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Remarks: Joe Biden Discusses the Banking Industry and the Economy - March 13, 2023

StressLens
1 Topic
Entities
Moderation
1 Speaker

StressLens Over Time

Entities
No entities found
Moderation
No moderation found
Speakers
Joe Biden
Joe Biden said 47 sentences of a total of 47 sentences.
100%
Joe Biden said 723 words of a total of 723 words.
100%
Joe Biden talked 270 seconds of a total of 270 seconds.
100%
Full Transcript

Joe Biden

00:00:00-00:00:13 (14 sec)
Good morning, everyone. Before I leave for California, I want to briefly speak about what's happening to Silicon Valley Bank and Signature Bank.
Sentiment
Loughran McDonald (Relative)
0
Neutral
Loughran McDonald (Absolute)
0
Neutral
Loughran McDonald (Logit)
0
Harvard-IV (Relative)
0
Neutral
Harvard-IV (Absolute)
0
Neutral
Harvard-IV (Logit)
0
VADER
0.459
Positive
Moderation
Violence
0.0116297
OpenAI Moderation v1 (007)
Violence > Graphic
0.011618682
OpenAI Moderation v1 (007)
Self-Harm
0.0079980389
OpenAI Moderation v1 (007)
Self-Harm > Intent
0.0044125267
OpenAI Moderation v1 (007)
Harassment
0.0026821896
OpenAI Moderation v1 (007)
Harassment > Threatening
0.0017507666
OpenAI Moderation v1 (007)
Sexual
0.0009485328
OpenAI Moderation v1 (007)
Hate
0.0008954654
OpenAI Moderation v1 (007)
Sexual > Minors
0.0001228773
OpenAI Moderation v1 (007)
Hate > Threatening
0.0001220331
OpenAI Moderation v1 (007)
Self-Harm > Instructions
7.72188E-5
OpenAI Moderation v1 (007)
Topics
Topic:
Economy, Business and Finance > Financial and Business Service > Banking
Score:
100
Magnitude:
0.184
Code:
4006002
Url:
https://cv.iptc.org/newscodes/subjectcode/04006002
Wikidata_id:
Q3435731
Wikidata_label:
banking industry
Source:
IPTC Subject
Topic:
Domestic Commerce
Score:
94.868
Magnitude:
23
Code:
15
Url:
https://fsc.al/cap-mc#15
Source:
Comparative Agendas
Readability
Flesch-Kincaid Grade
9.4
Flesch-Kincaid Ease
48
Gunning-Fog Score
8.1
Coleman-Liau Index
12
SMOG Index
12
Automated Readability Index
8.3
Dale-Chall Readability Score
4
Sprache Readability Score
2.6
Dale-Chall Difficult Word Score
5
Sprache Difficult Word Count
7

Joe Biden

00:00:13-00:00:25 (11 sec)
Today, thanks to the quick action of my administration over the past few days, Americans can have confidence that the banking system is safe. Your deposits will be there when you need them.
Sentiment
Loughran McDonald (Relative)
1
Very Positive
Loughran McDonald (Absolute)
1
Very Positive
Loughran McDonald (Logit)
1.09861
Harvard-IV (Relative)
0.5
Positive
Harvard-IV (Absolute)
0.5
Positive
Harvard-IV (Logit)
0.8473
VADER
0.844
Very Positive
Moderation
Violence
0.0037987949
OpenAI Moderation v1 (007)
Violence > Graphic
0.0013457501
OpenAI Moderation v1 (007)
Harassment
0.0008461589
OpenAI Moderation v1 (007)
Sexual
0.0001392138
OpenAI Moderation v1 (007)
Hate
9.4131E-5
OpenAI Moderation v1 (007)
Harassment > Threatening
5.20944E-5
OpenAI Moderation v1 (007)
Sexual > Minors
2.1794E-5
OpenAI Moderation v1 (007)
Self-Harm
1.96472E-5
OpenAI Moderation v1 (007)
Self-Harm > Intent
3.6224E-6
OpenAI Moderation v1 (007)
Hate > Threatening
1.9697E-6
OpenAI Moderation v1 (007)
Self-Harm > Instructions
9.43E-8
OpenAI Moderation v1 (007)
Topics
Topic:
Economy, Business and Finance > Macro Economics > Debt Market
Score:
100
Magnitude:
0.066
Code:
4008003
Url:
https://cv.iptc.org/newscodes/subjectcode/04008003
Wikidata_id:
Q540626
Wikidata_label:
bond market
Source:
IPTC Subject
Topic:
Domestic Commerce
Score:
97.323
Magnitude:
33
Code:
15
Url:
https://fsc.al/cap-mc#15
Source:
Comparative Agendas
Topic:
Arts, Culture and Entertainment > Culture (General)
Score:
95
Magnitude:
0.063
Code:
1022000
Url:
https://cv.iptc.org/newscodes/subjectcode/01022000
Wikidata_id:
Q11042
Wikidata_label:
culture
Source:
IPTC Subject
Topic:
Social Issue > People
Score:
90
Magnitude:
0.06
Code:
14024000
Url:
https://cv.iptc.org/newscodes/subjectcode/14024000
Wikidata_id:
Q1156970
Wikidata_label:
humanity
Source:
IPTC Subject
Topic:
Social Issue
Score:
77
Magnitude:
0.051
Code:
14000000
Url:
https://cv.iptc.org/newscodes/subjectcode/14000000
Wikidata_id:
Q8425
Wikidata_label:
society
Source:
IPTC Subject
Readability
Flesch-Kincaid Grade
8.4
Flesch-Kincaid Ease
64.5
Gunning-Fog Score
10.2
Coleman-Liau Index
11.5
SMOG Index
11.3
Automated Readability Index
8.7
Dale-Chall Readability Score
3.7
Sprache Readability Score
3.2
Dale-Chall Difficult Word Score
6
Sprache Difficult Word Count
7

