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Joe Biden Vlog: Student Loan Debt Repayment - August 22, 2023
StressLens
1 Topic
Entities
Moderation
1 Speaker
Entities
No entities found
Moderation
No moderation found
Speakers

Joe Biden said 17 sentences of a total of 17 sentences.
100%
Joe Biden said 354 words of a total of 354 words.
100%
Joe Biden talked 115 seconds of a total of 115 seconds.
100%
Full Transcript
Joe Biden
00:00:00-00:00:20 (20 sec)Weak (1.162)
My fellow Americans, you know I'm a firm believer in education beyond high school, and that should be a ticket to the middle class, not a burden that weighs people down for decades to come trying to pay their debt. On day one of my Administration, I promised to fix the problems of the existing student loan program that have hurt borrowers for much too long, and I'm proud we're keeping that promise.
Sentiment
Loughran McDonald (Relative)
-1
Very Negative
Loughran McDonald (Absolute)
-1
Very Negative
Loughran McDonald (Logit)
-1.09861
Harvard-IV (Relative)
0.45455
Positive
Harvard-IV (Absolute)
0.45455
Positive
Harvard-IV (Logit)
0.8873
VADER
-0.139
Leans Negative
Moderation
Harassment
0.0782516203
OpenAI Moderation v1 (007)
Violence
0.0202243755
OpenAI Moderation v1 (007)
Harassment > Threatening
0.0114932169
OpenAI Moderation v1 (007)
Sexual
0.0012557798
OpenAI Moderation v1 (007)
Violence > Graphic
0.0008495339
OpenAI Moderation v1 (007)
Sexual > Minors
0.0005738976
OpenAI Moderation v1 (007)
Hate
0.0004090944
OpenAI Moderation v1 (007)
Self-Harm
0.0001540588
OpenAI Moderation v1 (007)
Self-Harm > Intent
2.5149E-5
OpenAI Moderation v1 (007)
Hate > Threatening
6.4099E-6
OpenAI Moderation v1 (007)
Self-Harm > Instructions
1.5515E-6
OpenAI Moderation v1 (007)
Topics
Topic:
Education
Score:
100
Magnitude:
0.105
Code:
5000000
Url:
https://cv.iptc.org/newscodes/subjectcode/05000000
Wikidata_id:
Q8434
Wikidata_label:
education
Source:
IPTC Subject
Topic:
Education > School
Score:
98
Magnitude:
0.103
Code:
5005000
Url:
https://cv.iptc.org/newscodes/subjectcode/05005000
Wikidata_id:
Q3914
Wikidata_label:
school
Source:
IPTC Subject
Topic:
Education
Score:
97.425
Magnitude:
73
Code:
6
Url:
https://fsc.al/cap-mc#6
Source:
Comparative Agendas
Readability
Flesch-Kincaid Grade
12
Flesch-Kincaid Ease
49.3
Gunning-Fog Score
17.3
Coleman-Liau Index
9.9
SMOG Index
12
Automated Readability Index
12
Dale-Chall Readability Score
6.1
Sprache Readability Score
5
Dale-Chall Difficult Word Score
20
Sprache Difficult Word Count
23
Joe Biden
00:00:20-00:00:51 (31 sec)No Signal (0.284)
We've already approved over $116 billion in debt cancellation for 3.4 million Americans. No matter how many lawsuits, challenges, or roadblocks Republican elected officials or special interests try to put in our way. And today I'm proud to announce a new program called the SAVE plan. It's the most affordable student loan plan ever, and here's how it works: to pay back that loan, you had to pay 10 percent of your discretionary income -- that's all the income available to you after you pay for food, housing, and all your basic needs.
