.2025358155
OpenAI Moderation v1 (007)
Violence
0.6920898333
OpenAI Moderation v1 (007)
Harassment > Threatening
0.0579364831
OpenAI Moderation v1 (007)
Harassment
0.0184850462
OpenAI Moderation v1 (007)
Hate
0.0073081384
OpenAI Moderation v1 (007)
Self-Harm
0.0045487832
OpenAI Moderation v1 (007)
Self-Harm > Intent
0.0023947707
OpenAI Moderation v1 (007)
Sexual
0.0003616105
OpenAI Moderation v1 (007)
Hate > Threatening
0.000336981
OpenAI Moderation v1 (007)
Self-Harm > Instructions
6.0906E-5
OpenAI Moderation v1 (007)
Sexual > Minors
1.26246E-5
OpenAI Moderation v1 (007)
Topics
Topic:
Crime, Law and Justice > Judiciary (System of Justice)
Score:
100
Magnitude:
0.307
Code:
2002000
Url:
https://cv.iptc.org/newscodes/subjectcode/02002000
Wikidata_id:
Q105985
Wikidata_label:
judiciary
Source:
IPTC Subject
Topic:
Law and Crime
Score:
40.856
Magnitude:
43
Code:
12
Url:
https://fsc.al/cap-mc#12
Source:
Comparative Agendas
Topic:
Domestic Commerce
Score:
39.071
Magnitude:
43
Code:
15
Url:
https://fsc.al/cap-mc#15
Source:
Comparative Agendas
Readability
Flesch-Kincaid Grade
12
Flesch-Kincaid Ease
29.4
Gunning-Fog Score
18.8
Coleman-Liau Index
12
SMOG Index
12
Automated Readability Index
12
Dale-Chall Readability Score
5.8
Sprache Readability Score
5
Dale-Chall Difficult Word Score
27
Sprache Difficult Word Count
29

Ben Nelson

The bill implements an important safeguard for family farmers by making permanent the extension of chapter 12 bankruptcy rules. Chapter 12 has expired every year, necessitating the need for an extension. Last year, Senator Grassley and I worked in a bipartisan fashion to secure the chapter 12 extension. The bill also bumps the exemption level for family farmers from $1.5 million to nearly $3.24 million, which will be adjusted periodically for inflation.
Sentiment
Loughran McDonald (Relative)
-1
Very Negative
Loughran McDonald (Absolute)
-1
Very Negative
Loughran McDonald (Logit)
-1.09861
Harvard-IV (Relative)
0.2
Leans Positive
Harvard-IV (Absolute)
0.2
Leans Positive
Harvard-IV (Logit)
0.36772
VADER
0.7
Very Positive
Moderation
Harassment
0.0250912475
OpenAI Moderation v1 (007)
Violence
0.0187673024
OpenAI Moderation v1 (007)
Harassment > Threatening
0.0044219076
OpenAI Moderation v1 (007)
Hate
0.0023426837
OpenAI Moderation v1 (007)
Violence > Graphic
0.0018486526
OpenAI Moderation v1 (007)
Self-Harm
0.0009551073
OpenAI Moderation v1 (007)
Self-Harm > Intent
0.0002849721
OpenAI Moderation v1 (007)
Sexual
0.0001694476
OpenAI Moderation v1 (007)
Hate > Threatening
2.48974E-5
OpenAI Moderation v1 (007)
Sexual > Minors
2.11039E-5
OpenAI Moderation v1 (007)
Self-Harm > Instructions
3.6692E-6
OpenAI Moderation v1 (007)
Topics
Topic:
Social Issue > Family
Score:
100
Magnitude:
0.101
Code:
14006000
Url:
https://cv.iptc.org/newscodes/subjectcode/14006000
Wikidata_id:
Q8436
Wikidata_label:
family
Source:
IPTC Subject
Topic:
Politics > Parliament
Score:
84
Magnitude:
0.085
Code:
11009000
Url:
https://cv.iptc.org/newscodes/subjectcode/11009000
Wikidata_id:
Q35749
Wikidata_label:
parliament
Source:
IPTC Subject
Topic:
Domestic Commerce
Score:
78.736
Magnitude:
71
Code:
15
Url:
https://fsc.al/cap-mc#15
Source:
Comparative Agendas
Topic:
Arts, Culture and Entertainment > Fashion
Score:
75
Magnitude:
0.076
Code:
1007000
Url:
https://cv.iptc.org/newscodes/subjectcode/01007000
Wikidata_id:
Q12684
Wikidata_label:
fashion
Source:
IPTC Subject
Readability
Flesch-Kincaid Grade
12
Flesch-Kincaid Ease
35.8
Gunning-Fog Score
18.3
Coleman-Liau Index
12
SMOG Index
12
Automated Readability Index
11.4
Dale-Chall Readability Score
5.5
Sprache Readability Score
4.7
Dale-Chall Difficult Word Score
21
Sprache Difficult Word Count
23

Ben Nelson

The bill includes an important provision to safeguard our children. It contains provisions that strengthen the ability of women and children to collect child support and marital dissolution obligations. This provision will enable some families to continue to provide for the needs of their children.
Sentiment
Loughran McDonald (Relative)
0.33333
Somewhat Positive
Loughran McDonald (Absolute)
0.33333
Somewhat Positive
Loughran McDonald (Logit)
0.51083
Harvard-IV (Relative)
0.66667
Very Positive
Harvard-IV (Absolute)
0.66667
Very Positive
Harvard-IV (Logit)
1.43508
VADER
0.866
Very Positive
Moderation
Violence
0.0126607192
OpenAI Moderation v1 (007)
Harassment
0.0032112275
OpenAI Moderation v1 (007)
Self-Harm
0.0030528186
OpenAI Moderation v1 (007)
Sexual
0.0020950585
OpenAI Moderation v1 (007)
Violence > Graphic
0.0011421778
OpenAI Moderation v1 (007)
Sexual > Minors
0.0003858879
OpenAI Moderation v1 (007)
Self-Harm > Intent
0.0002696032
OpenAI Moderation v1 (007)
Hate
0.0002458498
OpenAI Moderation v1 (007)
Harassment > Threatening
0.0002129344
OpenAI Moderation v1 (007)
Self-Harm > Instructions
0.0001587263
OpenAI Moderation v1 (007)
Hate > Threatening
1.54248E-5
OpenAI Moderation v1 (007)
Topics
Topic:
Social Issue > Family
Score:
100
Magnitude:
0.297
Code:
14006000
Url:
https://cv.iptc.org/newscodes/subjectcode/14006000
Wikidata_id:
Q8436
Wikidata_label:
family
Source:
IPTC Subject
Topic:
Domestic Commerce
Score:
96.636
Magnitude:
82
Code:
15
Url:
https://fsc.al/cap-mc#15
Source:
Comparative Agendas
Readability
Flesch-Kincaid Grade
11.8
Flesch-Kincaid Ease
37.5
Gunning-Fog Score
16.7
Coleman-Liau Index
12
SMOG Index
12
Automated Readability Index
12
Dale-Chall Readability Score
6.4
Sprache Readability Score
3.6
Dale-Chall Difficult Word Score
16
Sprache Difficult Word Count
14

Ben Nelson

Consumers also benefit from protection measures in this bill. By requiring new minimum payment and introductory rate disclosures for credit cards, consumers will be protected from surprise fees and unexpected rate fluctuation. It also contains a `debtor's bill of rights' requiring that bankruptcy attorneys and petition preparers disclose their services and fees for those services to consumers.
Sentiment
Loughran McDonald (Relative)
-0.5
Very Negative
Loughran McDonald (Absolute)
-0.5
Very Negative
Loughran McDonald (Logit)
-0.8473
Harvard-IV (Relative)
0.27273
Slightly Positive
Harvard-IV (Absolute)
0.27273
Slightly Positive
Harvard-IV (Logit)
0.51083
VADER
0.863
Very Positive
Moderation
Violence
0.1061538467
OpenAI Moderation v1 (007)
Violence > Graphic
0.030832662
OpenAI Moderation v1 (007)
Harassment
0.0054609634
OpenAI Moderation v1 (007)
Self-Harm
0.004416463
OpenAI Moderation v1 (007)
Harassment > Threatening
0.0036436817
OpenAI Moderation v1 (007)
Sexual
0.0011081008
OpenAI Moderation v1 (007)
Self-Harm > Intent
0.000761908
OpenAI Moderation v1 (007)
Hate
0.0002530028
OpenAI Moderation v1 (007)
Self-Harm > Instructions
0.0001637471
OpenAI Moderation v1 (007)
Sexual > Minors
0.0001080247
OpenAI Moderation v1 (007)
Hate > Threatening
3.19847E-5
OpenAI Moderation v1 (007)
Topics
Topic:
Economy, Business and Finance > Company Information > Consumers
Score:
100
Magnitude:
0.053
Code:
4016055
Url:
https://cv.iptc.org/newscodes/subjectcode/04016055
Wikidata_id:
Q22855
Wikidata_label:
consumer
Source:
IPTC Subject
Topic:
Economy, Business and Finance > Macro Economics > Credit and Debit
Score:
98
Magnitude:
0.052
Code:
4008020
Url:
https://cv.iptc.org/newscodes/subjectcode/04008020
Wikidata_id:
Q3196867
Wikidata_label:
debt
Source:
IPTC Subject
Topic:
Domestic Commerce
Score:
97.705
Magnitude:
71
Code:
15
Url:
https://fsc.al/cap-mc#15
Source:
Comparative Agendas
Readability
Flesch-Kincaid Grade
12
Flesch-Kincaid Ease
27.3
Gunning-Fog Score
19
Coleman-Liau Index
12
SMOG Index
12
Automated Readability Index
12
Dale-Chall Readability Score
7.6
Sprache Readability Score
5
Dale-Chall Difficult Word Score
24
Sprache Difficult Word Count
25

Ben Nelson

It is important to note that no American will be denied access to the bankruptcy system under these reforms. However, those trying to shield their assets while abandoning their financial responsibilities will find it much more difficult to abuse the system and leave their debts for other Americans to cover through higher interest rates and fees.
Sentiment
Loughran McDonald (Relative)
-1
Very Negative
Loughran McDonald (Absolute)
-1
Very Negative
Loughran McDonald (Logit)
-2.19722
Harvard-IV (Relative)
0
Neutral
Harvard-IV (Absolute)
0
Neutral
Harvard-IV (Logit)
0
VADER
-0.864
Very Negative
Moderation
Violence
0.0507165503
OpenAI Moderation v1 (007)
Harassment
0.0053674721
OpenAI Moderation v1 (007)
Violence > Graphic
0.0048981317
OpenAI Moderation v1 (007)
Self-Harm > Intent
0.0026857295
OpenAI Moderation v1 (007)
Self-Harm
0.0024321267
OpenAI Moderation v1 (007)
Hate
0.0011801637
OpenAI Moderation v1 (007)
Harassment > Threatening
0.0011609202
OpenAI Moderation v1 (007)
Sexual
0.0010810093
OpenAI Moderation v1 (007)
Sexual > Minors
0.0009652254
OpenAI Moderation v1 (007)
Self-Harm > Instructions
0.0005436095
OpenAI Moderation v1 (007)
Hate > Threatening
8.3926E-6
OpenAI Moderation v1 (007)
Topics
Topic:
Economy, Business and Finance > Economy (General)
Score:
100
Magnitude:
0.322
Code:
4017000
Url:
https://cv.iptc.org/newscodes/subjectcode/04017000
Wikidata_id:
Q159810
Wikidata_label:
economy
Source:
IPTC Subject
Topic:
Economy, Business and Finance > Macro Economics > Interest Rate
Score:
67
Magnitude:
0.216
Code:
4008009
Url:
https://cv.iptc.org/newscodes/subjectcode/04008009
Wikidata_id:
Q179179
Wikidata_label:
interest rate
Source:
IPTC Subject
Topic:
Domestic Commerce
Score:
47.888
Magnitude:
80
Code:
15
Url:
https://fsc.al/cap-mc#15
Source:
Comparative Agendas
Topic:
Law and Crime
Score:
30.555
Magnitude:
80
Code:
12
Url:
https://fsc.al/cap-mc#12
Source:
Comparative Agendas
Readability
Flesch-Kincaid Grade
12
Flesch-Kincaid Ease
37.9
Gunning-Fog Score
16.9
Coleman-Liau Index
12
SMOG Index
12
Automated Readability Index
12
Dale-Chall Readability Score
7
Sprache Readability Score
5
Dale-Chall Difficult Word Score
20
Sprache Difficult Word Count
20

Ben Nelson

As I mentioned earlier, there were many amendments to this bill offered for consideration. As I considered each of these amendments, I measured the intended impact of each amendment on the bill. In voting against many of the amendments I did so knowing that the groups of individuals singled out by the amendments, such as veterans, individuals with chronic health problems, or military personnel, were already adequately protected in the underlying bill.
Sentiment
Loughran McDonald (Relative)
0
Neutral
Loughran McDonald (Absolute)
0
Neutral
Loughran McDonald (Logit)
0
Harvard-IV (Relative)
0.66667
Very Positive
Harvard-IV (Absolute)
0.66667
Very Positive
Harvard-IV (Logit)
1.43508
VADER
0.052
Neutral
Moderation
Violence
0.117255887
OpenAI Moderation v1 (007)
Violence > Graphic
0.0918267877
OpenAI Moderation v1 (007)
Harassment
0.0082134749
OpenAI Moderation v1 (007)
Harassment > Threatening
0.0049953862
OpenAI Moderation v1 (007)
Sexual > Minors
0.0012223901
OpenAI Moderation v1 (007)
Self-Harm
0.0010364212
OpenAI Moderation v1 (007)
Sexual
0.0007770671
OpenAI Moderation v1 (007)
Self-Harm > Intent
0.0006769031
OpenAI Moderation v1 (007)
Self-Harm > Instructions
0.0005401523
OpenAI Moderation v1 (007)
Hate
0.0002737823
OpenAI Moderation v1 (007)
Hate > Threatening
1.88348E-5
OpenAI Moderation v1 (007)
Topics
Topic:
Politics > Defense
Score:
100
Magnitude:
0.099
Code:
11001000
Url:
https://cv.iptc.org/newscodes/subjectcode/11001000
Wikidata_id:
Q17991228
Wikidata_label:
national defence
Source:
IPTC Subject
Topic:
Politics > Defense > Veterans Affairs
Score:
57
Magnitude:
0.056
Code:
11001001
Url:
https://cv.iptc.org/newscodes/subjectcode/11001001
Wikidata_id:
Q7923600
Wikidata_label:
veterans' affairs
Source:
IPTC Subject
Topic:
Law and Crime
Score:
52.525
Magnitude:
57
Code:
12
Url:
https://fsc.al/cap-mc#12
Source:
Comparative Agendas
Topic:
Domestic Commerce
Score:
30.982
Magnitude:
57
Code:
15
Url:
https://fsc.al/cap-mc#15
Source:
Comparative Agendas
Readability
Flesch-Kincaid Grade
12
Flesch-Kincaid Ease
32.1
Gunning-Fog Score
19
Coleman-Liau Index
12
SMOG Index
12
Automated Readability Index
12
Dale-Chall Readability Score
6.9
Sprache Readability Score
5
Dale-Chall Difficult Word Score
26
Sprache Difficult Word Count
22

Ben Nelson

I carefully considered each amendment offered to the bill on a case by case basis to determine if the amendment improved the bill. Because I believe the bill already covered most of the issues presented in the amendments, it was my determination than many of the amendments did not improve the bill and thus, I voted against them.
Sentiment
Loughran McDonald (Relative)
1
Very Positive
Loughran McDonald (Absolute)
1
Very Positive
Loughran McDonald (Logit)
1.60944
Harvard-IV (Relative)
1
Very Positive
Harvard-IV (Absolute)
1
Very Positive
Harvard-IV (Logit)
2.3979
VADER
0.695
Very Positive
Moderation
Violence
0.0187674785
OpenAI Moderation v1 (007)
Violence > Graphic
0.0121688703
OpenAI Moderation v1 (007)
Harassment
0.0047850186
OpenAI Moderation v1 (007)
Harassment > Threatening
0.0034879562
OpenAI Moderation v1 (007)
Sexual
0.0016174896
OpenAI Moderation v1 (007)
Sexual > Minors
0.0006885509
OpenAI Moderation v1 (007)
Hate
0.0006516822
OpenAI Moderation v1 (007)
Self-Harm
0.0001250524
OpenAI Moderation v1 (007)
Self-Harm > Intent
3.12889E-5
OpenAI Moderation v1 (007)
Self-Harm > Instructions
1.08934E-5
OpenAI Moderation v1 (007)
Hate > Threatening
8.6187E-6
OpenAI Moderation v1 (007)
Topics
Topic:
Politics > Election
Score:
100
Magnitude:
0.154
Code:
11003000
Url:
https://cv.iptc.org/newscodes/subjectcode/11003000
Wikidata_id:
Q40231
Wikidata_label:
public election
Source:
IPTC Subject
Topic:
Domestic Commerce
Score:
43.824
Magnitude:
131
Code:
15
Url:
https://fsc.al/cap-mc#15
Source:
Comparative Agendas
Topic:
Law and Crime
Score:
40.378
Magnitude:
131
Code:
12
Url:
https://fsc.al/cap-mc#12
Source:
Comparative Agendas
Readability
Flesch-Kincaid Grade
12
Flesch-Kincaid Ease
44.7
Gunning-Fog Score
18.5
Coleman-Liau Index
11.5
SMOG Index
12
Automated Readability Index
12
Dale-Chall Readability Score
5.8
Sprache Readability Score
5
Dale-Chall Difficult Word Score
16
Sprache Difficult Word Count
15

Ben Nelson

Again, this bill includes a safeguard for judges to consider "special circumstances" like medical bills, deployment to war and other circumstances. In addition to this safeguard, I supported an amendment to the bill that clarified the circumstances that might be considered by a judge. That language provided specific examples a judge might consider including "a serious medical condition or a call to order to active duty in the armed forces." I voted for this amendment because it provided an improvement, in the form of clarity on special circumstances.
Sentiment
Loughran McDonald (Relative)
-0.33333
Somewhat Negative
Loughran McDonald (Absolute)
-0.33333
Somewhat Negative
Loughran McDonald (Logit)
-0.51083
Harvard-IV (Relative)
0.75
Very Positive
Harvard-IV (Absolute)
0.75
Very Positive
Harvard-IV (Logit)
1.75786
VADER
0.914
Very Positive
Moderation
Sexual
0.0057396679
OpenAI Moderation v1 (007)
Harassment
0.0016527703
OpenAI Moderation v1 (007)
Violence
0.0006135099
OpenAI Moderation v1 (007)
Violence > Graphic
0.0002261646
OpenAI Moderation v1 (007)
Sexual > Minors
0.0001935469
OpenAI Moderation v1 (007)
Hate
0.0001045722
OpenAI Moderation v1 (007)
Self-Harm
1.74889E-5
OpenAI Moderation v1 (007)
Harassment > Threatening
1.64577E-5
OpenAI Moderation v1 (007)
Hate > Threatening
8.1301E-6
OpenAI Moderation v1 (007)
Self-Harm > Intent
4.7293E-6
OpenAI Moderation v1 (007)
Self-Harm > Instructions
8.88E-7
OpenAI Moderation v1 (007)
Topics
Topic:
Crime, Law and Justice > Judiciary (System of Justice)
Score:
100
Magnitude:
0.754
Code:
2002000
Url:
https://cv.iptc.org/newscodes/subjectcode/02002000
Wikidata_id:
Q105985
Wikidata_label:
judiciary
Source:
IPTC Subject
Topic:
Domestic Commerce
Score:
97.51
Magnitude:
78
Code:
15
Url:
https://fsc.al/cap-mc#15
Source:
Comparative Agendas
Readability
Flesch-Kincaid Grade
12
Flesch-Kincaid Ease
33.6
Gunning-Fog Score
19
Coleman-Liau Index
12
SMOG Index
12
Automated Readability Index
12
Dale-Chall Readability Score
7
Sprache Readability Score
5
Dale-Chall Difficult Word Score
33
Sprache Difficult Word Count
28

Ben Nelson

It is important that creditors, retailers, and small businesses who in good faith provide people with credit do not bare the brunt of the cost when debtors find themselves unable to pay. It is also critical that we protect consumers who have found themselves in unanticipated situations where their inability to meet their debts is beyond their control. And it is important to safeguard consumers against predatory lending practices.
Sentiment
Loughran McDonald (Relative)
-1
Very Negative
Loughran McDonald (Absolute)
-1
Very Negative
Loughran McDonald (Logit)
-2.3979
Harvard-IV (Relative)
0.38462
Somewhat Positive
Harvard-IV (Absolute)
0.38462
Somewhat Positive
Harvard-IV (Logit)
0.74721
VADER
0.866
Very Positive
Moderation
Sexual
0.018156103
OpenAI Moderation v1 (007)
Violence > Graphic
0.0092367736
OpenAI Moderation v1 (007)
Violence
0.005620292
OpenAI Moderation v1 (007)
Harassment
0.0004493223
OpenAI Moderation v1 (007)
Sexual > Minors
0.0003597709
OpenAI Moderation v1 (007)
Self-Harm
0.0003024202
OpenAI Moderation v1 (007)
Harassment > Threatening
6.49451E-5
OpenAI Moderation v1 (007)
Self-Harm > Intent
5.03999E-5
OpenAI Moderation v1 (007)
Self-Harm > Instructions
1.51345E-5
OpenAI Moderation v1 (007)
Hate
1.02338E-5
OpenAI Moderation v1 (007)
Hate > Threatening
9.8718E-6
OpenAI Moderation v1 (007)
Topics
Topic:
Economy, Business and Finance > Company Information > Consumers
Score:
100
Magnitude:
0.095
Code:
4016055
Url:
https://cv.iptc.org/newscodes/subjectcode/04016055
Wikidata_id:
Q22855
Wikidata_label:
consumer
Source:
IPTC Subject
Topic:
Domestic Commerce
Score:
72.743
Magnitude:
89
Code:
15
Url:
https://fsc.al/cap-mc#15
Source:
Comparative Agendas
Topic:
Economy, Business and Finance > Macro Economics > Credit and Debit
Score:
54
Magnitude:
0.052
Code:
4008020
Url:
https://cv.iptc.org/newscodes/subjectcode/04008020
Wikidata_id:
Q3196867
Wikidata_label:
debt
Source:
IPTC Subject
Readability
Flesch-Kincaid Grade
12
Flesch-Kincaid Ease
38.8
Gunning-Fog Score
17.9
Coleman-Liau Index
12
SMOG Index
12
Automated Readability Index
12
Dale-Chall Readability Score
6.2
Sprache Readability Score
5
Dale-Chall Difficult Word Score
22
Sprache Difficult Word Count
23

Ben Nelson

I worked hard to find the correct balance among these competing goals on this bill and feel that the Senate did a good job in accomplishing that overriding principal. I am pleased to support this bill because I believe it provides needed improvements to our bankruptcy protection laws that will benefit every American.
Sentiment
Loughran McDonald (Relative)
0.33333
Somewhat Positive
Loughran McDonald (Absolute)
0.33333
Somewhat Positive
Loughran McDonald (Logit)
0.58779
Harvard-IV (Relative)
0.66667
Very Positive
Harvard-IV (Absolute)
0.66667
Very Positive
Harvard-IV (Logit)
1.43508
VADER
0.908
Very Positive
Moderation
Violence
0.0067985282
OpenAI Moderation v1 (007)
Sexual
0.0045986366
OpenAI Moderation v1 (007)
Harassment
0.0007952572
OpenAI Moderation v1 (007)
Violence > Graphic
0.0004357279
OpenAI Moderation v1 (007)
Harassment > Threatening
0.0001500171
OpenAI Moderation v1 (007)
Sexual > Minors
0.0001019284
OpenAI Moderation v1 (007)
Self-Harm
7.80092E-5
OpenAI Moderation v1 (007)
Hate
7.51601E-5
OpenAI Moderation v1 (007)
Self-Harm > Intent
6.67566E-5
OpenAI Moderation v1 (007)
Hate > Threatening
1.55696E-5
OpenAI Moderation v1 (007)
Self-Harm > Instructions
3.6486E-6
OpenAI Moderation v1 (007)
Topics
Topic:
Politics > Parliament
Score:
100
Magnitude:
0.091
Code:
11009000
Url:
https://cv.iptc.org/newscodes/subjectcode/11009000
Wikidata_id:
Q35749
Wikidata_label:
parliament
Source:
IPTC Subject
Topic:
Economy, Business and Finance
Score:
98
Magnitude:
0.089
Code:
4000000
Url:
https://cv.iptc.org/newscodes/subjectcode/04000000
Wikidata_id:
Q159810
Wikidata_label:
economy
Source:
IPTC Subject
Topic:
Crime, Law and Justice > Justice and Rights
Score:
79
Magnitude:
0.071
Code:
2007000
Url:
https://cv.iptc.org/newscodes/subjectcode/02007000
Wikidata_id:
Q5167661
Wikidata_label:
justice
Source:
IPTC Subject
Topic:
Politics > Defense
Score:
59
Magnitude:
0.053
Code:
11001000
Url:
https://cv.iptc.org/newscodes/subjectcode/11001000
Wikidata_id:
Q17991228
Wikidata_label:
national defence
Source:
IPTC Subject
Topic:
Crime, Law and Justice > Judiciary (System of Justice)
Score:
56
Magnitude:
0.05
Code:
2002000
Url:
https://cv.iptc.org/newscodes/subjectcode/02002000
Wikidata_id:
Q105985
Wikidata_label:
judiciary
Source:
IPTC Subject
Topic:
Politics > Election
Score:
56
Magnitude:
0.051
Code:
11003000
Url:
https://cv.iptc.org/newscodes/subjectcode/11003000
Wikidata_id:
Q40231
Wikidata_label:
public election
Source:
IPTC Subject
Readability
Flesch-Kincaid Grade
12
Flesch-Kincaid Ease
42.7
Gunning-Fog Score
17.4
Coleman-Liau Index
12
SMOG Index
12
Automated Readability Index
12
Dale-Chall Readability Score
6.1
Sprache Readability Score
5
Dale-Chall Difficult Word Score
16
Sprache Difficult Word Count
20