Joe Biden

00:00:25-00:00:37 (12 sec)
Small businesses across the country that had deposit accounts at these banks can breathe easier knowing they'll be able to pay their workers and pay their bills. And their hardworking employees can breathe easier as well.
Sentiment
Loughran McDonald (Relative)
1
Very Positive
Loughran McDonald (Absolute)
1
Very Positive
Loughran McDonald (Logit)
1.60944
Harvard-IV (Relative)
1
Very Positive
Harvard-IV (Absolute)
1
Very Positive
Harvard-IV (Logit)
2.19722
VADER
0.71
Very Positive
Moderation
Violence
0.0052307656
OpenAI Moderation v1 (007)
Violence > Graphic
0.0009076622
OpenAI Moderation v1 (007)
Harassment > Threatening
0.0006137212
OpenAI Moderation v1 (007)
Harassment
0.0002780635
OpenAI Moderation v1 (007)
Sexual
4.90107E-5
OpenAI Moderation v1 (007)
Hate > Threatening
1.23724E-5
OpenAI Moderation v1 (007)
Hate
1.2282E-5
OpenAI Moderation v1 (007)
Self-Harm
9.1001E-6
OpenAI Moderation v1 (007)
Sexual > Minors
4.0998E-6
OpenAI Moderation v1 (007)
Self-Harm > Intent
2.9282E-6
OpenAI Moderation v1 (007)
Self-Harm > Instructions
1.6586E-6
OpenAI Moderation v1 (007)
Topics
Topic:
Labor > Employment
Score:
100
Magnitude:
0.158
Code:
9003000
Url:
https://cv.iptc.org/newscodes/subjectcode/09003000
Wikidata_id:
Q656365
Wikidata_label:
employment
Source:
IPTC Subject
Topic:
Domestic Commerce
Score:
96.641
Magnitude:
36
Code:
15
Url:
https://fsc.al/cap-mc#15
Source:
Comparative Agendas
Topic:
Labor > Employee
Score:
71
Magnitude:
0.112
Code:
9016000
Url:
https://cv.iptc.org/newscodes/subjectcode/09016000
Wikidata_id:
Q703534
Wikidata_label:
employee
Source:
IPTC Subject
Topic:
Economy, Business and Finance
Score:
66
Magnitude:
0.103
Code:
4000000
Url:
https://cv.iptc.org/newscodes/subjectcode/04000000
Wikidata_id:
Q159810
Wikidata_label:
economy
Source:
IPTC Subject
Topic:
Economy, Business and Finance > Financial and Business Service > Banking
Score:
62
Magnitude:
0.098
Code:
4006002
Url:
https://cv.iptc.org/newscodes/subjectcode/04006002
Wikidata_id:
Q3435731
Wikidata_label:
banking industry
Source:
IPTC Subject
Readability
Flesch-Kincaid Grade
9.1
Flesch-Kincaid Ease
61.7
Gunning-Fog Score
13.9
Coleman-Liau Index
12
SMOG Index
12
Automated Readability Index
11.5
Dale-Chall Readability Score
3.5
Sprache Readability Score
3.8
Dale-Chall Difficult Word Score
6
Sprache Difficult Word Count
12

Joe Biden

00:00:37-00:00:52 (15 sec)
Last week, when we learned of the problems of the banks and the impact they could have on jobs, some small businesses, and the banking system overall, I instructed my team to act quickly to protect these interests. They have done that. They have done that.
Sentiment
Loughran McDonald (Relative)
-1
Very Negative
Loughran McDonald (Absolute)
-1
Very Negative
Loughran McDonald (Logit)
-1.09861
Harvard-IV (Relative)
0.5
Positive
Harvard-IV (Absolute)
0.5
Positive
Harvard-IV (Logit)
0.8473
VADER
0.226
Slightly Positive
Moderation
Violence
0.0055680226
OpenAI Moderation v1 (007)
Violence > Graphic
0.0022248496
OpenAI Moderation v1 (007)
Harassment
0.0007035938
OpenAI Moderation v1 (007)
Sexual
0.0006753202
OpenAI Moderation v1 (007)
Hate
0.0005070789
OpenAI Moderation v1 (007)
Sexual > Minors
0.0001015697
OpenAI Moderation v1 (007)
Harassment > Threatening
0.0001004153
OpenAI Moderation v1 (007)
Hate > Threatening
3.64913E-5
OpenAI Moderation v1 (007)
Self-Harm
1.49119E-5
OpenAI Moderation v1 (007)
Self-Harm > Intent
2.5218E-6
OpenAI Moderation v1 (007)
Self-Harm > Instructions
5.08E-8
OpenAI Moderation v1 (007)
Topics
Topic:
Economy, Business and Finance > Financial and Business Service > Banking
Score:
100
Magnitude:
0.189
Code:
4006002
Url:
https://cv.iptc.org/newscodes/subjectcode/04006002
Wikidata_id:
Q3435731
Wikidata_label:
banking industry
Source:
IPTC Subject
Topic:
Domestic Commerce
Score:
97.766
Magnitude:
46
Code:
15
Url:
https://fsc.al/cap-mc#15
Source:
Comparative Agendas
Readability
Flesch-Kincaid Grade
5.8
Flesch-Kincaid Ease
80.9
Gunning-Fog Score
9.6
Coleman-Liau Index
10.3
SMOG Index
9.9
Automated Readability Index
7.1
Dale-Chall Readability Score
2.8
Sprache Readability Score
3.3
Dale-Chall Difficult Word Score
6
Sprache Difficult Word Count
9