Sentiment
Loughran McDonald (Relative)
-1
Very Negative
Loughran McDonald (Absolute)
-1
Very Negative
Loughran McDonald (Logit)
-1.60944
Harvard-IV (Relative)
0.42857
Positive
Harvard-IV (Absolute)
0.42857
Positive
Harvard-IV (Logit)
0.8473
VADER
0.814
Very Positive
Moderation
Violence
0.3734802594
OpenAI Moderation v1 (007)
Harassment
0.3342592157
OpenAI Moderation v1 (007)
Hate
0.0601704873
OpenAI Moderation v1 (007)
Harassment > Threatening
0.0427760271
OpenAI Moderation v1 (007)
Violence > Graphic
0.0397921278
OpenAI Moderation v1 (007)
Sexual
0.0047374488
OpenAI Moderation v1 (007)
Hate > Threatening
0.0009995374
OpenAI Moderation v1 (007)
Self-Harm
0.0006526742
OpenAI Moderation v1 (007)
Sexual > Minors
0.0003302005
OpenAI Moderation v1 (007)
Self-Harm > Instructions
8.04094E-5
OpenAI Moderation v1 (007)
Self-Harm > Intent
7.15552E-5
OpenAI Moderation v1 (007)
Topics
Topic:
Economy, Business and Finance > Macro Economics > Loans
Score:
100
Magnitude:
0.151
Code:
4008021
Url:
https://cv.iptc.org/newscodes/subjectcode/04008021
Wikidata_id:
Q189539
Wikidata_label:
loan
Source:
IPTC Subject
Topic:
Crime, Law and Justice > Trials > Litigation
Score:
85
Magnitude:
0.129
Code:
2008001
Url:
https://cv.iptc.org/newscodes/subjectcode/02008001
Wikidata_id:
Q697327
Wikidata_label:
lawsuit
Source:
IPTC Subject
Topic:
Economy, Business and Finance
Score:
77
Magnitude:
0.117
Code:
4000000
Url:
https://cv.iptc.org/newscodes/subjectcode/04000000
Wikidata_id:
Q159810
Wikidata_label:
economy
Source:
IPTC Subject
Topic:
Housing
Score:
67.679
Magnitude:
90
Code:
14
Url:
https://fsc.al/cap-mc#14
Source:
Comparative Agendas
Readability
Flesch-Kincaid Grade
11.5
Flesch-Kincaid Ease
53.8
Gunning-Fog Score
14
Coleman-Liau Index
10.9
SMOG Index
12
Automated Readability Index
11.5
Dale-Chall Readability Score
5.3
Sprache Readability Score
5
Dale-Chall Difficult Word Score
24
Sprache Difficult Word Count
28
Joe Biden
00:00:51-00:01:17 (26 sec)No Signal (0.373)
Under my new plan, reducing that payment to just 5 percent of your disposable income, that's going to save the typical borrower around $1,000 a year. It's going to give borrowers a little bit more breathing room. And if your annual income is less than $30,000, your monthly payment will be zero until it gets above $30,000. As long as you pay what you owe under this plan, you'll no longer see your loan balance grow because of unpaid interest.
Sentiment
Loughran McDonald (Relative)
-1
Very Negative
Loughran McDonald (Absolute)
-1
Very Negative
Loughran McDonald (Logit)
-1.60944
Harvard-IV (Relative)
0.14286
Leans Positive
Harvard-IV (Absolute)
0.14286
Leans Positive
Harvard-IV (Logit)
0.25131
VADER
0.557
Very Positive
Moderation
Violence
0.0269689917
OpenAI Moderation v1 (007)
Harassment
0.0202685056
OpenAI Moderation v1 (007)
Harassment > Threatening
0.0052831583
OpenAI Moderation v1 (007)
Violence > Graphic
0.0009507025
OpenAI Moderation v1 (007)
Hate
0.0006723315
OpenAI Moderation v1 (007)
Sexual
0.0002838979
OpenAI Moderation v1 (007)
Self-Harm > Instructions
0.0002311315
OpenAI Moderation v1 (007)
Self-Harm
0.0001997159
OpenAI Moderation v1 (007)
Self-Harm > Intent
0.0001250406
OpenAI Moderation v1 (007)
Sexual > Minors
2.53944E-5
OpenAI Moderation v1 (007)
Hate > Threatening
5.5032E-6
OpenAI Moderation v1 (007)
Topics
Topic:
Economy, Business and Finance > Macro Economics > Interest Rate
Score:
100
Magnitude:
0.236
Code:
4008009
Url:
https://cv.iptc.org/newscodes/subjectcode/04008009
Wikidata_id:
Q179179
Wikidata_label:
interest rate
Source:
IPTC Subject
Topic:
Domestic Commerce
Score:
91.169
Magnitude:
76
Code:
15
Url:
https://fsc.al/cap-mc#15
Source:
Comparative Agendas
Readability
Flesch-Kincaid Grade
8.1
Flesch-Kincaid Ease
73.7
Gunning-Fog Score
11.7
Coleman-Liau Index
7.8
SMOG Index
10.8
Automated Readability Index
7.8
Dale-Chall Readability Score
3.9
Sprache Readability Score
4.8
Dale-Chall Difficult Word Score
15
Sprache Difficult Word Count
20
Joe Biden
00:01:17-00:01:41 (24 sec)Weak (1.422)
Under the SAVE plan, monthly payments are based on your income, not your student loan balance. And here's how you can enroll in the SAVE program: Visit studentaid.gov/save and submit an application. It takes about 10 minutes to fill it out. And if you're eligible for the SAVE plan, sign up now so you can lower your monthly payments in advance of payments resuming this fall.