Daniel K. Akaka

Mr. President, I am in opposition to the bankruptcy legislation.
Sentiment
Loughran McDonald (Relative)
-1
Very Negative
Loughran McDonald (Absolute)
-1
Very Negative
Loughran McDonald (Logit)
-1.60944
Harvard-IV (Relative)
-1
Very Negative
Harvard-IV (Absolute)
-1
Very Negative
Harvard-IV (Logit)
-1.60944
VADER
0
Neutral
Moderation
Harassment
0.0110079804
OpenAI Moderation v1 (007)
Violence
0.0105161685
OpenAI Moderation v1 (007)
Violence > Graphic
0.0041076088
OpenAI Moderation v1 (007)
Sexual
0.0007065768
OpenAI Moderation v1 (007)
Hate
0.000250526
OpenAI Moderation v1 (007)
Harassment > Threatening
0.0002419882
OpenAI Moderation v1 (007)
Sexual > Minors
0.0001184736
OpenAI Moderation v1 (007)
Hate > Threatening
5.44678E-5
OpenAI Moderation v1 (007)
Self-Harm
2.67861E-5
OpenAI Moderation v1 (007)
Self-Harm > Intent
2.11898E-5
OpenAI Moderation v1 (007)
Self-Harm > Instructions
1.01895E-5
OpenAI Moderation v1 (007)
Topics
Topic:
Crime, Law and Justice > Laws
Score:
100
Magnitude:
0.084
Code:
2006000
Url:
https://cv.iptc.org/newscodes/subjectcode/02006000
Wikidata_id:
Q7748
Wikidata_label:
law
Source:
IPTC Subject
Topic:
Politics
Score:
76
Magnitude:
0.064
Code:
11000000
Url:
https://cv.iptc.org/newscodes/subjectcode/11000000
Wikidata_id:
Q7163
Wikidata_label:
politics
Source:
IPTC Subject
Topic:
Arts, Culture and Entertainment > Mass Media > News Media
Score:
61
Magnitude:
0.051
Code:
1026002
Url:
https://cv.iptc.org/newscodes/subjectcode/01026002
Wikidata_id:
Q1193236
Wikidata_label:
news media
Source:
IPTC Subject
Readability
Flesch-Kincaid Grade
8.8
Flesch-Kincaid Ease
41
Gunning-Fog Score
14
Coleman-Liau Index
12
SMOG Index
10.3
Automated Readability Index
5.6
Dale-Chall Readability Score
8.1
Sprache Readability Score
1.7
Dale-Chall Difficult Word Score
5
Sprache Difficult Word Count
5

Daniel K. Akaka

The financial services industry has become increasingly complex with new technology, products, and services. However, this dated legislation has not had significant changes made to it since the 107th Congress.
Sentiment
Loughran McDonald (Relative)
0
Neutral
Loughran McDonald (Absolute)
0
Neutral
Loughran McDonald (Logit)
0
Harvard-IV (Relative)
0
Neutral
Harvard-IV (Absolute)
0
Neutral
Harvard-IV (Logit)
0
VADER
-0.06
Neutral
Moderation
Violence > Graphic
0.007266859
OpenAI Moderation v1 (007)
Violence
0.0057579622
OpenAI Moderation v1 (007)
Sexual
0.0028570832
OpenAI Moderation v1 (007)
Harassment
0.0017057722
OpenAI Moderation v1 (007)
Self-Harm
0.0011247652
OpenAI Moderation v1 (007)
Sexual > Minors
0.0004048014
OpenAI Moderation v1 (007)
Harassment > Threatening
0.0001551126
OpenAI Moderation v1 (007)
Self-Harm > Intent
7.45838E-5
OpenAI Moderation v1 (007)
Hate > Threatening
2.96239E-5
OpenAI Moderation v1 (007)
Hate
2.95364E-5
OpenAI Moderation v1 (007)
Self-Harm > Instructions
6.5035E-6
OpenAI Moderation v1 (007)
Topics
Topic:
Economy, Business and Finance > Financial and Business Service
Score:
100
Magnitude:
0.508
Code:
4006000
Url:
https://cv.iptc.org/newscodes/subjectcode/04006000
Wikidata_id:
Q837171
Wikidata_label:
financial services
Source:
IPTC Subject
Topic:
Economy, Business and Finance > Financial and Business Service > Banking
Score:
94
Magnitude:
0.477
Code:
4006002
Url:
https://cv.iptc.org/newscodes/subjectcode/04006002
Wikidata_id:
Q806718
Wikidata_label:
banking industry
Source:
IPTC Subject
Topic:
Law and Crime
Score:
67.063
Magnitude:
130
Code:
12
Url:
https://fsc.al/cap-mc#12
Source:
Comparative Agendas
Topic:
Government Operations
Score:
22.522
Magnitude:
130
Code:
20
Url:
https://fsc.al/cap-mc#20
Source:
Comparative Agendas
Readability
Flesch-Kincaid Grade
12
Flesch-Kincaid Ease
28.1
Gunning-Fog Score
18
Coleman-Liau Index
12
SMOG Index
12
Automated Readability Index
12
Dale-Chall Readability Score
6.5
Sprache Readability Score
3.5
Dale-Chall Difficult Word Score
11
Sprache Difficult Word Count
13

Daniel K. Akaka

Predatory lending has surged since the initial development of this bankruptcy legislation. In the early 1990s, there were fewer than 200 payday lenders nationwide. Now, there are more than 20,000. Payday lenders made 100 million loans in 2003. These loans represent more than $40 billion. Most alarmingly, according to the Consumer Federation of America, interest rates on these loans begin at 390 percent.
Sentiment
Loughran McDonald (Relative)
-1
Very Negative
Loughran McDonald (Absolute)
-1
Very Negative
Loughran McDonald (Logit)
-1.60944
Harvard-IV (Relative)
0.5
Positive
Harvard-IV (Absolute)
0.5
Positive
Harvard-IV (Logit)
0.8473
VADER
-0.218
Slightly Negative
Moderation
Violence > Graphic
0.0073767274
OpenAI Moderation v1 (007)
Harassment
0.0073497358
OpenAI Moderation v1 (007)
Sexual
0.0063376312
OpenAI Moderation v1 (007)
Violence
0.0030020648
OpenAI Moderation v1 (007)
Sexual > Minors
0.0004630246
OpenAI Moderation v1 (007)
Harassment > Threatening
0.0001381471
OpenAI Moderation v1 (007)
Hate
0.000117134
OpenAI Moderation v1 (007)
Self-Harm
3.02129E-5
OpenAI Moderation v1 (007)
Hate > Threatening
1.99874E-5
OpenAI Moderation v1 (007)
Self-Harm > Instructions
7.3705E-6
OpenAI Moderation v1 (007)
Self-Harm > Intent
3.834E-6
OpenAI Moderation v1 (007)
Topics
Topic:
Economy, Business and Finance > Macro Economics > Loans
Score:
100
Magnitude:
0.292
Code:
4008021
Url:
https://cv.iptc.org/newscodes/subjectcode/04008021
Wikidata_id:
Q189539
Wikidata_label:
loan
Source:
IPTC Subject
Topic:
Economy, Business and Finance > Macro Economics > Interest Rate
Score:
90
Magnitude:
0.263
Code:
4008009
Url:
https://cv.iptc.org/newscodes/subjectcode/04008009
Wikidata_id:
Q179179
Wikidata_label:
interest rate
Source:
IPTC Subject
Topic:
Government Operations
Score:
41.281
Magnitude:
33
Code:
20
Url:
https://fsc.al/cap-mc#20
Source:
Comparative Agendas
Readability
Flesch-Kincaid Grade
7.6
Flesch-Kincaid Ease
59.9
Gunning-Fog Score
11.1
Coleman-Liau Index
12
SMOG Index
12
Automated Readability Index
6.6
Dale-Chall Readability Score
6
Sprache Readability Score
3.8
Dale-Chall Difficult Word Score
22
Sprache Difficult Word Count
23

Daniel K. Akaka

Yet, Congress has failed to act to prevent the exploitation of working families that are short on cash due to unexpected medical expenses or other needs. I am afraid that the passage of this legislation will further reduce the risk for predatory lenders, and as a result, they will aggressively market their products even more. We must act to protect consumers from these unscrupulous lenders. I remain committed to restricting all forms of predatory lending, including payday loans, and to providing consumers with alternative affordable short-term loans.
Sentiment
Loughran McDonald (Relative)
-1
Very Negative
Loughran McDonald (Absolute)
-1
Very Negative
Loughran McDonald (Logit)
-2.56495
Harvard-IV (Relative)
-0.33333
Somewhat Negative
Harvard-IV (Absolute)
-0.33333
Somewhat Negative
Harvard-IV (Logit)
-0.63599
VADER
-0.671
Very Negative
Moderation
Violence > Graphic
0.0165084333
OpenAI Moderation v1 (007)
Violence
0.0081856939
OpenAI Moderation v1 (007)
Sexual
0.0080562757
OpenAI Moderation v1 (007)
Harassment
0.0029837636
OpenAI Moderation v1 (007)
Hate
0.0008489718
OpenAI Moderation v1 (007)
Self-Harm
0.0007424948
OpenAI Moderation v1 (007)
Sexual > Minors
0.0005129921
OpenAI Moderation v1 (007)
Self-Harm > Intent
0.0001640753
OpenAI Moderation v1 (007)
Self-Harm > Instructions
0.0001628382
OpenAI Moderation v1 (007)
Hate > Threatening
0.0001133136
OpenAI Moderation v1 (007)
Harassment > Threatening
9.93889E-5
OpenAI Moderation v1 (007)
Topics
Topic:
Economy, Business and Finance > Macro Economics > Loan Market
Score:
100
Magnitude:
0.607
Code:
4008012
Url:
https://cv.iptc.org/newscodes/subjectcode/04008012
Wikidata_id:
Q627543
Wikidata_label:
money market
Source:
IPTC Subject
Readability
Flesch-Kincaid Grade
12
Flesch-Kincaid Ease
39.3
Gunning-Fog Score
17
Coleman-Liau Index
12
SMOG Index
12
Automated Readability Index
12
Dale-Chall Readability Score
6.5
Sprache Readability Score
5
Dale-Chall Difficult Word Score
30
Sprache Difficult Word Count
34

Daniel K. Akaka

Access to credit has increased significantly and household debt has skyrocketed as a result. Revolving debt, mostly compromised of credit card debt, has risen from $54 billion in January 1980 to more than $780 billion in November 2004. A U.S. Public Interest Research Group and Consumer Federation of America analysis of Federal Reserve data indicates that the average household with debt carries approximately $10,000 to $12,000 in total revolving debt. This legislation tightens the grip that creditors have on consumers, but it fails to restrict the aggressive marketing practices of credit card companies.
Sentiment
Loughran McDonald (Relative)
-1
Very Negative
Loughran McDonald (Absolute)
-1
Very Negative
Loughran McDonald (Logit)
-1.60944
Harvard-IV (Relative)
0.5
Positive
Harvard-IV (Absolute)
0.5
Positive
Harvard-IV (Logit)
0.99853
VADER
-0.735
Very Negative
Moderation
Harassment
0.0164710276
OpenAI Moderation v1 (007)
Violence
0.0139444208
OpenAI Moderation v1 (007)
Sexual
0.0020917167
OpenAI Moderation v1 (007)
Violence > Graphic
0.0015783224
OpenAI Moderation v1 (007)
Harassment > Threatening
0.0011392536
OpenAI Moderation v1 (007)
Hate
0.000109422
OpenAI Moderation v1 (007)
Self-Harm
3.96845E-5
OpenAI Moderation v1 (007)
Sexual > Minors
3.11354E-5
OpenAI Moderation v1 (007)
Hate > Threatening
8.7454E-6
OpenAI Moderation v1 (007)
Self-Harm > Instructions
6.7523E-6
OpenAI Moderation v1 (007)
Self-Harm > Intent
5.5298E-6
OpenAI Moderation v1 (007)
Topics
Topic:
Economy, Business and Finance > Macro Economics > Credit and Debit
Score:
100
Magnitude:
0.212
Code:
4008020
Url:
https://cv.iptc.org/newscodes/subjectcode/04008020
Wikidata_id:
Q3196867
Wikidata_label:
debt
Source:
IPTC Subject
Topic:
Law and Crime
Score:
97.186
Magnitude:
31
Code:
12
Url:
https://fsc.al/cap-mc#12
Source:
Comparative Agendas
Readability
Flesch-Kincaid Grade
11.5
Flesch-Kincaid Ease
40.8
Gunning-Fog Score
15.2
Coleman-Liau Index
12
SMOG Index
12
Automated Readability Index
10.1
Dale-Chall Readability Score
8.2
Sprache Readability Score
5
Dale-Chall Difficult Word Score
45
Sprache Difficult Word Count
37

Daniel K. Akaka

In addition, this bankruptcy bill fails to provide adequate, timely, and meaningful disclosures for consumers. As we make it more difficult for consumers to discharge their debts in bankruptcy, we have a responsibility to provide additional information so that consumers can make better informed decisions. S. 256 includes a requirement that credit card issuers provide a generic warning about the consequences of only making the minimum payment. This provision fails to provide the detailed information for consumers on their billing statements that my amendment would have provided. My amendment would have given consumers the detailed personalized information necessary for them to make better informed choices about their credit card use and repayment. It would have required companies to inform consumers of how many years and months it would take to repay their entire balance and the total cost in interest and principal, if the consumer makes only the minimum payment. The amendment would also have required consumers to be provided with the amount they need to pay to eliminate their outstanding balance within 36 months. Finally, my amendment would have required that creditors establish a toll-free number so that consumers can access trustworthy credit counselors. Unfortunately, this amendment was defeated.
Sentiment
Loughran McDonald (Relative)
0.05882
Neutral
Loughran McDonald (Absolute)
0.05882
Neutral
Loughran McDonald (Logit)
0.11123
Harvard-IV (Relative)
0.52174
Very Positive
Harvard-IV (Absolute)
0.52174
Very Positive
Harvard-IV (Logit)
1.12719
VADER
0.901
Very Positive
Moderation
Harassment
0.0077500474
OpenAI Moderation v1 (007)
Sexual
0.0029137715
OpenAI Moderation v1 (007)
Violence > Graphic
0.0026694257
OpenAI Moderation v1 (007)
Violence
0.0023309238
OpenAI Moderation v1 (007)
Hate
0.0010480163
OpenAI Moderation v1 (007)
Sexual > Minors
0.0002337878
OpenAI Moderation v1 (007)
Harassment > Threatening
9.80473E-5
OpenAI Moderation v1 (007)
Self-Harm
8.76598E-5
OpenAI Moderation v1 (007)
Self-Harm > Intent
6.80945E-5
OpenAI Moderation v1 (007)
Self-Harm > Instructions
4.12227E-5
OpenAI Moderation v1 (007)
Hate > Threatening
1.57959E-5
OpenAI Moderation v1 (007)
Topics
Topic:
Economy, Business and Finance > Company Information
Score:
100
Magnitude:
1
Code:
4016000
Url:
https://cv.iptc.org/newscodes/subjectcode/04016000
Wikidata_id:
Q1391314
Wikidata_label:
business information
Source:
IPTC Subject
Readability
Flesch-Kincaid Grade
12
Flesch-Kincaid Ease
35.3
Gunning-Fog Score
18.4
Coleman-Liau Index
12
SMOG Index
12
Automated Readability Index
12
Dale-Chall Readability Score
7.1
Sprache Readability Score
5
Dale-Chall Difficult Word Score
78
Sprache Difficult Word Count
62

Daniel K. Akaka

I appreciate the willingness of the Chairman of the Banking Committee, Senator Shelby, to continue to work with me on this very important consumer awareness issue.
Sentiment
Loughran McDonald (Relative)
0
Neutral
Loughran McDonald (Absolute)
0
Neutral
Loughran McDonald (Logit)
0
Harvard-IV (Relative)
1
Very Positive
Harvard-IV (Absolute)
1
Very Positive
Harvard-IV (Logit)
2.3979
VADER
0.586
Very Positive
Moderation
Sexual
0.0034541372
OpenAI Moderation v1 (007)
Violence
0.0027100998
OpenAI Moderation v1 (007)
Harassment
0.0025910391
OpenAI Moderation v1 (007)
Violence > Graphic
0.0012590042
OpenAI Moderation v1 (007)
Sexual > Minors
0.0002243534
OpenAI Moderation v1 (007)
Self-Harm
5.18907E-5
OpenAI Moderation v1 (007)
Harassment > Threatening
2.82966E-5
OpenAI Moderation v1 (007)
Hate
2.28792E-5
OpenAI Moderation v1 (007)
Self-Harm > Intent
8.3037E-6
OpenAI Moderation v1 (007)
Hate > Threatening
3.1986E-6
OpenAI Moderation v1 (007)
Self-Harm > Instructions
7.761E-7
OpenAI Moderation v1 (007)
Readability
Flesch-Kincaid Grade
12
Flesch-Kincaid Ease
24.3
Gunning-Fog Score
19
Coleman-Liau Index
12
SMOG Index
12
Automated Readability Index
12
Dale-Chall Readability Score
8
Sprache Readability Score
4.6
Dale-Chall Difficult Word Score
11
Sprache Difficult Word Count
10

Daniel K. Akaka

I also proposed an amendment that would have required credit card companies to make concessions to individuals in debt management plans so that credit counseling could be a viable alternative to bankruptcy. Unfortunately, that amendment was also defeated.
Sentiment
Loughran McDonald (Relative)
-1
Very Negative
Loughran McDonald (Absolute)
-1
Very Negative
Loughran McDonald (Logit)
-1.94591
Harvard-IV (Relative)
0.5
Positive
Harvard-IV (Absolute)
0.5
Positive
Harvard-IV (Logit)
0.99853
VADER
-0.66
Very Negative
Moderation
Sexual
0.0054415836
OpenAI Moderation v1 (007)
Harassment
0.001565713
OpenAI Moderation v1 (007)
Violence
0.0005320261
OpenAI Moderation v1 (007)
Violence > Graphic
0.0003481149
OpenAI Moderation v1 (007)
Sexual > Minors
0.0002780722
OpenAI Moderation v1 (007)
Self-Harm
0.0001240805
OpenAI Moderation v1 (007)
Harassment > Threatening
4.78634E-5
OpenAI Moderation v1 (007)
Self-Harm > Intent
2.60536E-5
OpenAI Moderation v1 (007)
Hate
2.27014E-5
OpenAI Moderation v1 (007)
Self-Harm > Instructions
7.8699E-6
OpenAI Moderation v1 (007)
Hate > Threatening
5.7507E-6
OpenAI Moderation v1 (007)
Topics
Topic:
Economy, Business and Finance > Macro Economics > Credit and Debit
Score:
100
Magnitude:
0.425
Code:
4008020
Url:
https://cv.iptc.org/newscodes/subjectcode/04008020
Wikidata_id:
Q3196867
Wikidata_label:
debt
Source:
IPTC Subject
Topic:
Government Operations
Score:
63.746
Magnitude:
26
Code:
20
Url:
https://fsc.al/cap-mc#20
Source:
Comparative Agendas
Readability
Flesch-Kincaid Grade
12
Flesch-Kincaid Ease
20.6
Gunning-Fog Score
19
Coleman-Liau Index
12
SMOG Index
12
Automated Readability Index
12
Dale-Chall Readability Score
7.6
Sprache Readability Score
4.1
Dale-Chall Difficult Word Score
16
Sprache Difficult Word Count
14

Daniel K. Akaka

I fear that this bill will end up significantly harming families that have suffered financially due to illnesses, the loss of a job, or the death of a loved one. I supported other reasonable amendments intended to protect low-income families, the elderly, and other vulnerable populations from this overly restrictive legislation. However, these amendments also failed.
Sentiment
Loughran McDonald (Relative)
-1
Very Negative
Loughran McDonald (Absolute)
-1
Very Negative
Loughran McDonald (Logit)
-2.3979
Harvard-IV (Relative)
-0.2
Slightly Negative
Harvard-IV (Absolute)
-0.2
Slightly Negative
Harvard-IV (Logit)
-0.36772
VADER
-0.941
Very Negative
Moderation
Violence > Graphic
0.0132778703
OpenAI Moderation v1 (007)
Sexual
0.0129653694
OpenAI Moderation v1 (007)
Violence
0.0056935216
OpenAI Moderation v1 (007)
Self-Harm
0.0055561308
OpenAI Moderation v1 (007)
Harassment
0.0025979221
OpenAI Moderation v1 (007)
Sexual > Minors
0.0006662543
OpenAI Moderation v1 (007)
Self-Harm > Intent
0.0005489672
OpenAI Moderation v1 (007)
Hate
0.0001871307
OpenAI Moderation v1 (007)
Self-Harm > Instructions
0.0001734808
OpenAI Moderation v1 (007)
Harassment > Threatening
9.02913E-5
OpenAI Moderation v1 (007)
Hate > Threatening
8.26628E-5
OpenAI Moderation v1 (007)
Topics
Topic:
Social Issue > Family
Score:
100
Magnitude:
0.141
Code:
14006000
Url:
https://cv.iptc.org/newscodes/subjectcode/14006000
Wikidata_id:
Q8436
Wikidata_label:
family
Source:
IPTC Subject
Topic:
Crime, Law and Justice > Laws
Score:
99
Magnitude:
0.139
Code:
2006000
Url:
https://cv.iptc.org/newscodes/subjectcode/02006000
Wikidata_id:
Q7748
Wikidata_label:
law
Source:
IPTC Subject
Topic:
Health > Disease
Score:
68
Magnitude:
0.096
Code:
7001000
Url:
https://cv.iptc.org/newscodes/subjectcode/07001000
Wikidata_id:
Q814207
Wikidata_label:
illness
Source:
IPTC Subject
Readability
Flesch-Kincaid Grade
12
Flesch-Kincaid Ease
33.2
Gunning-Fog Score
18.8
Coleman-Liau Index
12
SMOG Index
12
Automated Readability Index
12
Dale-Chall Readability Score
6.2
Sprache Readability Score
4.9
Dale-Chall Difficult Word Score
19
Sprache Difficult Word Count
24

Daniel K. Akaka

Instead of making improvements to the legislation, an old, outdated bill has been approved by the Senate. It is low-income working families that will be hardest hit by this anti-consumer legislation. After passage of this legislation, we will need to take additional steps to prevent further exploitation of consumers by unscrupulous lenders and to improve relevant and useful information about credit to consumers. I will continue to fight to protect working families from predatory lenders and overly aggressive creditors.
Sentiment
Loughran McDonald (Relative)
-0.14286
Leans Negative
Loughran McDonald (Absolute)
-0.14286
Leans Negative
Loughran McDonald (Logit)
-0.25131
Harvard-IV (Relative)
0.29412
Slightly Positive
Harvard-IV (Absolute)
0.29412
Slightly Positive
Harvard-IV (Logit)
0.57054
VADER
0.9
Very Positive
Moderation
Violence
0.0129947774
OpenAI Moderation v1 (007)
Sexual
0.007217659
OpenAI Moderation v1 (007)
Violence > Graphic
0.0054875243
OpenAI Moderation v1 (007)
Harassment
0.0049326871
OpenAI Moderation v1 (007)
Hate
0.0006972954
OpenAI Moderation v1 (007)
Self-Harm
0.0005126116
OpenAI Moderation v1 (007)
Self-Harm > Instructions
0.0005031515
OpenAI Moderation v1 (007)
Self-Harm > Intent
0.0002816838
OpenAI Moderation v1 (007)
Sexual > Minors
0.0001467777
OpenAI Moderation v1 (007)
Harassment > Threatening
0.0001387436
OpenAI Moderation v1 (007)
Hate > Threatening
0.000124762
OpenAI Moderation v1 (007)
Topics
Topic:
Crime, Law and Justice > Laws
Score:
100
Magnitude:
0.242
Code:
2006000
Url:
https://cv.iptc.org/newscodes/subjectcode/02006000
Wikidata_id:
Q7748
Wikidata_label:
law
Source:
IPTC Subject
Readability
Flesch-Kincaid Grade
12
Flesch-Kincaid Ease
30.7
Gunning-Fog Score
18
Coleman-Liau Index
12
SMOG Index
12
Automated Readability Index
12
Dale-Chall Readability Score
6.7
Sprache Readability Score
5
Dale-Chall Difficult Word Score
29
Sprache Difficult Word Count
28