Joe Biden

00:00:52-00:01:04 (12 sec)
On Friday, the government regulator in charge, the FDIC, took control of Silicon Valley Bank's assets. And over the weekend, it took control of Signature Bank's assets.
Sentiment
Loughran McDonald (Relative)
0
Neutral
Loughran McDonald (Absolute)
0
Neutral
Loughran McDonald (Logit)
0
Harvard-IV (Relative)
0.33333
Somewhat Positive
Harvard-IV (Absolute)
0.33333
Somewhat Positive
Harvard-IV (Logit)
0.51083
VADER
0.34
Somewhat Positive
Moderation
Violence > Graphic
0.2803653479
OpenAI Moderation v1 (007)
Violence
0.012037385
OpenAI Moderation v1 (007)
Harassment
0.0070252259
OpenAI Moderation v1 (007)
Harassment > Threatening
0.0043302643
OpenAI Moderation v1 (007)
Hate
0.0033578632
OpenAI Moderation v1 (007)
Sexual
0.0026832131
OpenAI Moderation v1 (007)
Self-Harm
0.0003358562
OpenAI Moderation v1 (007)
Sexual > Minors
9.56671E-5
OpenAI Moderation v1 (007)
Hate > Threatening
7.12808E-5
OpenAI Moderation v1 (007)
Self-Harm > Intent
2.92394E-5
OpenAI Moderation v1 (007)
Self-Harm > Instructions
8.378E-7
OpenAI Moderation v1 (007)
Topics
Topic:
Economy, Business and Finance > Financial and Business Service > Banking
Score:
100
Magnitude:
0.421
Code:
4006002
Url:
https://cv.iptc.org/newscodes/subjectcode/04006002
Wikidata_id:
Q3435731
Wikidata_label:
banking industry
Source:
IPTC Subject
Topic:
Domestic Commerce
Score:
94.418
Magnitude:
27
Code:
15
Url:
https://fsc.al/cap-mc#15
Source:
Comparative Agendas
Readability
Flesch-Kincaid Grade
9.3
Flesch-Kincaid Ease
52.1
Gunning-Fog Score
8.4
Coleman-Liau Index
12
SMOG Index
11.3
Automated Readability Index
8.7
Dale-Chall Readability Score
7.7
Sprache Readability Score
3.2
Dale-Chall Difficult Word Score
12
Sprache Difficult Word Count
11

Joe Biden

00:01:04-00:01:11 (8 sec)
Treasury Secretary Yellen and a team of banking regulators have taken action -- immediate action. And here are the highlights:
Sentiment
Loughran McDonald (Relative)
0
Neutral
Loughran McDonald (Absolute)
0
Neutral
Loughran McDonald (Logit)
0
Harvard-IV (Relative)
1
Very Positive
Harvard-IV (Absolute)
1
Very Positive
Harvard-IV (Logit)
1.09861
VADER
0.202
Slightly Positive
Moderation
Sexual
0.0095035808
OpenAI Moderation v1 (007)
Violence
0.0062612795
OpenAI Moderation v1 (007)
Hate
0.0044233297
OpenAI Moderation v1 (007)
Violence > Graphic
0.0023222819
OpenAI Moderation v1 (007)
Hate > Threatening
0.0008638268
OpenAI Moderation v1 (007)
Harassment > Threatening
0.0004621616
OpenAI Moderation v1 (007)
Harassment
0.0002819695
OpenAI Moderation v1 (007)
Sexual > Minors
0.0002335422
OpenAI Moderation v1 (007)
Self-Harm
3.8324E-6
OpenAI Moderation v1 (007)
Self-Harm > Intent
1.4897E-6
OpenAI Moderation v1 (007)
Self-Harm > Instructions
6.672E-7
OpenAI Moderation v1 (007)
Topics
Topic:
Domestic Commerce
Score:
96.518
Magnitude:
20
Code:
15
Url:
https://fsc.al/cap-mc#15
Source:
Comparative Agendas
Readability
Flesch-Kincaid Grade
10.5
Flesch-Kincaid Ease
36.9
Gunning-Fog Score
8
Coleman-Liau Index
12
SMOG Index
11.3
Automated Readability Index
8.9
Dale-Chall Readability Score
8
Sprache Readability Score
2.5
Dale-Chall Difficult Word Score
9
Sprache Difficult Word Count
9

Joe Biden

00:01:11-00:01:30 (19 sec)
First, all customers who had deposits in these banks can rest assured -- I want to -- rest assured they'll be protected and they'll have access to their money as of today. That includes small businesses across the country that banked there and need to make payroll, pay their bills, and stay open for business.
Sentiment
Loughran McDonald (Relative)
1
Very Positive
Loughran McDonald (Absolute)
1
Very Positive
Loughran McDonald (Logit)
1.60944
Harvard-IV (Relative)
0.8
Very Positive
Harvard-IV (Absolute)
0.8
Very Positive
Harvard-IV (Logit)
1.84583
VADER
0.778
Very Positive
Moderation
Violence
0.0214765038
OpenAI Moderation v1 (007)
Violence > Graphic
0.0064350403
OpenAI Moderation v1 (007)
Harassment > Threatening
0.0044402768
OpenAI Moderation v1 (007)
Harassment
0.0009736209
OpenAI Moderation v1 (007)
Sexual
0.0004151628
OpenAI Moderation v1 (007)
Hate
0.0002089016
OpenAI Moderation v1 (007)
Hate > Threatening
0.0001132603
OpenAI Moderation v1 (007)
Sexual > Minors
7.49797E-5
OpenAI Moderation v1 (007)
Self-Harm
5.62219E-5
OpenAI Moderation v1 (007)
Self-Harm > Intent
2.7601E-6
OpenAI Moderation v1 (007)
Self-Harm > Instructions
1.306E-7
OpenAI Moderation v1 (007)
Topics
Topic:
Economy, Business and Finance
Score:
100
Magnitude:
0.163
Code:
4000000
Url:
https://cv.iptc.org/newscodes/subjectcode/04000000
Wikidata_id:
Q159810
Wikidata_label:
economy
Source:
IPTC Subject
Topic:
Domestic Commerce
Score:
97.537
Magnitude:
55
Code:
15
Url:
https://fsc.al/cap-mc#15
Source:
Comparative Agendas
Topic:
Economy, Business and Finance > Company Information > Consumers
Score:
70
Magnitude:
0.114
Code:
4016055
Url:
https://cv.iptc.org/newscodes/subjectcode/04016055
Wikidata_id:
Q22855
Wikidata_label:
consumer
Source:
IPTC Subject
Readability
Flesch-Kincaid Grade
10.8
Flesch-Kincaid Ease
65
Gunning-Fog Score
13.6
Coleman-Liau Index
11.4
SMOG Index
11.3
Automated Readability Index
12
Dale-Chall Readability Score
4
Sprache Readability Score
4.9
Dale-Chall Difficult Word Score
9
Sprache Difficult Word Count
13