Sentiment
Loughran McDonald (Relative)
1
Very Positive
Loughran McDonald (Absolute)
1
Very Positive
Loughran McDonald (Logit)
1.09861
Harvard-IV (Relative)
1
Very Positive
Harvard-IV (Absolute)
1
Very Positive
Harvard-IV (Logit)
2.56495
VADER
0.884
Very Positive
Moderation
Violence
0.0427592313
OpenAI Moderation v1 (007)
Harassment > Threatening
0.0029058046
OpenAI Moderation v1 (007)
Harassment
0.0012376687
OpenAI Moderation v1 (007)
Self-Harm > Instructions
0.0008087232
OpenAI Moderation v1 (007)
Violence > Graphic
0.0005268965
OpenAI Moderation v1 (007)
Self-Harm > Intent
0.0005083713
OpenAI Moderation v1 (007)
Hate > Threatening
0.0003504893
OpenAI Moderation v1 (007)
Self-Harm
0.0003314698
OpenAI Moderation v1 (007)
Sexual > Minors
0.0002214383
OpenAI Moderation v1 (007)
Sexual
0.0001593137
OpenAI Moderation v1 (007)
Hate
8.67895E-5
OpenAI Moderation v1 (007)
Topics
Topic:
Economy, Business and Finance > Macro Economics > Loans
Score:
100
Magnitude:
0.087
Code:
4008021
Url:
https://cv.iptc.org/newscodes/subjectcode/04008021
Wikidata_id:
Q189539
Wikidata_label:
loan
Source:
IPTC Subject
Topic:
Education
Score:
84.05
Magnitude:
67
Code:
6
Url:
https://fsc.al/cap-mc#6
Source:
Comparative Agendas
Topic:
Economy, Business and Finance
Score:
71
Magnitude:
0.061
Code:
4000000
Url:
https://cv.iptc.org/newscodes/subjectcode/04000000
Wikidata_id:
Q159810
Wikidata_label:
economy
Source:
IPTC Subject
Topic:
Education > Teaching and Learning > Students
Score:
69
Magnitude:
0.06
Code:
5010001
Url:
https://cv.iptc.org/newscodes/subjectcode/05010001
Wikidata_id:
Q48282
Wikidata_label:
student
Source:
IPTC Subject
Readability
Flesch-Kincaid Grade
6.2
Flesch-Kincaid Ease
74.8
Gunning-Fog Score
7.8
Coleman-Liau Index
9.9
SMOG Index
8.4
Automated Readability Index
5.9
Dale-Chall Readability Score
4.2
Sprache Readability Score
3.9
Dale-Chall Difficult Word Score
15
Sprache Difficult Word Count
19
Joe Biden
00:01:41-00:01:55 (14 sec)No Signal (0.005)
I've said it before and I'll say it again: as long as I'm President, my Administration will never stop fighting to deliver relief to borrowers, and bring the promise of college to more Americans. And that's a commitment.
Sentiment
Loughran McDonald (Relative)
-1
Very Negative
Loughran McDonald (Absolute)
-1
Very Negative
Loughran McDonald (Logit)
-1.09861
Harvard-IV (Relative)
0.5
Positive
Harvard-IV (Absolute)
0.5
Positive
Harvard-IV (Logit)
0.8473
VADER
0.831
Very Positive
Moderation
Violence
0.0147599858
OpenAI Moderation v1 (007)
Harassment
0.0022690456
OpenAI Moderation v1 (007)
Sexual
0.0011783182
OpenAI Moderation v1 (007)
Sexual > Minors
0.0003654354
OpenAI Moderation v1 (007)
Harassment > Threatening
0.0002740934
OpenAI Moderation v1 (007)
Violence > Graphic
0.0002152188
OpenAI Moderation v1 (007)
Hate
7.3552E-5
OpenAI Moderation v1 (007)
Self-Harm
1.29088E-5
OpenAI Moderation v1 (007)
Hate > Threatening
3.0821E-6
OpenAI Moderation v1 (007)
Self-Harm > Intent
1.3754E-6
OpenAI Moderation v1 (007)
Self-Harm > Instructions
7.6E-9
OpenAI Moderation v1 (007)
Topics
Topic:
Civil Rights
Score:
33.745
Magnitude:
38
Code:
2
Url:
https://fsc.al/cap-mc#2
Source:
Comparative Agendas
Topic:
Social Welfare
Score:
20.504
Magnitude:
38
Code:
13
Url:
https://fsc.al/cap-mc#13
Source:
Comparative Agendas
Readability
Flesch-Kincaid Grade
10.1
Flesch-Kincaid Ease
56.2
Gunning-Fog Score
10.8
Coleman-Liau Index
11.2
SMOG Index
12
Automated Readability Index
9.6
Dale-Chall Readability Score
5.5
Sprache Readability Score
3.9
Dale-Chall Difficult Word Score
11
Sprache Difficult Word Count
12