John Kerry

Mr. President, I strongly believe that reform of our bankruptcy laws is necessary. Too often, bankruptcy is used as an economic tool to avoid responsibility for unsound decisions and reckless spending.
Sentiment
Loughran McDonald (Relative)
-1
Very Negative
Loughran McDonald (Absolute)
-1
Very Negative
Loughran McDonald (Logit)
-2.19722
Harvard-IV (Relative)
-0.25
Slightly Negative
Harvard-IV (Absolute)
-0.25
Slightly Negative
Harvard-IV (Logit)
-0.45199
VADER
-0.422
Negative
Moderation
Violence > Graphic
0.0141490134
OpenAI Moderation v1 (007)
Violence
0.0098749355
OpenAI Moderation v1 (007)
Sexual
0.0039829451
OpenAI Moderation v1 (007)
Harassment
0.0017819611
OpenAI Moderation v1 (007)
Hate
0.001039232
OpenAI Moderation v1 (007)
Self-Harm
0.0001823637
OpenAI Moderation v1 (007)
Harassment > Threatening
7.07368E-5
OpenAI Moderation v1 (007)
Hate > Threatening
4.46719E-5
OpenAI Moderation v1 (007)
Sexual > Minors
3.53912E-5
OpenAI Moderation v1 (007)
Self-Harm > Intent
8.1634E-6
OpenAI Moderation v1 (007)
Self-Harm > Instructions
2.6281E-6
OpenAI Moderation v1 (007)
Topics
Topic:
Economy, Business and Finance > Economy (General)
Score:
100
Magnitude:
0.131
Code:
4017000
Url:
https://cv.iptc.org/newscodes/subjectcode/04017000
Wikidata_id:
Q159810
Wikidata_label:
economy
Source:
IPTC Subject
Topic:
Crime, Law and Justice
Score:
90
Magnitude:
0.118
Code:
2000000
Url:
https://cv.iptc.org/newscodes/subjectcode/02000000
Wikidata_id:
Q146491
Wikidata_label:
criminal law
Source:
IPTC Subject
Topic:
Crime, Law and Justice > Judiciary (System of Justice)
Score:
72
Magnitude:
0.095
Code:
2002000
Url:
https://cv.iptc.org/newscodes/subjectcode/02002000
Wikidata_id:
Q105985
Wikidata_label:
judiciary
Source:
IPTC Subject
Topic:
Crime, Law and Justice > Justice and Rights
Score:
64
Magnitude:
0.084
Code:
2007000
Url:
https://cv.iptc.org/newscodes/subjectcode/02007000
Wikidata_id:
Q5167661
Wikidata_label:
justice
Source:
IPTC Subject
Readability
Flesch-Kincaid Grade
10.5
Flesch-Kincaid Ease
38.1
Gunning-Fog Score
11.9
Coleman-Liau Index
12
SMOG Index
11.3
Automated Readability Index
9
Dale-Chall Readability Score
7.6
Sprache Readability Score
3.2
Dale-Chall Difficult Word Score
14
Sprache Difficult Word Count
16

John Kerry

Last year Americans paid interest on about $690 billion in revolving debt. Most of that debt is credit card debt. According to a Consumer Federation of America study, the average household carries between $10,000 and $12,000 in credit card debt and has nine credit cards. Consumers pay an average interest rate of 12.4 percent or approximately $85 billion annually in credit card debt interest.
Sentiment
Loughran McDonald (Relative)
0
Neutral
Loughran McDonald (Absolute)
0
Neutral
Loughran McDonald (Logit)
0
Harvard-IV (Relative)
0.8
Very Positive
Harvard-IV (Absolute)
0.8
Very Positive
Harvard-IV (Logit)
1.84583
VADER
0.736
Very Positive
Moderation
Sexual
0.0191413608
OpenAI Moderation v1 (007)
Violence
0.0091591333
OpenAI Moderation v1 (007)
Harassment
0.0033081997
OpenAI Moderation v1 (007)
Harassment > Threatening
0.0020233701
OpenAI Moderation v1 (007)
Sexual > Minors
0.0006527738
OpenAI Moderation v1 (007)
Violence > Graphic
0.0006228118
OpenAI Moderation v1 (007)
Hate
9.17198E-5
OpenAI Moderation v1 (007)
Hate > Threatening
3.92349E-5
OpenAI Moderation v1 (007)
Self-Harm
2.32881E-5
OpenAI Moderation v1 (007)
Self-Harm > Intent
2.1314E-6
OpenAI Moderation v1 (007)
Self-Harm > Instructions
4.086E-7
OpenAI Moderation v1 (007)
Topics
Topic:
Economy, Business and Finance > Macro Economics > Credit and Debit
Score:
100
Magnitude:
0.917
Code:
4008020
Url:
https://cv.iptc.org/newscodes/subjectcode/04008020
Wikidata_id:
Q3196867
Wikidata_label:
debt
Source:
IPTC Subject
Topic:
Economy, Business and Finance > Macro Economics > Interest Rate
Score:
59
Magnitude:
0.543
Code:
4008009
Url:
https://cv.iptc.org/newscodes/subjectcode/04008009
Wikidata_id:
Q179179
Wikidata_label:
interest rate
Source:
IPTC Subject
Readability
Flesch-Kincaid Grade
10.2
Flesch-Kincaid Ease
51.7
Gunning-Fog Score
14.5
Coleman-Liau Index
11
SMOG Index
12
Automated Readability Index
8.3
Dale-Chall Readability Score
7.3
Sprache Readability Score
4
Dale-Chall Difficult Word Score
27
Sprache Difficult Word Count
17

John Kerry

Let me point out that during both the 105th and 106th Congress, I supported legislation to reform bankruptcy laws and end the abuse of the system.
Sentiment
Loughran McDonald (Relative)
-1
Very Negative
Loughran McDonald (Absolute)
-1
Very Negative
Loughran McDonald (Logit)
-1.60944
Harvard-IV (Relative)
-0.6
Very Negative
Harvard-IV (Absolute)
-0.6
Very Negative
Harvard-IV (Logit)
-1.09861
VADER
-0.44
Negative
Moderation
Violence
0.0094468378
OpenAI Moderation v1 (007)
Violence > Graphic
0.0053856838
OpenAI Moderation v1 (007)
Sexual
0.0021511907
OpenAI Moderation v1 (007)
Harassment
0.0020769734
OpenAI Moderation v1 (007)
Hate
0.0003456121
OpenAI Moderation v1 (007)
Harassment > Threatening
0.0003057864
OpenAI Moderation v1 (007)
Self-Harm
0.0001471273
OpenAI Moderation v1 (007)
Sexual > Minors
8.07898E-5
OpenAI Moderation v1 (007)
Self-Harm > Intent
9.0799E-6
OpenAI Moderation v1 (007)
Hate > Threatening
6.6923E-6
OpenAI Moderation v1 (007)
Self-Harm > Instructions
2.995E-7
OpenAI Moderation v1 (007)
Topics
Topic:
Crime, Law and Justice
Score:
100
Magnitude:
0.368
Code:
2000000
Url:
https://cv.iptc.org/newscodes/subjectcode/02000000
Wikidata_id:
Q146491
Wikidata_label:
criminal law
Source:
IPTC Subject
Topic:
Crime, Law and Justice > Laws
Score:
61
Magnitude:
0.224
Code:
2006000
Url:
https://cv.iptc.org/newscodes/subjectcode/02006000
Wikidata_id:
Q7748
Wikidata_label:
law
Source:
IPTC Subject
Topic:
Social Issue > Abusive Behavior
Score:
60
Magnitude:
0.221
Code:
14022000
Url:
https://cv.iptc.org/newscodes/subjectcode/14022000
Wikidata_id:
Q600571
Wikidata_label:
abuse
Source:
IPTC Subject
Topic:
Domestic Commerce
Score:
32.772
Magnitude:
24
Code:
15
Url:
https://fsc.al/cap-mc#15
Source:
Comparative Agendas
Readability
Flesch-Kincaid Grade
11.8
Flesch-Kincaid Ease
56.8
Gunning-Fog Score
15
Coleman-Liau Index
9.8
SMOG Index
12
Automated Readability Index
12
Dale-Chall Readability Score
6.8
Sprache Readability Score
4.5
Dale-Chall Difficult Word Score
9
Sprache Difficult Word Count
9

John Kerry

However, I am unable to support the Bankruptcy Reform Act before us today because I believe it is unfair and unbalanced, does far too little to help consumers and curb creditor abuses, and includes an inflexible "means test" that will harm many debtors who are genuinely in need of the protections and the "fresh start" that bankruptcy is intended to provide.
Sentiment
Loughran McDonald (Relative)
-1
Very Negative
Loughran McDonald (Absolute)
-1
Very Negative
Loughran McDonald (Logit)
-2.3979
Harvard-IV (Relative)
0
Neutral
Harvard-IV (Absolute)
0
Neutral
Harvard-IV (Logit)
0
VADER
-0.597
Very Negative
Moderation
Violence
0.03372684
OpenAI Moderation v1 (007)
Violence > Graphic
0.0324003719
OpenAI Moderation v1 (007)
Harassment
0.0066780303
OpenAI Moderation v1 (007)
Harassment > Threatening
0.0019839552
OpenAI Moderation v1 (007)
Hate
0.001451841
OpenAI Moderation v1 (007)
Sexual
0.0010228834
OpenAI Moderation v1 (007)
Self-Harm
0.0008612956
OpenAI Moderation v1 (007)
Sexual > Minors
9.17794E-5
OpenAI Moderation v1 (007)
Self-Harm > Intent
4.72021E-5
OpenAI Moderation v1 (007)
Hate > Threatening
4.27462E-5
OpenAI Moderation v1 (007)
Self-Harm > Instructions
4.7761E-6
OpenAI Moderation v1 (007)
Topics
Topic:
Politics > Election
Score:
100
Magnitude:
0.051
Code:
11003000
Url:
https://cv.iptc.org/newscodes/subjectcode/11003000
Wikidata_id:
Q40231
Wikidata_label:
public election
Source:
IPTC Subject
Readability
Flesch-Kincaid Grade
12
Flesch-Kincaid Ease
7.6
Gunning-Fog Score
19
Coleman-Liau Index
12
SMOG Index
12
Automated Readability Index
12
Dale-Chall Readability Score
7.7
Sprache Readability Score
5
Dale-Chall Difficult Word Score
18
Sprache Difficult Word Count
19

John Kerry

The Bankruptcy Code currently offers two alternatives for individuals: chapter 7, under which a debtor's assets are sold and the proceeds are divided among creditors, and chapter 13, under which debtors who have a regular income develop a repayment plan for a portion of the debt. In many cases, debtors filing under chapter 13 repay a greater proportion of their debt than those filing under chapter 7.
Sentiment
Loughran McDonald (Relative)
0
Neutral
Loughran McDonald (Absolute)
0
Neutral
Loughran McDonald (Logit)
0
Harvard-IV (Relative)
-0.25
Slightly Negative
Harvard-IV (Absolute)
-0.25
Slightly Negative
Harvard-IV (Logit)
-0.45199
VADER
-0.202
Slightly Negative
Moderation
Violence
0.0923665881
OpenAI Moderation v1 (007)
Violence > Graphic
0.0332384603
OpenAI Moderation v1 (007)
Harassment
0.0012596312
OpenAI Moderation v1 (007)
Sexual
0.0012048733
OpenAI Moderation v1 (007)
Hate
0.0011340916
OpenAI Moderation v1 (007)
Harassment > Threatening
0.0009568414
OpenAI Moderation v1 (007)
Self-Harm
0.000171007
OpenAI Moderation v1 (007)
Hate > Threatening
4.28659E-5
OpenAI Moderation v1 (007)
Sexual > Minors
3.19021E-5
OpenAI Moderation v1 (007)
Self-Harm > Intent
4.1586E-6
OpenAI Moderation v1 (007)
Self-Harm > Instructions
2.092E-7
OpenAI Moderation v1 (007)
Topics
Topic:
Domestic Commerce
Score:
83.166
Magnitude:
50
Code:
15
Url:
https://fsc.al/cap-mc#15
Source:
Comparative Agendas
Readability
Flesch-Kincaid Grade
12
Flesch-Kincaid Ease
35.2
Gunning-Fog Score
18.8
Coleman-Liau Index
12
SMOG Index
12
Automated Readability Index
12
Dale-Chall Readability Score
7.8
Sprache Readability Score
5
Dale-Chall Difficult Word Score
26
Sprache Difficult Word Count
22

John Kerry

The Bankruptcy Reform bill creates a "means test" that will make it more difficult for individuals earning above the median income level to erase debts under chapter 7, forcing them to file under chapter 13, which would require them to repay a greater portion of their debt. I believe that those who can afford to repay a greater portion of their debts during the bankruptcy process should be required to do so.
Sentiment
Loughran McDonald (Relative)
-0.33333
Somewhat Negative
Loughran McDonald (Absolute)
-0.33333
Somewhat Negative
Loughran McDonald (Logit)
-0.58779
Harvard-IV (Relative)
-0.25
Slightly Negative
Harvard-IV (Absolute)
-0.25
Slightly Negative
Harvard-IV (Logit)
-0.45199
VADER
0.211
Slightly Positive
Moderation
Violence > Graphic
0.0102907346
OpenAI Moderation v1 (007)
Sexual
0.0052756463
OpenAI Moderation v1 (007)
Violence
0.0043016717
OpenAI Moderation v1 (007)
Harassment
0.0006446688
OpenAI Moderation v1 (007)
Self-Harm
0.0006325972
OpenAI Moderation v1 (007)
Hate
0.0001002786
OpenAI Moderation v1 (007)
Harassment > Threatening
4.66865E-5
OpenAI Moderation v1 (007)
Self-Harm > Intent
4.35798E-5
OpenAI Moderation v1 (007)
Sexual > Minors
3.69771E-5
OpenAI Moderation v1 (007)
Self-Harm > Instructions
1.02482E-5
OpenAI Moderation v1 (007)
Hate > Threatening
8.2492E-6
OpenAI Moderation v1 (007)
Topics
Topic:
Domestic Commerce
Score:
72.67
Magnitude:
42
Code:
15
Url:
https://fsc.al/cap-mc#15
Source:
Comparative Agendas
Readability
Flesch-Kincaid Grade
12
Flesch-Kincaid Ease
46.9
Gunning-Fog Score
16.6
Coleman-Liau Index
11.3
SMOG Index
12
Automated Readability Index
12
Dale-Chall Readability Score
6.6
Sprache Readability Score
5
Dale-Chall Difficult Word Score
22
Sprache Difficult Word Count
23

John Kerry

A narrowly targeted reform bill designed to reduce abuse of the system would provide bankruptcy judges with the discretion to dismiss or convert a case to chapter 7, but would not mandate it. It would have provided creditors the opportunity to ask for a dismissal or conversion without putting the burden on every filer to prove that he or she deserves the protections of chapter 7.
Sentiment
Loughran McDonald (Relative)
-0.6
Very Negative
Loughran McDonald (Absolute)
-0.6
Very Negative
Loughran McDonald (Logit)
-1.09861
Harvard-IV (Relative)
0.2
Leans Positive
Harvard-IV (Absolute)
0.2
Leans Positive
Harvard-IV (Logit)
0.36772
VADER
0.447
Positive
Moderation
Violence > Graphic
0.0263331458
OpenAI Moderation v1 (007)
Violence
0.0197508096
OpenAI Moderation v1 (007)
Harassment
0.0069620553
OpenAI Moderation v1 (007)
Sexual
0.0022364005
OpenAI Moderation v1 (007)
Hate
0.0016641816
OpenAI Moderation v1 (007)
Harassment > Threatening
0.0001433175
OpenAI Moderation v1 (007)
Sexual > Minors
9.21551E-5
OpenAI Moderation v1 (007)
Self-Harm
6.0591E-5
OpenAI Moderation v1 (007)
Hate > Threatening
3.04735E-5
OpenAI Moderation v1 (007)
Self-Harm > Intent
3.5853E-6
OpenAI Moderation v1 (007)
Self-Harm > Instructions
7.468E-7
OpenAI Moderation v1 (007)
Topics
Topic:
Crime, Law and Justice > Judiciary (System of Justice)
Score:
100
Magnitude:
0.155
Code:
2002000
Url:
https://cv.iptc.org/newscodes/subjectcode/02002000
Wikidata_id:
Q105985
Wikidata_label:
judiciary
Source:
IPTC Subject
Topic:
Social Issue > Abusive Behavior
Score:
55
Magnitude:
0.086
Code:
14022000
Url:
https://cv.iptc.org/newscodes/subjectcode/14022000
Wikidata_id:
Q600571
Wikidata_label:
abuse
Source:
IPTC Subject
Topic:
Labor > Employment > Job Layoffs
Score:
52
Magnitude:
0.08
Code:
9003002
Url:
https://cv.iptc.org/newscodes/subjectcode/09003002
Wikidata_id:
Q1462531
Wikidata_label:
layoff
Source:
IPTC Subject
Topic:
Government Operations
Score:
21.111
Magnitude:
21
Code:
20
Url:
https://fsc.al/cap-mc#20
Source:
Comparative Agendas
Readability
Flesch-Kincaid Grade
12
Flesch-Kincaid Ease
34.9
Gunning-Fog Score
19
Coleman-Liau Index
12
SMOG Index
12
Automated Readability Index
12
Dale-Chall Readability Score
7.4
Sprache Readability Score
5
Dale-Chall Difficult Word Score
24
Sprache Difficult Word Count
27

John Kerry

However, the "means test" included in the bill is inflexible, and it provides no room for a bankruptcy judge to determine whether the circumstances that led to the debtor's financial situation warrant treatment under chapter 7. A parent with a sick child bankrupted by medical bills is treated the same way as a reckless spender who ran up debt on luxury items. That's simply not right.
Sentiment
Loughran McDonald (Relative)
-1
Very Negative
Loughran McDonald (Absolute)
-1
Very Negative
Loughran McDonald (Logit)
-1.94591
Harvard-IV (Relative)
-0.25
Slightly Negative
Harvard-IV (Absolute)
-0.25
Slightly Negative
Harvard-IV (Logit)
-0.45199
VADER
-0.866
Very Negative
Moderation
Harassment
0.0326632813
OpenAI Moderation v1 (007)
Violence
0.0184310673
OpenAI Moderation v1 (007)
Violence > Graphic
0.008496135
OpenAI Moderation v1 (007)
Harassment > Threatening
0.0057975223
OpenAI Moderation v1 (007)
Hate
0.0010154355
OpenAI Moderation v1 (007)
Self-Harm
0.0009625212
OpenAI Moderation v1 (007)
Sexual
0.0004569895
OpenAI Moderation v1 (007)
Self-Harm > Intent
0.0002871132
OpenAI Moderation v1 (007)
Hate > Threatening
0.000199136
OpenAI Moderation v1 (007)
Sexual > Minors
9.78248E-5
OpenAI Moderation v1 (007)
Self-Harm > Instructions
5.5442E-6
OpenAI Moderation v1 (007)
Topics
Topic:
Crime, Law and Justice > Judiciary (System of Justice)
Score:
100
Magnitude:
0.11
Code:
2002000
Url:
https://cv.iptc.org/newscodes/subjectcode/02002000
Wikidata_id:
Q105985
Wikidata_label:
judiciary
Source:
IPTC Subject
Topic:
Government Operations
Score:
32.873
Magnitude:
114
Code:
20
Url:
https://fsc.al/cap-mc#20
Source:
Comparative Agendas
Readability
Flesch-Kincaid Grade
11.4
Flesch-Kincaid Ease
52.5
Gunning-Fog Score
14.9
Coleman-Liau Index
11.9
SMOG Index
12
Automated Readability Index
11.8
Dale-Chall Readability Score
6.4
Sprache Readability Score
5
Dale-Chall Difficult Word Score
22
Sprache Difficult Word Count
27

John Kerry

Again and again, Senators offered amendments that sought to increase the flexibility of the "means test" and offered other changes to improve many aspects of this legislation. Unfortunately, in almost every case, these amendments were defeated.
Sentiment
Loughran McDonald (Relative)
-0.33333
Somewhat Negative
Loughran McDonald (Absolute)
-0.33333
Somewhat Negative
Loughran McDonald (Logit)
-0.51083
Harvard-IV (Relative)
0.42857
Positive
Harvard-IV (Absolute)
0.42857
Positive
Harvard-IV (Logit)
0.78846
VADER
0.542
Very Positive
Moderation
Violence > Graphic
0.0304454763
OpenAI Moderation v1 (007)
Violence
0.0200126393
OpenAI Moderation v1 (007)
Harassment
0.0152866254
OpenAI Moderation v1 (007)
Self-Harm
0.0141622935
OpenAI Moderation v1 (007)
Hate
0.0056579942
OpenAI Moderation v1 (007)
Harassment > Threatening
0.0027819537
OpenAI Moderation v1 (007)
Self-Harm > Intent
0.0018533323
OpenAI Moderation v1 (007)
Sexual
0.0002688889
OpenAI Moderation v1 (007)
Sexual > Minors
0.0001188728
OpenAI Moderation v1 (007)
Self-Harm > Instructions
6.46787E-5
OpenAI Moderation v1 (007)
Hate > Threatening
2.03503E-5
OpenAI Moderation v1 (007)
Topics
Topic:
Politics > Parliament
Score:
100
Magnitude:
0.196
Code:
11009000
Url:
https://cv.iptc.org/newscodes/subjectcode/11009000
Wikidata_id:
Q35749
Wikidata_label:
parliament
Source:
IPTC Subject
Topic:
Crime, Law and Justice > Laws
Score:
74
Magnitude:
0.144
Code:
2006000
Url:
https://cv.iptc.org/newscodes/subjectcode/02006000
Wikidata_id:
Q7748
Wikidata_label:
law
Source:
IPTC Subject
Topic:
Government Operations
Score:
69.341
Magnitude:
42
Code:
20
Url:
https://fsc.al/cap-mc#20
Source:
Comparative Agendas
Readability
Flesch-Kincaid Grade
12
Flesch-Kincaid Ease
28.8
Gunning-Fog Score
15
Coleman-Liau Index
12
SMOG Index
12
Automated Readability Index
12
Dale-Chall Readability Score
6.2
Sprache Readability Score
3.8
Dale-Chall Difficult Word Score
12
Sprache Difficult Word Count
12

John Kerry

The Senate voted against giving any relief to families forced into bankruptcy by devastating health care costs. One million men and women each year turn to bankruptcy protections in the aftermath of a serious medical problem -- and three-quarters of them have health insurance. Senator Kennedy offered amendments to exempt from the means test debtors who have incurred large medical expenses and other reasonable considerations. Both his amendments were defeated.
Sentiment
Loughran McDonald (Relative)
-1
Very Negative
Loughran McDonald (Absolute)
-1
Very Negative
Loughran McDonald (Logit)
-2.83321
Harvard-IV (Relative)
-0.09091
Neutral
Harvard-IV (Absolute)
-0.09091
Neutral
Harvard-IV (Logit)
-0.17435
VADER
-0.649
Very Negative
Moderation
Violence > Graphic
0.0090269976
OpenAI Moderation v1 (007)
Harassment
0.0083703715
OpenAI Moderation v1 (007)
Violence
0.0024591647
OpenAI Moderation v1 (007)
Hate
0.0022448941
OpenAI Moderation v1 (007)
Self-Harm
0.001737288
OpenAI Moderation v1 (007)
Sexual
0.0002802179
OpenAI Moderation v1 (007)
Harassment > Threatening
0.0001369085
OpenAI Moderation v1 (007)
Self-Harm > Intent
3.61104E-5
OpenAI Moderation v1 (007)
Self-Harm > Instructions
1.12493E-5
OpenAI Moderation v1 (007)
Sexual > Minors
1.05344E-5
OpenAI Moderation v1 (007)
Hate > Threatening
3.7597E-6
OpenAI Moderation v1 (007)
Topics
Topic:
Politics > Parliament
Score:
100
Magnitude:
0.322
Code:
11009000
Url:
https://cv.iptc.org/newscodes/subjectcode/11009000
Wikidata_id:
Q35749
Wikidata_label:
parliament
Source:
IPTC Subject
Topic:
Labor > Collective Contract > Contract Issue-Healthcare
Score:
93
Magnitude:
0.299
Code:
9002002
Url:
https://cv.iptc.org/newscodes/subjectcode/09002002
Wikidata_id:
Q629029
Wikidata_label:
occupational health and safety
Source:
IPTC Subject
Topic:
Civil Rights
Score:
63.953
Magnitude:
69
Code:
2
Url:
https://fsc.al/cap-mc#2
Source:
Comparative Agendas
Topic:
Social Issue > Family
Score:
53
Magnitude:
0.169
Code:
14006000
Url:
https://cv.iptc.org/newscodes/subjectcode/14006000
Wikidata_id:
Q8436
Wikidata_label:
family
Source:
IPTC Subject
Readability
Flesch-Kincaid Grade
12
Flesch-Kincaid Ease
33.2
Gunning-Fog Score
17.3
Coleman-Liau Index
12
SMOG Index
12
Automated Readability Index
12
Dale-Chall Readability Score
6.7
Sprache Readability Score
5
Dale-Chall Difficult Word Score
26
Sprache Difficult Word Count
28