Joe Biden

00:01:30-00:01:45 (15 sec)
No losses will be -- and I want -- this is an important point -- no losses will be borne by the taxpayers. Let me repeat that: No losses will be borne by the taxpayers. Instead, the money will come from the fees that banks pay into the Deposit Insurance Fund.
Sentiment
Loughran McDonald (Relative)
-1
Very Negative
Loughran McDonald (Absolute)
-1
Very Negative
Loughran McDonald (Logit)
-1.94591
Harvard-IV (Relative)
-0.25
Slightly Negative
Harvard-IV (Absolute)
-0.25
Slightly Negative
Harvard-IV (Logit)
-0.45199
VADER
-0.9
Very Negative
Moderation
Violence
0.0241888498
OpenAI Moderation v1 (007)
Harassment
0.0017378698
OpenAI Moderation v1 (007)
Violence > Graphic
0.0010521372
OpenAI Moderation v1 (007)
Harassment > Threatening
0.0002957374
OpenAI Moderation v1 (007)
Hate
0.0002792982
OpenAI Moderation v1 (007)
Sexual
0.0002408235
OpenAI Moderation v1 (007)
Self-Harm
0.000109304
OpenAI Moderation v1 (007)
Self-Harm > Intent
3.1567E-5
OpenAI Moderation v1 (007)
Sexual > Minors
2.46613E-5
OpenAI Moderation v1 (007)
Hate > Threatening
1.85193E-5
OpenAI Moderation v1 (007)
Self-Harm > Instructions
2.4703E-6
OpenAI Moderation v1 (007)
Topics
Topic:
Economy, Business and Finance
Score:
100
Magnitude:
0.084
Code:
4000000
Url:
https://cv.iptc.org/newscodes/subjectcode/04000000
Wikidata_id:
Q159810
Wikidata_label:
economy
Source:
IPTC Subject
Topic:
Domestic Commerce
Score:
97.471
Magnitude:
51
Code:
15
Url:
https://fsc.al/cap-mc#15
Source:
Comparative Agendas
Topic:
Economy, Business and Finance > Financial and Business Service > Banking
Score:
71
Magnitude:
0.06
Code:
4006002
Url:
https://cv.iptc.org/newscodes/subjectcode/04006002
Wikidata_id:
Q3435731
Wikidata_label:
banking industry
Source:
IPTC Subject
Readability
Flesch-Kincaid Grade
5.9
Flesch-Kincaid Ease
81.3
Gunning-Fog Score
8.9
Coleman-Liau Index
8.5
SMOG Index
10.6
Automated Readability Index
6
Dale-Chall Readability Score
3.1
Sprache Readability Score
3.3
Dale-Chall Difficult Word Score
7
Sprache Difficult Word Count
8

Joe Biden

00:01:45-00:01:56 (11 sec)
Because of the actions of that -- because of the actions that our regulators have already taken, every American should feel confident that their deposits will be there if and when they need them.
Sentiment
Loughran McDonald (Relative)
1
Very Positive
Loughran McDonald (Absolute)
1
Very Positive
Loughran McDonald (Logit)
1.09861
Harvard-IV (Relative)
0
Neutral
Harvard-IV (Absolute)
0
Neutral
Harvard-IV (Logit)
0
VADER
0.494
Positive
Moderation
Violence
0.0038499409
OpenAI Moderation v1 (007)
Harassment
0.0024244295
OpenAI Moderation v1 (007)
Sexual
0.0005533039
OpenAI Moderation v1 (007)
Violence > Graphic
0.0003418287
OpenAI Moderation v1 (007)
Harassment > Threatening
0.0003272224
OpenAI Moderation v1 (007)
Hate
0.000205833
OpenAI Moderation v1 (007)
Sexual > Minors
3.12193E-5
OpenAI Moderation v1 (007)
Hate > Threatening
3.1414E-6
OpenAI Moderation v1 (007)
Self-Harm
2.8327E-6
OpenAI Moderation v1 (007)
Self-Harm > Intent
1.1504E-6
OpenAI Moderation v1 (007)
Self-Harm > Instructions
1.717E-7
OpenAI Moderation v1 (007)
Topics
Topic:
Economy, Business and Finance > Market and Exchange > Securities
Score:
100
Magnitude:
0.072
Code:
4009003
Url:
https://cv.iptc.org/newscodes/subjectcode/04009003
Wikidata_id:
Q169489
Wikidata_label:
security
Source:
IPTC Subject
Topic:
Government Operations
Score:
49.586
Magnitude:
34
Code:
20
Url:
https://fsc.al/cap-mc#20
Source:
Comparative Agendas
Topic:
Law and Crime
Score:
20.083
Magnitude:
34
Code:
12
Url:
https://fsc.al/cap-mc#12
Source:
Comparative Agendas
Readability
Flesch-Kincaid Grade
12
Flesch-Kincaid Ease
34.9
Gunning-Fog Score
19
Coleman-Liau Index
12
SMOG Index
12
Automated Readability Index
12
Dale-Chall Readability Score
4
Sprache Readability Score
5
Dale-Chall Difficult Word Score
5
Sprache Difficult Word Count
6

Joe Biden

00:01:56-00:02:07 (10 sec)
Second, the management of these banks will be fired. If the bank is taken over by FDIC, the people running the bank should not work there anymore.
Sentiment
Loughran McDonald (Relative)
-1
Very Negative
Loughran McDonald (Absolute)
-1
Very Negative
Loughran McDonald (Logit)
-1.09861
Harvard-IV (Relative)
-0.33333
Somewhat Negative
Harvard-IV (Absolute)
-0.33333
Somewhat Negative
Harvard-IV (Logit)
-0.51083
VADER
-0.557
Very Negative
Moderation
Violence
0.2039739862
OpenAI Moderation v1 (007)
Harassment
0.080989016
OpenAI Moderation v1 (007)
Harassment > Threatening
0.0519519439
OpenAI Moderation v1 (007)
Hate
0.0109206179
OpenAI Moderation v1 (007)
Violence > Graphic
0.0011606512
OpenAI Moderation v1 (007)
Hate > Threatening
0.0008880471
OpenAI Moderation v1 (007)
Sexual
0.0005680983
OpenAI Moderation v1 (007)
Self-Harm
0.0001120737
OpenAI Moderation v1 (007)
Self-Harm > Intent
4.56169E-5
OpenAI Moderation v1 (007)
Sexual > Minors
2.95298E-5
OpenAI Moderation v1 (007)
Self-Harm > Instructions
4.7839E-6
OpenAI Moderation v1 (007)
Topics
Topic:
Economy, Business and Finance > Financial and Business Service > Banking
Score:
100
Magnitude:
0.194
Code:
4006002
Url:
https://cv.iptc.org/newscodes/subjectcode/04006002
Wikidata_id:
Q3435731
Wikidata_label:
banking industry
Source:
IPTC Subject
Topic:
Domestic Commerce
Score:
97.199
Magnitude:
27
Code:
15
Url:
https://fsc.al/cap-mc#15
Source:
Comparative Agendas
Readability
Flesch-Kincaid Grade
5.4
Flesch-Kincaid Ease
80.3
Gunning-Fog Score
8.4
Coleman-Liau Index
9.5
SMOG Index
9
Automated Readability Index
5.6
Dale-Chall Readability Score
3
Sprache Readability Score
2.8
Dale-Chall Difficult Word Score
4
Sprache Difficult Word Count
6

Joe Biden

00:02:07-00:02:19 (12 sec)
Third, investors in the banks will not be protected. They knowingly took a risk and when the risk didn't pay off, investors lose their money. That's how capitalism works.
Sentiment
Loughran McDonald (Relative)
-1
Very Negative
Loughran McDonald (Absolute)
-1
Very Negative
Loughran McDonald (Logit)
-1.60944
Harvard-IV (Relative)
0.5
Positive
Harvard-IV (Absolute)
0.5
Positive
Harvard-IV (Logit)
0.8473
VADER
-0.746
Very Negative
Moderation
Hate
0.1131699653
OpenAI Moderation v1 (007)
Harassment
0.1101631089
OpenAI Moderation v1 (007)
Violence
0.0600652536
OpenAI Moderation v1 (007)
Violence > Graphic
0.0062478539
OpenAI Moderation v1 (007)
Sexual
0.0016570062
OpenAI Moderation v1 (007)
Harassment > Threatening
0.0016437525
OpenAI Moderation v1 (007)
Hate > Threatening
0.0001819685
OpenAI Moderation v1 (007)
Self-Harm
6.76595E-5
OpenAI Moderation v1 (007)
Sexual > Minors
2.1314E-5
OpenAI Moderation v1 (007)
Self-Harm > Intent
1.74938E-5
OpenAI Moderation v1 (007)
Self-Harm > Instructions
8.1816E-6
OpenAI Moderation v1 (007)
Topics
Topic:
Economy, Business and Finance > Financial and Business Service > Banking
Score:
100
Magnitude:
0.086
Code:
4006002
Url:
https://cv.iptc.org/newscodes/subjectcode/04006002
Wikidata_id:
Q3435731
Wikidata_label:
banking industry
Source:
IPTC Subject
Topic:
Domestic Commerce
Score:
95.573
Magnitude:
29
Code:
15
Url:
https://fsc.al/cap-mc#15
Source:
Comparative Agendas
Readability
Flesch-Kincaid Grade
5.7
Flesch-Kincaid Ease
71.6
Gunning-Fog Score
10.8
Coleman-Liau Index
11.6
SMOG Index
10.6
Automated Readability Index
5.3
Dale-Chall Readability Score
4.3
Sprache Readability Score
2.3
Dale-Chall Difficult Word Score
7
Sprache Difficult Word Count
6

Joe Biden

00:02:19-00:02:35 (17 sec)
And fourth, there are important questions of how these banks got into these circumstances in the first place. We must get the full accounting of what happened and why those responsible can be held accountable. In my administration, no one, in my view -- no one is above the law.
Sentiment
Loughran McDonald (Relative)
-1
Very Negative
Loughran McDonald (Absolute)
-1
Very Negative
Loughran McDonald (Logit)
-1.09861
Harvard-IV (Relative)
0.42857
Positive
Harvard-IV (Absolute)
0.42857
Positive
Harvard-IV (Logit)
0.78846
VADER
-0.077
Neutral
Moderation
Harassment > Threatening
0.0525686773
OpenAI Moderation v1 (007)
Violence
0.0250504207
OpenAI Moderation v1 (007)
Harassment
0.0189802813
OpenAI Moderation v1 (007)
Sexual
0.0048584308
OpenAI Moderation v1 (007)
Violence > Graphic
0.0024492645
OpenAI Moderation v1 (007)
Hate
0.0005964244
OpenAI Moderation v1 (007)
Sexual > Minors
0.000192219
OpenAI Moderation v1 (007)
Hate > Threatening
7.85055E-5
OpenAI Moderation v1 (007)
Self-Harm
3.5052E-6
OpenAI Moderation v1 (007)
Self-Harm > Intent
1.4175E-6
OpenAI Moderation v1 (007)
Self-Harm > Instructions
1.85E-8
OpenAI Moderation v1 (007)
Topics
Topic:
Economy, Business and Finance > Financial and Business Service > Banking
Score:
100
Magnitude:
0.25
Code:
4006002
Url:
https://cv.iptc.org/newscodes/subjectcode/04006002
Wikidata_id:
Q3435731
Wikidata_label:
banking industry
Source:
IPTC Subject
Topic:
Crime, Law and Justice > Justice and Rights
Score:
69
Magnitude:
0.171
Code:
2007000
Url:
https://cv.iptc.org/newscodes/subjectcode/02007000
Wikidata_id:
Q5167661
Wikidata_label:
justice
Source:
IPTC Subject
Topic:
Domestic Commerce
Score:
46.518
Magnitude:
50
Code:
15
Url:
https://fsc.al/cap-mc#15
Source:
Comparative Agendas
Topic:
Law and Crime
Score:
44.38
Magnitude:
50
Code:
12
Url:
https://fsc.al/cap-mc#12
Source:
Comparative Agendas
Readability
Flesch-Kincaid Grade
7.9
Flesch-Kincaid Ease
67.7
Gunning-Fog Score
12.2
Coleman-Liau Index
10.7
SMOG Index
12
Automated Readability Index
8
Dale-Chall Readability Score
2.7
Sprache Readability Score
3.4
Dale-Chall Difficult Word Score
6
Sprache Difficult Word Count
9