John Kerry

The Senate voted against relief for children caught up in their parents' bankruptcy. And it voted against relief to help military families who are struggling with the burdens in Iraq and around the world.
Sentiment
Loughran McDonald (Relative)
-1
Very Negative
Loughran McDonald (Absolute)
-1
Very Negative
Loughran McDonald (Logit)
-1.09861
Harvard-IV (Relative)
0.33333
Somewhat Positive
Harvard-IV (Absolute)
0.33333
Somewhat Positive
Harvard-IV (Logit)
0.58779
VADER
0.557
Very Positive
Moderation
Harassment
0.2517039888
OpenAI Moderation v1 (007)
Violence
0.0202128882
OpenAI Moderation v1 (007)
Violence > Graphic
0.0096250536
OpenAI Moderation v1 (007)
Hate
0.007250793
OpenAI Moderation v1 (007)
Harassment > Threatening
0.0017090695
OpenAI Moderation v1 (007)
Self-Harm
0.0004808755
OpenAI Moderation v1 (007)
Sexual
3.68335E-5
OpenAI Moderation v1 (007)
Self-Harm > Intent
3.38172E-5
OpenAI Moderation v1 (007)
Self-Harm > Instructions
2.03252E-5
OpenAI Moderation v1 (007)
Sexual > Minors
3.6945E-6
OpenAI Moderation v1 (007)
Hate > Threatening
3.4997E-6
OpenAI Moderation v1 (007)
Topics
Topic:
Social Issue > Family
Score:
100
Magnitude:
0.597
Code:
14006000
Url:
https://cv.iptc.org/newscodes/subjectcode/14006000
Wikidata_id:
Q8436
Wikidata_label:
family
Source:
IPTC Subject
Topic:
Domestic Commerce
Score:
89.38
Magnitude:
106
Code:
15
Url:
https://fsc.al/cap-mc#15
Source:
Comparative Agendas
Readability
Flesch-Kincaid Grade
9.8
Flesch-Kincaid Ease
55.2
Gunning-Fog Score
10.3
Coleman-Liau Index
12
SMOG Index
10.3
Automated Readability Index
10.3
Dale-Chall Readability Score
6
Sprache Readability Score
3.5
Dale-Chall Difficult Word Score
11
Sprache Difficult Word Count
9

John Kerry

The Senate defeated critical consumer protections that would simply give consumers more information and might help end some of the abusive and deceptive practices of some credit card companies. The industry pushes out an incredible 5 billion solicitations every year. Under current regulations companies can change interest rates at almost any time. They market aggressively and, I believe for some, deceptively. Only last year, the Office of the Comptroller of the Currency issued an advisory letter warning national banks that engaged in deceptive credit card marketing and account management practices that they would face compliance and reputation risks.
Sentiment
Loughran McDonald (Relative)
-0.55556
Very Negative
Loughran McDonald (Absolute)
-0.55556
Very Negative
Loughran McDonald (Logit)
-1.09861
Harvard-IV (Relative)
0.30769
Somewhat Positive
Harvard-IV (Absolute)
0.30769
Somewhat Positive
Harvard-IV (Logit)
0.61091
VADER
-0.422
Negative
Moderation
Harassment
0.4555004183
OpenAI Moderation v1 (007)
Self-Harm
0.1397942542
OpenAI Moderation v1 (007)
Violence
0.0987982959
OpenAI Moderation v1 (007)
Self-Harm > Intent
0.028372588
OpenAI Moderation v1 (007)
Violence > Graphic
0.018863623
OpenAI Moderation v1 (007)
Hate
0.0151624772
OpenAI Moderation v1 (007)
Harassment > Threatening
0.0016205977
OpenAI Moderation v1 (007)
Self-Harm > Instructions
0.0004697652
OpenAI Moderation v1 (007)
Sexual
0.0002206991
OpenAI Moderation v1 (007)
Hate > Threatening
1.48515E-5
OpenAI Moderation v1 (007)
Sexual > Minors
8.1753E-6
OpenAI Moderation v1 (007)
Topics
Topic:
Economy, Business and Finance > Company Information
Score:
100
Magnitude:
1
Code:
4016000
Url:
https://cv.iptc.org/newscodes/subjectcode/04016000
Wikidata_id:
Q1391314
Wikidata_label:
business information
Source:
IPTC Subject
Topic:
Domestic Commerce
Score:
95.226
Magnitude:
41
Code:
15
Url:
https://fsc.al/cap-mc#15
Source:
Comparative Agendas
Topic:
Economy, Business and Finance > Macro Economics > Loan Market
Score:
58
Magnitude:
0.583
Code:
4008012
Url:
https://cv.iptc.org/newscodes/subjectcode/04008012
Wikidata_id:
Q627543
Wikidata_label:
money market
Source:
IPTC Subject
Readability
Flesch-Kincaid Grade
12
Flesch-Kincaid Ease
26.4
Gunning-Fog Score
19
Coleman-Liau Index
12
SMOG Index
12
Automated Readability Index
12
Dale-Chall Readability Score
6.8
Sprache Readability Score
5
Dale-Chall Difficult Word Score
36
Sprache Difficult Word Count
34

John Kerry

Remarkably the bill does protect the wealthiest Americans by allowing them to continue hiding their assets from creditors during bankruptcy and never making good on their debt. Senator Schumer offered an amendment to eliminate and end this abuse, and it was defeated. And it does not stop corporate executives from looting their companies and leaving workers, stockholders, and creditors holding the bag. How can we target middle-class families and ignore the wealthiest Americans as they hide their assets?
Sentiment
Loughran McDonald (Relative)
-1
Very Negative
Loughran McDonald (Absolute)
-1
Very Negative
Loughran McDonald (Logit)
-2.3979
Harvard-IV (Relative)
0.2
Leans Positive
Harvard-IV (Absolute)
0.2
Leans Positive
Harvard-IV (Logit)
0.37949
VADER
0.05
Neutral
Moderation
Violence
0.2619961509
OpenAI Moderation v1 (007)
Harassment > Threatening
0.1977968961
OpenAI Moderation v1 (007)
Harassment
0.1119895023
OpenAI Moderation v1 (007)
Self-Harm
0.0118399184
OpenAI Moderation v1 (007)
Violence > Graphic
0.0020501824
OpenAI Moderation v1 (007)
Self-Harm > Intent
0.0018320761
OpenAI Moderation v1 (007)
Hate
0.0005216692
OpenAI Moderation v1 (007)
Sexual
0.0003109518
OpenAI Moderation v1 (007)
Self-Harm > Instructions
6.90906E-5
OpenAI Moderation v1 (007)
Hate > Threatening
5.85795E-5
OpenAI Moderation v1 (007)
Sexual > Minors
1.7986E-5
OpenAI Moderation v1 (007)
Topics
Topic:
Economy, Business and Finance > Company Information > Bankruptcy
Score:
100
Magnitude:
0.107
Code:
4016007
Url:
https://cv.iptc.org/newscodes/subjectcode/04016007
Wikidata_id:
Q152074
Wikidata_label:
bankruptcy
Source:
IPTC Subject
Topic:
Domestic Commerce
Score:
93.097
Magnitude:
45
Code:
15
Url:
https://fsc.al/cap-mc#15
Source:
Comparative Agendas
Topic:
Labor > Employment
Score:
89
Magnitude:
0.095
Code:
9003000
Url:
https://cv.iptc.org/newscodes/subjectcode/09003000
Wikidata_id:
Q656365
Wikidata_label:
employment
Source:
IPTC Subject
Topic:
Politics > Parliament
Score:
67
Magnitude:
0.072
Code:
11009000
Url:
https://cv.iptc.org/newscodes/subjectcode/11009000
Wikidata_id:
Q35749
Wikidata_label:
parliament
Source:
IPTC Subject
Topic:
Economy, Business and Finance > Macro Economics > Business Enterprises
Score:
54
Magnitude:
0.058
Code:
4008034
Url:
https://cv.iptc.org/newscodes/subjectcode/04008034
Wikidata_id:
Q4830453
Wikidata_label:
business
Source:
IPTC Subject
Readability
Flesch-Kincaid Grade
12
Flesch-Kincaid Ease
37.9
Gunning-Fog Score
16
Coleman-Liau Index
12
SMOG Index
12
Automated Readability Index
12
Dale-Chall Readability Score
6.8
Sprache Readability Score
5
Dale-Chall Difficult Word Score
29
Sprache Difficult Word Count
28

John Kerry

This bill is needlessly punitive to families. It is as if we have gone out of our way to harm and not help them. For example, when a debtor receives a bankruptcy discharge, the legislation sets up new classes of nondischargeable debt that will compete for payment along with child and family support. Senator Dodd offered an amendment to enable parents to better meet the needs of their children during bankruptcy. Unfortunately, it was defeated. The credit card companies beat the kids on that vote.
Sentiment
Loughran McDonald (Relative)
-0.42857
Negative
Loughran McDonald (Absolute)
-0.42857
Negative
Loughran McDonald (Logit)
-0.78846
Harvard-IV (Relative)
0.11111
Leans Positive
Harvard-IV (Absolute)
0.11111
Leans Positive
Harvard-IV (Logit)
0.21131
VADER
-0.796
Very Negative
Moderation
Violence
0.0416002062
OpenAI Moderation v1 (007)
Harassment
0.0374837953
OpenAI Moderation v1 (007)
Violence > Graphic
0.0199280767
OpenAI Moderation v1 (007)
Self-Harm
0.0117251373
OpenAI Moderation v1 (007)
Harassment > Threatening
0.0085533327
OpenAI Moderation v1 (007)
Self-Harm > Intent
0.0077212935
OpenAI Moderation v1 (007)
Hate
0.0016770067
OpenAI Moderation v1 (007)
Sexual
0.00043635
OpenAI Moderation v1 (007)
Self-Harm > Instructions
0.0003341903
OpenAI Moderation v1 (007)
Sexual > Minors
9.11379E-5
OpenAI Moderation v1 (007)
Hate > Threatening
3.82997E-5
OpenAI Moderation v1 (007)
Topics
Topic:
Social Issue > Family
Score:
100
Magnitude:
0.586
Code:
14006000
Url:
https://cv.iptc.org/newscodes/subjectcode/14006000
Wikidata_id:
Q8436
Wikidata_label:
family
Source:
IPTC Subject
Topic:
Law and Crime
Score:
61.882
Magnitude:
50
Code:
12
Url:
https://fsc.al/cap-mc#12
Source:
Comparative Agendas
Topic:
Politics > Election
Score:
53
Magnitude:
0.308
Code:
11003000
Url:
https://cv.iptc.org/newscodes/subjectcode/11003000
Wikidata_id:
Q40231
Wikidata_label:
public election
Source:
IPTC Subject
Topic:
Domestic Commerce
Score:
20.45
Magnitude:
50
Code:
15
Url:
https://fsc.al/cap-mc#15
Source:
Comparative Agendas
Readability
Flesch-Kincaid Grade
8.5
Flesch-Kincaid Ease
59.1
Gunning-Fog Score
13.2
Coleman-Liau Index
12
SMOG Index
12
Automated Readability Index
8.2
Dale-Chall Readability Score
4.4
Sprache Readability Score
4.5
Dale-Chall Difficult Word Score
20
Sprache Difficult Word Count
26

John Kerry

This bill is not only detrimental to consumers, but it also hurts our small businesses. This effort to reform our bankruptcy laws will make it more difficult for entrepreneurs to start a small business and imposes additional regulations and reporting requirements on small businesses who file for bankruptcy.
Sentiment
Loughran McDonald (Relative)
-1
Very Negative
Loughran McDonald (Absolute)
-1
Very Negative
Loughran McDonald (Logit)
-2.19722
Harvard-IV (Relative)
-0.66667
Very Negative
Harvard-IV (Absolute)
-0.66667
Very Negative
Harvard-IV (Logit)
-1.29928
VADER
-0.855
Very Negative
Moderation
Harassment
0.106231845
OpenAI Moderation v1 (007)
Violence
0.0861300621
OpenAI Moderation v1 (007)
Violence > Graphic
0.0301272812
OpenAI Moderation v1 (007)
Harassment > Threatening
0.0126086714
OpenAI Moderation v1 (007)
Self-Harm
0.0045809407
OpenAI Moderation v1 (007)
Hate
0.0030664945
OpenAI Moderation v1 (007)
Self-Harm > Intent
0.0029742976
OpenAI Moderation v1 (007)
Self-Harm > Instructions
0.001382231
OpenAI Moderation v1 (007)
Sexual
0.0001955052
OpenAI Moderation v1 (007)
Hate > Threatening
0.0001688696
OpenAI Moderation v1 (007)
Sexual > Minors
0.0001065098
OpenAI Moderation v1 (007)
Topics
Topic:
Economy, Business and Finance > Company Information > Bankruptcy
Score:
100
Magnitude:
0.378
Code:
4016007
Url:
https://cv.iptc.org/newscodes/subjectcode/04016007
Wikidata_id:
Q152074
Wikidata_label:
bankruptcy
Source:
IPTC Subject
Topic:
Macroeconomics
Score:
47.873
Magnitude:
31
Code:
1
Url:
https://fsc.al/cap-mc#1
Source:
Comparative Agendas
Topic:
Domestic Commerce
Score:
24.766
Magnitude:
31
Code:
15
Url:
https://fsc.al/cap-mc#15
Source:
Comparative Agendas
Readability
Flesch-Kincaid Grade
12
Flesch-Kincaid Ease
36.2
Gunning-Fog Score
19
Coleman-Liau Index
12
SMOG Index
12
Automated Readability Index
12
Dale-Chall Readability Score
5.8
Sprache Readability Score
5
Dale-Chall Difficult Word Score
14
Sprache Difficult Word Count
17

John Kerry

I believe we must do everything possible to ensure the viability of small businesses and to assist in fostering entrepreneurship in our economy. Regulatory and procedural burdens should be lowered for small business wherever possible. However, the bill fails to meet this challenge. Instead, this legislation promotes additional red tape and a government bureaucracy. It imposes new technical and burdensome reporting requirements that are more stringent on small businesses that file for bankruptcy than they are on big business. Further, the bill will provide creditors with greatly enhanced powers to force small businesses to liquidate their assets.
Sentiment
Loughran McDonald (Relative)
-0.55556
Very Negative
Loughran McDonald (Absolute)
-0.55556
Very Negative
Loughran McDonald (Logit)
-1.09861
Harvard-IV (Relative)
-0.06667
Neutral
Harvard-IV (Absolute)
-0.06667
Neutral
Harvard-IV (Logit)
-0.12516
VADER
-0.691
Very Negative
Moderation
Harassment > Threatening
0.2347386442
OpenAI Moderation v1 (007)
Violence
0.1812261064
OpenAI Moderation v1 (007)
Harassment
0.174898759
OpenAI Moderation v1 (007)
Violence > Graphic
0.0118792967
OpenAI Moderation v1 (007)
Sexual
0.0030036799
OpenAI Moderation v1 (007)
Sexual > Minors
0.0027832433
OpenAI Moderation v1 (007)
Self-Harm > Instructions
0.0009338727
OpenAI Moderation v1 (007)
Self-Harm
0.0005233055
OpenAI Moderation v1 (007)
Hate
0.0002401953
OpenAI Moderation v1 (007)
Self-Harm > Intent
0.0001206043
OpenAI Moderation v1 (007)
Hate > Threatening
8.78859E-5
OpenAI Moderation v1 (007)
Topics
Topic:
Economy, Business and Finance
Score:
100
Magnitude:
0.198
Code:
4000000
Url:
https://cv.iptc.org/newscodes/subjectcode/04000000
Wikidata_id:
Q159810
Wikidata_label:
economy
Source:
IPTC Subject
Topic:
Economy, Business and Finance > Company Information > Bankruptcy
Score:
92
Magnitude:
0.183
Code:
4016007
Url:
https://cv.iptc.org/newscodes/subjectcode/04016007
Wikidata_id:
Q152074
Wikidata_label:
bankruptcy
Source:
IPTC Subject
Topic:
Domestic Commerce
Score:
73.159
Magnitude:
54
Code:
15
Url:
https://fsc.al/cap-mc#15
Source:
Comparative Agendas
Topic:
Economy, Business and Finance > Economy (General)
Score:
64
Magnitude:
0.126
Code:
4017000
Url:
https://cv.iptc.org/newscodes/subjectcode/04017000
Wikidata_id:
Q159810
Wikidata_label:
economy
Source:
IPTC Subject
Topic:
Economy, Business and Finance > Business (General)
Score:
62
Magnitude:
0.123
Code:
4018000
Url:
https://cv.iptc.org/newscodes/subjectcode/04018000
Wikidata_id:
Q159810
Wikidata_label:
economy
Source:
IPTC Subject
Topic:
Politics > Government
Score:
56
Magnitude:
0.112
Code:
11006000
Url:
https://cv.iptc.org/newscodes/subjectcode/11006000
Wikidata_id:
Q7188
Wikidata_label:
government
Source:
IPTC Subject
Readability
Flesch-Kincaid Grade
12
Flesch-Kincaid Ease
35.2
Gunning-Fog Score
17.2
Coleman-Liau Index
12
SMOG Index
12
Automated Readability Index
12
Dale-Chall Readability Score
6
Sprache Readability Score
5
Dale-Chall Difficult Word Score
32
Sprache Difficult Word Count
41

John Kerry

Any big business would have difficulty complying with these new burdensome reporting requirements. But think of the difficulties an entrepreneur or a mom-and-pop grocery store will have in complying with this dizzying array of new and complex requirements. These small businesses are the most likely to need, but least likely to be able to afford, the assistance of a lawyer or an accountant to comply with these new requirements. I cosponsored an amendment offered by Senator Feingold to strike many of the small business provisions in the bill because they would increase reporting requirements on small businesses and make it easier for creditors to force liquidations of small business during the bankruptcy process. Unfortunately, that amendment was not adopted.
Sentiment
Loughran McDonald (Relative)
-0.75
Very Negative
Loughran McDonald (Absolute)
-0.75
Very Negative
Loughran McDonald (Logit)
-1.60944
Harvard-IV (Relative)
-0.29412
Slightly Negative
Harvard-IV (Absolute)
-0.29412
Slightly Negative
Harvard-IV (Logit)
-0.57054
VADER
-0.103
Leans Negative
Moderation
Self-Harm
0.1171305892
OpenAI Moderation v1 (007)
Harassment
0.1017183647
OpenAI Moderation v1 (007)
Violence
0.0611826428
OpenAI Moderation v1 (007)
Self-Harm > Intent
0.0235267929
OpenAI Moderation v1 (007)
Hate
0.0032208398
OpenAI Moderation v1 (007)
Self-Harm > Instructions
0.0013836158
OpenAI Moderation v1 (007)
Harassment > Threatening
0.0013181401
OpenAI Moderation v1 (007)
Violence > Graphic
0.0010759911
OpenAI Moderation v1 (007)
Sexual
0.0004401944
OpenAI Moderation v1 (007)
Sexual > Minors
0.0001081488
OpenAI Moderation v1 (007)
Hate > Threatening
7.42166E-5
OpenAI Moderation v1 (007)
Topics
Topic:
Economy, Business and Finance > Economy (General)
Score:
100
Magnitude:
0.123
Code:
4017000
Url:
https://cv.iptc.org/newscodes/subjectcode/04017000
Wikidata_id:
Q159810
Wikidata_label:
economy
Source:
IPTC Subject
Topic:
Economy, Business and Finance > Company Information > Bankruptcy
Score:
97
Magnitude:
0.119
Code:
4016007
Url:
https://cv.iptc.org/newscodes/subjectcode/04016007
Wikidata_id:
Q152074
Wikidata_label:
bankruptcy
Source:
IPTC Subject
Topic:
Crime, Law and Justice > Judiciary (System of Justice)
Score:
91
Magnitude:
0.112
Code:
2002000
Url:
https://cv.iptc.org/newscodes/subjectcode/02002000
Wikidata_id:
Q105985
Wikidata_label:
judiciary
Source:
IPTC Subject
Topic:
Social Issue > Family
Score:
79
Magnitude:
0.097
Code:
14006000
Url:
https://cv.iptc.org/newscodes/subjectcode/14006000
Wikidata_id:
Q8436
Wikidata_label:
family
Source:
IPTC Subject
Topic:
Defense
Score:
76.953
Magnitude:
24
Code:
16
Url:
https://fsc.al/cap-mc#16
Source:
Comparative Agendas
Topic:
Politics > Defense
Score:
66
Magnitude:
0.081
Code:
11001000
Url:
https://cv.iptc.org/newscodes/subjectcode/11001000
Wikidata_id:
Q17991228
Wikidata_label:
national defence
Source:
IPTC Subject
Topic:
Arts, Culture and Entertainment > Music > Popular Music
Score:
58
Magnitude:
0.071
Code:
1011004
Url:
https://cv.iptc.org/newscodes/subjectcode/01011004
Wikidata_id:
Q373342
Wikidata_label:
popular music
Source:
IPTC Subject
Readability
Flesch-Kincaid Grade
12
Flesch-Kincaid Ease
41
Gunning-Fog Score
18.3
Coleman-Liau Index
12
SMOG Index
12
Automated Readability Index
12
Dale-Chall Readability Score
6.4
Sprache Readability Score
5
Dale-Chall Difficult Word Score
40
Sprache Difficult Word Count
35

John Kerry

I am pleased that an amendment sponsored by Senator Collins and myself which will extend chapter 12 bankruptcy protections to our family fishermen, has been included in the bill. The small, family- owned fishing businesses are in serious trouble. We are making progress in rebuilding stocks; however, the cost of this progress has been carried by fishermen working Georges Bank and the Gulf of Maine. The Collins-Kerry amendment will help ensure that fishermen have the flexibility under chapter 12 of the Bankruptcy Code to wait out the rebuilding of our commercial fish stocks without back tracking on our conservation gains to date. It will help preserve the rich New England fishing heritage in Massachusetts.
Sentiment
Loughran McDonald (Relative)
-0.14286
Leans Negative
Loughran McDonald (Absolute)
-0.14286
Leans Negative
Loughran McDonald (Logit)
-0.25131
Harvard-IV (Relative)
0.46667
Positive
Harvard-IV (Absolute)
0.46667
Positive
Harvard-IV (Logit)
0.93827
VADER
0.957
Very Positive
Moderation
Violence
0.0326080568
OpenAI Moderation v1 (007)
Harassment
0.0202252835
OpenAI Moderation v1 (007)
Hate
0.0058948266
OpenAI Moderation v1 (007)
Harassment > Threatening
0.0042779731
OpenAI Moderation v1 (007)
Violence > Graphic
0.0021408923
OpenAI Moderation v1 (007)
Sexual
0.0011097157
OpenAI Moderation v1 (007)
Sexual > Minors
0.0004009822
OpenAI Moderation v1 (007)
Hate > Threatening
0.0003526613
OpenAI Moderation v1 (007)
Self-Harm
3.18192E-5
OpenAI Moderation v1 (007)
Self-Harm > Intent
2.707E-5
OpenAI Moderation v1 (007)
Self-Harm > Instructions
1.20978E-5
OpenAI Moderation v1 (007)
Topics
Topic:
Economy, Business and Finance > Agriculture > Fishing Industry
Score:
100
Magnitude:
0.857
Code:
4001002
Url:
https://cv.iptc.org/newscodes/subjectcode/04001002
Wikidata_id:
Q635139
Wikidata_label:
fishing industry
Source:
IPTC Subject
Topic:
Law and Crime
Score:
92.126
Magnitude:
39
Code:
12
Url:
https://fsc.al/cap-mc#12
Source:
Comparative Agendas
Readability
Flesch-Kincaid Grade
12
Flesch-Kincaid Ease
45.9
Gunning-Fog Score
15.8
Coleman-Liau Index
12
SMOG Index
12
Automated Readability Index
12
Dale-Chall Readability Score
6.2
Sprache Readability Score
5
Dale-Chall Difficult Word Score
37
Sprache Difficult Word Count
42