Joe Biden

00:02:35-00:02:55 (19 sec)
And finally, we must reduce the risks of this happening again. During the Obama-Biden administration, we put in place tough requirements on banks like Silicon Valley Bank and Signature Bank, including the Dodd-Frank Law, to make sure the crisis we saw in 2008 would not happen again.
Sentiment
Loughran McDonald (Relative)
-1
Very Negative
Loughran McDonald (Absolute)
-1
Very Negative
Loughran McDonald (Logit)
-1.09861
Harvard-IV (Relative)
0.33333
Somewhat Positive
Harvard-IV (Absolute)
0.33333
Somewhat Positive
Harvard-IV (Logit)
0.51083
VADER
-0.44
Negative
Moderation
Harassment
0.0123790203
OpenAI Moderation v1 (007)
Violence
0.0071634146
OpenAI Moderation v1 (007)
Violence > Graphic
0.0019169294
OpenAI Moderation v1 (007)
Hate
0.0012817863
OpenAI Moderation v1 (007)
Sexual
0.000408244
OpenAI Moderation v1 (007)
Harassment > Threatening
0.0003595562
OpenAI Moderation v1 (007)
Sexual > Minors
6.17688E-5
OpenAI Moderation v1 (007)
Hate > Threatening
3.36935E-5
OpenAI Moderation v1 (007)
Self-Harm
2.21328E-5
OpenAI Moderation v1 (007)
Self-Harm > Intent
1.29735E-5
OpenAI Moderation v1 (007)
Self-Harm > Instructions
1.23899E-5
OpenAI Moderation v1 (007)
Topics
Topic:
Economy, Business and Finance > Financial and Business Service > Banking
Score:
100
Magnitude:
0.192
Code:
4006002
Url:
https://cv.iptc.org/newscodes/subjectcode/04006002
Wikidata_id:
Q3435731
Wikidata_label:
banking industry
Source:
IPTC Subject
Topic:
Domestic Commerce
Score:
97.819
Magnitude:
46
Code:
15
Url:
https://fsc.al/cap-mc#15
Source:
Comparative Agendas
Readability
Flesch-Kincaid Grade
11.8
Flesch-Kincaid Ease
54.2
Gunning-Fog Score
13.9
Coleman-Liau Index
11.2
SMOG Index
12
Automated Readability Index
12
Dale-Chall Readability Score
5.7
Sprache Readability Score
4.9
Dale-Chall Difficult Word Score
14
Sprache Difficult Word Count
16

Joe Biden

00:02:55-00:03:11 (17 sec)
Unfortunately, the last administration rolled back some of these requirements. I'm going to ask Congress and the banking regulators to strengthen the rules for banks to make it less likely that this kind of bank failure will happen again and to protect American jobs and small businesses.
Sentiment
Loughran McDonald (Relative)
-0.33333
Somewhat Negative
Loughran McDonald (Absolute)
-0.33333
Somewhat Negative
Loughran McDonald (Logit)
-0.51083
Harvard-IV (Relative)
0.33333
Somewhat Positive
Harvard-IV (Absolute)
0.33333
Somewhat Positive
Harvard-IV (Logit)
0.58779
VADER
-0.505
Very Negative
Moderation
Violence
0.004345773
OpenAI Moderation v1 (007)
Harassment
0.0036029265
OpenAI Moderation v1 (007)
Hate
0.0018817707
OpenAI Moderation v1 (007)
Sexual
0.0014040365
OpenAI Moderation v1 (007)
Violence > Graphic
0.0009552048
OpenAI Moderation v1 (007)
Harassment > Threatening
0.0004010564
OpenAI Moderation v1 (007)
Sexual > Minors
0.0002451032
OpenAI Moderation v1 (007)
Self-Harm
5.21255E-5
OpenAI Moderation v1 (007)
Hate > Threatening
1.97241E-5
OpenAI Moderation v1 (007)
Self-Harm > Intent
1.07068E-5
OpenAI Moderation v1 (007)
Self-Harm > Instructions
4.59E-7
OpenAI Moderation v1 (007)
Topics
Topic:
Economy, Business and Finance > Financial and Business Service > Banking
Score:
100
Magnitude:
0.468
Code:
4006002
Url:
https://cv.iptc.org/newscodes/subjectcode/04006002
Wikidata_id:
Q3435731
Wikidata_label:
banking industry
Source:
IPTC Subject
Topic:
Domestic Commerce
Score:
97.849
Magnitude:
47
Code:
15
Url:
https://fsc.al/cap-mc#15
Source:
Comparative Agendas
Readability
Flesch-Kincaid Grade
11.9
Flesch-Kincaid Ease
51.6
Gunning-Fog Score
12.8
Coleman-Liau Index
12
SMOG Index
12
Automated Readability Index
12
Dale-Chall Readability Score
5.2
Sprache Readability Score
4.7
Dale-Chall Difficult Word Score
12
Sprache Difficult Word Count
15