John Kerry

Despite some provisions, which I do believe improve the system, overall this bill does not provide bankruptcy reform. Inexcusably, this bill helps creditors without helping consumers. It will let the very rich continue to hide money in homes and trusts. It gives no relief to families hit by medical bills or other financial hardship. It even puts credit card companies ahead of children when debt is allocated to creditors. I will vote no.
Sentiment
Loughran McDonald (Relative)
0
Neutral
Loughran McDonald (Absolute)
0
Neutral
Loughran McDonald (Logit)
0
Harvard-IV (Relative)
0.6
Very Positive
Harvard-IV (Absolute)
0.6
Very Positive
Harvard-IV (Logit)
1.27297
VADER
0.744
Very Positive
Moderation
Harassment
0.0791008992
OpenAI Moderation v1 (007)
Harassment > Threatening
0.0314616686
OpenAI Moderation v1 (007)
Violence
0.0309387513
OpenAI Moderation v1 (007)
Violence > Graphic
0.0091468959
OpenAI Moderation v1 (007)
Sexual
0.0009486359
OpenAI Moderation v1 (007)
Hate
0.0007560264
OpenAI Moderation v1 (007)
Sexual > Minors
7.97612E-5
OpenAI Moderation v1 (007)
Hate > Threatening
3.02601E-5
OpenAI Moderation v1 (007)
Self-Harm
2.85689E-5
OpenAI Moderation v1 (007)
Self-Harm > Intent
2.29291E-5
OpenAI Moderation v1 (007)
Self-Harm > Instructions
2.3655E-6
OpenAI Moderation v1 (007)
Topics
Topic:
Economy, Business and Finance > Economy (General)
Score:
100
Magnitude:
0.327
Code:
4017000
Url:
https://cv.iptc.org/newscodes/subjectcode/04017000
Wikidata_id:
Q159810
Wikidata_label:
economy
Source:
IPTC Subject
Topic:
Law and Crime
Score:
79.323
Magnitude:
63
Code:
12
Url:
https://fsc.al/cap-mc#12
Source:
Comparative Agendas
Topic:
Economy, Business and Finance > Company Information > Bankruptcy
Score:
68
Magnitude:
0.224
Code:
4016007
Url:
https://cv.iptc.org/newscodes/subjectcode/04016007
Wikidata_id:
Q152074
Wikidata_label:
bankruptcy
Source:
IPTC Subject
Topic:
Politics > Election
Score:
62
Magnitude:
0.204
Code:
11003000
Url:
https://cv.iptc.org/newscodes/subjectcode/11003000
Wikidata_id:
Q40231
Wikidata_label:
public election
Source:
IPTC Subject
Readability
Flesch-Kincaid Grade
8.4
Flesch-Kincaid Ease
56.6
Gunning-Fog Score
12
Coleman-Liau Index
12
SMOG Index
11.7
Automated Readability Index
7.8
Dale-Chall Readability Score
4.5
Sprache Readability Score
4
Dale-Chall Difficult Word Score
18
Sprache Difficult Word Count
23

Jeff Sessions

Mr. President, today, for me, marks the culmination of 8 long years of hard work, and I am glad we have finally reached this point, where we will not only pass this bill, but the House will do so as well and the President will sign it into law. I believe that we have eliminated some abuses with this bill. I wish we could have accomplished more, but we could not let the perfect be the enemy of the good. Let me say to my colleagues, that there are some issues like homestead and asset trusts that will come back, and I look forward to working on those, but make not mistake about it, this is a good bill and I am excited to see it pass.
Sentiment
Loughran McDonald (Relative)
0.2
Leans Positive
Loughran McDonald (Absolute)
0.2
Leans Positive
Loughran McDonald (Logit)
0.33647
Harvard-IV (Relative)
0.26316
Slightly Positive
Harvard-IV (Absolute)
0.26316
Slightly Positive
Harvard-IV (Logit)
0.51083
VADER
0.905
Very Positive
Moderation
Violence
1.0008306243
OpenAI Moderation v1 (007)
Violence > Graphic
0.0563982467
OpenAI Moderation v1 (007)
Harassment > Threatening
0.03465685
OpenAI Moderation v1 (007)
Harassment
0.0097669756
OpenAI Moderation v1 (007)
Sexual
0.001852258
OpenAI Moderation v1 (007)
Hate
0.0007805967
OpenAI Moderation v1 (007)
Sexual > Minors
0.0006425328
OpenAI Moderation v1 (007)
Self-Harm
0.0001885601
OpenAI Moderation v1 (007)
Hate > Threatening
0.0001409009
OpenAI Moderation v1 (007)
Self-Harm > Intent
7.08751E-5
OpenAI Moderation v1 (007)
Self-Harm > Instructions
4.0199E-6
OpenAI Moderation v1 (007)
Topics
Topic:
Social Issue > Abusive Behavior
Score:
100
Magnitude:
0.11
Code:
14022000
Url:
https://cv.iptc.org/newscodes/subjectcode/14022000
Wikidata_id:
Q600571
Wikidata_label:
abuse
Source:
IPTC Subject
Topic:
Law and Crime
Score:
95.895
Magnitude:
23
Code:
12
Url:
https://fsc.al/cap-mc#12
Source:
Comparative Agendas
Topic:
Crime, Law and Justice > Justice and Rights
Score:
89
Magnitude:
0.098
Code:
2007000
Url:
https://cv.iptc.org/newscodes/subjectcode/02007000
Wikidata_id:
Q5167661
Wikidata_label:
justice
Source:
IPTC Subject
Topic:
Unrest, Conflicts and War > War
Score:
81
Magnitude:
0.089
Code:
16009000
Url:
https://cv.iptc.org/newscodes/subjectcode/16009000
Wikidata_id:
Q198
Wikidata_label:
war
Source:
IPTC Subject
Topic:
Crime, Law and Justice > Judiciary (System of Justice)
Score:
77
Magnitude:
0.085
Code:
2002000
Url:
https://cv.iptc.org/newscodes/subjectcode/02002000
Wikidata_id:
Q105985
Wikidata_label:
judiciary
Source:
IPTC Subject
Topic:
Economy, Business and Finance > Construction and Property
Score:
74
Magnitude:
0.082
Code:
4004000
Url:
https://cv.iptc.org/newscodes/subjectcode/04004000
Source:
IPTC Subject
Topic:
Labor > Labor Legislation
Score:
65
Magnitude:
0.071
Code:
9005000
Url:
https://cv.iptc.org/newscodes/subjectcode/09005000
Wikidata_id:
Q7498399
Wikidata_label:
Category:Labour law
Source:
IPTC Subject
Topic:
Labor > Employment
Score:
60
Magnitude:
0.066
Code:
9003000
Url:
https://cv.iptc.org/newscodes/subjectcode/09003000
Wikidata_id:
Q656365
Wikidata_label:
employment
Source:
IPTC Subject
Readability
Flesch-Kincaid Grade
9.3
Flesch-Kincaid Ease
73.8
Gunning-Fog Score
13
Coleman-Liau Index
7.1
SMOG Index
10.9
Automated Readability Index
9.6
Dale-Chall Readability Score
3.2
Sprache Readability Score
5
Dale-Chall Difficult Word Score
16
Sprache Difficult Word Count
19

Jeff Sessions

The policy questions we have been addressing are these:
Sentiment
Loughran McDonald (Relative)
-1
Very Negative
Loughran McDonald (Absolute)
-1
Very Negative
Loughran McDonald (Logit)
-1.09861
Harvard-IV (Relative)
-1
Very Negative
Harvard-IV (Absolute)
-1
Very Negative
Harvard-IV (Logit)
-1.09861
VADER
0
Neutral
Moderation
Violence
0.3417550121
OpenAI Moderation v1 (007)
Violence > Graphic
0.2119531156
OpenAI Moderation v1 (007)
Harassment
0.0490458449
OpenAI Moderation v1 (007)
Hate
0.0158684008
OpenAI Moderation v1 (007)
Harassment > Threatening
0.0137086259
OpenAI Moderation v1 (007)
Sexual
0.0079935337
OpenAI Moderation v1 (007)
Sexual > Minors
0.0061495826
OpenAI Moderation v1 (007)
Self-Harm
0.0013029301
OpenAI Moderation v1 (007)
Hate > Threatening
0.0001529967
OpenAI Moderation v1 (007)
Self-Harm > Intent
0.00014157
OpenAI Moderation v1 (007)
Self-Harm > Instructions
8.5821E-6
OpenAI Moderation v1 (007)
Topics
Topic:
Law and Crime
Score:
78.467
Magnitude:
44
Code:
12
Url:
https://fsc.al/cap-mc#12
Source:
Comparative Agendas
Readability
Flesch-Kincaid Grade
7.6
Flesch-Kincaid Ease
56.7
Gunning-Fog Score
16.9
Coleman-Liau Index
12
SMOG Index
12
Automated Readability Index
7.1
Dale-Chall Readability Score
4
Sprache Readability Score
2
Dale-Chall Difficult Word Score
2
Sprache Difficult Word Count
3

Jeff Sessions

(1) whether bankruptcy is a necessary and permitted way to recover from overburdening debt; and (2) when is bankruptcy being abused and used as an escape valve for individuals capable of repaying some, if not all, of their debt.
Sentiment
Loughran McDonald (Relative)
-1
Very Negative
Loughran McDonald (Absolute)
-1
Very Negative
Loughran McDonald (Logit)
-2.19722
Harvard-IV (Relative)
0.14286
Leans Positive
Harvard-IV (Absolute)
0.14286
Leans Positive
Harvard-IV (Logit)
0.25131
VADER
-0.612
Very Negative
Moderation
Violence
0.0402859878
OpenAI Moderation v1 (007)
Violence > Graphic
0.0205455013
OpenAI Moderation v1 (007)
Sexual
0.0056109842
OpenAI Moderation v1 (007)
Sexual > Minors
0.0047449586
OpenAI Moderation v1 (007)
Harassment > Threatening
0.0042820011
OpenAI Moderation v1 (007)
Harassment
0.0039175648
OpenAI Moderation v1 (007)
Hate
0.0024767838
OpenAI Moderation v1 (007)
Self-Harm
0.0008856392
OpenAI Moderation v1 (007)
Hate > Threatening
0.0001066682
OpenAI Moderation v1 (007)
Self-Harm > Intent
3.33626E-5
OpenAI Moderation v1 (007)
Self-Harm > Instructions
2.829E-6
OpenAI Moderation v1 (007)
Topics
Topic:
Law and Crime
Score:
53.49
Magnitude:
35
Code:
12
Url:
https://fsc.al/cap-mc#12
Source:
Comparative Agendas
Topic:
Civil Rights
Score:
36.15
Magnitude:
35
Code:
2
Url:
https://fsc.al/cap-mc#2
Source:
Comparative Agendas
Readability
Flesch-Kincaid Grade
12
Flesch-Kincaid Ease
24.1
Gunning-Fog Score
19
Coleman-Liau Index
11.4
SMOG Index
12
Automated Readability Index
12
Dale-Chall Readability Score
7.6
Sprache Readability Score
5
Dale-Chall Difficult Word Score
14
Sprache Difficult Word Count
15

Jeff Sessions

The goal of this bill has never been to create additional burdens for those who have over-extended themselves for one reason or another, but to help them achieve financial responsibility after bankruptcy, so that they can avoid similar setbacks in the future.
Sentiment
Loughran McDonald (Relative)
-0.33333
Somewhat Negative
Loughran McDonald (Absolute)
-0.33333
Somewhat Negative
Loughran McDonald (Logit)
-0.51083
Harvard-IV (Relative)
0.42857
Positive
Harvard-IV (Absolute)
0.42857
Positive
Harvard-IV (Logit)
0.78846
VADER
-0.042
Neutral
Moderation
Harassment
0.1314708265
OpenAI Moderation v1 (007)
Harassment > Threatening
0.0650235335
OpenAI Moderation v1 (007)
Violence
0.0357263081
OpenAI Moderation v1 (007)
Hate
0.0168328072
OpenAI Moderation v1 (007)
Violence > Graphic
0.0079431324
OpenAI Moderation v1 (007)
Self-Harm
0.0027559678
OpenAI Moderation v1 (007)
Self-Harm > Intent
0.0007887532
OpenAI Moderation v1 (007)
Hate > Threatening
0.0007440464
OpenAI Moderation v1 (007)
Sexual
0.0006836274
OpenAI Moderation v1 (007)
Self-Harm > Instructions
0.0004311471
OpenAI Moderation v1 (007)
Sexual > Minors
6.74918E-5
OpenAI Moderation v1 (007)
Readability
Flesch-Kincaid Grade
12
Flesch-Kincaid Ease
23.5
Gunning-Fog Score
19
Coleman-Liau Index
12
SMOG Index
12
Automated Readability Index
12
Dale-Chall Readability Score
6.9
Sprache Readability Score
5
Dale-Chall Difficult Word Score
13
Sprache Difficult Word Count
16

Jeff Sessions

It is clear to me that when you have statements from debtors that they are using bankruptcy to "[take] advantage of one of the opportunities the Government offers," that the responsibility for slowing down the 1.6 millions consumer bankruptcy filings per year lies with Congress.
Sentiment
Loughran McDonald (Relative)
-0.33333
Somewhat Negative
Loughran McDonald (Absolute)
-0.33333
Somewhat Negative
Loughran McDonald (Logit)
-0.58779
Harvard-IV (Relative)
0.2
Leans Positive
Harvard-IV (Absolute)
0.2
Leans Positive
Harvard-IV (Logit)
0.36772
VADER
0.527
Very Positive
Moderation
Harassment
0.0237913904
OpenAI Moderation v1 (007)
Violence
0.0237160857
OpenAI Moderation v1 (007)
Hate
0.0208948011
OpenAI Moderation v1 (007)
Harassment > Threatening
0.0040462513
OpenAI Moderation v1 (007)
Sexual
0.0035444125
OpenAI Moderation v1 (007)
Violence > Graphic
0.0021596717
OpenAI Moderation v1 (007)
Hate > Threatening
0.0002505857
OpenAI Moderation v1 (007)
Sexual > Minors
0.0001976796
OpenAI Moderation v1 (007)
Self-Harm
0.0001035882
OpenAI Moderation v1 (007)
Self-Harm > Intent
1.05593E-5
OpenAI Moderation v1 (007)
Self-Harm > Instructions
1.4274E-6
OpenAI Moderation v1 (007)
Topics
Topic:
Politics > Government
Score:
100
Magnitude:
0.082
Code:
11006000
Url:
https://cv.iptc.org/newscodes/subjectcode/11006000
Wikidata_id:
Q7188
Wikidata_label:
government
Source:
IPTC Subject
Topic:
Government Operations
Score:
22.138
Magnitude:
17
Code:
20
Url:
https://fsc.al/cap-mc#20
Source:
Comparative Agendas
Readability
Flesch-Kincaid Grade
12
Flesch-Kincaid Ease
25.7
Gunning-Fog Score
19
Coleman-Liau Index
12
SMOG Index
12
Automated Readability Index
12
Dale-Chall Readability Score
7.2
Sprache Readability Score
5
Dale-Chall Difficult Word Score
14
Sprache Difficult Word Count
16

Jeff Sessions

As we approached this bill, our goal was not to punish those who legitimately need the fresh start that bankruptcy offers. However, our goal was to disallow people from filing bankruptcy simply for the sake of taking advantage of a financial opportunity provided by the government. People who can afford to pay all or a part of their debts over a limited period of time should not get off Scot free.
Sentiment
Loughran McDonald (Relative)
-0.42857
Negative
Loughran McDonald (Absolute)
-0.42857
Negative
Loughran McDonald (Logit)
-0.78846
Harvard-IV (Relative)
0.14286
Leans Positive
Harvard-IV (Absolute)
0.14286
Leans Positive
Harvard-IV (Logit)
0.26826
VADER
0.832
Very Positive
Moderation
Violence
0.0334299606
OpenAI Moderation v1 (007)
Harassment
0.0298175291
OpenAI Moderation v1 (007)
Harassment > Threatening
0.0229207755
OpenAI Moderation v1 (007)
Hate > Threatening
0.0160302137
OpenAI Moderation v1 (007)
Hate
0.0142220408
OpenAI Moderation v1 (007)
Violence > Graphic
0.007965789
OpenAI Moderation v1 (007)
Sexual
0.0043366326
OpenAI Moderation v1 (007)
Self-Harm
0.0038484683
OpenAI Moderation v1 (007)
Sexual > Minors
0.0005326271
OpenAI Moderation v1 (007)
Self-Harm > Intent
0.0002194642
OpenAI Moderation v1 (007)
Self-Harm > Instructions
1.82126E-5
OpenAI Moderation v1 (007)
Readability
Flesch-Kincaid Grade
11.8
Flesch-Kincaid Ease
52.9
Gunning-Fog Score
16.2
Coleman-Liau Index
11.1
SMOG Index
12
Automated Readability Index
11.9
Dale-Chall Readability Score
5
Sprache Readability Score
5
Dale-Chall Difficult Word Score
17
Sprache Difficult Word Count
23

Jeff Sessions

Let me just for a moment, talk about the concept of bankruptcy. The term derived from the medieval Italian phrase "broken bench." Merchants would sell their wares in the marketplace from benches. If the merchant ever reached a point where he could not pay his debts, his creditors would seize all of his wares and divide it among themselves. They did not stop with the seizing of wares, however. The creditors would break the merchants' bench, to bankrupt the merchant from reopening.
Sentiment
Loughran McDonald (Relative)
-1
Very Negative
Loughran McDonald (Absolute)
-1
Very Negative
Loughran McDonald (Logit)
-2.70805
Harvard-IV (Relative)
-0.63636
Very Negative
Harvard-IV (Absolute)
-0.63636
Very Negative
Harvard-IV (Logit)
-1.335
VADER
-0.703
Very Negative
Moderation
Violence
0.5223379936
OpenAI Moderation v1 (007)
Sexual
0.047567088
OpenAI Moderation v1 (007)
Violence > Graphic
0.0466505095
OpenAI Moderation v1 (007)
Harassment
0.027031728
OpenAI Moderation v1 (007)
Hate
0.0229981379
OpenAI Moderation v1 (007)
Harassment > Threatening
0.0207393285
OpenAI Moderation v1 (007)
Hate > Threatening
0.0180939038
OpenAI Moderation v1 (007)
Self-Harm
0.0110781235
OpenAI Moderation v1 (007)
Self-Harm > Intent
0.0041163337
OpenAI Moderation v1 (007)
Sexual > Minors
0.0041072093
OpenAI Moderation v1 (007)
Self-Harm > Instructions
0.0003566744
OpenAI Moderation v1 (007)
Topics
Topic:
Politics
Score:
100
Magnitude:
0.054
Code:
11000000
Url:
https://cv.iptc.org/newscodes/subjectcode/11000000
Wikidata_id:
Q7163
Wikidata_label:
politics
Source:
IPTC Subject
Readability
Flesch-Kincaid Grade
6.3
Flesch-Kincaid Ease
74.3
Gunning-Fog Score
8.9
Coleman-Liau Index
12
SMOG Index
9.9
Automated Readability Index
7.8
Dale-Chall Readability Score
5.1
Sprache Readability Score
4.1
Dale-Chall Difficult Word Score
23
Sprache Difficult Word Count
22

Jeff Sessions

Our goal under this legislation was not and we did not "break the bench." Instead of trying to prevent merchants or individuals from having a second opportunity, we accomplished just the opposite. People who need a fresh start under this bill will get one. The people who can pay some of their debts back will have to do that. Let me just highlight a few of the benefits in this bill.
Sentiment
Loughran McDonald (Relative)
0
Neutral
Loughran McDonald (Absolute)
0
Neutral
Loughran McDonald (Logit)
0
Harvard-IV (Relative)
0.07692
Neutral
Harvard-IV (Absolute)
0.07692
Neutral
Harvard-IV (Logit)
0.1431
VADER
0.893
Very Positive
Moderation
Sexual
0.023826462
OpenAI Moderation v1 (007)
Violence
0.0094426221
OpenAI Moderation v1 (007)
Sexual > Minors
0.0034574856
OpenAI Moderation v1 (007)
Hate
0.0019361874
OpenAI Moderation v1 (007)
Harassment
0.0015959296
OpenAI Moderation v1 (007)
Violence > Graphic
0.0011365711
OpenAI Moderation v1 (007)
Hate > Threatening
0.0002828121
OpenAI Moderation v1 (007)
Harassment > Threatening
0.0002255806
OpenAI Moderation v1 (007)
Self-Harm
2.70293E-5
OpenAI Moderation v1 (007)
Self-Harm > Intent
2.1245E-6
OpenAI Moderation v1 (007)
Self-Harm > Instructions
5.75E-8
OpenAI Moderation v1 (007)
Topics
Topic:
Crime, Law and Justice > Laws
Score:
100
Magnitude:
0.066
Code:
2006000
Url:
https://cv.iptc.org/newscodes/subjectcode/02006000
Wikidata_id:
Q7748
Wikidata_label:
law
Source:
IPTC Subject
Topic:
Sport > Tennis
Score:
86
Magnitude:
0.057
Code:
15065000
Url:
https://cv.iptc.org/newscodes/subjectcode/15065000
Wikidata_id:
Q847
Wikidata_label:
tennis
Source:
IPTC Subject
Topic:
Politics
Score:
76
Magnitude:
0.05
Code:
11000000
Url:
https://cv.iptc.org/newscodes/subjectcode/11000000
Wikidata_id:
Q7163
Wikidata_label:
politics
Source:
IPTC Subject
Readability
Flesch-Kincaid Grade
6.4
Flesch-Kincaid Ease
74.5
Gunning-Fog Score
9.1
Coleman-Liau Index
9.6
SMOG Index
9.5
Automated Readability Index
6
Dale-Chall Readability Score
3.2
Sprache Readability Score
3.6
Dale-Chall Difficult Word Score
11
Sprache Difficult Word Count
15

Jeff Sessions

First, S. 256 requires that individuals receive credit counseling prior to filing for bankruptcy. This counseling will help an individual decide if bankruptcy is the appropriate mechanism to remove debt and will help the individual understand what filing bankruptcy actually means. In many instances, the deceptive and fraudulent advertising practices of bankruptcy mills lure consumers into bankruptcy unnecessarily. Debtors should know that there are many ways to get back on their feet financially -- such as entering into voluntary repayment arrangements.
Sentiment
Loughran McDonald (Relative)
-1
Very Negative
Loughran McDonald (Absolute)
-1
Very Negative
Loughran McDonald (Logit)
-2.83321
Harvard-IV (Relative)
0.16667
Leans Positive
Harvard-IV (Absolute)
0.16667
Leans Positive
Harvard-IV (Logit)
0.32277
VADER
0.318
Somewhat Positive
Moderation
Violence
0.0087078646
OpenAI Moderation v1 (007)
Harassment
0.001226566
OpenAI Moderation v1 (007)
Sexual
0.0003701449
OpenAI Moderation v1 (007)
Hate
0.0002220027
OpenAI Moderation v1 (007)
Violence > Graphic
0.000151566
OpenAI Moderation v1 (007)
Harassment > Threatening
3.42906E-5
OpenAI Moderation v1 (007)
Hate > Threatening
4.2624E-6
OpenAI Moderation v1 (007)
Sexual > Minors
3.4365E-6
OpenAI Moderation v1 (007)
Self-Harm
2.3422E-6
OpenAI Moderation v1 (007)
Self-Harm > Intent
5.48E-8
OpenAI Moderation v1 (007)
Self-Harm > Instructions
1.23E-8
OpenAI Moderation v1 (007)
Topics
Topic:
Economy, Business and Finance > Macro Economics > Credit and Debit
Score:
100
Magnitude:
0.144
Code:
4008020
Url:
https://cv.iptc.org/newscodes/subjectcode/04008020
Wikidata_id:
Q3196867
Wikidata_label:
debt
Source:
IPTC Subject
Readability
Flesch-Kincaid Grade
12
Flesch-Kincaid Ease
22.5
Gunning-Fog Score
19
Coleman-Liau Index
12
SMOG Index
12
Automated Readability Index
12
Dale-Chall Readability Score
7.3
Sprache Readability Score
4.9
Dale-Chall Difficult Word Score
33
Sprache Difficult Word Count
28

Jeff Sessions

To curb the practice of preying upon debtors, S. 256 establishes the Debtor's Bill of Rights. The Bill of Rights requires that debt relief organizations disclose the nature of the services they offer, explain the alternatives to filing bankruptcy, disclose the rights and obligations of debtors who file for bankruptcy, and explain the consequences of filing for bankruptcy.
Sentiment
Loughran McDonald (Relative)
-1
Very Negative
Loughran McDonald (Absolute)
-1
Very Negative
Loughran McDonald (Logit)
-2.3979
Harvard-IV (Relative)
0.17647
Leans Positive
Harvard-IV (Absolute)
0.17647
Leans Positive
Harvard-IV (Logit)
0.33647
VADER
0.153
Leans Positive
Moderation
Harassment
0.0154613066
OpenAI Moderation v1 (007)
Violence
0.013352705
OpenAI Moderation v1 (007)
Hate > Threatening
0.0035981539
OpenAI Moderation v1 (007)
Sexual
0.0034892473
OpenAI Moderation v1 (007)
Hate
0.0027270053
OpenAI Moderation v1 (007)
Self-Harm
0.0020284569
OpenAI Moderation v1 (007)
Violence > Graphic
0.002010905
OpenAI Moderation v1 (007)
Harassment > Threatening
0.0016999358
OpenAI Moderation v1 (007)
Self-Harm > Intent
0.0002881034
OpenAI Moderation v1 (007)
Sexual > Minors
0.000271709
OpenAI Moderation v1 (007)
Self-Harm > Instructions
3.32893E-5
OpenAI Moderation v1 (007)
Topics
Topic:
Crime, Law and Justice > Justice and Rights
Score:
100
Magnitude:
0.149
Code:
2007000
Url:
https://cv.iptc.org/newscodes/subjectcode/02007000
Wikidata_id:
Q5167661
Wikidata_label:
justice
Source:
IPTC Subject
Readability
Flesch-Kincaid Grade
12
Flesch-Kincaid Ease
42.8
Gunning-Fog Score
13.9
Coleman-Liau Index
12
SMOG Index
12
Automated Readability Index
12
Dale-Chall Readability Score
6.9
Sprache Readability Score
4.6
Dale-Chall Difficult Word Score
22
Sprache Difficult Word Count
19

Jeff Sessions

Second, S. 256 establishes a means test to help determine whether people are capable of paying back a meaningful portion of their debts. This test might help the debtor avoid a Chapter 7 filing, where creditors will liquidate the individuals assets and where the debtor will have a very hard time getting creditors to extend credit to them in the future. If a debtor files under Chapter 13 and learns how to manage money under a structured repayment plan that requires some discipline, the debtor learns financial responsibility and should be able to avoid future financial turmoil. Chapter 13 bankruptcies allow debtors to keep their assets and pay back a portion of their debts over a 5 year period. In exchange, the remaining portions of their debt are discharged and the debtor gets a fresh start.
Sentiment
Loughran McDonald (Relative)
-1
Very Negative
Loughran McDonald (Absolute)
-1
Very Negative
Loughran McDonald (Logit)
-1.94591
Harvard-IV (Relative)
0.09677
Neutral
Harvard-IV (Absolute)
0.09677
Neutral
Harvard-IV (Logit)
0.18805
VADER
0.829
Very Positive
Moderation
Violence
0.0864564092
OpenAI Moderation v1 (007)
Harassment > Threatening
0.0452267996
OpenAI Moderation v1 (007)
Sexual
0.0408471038
OpenAI Moderation v1 (007)
Harassment
0.0330486509
OpenAI Moderation v1 (007)
Violence > Graphic
0.0091458583
OpenAI Moderation v1 (007)
Hate
0.0060344653
OpenAI Moderation v1 (007)
Sexual > Minors
0.0032653465
OpenAI Moderation v1 (007)
Self-Harm
0.0002919076
OpenAI Moderation v1 (007)
Hate > Threatening
0.0001723908
OpenAI Moderation v1 (007)
Self-Harm > Intent
5.0934E-5
OpenAI Moderation v1 (007)
Self-Harm > Instructions
7.379E-7
OpenAI Moderation v1 (007)
Readability
Flesch-Kincaid Grade
11.6
Flesch-Kincaid Ease
52.6
Gunning-Fog Score
14.4
Coleman-Liau Index
12
SMOG Index
12
Automated Readability Index
12
Dale-Chall Readability Score
6.6
Sprache Readability Score
5
Dale-Chall Difficult Word Score
47
Sprache Difficult Word Count
36

Jeff Sessions

Third, S. 256 creates new protections for consumers, especially in the area of credit cards. We require credit card companies to disclose the dangers of making only a minimum payment and we prohibit deceptive practices like advertising low introductory rates -- rates used to bait and switch the credit card holder. We also require that a toll-free number be provided to consumers, where they can obtain information on how long it will take to payoff their credit card balances.
Sentiment
Loughran McDonald (Relative)
-0.5
Very Negative
Loughran McDonald (Absolute)
-0.5
Very Negative
Loughran McDonald (Logit)
-0.8473
Harvard-IV (Relative)
0.55556
Very Positive
Harvard-IV (Absolute)
0.55556
Very Positive
Harvard-IV (Logit)
1.17007
VADER
0.84
Very Positive
Moderation
Violence > Graphic
0.0481831783
OpenAI Moderation v1 (007)
Sexual
0.037616893
OpenAI Moderation v1 (007)
Violence
0.0371208298
OpenAI Moderation v1 (007)
Harassment > Threatening
0.0046959463
OpenAI Moderation v1 (007)
Sexual > Minors
0.0035030767
OpenAI Moderation v1 (007)
Self-Harm
0.0020950523
OpenAI Moderation v1 (007)
Hate
0.0015894349
OpenAI Moderation v1 (007)
Harassment
0.0008710644
OpenAI Moderation v1 (007)
Self-Harm > Intent
0.0001452786
OpenAI Moderation v1 (007)
Hate > Threatening
0.000131646
OpenAI Moderation v1 (007)
Self-Harm > Instructions
2.0656E-6
OpenAI Moderation v1 (007)
Topics
Topic:
Economy, Business and Finance > Macro Economics > Credit and Debit
Score:
100
Magnitude:
0.448
Code:
4008020
Url:
https://cv.iptc.org/newscodes/subjectcode/04008020
Wikidata_id:
Q3196867
Wikidata_label:
debt
Source:
IPTC Subject
Topic:
Economy, Business and Finance > Company Information
Score:
83
Magnitude:
0.37
Code:
4016000
Url:
https://cv.iptc.org/newscodes/subjectcode/04016000
Wikidata_id:
Q1391314
Wikidata_label:
business information
Source:
IPTC Subject
Readability
Flesch-Kincaid Grade
11.5
Flesch-Kincaid Ease
47.6
Gunning-Fog Score
15
Coleman-Liau Index
12
SMOG Index
12
Automated Readability Index
11.5
Dale-Chall Readability Score
6.2
Sprache Readability Score
5
Dale-Chall Difficult Word Score
26
Sprache Difficult Word Count
27

Jeff Sessions

The consumer benefits of this bill are enormous. Instead of breaking the bench, this bill promotes financial responsibility. The bill vastly improves the current situation in bankruptcy for certain categories of individuals. For example, it provides special benefits to women and children, through child support and alimony, and provides parents the ability to deduct expenses such as school tuition. Make no mistake about it, while the bill provides some increased protection for unsecured creditors, it provides more protection for consumers. Logically, there is absolutely no reason to oppose it.
Sentiment
Loughran McDonald (Relative)
-0.14286
Leans Negative
Loughran McDonald (Absolute)
-0.14286
Leans Negative
Loughran McDonald (Logit)
-0.25131
Harvard-IV (Relative)
0.52381
Very Positive
Harvard-IV (Absolute)
0.52381
Very Positive
Harvard-IV (Logit)
1.09861
VADER
0.85
Very Positive
Moderation
Hate
0.0093211056
OpenAI Moderation v1 (007)
Harassment
0.0059353944
OpenAI Moderation v1 (007)
Violence
0.0047212081
OpenAI Moderation v1 (007)
Harassment > Threatening
0.0037891634
OpenAI Moderation v1 (007)
Sexual
0.003242588
OpenAI Moderation v1 (007)
Self-Harm
0.0018132636
OpenAI Moderation v1 (007)
Hate > Threatening
0.0003517467
OpenAI Moderation v1 (007)
Self-Harm > Intent
0.0001840069
OpenAI Moderation v1 (007)
Violence > Graphic
0.0001802388
OpenAI Moderation v1 (007)
Sexual > Minors
0.0001739178
OpenAI Moderation v1 (007)
Self-Harm > Instructions
0.000116309
OpenAI Moderation v1 (007)
Topics
Topic:
Social Issue > Family
Score:
100
Magnitude:
0.495
Code:
14006000
Url:
https://cv.iptc.org/newscodes/subjectcode/14006000
Wikidata_id:
Q8436
Wikidata_label:
family
Source:
IPTC Subject
Readability
Flesch-Kincaid Grade
12
Flesch-Kincaid Ease
34
Gunning-Fog Score
15.8
Coleman-Liau Index
12
SMOG Index
12
Automated Readability Index
12
Dale-Chall Readability Score
6.9
Sprache Readability Score
5
Dale-Chall Difficult Word Score
35
Sprache Difficult Word Count
32

Jeff Sessions

Mr. President, over time, many people have worked on this bill, and I would just like to take a moment to express my appreciation for their work.
Sentiment
Loughran McDonald (Relative)
0
Neutral
Loughran McDonald (Absolute)
0
Neutral
Loughran McDonald (Logit)
0
Harvard-IV (Relative)
1
Very Positive
Harvard-IV (Absolute)
1
Very Positive
Harvard-IV (Logit)
1.94591
VADER
0.7
Very Positive
Moderation
Violence
0.0479685958
OpenAI Moderation v1 (007)
Hate
0.0475435605
OpenAI Moderation v1 (007)
Violence > Graphic
0.0186093341
OpenAI Moderation v1 (007)
Harassment
0.0174816319
OpenAI Moderation v1 (007)
Sexual
0.0135228009
OpenAI Moderation v1 (007)
Sexual > Minors
0.0117336946
OpenAI Moderation v1 (007)
Hate > Threatening
0.008566997
OpenAI Moderation v1 (007)
Harassment > Threatening
0.0032261636
OpenAI Moderation v1 (007)
Self-Harm
0.0008603926
OpenAI Moderation v1 (007)
Self-Harm > Intent
8.00281E-5
OpenAI Moderation v1 (007)
Self-Harm > Instructions
7.199E-6
OpenAI Moderation v1 (007)
Topics
Topic:
Human Interest > Award and Prize
Score:
100
Magnitude:
0.126
Code:
8006000
Url:
https://cv.iptc.org/newscodes/subjectcode/08006000
Wikidata_id:
Q618779
Wikidata_label:
award
Source:
IPTC Subject
Topic:
Labor > Employment
Score:
74
Magnitude:
0.093
Code:
9003000
Url:
https://cv.iptc.org/newscodes/subjectcode/09003000
Wikidata_id:
Q656365
Wikidata_label:
employment
Source:
IPTC Subject
Readability
Flesch-Kincaid Grade
5.4
Flesch-Kincaid Ease
80.3
Gunning-Fog Score
6.9
Coleman-Liau Index
9
SMOG Index
7.3
Automated Readability Index
5.2
Dale-Chall Readability Score
3.6
Sprache Readability Score
2.8
Dale-Chall Difficult Word Score
5
Sprache Difficult Word Count
6

Jeff Sessions

First, it has been an honor to work closely with Senators Grassley and Hatch to make this legislation a reality. I appreciate both of them so much and I believe they both have done yeomen's work on this bill. I thank Senator Frist for making this bill one of his top priorities and I appreciate the leadership of Senator McConnell.
Sentiment
Loughran McDonald (Relative)
1
Very Positive
Loughran McDonald (Absolute)
1
Very Positive
Loughran McDonald (Logit)
1.60944
Harvard-IV (Relative)
1
Very Positive
Harvard-IV (Absolute)
1
Very Positive
Harvard-IV (Logit)
2.56495
VADER
0.856
Very Positive
Moderation
Violence
0.0256085274
OpenAI Moderation v1 (007)
Violence > Graphic
0.0225597367
OpenAI Moderation v1 (007)
Sexual
0.0058756996
OpenAI Moderation v1 (007)
Harassment
0.005353149
OpenAI Moderation v1 (007)
Harassment > Threatening
0.0052298132
OpenAI Moderation v1 (007)
Hate
0.0009271074
OpenAI Moderation v1 (007)
Self-Harm
0.0003262652
OpenAI Moderation v1 (007)
Sexual > Minors
0.0003252298
OpenAI Moderation v1 (007)
Hate > Threatening
4.22694E-5
OpenAI Moderation v1 (007)
Self-Harm > Intent
8.5544E-6
OpenAI Moderation v1 (007)
Self-Harm > Instructions
6.984E-7
OpenAI Moderation v1 (007)
Topics
Topic:
Politics > Parliament
Score:
100
Magnitude:
0.195
Code:
11009000
Url:
https://cv.iptc.org/newscodes/subjectcode/11009000
Wikidata_id:
Q35749
Wikidata_label:
parliament
Source:
IPTC Subject
Readability
Flesch-Kincaid Grade
10.3
Flesch-Kincaid Ease
56.8
Gunning-Fog Score
12.7
Coleman-Liau Index
10.4
SMOG Index
12
Automated Readability Index
9.5
Dale-Chall Readability Score
4.7
Sprache Readability Score
4.3
Dale-Chall Difficult Word Score
14
Sprache Difficult Word Count
15

Jeff Sessions

I think it is appropriate that we take just a moment to express appreciation to some people who gave extraordinary effort to make this successful conclusion.
Sentiment
Loughran McDonald (Relative)
1
Very Positive
Loughran McDonald (Absolute)
1
Very Positive
Loughran McDonald (Logit)
1.60944
Harvard-IV (Relative)
1
Very Positive
Harvard-IV (Absolute)
1
Very Positive
Harvard-IV (Logit)
2.70805
VADER
0.511
Very Positive
Moderation
Violence
0.4601615015
OpenAI Moderation v1 (007)
Harassment > Threatening
0.179348106
OpenAI Moderation v1 (007)
Violence > Graphic
0.1425443799
OpenAI Moderation v1 (007)
Sexual
0.0194062668
OpenAI Moderation v1 (007)
Harassment
0.0193566288
OpenAI Moderation v1 (007)
Hate
0.0094706957
OpenAI Moderation v1 (007)
Self-Harm
0.0032857883
OpenAI Moderation v1 (007)
Hate > Threatening
0.0020290317
OpenAI Moderation v1 (007)
Sexual > Minors
0.0011885591
OpenAI Moderation v1 (007)
Self-Harm > Intent
5.04716E-5
OpenAI Moderation v1 (007)
Self-Harm > Instructions
9.9818E-6
OpenAI Moderation v1 (007)
Topics
Topic:
Human Interest > Award and Prize
Score:
100
Magnitude:
0.063
Code:
8006000
Url:
https://cv.iptc.org/newscodes/subjectcode/08006000
Wikidata_id:
Q618779
Wikidata_label:
award
Source:
IPTC Subject
Topic:
Science and Technology > Science (General)
Score:
90
Magnitude:
0.057
Code:
13009000
Url:
https://cv.iptc.org/newscodes/subjectcode/13009000
Wikidata_id:
Q34104
Wikidata_label:
science and technology
Source:
IPTC Subject
Readability
Flesch-Kincaid Grade
12
Flesch-Kincaid Ease
34
Gunning-Fog Score
18.1
Coleman-Liau Index
12
SMOG Index
12
Automated Readability Index
12
Dale-Chall Readability Score
5.5
Sprache Readability Score
4.4
Dale-Chall Difficult Word Score
7
Sprache Difficult Word Count
7

Jeff Sessions

First, I note that in my office it has taken three chief counsels to get through this bill. I appreciate the hard work of Kristi Lee, my first Chief Counsel and currently a magistrate judge in the Southern District of Alabama. She did an outstanding job on this bill during the first years that this legislation was in the Senate. I also appreciate the work of my former Chief Counsel Ed Haden, who is currently doing appellate litigation at one of Alabama's outstanding law firms, Balch and Bingham. While I also appreciate the work of my current Chief Counsel, William Smith, and legislative counsels Amy Blankenship and Wendy Fleming for their efforts in this endeavor, my Deputy Chief Counsel Cindy Hayden has really given an extraordinary effort on this bill.
Sentiment
Loughran McDonald (Relative)
-1
Very Negative
Loughran McDonald (Absolute)
-1
Very Negative
Loughran McDonald (Logit)
-1.09861
Harvard-IV (Relative)
0.85714
Very Positive
Harvard-IV (Absolute)
0.85714
Very Positive
Harvard-IV (Logit)
2.19722
VADER
0.904
Very Positive
Topics
Topic:
Crime, Law and Justice > Judiciary (System of Justice)
Score:
100
Magnitude:
0.134
Code:
2002000
Url:
https://cv.iptc.org/newscodes/subjectcode/02002000
Wikidata_id:
Q105985
Wikidata_label:
judiciary
Source:
IPTC Subject
Topic:
Politics > Parliament
Score:
51
Magnitude:
0.069
Code:
11009000
Url:
https://cv.iptc.org/newscodes/subjectcode/11009000
Wikidata_id:
Q35749
Wikidata_label:
parliament
Source:
IPTC Subject
Readability
Flesch-Kincaid Grade
12
Flesch-Kincaid Ease
45.1
Gunning-Fog Score
15
Coleman-Liau Index
12
SMOG Index
12
Automated Readability Index
12
Dale-Chall Readability Score
6.8
Sprache Readability Score
5
Dale-Chall Difficult Word Score
45
Sprache Difficult Word Count
43

Jeff Sessions

These fine staffers have worked night and day for two weeks to guide this bill to passage. William Smith has given every ounce of his strength to successful passage. He deserves particular praise.
Sentiment
Loughran McDonald (Relative)
1
Very Positive
Loughran McDonald (Absolute)
1
Very Positive
Loughran McDonald (Logit)
1.60944
Harvard-IV (Relative)
1
Very Positive
Harvard-IV (Absolute)
1
Very Positive
Harvard-IV (Logit)
2.3979
VADER
0.908
Very Positive
Readability
Flesch-Kincaid Grade
5.5
Flesch-Kincaid Ease
75.2
Gunning-Fog Score
9.2
Coleman-Liau Index
12
SMOG Index
9.9
Automated Readability Index
7
Dale-Chall Readability Score
5.8
Sprache Readability Score
3.1
Dale-Chall Difficult Word Score
11
Sprache Difficult Word Count
14

Jeff Sessions

Additionally, I appreciate the work of Lloyd Peeples, a former counsel of mine who has clerked for a bankruptcy judge and now serves as an AUSA in the Northern District of Alabama. He provided invaluable assistance on this bill.
Sentiment
Loughran McDonald (Relative)
-1
Very Negative
Loughran McDonald (Absolute)
-1
Very Negative
Loughran McDonald (Logit)
-1.09861
Harvard-IV (Relative)
0.25
Slightly Positive
Harvard-IV (Absolute)
0.25
Slightly Positive
Harvard-IV (Logit)
0.45199
VADER
0.402
Positive
Topics
Topic:
Crime, Law and Justice > Judiciary (System of Justice)
Score:
100
Magnitude:
0.058
Code:
2002000
Url:
https://cv.iptc.org/newscodes/subjectcode/02002000
Wikidata_id:
Q105985
Wikidata_label:
judiciary
Source:
IPTC Subject
Readability
Flesch-Kincaid Grade
11.7
Flesch-Kincaid Ease
46
Gunning-Fog Score
12.9
Coleman-Liau Index
12
SMOG Index
12
Automated Readability Index
10.8
Dale-Chall Readability Score
7
Sprache Readability Score
4.5
Dale-Chall Difficult Word Score
15
Sprache Difficult Word Count
18

Jeff Sessions

Sean Costello, a former counsel of mine who now works for the Office of Justice Programs at the Department of Justice, provided outstanding work to help make this bill a reality.
Sentiment
Loughran McDonald (Relative)
0
Neutral
Loughran McDonald (Absolute)
0
Neutral
Loughran McDonald (Logit)
0
Harvard-IV (Relative)
0.66667
Very Positive
Harvard-IV (Absolute)
0.66667
Very Positive
Harvard-IV (Logit)
1.29928
VADER
0.926
Very Positive
Topics
Topic:
Crime, Law and Justice > Judiciary (System of Justice)
Score:
100
Magnitude:
0.072
Code:
2002000
Url:
https://cv.iptc.org/newscodes/subjectcode/02002000
Wikidata_id:
Q105985
Wikidata_label:
judiciary
Source:
IPTC Subject
Topic:
Crime, Law and Justice > Justice and Rights
Score:
86
Magnitude:
0.062
Code:
2007000
Url:
https://cv.iptc.org/newscodes/subjectcode/02007000
Wikidata_id:
Q5167661
Wikidata_label:
justice
Source:
IPTC Subject
Topic:
Economy, Business and Finance > Computing and Information Technology > Software
Score:
72
Magnitude:
0.052
Code:
4003005
Url:
https://cv.iptc.org/newscodes/subjectcode/04003005
Wikidata_id:
Q7397
Wikidata_label:
software
Source:
IPTC Subject
Readability
Flesch-Kincaid Grade
12
Flesch-Kincaid Ease
44.4
Gunning-Fog Score
16.3
Coleman-Liau Index
11.7
SMOG Index
12
Automated Readability Index
12
Dale-Chall Readability Score
7.1
Sprache Readability Score
5
Dale-Chall Difficult Word Score
11
Sprache Difficult Word Count
12

Jeff Sessions

Brad Harris, a former counsel of mine who now works for the Burr and Forman firm in Birmingham, never failed in working long hours and providing key assistance in seeing this bill through.
Sentiment
Loughran McDonald (Relative)
-1
Very Negative
Loughran McDonald (Absolute)
-1
Very Negative
Loughran McDonald (Logit)
-1.09861
Harvard-IV (Relative)
0.33333
Somewhat Positive
Harvard-IV (Absolute)
0.33333
Somewhat Positive
Harvard-IV (Logit)
0.58779
VADER
0.171
Leans Positive
Readability
Flesch-Kincaid Grade
12
Flesch-Kincaid Ease
52.8
Gunning-Fog Score
16.8
Coleman-Liau Index
11.5
SMOG Index
12
Automated Readability Index
12
Dale-Chall Readability Score
7.4
Sprache Readability Score
5
Dale-Chall Difficult Word Score
12
Sprache Difficult Word Count
14

Jeff Sessions

And finally, Brent Herrin, my former counsel who worked hard on cram down and other issues, did outstanding work. Brent practices tax law for the Deloitte Touche firm in Atlanta.
Sentiment
Loughran McDonald (Relative)
0
Neutral
Loughran McDonald (Absolute)
0
Neutral
Loughran McDonald (Logit)
0
Harvard-IV (Relative)
0.33333
Somewhat Positive
Harvard-IV (Absolute)
0.33333
Somewhat Positive
Harvard-IV (Logit)
0.58779
VADER
0.557
Very Positive
Readability
Flesch-Kincaid Grade
8
Flesch-Kincaid Ease
64.7
Gunning-Fog Score
10
Coleman-Liau Index
12
SMOG Index
12
Automated Readability Index
8.7
Dale-Chall Readability Score
8.1
Sprache Readability Score
3.7
Dale-Chall Difficult Word Score
14
Sprache Difficult Word Count
15

Jeff Sessions

For eight years, these lawyers have all worked on this legislation. I know they are happy to see it come to a conclusion. I am too.
Sentiment
Loughran McDonald (Relative)
1
Very Positive
Loughran McDonald (Absolute)
1
Very Positive
Loughran McDonald (Logit)
1.60944
Harvard-IV (Relative)
1
Very Positive
Harvard-IV (Absolute)
1
Very Positive
Harvard-IV (Logit)
2.19722
VADER
0.572
Very Positive
Topics
Topic:
Crime, Law and Justice > Judiciary (System of Justice)
Score:
100
Magnitude:
0.204
Code:
2002000
Url:
https://cv.iptc.org/newscodes/subjectcode/02002000
Wikidata_id:
Q105985
Wikidata_label:
judiciary
Source:
IPTC Subject
Topic:
Crime, Law and Justice > Laws
Score:
67
Magnitude:
0.136
Code:
2006000
Url:
https://cv.iptc.org/newscodes/subjectcode/02006000
Wikidata_id:
Q7748
Wikidata_label:
law
Source:
IPTC Subject
Readability
Flesch-Kincaid Grade
3.2
Flesch-Kincaid Ease
87.4
Gunning-Fog Score
8.1
Coleman-Liau Index
7.3
SMOG Index
9
Automated Readability Index
1.4
Dale-Chall Readability Score
2.3
Sprache Readability Score
2
Dale-Chall Difficult Word Score
3
Sprache Difficult Word Count
4

Jeff Sessions

In the past I have thanked the former staffers from other offices that have worked on this bill, I will not name them individually today, save John McMickle who served Senator Grassley and played a major role in helping to craft this bill. John believes in the underlying principles in this bill and I appreciate his work.
Sentiment
Loughran McDonald (Relative)
0
Neutral
Loughran McDonald (Absolute)
0
Neutral
Loughran McDonald (Logit)
0
Harvard-IV (Relative)
0.75
Very Positive
Harvard-IV (Absolute)
0.75
Very Positive
Harvard-IV (Logit)
1.60944
VADER
0.908
Very Positive
Readability
Flesch-Kincaid Grade
12
Flesch-Kincaid Ease
54.7
Gunning-Fog Score
14.9
Coleman-Liau Index
11.3
SMOG Index
12
Automated Readability Index
12
Dale-Chall Readability Score
6.4
Sprache Readability Score
5
Dale-Chall Difficult Word Score
18
Sprache Difficult Word Count
20

Jeff Sessions

I also want to thank Rita Lari Jochum, Senator Grassley's current Chief Counsel. I have seen very few staffers with her drive and dedication and she is to be commended for her efforts on this bill. Her good demeanor has been a source of calm in the storm.
Sentiment
Loughran McDonald (Relative)
0
Neutral
Loughran McDonald (Absolute)
0
Neutral
Loughran McDonald (Logit)
0
Harvard-IV (Relative)
0.66667
Very Positive
Harvard-IV (Absolute)
0.66667
Very Positive
Harvard-IV (Logit)
1.29928
VADER
0.872
Very Positive
Readability
Flesch-Kincaid Grade
7.1
Flesch-Kincaid Ease
72.5
Gunning-Fog Score
8.9
Coleman-Liau Index
9.1
SMOG Index
9.9
Automated Readability Index
6.5
Dale-Chall Readability Score
5.4
Sprache Readability Score
3.9
Dale-Chall Difficult Word Score
14
Sprache Difficult Word Count
16