Joe Biden

00:03:11-00:03:20 (8 sec)
Look, the bottom line is this: Americans can rest assured that our banking system is safe. Your deposits are safe.
Sentiment
Loughran McDonald (Relative)
1
Very Positive
Loughran McDonald (Absolute)
1
Very Positive
Loughran McDonald (Logit)
1.09861
Harvard-IV (Relative)
1
Very Positive
Harvard-IV (Absolute)
1
Very Positive
Harvard-IV (Logit)
2.19722
VADER
0.807
Very Positive
Moderation
Harassment
0.0034337874
OpenAI Moderation v1 (007)
Violence > Graphic
0.0011847082
OpenAI Moderation v1 (007)
Violence
0.0010225011
OpenAI Moderation v1 (007)
Hate
0.0002884206
OpenAI Moderation v1 (007)
Sexual
0.000120551
OpenAI Moderation v1 (007)
Harassment > Threatening
4.14122E-5
OpenAI Moderation v1 (007)
Sexual > Minors
1.95926E-5
OpenAI Moderation v1 (007)
Self-Harm
1.02284E-5
OpenAI Moderation v1 (007)
Self-Harm > Intent
3.2498E-6
OpenAI Moderation v1 (007)
Hate > Threatening
1.2935E-6
OpenAI Moderation v1 (007)
Self-Harm > Instructions
5.032E-7
OpenAI Moderation v1 (007)
Topics
Topic:
Domestic Commerce
Score:
97.261
Magnitude:
20
Code:
15
Url:
https://fsc.al/cap-mc#15
Source:
Comparative Agendas
Readability
Flesch-Kincaid Grade
5.4
Flesch-Kincaid Ease
74
Gunning-Fog Score
6
Coleman-Liau Index
11
SMOG Index
9
Automated Readability Index
5
Dale-Chall Readability Score
3.7
Sprache Readability Score
2.3
Dale-Chall Difficult Word Score
4
Sprache Difficult Word Count
5

Joe Biden

00:03:20-00:03:26 (6 sec)
Let me also assure you: We will not stop at this. We'll do whatever is needed on top of all this.
Sentiment
Loughran McDonald (Relative)
0
Neutral
Loughran McDonald (Absolute)
0
Neutral
Loughran McDonald (Logit)
0
Harvard-IV (Relative)
-0.33333
Somewhat Negative
Harvard-IV (Absolute)
-0.33333
Somewhat Negative
Harvard-IV (Logit)
-0.51083
VADER
0.55
Very Positive
Moderation
Violence
1.284948457
OpenAI Moderation v1 (007)
Harassment > Threatening
0.4591304343
OpenAI Moderation v1 (007)
Harassment
0.1125796116
OpenAI Moderation v1 (007)
Sexual
0.0199482645
OpenAI Moderation v1 (007)
Violence > Graphic
0.0038570364
OpenAI Moderation v1 (007)
Hate
0.0020183941
OpenAI Moderation v1 (007)
Hate > Threatening
0.000986789
OpenAI Moderation v1 (007)
Sexual > Minors
0.0008729812
OpenAI Moderation v1 (007)
Self-Harm
0.0003807214
OpenAI Moderation v1 (007)
Self-Harm > Intent
0.0001594275
OpenAI Moderation v1 (007)
Self-Harm > Instructions
1.9218E-6
OpenAI Moderation v1 (007)
Topics
Topic:
Social Issue > People
Score:
100
Magnitude:
0.071
Code:
14024000
Url:
https://cv.iptc.org/newscodes/subjectcode/14024000
Wikidata_id:
Q1156970
Wikidata_label:
humanity
Source:
IPTC Subject
Topic:
Politics
Score:
99
Magnitude:
0.071
Code:
11000000
Url:
https://cv.iptc.org/newscodes/subjectcode/11000000
Wikidata_id:
Q7163
Wikidata_label:
politics
Source:
IPTC Subject
Topic:
Arts, Culture and Entertainment > Culture (General)
Score:
96
Magnitude:
0.069
Code:
1022000
Url:
https://cv.iptc.org/newscodes/subjectcode/01022000
Wikidata_id:
Q11042
Wikidata_label:
culture
Source:
IPTC Subject
Topic:
Social Issue
Score:
91
Magnitude:
0.065
Code:
14000000
Url:
https://cv.iptc.org/newscodes/subjectcode/14000000
Wikidata_id:
Q8425
Wikidata_label:
society
Source:
IPTC Subject
Topic:
Science and Technology > Science (General)
Score:
81
Magnitude:
0.058
Code:
13009000
Url:
https://cv.iptc.org/newscodes/subjectcode/13009000
Wikidata_id:
Q34104
Wikidata_label:
science and technology
Source:
IPTC Subject
Readability
Flesch-Kincaid Grade
3.1
Flesch-Kincaid Ease
91.4
Gunning-Fog Score
6.1
Coleman-Liau Index
4.6
SMOG Index
7.3
Automated Readability Index
0.2
Dale-Chall Readability Score
2.8
Sprache Readability Score
2.3
Dale-Chall Difficult Word Score
3
Sprache Difficult Word Count
4