Jeff Sessions

I appreciate the work Perry Barber, Brendan Dunn, Kevin O'Scannlain, and Bruce Artim of Senator Hatch's staff, and the work of Harold Kim, Ivy Johnson, Tim Strachman, Mike O'Neill, Hannibal Kemmerer and Ryan Triplette of Senator Specter's staff.
Sentiment
Loughran McDonald (Relative)
0
Neutral
Loughran McDonald (Absolute)
0
Neutral
Loughran McDonald (Logit)
0
Harvard-IV (Relative)
1
Very Positive
Harvard-IV (Absolute)
1
Very Positive
Harvard-IV (Logit)
1.09861
VADER
0.402
Positive
Readability
Flesch-Kincaid Grade
12
Flesch-Kincaid Ease
25.8
Gunning-Fog Score
16.3
Coleman-Liau Index
12
SMOG Index
12
Automated Readability Index
12
Dale-Chall Readability Score
10
Sprache Readability Score
5
Dale-Chall Difficult Word Score
25
Sprache Difficult Word Count
25

Jeff Sessions

I must also thank Dave Schiappa, Allen Hicks, Eric Ueland, Sharon Soderstrom, John Abegg, Kyle Simmons, Malloy McDaniel and Brian Lewis from the Leadership staffs of Senators Frist and McConnell, all who have provided tremendous assistance along the way in shaping this bill into its final form.
Sentiment
Loughran McDonald (Relative)
1
Very Positive
Loughran McDonald (Absolute)
1
Very Positive
Loughran McDonald (Logit)
1.60944
Harvard-IV (Relative)
1
Very Positive
Harvard-IV (Absolute)
1
Very Positive
Harvard-IV (Logit)
2.19722
VADER
0.361
Somewhat Positive
Readability
Flesch-Kincaid Grade
12
Flesch-Kincaid Ease
16.9
Gunning-Fog Score
19
Coleman-Liau Index
12
SMOG Index
12
Automated Readability Index
12
Dale-Chall Readability Score
10
Sprache Readability Score
5
Dale-Chall Difficult Word Score
26
Sprache Difficult Word Count
27

Jeff Sessions

Mr. President, I also want to thank Chairman Sensenbrenner and his staff for their remarkable work in getting this bill done. Phil Kilko and Susan Jensen did outstanding work on this bill.
Sentiment
Loughran McDonald (Relative)
0
Neutral
Loughran McDonald (Absolute)
0
Neutral
Loughran McDonald (Logit)
0
Harvard-IV (Relative)
0.5
Positive
Harvard-IV (Absolute)
0.5
Positive
Harvard-IV (Logit)
0.8473
VADER
0.886
Very Positive
Readability
Flesch-Kincaid Grade
5.9
Flesch-Kincaid Ease
71.8
Gunning-Fog Score
6.8
Coleman-Liau Index
12
SMOG Index
9
Automated Readability Index
6.4
Dale-Chall Readability Score
6
Sprache Readability Score
3
Dale-Chall Difficult Word Score
11
Sprache Difficult Word Count
13

Jeff Sessions

I thank the senior Senator from Alabama, Senator Shelby, for his work on this bill. He guarded his banking jurisdiction like a roaring lion.
Sentiment
Loughran McDonald (Relative)
0
Neutral
Loughran McDonald (Absolute)
0
Neutral
Loughran McDonald (Logit)
0
Harvard-IV (Relative)
1
Very Positive
Harvard-IV (Absolute)
1
Very Positive
Harvard-IV (Logit)
1.60944
VADER
0.612
Very Positive
Topics
Topic:
Politics > Parliament
Score:
100
Magnitude:
0.054
Code:
11009000
Url:
https://cv.iptc.org/newscodes/subjectcode/11009000
Wikidata_id:
Q35749
Wikidata_label:
parliament
Source:
IPTC Subject
Readability
Flesch-Kincaid Grade
9.2
Flesch-Kincaid Ease
50.1
Gunning-Fog Score
8.1
Coleman-Liau Index
11.9
SMOG Index
12
Automated Readability Index
6.7
Dale-Chall Readability Score
6.5
Sprache Readability Score
2.8
Dale-Chall Difficult Word Score
9
Sprache Difficult Word Count
9

Jeff Sessions

This is a great day, Mr. President. I thank the Chair and yield the floor.
Sentiment
Loughran McDonald (Relative)
1
Very Positive
Loughran McDonald (Absolute)
1
Very Positive
Loughran McDonald (Logit)
1.09861
Harvard-IV (Relative)
0.33333
Somewhat Positive
Harvard-IV (Absolute)
0.33333
Somewhat Positive
Harvard-IV (Logit)
0.51083
VADER
0.765
Very Positive
Topics
Topic:
Politics
Score:
100
Magnitude:
0.06
Code:
11000000
Url:
https://cv.iptc.org/newscodes/subjectcode/11000000
Wikidata_id:
Q7163
Wikidata_label:
politics
Source:
IPTC Subject
Topic:
Arts, Culture and Entertainment > Culture (General)
Score:
98
Magnitude:
0.059
Code:
1022000
Url:
https://cv.iptc.org/newscodes/subjectcode/01022000
Wikidata_id:
Q11042
Wikidata_label:
culture
Source:
IPTC Subject
Topic:
Social Issue > People
Score:
85
Magnitude:
0.051
Code:
14024000
Url:
https://cv.iptc.org/newscodes/subjectcode/14024000
Wikidata_id:
Q1156970
Wikidata_label:
humanity
Source:
IPTC Subject
Readability
Flesch-Kincaid Grade
0
Flesch-Kincaid Ease
100
Gunning-Fog Score
2
Coleman-Liau Index
6.1
SMOG Index
3.3
Automated Readability Index
0
Dale-Chall Readability Score
3.4
Sprache Readability Score
1.5
Dale-Chall Difficult Word Score
3
Sprache Difficult Word Count
3

Bill Frist

Mr. President, the Senate will soon vote on final passage of the bankruptcy reform bill. This bill constitutes the most sweeping overhaul of bankruptcy law in 25 years. Like class action, bankruptcy reform curbs abuse of the legal system. I am hopeful that it will pass with a strong bipartisan vote.
Sentiment
Loughran McDonald (Relative)
-1
Very Negative
Loughran McDonald (Absolute)
-1
Very Negative
Loughran McDonald (Logit)
-2.19722
Harvard-IV (Relative)
-0.33333
Somewhat Negative
Harvard-IV (Absolute)
-0.33333
Somewhat Negative
Harvard-IV (Logit)
-0.58779
VADER
0.66
Very Positive
Topics
Topic:
Politics > Election
Score:
100
Magnitude:
0.267
Code:
11003000
Url:
https://cv.iptc.org/newscodes/subjectcode/11003000
Wikidata_id:
Q40231
Wikidata_label:
public election
Source:
IPTC Subject
Topic:
Politics > Parliament
Score:
62
Magnitude:
0.164
Code:
11009000
Url:
https://cv.iptc.org/newscodes/subjectcode/11009000
Wikidata_id:
Q35749
Wikidata_label:
parliament
Source:
IPTC Subject
Readability
Flesch-Kincaid Grade
5.7
Flesch-Kincaid Ease
72.1
Gunning-Fog Score
8.8
Coleman-Liau Index
12
SMOG Index
9.5
Automated Readability Index
5.9
Dale-Chall Readability Score
7
Sprache Readability Score
3.6
Dale-Chall Difficult Word Score
21
Sprache Difficult Word Count
21

Bill Frist

Bankruptcy reform has long been in the works. Similar bills have passed the Senate in the 105th, the 106th, and 107th Congresses. Today, in the 109th we will finally deliver a package that restores fairness and personal responsibility to the bankruptcy system.
Sentiment
Loughran McDonald (Relative)
-1
Very Negative
Loughran McDonald (Absolute)
-1
Very Negative
Loughran McDonald (Logit)
-1.60944
Harvard-IV (Relative)
0
Neutral
Harvard-IV (Absolute)
0
Neutral
Harvard-IV (Logit)
0
VADER
0.296
Slightly Positive
Topics
Topic:
Politics > Parliament
Score:
100
Magnitude:
0.145
Code:
11009000
Url:
https://cv.iptc.org/newscodes/subjectcode/11009000
Wikidata_id:
Q35749
Wikidata_label:
parliament
Source:
IPTC Subject
Readability
Flesch-Kincaid Grade
8.7
Flesch-Kincaid Ease
57.7
Gunning-Fog Score
11.3
Coleman-Liau Index
12
SMOG Index
12
Automated Readability Index
8.1
Dale-Chall Readability Score
7.1
Sprache Readability Score
3.7
Dale-Chall Difficult Word Score
17
Sprache Difficult Word Count
16

Bill Frist

The House has agreed to take up the legislation, pass it quickly, and send it to the President for his signature.
Sentiment
Loughran McDonald (Relative)
0
Neutral
Loughran McDonald (Absolute)
0
Neutral
Loughran McDonald (Logit)
0
Harvard-IV (Relative)
0
Neutral
Harvard-IV (Absolute)
0
Neutral
Harvard-IV (Logit)
0
VADER
0.273
Slightly Positive
Topics
Topic:
Crime, Law and Justice > Laws
Score:
100
Magnitude:
0.217
Code:
2006000
Url:
https://cv.iptc.org/newscodes/subjectcode/02006000
Wikidata_id:
Q7748
Wikidata_label:
law
Source:
IPTC Subject
Topic:
Economy, Business and Finance > Construction and Property
Score:
87
Magnitude:
0.19
Code:
4004000
Url:
https://cv.iptc.org/newscodes/subjectcode/04004000
Source:
IPTC Subject
Readability
Flesch-Kincaid Grade
8.9
Flesch-Kincaid Ease
68.7
Gunning-Fog Score
12.2
Coleman-Liau Index
9.4
SMOG Index
11.3
Automated Readability Index
9.3
Dale-Chall Readability Score
4.8
Sprache Readability Score
3.7
Dale-Chall Difficult Word Score
5
Sprache Difficult Word Count
6

Bill Frist

I thank my colleagues for their hard work and leadership. In particular, I would like to thank: Senator McConnell, a good friend and counselor, who has made sure that we have the votes on every amendment and who has helped secure final passage; Senator Grassley, the bill's lead sponsor, who has been a tireless advocate for bankruptcy reform for nearly a decade; Chairman Specter, who skillfully led the bill through Committee; Senator Hatch, who, as a floor manager, has led on the substance of each and every amendment; and Senator Sessions, who has led debate on the floor again and again, and who lent his expertise to explain the finer points of the law.
Sentiment
Loughran McDonald (Relative)
0.33333
Somewhat Positive
Loughran McDonald (Absolute)
0.33333
Somewhat Positive
Loughran McDonald (Logit)
0.51083
Harvard-IV (Relative)
0.25
Slightly Positive
Harvard-IV (Absolute)
0.25
Slightly Positive
Harvard-IV (Logit)
0.47957
VADER
0.942
Very Positive
Topics
Topic:
Politics > Parliament
Score:
100
Magnitude:
0.351
Code:
11009000
Url:
https://cv.iptc.org/newscodes/subjectcode/11009000
Wikidata_id:
Q35749
Wikidata_label:
parliament
Source:
IPTC Subject
Readability
Flesch-Kincaid Grade
12
Flesch-Kincaid Ease
20.6
Gunning-Fog Score
19
Coleman-Liau Index
11.5
SMOG Index
12
Automated Readability Index
12
Dale-Chall Readability Score
7.4
Sprache Readability Score
5
Dale-Chall Difficult Word Score
33
Sprache Difficult Word Count
35

Bill Frist

Like class action, the bankruptcy reform bill is another example of bipartisan cooperation. Nearly every vote on every amendment has been bipartisan. Our work has been a great example of how thoughtful, bipartisan negotiation can deliver meaningful solutions for the American people.
Sentiment
Loughran McDonald (Relative)
0
Neutral
Loughran McDonald (Absolute)
0
Neutral
Loughran McDonald (Logit)
0
Harvard-IV (Relative)
0.71429
Very Positive
Harvard-IV (Absolute)
0.71429
Very Positive
Harvard-IV (Logit)
1.46634
VADER
0.904
Very Positive
Topics
Topic:
Politics > Election
Score:
100
Magnitude:
0.064
Code:
11003000
Url:
https://cv.iptc.org/newscodes/subjectcode/11003000
Wikidata_id:
Q40231
Wikidata_label:
public election
Source:
IPTC Subject
Readability
Flesch-Kincaid Grade
12
Flesch-Kincaid Ease
21.4
Gunning-Fog Score
19
Coleman-Liau Index
12
SMOG Index
12
Automated Readability Index
12
Dale-Chall Readability Score
7.1
Sprache Readability Score
3.7
Dale-Chall Difficult Word Score
17
Sprache Difficult Word Count
17

Bill Frist

America has always been a place for second chances. As Americans, we value innovation, reinvention and risk taking. It's part of our national DNA, part of why we are so spectacularly successful. It's also why America has long supported generous bankruptcy law. We recognize that sometimes people get in over their head, or are hit with an unexpected set back, and they need a fresh start, a second chance.
Sentiment
Loughran McDonald (Relative)
0.2
Leans Positive
Loughran McDonald (Absolute)
0.2
Leans Positive
Loughran McDonald (Logit)
0.33647
Harvard-IV (Relative)
0.4
Somewhat Positive
Harvard-IV (Absolute)
0.4
Somewhat Positive
Harvard-IV (Logit)
0.76214
VADER
0.912
Very Positive
Topics
Topic:
Crime, Law and Justice > Justice and Rights
Score:
100
Magnitude:
0.092
Code:
2007000
Url:
https://cv.iptc.org/newscodes/subjectcode/02007000
Wikidata_id:
Q5167661
Wikidata_label:
justice
Source:
IPTC Subject
Topic:
Sport > Tennis
Score:
74
Magnitude:
0.068
Code:
15065000
Url:
https://cv.iptc.org/newscodes/subjectcode/15065000
Wikidata_id:
Q847
Wikidata_label:
tennis
Source:
IPTC Subject
Topic:
Crime, Law and Justice > Judiciary (System of Justice)
Score:
67
Magnitude:
0.061
Code:
2002000
Url:
https://cv.iptc.org/newscodes/subjectcode/02002000
Wikidata_id:
Q105985
Wikidata_label:
judiciary
Source:
IPTC Subject
Topic:
Politics
Score:
63
Magnitude:
0.058
Code:
11000000
Url:
https://cv.iptc.org/newscodes/subjectcode/11000000
Wikidata_id:
Q7163
Wikidata_label:
politics
Source:
IPTC Subject
Readability
Flesch-Kincaid Grade
9.1
Flesch-Kincaid Ease
54.3
Gunning-Fog Score
11.9
Coleman-Liau Index
11.8
SMOG Index
12
Automated Readability Index
7.6
Dale-Chall Readability Score
4.1
Sprache Readability Score
3.8
Dale-Chall Difficult Word Score
15
Sprache Difficult Word Count
18

Bill Frist

Congress has passed, and courts have upheld, Federal bankruptcy laws for over 100 years. The Constitution gives Congress the express power to "establish uniform laws on the subject of bankruptcies throughout the United States." As the Supreme Court has stated, "One of the primary purposes of the Bankruptcy Act is to give debtors a new opportunity in life and a clear field for future effort, unhampered by the pressure and discouragement of preexisting debt." Unfortunately, however, the system has veered away from its original positive intent. In the past two decades, bankruptcies have skyrocketed -- actually accelerating during the economic boom years of the 80's and 90's.
Sentiment
Loughran McDonald (Relative)
-0.45455
Negative
Loughran McDonald (Absolute)
-0.45455
Negative
Loughran McDonald (Logit)
-0.8873
Harvard-IV (Relative)
0.18182
Leans Positive
Harvard-IV (Absolute)
0.18182
Leans Positive
Harvard-IV (Logit)
0.3514
VADER
0.823
Very Positive
Topics
Topic:
Crime, Law and Justice > Judiciary (System of Justice)
Score:
100
Magnitude:
0.314
Code:
2002000
Url:
https://cv.iptc.org/newscodes/subjectcode/02002000
Wikidata_id:
Q105985
Wikidata_label:
judiciary
Source:
IPTC Subject
Topic:
Crime, Law and Justice > Justice and Rights
Score:
55
Magnitude:
0.174
Code:
2007000
Url:
https://cv.iptc.org/newscodes/subjectcode/02007000
Wikidata_id:
Q5167661
Wikidata_label:
justice
Source:
IPTC Subject
Readability
Flesch-Kincaid Grade
12
Flesch-Kincaid Ease
39.3
Gunning-Fog Score
15.6
Coleman-Liau Index
12
SMOG Index
12
Automated Readability Index
12
Dale-Chall Readability Score
7
Sprache Readability Score
5
Dale-Chall Difficult Word Score
40
Sprache Difficult Word Count
45

Bill Frist

Last year, we reached an historic high of over 1.6 million filings per year. The total number of bankruptcies more than doubled during the 1980's and then doubled again from 1990 to 2003. Personal bankruptcies outnumber business bankruptcies by a multiple of more than 45.
Sentiment
Loughran McDonald (Relative)
-1
Very Negative
Loughran McDonald (Absolute)
-1
Very Negative
Loughran McDonald (Logit)
-1.94591
Harvard-IV (Relative)
-1
Very Negative
Harvard-IV (Absolute)
-1
Very Negative
Harvard-IV (Logit)
-2.3979
VADER
0.178
Leans Positive
Topics
Topic:
Economy, Business and Finance > Company Information > Bankruptcy
Score:
100
Magnitude:
0.822
Code:
4016007
Url:
https://cv.iptc.org/newscodes/subjectcode/04016007
Wikidata_id:
Q152074
Wikidata_label:
bankruptcy
Source:
IPTC Subject
Readability
Flesch-Kincaid Grade
7.6
Flesch-Kincaid Ease
67.5
Gunning-Fog Score
13.1
Coleman-Liau Index
11.1
SMOG Index
12
Automated Readability Index
7.6
Dale-Chall Readability Score
6
Sprache Readability Score
3.5
Dale-Chall Difficult Word Score
15
Sprache Difficult Word Count
13

Bill Frist

We all pay the price for these bankruptcy filings. Every bill you and I pay includes a hidden "bankruptcy tax" of $400 per year per household. That tax is figured into in every phone bill, electrical bill, mortgage payment, furniture purchase, or car loan we pay.
Sentiment
Loughran McDonald (Relative)
-1
Very Negative
Loughran McDonald (Absolute)
-1
Very Negative
Loughran McDonald (Logit)
-1.60944
Harvard-IV (Relative)
-0.14286
Leans Negative
Harvard-IV (Absolute)
-0.14286
Leans Negative
Harvard-IV (Logit)
-0.25131
VADER
-0.296
Slightly Negative
Topics
Topic:
Economy, Business and Finance > Macro Economics > Mortgage
Score:
100
Magnitude:
0.098
Code:
4008022
Url:
https://cv.iptc.org/newscodes/subjectcode/04008022
Wikidata_id:
Q1210094
Wikidata_label:
mortgage loan
Source:
IPTC Subject
Topic:
Economy, Business and Finance > Macro Economics > Loans
Score:
86
Magnitude:
0.084
Code:
4008021
Url:
https://cv.iptc.org/newscodes/subjectcode/04008021
Wikidata_id:
Q189539
Wikidata_label:
loan
Source:
IPTC Subject
Topic:
Economy, Business and Finance > Manufacturing and Engineering > Automotive Equipment
Score:
82
Magnitude:
0.081
Code:
4011002
Url:
https://cv.iptc.org/newscodes/subjectcode/04011002
Wikidata_id:
Q190117
Wikidata_label:
automotive industry
Source:
IPTC Subject
Topic:
Sport > Motor Racing > Formula One
Score:
58
Magnitude:
0.057
Code:
15039001
Url:
https://cv.iptc.org/newscodes/subjectcode/15039001
Wikidata_id:
Q1968
Wikidata_label:
Formula One
Source:
IPTC Subject
Topic:
Economy, Business and Finance > Macro Economics > Tariff
Score:
57
Magnitude:
0.056
Code:
4008035
Url:
https://cv.iptc.org/newscodes/subjectcode/04008035
Wikidata_id:
Q52389
Wikidata_label:
tariff
Source:
IPTC Subject
Readability
Flesch-Kincaid Grade
7.8
Flesch-Kincaid Ease
66.2
Gunning-Fog Score
12.2
Coleman-Liau Index
10.4
SMOG Index
12
Automated Readability Index
7.2
Dale-Chall Readability Score
4.5
Sprache Readability Score
3.9
Dale-Chall Difficult Word Score
11
Sprache Difficult Word Count
17

Bill Frist

For many people, bankruptcy has become a first step rather than a last resort. Opportunistic debtors who have the means to repay use the law to evade personal responsibility. In some cases, they even plan their bankruptcy, buying a mortgage and running up credit cards and then declaring they're broke.
Sentiment
Loughran McDonald (Relative)
-1
Very Negative
Loughran McDonald (Absolute)
-1
Very Negative
Loughran McDonald (Logit)
-2.19722
Harvard-IV (Relative)
-0.2
Slightly Negative
Harvard-IV (Absolute)
-0.2
Slightly Negative
Harvard-IV (Logit)
-0.36772
VADER
-0.077
Neutral
Topics
Topic:
Economy, Business and Finance > Macro Economics > Credit and Debit
Score:
100
Magnitude:
0.178
Code:
4008020
Url:
https://cv.iptc.org/newscodes/subjectcode/04008020
Wikidata_id:
Q3196867
Wikidata_label:
debt
Source:
IPTC Subject
Topic:
Crime, Law and Justice > Judiciary (System of Justice)
Score:
54
Magnitude:
0.097
Code:
2002000
Url:
https://cv.iptc.org/newscodes/subjectcode/02002000
Wikidata_id:
Q105985
Wikidata_label:
judiciary
Source:
IPTC Subject
Readability
Flesch-Kincaid Grade
10
Flesch-Kincaid Ease
52.9
Gunning-Fog Score
11.5
Coleman-Liau Index
12
SMOG Index
11.3
Automated Readability Index
10.1
Dale-Chall Readability Score
4.6
Sprache Readability Score
4
Dale-Chall Difficult Word Score
12
Sprache Difficult Word Count
16

Bill Frist

With this bill, we are putting an end to the abuse. Wealthy debtors who have the means to pay some, or all, of their debt will be required to do so.
Sentiment
Loughran McDonald (Relative)
-1
Very Negative
Loughran McDonald (Absolute)
-1
Very Negative
Loughran McDonald (Logit)
-1.09861
Harvard-IV (Relative)
-0.33333
Somewhat Negative
Harvard-IV (Absolute)
-0.33333
Somewhat Negative
Harvard-IV (Logit)
-0.51083
VADER
-0.681
Very Negative
Topics
Topic:
Social Issue > Abusive Behavior
Score:
100
Magnitude:
0.071
Code:
14022000
Url:
https://cv.iptc.org/newscodes/subjectcode/14022000
Wikidata_id:
Q600571
Wikidata_label:
abuse
Source:
IPTC Subject
Readability
Flesch-Kincaid Grade
4.2
Flesch-Kincaid Ease
92.9
Gunning-Fog Score
6.2
Coleman-Liau Index
5.7
SMOG Index
3.3
Automated Readability Index
3.5
Dale-Chall Readability Score
3.3
Sprache Readability Score
3.1
Dale-Chall Difficult Word Score
5
Sprache Difficult Word Count
7

Bill Frist

The bankruptcy bill establishes a means test based on a simple, fair principle: those who have the means should repay their debts. The legislation specifically exempts from consideration anyone who earns less than the median income in their state. It allows every filer to show "special circumstances" if they cannot handle a repayment plan.
Sentiment
Loughran McDonald (Relative)
-1
Very Negative
Loughran McDonald (Absolute)
-1
Very Negative
Loughran McDonald (Logit)
-1.09861
Harvard-IV (Relative)
0.14286
Leans Positive
Harvard-IV (Absolute)
0.14286
Leans Positive
Harvard-IV (Logit)
0.25131
VADER
0.612
Very Positive
Topics
Topic:
Crime, Law and Justice > Laws
Score:
100
Magnitude:
0.088
Code:
2006000
Url:
https://cv.iptc.org/newscodes/subjectcode/02006000
Wikidata_id:
Q7748
Wikidata_label:
law
Source:
IPTC Subject
Topic:
Economy, Business and Finance > Macro Economics > Government Debt
Score:
62
Magnitude:
0.055
Code:
4008008
Url:
https://cv.iptc.org/newscodes/subjectcode/04008008
Wikidata_id:
Q3024789
Wikidata_label:
government debt
Source:
IPTC Subject
Readability
Flesch-Kincaid Grade
11.8
Flesch-Kincaid Ease
42.9
Gunning-Fog Score
14.6
Coleman-Liau Index
12
SMOG Index
12
Automated Readability Index
12
Dale-Chall Readability Score
5.3
Sprache Readability Score
4.6
Dale-Chall Difficult Word Score
15
Sprache Difficult Word Count
22