Joe Biden

00:03:26-00:04:03 (37 sec)
Let's also take a look -- a moment to put the situation in a broader context. We have made strong economic progress in the past two years. We've created more than 12 million new jobs -- more jobs in two years than any President has ever created in a single four-year term. Unemployment is below 4 percent for 14 straight months. Take-home pay for workers is going up, especially for lower- and middle-income workers. And we've seen record numbers of people apply to start new businesses -- more than 10 million of them -- more than 10 million applications over the last two years starting businesses.
Sentiment
Loughran McDonald (Relative)
0
Neutral
Loughran McDonald (Absolute)
0
Neutral
Loughran McDonald (Logit)
0
Harvard-IV (Relative)
0.55556
Very Positive
Harvard-IV (Absolute)
0.55556
Very Positive
Harvard-IV (Logit)
1.09861
VADER
0.64
Very Positive
Moderation
Harassment
0.0510124199
OpenAI Moderation v1 (007)
Sexual
0.0048025824
OpenAI Moderation v1 (007)
Violence > Graphic
0.0034668257
OpenAI Moderation v1 (007)
Hate
0.0026935091
OpenAI Moderation v1 (007)
Violence
0.0024190276
OpenAI Moderation v1 (007)
Harassment > Threatening
0.0014762221
OpenAI Moderation v1 (007)
Sexual > Minors
6.18468E-5
OpenAI Moderation v1 (007)
Self-Harm
1.49746E-5
OpenAI Moderation v1 (007)
Hate > Threatening
5.4482E-6
OpenAI Moderation v1 (007)
Self-Harm > Intent
1.5633E-6
OpenAI Moderation v1 (007)
Self-Harm > Instructions
3.147E-7
OpenAI Moderation v1 (007)
Topics
Topic:
Labor > Employment
Score:
100
Magnitude:
1
Code:
9003000
Url:
https://cv.iptc.org/newscodes/subjectcode/09003000
Wikidata_id:
Q656365
Wikidata_label:
employment
Source:
IPTC Subject
Topic:
Labor
Score:
72.415
Magnitude:
101
Code:
5
Url:
https://fsc.al/cap-mc#5
Source:
Comparative Agendas
Readability
Flesch-Kincaid Grade
8
Flesch-Kincaid Ease
69
Gunning-Fog Score
10.8
Coleman-Liau Index
10.2
SMOG Index
10.6
Automated Readability Index
8.1
Dale-Chall Readability Score
3.1
Sprache Readability Score
4.7
Dale-Chall Difficult Word Score
15
Sprache Difficult Word Count
24

Joe Biden

00:04:03-00:04:19 (16 sec)
Now we need to keep the program -- this progress going. That's what swift action that my administration, over the past few years, is all about: protecting depositors, protecting the banking system, protecting the economic gains we have made together for the American people.
Sentiment
Loughran McDonald (Relative)
1
Very Positive
Loughran McDonald (Absolute)
1
Very Positive
Loughran McDonald (Logit)
1.09861
Harvard-IV (Relative)
0.66667
Very Positive
Harvard-IV (Absolute)
0.66667
Very Positive
Harvard-IV (Logit)
1.29928
VADER
0.494
Positive
Moderation
Violence
0.0054276265
OpenAI Moderation v1 (007)
Violence > Graphic
0.0024854555
OpenAI Moderation v1 (007)
Harassment
0.0012893262
OpenAI Moderation v1 (007)
Sexual
0.0008877067
OpenAI Moderation v1 (007)
Harassment > Threatening
0.000569413
OpenAI Moderation v1 (007)
Hate
0.0001889763
OpenAI Moderation v1 (007)
Sexual > Minors
5.79821E-5
OpenAI Moderation v1 (007)
Self-Harm
1.25876E-5
OpenAI Moderation v1 (007)
Hate > Threatening
8.1872E-6
OpenAI Moderation v1 (007)
Self-Harm > Intent
1.0066E-6
OpenAI Moderation v1 (007)
Self-Harm > Instructions
2.984E-7
OpenAI Moderation v1 (007)
Topics
Topic:
Economy, Business and Finance > Company Information > Corporate Performance
Score:
100
Magnitude:
0.144
Code:
4016048
Url:
https://cv.iptc.org/newscodes/subjectcode/04016048
Wikidata_id:
Q1391314
Wikidata_label:
business information
Source:
IPTC Subject
Topic:
Domestic Commerce
Score:
96.114
Magnitude:
44
Code:
15
Url:
https://fsc.al/cap-mc#15
Source:
Comparative Agendas
Readability
Flesch-Kincaid Grade
12
Flesch-Kincaid Ease
43.4
Gunning-Fog Score
15.1
Coleman-Liau Index
12
SMOG Index
12
Automated Readability Index
12
Dale-Chall Readability Score
5.5
Sprache Readability Score
4.3
Dale-Chall Difficult Word Score
12
Sprache Difficult Word Count
13

Joe Biden

00:04:19-00:04:30 (11 sec)
Thank you. God bless you. And may God protect our troops. See you in California.
Sentiment
Loughran McDonald (Relative)
0
Neutral
Loughran McDonald (Absolute)
0
Neutral
Loughran McDonald (Logit)
0
Harvard-IV (Relative)
1
Very Positive
Harvard-IV (Absolute)
1
Very Positive
Harvard-IV (Logit)
1.60944
VADER
0.878
Very Positive
Moderation
Violence
0.4435366951
OpenAI Moderation v1 (007)
Harassment
0.1311509754
OpenAI Moderation v1 (007)
Harassment > Threatening
0.0432534755
OpenAI Moderation v1 (007)
Hate
0.0067163746
OpenAI Moderation v1 (007)
Sexual
0.003449239
OpenAI Moderation v1 (007)
Violence > Graphic
0.0023354607
OpenAI Moderation v1 (007)
Self-Harm > Intent
0.0005933303
OpenAI Moderation v1 (007)
Self-Harm
0.000217017
OpenAI Moderation v1 (007)
Hate > Threatening
0.0001719703
OpenAI Moderation v1 (007)
Sexual > Minors
0.0001087228
OpenAI Moderation v1 (007)
Self-Harm > Instructions
7.41304E-5
OpenAI Moderation v1 (007)
Topics
Topic:
Politics > Defense
Score:
100
Magnitude:
0.118
Code:
11001000
Url:
https://cv.iptc.org/newscodes/subjectcode/11001000
Wikidata_id:
Q17991228
Wikidata_label:
national defence
Source:
IPTC Subject
Topic:
Defense
Score:
20.691
Magnitude:
15
Code:
16
Url:
https://fsc.al/cap-mc#16
Source:
Comparative Agendas
Readability
Flesch-Kincaid Grade
1.6
Flesch-Kincaid Ease
90.2
Gunning-Fog Score
1.5
Coleman-Liau Index
8.5
SMOG Index
6.1
Automated Readability Index
0
Dale-Chall Readability Score
3.3
Sprache Readability Score
1.4
Dale-Chall Difficult Word Score
3
Sprache Difficult Word Count
4