Bill Frist

And it makes clear that active duty military, low income Veterans, and debtors with serious medical conditions are protected by these safe harbor provisions.
Sentiment
Loughran McDonald (Relative)
-1
Very Negative
Loughran McDonald (Absolute)
-1
Very Negative
Loughran McDonald (Logit)
-1.09861
Harvard-IV (Relative)
0.66667
Very Positive
Harvard-IV (Absolute)
0.66667
Very Positive
Harvard-IV (Logit)
1.29928
VADER
0.827
Very Positive
Topics
Topic:
Politics > Defense > Veterans Affairs
Score:
100
Magnitude:
0.161
Code:
11001001
Url:
https://cv.iptc.org/newscodes/subjectcode/11001001
Wikidata_id:
Q7923600
Wikidata_label:
veterans' affairs
Source:
IPTC Subject
Readability
Flesch-Kincaid Grade
12
Flesch-Kincaid Ease
27.4
Gunning-Fog Score
19
Coleman-Liau Index
12
SMOG Index
12
Automated Readability Index
12
Dale-Chall Readability Score
7.1
Sprache Readability Score
4.6
Dale-Chall Difficult Word Score
9
Sprache Difficult Word Count
13

Bill Frist

But for those individuals who are abusing the system, they will no longer be able to hide behind the law. Nor will they be able to duck their family responsibilities. These new reforms make child support a high priority.
Sentiment
Loughran McDonald (Relative)
-1
Very Negative
Loughran McDonald (Absolute)
-1
Very Negative
Loughran McDonald (Logit)
-1.09861
Harvard-IV (Relative)
0.6
Very Positive
Harvard-IV (Absolute)
0.6
Very Positive
Harvard-IV (Logit)
1.09861
VADER
-0.494
Negative
Topics
Topic:
Social Issue > Abusive Behavior
Score:
100
Magnitude:
0.134
Code:
14022000
Url:
https://cv.iptc.org/newscodes/subjectcode/14022000
Wikidata_id:
Q600571
Wikidata_label:
abuse
Source:
IPTC Subject
Topic:
Social Issue > Family
Score:
90
Magnitude:
0.12
Code:
14006000
Url:
https://cv.iptc.org/newscodes/subjectcode/14006000
Wikidata_id:
Q8436
Wikidata_label:
family
Source:
IPTC Subject
Topic:
Crime, Law and Justice > Justice and Rights
Score:
84
Magnitude:
0.112
Code:
2007000
Url:
https://cv.iptc.org/newscodes/subjectcode/02007000
Wikidata_id:
Q5167661
Wikidata_label:
justice
Source:
IPTC Subject
Topic:
Politics > Election
Score:
70
Magnitude:
0.093
Code:
11003000
Url:
https://cv.iptc.org/newscodes/subjectcode/11003000
Wikidata_id:
Q40231
Wikidata_label:
public election
Source:
IPTC Subject
Topic:
Crime, Law and Justice > Judiciary (System of Justice)
Score:
53
Magnitude:
0.07
Code:
2002000
Url:
https://cv.iptc.org/newscodes/subjectcode/02002000
Wikidata_id:
Q105985
Wikidata_label:
judiciary
Source:
IPTC Subject
Topic:
Politics
Score:
50
Magnitude:
0.067
Code:
11000000
Url:
https://cv.iptc.org/newscodes/subjectcode/11000000
Wikidata_id:
Q7163
Wikidata_label:
politics
Source:
IPTC Subject
Readability
Flesch-Kincaid Grade
8.2
Flesch-Kincaid Ease
59.1
Gunning-Fog Score
10.3
Coleman-Liau Index
11.1
SMOG Index
10.6
Automated Readability Index
6.6
Dale-Chall Readability Score
3.9
Sprache Readability Score
3.1
Dale-Chall Difficult Word Score
8
Sprache Difficult Word Count
10

Bill Frist

Most people who get into financial trouble want to do the right thing. They want to make good on their obligations and pay what they owe. But they are in over their head and need a fresh start. This legislation will not affect the vast majority of these filers. What it will do is close loopholes that have let unscrupulous debtors slip through.
Sentiment
Loughran McDonald (Relative)
-1
Very Negative
Loughran McDonald (Absolute)
-1
Very Negative
Loughran McDonald (Logit)
-1.09861
Harvard-IV (Relative)
0.07692
Neutral
Harvard-IV (Absolute)
0.07692
Neutral
Harvard-IV (Logit)
0.1431
VADER
0.402
Positive
Topics
Topic:
Crime, Law and Justice > Justice and Rights
Score:
100
Magnitude:
0.124
Code:
2007000
Url:
https://cv.iptc.org/newscodes/subjectcode/02007000
Wikidata_id:
Q5167661
Wikidata_label:
justice
Source:
IPTC Subject
Topic:
Crime, Law and Justice > Laws
Score:
54
Magnitude:
0.067
Code:
2006000
Url:
https://cv.iptc.org/newscodes/subjectcode/02006000
Wikidata_id:
Q7748
Wikidata_label:
law
Source:
IPTC Subject
Readability
Flesch-Kincaid Grade
5.4
Flesch-Kincaid Ease
78.6
Gunning-Fog Score
8.2
Coleman-Liau Index
10.2
SMOG Index
9
Automated Readability Index
5.7
Dale-Chall Readability Score
3.1
Sprache Readability Score
3.2
Dale-Chall Difficult Word Score
10
Sprache Difficult Word Count
13

Bill Frist

Today's impending vote is a victory for fairness, compassion and common sense. It took eight years, but we are finally here.
Sentiment
Loughran McDonald (Relative)
-1
Very Negative
Loughran McDonald (Absolute)
-1
Very Negative
Loughran McDonald (Logit)
-1.09861
Harvard-IV (Relative)
1
Very Positive
Harvard-IV (Absolute)
1
Very Positive
Harvard-IV (Logit)
2.19722
VADER
0.25
Slightly Positive
Topics
Topic:
Politics > Election
Score:
100
Magnitude:
0.201
Code:
11003000
Url:
https://cv.iptc.org/newscodes/subjectcode/11003000
Wikidata_id:
Q40231
Wikidata_label:
public election
Source:
IPTC Subject
Topic:
Politics > Election > Voting
Score:
55
Magnitude:
0.11
Code:
11003007
Url:
https://cv.iptc.org/newscodes/subjectcode/11003007
Wikidata_id:
Q189760
Wikidata_label:
voting
Source:
IPTC Subject
Readability
Flesch-Kincaid Grade
7.6
Flesch-Kincaid Ease
59.2
Gunning-Fog Score
11.8
Coleman-Liau Index
11.9
SMOG Index
11.3
Automated Readability Index
6
Dale-Chall Readability Score
4.3
Sprache Readability Score
2.7
Dale-Chall Difficult Word Score
5
Sprache Difficult Word Count
9

Bill Frist

I applaud my colleagues for their leadership. Together with class action reform, we are returning fairness and common sense to the legal system.
Sentiment
Loughran McDonald (Relative)
1
Very Positive
Loughran McDonald (Absolute)
1
Very Positive
Loughran McDonald (Logit)
1.09861
Harvard-IV (Relative)
1
Very Positive
Harvard-IV (Absolute)
1
Very Positive
Harvard-IV (Logit)
2.56495
VADER
0.542
Very Positive
Topics
Topic:
Crime, Law and Justice
Score:
100
Magnitude:
0.099
Code:
2000000
Url:
https://cv.iptc.org/newscodes/subjectcode/02000000
Wikidata_id:
Q146491
Wikidata_label:
criminal law
Source:
IPTC Subject
Topic:
Politics
Score:
65
Magnitude:
0.064
Code:
11000000
Url:
https://cv.iptc.org/newscodes/subjectcode/11000000
Wikidata_id:
Q7163
Wikidata_label:
politics
Source:
IPTC Subject
Readability
Flesch-Kincaid Grade
8.9
Flesch-Kincaid Ease
51.7
Gunning-Fog Score
11.6
Coleman-Liau Index
12
SMOG Index
11.3
Automated Readability Index
8.7
Dale-Chall Readability Score
8.1
Sprache Readability Score
3
Dale-Chall Difficult Word Score
11
Sprache Difficult Word Count
12

Bill Frist

When the legal system gets off track, it affects us all, consumers, creators, and innovators alike. Jobs are lost. Prices go up. We pay in big and small ways. By reforming the system, we strengthen our ability to grow. We keep America moving forward.
Sentiment
Loughran McDonald (Relative)
0.33333
Somewhat Positive
Loughran McDonald (Absolute)
0.33333
Somewhat Positive
Loughran McDonald (Logit)
0.51083
Harvard-IV (Relative)
0.5
Positive
Harvard-IV (Absolute)
0.5
Positive
Harvard-IV (Logit)
0.95551
VADER
0.34
Somewhat Positive
Readability
Flesch-Kincaid Grade
5.2
Flesch-Kincaid Ease
70.6
Gunning-Fog Score
6.6
Coleman-Liau Index
10.4
SMOG Index
8.5
Automated Readability Index
3.2
Dale-Chall Readability Score
4.7
Sprache Readability Score
2.7
Dale-Chall Difficult Word Score
12
Sprache Difficult Word Count
14

Bill Frist

I look forward to tackling other lawsuit abuse issues including gun manufacturer liability, medical liability, and asbestos reform. I am hopeful that we will continue to work together delivering meaningful solutions to the American people.
Sentiment
Loughran McDonald (Relative)
-1
Very Negative
Loughran McDonald (Absolute)
-1
Very Negative
Loughran McDonald (Logit)
-1.09861
Harvard-IV (Relative)
0
Neutral
Harvard-IV (Absolute)
0
Neutral
Harvard-IV (Logit)
0
VADER
-0.586
Very Negative
Topics
Topic:
Social Issue > Abusive Behavior
Score:
100
Magnitude:
0.087
Code:
14022000
Url:
https://cv.iptc.org/newscodes/subjectcode/14022000
Wikidata_id:
Q600571
Wikidata_label:
abuse
Source:
IPTC Subject
Topic:
Crime, Law and Justice > Trials > Litigation
Score:
62
Magnitude:
0.053
Code:
2008001
Url:
https://cv.iptc.org/newscodes/subjectcode/02008001
Wikidata_id:
Q697327
Wikidata_label:
lawsuit
Source:
IPTC Subject
Readability
Flesch-Kincaid Grade
12
Flesch-Kincaid Ease
5.4
Gunning-Fog Score
19
Coleman-Liau Index
12
SMOG Index
12
Automated Readability Index
12
Dale-Chall Readability Score
8.1
Sprache Readability Score
4.1
Dale-Chall Difficult Word Score
16
Sprache Difficult Word Count
16

The Presiding Officer

The PRESIDING OFFICER.
Sentiment
Loughran McDonald (Relative)
-1
Very Negative
Loughran McDonald (Absolute)
-1
Very Negative
Loughran McDonald (Logit)
-1.09861
Harvard-IV (Relative)
-1
Very Negative
Harvard-IV (Absolute)
-1
Very Negative
Harvard-IV (Logit)
-1.09861
VADER
0
Neutral
Readability
Flesch-Kincaid Grade
5.4
Flesch-Kincaid Ease
69.5
Gunning-Fog Score
5.7
Coleman-Liau Index
12
SMOG Index
10.3
Automated Readability Index
4.9
Dale-Chall Readability Score
2.5
Sprache Readability Score
2.1
Dale-Chall Difficult Word Score
2
Sprache Difficult Word Count
6

The bill was ordered to be engrossed for a third reading and was read the third time.
Sentiment
Loughran McDonald (Relative)
0
Neutral
Loughran McDonald (Absolute)
0
Neutral
Loughran McDonald (Logit)
0
Harvard-IV (Relative)
1
Very Positive
Harvard-IV (Absolute)
1
Very Positive
Harvard-IV (Logit)
1.09861
VADER
0.153
Leans Positive
Readability
Flesch-Kincaid Grade
4.2
Flesch-Kincaid Ease
95
Gunning-Fog Score
6.8
Coleman-Liau Index
7.7
SMOG Index
3.3
Automated Readability Index
5.9
Dale-Chall Readability Score
2.7
Sprache Readability Score
3
Dale-Chall Difficult Word Score
2
Sprache Difficult Word Count
4

The Presiding Officer

The PRESIDING OFFICER.
Sentiment
Loughran McDonald (Relative)
-1
Very Negative
Loughran McDonald (Absolute)
-1
Very Negative
Loughran McDonald (Logit)
-1.09861
Harvard-IV (Relative)
-1
Very Negative
Harvard-IV (Absolute)
-1
Very Negative
Harvard-IV (Logit)
-1.09861
VADER
0
Neutral
Readability
Flesch-Kincaid Grade
3.7
Flesch-Kincaid Ease
83.7
Gunning-Fog Score
3.4
Coleman-Liau Index
10.5
SMOG Index
9
Automated Readability Index
3.9
Dale-Chall Readability Score
2.3
Sprache Readability Score
2.2
Dale-Chall Difficult Word Score
2
Sprache Difficult Word Count
6

Larry Craig

Mr. President, I ask for the yeas and nays.
Sentiment
Loughran McDonald (Relative)
0
Neutral
Loughran McDonald (Absolute)
0
Neutral
Loughran McDonald (Logit)
0
Harvard-IV (Relative)
0
Neutral
Harvard-IV (Absolute)
0
Neutral
Harvard-IV (Logit)
0
VADER
0
Neutral
Topics
Topic:
Politics
Score:
100
Magnitude:
0.057
Code:
11000000
Url:
https://cv.iptc.org/newscodes/subjectcode/11000000
Wikidata_id:
Q7163
Wikidata_label:
politics
Source:
IPTC Subject
Topic:
Arts, Culture and Entertainment > Mass Media > News Media
Score:
93
Magnitude:
0.053
Code:
1026002
Url:
https://cv.iptc.org/newscodes/subjectcode/01026002
Wikidata_id:
Q1193236
Wikidata_label:
news media
Source:
IPTC Subject
Readability
Flesch-Kincaid Grade
0
Flesch-Kincaid Ease
100
Gunning-Fog Score
1.8
Coleman-Liau Index
5.1
SMOG Index
3.3
Automated Readability Index
0
Dale-Chall Readability Score
7.2
Sprache Readability Score
1.5
Dale-Chall Difficult Word Score
4
Sprache Difficult Word Count
4

The Presiding Officer

The PRESIDING OFFICER.
Sentiment
Loughran McDonald (Relative)
0
Neutral
Loughran McDonald (Absolute)
0
Neutral
Loughran McDonald (Logit)
0
Harvard-IV (Relative)
1
Very Positive
Harvard-IV (Absolute)
1
Very Positive
Harvard-IV (Logit)
1.09861
VADER
0
Neutral
Readability
Flesch-Kincaid Grade
8.1
Flesch-Kincaid Ease
44.2
Gunning-Fog Score
6.6
Coleman-Liau Index
12
SMOG Index
10.3
Automated Readability Index
5.9
Dale-Chall Readability Score
4.1
Sprache Readability Score
1.4
Dale-Chall Difficult Word Score
2
Sprache Difficult Word Count
3

There appears to be a sufficient second.
Sentiment
Loughran McDonald (Relative)
0
Neutral
Loughran McDonald (Absolute)
0
Neutral
Loughran McDonald (Logit)
0
Harvard-IV (Relative)
1
Very Positive
Harvard-IV (Absolute)
1
Very Positive
Harvard-IV (Logit)
1.09861
VADER
0
Neutral
Topics
Topic:
Economy, Business and Finance > Financial and Business Service > Personal Income
Score:
100
Magnitude:
0.055
Code:
4006019
Url:
https://cv.iptc.org/newscodes/subjectcode/04006019
Wikidata_id:
Q7170591
Wikidata_label:
personal income
Source:
IPTC Subject
Readability
Flesch-Kincaid Grade
5.7
Flesch-Kincaid Ease
66.8
Gunning-Fog Score
8.5
Coleman-Liau Index
11.9
SMOG Index
9
Automated Readability Index
4.3
Dale-Chall Readability Score
2.6
Sprache Readability Score
1.6
Dale-Chall Difficult Word Score
1
Sprache Difficult Word Count
1

The clerk will call the roll.
Sentiment
Loughran McDonald (Relative)
0
Neutral
Loughran McDonald (Absolute)
0
Neutral
Loughran McDonald (Logit)
0
Harvard-IV (Relative)
0
Neutral
Harvard-IV (Absolute)
0
Neutral
Harvard-IV (Logit)
0
VADER
0
Neutral
Readability
Flesch-Kincaid Grade
0
Flesch-Kincaid Ease
100
Gunning-Fog Score
2.4
Coleman-Liau Index
6.7
SMOG Index
3.3
Automated Readability Index
0
Dale-Chall Readability Score
0.3
Sprache Readability Score
1.5
Dale-Chall Difficult Word Score
0
Sprache Difficult Word Count
1

Dick Durbin

I announce that the Senator from New York (Mrs. Clinton) is necessarily absent.
Sentiment
Loughran McDonald (Relative)
0
Neutral
Loughran McDonald (Absolute)
0
Neutral
Loughran McDonald (Logit)
0
Harvard-IV (Relative)
0
Neutral
Harvard-IV (Absolute)
0
Neutral
Harvard-IV (Logit)
0
VADER
0
Neutral
Topics
Topic:
Politics > Parliament
Score:
100
Magnitude:
0.151
Code:
11009000
Url:
https://cv.iptc.org/newscodes/subjectcode/11009000
Wikidata_id:
Q35749
Wikidata_label:
parliament
Source:
IPTC Subject
Topic:
Politics
Score:
54
Magnitude:
0.081
Code:
11000000
Url:
https://cv.iptc.org/newscodes/subjectcode/11000000
Wikidata_id:
Q7163
Wikidata_label:
politics
Source:
IPTC Subject
Topic:
Social Issue > People
Score:
54
Magnitude:
0.082
Code:
14024000
Url:
https://cv.iptc.org/newscodes/subjectcode/14024000
Wikidata_id:
Q1156970
Wikidata_label:
humanity
Source:
IPTC Subject
Topic:
Economy, Business and Finance > Media > Advertising
Score:
53
Magnitude:
0.08
Code:
4010001
Url:
https://cv.iptc.org/newscodes/subjectcode/04010001
Wikidata_id:
Q23700481
Wikidata_label:
advertising industry
Source:
IPTC Subject
Readability
Flesch-Kincaid Grade
6.9
Flesch-Kincaid Ease
57.1
Gunning-Fog Score
5.7
Coleman-Liau Index
12
SMOG Index
9
Automated Readability Index
4.6
Dale-Chall Readability Score
7.6
Sprache Readability Score
2
Dale-Chall Difficult Word Score
6
Sprache Difficult Word Count
7

The Presiding Officer

The PRESIDING OFFICER.
Sentiment
Loughran McDonald (Relative)
0
Neutral
Loughran McDonald (Absolute)
0
Neutral
Loughran McDonald (Logit)
0
Harvard-IV (Relative)
0
Neutral
Harvard-IV (Absolute)
0
Neutral
Harvard-IV (Logit)
0
VADER
0
Neutral
Topics
Topic:
Politics > Parliament
Score:
100
Magnitude:
0.19
Code:
11009000
Url:
https://cv.iptc.org/newscodes/subjectcode/11009000
Wikidata_id:
Q35749
Wikidata_label:
parliament
Source:
IPTC Subject
Topic:
Politics > Election
Score:
52
Magnitude:
0.099
Code:
11003000
Url:
https://cv.iptc.org/newscodes/subjectcode/11003000
Wikidata_id:
Q40231
Wikidata_label:
public election
Source:
IPTC Subject
Readability
Flesch-Kincaid Grade
8.2
Flesch-Kincaid Ease
48.7
Gunning-Fog Score
5.7
Coleman-Liau Index
12
SMOG Index
11.3
Automated Readability Index
5.3
Dale-Chall Readability Score
4.9
Sprache Readability Score
2
Dale-Chall Difficult Word Score
4
Sprache Difficult Word Count
6

Orrin Hatch

I move to reconsider the vote, and I move to lay that motion on the table.
Sentiment
Loughran McDonald (Relative)
0
Neutral
Loughran McDonald (Absolute)
0
Neutral
Loughran McDonald (Logit)
0
Harvard-IV (Relative)
0
Neutral
Harvard-IV (Absolute)
0
Neutral
Harvard-IV (Logit)
0
VADER
0
Neutral
Topics
Topic:
Politics > Election
Score:
100
Magnitude:
0.175
Code:
11003000
Url:
https://cv.iptc.org/newscodes/subjectcode/11003000
Wikidata_id:
Q40231
Wikidata_label:
public election
Source:
IPTC Subject
Topic:
Crime, Law and Justice > Trials > Court Preliminary
Score:
80
Magnitude:
0.139
Code:
2008003
Url:
https://cv.iptc.org/newscodes/subjectcode/02008003
Wikidata_id:
Q4354932
Wikidata_label:
remand
Source:
IPTC Subject
Topic:
Politics > Election > Voting
Score:
52
Magnitude:
0.091
Code:
11003007
Url:
https://cv.iptc.org/newscodes/subjectcode/11003007
Wikidata_id:
Q189760
Wikidata_label:
voting
Source:
IPTC Subject
Readability
Flesch-Kincaid Grade
6.1
Flesch-Kincaid Ease
79.6
Gunning-Fog Score
8.9
Coleman-Liau Index
5.2
SMOG Index
9
Automated Readability Index
3.3
Dale-Chall Readability Score
2.8
Sprache Readability Score
2.8
Dale-Chall Difficult Word Score
2
Sprache Difficult Word Count
3

Orrin Hatch

The motion to lay on the table was agreed to.
Sentiment
Loughran McDonald (Relative)
0
Neutral
Loughran McDonald (Absolute)
0
Neutral
Loughran McDonald (Logit)
0
Harvard-IV (Relative)
0
Neutral
Harvard-IV (Absolute)
0
Neutral
Harvard-IV (Logit)
0
VADER
0.273
Slightly Positive
Topics
Topic:
Crime, Law and Justice > Trials > Court Preliminary
Score:
100
Magnitude:
0.369
Code:
2008003
Url:
https://cv.iptc.org/newscodes/subjectcode/02008003
Wikidata_id:
Q4354932
Wikidata_label:
remand
Source:
IPTC Subject
Readability
Flesch-Kincaid Grade
3.7
Flesch-Kincaid Ease
86.7
Gunning-Fog Score
4
Coleman-Liau Index
4.8
SMOG Index
3.3
Automated Readability Index
0.1
Dale-Chall Readability Score
3.7
Sprache Readability Score
2
Dale-Chall Difficult Word Score
2
Sprache Difficult Word Count
2

Orrin Hatch

I suggest the absence of a quorum.
Sentiment
Loughran McDonald (Relative)
-1
Very Negative
Loughran McDonald (Absolute)
-1
Very Negative
Loughran McDonald (Logit)
-1.09861
Harvard-IV (Relative)
-1
Very Negative
Harvard-IV (Absolute)
-1
Very Negative
Harvard-IV (Logit)
-1.09861
VADER
0
Neutral
Readability
Flesch-Kincaid Grade
4
Flesch-Kincaid Ease
78.9
Gunning-Fog Score
2.8
Coleman-Liau Index
6.9
SMOG Index
3.3
Automated Readability Index
0.2
Dale-Chall Readability Score
7.1
Sprache Readability Score
1.8
Dale-Chall Difficult Word Score
3
Sprache Difficult Word Count
3

The Presiding Officer

The PRESIDING OFFICER.
Sentiment
Loughran McDonald (Relative)
0
Neutral
Loughran McDonald (Absolute)
0
Neutral
Loughran McDonald (Logit)
0
Harvard-IV (Relative)
0
Neutral
Harvard-IV (Absolute)
0
Neutral
Harvard-IV (Logit)
0
VADER
0
Neutral
Readability
Flesch-Kincaid Grade
3.2
Flesch-Kincaid Ease
80.1
Gunning-Fog Score
1.8
Coleman-Liau Index
11.6
SMOG Index
9
Automated Readability Index
2.8
Dale-Chall Readability Score
2
Sprache Readability Score
1.4
Dale-Chall Difficult Word Score
1
Sprache Difficult Word Count
3

Mitch McConnell

Mr. President, I ask unanimous consent that the order for the quorum call be rescinded.
Sentiment
Loughran McDonald (Relative)
0
Neutral
Loughran McDonald (Absolute)
0
Neutral
Loughran McDonald (Logit)
0
Harvard-IV (Relative)
1
Very Positive
Harvard-IV (Absolute)
1
Very Positive
Harvard-IV (Logit)
1.60944
VADER
0.226
Slightly Positive
Readability
Flesch-Kincaid Grade
6.2
Flesch-Kincaid Ease
63.9
Gunning-Fog Score
8.3
Coleman-Liau Index
11.6
SMOG Index
9
Automated Readability Index
4.3
Dale-Chall Readability Score
6.7
Sprache Readability Score
2.1
Dale-Chall Difficult Word Score
6
Sprache Difficult Word Count
6

The Presiding Officer

The PRESIDING OFFICER.
Sentiment
Loughran McDonald (Relative)
-1
Very Negative
Loughran McDonald (Absolute)
-1
Very Negative
Loughran McDonald (Logit)
-1.09861
Harvard-IV (Relative)
1
Very Positive
Harvard-IV (Absolute)
1
Very Positive
Harvard-IV (Logit)
1.60944
VADER
0
Neutral
Readability
Flesch-Kincaid Grade
8.5
Flesch-Kincaid Ease
42.5
Gunning-Fog Score
6.2
Coleman-Liau Index
12
SMOG Index
10.3
Automated Readability Index
5.9
Dale-Chall Readability Score
5.5
Sprache Readability Score
1.5
Dale-Chall Difficult Word Score
3
Sprache Difficult Word Count
4